Truist Bank Mortgage Lending & HMDA Data, 2024
In 2024, Truist Bank of Raleigh, NC reported 105,457 mortgage applications totaling $26.9 billion, down 14% from 2023. The average application was for $255,365, and applicants reported an average income of $164,358. 34% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (6,717), Arlington-Alexandria-Reston, VA-WV (4,517) and Charlotte-Concord-Gastonia, NC-SC (3,978) (applications in parentheses).
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Raleigh, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 105,457 |
| Total Mortgage Loan Application Amount | $26,930,105,000 |
| Average Mortgage Loan Application Amount | $255,365 |
| Highest Mortgage Loan Application Amount | $55,745,000 |
| Average Applicant Income | $164,358 |
| Highest Applicant Income | $9,699,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truist Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 9,485 | $ 1,836,205,000 | $ 193,590 | $ 134,576 |
| Atlanta-Sandy Springs-Roswell, GA | 6,717 | $ 1,834,685,000 | $ 273,140 | $ 185,000 |
| Arlington-Alexandria-Reston, VA-WV | 4,517 | $ 1,522,255,000 | $ 337,005 | $ 207,110 |
| Charlotte-Concord-Gastonia, NC-SC | 3,978 | $ 1,038,730,000 | $ 261,118 | $ 177,502 |
| Baltimore-Columbia-Towson, MD | 3,061 | $ 715,635,000 | $ 233,791 | $ 164,000 |
| Richmond, VA | 2,844 | $ 681,370,000 | $ 239,581 | $ 145,000 |
| Orlando-Kissimmee-Sanford, FL | 2,630 | $ 635,830,000 | $ 241,760 | $ 173,000 |
| Raleigh, NC | 2,509 | $ 701,865,000 | $ 279,738 | $ 168,000 |
| Washington-Baltimore-Arlington, DC | 2,191 | $ 724,755,000 | $ 330,787 | $ 212,000 |
| Tampa, FL | 2,173 | $ 534,835,000 | $ 246,127 | $ 164,000 |
| Marietta, GA | 2,052 | $ 528,790,000 | $ 257,694 | $ 168,000 |
| Dallas-Plano-Irving, TX | 1,951 | $ 650,645,000 | $ 333,493 | $ 206,000 |
| Washington, DC-MD | 1,930 | $ 555,610,000 | $ 287,880 | $ 175,924 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,885 | $ 335,955,000 | $ 178,225 | $ 142,400 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,872 | $ 500,610,000 | $ 267,419 | $ 160,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,594 | $ 495,980,000 | $ 311,154 | $ 185,000 |
| Greensboro-High Point, NC | 1,309 | $ 225,825,000 | $ 172,517 | $ 131,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,245 | $ 351,075,000 | $ 281,987 | $ 203,000 |
| Miami-Miami Beach-Kendall, FL | 1,214 | $ 379,870,000 | $ 312,907 | $ 251,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,201 | $ 323,665,000 | $ 269,496 | $ 212,000 |
| Jacksonville, FL | 1,177 | $ 321,625,000 | $ 273,258 | $ 181,000 |
| Greenville-Anderson-Mauldin, SC | 1,091 | $ 183,915,000 | $ 168,574 | $ 119,000 |
| Winston-Salem, NC | 1,087 | $ 237,485,000 | $ 218,477 | $ 136,000 |
| Austin-Round Rock, TX | 1,052 | $ 391,890,000 | $ 372,519 | $ 228,000 |
| Knoxville, TN | 1,004 | $ 204,810,000 | $ 203,994 | $ 142,000 |
| Montgomery County-Bucks County-Chester County, PA | 971 | $ 244,905,000 | $ 252,219 | $ 167,000 |
| St. Petersburg-Clearwater-Largo, FL | 935 | $ 260,525,000 | $ 278,636 | $ 188,000 |
| Durham-Chapel Hill, NC | 922 | $ 237,410,000 | $ 257,494 | $ 156,000 |
| North Port-Sarasota-Bradenton, FL | 912 | $ 243,330,000 | $ 266,809 | $ 186,000 |
| Wilmington, NC | 900 | $ 228,360,000 | $ 253,733 | $ 174,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 883 | $ 165,625,000 | $ 187,570 | $ 142,000 |
| Cincinnati, OH-KY-IN | 849 | $ 165,745,000 | $ 195,223 | $ 121,585 |
| Louisville/Jefferson County, KY-IN | 798 | $ 133,480,000 | $ 167,268 | $ 104,000 |
| Chattanooga, TN-GA | 783 | $ 153,575,000 | $ 196,136 | $ 150,172 |
| Fort Worth-Arlington, TX | 763 | $ 228,545,000 | $ 299,534 | $ 188,000 |
| Hickory-Lenoir-Morganton, NC | 741 | $ 122,155,000 | $ 164,851 | $ 107,000 |
| Roanoke, VA | 720 | $ 113,840,000 | $ 158,111 | $ 115,000 |
| Lancaster, PA | 695 | $ 104,905,000 | $ 150,942 | $ 115,000 |
