Capital Bank, N.A. Mortgage Lending & HMDA Data, 2014

In 2014, Capital Bank, N.A. of Rockville, MD reported 2,255 mortgage applications totaling $712.5 million, up 22% from 2013. The average application was for $315,963, and applicants reported an average income of $99,559. 68% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (416), Silver Spring-Frederick-Rockville, MD (239) and Baltimore-Columbia-Towson, MD (216) (applications in parentheses).

Mortgage Company & Address Capital Bank, N.A.
One Church St Suite 300
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,255
Total Mortgage Loan Application Amount $712,498,000
Average Mortgage Loan Application Amount $315,963
Highest Mortgage Loan Application Amount $3,690,000
Average Applicant Income $99,559
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Bank, N.A. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 211 $ 91,155,000 $ 432,014 $ 152,000
District of Columbia, District Of Columbia 111 $ 59,840,000 $ 539,099 $ 271,000
Anne Arundel, Maryland 98 $ 37,286,000 $ 380,469 $ 147,000
Fairfax, Virginia 96 $ 50,540,000 $ 526,458 $ 175,000
Prince George's, Maryland 49 $ 16,231,000 $ 331,244 $ 80,000
Prince William, Virginia 44 $ 18,843,000 $ 428,250 $ 67,000
Loudoun, Virginia 36 $ 18,672,000 $ 518,666 $ 104,000
Howard, Maryland 35 $ 15,051,000 $ 430,028 $ 129,000
Carroll, Maryland 33 $ 9,733,000 $ 294,939 $ 142,000
Maricopa, Arizona 28 $ 6,798,000 $ 242,785 $ 66,000
Frederick, Maryland 28 $ 9,210,000 $ 328,928 $ 91,000
San Diego, California 25 $ 7,863,000 $ 314,520 $ 78,000
El Paso, Colorado 24 $ 6,828,000 $ 284,500 $ 58,000
Riverside, California 21 $ 5,349,000 $ 254,714 $ 55,000
Bexar, Texas 20 $ 4,939,000 $ 246,950 $ 65,000
Baltimore, Maryland 19 $ 4,313,000 $ 227,000 $ 116,000
Alexandria, Virginia 19 $ 9,007,000 $ 474,052 $ 158,000
Virginia Beach, Virginia 18 $ 5,142,000 $ 285,666 $ 51,000
Pierce, Washington 18 $ 4,915,000 $ 273,055 $ 54,000
Baltimore City, Maryland 16 $ 4,115,000 $ 257,187 $ 105,000
Tarrant, Texas 16 $ 2,915,000 $ 182,187 $ 78,000
Los Angeles, California 15 $ 4,928,000 $ 328,533 $ 80,000
Harris, Texas 15 $ 3,293,000 $ 219,533 $ 74,000
Arlington, Virginia 15 $ 7,860,000 $ 524,000 $ 154,000
Broward, Florida 14 $ 4,392,000 $ 313,714 $ 101,000
Gwinnett, Georgia 13 $ 3,162,000 $ 243,230 $ 88,000
Calvert, Maryland 12 $ 4,611,000 $ 384,250 $ 70,000
Charles, Maryland 12 $ 5,181,000 $ 431,750 $ 73,000
Wake, North Carolina 11 $ 2,882,000 $ 262,000 $ 38,000
Bell, Texas 11 $ 1,886,000 $ 171,454 $ 45,000
Stafford, Virginia 11 $ 4,029,000 $ 366,272 $ 99,000
San Bernardino, California 10 $ 2,453,000 $ 245,300 $ 51,000
Sussex, Delaware 10 $ 3,475,000 $ 347,500 $ 316,000
Hillsborough, Florida 10 $ 3,033,000 $ 303,300 $ 70,000
Mecklenburg, North Carolina 10 $ 1,854,000 $ 185,400 $ 56,000
Dallas, Texas 10 $ 3,466,000 $ 346,600 $ 97,000
El Paso, Texas 10 $ 1,760,000 $ 176,000 $ 12,000
Duval, Florida 9 $ 2,775,000 $ 308,333 $ 73,000
Clark, Nevada 9 $ 1,928,000 $ 214,222 $ 49,000
Harnett, North Carolina 9 $ 1,867,000 $ 207,444 $ 0
Travis, Texas 9 $ 1,884,000 $ 209,333 $ 79,000
Spokane, Washington 9 $ 1,524,000 $ 169,333 $ 14,000
Solano, California 8 $ 2,053,000 $ 256,625 $ 75,000
Muscogee, Georgia 8 $ 1,247,000 $ 155,875 $ 24,000
Queen Anne's, Maryland 8 $ 2,604,000 $ 325,500 $ 101,000
Williamson, Texas 8 $ 1,637,000 $ 204,625 $ 71,000
Pima, Arizona 7 $ 1,214,000 $ 173,428 $ 30,000
Pasco, Florida 7 $ 1,366,000 $ 195,142 $ 63,000
Cobb, Georgia 7 $ 1,567,000 $ 223,857 $ 65,000
