C&F Select LLC Mortgage Lending & HMDA Data, 2022
In 2022, C&F Select LLC of Midlothian, VA reported 235 mortgage applications totaling $78.4 million, down 21% from 2021. The average application was for $333,680, and applicants reported an average income of $127,276. 74% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Richmond, VA (215), Virginia Beach-Norfolk-Newport News, VA-NC (4) and Charlottesville, VA (2) (applications in parentheses).
| Mortgage Company & Address | C&F Select LLC 1 Park West Circle Suite 203 Midlothian, VA 23113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 235 |
| Total Mortgage Loan Application Amount | $78,415,000 |
| Average Mortgage Loan Application Amount | $333,680 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $127,276 |
| Highest Applicant Income | $500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records C&F Select LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond, VA | 215 | $ 74,055,000 | $ 344,441 | $ 128,000 |
| Outside any metro area | 13 | $ 2,895,000 | $ 222,692 | $ 133,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 690,000 | $ 172,500 | $ 94,000 |
| Charlottesville, VA | 2 | $ 540,000 | $ 270,000 | $ 58,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for C&F Select LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 227 | $76,065,000 | $335,000 | $1,125,000 | $126,000 | $500,000 |
| Cash-out Refinancing | 6 | $1,870,000 | $311,000 | $575,000 | $177,000 | $238,000 |
| Refinancing | 2 | $480,000 | $240,000 | $395,000 | $123,000 | $215,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 146 | $47,720,000 | $326,000 | $1,125,000 | $129,000 | $500,000 |
| Not Provided | 30 | $9,810,000 | $327,000 | $865,000 | $133,000 | $312,000 |
| Black or African American | 26 | $8,910,000 | $342,000 | $735,000 | $123,000 | $302,000 |
| Asian | 20 | $7,940,000 | $397,000 | $645,000 | $137,000 | $280,000 |
| Hispanic | 9 | $2,435,000 | $270,000 | $625,000 | $91,000 | $288,000 |
| American Indian or Alaskan Native | 3 | $955,000 | $318,000 | $325,000 | $86,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 178 | $59,870,000 | $336,000 | $1,125,000 | $137,000 | $500,000 |
| FHA-insured (Federal Housing Administration) | 38 | $10,440,000 | $274,000 | $545,000 | $83,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 16 | $7,230,000 | $451,000 | $865,000 | $131,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $875,000 | $291,000 | $415,000 | $80,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 175 | $55,365,000 | $316,000 | $1,125,000 | $121,000 | $431,000 |
| Application Withdrawn By Applicant | 42 | $16,060,000 | $382,000 | $805,000 | $148,000 | $500,000 |
| File Closed For Incompleteness | 13 | $5,165,000 | $397,000 | $645,000 | $170,000 | $312,000 |
| Application Denied By Financial Institution | 5 | $1,825,000 | $365,000 | $555,000 | $71,000 | $96,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 230 | $76,590,000 | $333,000 | $1,125,000 | $129,000 | $500,000 |
| Debt-To-Income Ratio | 3 | $1,235,000 | $411,000 | $555,000 | $78,000 | $96,000 |
| Employment History | 1 | $375,000 | $375,000 | $375,000 | $64,000 | $64,000 |
| Unverifiable Information | 1 | $215,000 | $215,000 | $215,000 | $60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into C&F Select LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess C&F Select LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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