| Charleston-North Charleston, SC | 667 | $ 218,595,000 | $ 327,728 | $ 204,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 644 | $ 101,450,000 | $ 157,531 | $ 125,633 |
| St. Louis, MO-IL | 618 | $ 220,850,000 | $ 357,362 | $ 176,776 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 602 | $ 99,420,000 | $ 165,149 | $ 111,000 |
| Palm Bay-Melbourne-Titusville, FL | 581 | $ 127,875,000 | $ 220,094 | $ 154,000 |
| Memphis, TN-MS-AR | 543 | $ 92,875,000 | $ 171,040 | $ 135,843 |
| Cape Coral-Fort Myers, FL | 535 | $ 113,455,000 | $ 212,065 | $ 138,000 |
| Columbia, SC | 524 | $ 87,560,000 | $ 167,099 | $ 141,000 |
| Savannah, GA | 521 | $ 92,035,000 | $ 176,650 | $ 147,000 |
| Lakeland-Winter Haven, FL | 510 | $ 86,180,000 | $ 168,980 | $ 120,000 |
| Chicago-Naperville, IL | 495 | $ 226,765,000 | $ 458,111 | $ 220,000 |
| Lynchburg, VA | 456 | $ 67,890,000 | $ 148,881 | $ 107,000 |
| Birmingham-Hoover, AL | 441 | $ 76,535,000 | $ 173,548 | $ 121,000 |
| Greenville, NC | 440 | $ 84,140,000 | $ 191,227 | $ 118,000 |
| York-Hanover, PA | 439 | $ 71,855,000 | $ 163,678 | $ 115,000 |
| Hagerstown-Martinsburg, MD-WV | 423 | $ 56,895,000 | $ 134,503 | $ 109,137 |
| San Antonio-New Braunfels, TX | 422 | $ 124,320,000 | $ 294,597 | $ 167,000 |
| Des Moines-West Des Moines, IA | 419 | $ 138,105,000 | $ 329,606 | $ 153,000 |
| Reading, PA | 417 | $ 57,565,000 | $ 138,045 | $ 118,000 |
| Port St. Lucie, FL | 415 | $ 88,445,000 | $ 213,120 | $ 161,000 |
| Lakewood-New Brunswick, NJ | 412 | $ 153,740,000 | $ 373,155 | $ 201,000 |
| Fayetteville, NC | 409 | $ 55,525,000 | $ 135,757 | $ 111,000 |
| Spartanburg, SC | 391 | $ 63,195,000 | $ 161,624 | $ 121,000 |
| Charlottesville, VA | 373 | $ 78,205,000 | $ 209,664 | $ 147,000 |
| Los Angeles-Long Beach-Glendale, CA | 354 | $ 207,170,000 | $ 585,225 | $ 285,000 |
| Philadelphia, PA | 352 | $ 116,630,000 | $ 331,335 | $ 166,000 |
| Asheville, NC | 344 | $ 79,320,000 | $ 230,581 | $ 147,000 |
| Camden, NJ | 339 | $ 76,905,000 | $ 226,858 | $ 163,000 |
| Ocala, FL | 334 | $ 53,670,000 | $ 160,688 | $ 141,000 |
| Augusta-Richmond County, GA-SC | 320 | $ 56,360,000 | $ 176,125 | $ 140,496 |
| Gainesville, GA | 309 | $ 67,355,000 | $ 217,977 | $ 155,000 |
| Tallahassee, FL | 306 | $ 52,850,000 | $ 172,712 | $ 144,000 |
| Pittsburgh, PA | 305 | $ 86,515,000 | $ 283,655 | $ 162,000 |
| Naples-Immokalee-Marco Island, FL | 292 | $ 96,080,000 | $ 329,041 | $ 226,000 |
| Phoenix-Mesa-Scottsdale, AZ | 266 | $ 147,780,000 | $ 555,563 | $ 249,000 |
| New York-Jersey City-White Plains, NY-NJ | 265 | $ 137,585,000 | $ 519,188 | $ 302,324 |
| Hilton Head Island-Bluffton-Beaufort, SC | 260 | $ 75,870,000 | $ 291,807 | $ 232,000 |
| Harrisburg-Carlisle, PA | 244 | $ 46,420,000 | $ 190,245 | $ 114,000 |
| Athens-Clarke County, GA | 238 | $ 49,600,000 | $ 208,403 | $ 187,000 |
| Lexington Park, MD | 236 | $ 52,260,000 | $ 221,440 | $ 162,000 |
| Columbus, GA-AL | 233 | $ 27,315,000 | $ 117,231 | $ 104,364 |
| Winchester, VA-WV | 229 | $ 37,055,000 | $ 161,812 | $ 108,602 |
| Charleston, WV | 227 | $ 24,865,000 | $ 109,537 | $ 110,000 |
| Huntsville, AL | 225 | $ 49,945,000 | $ 221,977 | $ 112,000 |
| Newark, NJ-PA | 222 | $ 96,260,000 | $ 433,603 | $ 221,000 |
| Pensacola-Ferry Pass-Brent, FL | 220 | $ 48,730,000 | $ 221,500 | $ 149,000 |
| Punta Gorda, FL | 219 | $ 47,435,000 | $ 216,598 | $ 140,000 |
| Columbus, OH | 212 | $ 76,180,000 | $ 359,339 | $ 165,000 |
| Homosassa Springs, FL | 210 | $ 28,610,000 | $ 136,238 | $ 92,000 |
| Lexington-Fayette, KY | 210 | $ 48,950,000 | $ 233,095 | $ 177,000 |
| Riverside-San Bernardino-Ontario, CA | 204 | $ 70,590,000 | $ 346,029 | $ 197,000 |
| Anaheim-Santa Ana-Irvine, CA | 203 | $ 120,705,000 | $ 594,605 | $ 299,000 |
| Macon-Bibb County, GA | 198 | $ 27,890,000 | $ 140,858 | $ 163,000 |
| Burlington, NC | 197 | $ 28,825,000 | $ 146,319 | $ 101,000 |
| Denver-Aurora-Lakewood, CO | 197 | $ 122,325,000 | $ 620,939 | $ 237,000 |
