Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Capital Bank, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,255 |
| Total Mortgage Loan Application Amount | $712,498,000 |
| Average Mortgage Loan Application Amount | $331,000 |
| Highest Mortgage Loan Application Amount | $3,690,000 |
| Average Applicant Income | $115,500 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 416 | $ 200,367,000 | $ 462,666 | $ 160,333 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 239 | $ 100,365,000 | $ 419,000 | $ 145,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 216 | $ 75,575,000 | $ 349,000 | $ 134,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 55 | $ 14,434,000 | $ 262,000 | $ 48,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 52 | $ 11,573,000 | $ 222,000 | $ 57,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 33 | $ 7,504,000 | $ 227,000 | $ 67,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 31 | $ 7,802,000 | $ 251,000 | $ 53,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 25 | $ 4,993,000 | $ 199,000 | $ 71,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 25 | $ 6,728,000 | $ 269,000 | $ 77,000 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 7,863,000 | $ 314,000 | $ 78,000 |
| COLORADO SPRINGS, CO | 24 | $ 6,828,000 | $ 284,000 | $ 58,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 21 | $ 4,864,000 | $ 235,500 | $ 28,500 |
| RICHMOND, VA | 21 | $ 5,841,000 | $ 278,000 | $ 97,000 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 3,963,000 | $ 198,000 | $ 70,000 |
| DALLAS-PLANO-IRVING, TX | 19 | $ 5,271,000 | $ 277,000 | $ 88,000 |
| FORT WORTH-ARLINGTON, TX | 19 | $ 3,541,000 | $ 186,000 | $ 76,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 19 | $ 4,239,000 | $ 223,000 | $ 64,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 5,173,000 | $ 272,000 | $ 95,000 |
| TACOMA-LAKEWOOD, WA | 18 | $ 4,915,000 | $ 273,000 | $ 54,000 |
| RALEIGH, NC | 17 | $ 3,992,000 | $ 234,000 | $ 45,000 |
| JACKSONVILLE, FL | 16 | $ 4,604,000 | $ 287,000 | $ 83,000 |
| SALISBURY, MD-DE | 16 | $ 4,863,000 | $ 289,000 | $ 211,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 15 | $ 4,928,000 | $ 328,000 | $ 80,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 14 | $ 3,148,000 | $ 224,000 | $ 64,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 4,392,000 | $ 313,000 | $ 101,000 |
| COLUMBIA, SC | 13 | $ 2,004,000 | $ 154,000 | $ 50,000 |
| DENVER-AURORA-LAKEWOOD, CO | 13 | $ 3,855,000 | $ 296,000 | $ 95,000 |
| NEW ORLEANS-METAIRIE, LA | 13 | $ 4,180,000 | $ 321,000 | $ 92,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 13 | $ 4,235,000 | $ 325,000 | $ 75,000 |
| KILLEEN-TEMPLE, TX | 12 | $ 2,220,000 | $ 185,000 | $ 49,000 |
| COLUMBUS, GA-AL | 11 | $ 1,867,000 | $ 181,000 | $ 12,500 |
| FAYETTEVILLE, NC | 11 | $ 2,057,000 | $ 187,000 | $ 26,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 1,830,000 | $ 183,000 | $ 47,000 |
| EL PASO, TX | 10 | $ 1,760,000 | $ 176,000 | $ 12,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 2,468,000 | $ 309,000 | $ 70,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 10 | $ 7,916,000 | $ 1,126,000 | $ 155,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,774,000 | $ 177,000 | $ 28,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $ 3,143,000 | $ 312,500 | $ 52,500 |
| ST. LOUIS, MO-IL | 10 | $ 2,114,000 | $ 218,000 | $ 64,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 2,174,000 | $ 241,000 | $ 52,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 9 | $ 1,928,000 | $ 214,000 | $ 49,000 |
| SPOKANE-SPOKANE VALLEY, WA | 9 | $ 1,524,000 | $ 169,000 | $ 14,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 1,898,000 | $ 166,500 | $ 34,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 8 | $ 3,071,000 | $ 383,000 | $ 141,000 |