Harford, Maryland 7 $ 2,473,000 $ 353,285 $ 93,000
Horry, South Carolina 7 $ 1,072,000 $ 153,142 $ 50,000
Chesterfield, Virginia 7 $ 1,563,000 $ 223,285 $ 57,000
Newport News, Virginia 7 $ 1,135,000 $ 162,142 $ 59,000
King, Washington 7 $ 2,549,000 $ 364,142 $ 104,000
San Joaquin, California 6 $ 1,898,000 $ 316,333 $ 66,000
Palm Beach, Florida 6 $ 2,244,000 $ 374,000 $ 1,294,000
Cook, Illinois 6 $ 1,386,000 $ 231,000 $ 53,000
Worcester, Maryland 6 $ 1,388,000 $ 231,333 $ 107,000
Cumberland, North Carolina 6 $ 1,161,000 $ 193,500 $ 48,000
Johnston, North Carolina 6 $ 1,110,000 $ 185,000 $ 57,000
Onslow, North Carolina 6 $ 1,641,000 $ 273,500 $ 22,000
Montgomery, Ohio 6 $ 843,000 $ 140,500 $ 56,000
Greenville, South Carolina 6 $ 1,619,000 $ 269,833 $ 50,000
Williamson, Tennessee 6 $ 1,353,000 $ 225,500 $ 77,000
Chesapeake, Virginia 6 $ 1,454,000 $ 242,333 $ 0
Norfolk, Virginia 6 $ 1,554,000 $ 259,000 $ 106,000
Clark, Washington 6 $ 1,919,000 $ 319,833 $ 82,000
Snohomish, Washington 6 $ 1,686,000 $ 281,000 $ 41,000
Thurston, Washington 6 $ 1,338,000 $ 223,000 $ 16,000
Pinal, Arizona 5 $ 706,000 $ 141,200 $ 76,000
Fresno, California 5 $ 1,365,000 $ 273,000 $ 50,000
Brevard, Florida 5 $ 677,000 $ 135,400 $ 27,000
Clay, Florida 5 $ 1,020,000 $ 204,000 $ 72,000
Collier, Florida 5 $ 1,967,000 $ 393,400 $ 96,000
Fulton, Georgia 5 $ 1,492,000 $ 298,400 $ 91,000
Henry, Georgia 5 $ 1,107,000 $ 221,400 $ 20,000
Orleans, Louisiana 5 $ 2,164,000 $ 432,800 $ 166,000
Burlington, New Jersey 5 $ 1,290,000 $ 258,000 $ 95,000
Hoke, North Carolina 5 $ 896,000 $ 179,200 $ 0
Moore, North Carolina 5 $ 2,273,000 $ 454,600 $ 82,000
Franklin, Ohio 5 $ 1,187,000 $ 237,400 $ 82,000
Oklahoma, Oklahoma 5 $ 819,000 $ 163,800 $ 47,000
Montgomery, Pennsylvania 5 $ 1,895,000 $ 379,000 $ 132,000
Lexington, South Carolina 5 $ 864,000 $ 172,800 $ 48,000
Davidson, Tennessee 5 $ 869,000 $ 173,800 $ 60,000
Rutherford, Tennessee 5 $ 738,000 $ 147,600 $ 36,000
Shelby, Tennessee 5 $ 1,473,000 $ 294,600 $ 95,000
Collin, Texas 5 $ 937,000 $ 187,400 $ 104,000
Henrico, Virginia 5 $ 1,812,000 $ 362,400 $ 74,000
Kitsap, Washington 5 $ 1,095,000 $ 219,000 $ 19,000
Berkeley, West Virginia 5 $ 1,470,000 $ 294,000 $ 91,000
Butte, California 4 $ 1,113,000 $ 278,250 $ 66,000
Arapahoe, Colorado 4 $ 1,145,000 $ 286,250 $ 114,000
Larimer, Colorado 4 $ 822,000 $ 205,500 $ 38,000
Fairfield, Connecticut 4 $ 1,286,000 $ 321,500 $ 70,000
Lee, Florida 4 $ 1,086,000 $ 271,500 $ 197,000
Okaloosa, Florida 4 $ 1,088,000 $ 272,000 $ 16,000
Chatham, Georgia 4 $ 1,273,000 $ 318,250 $ 94,000
Columbia, Georgia 4 $ 639,000 $ 159,750 $ 22,000
Douglas, Georgia 4 $ 653,000 $ 163,250 $ 25,000
Houston, Georgia 4 $ 668,000 $ 167,000 $ 28,000
Ada, Idaho 4 $ 1,395,000 $ 348,750 $ 93,000
Marion, Indiana 4 $ 355,000 $ 88,750 $ 44,000
Garrett, Maryland 4 $ 1,389,000 $ 347,250 $ 182,000
St. Mary's, Maryland 4 $ 1,029,000 $ 257,250 $ 146,000
St. Louis, Missouri 4 $ 706,000 $ 176,500 $ 46,000
Hillsborough, New Hampshire 4 $ 1,353,000 $ 338,250 $ 59,000
Cabarrus, North Carolina 4 $ 1,206,000 $ 301,500 $ 35,000
Craven, North Carolina 4 $ 565,000 $ 141,250 $ 49,000
Union, North Carolina 4 $ 809,000 $ 202,250 $ 70,000
Summit, Ohio 4 $ 479,000 $ 119,750 $ 43,000
Cleveland, Oklahoma 4 $ 741,000 $ 185,250 $ 11,000
Delaware, Pennsylvania 4 $ 915,000 $ 228,750 $ 83,000
Dorchester, South Carolina 4 $ 762,000 $ 190,500 $ 49,000
Kershaw, South Carolina 4 $ 527,000 $ 131,750 $ 63,000
Richland, South Carolina 4 $ 613,000 $ 153,250 $ 39,000