| Blacksburg-Christiansburg-Radford, VA | 193 | $ 27,195,000 | $ 140,906 | $ 111,000 |
| Indianapolis-Carmel-Anderson, IN | 193 | $ 56,865,000 | $ 294,637 | $ 155,000 |
| Goldsboro, NC | 191 | $ 22,715,000 | $ 118,926 | $ 103,000 |
| Harrisonburg, VA | 187 | $ 31,445,000 | $ 168,155 | $ 120,000 |
| San Diego-Carlsbad, CA | 183 | $ 121,265,000 | $ 662,650 | $ 306,000 |
| Gainesville, FL | 176 | $ 41,300,000 | $ 234,659 | $ 177,000 |
| Cedar Rapids, IA | 174 | $ 44,980,000 | $ 258,505 | $ 126,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 173 | $ 62,865,000 | $ 363,381 | $ 180,000 |
| Staunton-Waynesboro, VA | 170 | $ 26,700,000 | $ 157,058 | $ 105,000 |
| Rocky Mount, NC | 164 | $ 20,340,000 | $ 124,024 | $ 95,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 162 | $ 20,830,000 | $ 128,580 | $ 111,000 |
| Crestview-Fort Walton Beach-Destin, FL | 160 | $ 60,550,000 | $ 378,437 | $ 278,000 |
| Atlantic City-Hammonton, NJ | 159 | $ 46,055,000 | $ 289,654 | $ 222,000 |
| Beckley, WV | 158 | $ 24,730,000 | $ 156,518 | $ 109,000 |
| Chambersburg-Waynesboro, PA | 157 | $ 19,125,000 | $ 121,815 | $ 111,000 |
| Sebastian-Vero Beach, FL | 157 | $ 43,905,000 | $ 279,649 | $ 221,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 156 | $ 66,430,000 | $ 425,833 | $ 191,923 |
| Wheeling, WV-OH | 156 | $ 23,200,000 | $ 148,717 | $ 93,230 |
| Cambridge-Newton-Framingham, MA | 155 | $ 86,815,000 | $ 560,096 | $ 225,000 |
| Pinehurst-Southern Pines, NC | 154 | $ 26,540,000 | $ 172,337 | $ 138,000 |
| Huntington-Ashland, WV-KY-OH | 153 | $ 19,895,000 | $ 130,032 | $ 103,862 |
| Kingsport-Bristol-Bristol, TN-VA | 153 | $ 20,195,000 | $ 131,993 | $ 109,228 |
| Morgantown, WV | 153 | $ 25,035,000 | $ 163,627 | $ 149,000 |
| Warner Robins, GA | 152 | $ 23,990,000 | $ 157,828 | $ 119,000 |
| Iowa City, IA | 147 | $ 47,055,000 | $ 320,102 | $ 162,000 |
| Bowling Green, KY | 146 | $ 25,910,000 | $ 177,465 | $ 126,000 |
| Wildwood-The Villages, FL | 142 | $ 29,580,000 | $ 208,309 | $ 115,000 |
| Boise City, ID | 138 | $ 51,530,000 | $ 373,405 | $ 140,000 |
| Oklahoma City, OK | 137 | $ 42,515,000 | $ 310,328 | $ 150,000 |
| Kansas City, MO-KS | 136 | $ 46,330,000 | $ 340,661 | $ 150,779 |
| Sacramento--Roseville--Arden-Arcade, CA | 135 | $ 53,805,000 | $ 398,555 | $ 214,000 |
| Mobile, AL | 134 | $ 22,900,000 | $ 170,895 | $ 101,000 |
| Daphne-Fairhope-Foley, AL | 132 | $ 30,920,000 | $ 234,242 | $ 146,000 |
| Oakland-Hayward-Berkeley, CA | 128 | $ 80,300,000 | $ 627,343 | $ 263,000 |
| Cleveland, OH | 126 | $ 32,340,000 | $ 256,666 | $ 145,000 |
| Cleveland, TN | 126 | $ 21,420,000 | $ 170,000 | $ 125,000 |
| Lubbock, TX | 121 | $ 35,125,000 | $ 290,289 | $ 161,000 |
| Gettysburg, PA | 120 | $ 19,740,000 | $ 164,500 | $ 118,000 |
| Jacksonville, NC | 120 | $ 24,160,000 | $ 201,333 | $ 176,000 |
| Rome, GA | 119 | $ 14,895,000 | $ 125,168 | $ 103,000 |
| Boston, MA | 117 | $ 68,525,000 | $ 585,683 | $ 238,000 |
| Albany, GA | 116 | $ 12,250,000 | $ 105,603 | $ 114,000 |
| Elgin, IL | 113 | $ 39,675,000 | $ 351,106 | $ 155,000 |
| Dalton, GA | 112 | $ 14,710,000 | $ 131,339 | $ 92,000 |
| New Orleans-Metairie, LA | 112 | $ 34,730,000 | $ 310,089 | $ 139,000 |
| Seattle-Bellevue-Everett, WA | 112 | $ 112,660,000 | $ 1,005,892 | $ 351,000 |
| Las Vegas-Henderson-Paradise, NV | 111 | $ 57,375,000 | $ 516,891 | $ 266,000 |
| Morristown, TN | 111 | $ 18,935,000 | $ 170,585 | $ 107,000 |
| Johnson City, TN | 109 | $ 21,565,000 | $ 197,844 | $ 182,000 |
| Montgomery, AL | 109 | $ 14,155,000 | $ 129,862 | $ 90,000 |
| Wilmington, DE-MD-NJ | 109 | $ 30,025,000 | $ 275,458 | $ 151,669 |
| Salisbury, MD-DE | 103 | $ 16,205,000 | $ 157,330 | $ 121,000 |
| Brunswick, GA | 101 | $ 24,025,000 | $ 237,871 | $ 160,000 |
| Clarksville, TN-KY | 99 | $ 14,905,000 | $ 150,555 | $ 100,444 |
| Auburn-Opelika, AL | 96 | $ 17,040,000 | $ 177,500 | $ 134,000 |
| College Station-Bryan, TX | 95 | $ 27,405,000 | $ 288,473 | $ 176,000 |
