Boulevard Bank Mortgage Lending & HMDA Data, 2013

In 2013, Boulevard Bank of Neosho, MO reported 1,092 mortgage applications totaling $114.2 million, up 41% from 2012. The average application was for $104,564, and applicants reported an average income of $123,893. 45% of its applications resulted in an originated loan and 37% were denied. Its largest markets were St. Louis, MO-IL (533), Kansas City, MO-KS (268) and Davenport-Moline-Rock Island, IA-IL (50) (applications in parentheses).

Mortgage Company & Address Boulevard Bank
111 E.Main Street
Neosho, MO 64850
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 1,092
Total Mortgage Loan Application Amount $114,184,000
Average Mortgage Loan Application Amount $104,564
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $123,893
Highest Applicant Income $1,962,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Boulevard Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 183 $ 11,481,000 $ 62,737 $ 119,000
St. Charles, Missouri 132 $ 3,642,000 $ 27,590 $ 105,000
Jackson, Missouri 91 $ 1,799,000 $ 19,769 $ 89,000
Jefferson, Missouri 57 $ 1,725,000 $ 30,263 $ 97,000
St. Clair, Illinois 51 $ 922,000 $ 18,078 $ 79,000
Johnson, Kansas 48 $ 2,115,000 $ 44,062 $ 120,000
St. Louis City, Missouri 45 $ 1,346,000 $ 29,911 $ 67,000
Clay, Missouri 40 $ 1,000,000 $ 25,000 $ 107,000
Litchfield, Connecticut 36 $ 31,241,000 $ 867,805 $ 490,000
Madison, Illinois 33 $ 427,000 $ 12,939 $ 100,000
Wyandotte, Kansas 29 $ 380,000 $ 13,103 $ 64,000
Fairfield, Connecticut 21 $ 14,648,000 $ 697,523 $ 292,000
Rock Island, Illinois 21 $ 279,000 $ 13,285 $ 69,000
Scott, Iowa 21 $ 817,000 $ 38,904 $ 56,000
Cass, Missouri 21 $ 742,000 $ 35,333 $ 126,000
Leavenworth, Kansas 19 $ 278,000 $ 14,631 $ 90,000
Shawnee, Kansas 15 $ 456,000 $ 30,400 $ 52,000
Franklin, Missouri 12 $ 2,170,000 $ 180,833 $ 165,000
Platte, Missouri 11 $ 409,000 $ 37,181 $ 126,000
Newton, Missouri 9 $ 404,000 $ 44,888 $ 50,000
St. Francois, Missouri 9 $ 172,000 $ 19,111 $ 96,000
Logan, Illinois 8 $ 86,000 $ 10,750 $ 49,000
Monroe, Illinois 8 $ 154,000 $ 19,250 $ 131,000
New Haven, Connecticut 7 $ 3,886,000 $ 555,142 $ 471,000
Peoria, Illinois 7 $ 79,000 $ 11,285 $ 49,000
Lincoln, Missouri 7 $ 126,000 $ 18,000 $ 68,000
New York, New York 7 $ 9,420,000 $ 1,345,714 $ 623,000
Buchanan, Missouri 6 $ 94,000 $ 15,666 $ 54,000
Mercer, Illinois 5 $ 51,000 $ 10,200 $ 74,000
Champaign, Illinois 4 $ 39,000 $ 9,750 $ 46,000
Macoupin, Illinois 4 $ 61,000 $ 15,250 $ 81,000
Sangamon, Illinois 4 $ 45,000 $ 11,250 $ 42,000
Clinton, Iowa 4 $ 34,000 $ 8,500 $ 52,000
Boone, Missouri 4 $ 56,000 $ 14,000 $ 83,000
Westchester, New York 4 $ 3,607,000 $ 901,750 $ 327,000
Maricopa, Arizona 3 $ 1,272,000 $ 424,000 $ 367,000