Montgomery, Tennessee 4 $ 856,000 $ 214,000 $ 27,000
Denton, Texas 4 $ 868,000 $ 217,000 $ 46,000
Fort Bend, Texas 4 $ 591,000 $ 147,750 $ 34,000
Salt Lake, Utah 4 $ 876,000 $ 219,000 $ 33,000
Accomack, Virginia 4 $ 709,000 $ 177,250 $ 94,000
Fairfax City, Virginia 4 $ 2,048,000 $ 512,000 $ 25,000
Portsmouth, Virginia 4 $ 941,000 $ 235,250 $ 15,000
Spotsylvania, Virginia 4 $ 1,538,000 $ 384,500 $ 109,000
York, Virginia 4 $ 1,160,000 $ 290,000 $ 20,000
Mobile, Alabama 3 $ 669,000 $ 223,000 $ 40,000
Cochise, Arizona 3 $ 439,000 $ 146,333 $ 47,000
Alameda, California 3 $ 1,580,000 $ 526,666 $ 0
Orange, California 3 $ 1,563,000 $ 521,000 $ 60,000
Stanislaus, California 3 $ 579,000 $ 193,000 $ 74,000
Yolo, California 3 $ 728,000 $ 242,666 $ 89,000
Denver, Colorado 3 $ 1,126,000 $ 375,333 $ 85,000
Jefferson, Colorado 3 $ 756,000 $ 252,000 $ 63,000
Weld, Colorado 3 $ 878,000 $ 292,666 $ 66,000
Tolland, Connecticut 3 $ 750,000 $ 250,000 $ 87,000
Kent, Delaware 3 $ 753,000 $ 251,000 $ 57,000
Alachua, Florida 3 $ 467,000 $ 155,666 $ 26,000
Indian River, Florida 3 $ 542,000 $ 180,666 $ 55,000
Santa Rosa, Florida 3 $ 404,000 $ 134,666 $ 70,000
Sarasota, Florida 3 $ 1,030,000 $ 343,333 $ 49,000
Seminole, Florida 3 $ 791,000 $ 263,666 $ 69,000
Bulloch, Georgia 3 $ 498,000 $ 166,000 $ 56,000
DeKalb, Georgia 3 $ 832,000 $ 277,333 $ 61,000
Hall, Georgia 3 $ 572,000 $ 190,666 $ 110,000
Jackson, Georgia 3 $ 563,000 $ 187,666 $ 92,000
McHenry, Illinois 3 $ 719,000 $ 239,666 $ 90,000
Sedgwick, Kansas 3 $ 400,000 $ 133,333 $ 40,000
Christian, Kentucky 3 $ 238,000 $ 79,333 $ 0
Hardin, Kentucky 3 $ 541,000 $ 180,333 $ 42,000
Jefferson, Louisiana 3 $ 457,000 $ 152,333 $ 55,000
St. Tammany, Louisiana 3 $ 1,136,000 $ 378,666 $ 28,000
Worcester, Massachusetts 3 $ 795,000 $ 265,000 $ 103,000
Hennepin, Minnesota 3 $ 484,000 $ 161,333 $ 16,000
Middlesex, New Jersey 3 $ 772,000 $ 257,333 $ 80,000
Ocean, New Jersey 3 $ 841,000 $ 280,333 $ 16,000
Brunswick, North Carolina 3 $ 1,396,000 $ 465,333 $ 91,000
Catawba, North Carolina 3 $ 1,429,000 $ 476,333 $ 102,000
Davidson, North Carolina 3 $ 685,000 $ 228,333 $ 31,000
Guilford, North Carolina 3 $ 809,000 $ 269,666 $ 59,000
New Hanover, North Carolina 3 $ 687,000 $ 229,000 $ 151,000
Robeson, North Carolina 3 $ 208,000 $ 69,333 $ 87,000
Wayne, North Carolina 3 $ 733,000 $ 244,333 $ 75,000
Clackamas, Oregon 3 $ 933,000 $ 311,000 $ 0
Lane, Oregon 3 $ 565,000 $ 188,333 $ 22,000
Cumberland, Pennsylvania 3 $ 776,000 $ 258,666 $ 51,000
Lehigh, Pennsylvania 3 $ 757,000 $ 252,333 $ 114,000
Philadelphia, Pennsylvania 3 $ 615,000 $ 205,000 $ 36,000
Berkeley, South Carolina 3 $ 508,000 $ 169,333 $ 23,000
Charleston, South Carolina 3 $ 560,000 $ 186,666 $ 68,000
Pickens, South Carolina 3 $ 555,000 $ 185,000 $ 56,000
Hidalgo, Texas 3 $ 382,000 $ 127,333 $ 58,000
Johnson, Texas 3 $ 626,000 $ 208,666 $ 67,000
Montgomery, Texas 3 $ 535,000 $ 178,333 $ 96,000
Davis, Utah 3 $ 738,000 $ 246,000 $ 23,000
Albemarle, Virginia 3 $ 1,447,000 $ 482,333 $ 73,000
Poquoson, Virginia 3 $ 595,000 $ 198,333 $ 120,000
Suffolk, Virginia 3 $ 1,324,000 $ 441,333 $ 39,000
Milwaukee, Wisconsin 3 $ 557,000 $ 185,666 $ 0
Coffee, Alabama 2 $ 193,000 $ 96,500 $ 0
Jefferson, Alabama 2 $ 271,000 $ 135,500 $ 30,000
Madison, Alabama 2 $ 807,000 $ 403,500 $ 77,000
Pulaski, Arkansas 2 $ 225,000 $ 112,500 $ 29,000
El Dorado, California 2 $ 706,000 $ 353,000 $ 0
Kern, California 2 $ 320,000 $ 160,000 $ 58,000
Madera, California 2 $ 463,000 $ 231,500 $ 89,000