| Little Rock-North Little Rock-Conway, AR | 95 | $ 25,825,000 | $ 271,842 | $ 177,000 |
| Vineland-Bridgeton, NJ | 94 | $ 12,760,000 | $ 135,744 | $ 112,000 |
| Waterloo-Cedar Falls, IA | 93 | $ 24,075,000 | $ 258,870 | $ 158,000 |
| Owensboro, KY | 91 | $ 11,055,000 | $ 121,483 | $ 93,000 |
| Panama City, FL | 91 | $ 22,505,000 | $ 247,307 | $ 158,000 |
| Davenport-Moline-Rock Island, IA-IL | 88 | $ 21,380,000 | $ 242,954 | $ 115,068 |
| Providence-Warwick, RI-MA | 85 | $ 35,295,000 | $ 415,235 | $ 175,811 |
| San Jose-Sunnyvale-Santa Clara, CA | 85 | $ 70,445,000 | $ 828,764 | $ 330,000 |
| Florence, SC | 82 | $ 11,920,000 | $ 145,365 | $ 142,000 |
| Springfield, MO | 77 | $ 20,395,000 | $ 264,870 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 76 | $ 23,660,000 | $ 311,315 | $ 151,000 |
| Rochester, NY | 73 | $ 14,725,000 | $ 201,712 | $ 92,000 |
| Florence-Muscle Shoals, AL | 71 | $ 11,335,000 | $ 159,647 | $ 111,000 |
| Warren-Troy-Farmington Hills, MI | 70 | $ 24,850,000 | $ 355,000 | $ 220,000 |
| Omaha-Council Bluffs, NE-IA | 67 | $ 25,075,000 | $ 374,253 | $ 196,134 |
| Williamsport, PA | 67 | $ 6,145,000 | $ 91,716 | $ 77,000 |
| Valdosta, GA | 64 | $ 9,390,000 | $ 146,718 | $ 123,000 |
| Baton Rouge, LA | 62 | $ 18,640,000 | $ 300,645 | $ 142,000 |
| Rockford, IL | 62 | $ 15,370,000 | $ 247,903 | $ 137,000 |
| Albuquerque, NM | 61 | $ 20,515,000 | $ 336,311 | $ 148,000 |
| Cape Girardeau, MO-IL | 60 | $ 13,500,000 | $ 225,000 | $ 109,000 |
| Jackson, MS | 58 | $ 13,490,000 | $ 232,586 | $ 132,000 |
| Lincoln, NE | 57 | $ 19,495,000 | $ 342,017 | $ 160,000 |
| Midland, TX | 57 | $ 15,025,000 | $ 263,596 | $ 184,000 |
| Anniston-Oxford-Jacksonville, AL | 54 | $ 6,180,000 | $ 114,444 | $ 104,000 |
| Reno, NV | 53 | $ 22,765,000 | $ 429,528 | $ 184,000 |
| Sebring, FL | 52 | $ 8,140,000 | $ 156,538 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 51 | $ 23,585,000 | $ 462,450 | $ 457,000 |
| Dayton-Springfield-Kettering, OH | 50 | $ 15,440,000 | $ 308,800 | $ 171,000 |
| Tucson, AZ | 50 | $ 16,070,000 | $ 321,400 | $ 129,000 |
| Milwaukee-Waukesha-West Allis, WI | 48 | $ 16,870,000 | $ 351,458 | $ 146,000 |
| Sioux Falls, SD | 48 | $ 21,790,000 | $ 453,958 | $ 196,000 |
| Tyler, TX | 48 | $ 14,640,000 | $ 305,000 | $ 181,000 |
| Portland-South Portland, ME | 47 | $ 24,735,000 | $ 526,276 | $ 256,000 |
| Trenton, NJ | 47 | $ 18,735,000 | $ 398,617 | $ 212,000 |
| Salt Lake City, UT | 46 | $ 27,270,000 | $ 592,826 | $ 418,000 |
| Nassau County-Suffolk County, NY | 45 | $ 33,465,000 | $ 743,666 | $ 331,000 |
| San Francisco-Redwood City-South San Francisco, CA | 45 | $ 31,555,000 | $ 701,222 | $ 313,000 |
| Lake County-Porter County-Jasper County, IN | 44 | $ 10,650,000 | $ 242,045 | $ 160,000 |
| Sumter, SC | 44 | $ 5,480,000 | $ 124,545 | $ 87,000 |
| Akron, OH | 43 | $ 9,765,000 | $ 227,093 | $ 140,000 |
| Tulsa, OK | 43 | $ 12,475,000 | $ 290,116 | $ 132,000 |
| Bridgeport-Stamford-Norwalk, CT | 42 | $ 23,160,000 | $ 551,428 | $ 253,000 |
| Tuscaloosa, AL | 41 | $ 7,665,000 | $ 186,951 | $ 131,000 |
| Lake County-Kenosha County, IL-WI | 40 | $ 20,620,000 | $ 515,500 | $ 266,000 |
| Parkersburg-Vienna, WV | 40 | $ 3,550,000 | $ 88,750 | $ 102,000 |
| Boulder, CO | 38 | $ 27,050,000 | $ 711,842 | $ 276,000 |
| Colorado Springs, CO | 38 | $ 17,750,000 | $ 467,105 | $ 166,000 |
| Corpus Christi, TX | 38 | $ 10,470,000 | $ 275,526 | $ 190,000 |
| Paducah, KY-IL | 38 | $ 5,150,000 | $ 135,526 | $ 105,000 |
| Slidell-Mandeville-Covington, LA | 38 | $ 13,200,000 | $ 347,368 | $ 209,000 |
| Rockingham County-Strafford County, NH | 36 | $ 15,600,000 | $ 433,333 | $ 195,000 |
| St. Cloud, MN | 36 | $ 11,280,000 | $ 313,333 | $ 168,000 |
| Manchester-Nashua, NH | 35 | $ 12,805,000 | $ 365,857 | $ 163,000 |
| Sherman-Denison, TX | 35 | $ 8,305,000 | $ 237,285 | $ 164,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 34 | $ 6,990,000 | $ 205,588 | $ 111,000 |