| PITTSBURGH, PA | 8 | $ 1,614,000 | $ 201,000 | $ 58,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 2,101,000 | $ 262,000 | $ 51,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 2,053,000 | $ 256,000 | $ 75,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 1,226,000 | $ 139,500 | $ 19,500 |
| CLARKSVILLE, TN-KY | 7 | $ 1,094,000 | $ 146,500 | $ 13,500 |
| DAYTON, OH | 7 | $ 1,001,000 | $ 143,000 | $ 58,000 |
| NEWARK, NJ-PA | 7 | $ 2,389,000 | $ 341,000 | $ 78,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 1,540,000 | $ 220,000 | $ 58,000 |
| PHILADELPHIA, PA | 7 | $ 1,530,000 | $ 218,000 | $ 63,000 |
| TUCSON, AZ | 7 | $ 1,214,000 | $ 173,000 | $ 30,000 |
| WINSTON-SALEM, NC | 7 | $ 1,405,000 | $ 200,000 | $ 29,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 1,012,000 | $ 168,000 | $ 14,000 |
| CAMDEN, NJ | 6 | $ 1,373,000 | $ 228,000 | $ 79,000 |
| COLUMBUS, OH | 6 | $ 1,289,000 | $ 214,000 | $ 78,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 798,000 | $ 133,000 | $ 39,000 |
| JACKSONVILLE, NC | 6 | $ 1,641,000 | $ 273,000 | $ 22,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 1,219,000 | $ 203,000 | $ 28,000 |
| OLYMPIA-TUMWATER, WA | 6 | $ 1,338,000 | $ 223,000 | $ 16,000 |
| STOCKTON-LODI, CA | 6 | $ 1,898,000 | $ 316,000 | $ 66,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 2,244,000 | $ 374,000 | $ 1,294,000 |
| AKRON, OH | 5 | $ 594,000 | $ 118,000 | $ 42,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 1,147,000 | $ 229,000 | $ 79,000 |
| BOISE CITY, ID | 5 | $ 1,577,000 | $ 315,000 | $ 74,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,095,000 | $ 219,000 | $ 19,000 |
| FRESNO, CA | 5 | $ 1,365,000 | $ 273,000 | $ 50,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 1,216,000 | $ 243,000 | $ 35,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 1,470,000 | $ 294,000 | $ 91,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 1,154,000 | $ 230,000 | $ 71,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 5 | $ 1,967,000 | $ 393,000 | $ 96,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,588,000 | $ 317,000 | $ 48,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 677,000 | $ 135,000 | $ 27,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 737,000 | $ 147,000 | $ 62,000 |
| SALT LAKE CITY, UT | 5 | $ 1,011,000 | $ 202,000 | $ 36,000 |
| WILMINGTON, NC | 5 | $ 1,490,000 | $ 298,000 | $ 123,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 1,286,000 | $ 321,000 | $ 70,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,029,000 | $ 257,000 | $ 146,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 1,086,000 | $ 271,000 | $ 197,000 |
| CHICO, CA | 4 | $ 1,113,000 | $ 278,000 | $ 66,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 677,000 | $ 169,000 | $ 35,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,088,000 | $ 272,000 | $ 16,000 |
| FORT COLLINS, CO | 4 | $ 822,000 | $ 205,000 | $ 38,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 918,000 | $ 229,000 | $ 91,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 1,633,000 | $ 408,000 | $ 115,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,353,000 | $ 338,000 | $ 59,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 857,000 | $ 214,000 | $ 34,000 |
| NEW BERN, NC | 4 | $ 565,000 | $ 141,000 | $ 49,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 4 | $ 1,936,000 | $ 484,000 | $ 24,000 |
| SAVANNAH, GA | 4 | $ 1,273,000 | $ 318,000 | $ 94,000 |
| WARNER ROBINS, GA | 4 | $ 668,000 | $ 167,000 | $ 28,000 |
| WICHITA, KS | 4 | $ 562,000 | $ 140,000 | $ 30,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,023,000 | $ 255,500 | $ 41,500 |