Monterey, California 2 $ 753,000 $ 376,500 $ 23,000
Sacramento, California 2 $ 416,000 $ 208,000 $ 27,000
Santa Clara, California 2 $ 603,000 $ 301,500 $ 142,000
Yuba, California 2 $ 563,000 $ 281,500 $ 87,000
Douglas, Colorado 2 $ 639,000 $ 319,500 $ 138,000
Garfield, Colorado 2 $ 1,078,000 $ 539,000 $ 0
New Haven, Connecticut 2 $ 426,000 $ 213,000 $ 0
New London, Connecticut 2 $ 470,000 $ 235,000 $ 101,000
New Castle, Delaware 2 $ 447,000 $ 223,500 $ 25,000
Bay, Florida 2 $ 439,000 $ 219,500 $ 0
Escambia, Florida 2 $ 333,000 $ 166,500 $ 50,000
Lake, Florida 2 $ 284,000 $ 142,000 $ 21,000
Manatee, Florida 2 $ 558,000 $ 279,000 $ 46,000
Miami-Dade, Florida 2 $ 418,000 $ 209,000 $ 16,000
Pinellas, Florida 2 $ 774,000 $ 387,000 $ 334,000
St. Johns, Florida 2 $ 809,000 $ 404,500 $ 158,000
Cherokee, Georgia 2 $ 340,000 $ 170,000 $ 99,000
Harris, Georgia 2 $ 425,000 $ 212,500 $ 31,000
Lee, Georgia 2 $ 419,000 $ 209,500 $ 37,000
Liberty, Georgia 2 $ 366,000 $ 183,000 $ 24,000
Lowndes, Georgia 2 $ 365,000 $ 182,500 $ 21,000
Newton, Georgia 2 $ 371,000 $ 185,500 $ 0
Paulding, Georgia 2 $ 291,000 $ 145,500 $ 37,000
Richmond, Georgia 2 $ 373,000 $ 186,500 $ 0
Spalding, Georgia 2 $ 303,000 $ 151,500 $ 26,000
Honolulu, Hawaii 2 $ 821,000 $ 410,500 $ 86,000
Bonner, Idaho 2 $ 322,000 $ 161,000 $ 44,000
Elmore, Idaho 2 $ 367,000 $ 183,500 $ 58,000
Lake, Illinois 2 $ 351,000 $ 175,500 $ 29,000
St. Clair, Illinois 2 $ 404,000 $ 202,000 $ 153,000
Will, Illinois 2 $ 379,000 $ 189,500 $ 34,000
Shawnee, Kansas 2 $ 304,000 $ 152,000 $ 0
East Baton Rouge, Louisiana 2 $ 494,000 $ 247,000 $ 26,000
Cecil, Maryland 2 $ 576,000 $ 288,000 $ 58,000
Talbot, Maryland 2 $ 584,000 $ 292,000 $ 97,000
Middlesex, Massachusetts 2 $ 741,000 $ 370,500 $ 96,000
Suffolk, Massachusetts 2 $ 501,000 $ 250,500 $ 188,000
Macomb, Michigan 2 $ 251,000 $ 125,500 $ 73,000
Wayne, Michigan 2 $ 255,000 $ 127,500 $ 0
Dakota, Minnesota 2 $ 528,000 $ 264,000 $ 32,000
St. Charles, Missouri 2 $ 389,000 $ 194,500 $ 0
Cape May, New Jersey 2 $ 494,000 $ 247,000 $ 115,000
Essex, New Jersey 2 $ 517,000 $ 258,500 $ 105,000
Morris, New Jersey 2 $ 1,101,000 $ 550,500 $ 168,000
Bernalillo, New Mexico 2 $ 407,000 $ 203,500 $ 33,000
New York, New York 2 $ 5,690,000 $ 2,845,000 $ 360,000
Yates, New York 2 $ 272,000 $ 136,000 $ 202,000
Alamance, North Carolina 2 $ 244,000 $ 122,000 $ 52,000
Buncombe, North Carolina 2 $ 321,000 $ 160,500 $ 22,000
Carteret, North Carolina 2 $ 1,073,000 $ 536,500 $ 187,000
Cleveland, North Carolina 2 $ 225,000 $ 112,500 $ 40,000
Forsyth, North Carolina 2 $ 341,000 $ 170,500 $ 56,000
Iredell, North Carolina 2 $ 755,000 $ 377,500 $ 80,000
Pender, North Carolina 2 $ 803,000 $ 401,500 $ 81,000
Perquimans, North Carolina 2 $ 243,000 $ 121,500 $ 37,000
Athens, Ohio 2 $ 217,000 $ 108,500 $ 75,000
Butler, Ohio 2 $ 375,000 $ 187,500 $ 90,000
Clinton, Ohio 2 $ 851,000 $ 425,500 $ 0
Columbiana, Ohio 2 $ 340,000 $ 170,000 $ 66,000
Cuyahoga, Ohio 2 $ 386,000 $ 193,000 $ 70,000
Hamilton, Ohio 2 $ 319,000 $ 159,500 $ 28,000
Comanche, Oklahoma 2 $ 386,000 $ 193,000 $ 38,000
Garfield, Oklahoma 2 $ 294,000 $ 147,000 $ 42,000
Tulsa, Oklahoma 2 $ 332,000 $ 166,000 $ 94,000
Jackson, Oregon 2 $ 398,000 $ 199,000 $ 0
Linn, Oregon 2 $ 499,000 $ 249,500 $ 29,000
Allegheny, Pennsylvania 2 $ 653,000 $ 326,500 $ 177,000
Bradford, Pennsylvania 2 $ 158,000 $ 79,000 $ 0
Bucks, Pennsylvania 2 $ 759,000 $ 379,500 $ 112,000
Centre, Pennsylvania 2 $ 450,000 $ 225,000 $ 37,000
Dauphin, Pennsylvania 2 $ 378,000 $ 189,000 $ 100,000