| Grand Rapids-Wyoming, MI | 34 | $ 11,210,000 | $ 329,705 | $ 171,000 |
| Ogden-Clearfield, UT | 34 | $ 14,100,000 | $ 414,705 | $ 161,000 |
| Stockton-Lodi, CA | 34 | $ 11,660,000 | $ 342,941 | $ 161,000 |
| El Paso, TX | 33 | $ 10,055,000 | $ 304,696 | $ 181,000 |
| Lebanon, PA | 33 | $ 5,345,000 | $ 161,969 | $ 176,000 |
| Provo-Orem, UT | 33 | $ 15,295,000 | $ 463,484 | $ 143,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 32 | $ 19,670,000 | $ 614,687 | $ 237,937 |
| Amarillo, TX | 31 | $ 5,485,000 | $ 176,935 | $ 157,000 |
| State College, PA | 30 | $ 4,450,000 | $ 148,333 | $ 132,000 |
| Bakersfield, CA | 29 | $ 6,795,000 | $ 234,310 | $ 162,000 |
| Billings, MT | 29 | $ 11,985,000 | $ 413,275 | $ 154,000 |
| New Haven-Milford, CT | 29 | $ 12,375,000 | $ 426,724 | $ 223,000 |
| Worcester, MA-CT | 29 | $ 11,135,000 | $ 383,965 | $ 180,000 |
| Detroit-Dearborn-Livonia, MI | 28 | $ 7,850,000 | $ 280,357 | $ 129,000 |
| Tacoma-Lakewood, WA | 27 | $ 19,205,000 | $ 711,296 | $ 248,000 |
| Dubuque, IA | 26 | $ 6,970,000 | $ 268,076 | $ 118,000 |
| Everett, WA | 26 | $ 24,440,000 | $ 940,000 | $ 350,000 |
| Grand Junction, CO | 26 | $ 7,700,000 | $ 296,153 | $ 116,000 |
| Gulfport-Biloxi-Pascagoula, MS | 26 | $ 4,960,000 | $ 190,769 | $ 119,000 |
| Fresno, CA | 25 | $ 5,095,000 | $ 203,800 | $ 118,000 |
| Longview, TX | 25 | $ 4,975,000 | $ 199,000 | $ 116,000 |
| Norwich-New London, CT | 25 | $ 8,405,000 | $ 336,200 | $ 166,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 25 | $ 12,115,000 | $ 484,600 | $ 223,000 |
| Fort Collins, CO | 23 | $ 12,455,000 | $ 541,521 | $ 210,000 |
| Odessa, TX | 22 | $ 3,810,000 | $ 173,181 | $ 129,000 |
| Texarkana, TX-AR | 22 | $ 6,360,000 | $ 289,090 | $ 130,545 |
| Waco, TX | 22 | $ 7,370,000 | $ 335,000 | $ 200,000 |
| Ames, IA | 21 | $ 5,645,000 | $ 268,809 | $ 122,000 |
| Bismarck, ND | 21 | $ 6,735,000 | $ 320,714 | $ 170,000 |
| Greeley, CO | 21 | $ 8,335,000 | $ 396,904 | $ 171,000 |
| Columbia, MO | 20 | $ 6,790,000 | $ 339,500 | $ 159,000 |
| Fort Wayne, IN | 20 | $ 3,570,000 | $ 178,500 | $ 108,000 |
| Killeen-Temple, TX | 20 | $ 6,300,000 | $ 315,000 | $ 155,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 20 | $ 7,830,000 | $ 391,500 | $ 156,000 |
| Wichita, KS | 20 | $ 3,670,000 | $ 183,500 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 3,535,000 | $ 186,052 | $ 91,000 |
| Evansville, IN-KY | 19 | $ 2,425,000 | $ 127,631 | $ 135,000 |
| Hot Springs, AR | 19 | $ 5,895,000 | $ 310,263 | $ 193,000 |
| San Rafael, CA | 19 | $ 10,715,000 | $ 563,947 | $ 283,000 |
| Shreveport-Bossier City, LA | 19 | $ 5,175,000 | $ 272,368 | $ 127,000 |
| Toledo, OH | 19 | $ 4,155,000 | $ 218,684 | $ 129,000 |
| Vallejo-Fairfield, CA | 19 | $ 8,085,000 | $ 425,526 | $ 279,000 |
| Bozeman, MT | 18 | $ 14,910,000 | $ 828,333 | $ 305,000 |
| Fort Smith, AR-OK | 18 | $ 3,850,000 | $ 213,888 | $ 96,000 |
| Santa Maria-Santa Barbara, CA | 18 | $ 9,820,000 | $ 545,555 | $ 199,000 |
| Casper, WY | 17 | $ 5,175,000 | $ 304,411 | $ 100,000 |
| Decatur, AL | 17 | $ 3,345,000 | $ 196,764 | $ 139,000 |
| Joplin, MO | 17 | $ 3,335,000 | $ 196,176 | $ 95,176 |
| McAllen-Edinburg-Mission, TX | 17 | $ 3,315,000 | $ 195,000 | $ 155,000 |
| Spokane-Spokane Valley, WA | 17 | $ 5,845,000 | $ 343,823 | $ 238,000 |
| Beaumont-Port Arthur, TX | 16 | $ 3,250,000 | $ 203,125 | $ 173,000 |
| Dothan, AL | 16 | $ 3,870,000 | $ 241,875 | $ 155,000 |
| Fargo, ND-MN | 16 | $ 5,530,000 | $ 345,625 | $ 162,000 |
| Gadsden, AL | 16 | $ 3,050,000 | $ 190,625 | $ 109,000 |
| Santa Rosa, CA | 16 | $ 9,780,000 | $ 611,250 | $ 337,000 |
| Elizabethtown-Fort Knox, KY | 15 | $ 2,435,000 | $ 162,333 | $ 148,000 |
| Hammond, LA | 15 | $ 4,645,000 | $ 309,666 | $ 127,000 |
| Jackson, TN | 15 | $ 2,245,000 | $ 149,666 | $ 111,000 |
| Jonesboro, AR | 15 | $ 4,005,000 | $ 267,000 | $ 197,000 |
| Pueblo, CO | 15 | $ 5,175,000 | $ 345,000 | $ 124,000 |
| Ann Arbor, MI | 14 | $ 5,320,000 | $ 380,000 | $ 232,000 |