| WORCESTER, MA-CT | 4 | $ 1,099,000 | $ 284,500 | $ 51,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 1,563,000 | $ 521,000 | $ 60,000 |
| ASHEVILLE, NC | 3 | $ 553,000 | $ 184,000 | $ 32,000 |
| BATON ROUGE, LA | 3 | $ 701,000 | $ 233,000 | $ 39,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 1,125,000 | $ 375,000 | $ 204,000 |
| BOSTON, MA | 3 | $ 1,005,000 | $ 335,000 | $ 177,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 986,000 | $ 328,000 | $ 84,000 |
| CHARLOTTESVILLE, VA | 3 | $ 1,447,000 | $ 482,000 | $ 73,000 |
| DOVER, DE | 3 | $ 753,000 | $ 251,000 | $ 57,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 541,000 | $ 180,000 | $ 42,000 |
| EUGENE, OR | 3 | $ 565,000 | $ 188,000 | $ 22,000 |
| GAINESVILLE, FL | 3 | $ 467,000 | $ 155,000 | $ 26,000 |
| GAINESVILLE, GA | 3 | $ 572,000 | $ 190,000 | $ 110,000 |
| GOLDSBORO, NC | 3 | $ 733,000 | $ 244,000 | $ 75,000 |
| GREELEY, CO | 3 | $ 878,000 | $ 292,000 | $ 66,000 |
| HINESVILLE, GA | 3 | $ 543,000 | $ 181,000 | $ 16,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 618,000 | $ 182,000 | $ 36,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 382,000 | $ 127,000 | $ 58,000 |
| MOBILE, AL | 3 | $ 669,000 | $ 223,000 | $ 40,000 |
| MODESTO, CA | 3 | $ 579,000 | $ 193,000 | $ 74,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 738,000 | $ 246,000 | $ 23,000 |
| PROVIDENCE-WARWICK, RI-MA | 3 | $ 987,000 | $ 340,500 | $ 67,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,236,000 | $ 412,000 | $ 95,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 542,000 | $ 180,000 | $ 55,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 439,000 | $ 146,000 | $ 47,000 |
| SIOUX FALLS, SD | 3 | $ 661,000 | $ 220,000 | $ 50,000 |
| ALBANY, GA | 2 | $ 419,000 | $ 209,000 | $ 37,000 |
| ALBANY, OR | 2 | $ 499,000 | $ 249,000 | $ 29,000 |
| ALBUQUERQUE, NM | 2 | $ 407,000 | $ 203,000 | $ 33,000 |
| AMARILLO, TX | 2 | $ 268,000 | $ 134,000 | $ 92,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 425,000 | $ 212,000 | $ 72,000 |
| BAKERSFIELD, CA | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| BURLINGTON, NC | 2 | $ 244,000 | $ 122,000 | $ 52,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 255,000 | $ 127,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 804,000 | $ 402,000 | $ 152,000 |
| ERIE, PA | 2 | $ 488,000 | $ 244,000 | $ 105,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 466,000 | $ 233,000 | $ 53,000 |
| HUNTSVILLE, AL | 2 | $ 807,000 | $ 403,000 | $ 77,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 404,000 | $ 202,000 | $ 134,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 351,000 | $ 175,000 | $ 29,000 |
| LAWTON, OK | 2 | $ 386,000 | $ 193,000 | $ 38,000 |
| LEBANON, PA | 2 | $ 278,000 | $ 139,000 | $ 39,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 225,000 | $ 112,000 | $ 29,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 234,000 | $ 117,000 | $ 46,500 |
| MADERA, CA | 2 | $ 463,000 | $ 231,000 | $ 89,000 |
| MEDFORD, OR | 2 | $ 398,000 | $ 199,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 418,000 | $ 209,000 | $ 16,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 426,000 | $ 213,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| OCEAN CITY, NJ | 2 | $ 494,000 | $ 247,000 | $ 115,000 |
| PANAMA CITY, FL | 2 | $ 439,000 | $ 219,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 331,000 | $ 165,000 | $ 28,000 |
| PROVO-OREM, UT | 2 | $ 662,000 | $ 331,000 | $ 63,000 |
| ROANOKE, VA | 2 | $ 299,000 | $ 149,000 | $ 37,000 |
| ROCHESTER, NY | 2 | $ 272,000 | $ 136,000 | $ 202,000 |
| SALINAS, CA | 2 | $ 753,000 | $ 376,000 | $ 23,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 218,000 | $ 109,000 | $ 93,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 589,000 | $ 294,000 | $ 95,000 |
