1 mortgage lender is based in ZIP code 76357, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Clay County, TX in 2025.
In 2025, 59 lenders made 210 home loans worth $42.5 million in Clay County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Clay County, which includes ZIP code 76357.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | American National Bank & Trust Wichita Falls, TX | 39 | $8.2M | $209,000 | 18.6% |
| 2 | Flat Branch Mortgage, Inc. Columbia, MO | 23 | $3.8M | $167,000 | 11.0% |
| 3 | Union Square Credit Union Wichita Falls, TX | 15 | $4.1M | $272,000 | 7.1% |
| 4 | Texoma Community Credit Union Wichita Falls, TX | 13 | $975K | $75,000 | 6.2% |
| 5 | 21st Mortgage Knoxville, TN | 10 | $1.1M | $106,000 | 4.8% |
| 6 | Mortgage Research Center Columbia, MO | 9 | $2.4M | $267,000 | 4.3% |
| 7 | Windthorst Federal Credit Unio Windthorst, TX | 9 | $1.1M | $117,000 | 4.3% |
| 8 | Legend Bank, N.A. Bowie, TX | 8 | $1.3M | $160,000 | 3.8% |
| 9 | Guild Mortgage Company San Diego, CA | 6 | $1.3M | $218,000 | 2.9% |
| 10 | Triad Financial Services, Inc. Jacksonville, FL | 6 | $580K | $97,000 | 2.9% |
See every lender in Clay County and its 2025 mortgage data · top lenders in Texas · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First National Bank of Byers
505 MAIN BYERS, TX 76357 |
* | 372 | $21,911,000 |
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