Capital Center LLC Mortgage Lending & HMDA Data, 2025

In 2025, Capital Center LLC of Glen Allen, VA reported 3,218 mortgage applications totaling $1.1 billion, up 52% from 2024. The average application was for $346,814, and applicants reported an average income of $156,191. 63% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Richmond, VA (1,652), Virginia Beach-Norfolk-Newport News, VA-NC (404) and Arlington-Alexandria-Reston, VA-WV (162) (applications in parentheses).

Mortgage Company & Address Capital Center LLC
4510 Cox Road Ste 402
Glen Allen, VA 23060
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,218
Total Mortgage Loan Application Amount $1,116,050,000
Average Mortgage Loan Application Amount $346,814
Highest Mortgage Loan Application Amount $1,975,000
Average Applicant Income $156,191
Highest Applicant Income $1,090,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Center LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Center LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Henrico, Virginia 536 $ 191,370,000 $ 357,033 $ 158,000
Chesterfield, Virginia 482 $ 159,720,000 $ 331,369 $ 152,000
Hanover, Virginia 197 $ 72,355,000 $ 367,284 $ 155,000
Richmond City, Virginia 195 $ 70,355,000 $ 360,794 $ 175,000
Virginia Beach, Virginia 110 $ 38,080,000 $ 346,181 $ 152,000
Wake, North Carolina 78 $ 29,290,000 $ 375,512 $ 168,000
Chesapeake, Virginia 67 $ 24,205,000 $ 361,268 $ 140,000
Fairfax, Virginia 57 $ 33,065,000 $ 580,087 $ 204,000
Powhatan, Virginia 52 $ 18,470,000 $ 355,192 $ 165,000
Albemarle, Virginia 46 $ 17,920,000 $ 389,565 $ 166,000
New Kent, Virginia 45 $ 12,995,000 $ 288,777 $ 146,000
Goochland, Virginia 44 $ 17,730,000 $ 402,954 $ 200,000
Norfolk, Virginia 42 $ 14,590,000 $ 347,380 $ 167,000
Mecklenburg, North Carolina 32 $ 12,220,000 $ 381,875 $ 173,000
Newport News, Virginia 32 $ 10,090,000 $ 315,312 $ 141,000
Loudoun, Virginia 31 $ 18,855,000 $ 608,225 $ 259,000
Louisa, Virginia 31 $ 8,785,000 $ 283,387 $ 133,000
James City, Virginia 29 $ 11,685,000 $ 402,931 $ 151,000
Hampton, Virginia 26 $ 5,150,000 $ 198,076 $ 96,000
Portsmouth, Virginia 22 $ 5,060,000 $ 230,000 $ 80,000
Montgomery, Maryland 21 $ 9,745,000 $ 464,047 $ 151,000
Prince William, Virginia 21 $ 11,455,000 $ 545,476 $ 156,000
Suffolk, Virginia 20 $ 5,910,000 $ 295,500 $ 150,000
Augusta, Virginia 18 $ 5,060,000 $ 281,111 $ 93,000
King William, Virginia 17 $ 4,385,000 $ 257,941 $ 133,000
Northumberland, Virginia 17 $ 6,155,000 $ 362,058 $ 178,000
Dinwiddie, Virginia 16 $ 4,730,000 $ 295,625 $ 115,000
Dare, North Carolina 15 $ 6,085,000 $ 405,666 $ 213,000
Montgomery, Virginia 15 $ 5,705,000 $ 380,333 $ 128,000
Prince George, Virginia 15 $ 3,365,000 $ 224,333 $ 146,000
Spotsylvania, Virginia 15 $ 5,465,000 $ 364,333 $ 183,000