| STATE COLLEGE, PA | 2 | $ 450,000 | $ 225,000 | $ 37,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 396,000 | $ 198,000 | $ 49,000 |
| SUMTER, SC | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| TOPEKA, KS | 2 | $ 304,000 | $ 152,000 | $ 0 |
| TULSA, OK | 2 | $ 332,000 | $ 166,000 | $ 94,000 |
| URBAN HONOLULU, HI | 2 | $ 821,000 | $ 410,000 | $ 86,000 |
| VALDOSTA, GA | 2 | $ 365,000 | $ 182,000 | $ 21,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 251,000 | $ 125,000 | $ 73,000 |
| WINCHESTER, VA-WV | 2 | $ 433,000 | $ 216,000 | $ 0 |
| YAKIMA, WA | 2 | $ 308,000 | $ 154,000 | $ 52,000 |
| YORK-HANOVER, PA | 2 | $ 435,000 | $ 217,000 | $ 57,000 |
| YUBA CITY, CA | 2 | $ 563,000 | $ 281,000 | $ 87,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 472,000 | $ 472,000 | $ 159,000 |
| ANN ARBOR, MI | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 391,000 | $ 391,000 | $ 227,000 |
| AUBURN-OPELIKA, AL | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| BANGOR, ME | 1 | $ 112,000 | $ 112,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 191,000 | $ 191,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| CARSON CITY, NV | 1 | $ 161,000 | $ 161,000 | $ 74,000 |
| CEDAR RAPIDS, IA | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| CHARLESTON, WV | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| CHATTANOOGA, TN-GA | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| CLEVELAND, TN | 1 | $ 163,000 | $ 163,000 | $ 111,000 |
| COLUMBIA, MO | 1 | $ 261,000 | $ 261,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 173,000 | $ 173,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 276,000 | $ 276,000 | $ 123,000 |
| DULUTH, MN-WI | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| EVANSVILLE, IN-KY | 1 | $ 128,000 | $ 128,000 | $ 110,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| FOND DU LAC, WI | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
| GARY, IN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 127,000 | $ 127,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 276,000 | $ 276,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 144,000 | $ 144,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 237,000 | $ 237,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 566,000 | $ 566,000 | $ 93,000 |
| HANFORD-CORCORAN, CA | 1 | $ 284,000 | $ 284,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| JACKSON, MS | 1 | $ 429,000 | $ 429,000 | $ 88,000 |
| JACKSON, TN | 1 | $ 93,000 | $ 93,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 188,000 | $ 188,000 | $ 58,000 |
| JONESBORO, AR | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| LAFAYETTE, LA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 289,000 | $ 289,000 | $ 59,000 |
| LAKE CHARLES, LA | 1 | $ 207,000 | $ 207,000 | $ 45,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 232,000 | $ 232,000 | $ 76,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 367,000 | $ 367,000 | $ 221,000 |
| LANCASTER, PA | 1 | $ 284,000 | $ 284,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 1 | $ 226,000 | $ 226,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| LEWISTON, ID-WA | 1 | $ 193,000 | $ 193,000 | $ 67,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| LONGVIEW, TX | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| LYNCHBURG, VA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| MACON, GA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| MIDLAND, MI | 1 | $ 236,000 | $ 236,000 | $ 0 |
| MONROE, MI | 1 | $ 206,000 | $ 206,000 | $ 73,000 |
| MONTGOMERY, AL | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| NAPA, CA | 1 | $ 406,000 | $ 406,000 | $ 0 |
| OCALA, FL | 1 | $ 272,000 | $ 272,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 477,000 | $ 477,000 | $ 83,000 |