Elk, Pennsylvania 2 $ 851,000 $ 425,500 $ 117,000
Erie, Pennsylvania 2 $ 488,000 $ 244,000 $ 105,000
Fayette, Pennsylvania 2 $ 429,000 $ 214,500 $ 0
Lackawanna, Pennsylvania 2 $ 218,000 $ 109,000 $ 93,000
Lebanon, Pennsylvania 2 $ 278,000 $ 139,000 $ 39,000
Washington, Pennsylvania 2 $ 336,000 $ 168,000 $ 36,000
York, Pennsylvania 2 $ 435,000 $ 217,500 $ 57,000
Providence, Rhode Island 2 $ 611,000 $ 305,500 $ 134,000
Beaufort, South Carolina 2 $ 466,000 $ 233,000 $ 53,000
Sumter, South Carolina 2 $ 330,000 $ 165,000 $ 54,000
Lincoln, South Dakota 2 $ 345,000 $ 172,500 $ 0
Greene, Tennessee 2 $ 350,000 $ 175,000 $ 57,000
Tipton, Tennessee 2 $ 352,000 $ 176,000 $ 0
Comal, Texas 2 $ 1,070,000 $ 535,000 $ 198,000
Galveston, Texas 2 $ 247,000 $ 123,500 $ 56,000
Guadalupe, Texas 2 $ 467,000 $ 233,500 $ 31,000
Hays, Texas 2 $ 302,000 $ 151,000 $ 28,000
Randall, Texas 2 $ 268,000 $ 134,000 $ 92,000
Utah, Utah 2 $ 662,000 $ 331,000 $ 63,000
Augusta, Virginia 2 $ 396,000 $ 198,000 $ 49,000
Caroline, Virginia 2 $ 400,000 $ 200,000 $ 170,000
Hampton, Virginia 2 $ 396,000 $ 198,000 $ 0
New Kent, Virginia 2 $ 712,000 $ 356,000 $ 157,000
Pittsylvania, Virginia 2 $ 333,000 $ 166,500 $ 36,000
Richmond City, Virginia 2 $ 618,000 $ 309,000 $ 183,000
Benton, Washington 2 $ 404,000 $ 202,000 $ 134,000
Grays Harbor, Washington 2 $ 406,000 $ 203,000 $ 0
Yakima, Washington 2 $ 308,000 $ 154,000 $ 52,000
Adams, Wisconsin 2 $ 150,000 $ 75,000 $ 30,000
Dale, Alabama 1 $ 169,000 $ 169,000 $ 0
Elmore, Alabama 1 $ 172,000 $ 172,000 $ 37,000
Escambia, Alabama 1 $ 217,000 $ 217,000 $ 64,000
Lauderdale, Alabama 1 $ 133,000 $ 133,000 $ 63,000
Lee, Alabama 1 $ 160,000 $ 160,000 $ 49,000
Russell, Alabama 1 $ 195,000 $ 195,000 $ 0
Walker, Alabama 1 $ 854,000 $ 854,000 $ 552,000
Mohave, Arizona 1 $ 232,000 $ 232,000 $ 76,000
Yavapai, Arizona 1 $ 255,000 $ 255,000 $ 0
Yuma, Arizona 1 $ 189,000 $ 189,000 $ 0
Chicot, Arkansas 1 $ 153,000 $ 153,000 $ 0
Craighead, Arkansas 1 $ 87,000 $ 87,000 $ 59,000
Van Buren, Arkansas 1 $ 188,000 $ 188,000 $ 0
Calaveras, California 1 $ 151,000 $ 151,000 $ 54,000
Contra Costa, California 1 $ 356,000 $ 356,000 $ 98,000
Del Norte, California 1 $ 115,000 $ 115,000 $ 47,000
Kings, California 1 $ 284,000 $ 284,000 $ 0
Napa, California 1 $ 406,000 $ 406,000 $ 0
Nevada, California 1 $ 228,000 $ 228,000 $ 36,000
Placer, California 1 $ 251,000 $ 251,000 $ 87,000
San Benito, California 1 $ 633,000 $ 633,000 $ 0
San Luis Obispo, California 1 $ 347,000 $ 347,000 $ 118,000
San Mateo, California 1 $ 738,000 $ 738,000 $ 188,000
Santa Barbara, California 1 $ 319,000 $ 319,000 $ 0
Santa Cruz, California 1 $ 603,000 $ 603,000 $ 194,000
Ventura, California 1 $ 477,000 $ 477,000 $ 83,000
Broomfield, Colorado 1 $ 189,000 $ 189,000 $ 63,000
La Plata, Colorado 1 $ 345,000 $ 345,000 $ 54,000
Mesa, Colorado 1 $ 276,000 $ 276,000 $ 0
Pueblo, Colorado 1 $ 156,000 $ 156,000 $ 0
Hartford, Connecticut 1 $ 168,000 $ 168,000 $ 104,000
Windham, Connecticut 1 $ 304,000 $ 304,000 $ 0
Bradford, Florida 1 $ 192,000 $ 192,000 $ 0
Charlotte, Florida 1 $ 224,000 $ 224,000 $ 46,000
Citrus, Florida 1 $ 91,000 $ 91,000 $ 48,000
Columbia, Florida 1 $ 189,000 $ 189,000 $ 120,000
Highlands, Florida 1 $ 128,000 $ 128,000 $ 0
Marion, Florida 1 $ 272,000 $ 272,000 $ 0
Monroe, Florida 1 $ 513,000 $ 513,000 $ 136,000
Orange, Florida 1 $ 157,000 $ 157,000 $ 69,000
Osceola, Florida 1 $ 308,000 $ 308,000 $ 91,000
Polk, Florida 1 $ 367,000 $ 367,000 $ 221,000
Putnam, Florida 1 $ 372,000 $ 372,000 $ 109,000