| Columbus, IN | 14 | $ 2,400,000 | $ 171,428 | $ 109,000 |
| Helena, MT | 14 | $ 3,970,000 | $ 283,571 | $ 121,000 |
| Modesto, CA | 14 | $ 2,760,000 | $ 197,142 | $ 180,000 |
| Visalia-Porterville, CA | 14 | $ 3,080,000 | $ 220,000 | $ 219,000 |
| Barnstable Town, MA | 13 | $ 10,475,000 | $ 805,769 | $ 371,000 |
| Canton-Massillon, OH | 13 | $ 1,865,000 | $ 143,461 | $ 94,000 |
| Coeur D'Alene, ID | 13 | $ 7,115,000 | $ 547,307 | $ 205,000 |
| Hinesville, GA | 13 | $ 1,585,000 | $ 121,923 | $ 85,000 |
| Lafayette-West Lafayette, IN | 13 | $ 3,485,000 | $ 268,076 | $ 116,000 |
| Salinas, CA | 13 | $ 9,905,000 | $ 761,923 | $ 286,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 2,395,000 | $ 184,230 | $ 132,000 |
| Bloomington, IN | 12 | $ 2,920,000 | $ 243,333 | $ 161,000 |
| La Crosse-Onalaska, WI-MN | 12 | $ 3,960,000 | $ 330,000 | $ 131,250 |
| Lawrence, KS | 12 | $ 2,970,000 | $ 247,500 | $ 190,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 8,850,000 | $ 737,500 | $ 424,000 |
| Santa Fe, NM | 12 | $ 4,690,000 | $ 390,833 | $ 222,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 2,210,000 | $ 184,166 | $ 110,000 |
| Bellingham, WA | 11 | $ 4,585,000 | $ 416,818 | $ 147,000 |
| Bremerton-Silverdale, WA | 11 | $ 8,255,000 | $ 750,454 | $ 388,000 |
| Brownsville-Harlingen, TX | 11 | $ 1,945,000 | $ 176,818 | $ 181,000 |
| Springfield, MA | 11 | $ 3,225,000 | $ 293,181 | $ 145,000 |
| Syracuse, NY | 11 | $ 1,455,000 | $ 132,272 | $ 83,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 995,000 | $ 90,454 | $ 51,545 |
| Amherst Town-Northampton, MA | 10 | $ 2,910,000 | $ 291,000 | $ 132,000 |
| Bend-Redmond, OR | 10 | $ 11,880,000 | $ 1,188,000 | $ 462,000 |
| Binghamton, NY | 10 | $ 1,450,000 | $ 145,000 | $ 62,000 |
| Johnstown, PA | 10 | $ 1,210,000 | $ 121,000 | $ 97,000 |
| Lafayette, LA | 10 | $ 3,610,000 | $ 361,000 | $ 170,000 |
| Sandusky, OH | 10 | $ 3,130,000 | $ 313,000 | $ 242,000 |
| St. George, UT | 10 | $ 6,300,000 | $ 630,000 | $ 323,000 |
| Jackson, MI | 9 | $ 2,185,000 | $ 242,777 | $ 132,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 4,495,000 | $ 499,444 | $ 309,000 |
| Waterbury-Shelton, CT | 9 | $ 3,345,000 | $ 371,666 | $ 182,000 |
| Abilene, TX | 8 | $ 1,680,000 | $ 210,000 | $ 95,000 |
| Houma-Thibodaux, LA | 8 | $ 2,690,000 | $ 336,250 | $ 248,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 2,330,000 | $ 291,250 | $ 115,000 |
| Lewiston-Auburn, ME | 8 | $ 2,040,000 | $ 255,000 | $ 175,000 |
| Napa, CA | 8 | $ 3,990,000 | $ 498,750 | $ 200,000 |
| Peoria, IL | 8 | $ 1,500,000 | $ 187,500 | $ 84,000 |
| San Angelo, TX | 8 | $ 2,820,000 | $ 352,500 | $ 162,000 |
| Utica-Rome, NY | 8 | $ 1,290,000 | $ 161,250 | $ 64,000 |
| Chico, CA | 7 | $ 2,225,000 | $ 317,857 | $ 175,000 |
| Erie, PA | 7 | $ 695,000 | $ 99,285 | $ 96,000 |
| Lake Charles, LA | 7 | $ 1,455,000 | $ 207,857 | $ 88,000 |
| Laredo, TX | 7 | $ 1,195,000 | $ 170,714 | $ 140,000 |
| Madison, WI | 7 | $ 3,355,000 | $ 479,285 | $ 236,000 |
| Manhattan, KS | 7 | $ 1,405,000 | $ 200,714 | $ 82,000 |
| Michigan City-La Porte, IN | 7 | $ 3,085,000 | $ 440,714 | $ 456,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 3,905,000 | $ 557,857 | $ 199,000 |
| Springfield, OH | 7 | $ 1,255,000 | $ 179,285 | $ 150,000 |
| Wichita Falls, TX | 7 | $ 1,625,000 | $ 232,142 | $ 161,000 |
| Appleton, WI | 6 | $ 1,930,000 | $ 321,666 | $ 97,000 |
| Champaign-Urbana, IL | 6 | $ 1,350,000 | $ 225,000 | $ 92,000 |
| Duluth, MN-WI | 6 | $ 1,350,000 | $ 225,000 | $ 114,000 |
| Farmington, NM | 6 | $ 1,570,000 | $ 261,666 | $ 390,000 |
| Flagstaff, AZ | 6 | $ 4,640,000 | $ 773,333 | $ 376,000 |
| Jefferson City, MO | 6 | $ 1,380,000 | $ 230,000 | $ 79,000 |
| Kankakee, IL | 6 | $ 1,500,000 | $ 250,000 | $ 106,000 |
| Longview, WA | 6 | $ 2,390,000 | $ 398,333 | $ 426,000 |
| Merced, CA | 6 | $ 2,160,000 | $ 360,000 | $ 121,000 |
| Muncie, IN | 6 | $ 890,000 | $ 148,333 | $ 92,000 |
