C&F Select LLC Mortgage Lending & HMDA Data, 2023
In 2023, C&F Select LLC of Midlothian, VA reported 169 mortgage applications totaling $57.3 million, down 28% from 2022. The average application was for $339,142, and applicants reported an average income of $137,142. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Richmond, VA (145), Virginia Beach-Norfolk-Newport News, VA-NC (5) and Charlottesville, VA (1) (applications in parentheses).
| Mortgage Company & Address | C&F Select LLC 1 Park West Circle Suite 203 Midlothian, VA 23113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 169 |
| Total Mortgage Loan Application Amount | $57,315,000 |
| Average Mortgage Loan Application Amount | $339,142 |
| Highest Mortgage Loan Application Amount | $1,155,000 |
| Average Applicant Income | $137,142 |
| Highest Applicant Income | $433,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records C&F Select LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield, Virginia | 55 | $ 24,385,000 | $ 443,363 | $ 169,000 |
| Henrico, Virginia | 26 | $ 10,950,000 | $ 421,153 | $ 163,000 |
| Richmond City, Virginia | 18 | $ 5,080,000 | $ 282,222 | $ 140,000 |
| Colonial Heights, Virginia | 10 | $ 1,520,000 | $ 152,000 | $ 73,000 |
| Hanover, Virginia | 10 | $ 4,540,000 | $ 454,000 | $ 157,000 |
| Hopewell, Virginia | 6 | $ 1,070,000 | $ 178,333 | $ 62,000 |
| Prince Edward, Virginia | 5 | $ 725,000 | $ 145,000 | $ 88,000 |
| Charlotte, Virginia | 3 | $ 455,000 | $ 151,666 | $ 113,000 |
| Dinwiddie, Virginia | 3 | $ 505,000 | $ 168,333 | $ 52,000 |
| Goochland, Virginia | 3 | $ 1,495,000 | $ 498,333 | $ 246,000 |
| Petersburg, Virginia | 3 | $ 535,000 | $ 178,333 | $ 74,000 |
| Powhatan, Virginia | 3 | $ 915,000 | $ 305,000 | $ 96,000 |
| Amelia, Virginia | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Cumberland, Virginia | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| King William, Virginia | 2 | $ 630,000 | $ 315,000 | $ 99,000 |
| Nottoway, Virginia | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| Prince George, Virginia | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| Virginia Beach, Virginia | 2 | $ 240,000 | $ 120,000 | $ 99,000 |
| Williamsburg, Virginia | 2 | $ 130,000 | $ 65,000 | $ 38,000 |
| Buckingham, Virginia | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Charles City, Virginia | 1 | $ 365,000 | $ 365,000 | $ 293,000 |
| Fluvanna, Virginia | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| King George, Virginia | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Louisa, Virginia | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| Lunenburg, Virginia | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Lynchburg, Virginia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| New Kent, Virginia | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Norfolk, Virginia | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Roanoke City, Virginia | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for C&F Select LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 166 | $56,770,000 | $341,000 | $1,155,000 | $137,000 | $433,000 |
| Cash-out Refinancing | 3 | $545,000 | $181,000 | $235,000 | $145,000 | $189,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 94 | $31,960,000 | $340,000 | $935,000 | $140,000 | $433,000 |
| Not Provided | 25 | $8,105,000 | $324,000 | $725,000 | $151,000 | $389,000 |
| Black or African American | 24 | $8,960,000 | $373,000 | $1,155,000 | $141,000 | $345,000 |
| Hispanic | 14 | $3,880,000 | $277,000 | $845,000 | $96,000 | $214,000 |
| Asian | 11 | $4,285,000 | $389,000 | $715,000 | $136,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $51,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 112 | $38,560,000 | $344,000 | $865,000 | $155,000 | $433,000 |
| FHA-insured (Federal Housing Administration) | 44 | $11,970,000 | $272,000 | $555,000 | $86,000 | $231,000 |
| VA-guaranteed (Veterans Administration) | 13 | $6,785,000 | $521,000 | $1,155,000 | $156,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 129 | $42,015,000 | $325,000 | $935,000 | $133,000 | $389,000 |
| Application Withdrawn By Applicant | 25 | $8,835,000 | $353,000 | $855,000 | $159,000 | $433,000 |
| File Closed For Incompleteness | 7 | $3,225,000 | $460,000 | $685,000 | $173,000 | $273,000 |
| Application Denied By Financial Institution | 7 | $2,895,000 | $413,000 | $1,155,000 | $87,000 | $189,000 |
| Application Approved But Not Accepted | 1 | $345,000 | $345,000 | $345,000 | $185,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 162 | $54,420,000 | $335,000 | $935,000 | $139,000 | $433,000 |
| Debt-To-Income Ratio | 4 | $1,910,000 | $477,000 | $1,155,000 | $86,000 | $189,000 |
| Credit History | 2 | $430,000 | $215,000 | $275,000 | $54,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $555,000 | $555,000 | $555,000 | $155,000 | $155,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into C&F Select LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess C&F Select LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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