Adams, Illinois 3 $ 47,000 $ 15,666 $ 45,000
Henry, Illinois 3 $ 163,000 $ 54,333 $ 44,000
Macon, Illinois 3 $ 23,000 $ 7,666 $ 36,000
Mason, Illinois 3 $ 23,000 $ 7,666 $ 44,000
Morgan, Illinois 3 $ 27,000 $ 9,000 $ 28,000
Douglas, Kansas 3 $ 197,000 $ 65,666 $ 106,000
Andrew, Missouri 3 $ 105,000 $ 35,000 $ 59,000
Johnson, Missouri 3 $ 45,000 $ 15,000 $ 98,000
Ray, Missouri 3 $ 71,000 $ 23,666 $ 87,000
Harris, Texas 3 $ 429,000 $ 143,000 $ 100,000
Contra Costa, California 2 $ 686,000 $ 343,000 $ 62,000
Christian, Illinois 2 $ 38,000 $ 19,000 $ 31,000
Greene, Illinois 2 $ 15,000 $ 7,500 $ 90,000
Knox, Illinois 2 $ 24,000 $ 12,000 $ 56,000
McLean, Illinois 2 $ 16,000 $ 8,000 $ 33,000
Shelby, Illinois 2 $ 5,000 $ 2,500 $ 36,000
Cedar, Iowa 2 $ 54,000 $ 27,000 $ 34,000
Linn, Iowa 2 $ 22,000 $ 11,000 $ 40,000
Linn, Kansas 2 $ 43,000 $ 21,500 $ 51,000
Norfolk, Massachusetts 2 $ 883,000 $ 441,500 $ 286,000
Hennepin, Minnesota 2 $ 1,186,000 $ 593,000 $ 191,000
Camden, Missouri 2 $ 450,000 $ 225,000 $ 350,000
Lafayette, Missouri 2 $ 45,000 $ 22,500 $ 93,000
Ste. Genevieve, Missouri 2 $ 24,000 $ 12,000 $ 32,000
Stone, Missouri 2 $ 53,000 $ 26,500 $ 103,000
Suffolk, New York 2 $ 533,000 $ 266,500 $ 104,000
Williamson, Tennessee 2 $ 390,000 $ 195,000 $ 226,000
Yavapai, Arizona 1 $ 39,000 $ 39,000 $ 149,000
Los Angeles, California 1 $ 1,000,000 $ 1,000,000 $ 439,000
San Diego, California 1 $ 332,000 $ 332,000 $ 100,000
Sonoma, California 1 $ 10,000 $ 10,000 $ 72,000
Denver, Colorado 1 $ 2,665,000 $ 2,665,000 $ 1,051,000
Eagle, Colorado 1 $ 1,200,000 $ 1,200,000 $ 1,136,000
Hartford, Connecticut 1 $ 650,000 $ 650,000 $ 243,000
Lee, Florida 1 $ 399,000 $ 399,000 $ 498,000
Bureau, Illinois 1 $ 10,000 $ 10,000 $ 72,000
Clinton, Illinois 1 $ 21,000 $ 21,000 $ 40,000
Hancock, Illinois 1 $ 13,000 $ 13,000 $ 17,000
Kane, Illinois 1 $ 174,000 $ 174,000 $ 83,000
Marion, Illinois 1 $ 9,000 $ 9,000 $ 50,000
McDonough, Illinois 1 $ 7,000 $ 7,000 $ 46,000
Menard, Illinois 1 $ 11,000 $ 11,000 $ 38,000
Montgomery, Illinois 1 $ 50,000 $ 50,000 $ 70,000
Tazewell, Illinois 1 $ 12,000 $ 12,000 $ 120,000
Dubuque, Iowa 1 $ 14,000 $ 14,000 $ 64,000
Muscatine, Iowa 1 $ 3,000 $ 3,000 $ 89,000
Franklin, Kansas 1 $ 5,000 $ 5,000 $ 19,000
Jefferson, Kansas 1 $ 3,000 $ 3,000 $ 32,000
Miami, Kansas 1 $ 3,000 $ 3,000 $ 84,000
Nemaha, Kansas 1 $ 24,000 $ 24,000 $ 50,000
Berkshire, Massachusetts 1 $ 1,415,000 $ 1,415,000 $ 173,000
Barry, Missouri 1 $ 95,000 $ 95,000 $ 115,000
Cooper, Missouri 1 $ 8,000 $ 8,000 $ 490,000
Greene, Missouri 1 $ 15,000 $ 15,000 $ 78,000
Henry, Missouri 1 $ 13,000 $ 13,000 $ 110,000
Howard, Missouri 1 $ 34,000 $ 34,000 $ 61,000
McDonald, Missouri 1 $ 24,000 $ 24,000 $ 44,000
Nodaway, Missouri 1 $ 54,000 $ 54,000 $ 100,000