| PEORIA, IL | 1 | $ 206,000 | $ 206,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 255,000 | $ 255,000 | $ 0 |
| PUEBLO, CO | 1 | $ 156,000 | $ 156,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 224,000 | $ 224,000 | $ 46,000 |
| RAPID CITY, SD | 1 | $ 126,000 | $ 126,000 | $ 0 |
| READING, PA | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| RENO, NV | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 497,000 | $ 497,000 | $ 116,000 |
| ROCKY MOUNT, NC | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| ROME, GA | 1 | $ 264,000 | $ 264,000 | $ 105,000 |
| SALEM, OR | 1 | $ 188,000 | $ 188,000 | $ 32,000 |
| SAN ANGELO, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 738,000 | $ 738,000 | $ 188,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 347,000 | $ 347,000 | $ 118,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 603,000 | $ 603,000 | $ 194,000 |
| SANTA FE, NM | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 319,000 | $ 319,000 | $ 0 |
| SEBRING, FL | 1 | $ 128,000 | $ 128,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| ST. CLOUD, MN | 1 | $ 112,000 | $ 112,000 | $ 0 |
| TOLEDO, OH | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| YUMA, AZ | 1 | $ 189,000 | $ 189,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,664 | $497,640,000 | $299,000 | $1,525,000 | $82,000 | $6,000,000 |
| Home Purchase | 591 | $214,858,000 | $363,000 | $3,690,000 | $149,000 | $2,960,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,505 | $472,077,000 | $313,000 | $1,390,000 | $104,000 | $6,000,000 |
| Black or African American | 240 | $70,043,000 | $291,000 | $1,450,000 | $78,000 | $2,960,000 |
| Not Provided | 212 | $71,909,000 | $339,000 | $1,400,000 | $113,000 | $1,606,000 |
| Hispanic | 122 | $33,313,000 | $273,000 | $678,000 | $76,000 | $627,000 |
| Asian | 93 | $32,259,000 | $346,000 | $2,000,000 | $153,000 | $1,103,000 |
| Not applicable | 53 | $25,657,000 | $484,000 | $3,690,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $3,643,000 | $227,000 | $544,000 | $87,000 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,597,000 | $256,000 | $473,000 | $49,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,482 | $426,847,000 | $288,000 | $1,390,000 | $57,000 | $720,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 716 | $270,470,000 | $377,000 | $3,690,000 | $188,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 53 | $14,183,000 | $267,000 | $636,000 | $80,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $998,000 | $249,000 | $438,000 | $65,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,532 | $505,884,000 | $330,000 | $3,690,000 | $101,000 | $2,960,000 |
| Application Withdrawn By Applicant | 387 | $119,233,000 | $308,000 | $1,400,000 | $112,000 | $6,000,000 |
| Application Denied By Financial Institution | 204 | $53,081,000 | $260,000 | $1,390,000 | $87,000 | $570,000 |
| File Closed For Incompleteness | 109 | $27,296,000 | $250,000 | $1,053,000 | $53,000 | $504,000 |
| Application Approved But Not Accepted | 23 | $7,004,000 | $304,000 | $831,000 | $126,000 | $754,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 79 | $18,568,000 | $235,000 | $703,000 | $68,000 | $312,000 |
| Debt-To-Income Ratio | 48 | $15,066,000 | $313,000 | $1,131,000 | $108,000 | $570,000 |
| Collateral | 40 | $9,091,000 | $227,000 | $560,000 | $94,000 | $501,000 |
| Other | 23 | $5,489,000 | $238,000 | $820,000 | $68,000 | $309,000 |
| Unverifiable Information | 8 | $2,080,000 | $260,000 | $453,000 | $131,000 | $500,000 |
| Employment History | 5 | $2,477,000 | $495,000 | $1,390,000 | $137,000 | $337,000 |
| Mortgage Insurance Denied | 1 | $310,000 | $310,000 | $310,000 | $103,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.