| Olympia-Tumwater, WA | 6 | $ 2,880,000 | $ 480,000 | $ 180,000 |
| Racine, WI | 6 | $ 1,700,000 | $ 283,333 | $ 108,000 |
| Wenatchee, WA | 6 | $ 3,810,000 | $ 635,000 | $ 296,000 |
| Eau Claire, WI | 5 | $ 1,515,000 | $ 303,000 | $ 104,000 |
| Green Bay, WI | 5 | $ 1,665,000 | $ 333,000 | $ 107,000 |
| Hattiesburg, MS | 5 | $ 1,355,000 | $ 271,000 | $ 136,000 |
| Idaho Falls, ID | 5 | $ 1,935,000 | $ 387,000 | $ 128,000 |
| Lansing-East Lansing, MI | 5 | $ 1,785,000 | $ 357,000 | $ 172,000 |
| Logan, UT-ID | 5 | $ 1,475,000 | $ 295,000 | $ 105,000 |
| Mansfield, OH | 5 | $ 735,000 | $ 147,000 | $ 113,000 |
| Monroe, MI | 5 | $ 1,545,000 | $ 309,000 | $ 102,000 |
| Topeka, KS | 5 | $ 895,000 | $ 179,000 | $ 60,000 |
| Flint, MI | 4 | $ 960,000 | $ 240,000 | $ 84,000 |
| Janesville-Beloit, WI | 4 | $ 1,360,000 | $ 340,000 | $ 153,000 |
| Kennewick-Richland, WA | 4 | $ 1,320,000 | $ 330,000 | $ 142,000 |
| Lewiston, ID-WA | 4 | $ 1,100,000 | $ 275,000 | $ 107,500 |
| Monroe, LA | 4 | $ 1,100,000 | $ 275,000 | $ 92,000 |
| Niles-Benton Harbor, MI | 4 | $ 590,000 | $ 147,500 | $ 55,000 |
| Oshkosh-Neenah, WI | 4 | $ 910,000 | $ 227,500 | $ 68,000 |
| Pocatello, ID | 4 | $ 610,000 | $ 152,500 | $ 93,000 |
| Redding, CA | 4 | $ 1,650,000 | $ 412,500 | $ 178,000 |
| Rochester, MN | 4 | $ 1,000,000 | $ 250,000 | $ 110,000 |
| Sioux City, IA-NE-SD | 4 | $ 710,000 | $ 177,500 | $ 95,500 |
| Terre Haute, IN | 4 | $ 850,000 | $ 212,500 | $ 95,000 |
| Victoria, TX | 4 | $ 560,000 | $ 140,000 | $ 115,000 |
| Yuba City, CA | 4 | $ 730,000 | $ 182,500 | $ 152,000 |
| Battle Creek, MI | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| Decatur, IL | 3 | $ 485,000 | $ 161,666 | $ 95,000 |
| Dover, DE | 3 | $ 595,000 | $ 198,333 | $ 49,000 |
| El Centro, CA | 3 | $ 635,000 | $ 211,666 | $ 169,000 |
| Elkhart-Goshen, IN | 3 | $ 455,000 | $ 151,666 | $ 109,000 |
| Enid, OK | 3 | $ 695,000 | $ 231,666 | $ 93,000 |
| Fond Du Lac, WI | 3 | $ 975,000 | $ 325,000 | $ 99,000 |
| Glens Falls, NY | 3 | $ 1,495,000 | $ 498,333 | $ 264,000 |
| Grand Island, NE | 3 | $ 865,000 | $ 288,333 | $ 99,000 |
| Las Cruces, NM | 3 | $ 685,000 | $ 228,333 | $ 128,000 |
| Minot, ND | 3 | $ 975,000 | $ 325,000 | $ 130,000 |
| Missoula, MT | 3 | $ 1,905,000 | $ 635,000 | $ 133,000 |
| Sheboygan, WI | 3 | $ 685,000 | $ 228,333 | $ 74,000 |
| Springfield, IL | 3 | $ 705,000 | $ 235,000 | $ 114,000 |
| St. Joseph, MO-KS | 3 | $ 535,000 | $ 178,333 | $ 61,000 |
| Traverse City, MI | 3 | $ 2,415,000 | $ 805,000 | $ 334,000 |
| Watertown-Fort Drum, NY | 3 | $ 885,000 | $ 295,000 | $ 91,000 |
| Yakima, WA | 3 | $ 2,605,000 | $ 868,333 | $ 580,000 |
| Alexandria, LA | 2 | $ 770,000 | $ 385,000 | $ 116,000 |
| Bloomington, IL | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Burlington-South Burlington, VT | 2 | $ 800,000 | $ 400,000 | $ 130,000 |
| Cheyenne, WY | 2 | $ 630,000 | $ 315,000 | $ 143,000 |
| Eugene, OR | 2 | $ 710,000 | $ 355,000 | $ 136,000 |
| Hanford-Corcoran, CA | 2 | $ 110,000 | $ 55,000 | $ 137,000 |
| Kenosha, WI | 2 | $ 510,000 | $ 255,000 | $ 335,000 |
| Kingston, NY | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Lawton, OK | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Lima, OH | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Midland, MI | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Muskegon, MI | 2 | $ 510,000 | $ 255,000 | $ 105,000 |
| Pittsfield, MA | 2 | $ 640,000 | $ 320,000 | $ 205,000 |
| Rapid City, SD | 2 | $ 660,000 | $ 330,000 | $ 195,000 |
| Wausau, WI | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| Yuma, AZ | 2 | $ 500,000 | $ 250,000 | $ 57,000 |
