C&F Mortgage Corporation Mortgage Lending & HMDA Data, 2017
In 2017, C&F Mortgage Corporation of Midlothian, VA reported 4,177 mortgage applications totaling $901.1 million, up 13% from 2016. The average application was for $215,724, and applicants reported an average income of $87,601. 81% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Richmond, VA (1,716), Washington-Arlington-Alexandria, DC-VA-MD-WV (698) and Virginia Beach-Norfolk-Newport News, VA-NC (417) (applications in parentheses).
| Mortgage Company & Address | C&F Mortgage Corporation 1400 Alverser Drive Midlothian, VA 23113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,177 |
| Total Mortgage Loan Application Amount | $901,080,000 |
| Average Mortgage Loan Application Amount | $215,724 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $87,601 |
| Highest Applicant Income | $1,952,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records C&F Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for C&F Mortgage Corporation in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,591 | $764,881,000 | $212,000 | $1,028,000 | $86,000 | $1,952,000 |
| Refinancing | 525 | $123,631,000 | $235,000 | $2,400,000 | $97,000 | $538,000 |
| Home Improvement | 61 | $12,568,000 | $206,000 | $472,000 | $101,000 | $509,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,121 | $676,319,000 | $216,000 | $2,400,000 | $90,000 | $1,952,000 |
| Black or African American | 499 | $102,608,000 | $205,000 | $648,000 | $73,000 | $281,000 |
| Not Provided | 303 | $71,127,000 | $234,000 | $586,000 | $90,000 | $340,000 |
| Hispanic | 141 | $24,602,000 | $174,000 | $467,000 | $67,000 | $374,000 |
| Asian | 65 | $14,958,000 | $230,000 | $536,000 | $84,000 | $270,000 |
| American Indian or Alaskan Native | 31 | $7,275,000 | $234,000 | $561,000 | $113,000 | $803,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,191,000 | $246,000 | $588,000 | $80,000 | $203,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,166 | $451,559,000 | $208,000 | $2,400,000 | $100,000 | $1,952,000 |
| FHA-insured (Federal Housing Administration) | 1,163 | $245,685,000 | $211,000 | $636,000 | $72,000 | $514,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 457 | $83,241,000 | $182,000 | $455,000 | $57,000 | $124,000 |
| VA-guaranteed (Veterans Administration) | 391 | $120,595,000 | $308,000 | $940,000 | $101,000 | $538,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,389 | $735,486,000 | $217,000 | $940,000 | $88,000 | $1,952,000 |
| Application Withdrawn By Applicant | 532 | $109,595,000 | $206,000 | $2,400,000 | $86,000 | $600,000 |
| File Closed For Incompleteness | 147 | $37,581,000 | $255,000 | $1,560,000 | $95,000 | $396,000 |
| Application Denied By Financial Institution | 84 | $13,584,000 | $161,000 | $407,000 | $62,000 | $300,000 |
| Application Approved But Not Accepted | 25 | $4,834,000 | $193,000 | $394,000 | $74,000 | $255,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $4,851,000 | $142,000 | $325,000 | $56,000 | $142,000 |
| Debt-To-Income Ratio | 20 | $3,940,000 | $197,000 | $407,000 | $57,000 | $154,000 |
| Other | 10 | $1,360,000 | $136,000 | $406,000 | $52,000 | $79,000 |
| Collateral | 8 | $1,221,000 | $152,000 | $238,000 | $114,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,290,000 | $184,000 | $272,000 | $66,000 | $147,000 |
| Employment History | 3 | $555,000 | $185,000 | $312,000 | $56,000 | $90,000 |
| Unverifiable Information | 1 | $143,000 | $143,000 | $143,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into C&F Mortgage Corporation's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess C&F Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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