Volusia, Florida 1 $ 276,000 $ 276,000 $ 123,000
Barrow, Georgia 1 $ 263,000 $ 263,000 $ 47,000
Bartow, Georgia 1 $ 173,000 $ 173,000 $ 0
Berrien, Georgia 1 $ 186,000 $ 186,000 $ 0
Bibb, Georgia 1 $ 150,000 $ 150,000 $ 0
Calhoun, Georgia 1 $ 70,000 $ 70,000 $ 52,000
Clarke, Georgia 1 $ 179,000 $ 179,000 $ 65,000
Clayton, Georgia 1 $ 166,000 $ 166,000 $ 0
Dade, Georgia 1 $ 126,000 $ 126,000 $ 42,000
Dawson, Georgia 1 $ 100,000 $ 100,000 $ 0
Floyd, Georgia 1 $ 264,000 $ 264,000 $ 105,000
Forsyth, Georgia 1 $ 227,000 $ 227,000 $ 64,000
Long, Georgia 1 $ 177,000 $ 177,000 $ 0
Morgan, Georgia 1 $ 275,000 $ 275,000 $ 88,000
Oconee, Georgia 1 $ 246,000 $ 246,000 $ 80,000
Rockdale, Georgia 1 $ 251,000 $ 251,000 $ 0
Union, Georgia 1 $ 258,000 $ 258,000 $ 79,000
Canyon, Idaho 1 $ 182,000 $ 182,000 $ 0
Caribou, Idaho 1 $ 153,000 $ 153,000 $ 0
Idaho, Idaho 1 $ 129,000 $ 129,000 $ 0
Nez Perce, Idaho 1 $ 193,000 $ 193,000 $ 67,000
Twin Falls, Idaho 1 $ 152,000 $ 152,000 $ 45,000
Adams, Illinois 1 $ 265,000 $ 265,000 $ 0
DuPage, Illinois 1 $ 270,000 $ 270,000 $ 104,000
Grundy, Illinois 1 $ 139,000 $ 139,000 $ 72,000
Kendall, Illinois 1 $ 255,000 $ 255,000 $ 68,000
Monroe, Illinois 1 $ 306,000 $ 306,000 $ 0
Peoria, Illinois 1 $ 206,000 $ 206,000 $ 0
Dearborn, Indiana 1 $ 90,000 $ 90,000 $ 0
Floyd, Indiana 1 $ 84,000 $ 84,000 $ 57,000
Hendricks, Indiana 1 $ 151,000 $ 151,000 $ 0
Jackson, Indiana 1 $ 50,000 $ 50,000 $ 0
Johnson, Indiana 1 $ 292,000 $ 292,000 $ 57,000
Porter, Indiana 1 $ 85,000 $ 85,000 $ 0
Tippecanoe, Indiana 1 $ 289,000 $ 289,000 $ 59,000
Vanderburgh, Indiana 1 $ 128,000 $ 128,000 $ 110,000
Benton, Iowa 1 $ 97,000 $ 97,000 $ 65,000
Butler, Kansas 1 $ 162,000 $ 162,000 $ 0
Crawford, Kansas 1 $ 114,000 $ 114,000 $ 29,000
Anderson, Kentucky 1 $ 242,000 $ 242,000 $ 69,000
Boyd, Kentucky 1 $ 110,000 $ 110,000 $ 45,000
Franklin, Kentucky 1 $ 261,000 $ 261,000 $ 167,000
Jefferson, Kentucky 1 $ 150,000 $ 150,000 $ 36,000
Jessamine, Kentucky 1 $ 167,000 $ 167,000 $ 63,000
Marshall, Kentucky 1 $ 180,000 $ 180,000 $ 58,000
Owsley, Kentucky 1 $ 90,000 $ 90,000 $ 60,000
Bossier, Louisiana 1 $ 492,000 $ 492,000 $ 191,000
Caddo, Louisiana 1 $ 97,000 $ 97,000 $ 0
Calcasieu, Louisiana 1 $ 207,000 $ 207,000 $ 45,000
Claiborne, Louisiana 1 $ 74,000 $ 74,000 $ 0
Lafayette, Louisiana 1 $ 157,000 $ 157,000 $ 0
Livingston, Louisiana 1 $ 207,000 $ 207,000 $ 65,000
Plaquemines, Louisiana 1 $ 310,000 $ 310,000 $ 53,000
St. Charles, Louisiana 1 $ 113,000 $ 113,000 $ 70,000
Cumberland, Maine 1 $ 151,000 $ 151,000 $ 57,000
Penobscot, Maine 1 $ 112,000 $ 112,000 $ 0
York, Maine 1 $ 180,000 $ 180,000 $ 0
Bristol, Massachusetts 1 $ 376,000 $ 376,000 $ 0
Essex, Massachusetts 1 $ 245,000 $ 245,000 $ 60,000
Plymouth, Massachusetts 1 $ 504,000 $ 504,000 $ 156,000
Eaton, Michigan 1 $ 226,000 $ 226,000 $ 0
Isabella, Michigan 1 $ 272,000 $ 272,000 $ 0
Kent, Michigan 1 $ 144,000 $ 144,000 $ 0
Midland, Michigan 1 $ 236,000 $ 236,000 $ 0
Monroe, Michigan 1 $ 206,000 $ 206,000 $ 73,000
Washtenaw, Michigan 1 $ 155,000 $ 155,000 $ 60,000
Wexford, Michigan 1 $ 190,000 $ 190,000 $ 78,000
Anoka, Minnesota 1 $ 207,000 $ 207,000 $ 59,000
Otter Tail, Minnesota 1 $ 120,000 $ 120,000 $ 0
Stearns, Minnesota 1 $ 112,000 $ 112,000 $ 0
DeSoto, Mississippi 1 $ 73,000 $ 73,000 $ 0
Harrison, Mississippi 1 $ 566,000 $ 566,000 $ 93,000
Hinds, Mississippi 1 $ 429,000 $ 429,000 $ 88,000
Lee, Mississippi 1 $ 161,000 $ 161,000 $ 0
Barry, Missouri 1 $ 256,000 $ 256,000 $ 0
Benton, Missouri 1 $ 216,000 $ 216,000 $ 0