| Albany, OR | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Altoona, PA | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Bangor, ME | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Carson City, NV | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Eagle Pass, TX | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Grand Forks, ND-MN | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Kokomo, IN | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Mankato-North Mankato, MN | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Medford, OR | 1 | $ 375,000 | $ 375,000 | $ 94,000 |
| Saginaw, MI | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Salem, OR | 1 | $ 535,000 | $ 535,000 | $ 191,000 |
Mortgage Loan Application Detail Totals for Truist Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 41,291 | $16,610,025,000 | $402,000 | $55,745,000 | $183,000 | $9,699,000 |
| Other Purpose | 24,197 | $2,908,375,000 | $120,000 | $15,005,000 | $145,000 | $8,778,000 |
| Home Improvement | 18,329 | $2,257,145,000 | $123,000 | $4,505,000 | $160,000 | $7,826,000 |
| Refinancing | 14,930 | $3,586,910,000 | $240,000 | $6,005,000 | $176,000 | $8,580,000 |
| Cash-out Refinancing | 6,075 | $1,501,015,000 | $247,000 | $2,365,000 | $110,000 | $5,882,000 |
| Not Applicable | 635 | $66,635,000 | $104,000 | $635,000 | $62,000 | $4,485,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 51,043 | $10,778,025,000 | $211,000 | $15,005,000 | $168,000 | $8,580,000 |
| Not applicable | 25,875 | $9,461,815,000 | $365,000 | $55,745,000 | $155,000 | $8,620,000 |
| Black or African American | 9,104 | $1,444,120,000 | $158,000 | $11,075,000 | $131,000 | $6,757,000 |
| Hispanic | 7,696 | $1,510,980,000 | $196,000 | $4,995,000 | $147,000 | $9,699,000 |
| Not Provided | 6,667 | $1,892,525,000 | $283,000 | $5,255,000 | $212,000 | $8,778,000 |
| Asian | 4,607 | $1,759,885,000 | $382,000 | $4,005,000 | $223,000 | $7,740,000 |
| American Indian or Alaskan Native | 330 | $56,240,000 | $170,000 | $4,005,000 | $147,000 | $1,448,000 |
| Native Hawaiian or Other Pacific Islander | 135 | $26,515,000 | $196,000 | $2,505,000 | $134,000 | $953,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 97,857 | $24,874,205,000 | $254,000 | $55,745,000 | $171,000 | $9,699,000 |
| FHA-insured (Federal Housing Administration) | 5,140 | $1,300,010,000 | $252,000 | $1,165,000 | $85,000 | $1,389,000 |
| VA-guaranteed (Veterans Administration) | 2,272 | $722,360,000 | $317,000 | $1,645,000 | $109,000 | $1,437,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 188 | $33,530,000 | $178,000 | $435,000 | $63,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 35,865 | $9,780,775,000 | $272,000 | $55,745,000 | $186,000 | $9,699,000 |
| Application Denied By Financial Institution | 32,476 | $4,595,070,000 | $141,000 | $5,205,000 | $144,000 | $9,699,000 |
| Loan Purchased By The Institution | 25,809 | $9,299,725,000 | $360,000 | $2,995,000 | $155,000 | $8,620,000 |
| Application Withdrawn By Applicant | 6,696 | $2,422,860,000 | $361,000 | $9,885,000 | $186,000 | $7,980,000 |
| File Closed For Incompleteness | 2,789 | $549,995,000 | $197,000 | $6,005,000 | $161,000 | $7,522,000 |
| Application Approved But Not Accepted | 1,822 | $281,680,000 | $154,000 | $7,705,000 | $150,000 | $2,885,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 72,981 | $22,335,035,000 | $306,000 | $55,745,000 | $173,000 | $9,699,000 |
| Credit History | 10,659 | $1,044,105,000 | $97,000 | $5,205,000 | $146,000 | $8,434,000 |
| Debt-To-Income Ratio | 9,372 | $1,616,330,000 | $172,000 | $3,005,000 | $87,000 | $1,892,000 |
| Credit Application Incomplete | 9,345 | $1,338,355,000 | $143,000 | $2,005,000 | $183,000 | $8,778,000 |
| Other | 1,511 | $253,375,000 | $167,000 | $2,375,000 | $183,000 | $9,699,000 |
| Collateral | 1,095 | $197,155,000 | $180,000 | $2,705,000 | $168,000 | $2,493,000 |
| Unverifiable Information | 237 | $44,945,000 | $189,000 | $1,805,000 | $216,000 | $5,278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 199 | $80,735,000 | $405,000 | $2,005,000 | $279,000 | $2,414,000 |
| Employment History | 58 | $20,070,000 | $346,000 | $1,935,000 | $138,000 | $677,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About