Forsyth, North Carolina 14 $ 3,860,000 $ 275,714 $ 140,000
Guilford, North Carolina 14 $ 4,250,000 $ 303,571 $ 153,000
Caroline, Virginia 14 $ 4,120,000 $ 294,285 $ 115,000
Nelson, Virginia 14 $ 4,330,000 $ 309,285 $ 238,000
Petersburg, Virginia 14 $ 3,090,000 $ 220,714 $ 92,000
York, Virginia 13 $ 3,405,000 $ 261,923 $ 107,000
Alamance, North Carolina 12 $ 3,960,000 $ 330,000 $ 122,000
Cabarrus, North Carolina 12 $ 3,680,000 $ 306,666 $ 217,000
Greenville, South Carolina 12 $ 3,250,000 $ 270,833 $ 125,000
Bedford, Virginia 12 $ 3,620,000 $ 301,666 $ 150,000
District of Columbia, District Of Columbia 11 $ 5,695,000 $ 517,727 $ 185,000
Anne Arundel, Maryland 11 $ 4,705,000 $ 427,727 $ 158,000
Johnston, North Carolina 11 $ 3,205,000 $ 291,363 $ 151,000
Hopewell, Virginia 11 $ 2,465,000 $ 224,090 $ 101,000
Brunswick, North Carolina 10 $ 3,860,000 $ 386,000 $ 168,000
Currituck, North Carolina 10 $ 4,480,000 $ 448,000 $ 209,000
Horry, South Carolina 10 $ 3,790,000 $ 379,000 $ 170,000
Arlington, Virginia 10 $ 4,950,000 $ 495,000 $ 372,000
Charlottesville, Virginia 10 $ 3,820,000 $ 382,000 $ 167,000
Rockingham, Virginia 10 $ 3,920,000 $ 392,000 $ 203,000
Gwinnett, Georgia 9 $ 2,905,000 $ 322,777 $ 106,000
Prince George's, Maryland 9 $ 3,045,000 $ 338,333 $ 186,000
Union, North Carolina 9 $ 3,485,000 $ 387,222 $ 160,000
Charleston, South Carolina 9 $ 3,685,000 $ 409,444 $ 151,000
York, South Carolina 9 $ 3,535,000 $ 392,777 $ 147,000
Colonial Heights, Virginia 9 $ 1,725,000 $ 191,666 $ 104,000
Gloucester, Virginia 9 $ 2,885,000 $ 320,555 $ 120,000
Stafford, Virginia 9 $ 2,875,000 $ 319,444 $ 141,000
Lee, Florida 8 $ 2,550,000 $ 318,750 $ 125,000
New Hanover, North Carolina 8 $ 3,850,000 $ 481,250 $ 213,000
Lancaster, Virginia 8 $ 1,830,000 $ 228,750 $ 178,000
Baltimore City, Maryland 7 $ 1,595,000 $ 227,857 $ 134,000
Durham, North Carolina 7 $ 2,285,000 $ 326,428 $ 157,000
Richland, South Carolina 7 $ 1,765,000 $ 252,142 $ 205,000
Culpeper, Virginia 7 $ 2,725,000 $ 389,285 $ 117,000
Greene, Virginia 7 $ 2,365,000 $ 337,857 $ 155,000
Middlesex, Virginia 7 $ 2,035,000 $ 290,714 $ 165,000
Prince Edward, Virginia 7 $ 1,495,000 $ 213,571 $ 164,000
Roanoke, Virginia 7 $ 2,315,000 $ 330,714 $ 128,000
Broward, Florida 6 $ 2,550,000 $ 425,000 $ 244,000
Pinellas, Florida 6 $ 2,110,000 $ 351,666 $ 217,000
Catawba, North Carolina 6 $ 1,270,000 $ 211,666 $ 67,000
Harnett, North Carolina 6 $ 1,640,000 $ 273,333 $ 114,000
Iredell, North Carolina 6 $ 2,130,000 $ 355,000 $ 139,000
Pasquotank, North Carolina 6 $ 1,840,000 $ 306,666 $ 149,000
Wilson, North Carolina 6 $ 2,670,000 $ 445,000 $ 231,000
Amelia, Virginia 6 $ 1,760,000 $ 293,333 $ 132,000
Charles City, Virginia 6 $ 1,240,000 $ 206,666 $ 133,000
Essex, Virginia 6 $ 1,640,000 $ 273,333 $ 101,000
Isle of Wight, Virginia 6 $ 1,890,000 $ 315,000 $ 111,000
