C&F Select LLC Mortgage Lending & HMDA Data, 2024
In 2024, C&F Select LLC of Midlothian, VA reported 101 mortgage applications totaling $35.7 million, down 40% from 2023. The average application was for $353,019, and applicants reported an average income of $158,712. 84% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Richmond, VA (92) and Arlington-Alexandria-Reston, VA-WV (1).
| Mortgage Company & Address | C&F Select LLC 1 Park West Circle Suite 203 Midlothian, VA 23113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 101 |
| Total Mortgage Loan Application Amount | $35,655,000 |
| Average Mortgage Loan Application Amount | $353,019 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $158,712 |
| Highest Applicant Income | $1,593,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records C&F Select LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield, Virginia | 42 | $ 15,770,000 | $ 375,476 | $ 191,000 |
| Henrico, Virginia | 19 | $ 8,505,000 | $ 447,631 | $ 169,000 |
| Richmond City, Virginia | 15 | $ 4,285,000 | $ 285,666 | $ 108,000 |
| Hopewell, Virginia | 5 | $ 1,095,000 | $ 219,000 | $ 82,000 |
| Petersburg, Virginia | 3 | $ 605,000 | $ 201,666 | $ 80,000 |
| Caroline, Virginia | 2 | $ 800,000 | $ 400,000 | $ 181,000 |
| Colonial Heights, Virginia | 2 | $ 310,000 | $ 155,000 | $ 109,000 |
| Cumberland, Virginia | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| Goochland, Virginia | 2 | $ 1,430,000 | $ 715,000 | $ 327,000 |
| Hanover, Virginia | 2 | $ 800,000 | $ 400,000 | $ 162,000 |
| Louisa, Virginia | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Amelia, Virginia | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Buckingham, Virginia | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Orange, Virginia | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Powhatan, Virginia | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Spotsylvania, Virginia | 1 | $ 505,000 | $ 505,000 | $ 171,000 |
Mortgage Loan Application Detail Totals for C&F Select LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 100 | $35,240,000 | $352,000 | $915,000 | $159,000 | $1,593,000 |
| Refinancing | 1 | $415,000 | $415,000 | $415,000 | $130,000 | $130,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 58 | $19,130,000 | $329,000 | $725,000 | $160,000 | $1,593,000 |
| Asian | 17 | $7,475,000 | $439,000 | $915,000 | $155,000 | $421,000 |
| Not Provided | 12 | $5,420,000 | $451,000 | $765,000 | $211,000 | $693,000 |
| Black or African American | 9 | $1,955,000 | $217,000 | $445,000 | $108,000 | $181,000 |
| Hispanic | 5 | $1,675,000 | $335,000 | $505,000 | $122,000 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 78 | $28,020,000 | $359,000 | $915,000 | $170,000 | $1,593,000 |
| FHA-insured (Federal Housing Administration) | 19 | $6,215,000 | $327,000 | $605,000 | $117,000 | $298,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,420,000 | $355,000 | $505,000 | $133,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 85 | $29,155,000 | $343,000 | $915,000 | $161,000 | $1,593,000 |
| Application Withdrawn By Applicant | 11 | $3,865,000 | $351,000 | $865,000 | $130,000 | $236,000 |
| File Closed For Incompleteness | 3 | $2,075,000 | $691,000 | $725,000 | $270,000 | $301,000 |
| Application Denied By Financial Institution | 2 | $560,000 | $280,000 | $285,000 | $44,000 | $71,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 99 | $35,095,000 | $354,000 | $915,000 | $161,000 | $1,593,000 |
| Other | 1 | $285,000 | $285,000 | $285,000 | $71,000 | $71,000 |
| Debt-To-Income Ratio | 1 | $275,000 | $275,000 | $275,000 | $17,000 | $17,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into C&F Select LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess C&F Select LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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