Boone, Missouri 1 $ 261,000 $ 261,000 $ 0
Camden, Missouri 1 $ 145,000 $ 145,000 $ 93,000
St. Louis City, Missouri 1 $ 309,000 $ 309,000 $ 0
Stoddard, Missouri 1 $ 178,000 $ 178,000 $ 0
Silver Bow, Montana 1 $ 190,000 $ 190,000 $ 56,000
Dundy, Nebraska 1 $ 148,000 $ 148,000 $ 0
Carson City, Nevada 1 $ 161,000 $ 161,000 $ 74,000
Washoe, Nevada 1 $ 310,000 $ 310,000 $ 90,000
Cheshire, New Hampshire 1 $ 546,000 $ 546,000 $ 128,000
Merrimack, New Hampshire 1 $ 267,000 $ 267,000 $ 109,000
Strafford, New Hampshire 1 $ 497,000 $ 497,000 $ 116,000
Atlantic, New Jersey 1 $ 391,000 $ 391,000 $ 227,000
Camden, New Jersey 1 $ 83,000 $ 83,000 $ 0
Hudson, New Jersey 1 $ 417,000 $ 417,000 $ 93,000
Hunterdon, New Jersey 1 $ 368,000 $ 368,000 $ 0
Sussex, New Jersey 1 $ 260,000 $ 260,000 $ 0
Union, New Jersey 1 $ 143,000 $ 143,000 $ 0
Dona Ana, New Mexico 1 $ 131,000 $ 131,000 $ 49,000
Otero, New Mexico 1 $ 142,000 $ 142,000 $ 0
Santa Fe, New Mexico 1 $ 191,000 $ 191,000 $ 66,000
Albany, New York 1 $ 472,000 $ 472,000 $ 159,000
Cattaraugus, New York 1 $ 66,000 $ 66,000 $ 0
Erie, New York 1 $ 67,000 $ 67,000 $ 51,000
Kings, New York 1 $ 196,000 $ 196,000 $ 48,000
Caldwell, North Carolina 1 $ 204,000 $ 204,000 $ 152,000
Chatham, North Carolina 1 $ 565,000 $ 565,000 $ 92,000
Davie, North Carolina 1 $ 197,000 $ 197,000 $ 0
Granville, North Carolina 1 $ 207,000 $ 207,000 $ 68,000
Haywood, North Carolina 1 $ 232,000 $ 232,000 $ 54,000
Lee, North Carolina 1 $ 250,000 $ 250,000 $ 149,000
Nash, North Carolina 1 $ 140,000 $ 140,000 $ 48,000
Northampton, North Carolina 1 $ 105,000 $ 105,000 $ 43,000
Orange, North Carolina 1 $ 239,000 $ 239,000 $ 212,000
Pasquotank, North Carolina 1 $ 210,000 $ 210,000 $ 0
Randolph, North Carolina 1 $ 195,000 $ 195,000 $ 0
Rockingham, North Carolina 1 $ 212,000 $ 212,000 $ 0
Scotland, North Carolina 1 $ 72,000 $ 72,000 $ 0
Wilson, North Carolina 1 $ 147,000 $ 147,000 $ 0
Yadkin, North Carolina 1 $ 182,000 $ 182,000 $ 0
Ashtabula, Ohio 1 $ 63,000 $ 63,000 $ 0
Clermont, Ohio 1 $ 61,000 $ 61,000 $ 0
Coshocton, Ohio 1 $ 136,000 $ 136,000 $ 70,000
Darke, Ohio 1 $ 84,000 $ 84,000 $ 0
Fulton, Ohio 1 $ 260,000 $ 260,000 $ 106,000
Greene, Ohio 1 $ 158,000 $ 158,000 $ 72,000
Lorain, Ohio 1 $ 82,000 $ 82,000 $ 0
Madison, Ohio 1 $ 102,000 $ 102,000 $ 56,000
Medina, Ohio 1 $ 209,000 $ 209,000 $ 0
Mercer, Ohio 1 $ 175,000 $ 175,000 $ 108,000
Pike, Ohio 1 $ 140,000 $ 140,000 $ 47,000
Portage, Ohio 1 $ 115,000 $ 115,000 $ 39,000
Putnam, Ohio 1 $ 74,000 $ 74,000 $ 0
Trumbull, Ohio 1 $ 79,000 $ 79,000 $ 29,000
Warren, Ohio 1 $ 381,000 $ 381,000 $ 0
Delaware, Oklahoma 1 $ 136,000 $ 136,000 $ 0
Logan, Oklahoma 1 $ 214,000 $ 214,000 $ 0
Muskogee, Oklahoma 1 $ 129,000 $ 129,000 $ 24,000
Pontotoc, Oklahoma 1 $ 130,000 $ 130,000 $ 94,000
Columbia, Oregon 1 $ 291,000 $ 291,000 $ 95,000
Coos, Oregon 1 $ 162,000 $ 162,000 $ 0
Douglas, Oregon 1 $ 193,000 $ 193,000 $ 83,000
Jefferson, Oregon 1 $ 318,000 $ 318,000 $ 0
Josephine, Oregon 1 $ 237,000 $ 237,000 $ 0
Malheur, Oregon 1 $ 93,000 $ 93,000 $ 0
Marion, Oregon 1 $ 188,000 $ 188,000 $ 32,000
Umatilla, Oregon 1 $ 168,000 $ 168,000 $ 0
Wallowa, Oregon 1 $ 180,000 $ 180,000 $ 55,000
Adams, Pennsylvania 1 $ 127,000 $ 127,000 $ 0
Beaver, Pennsylvania 1 $ 129,000 $ 129,000 $ 37,000
Berks, Pennsylvania 1 $ 157,000 $ 157,000 $ 60,000
Carbon, Pennsylvania 1 $ 158,000 $ 158,000 $ 53,000
Chester, Pennsylvania 1 $ 417,000 $ 417,000 $ 248,000
Crawford, Pennsylvania 1 $ 185,000 $ 185,000 $ 43,000
