Bridgelock Capital dba Peak Finance Company Mortgage Lending & HMDA Data, 2022
In 2022, Bridgelock Capital dba Peak Finance Company of Woodland Hills, CA reported 250 mortgage applications totaling $116.1 million, down 56% from 2021. The average application was for $464,280, and applicants reported an average income of $158,032. 62% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (112), Los Angeles-Long Beach-Glendale, CA (58) and Atlanta-Sandy Springs-Roswell, GA (28) (applications in parentheses).
| Mortgage Company & Address | Bridgelock Capital dba Peak Finance Company 5900 Canoga Avenue Suite 200 Woodland Hills, CA 91367 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2008 2007 |
| Total Number of Mortgage Applications | 250 |
| Total Mortgage Loan Application Amount | $116,070,000 |
| Average Mortgage Loan Application Amount | $464,280 |
| Highest Mortgage Loan Application Amount | $3,495,000 |
| Average Applicant Income | $158,032 |
| Highest Applicant Income | $1,303,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bridgelock Capital dba Peak Finance Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Henderson-Paradise, NV | 112 | $ 42,090,000 | $ 375,803 | $ 135,000 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 39,660,000 | $ 683,793 | $ 190,000 |
| Atlanta-Sandy Springs-Roswell, GA | 28 | $ 7,400,000 | $ 264,285 | $ 142,000 |
| Riverside-San Bernardino-Ontario, CA | 27 | $ 11,405,000 | $ 422,407 | $ 122,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 3,810,000 | $ 635,000 | $ 186,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 5,335,000 | $ 1,067,000 | $ 387,000 |
| Bakersfield, CA | 2 | $ 550,000 | $ 275,000 | $ 60,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,090,000 | $ 545,000 | $ 632,000 |
| Merced, CA | 2 | $ 620,000 | $ 310,000 | $ 89,000 |
| Outside any metro area | 1 | $ 435,000 | $ 435,000 | $ 76,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 985,000 | $ 985,000 | $ 287,000 |
| Reno, NV | 1 | $ 645,000 | $ 645,000 | $ 145,000 |
| Salinas, CA | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| San Diego-Carlsbad, CA | 1 | $ 375,000 | $ 375,000 | $ 475,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 635,000 | $ 635,000 | $ 302,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 505,000 | $ 505,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Bridgelock Capital dba Peak Finance Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 164 | $79,270,000 | $483,000 | $2,505,000 | $157,000 | $1,303,000 |
| Refinancing | 86 | $36,800,000 | $427,000 | $3,495,000 | $160,000 | $1,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 182 | $84,690,000 | $465,000 | $3,495,000 | $163,000 | $1,303,000 |
| Hispanic | 50 | $24,950,000 | $499,000 | $2,505,000 | $149,000 | $1,146,000 |
| Asian | 9 | $3,365,000 | $373,000 | $985,000 | $166,000 | $319,000 |
| Black or African American | 8 | $2,580,000 | $322,000 | $545,000 | $94,000 | $220,000 |
| American Indian or Alaskan Native | 1 | $485,000 | $485,000 | $485,000 | $111,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 226 | $105,130,000 | $465,000 | $3,495,000 | $163,000 | $1,303,000 |
| FHA-insured (Federal Housing Administration) | 18 | $8,070,000 | $448,000 | $925,000 | $102,000 | $191,000 |
| VA-guaranteed (Veterans Administration) | 6 | $2,870,000 | $478,000 | $1,015,000 | $118,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 156 | $69,280,000 | $444,000 | $1,505,000 | $149,000 | $1,303,000 |
| Application Withdrawn By Applicant | 74 | $38,320,000 | $517,000 | $3,495,000 | $179,000 | $1,146,000 |
| Application Denied By Financial Institution | 9 | $4,185,000 | $465,000 | $2,005,000 | $214,000 | $1,200,000 |
| Application Approved But Not Accepted | 8 | $3,340,000 | $417,000 | $645,000 | $107,000 | $185,000 |
| File Closed For Incompleteness | 3 | $945,000 | $315,000 | $345,000 | $103,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 241 | $111,885,000 | $464,000 | $3,495,000 | $156,000 | $1,303,000 |
| Debt-To-Income Ratio | 3 | $695,000 | $231,000 | $485,000 | $77,000 | $129,000 |
| Employment History | 2 | $660,000 | $330,000 | $425,000 | $95,000 | $135,000 |
| Other | 2 | $720,000 | $360,000 | $495,000 | $101,000 | $143,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $105,000 | $105,000 |
| Credit History | 1 | $2,005,000 | $2,005,000 | $2,005,000 | $1,200,000 | $1,200,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bridgelock Capital dba Peak Finance Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bridgelock Capital dba Peak Finance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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