C&F Select LLC Mortgage Lending & HMDA Data, 2025
In 2025, C&F Select LLC of Midlothian, VA reported 133 mortgage applications totaling $45.2 million, up 32% from 2024. The average application was for $339,812, and applicants reported an average income of $146,390. 81% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Richmond, VA (103), Virginia Beach-Norfolk-Newport News, VA-NC (7) and Lynchburg, VA (3) (applications in parentheses).
| Mortgage Company & Address | C&F Select LLC 1 Park West Circle Suite 203 Midlothian, VA 23113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 133 |
| Total Mortgage Loan Application Amount | $45,195,000 |
| Average Mortgage Loan Application Amount | $339,812 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $146,390 |
| Highest Applicant Income | $1,006,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records C&F Select LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield, Virginia | 36 | $ 13,410,000 | $ 372,500 | $ 136,000 |
| Henrico, Virginia | 19 | $ 6,285,000 | $ 330,789 | $ 152,000 |
| Richmond City, Virginia | 16 | $ 5,490,000 | $ 343,125 | $ 231,000 |
| Hanover, Virginia | 9 | $ 3,915,000 | $ 435,000 | $ 155,000 |
| Prince Edward, Virginia | 7 | $ 1,745,000 | $ 249,285 | $ 106,000 |
| Amelia, Virginia | 6 | $ 1,570,000 | $ 261,666 | $ 84,000 |
| Powhatan, Virginia | 6 | $ 3,020,000 | $ 503,333 | $ 165,000 |
| Goochland, Virginia | 5 | $ 2,615,000 | $ 523,000 | $ 314,000 |
| Cumberland, Virginia | 4 | $ 950,000 | $ 237,500 | $ 97,000 |
| Buckingham, Virginia | 3 | $ 505,000 | $ 168,333 | $ 106,000 |
| Dinwiddie, Virginia | 3 | $ 725,000 | $ 241,666 | $ 134,000 |
| Louisa, Virginia | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| Petersburg, Virginia | 3 | $ 825,000 | $ 275,000 | $ 73,000 |
| Virginia Beach, Virginia | 3 | $ 865,000 | $ 288,333 | $ 92,000 |
| Bedford, Virginia | 2 | $ 580,000 | $ 290,000 | $ 78,000 |
| Norfolk, Virginia | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| Appomattox, Virginia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Chesapeake, Virginia | 1 | $ 525,000 | $ 525,000 | $ 194,000 |
| Fluvanna, Virginia | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Greensville, Virginia | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Portsmouth, Virginia | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Richmond, Virginia | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for C&F Select LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 131 | $44,055,000 | $336,000 | $805,000 | $144,000 | $1,006,000 |
| Refinancing | 2 | $1,140,000 | $570,000 | $885,000 | $303,000 | $355,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 88 | $30,260,000 | $343,000 | $885,000 | $141,000 | $524,000 |
| Not Provided | 17 | $6,135,000 | $360,000 | $765,000 | $206,000 | $1,006,000 |
| Black or African American | 11 | $3,725,000 | $338,000 | $805,000 | $98,000 | $180,000 |
| Hispanic | 9 | $2,915,000 | $323,000 | $675,000 | $131,000 | $265,000 |
| Asian | 7 | $1,835,000 | $262,000 | $465,000 | $173,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $325,000 | $325,000 | $325,000 | $103,000 | $103,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 100 | $34,360,000 | $343,000 | $885,000 | $162,000 | $1,006,000 |
| FHA-insured (Federal Housing Administration) | 25 | $7,945,000 | $317,000 | $575,000 | $92,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,890,000 | $361,000 | $535,000 | $130,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 108 | $37,530,000 | $347,000 | $885,000 | $154,000 | $1,006,000 |
| Application Withdrawn By Applicant | 15 | $4,615,000 | $307,000 | $805,000 | $121,000 | $351,000 |
| Application Denied By Financial Institution | 6 | $2,270,000 | $378,000 | $805,000 | $92,000 | $129,000 |
| Application Approved But Not Accepted | 3 | $465,000 | $155,000 | $245,000 | $81,000 | $133,000 |
| File Closed For Incompleteness | 1 | $315,000 | $315,000 | $315,000 | $180,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 127 | $42,925,000 | $337,000 | $885,000 | $149,000 | $1,006,000 |
| Credit History | 2 | $370,000 | $185,000 | $355,000 | $114,000 | $114,000 |
| Debt-To-Income Ratio | 1 | $445,000 | $445,000 | $445,000 | $109,000 | $109,000 |
| Employment History | 1 | $805,000 | $805,000 | $805,000 | $0 | $0 |
| Other | 1 | $415,000 | $415,000 | $415,000 | $129,000 | $129,000 |
| Collateral | 1 | $235,000 | $235,000 | $235,000 | $91,000 | $91,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into C&F Select LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess C&F Select LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About