Lancaster, Pennsylvania 1 $ 284,000 $ 284,000 $ 66,000
Northampton, Pennsylvania 1 $ 232,000 $ 232,000 $ 0
Westmoreland, Pennsylvania 1 $ 67,000 $ 67,000 $ 0
Clarendon, South Carolina 1 $ 113,000 $ 113,000 $ 30,000
Georgetown, South Carolina 1 $ 850,000 $ 850,000 $ 266,000
Oconee, South Carolina 1 $ 158,000 $ 158,000 $ 71,000
Spartanburg, South Carolina 1 $ 153,000 $ 153,000 $ 61,000
York, South Carolina 1 $ 240,000 $ 240,000 $ 0
Minnehaha, South Dakota 1 $ 316,000 $ 316,000 $ 150,000
Pennington, South Dakota 1 $ 126,000 $ 126,000 $ 0
Bradley, Tennessee 1 $ 163,000 $ 163,000 $ 111,000
Cumberland, Tennessee 1 $ 110,000 $ 110,000 $ 0
Knox, Tennessee 1 $ 119,000 $ 119,000 $ 43,000
Madison, Tennessee 1 $ 93,000 $ 93,000 $ 0
Maury, Tennessee 1 $ 214,000 $ 214,000 $ 58,000
Monroe, Tennessee 1 $ 160,000 $ 160,000 $ 55,000
Robertson, Tennessee 1 $ 287,000 $ 287,000 $ 0
Sullivan, Tennessee 1 $ 173,000 $ 173,000 $ 0
Sumner, Tennessee 1 $ 778,000 $ 778,000 $ 222,000
Washington, Tennessee 1 $ 188,000 $ 188,000 $ 58,000
Blanco, Texas 1 $ 114,000 $ 114,000 $ 42,000
Brazoria, Texas 1 $ 327,000 $ 327,000 $ 147,000
Caldwell, Texas 1 $ 140,000 $ 140,000 $ 65,000
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Mortgage Loan Application Detail Totals for Capital Bank, N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,664 $497,640,000 $299,000 $1,525,000 $82,000 $6,000,000
Home Purchase 591 $214,858,000 $363,000 $3,690,000 $149,000 $2,960,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,505 $472,077,000 $313,000 $1,390,000 $104,000 $6,000,000
Black or African American 240 $70,043,000 $291,000 $1,450,000 $78,000 $2,960,000
Not Provided 212 $71,909,000 $339,000 $1,400,000 $113,000 $1,606,000
Hispanic 122 $33,313,000 $273,000 $678,000 $76,000 $627,000
Asian 93 $32,259,000 $346,000 $2,000,000 $153,000 $1,103,000
Not applicable 53 $25,657,000 $484,000 $3,690,000 $0 $0
American Indian or Alaskan Native 16 $3,643,000 $227,000 $544,000 $87,000 $267,000
Native Hawaiian or Other Pacific Islander 14 $3,597,000 $256,000 $473,000 $49,000 $142,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,482 $426,847,000 $288,000 $1,390,000 $57,000 $720,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 716 $270,470,000 $377,000 $3,690,000 $188,000 $6,000,000
FHA-insured (Federal Housing Administration) 53 $14,183,000 $267,000 $636,000 $80,000 $312,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $998,000 $249,000 $438,000 $65,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,532 $505,884,000 $330,000 $3,690,000 $101,000 $2,960,000
Application Withdrawn By Applicant 387 $119,233,000 $308,000 $1,400,000 $112,000 $6,000,000
Application Denied By Financial Institution 204 $53,081,000 $260,000 $1,390,000 $87,000 $570,000
File Closed For Incompleteness 109 $27,296,000 $250,000 $1,053,000 $53,000 $504,000
Application Approved But Not Accepted 23 $7,004,000 $304,000 $831,000 $126,000 $754,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 79 $18,568,000 $235,000 $703,000 $68,000 $312,000
Debt-To-Income Ratio 48 $15,066,000 $313,000 $1,131,000 $108,000 $570,000
Collateral 40 $9,091,000 $227,000 $560,000 $94,000 $501,000
Other 23 $5,489,000 $238,000 $820,000 $68,000 $309,000
Unverifiable Information 8 $2,080,000 $260,000 $453,000 $131,000 $500,000
Employment History 5 $2,477,000 $495,000 $1,390,000 $137,000 $337,000
Mortgage Insurance Denied 1 $310,000 $310,000 $310,000 $103,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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