Ralls, Missouri 1 $ 23,000 $ 23,000 $ 73,000
Saline, Missouri 1 $ 10,000 $ 10,000 $ 12,000
Texas, Missouri 1 $ 57,000 $ 57,000 $ 124,000
Bergen, New Jersey 1 $ 594,000 $ 594,000 $ 108,000
Passaic, New Jersey 1 $ 171,000 $ 171,000 $ 197,000
Dutchess, New York 1 $ 190,000 $ 190,000 $ 50,000
Kings, New York 1 $ 700,000 $ 700,000 $ 537,000
Wake, North Carolina 1 $ 316,000 $ 316,000 $ 99,000
Washington, Rhode Island 1 $ 2,000,000 $ 2,000,000 $ 625,000
Tarrant, Texas 1 $ 614,000 $ 614,000 $ 425,000
Racine, Wisconsin 1 $ 137,000 $ 137,000 $ 62,000

Mortgage Loan Application Detail Totals for Boulevard Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 879 $17,235,000 $19,000 $415,000 $91,000 $490,000
Refinancing 155 $71,810,000 $463,000 $4,000,000 $261,000 $1,962,000
Home Purchase 58 $25,139,000 $433,000 $2,665,000 $256,000 $1,850,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 872 $75,172,000 $86,000 $2,820,000 $119,000 $1,850,000
Black or African American 105 $3,224,000 $30,000 $839,000 $82,000 $469,000
Not Provided 76 $33,739,000 $443,000 $4,000,000 $268,000 $1,962,000
Hispanic 18 $474,000 $26,000 $85,000 $75,000 $186,000
Asian 13 $1,498,000 $115,000 $601,000 $97,000 $480,000
Not applicable 5 $52,000 $10,000 $28,000 $87,000 $115,000
American Indian or Alaskan Native 2 $18,000 $9,000 $12,000 $66,000 $66,000
Native Hawaiian or Other Pacific Islander 1 $7,000 $7,000 $7,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,090 $113,825,000 $104,000 $4,000,000 $124,000 $1,962,000
FHA-insured (Federal Housing Administration) 1 $245,000 $245,000 $245,000 $68,000 $68,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $114,000 $114,000 $114,000 $32,000 $32,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $78,395,000 $161,000 $2,665,000 $162,000 $1,962,000
Application Denied By Financial Institution 399 $13,849,000 $34,000 $1,415,000 $74,000 $490,000
Application Withdrawn By Applicant 139 $17,491,000 $125,000 $4,000,000 $138,000 $1,348,000
Application Approved But Not Accepted 67 $4,442,000 $66,000 $1,000,000 $121,000 $962,000
File Closed For Incompleteness 1 $7,000 $7,000 $7,000 $35,000 $35,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 278 $4,281,000 $15,000 $585,000 $70,000 $490,000
Debt-To-Income Ratio 84 $5,642,000 $67,000 $1,415,000 $63,000 $225,000
Collateral 25 $3,524,000 $140,000 $1,000,000 $157,000 $439,000
Other 7 $116,000 $16,000 $28,000 $85,000 $171,000
Employment History 4 $186,000 $46,000 $158,000 $46,000 $89,000
Unverifiable Information 1 $100,000 $100,000 $100,000 $23,000 $23,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Boulevard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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