Northampton, Virginia 6 $ 2,020,000 $ 336,666 $ 194,000
Hillsborough, Florida 5 $ 1,705,000 $ 341,000 $ 219,000
Chatham, Georgia 5 $ 1,365,000 $ 273,000 $ 192,000
Henderson, North Carolina 5 $ 1,385,000 $ 277,000 $ 183,000
Allegheny, Pennsylvania 5 $ 1,535,000 $ 307,000 $ 166,000
Lancaster, South Carolina 5 $ 1,955,000 $ 391,000 $ 139,000
Spartanburg, South Carolina 5 $ 1,695,000 $ 339,000 $ 98,000
Botetourt, Virginia 5 $ 1,725,000 $ 345,000 $ 133,000
Fluvanna, Virginia 5 $ 1,335,000 $ 267,000 $ 128,000
Franklin, Virginia 5 $ 1,465,000 $ 293,000 $ 159,000
Lynchburg, Virginia 5 $ 1,175,000 $ 235,000 $ 89,000
Roanoke City, Virginia 5 $ 1,115,000 $ 223,000 $ 197,000
Manatee, Florida 4 $ 830,000 $ 207,500 $ 195,000
Marion, Florida 4 $ 650,000 $ 162,500 $ 103,000
Orange, Florida 4 $ 1,990,000 $ 497,500 $ 149,000
Forsyth, Georgia 4 $ 1,960,000 $ 490,000 $ 206,000
Baltimore, Maryland 4 $ 970,000 $ 242,500 $ 164,000
Frederick, Maryland 4 $ 1,430,000 $ 357,500 $ 198,000
Granville, North Carolina 4 $ 1,170,000 $ 292,500 $ 97,000
Pitt, North Carolina 4 $ 820,000 $ 205,000 $ 159,000
Rowan, North Carolina 4 $ 840,000 $ 210,000 $ 121,000
Franklin, Ohio 4 $ 1,050,000 $ 262,500 $ 91,000
Cumberland, Virginia 4 $ 1,040,000 $ 260,000 $ 77,000
Fauquier, Virginia 4 $ 1,350,000 $ 337,500 $ 140,000
Frederick, Virginia 4 $ 1,190,000 $ 297,500 $ 267,000
King and Queen, Virginia 4 $ 1,060,000 $ 265,000 $ 87,000
Madison, Virginia 4 $ 1,030,000 $ 257,500 $ 191,000
Mathews, Virginia 4 $ 1,130,000 $ 282,500 $ 207,000
Nottoway, Virginia 4 $ 910,000 $ 227,500 $ 59,000
Poquoson, Virginia 4 $ 1,500,000 $ 375,000 $ 120,000
Pulaski, Virginia 4 $ 740,000 $ 185,000 $ 85,000
Smyth, Virginia 4 $ 760,000 $ 190,000 $ 74,000
Southampton, Virginia 4 $ 930,000 $ 232,500 $ 101,000
Staunton, Virginia 4 $ 1,000,000 $ 250,000 $ 110,000
Williamsburg, Virginia 4 $ 1,270,000 $ 317,500 $ 117,000
Brevard, Florida 3 $ 1,245,000 $ 415,000 $ 174,000
Charlotte, Florida 3 $ 1,005,000 $ 335,000 $ 156,000
Flagler, Florida 3 $ 1,085,000 $ 361,666 $ 132,000
Miami-Dade, Florida 3 $ 1,575,000 $ 525,000 $ 209,000
Palm Beach, Florida 3 $ 905,000 $ 301,666 $ 131,000
Polk, Florida 3 $ 805,000 $ 268,333 $ 115,000
St. Johns, Florida 3 $ 1,295,000 $ 431,666 $ 196,000
Barrow, Georgia 3 $ 775,000 $ 258,333 $ 107,000
Howard, Maryland 3 $ 1,275,000 $ 425,000 $ 219,000
Beaufort, North Carolina 3 $ 805,000 $ 268,333 $ 108,000
Buncombe, North Carolina 3 $ 1,435,000 $ 478,333 $ 147,000
Camden, North Carolina 3 $ 1,165,000 $ 388,333 $ 144,000
Chatham, North Carolina 3 $ 1,865,000 $ 621,666 $ 184,000
Cumberland, North Carolina 3 $ 705,000 $ 235,000 $ 51,000
Davidson, North Carolina 3 $ 1,385,000 $ 461,666 $ 173,000
Halifax, North Carolina 3 $ 475,000 $ 158,333 $ 139,000
Nash, North Carolina 3 $ 825,000 $ 275,000 $ 64,000
Northampton, North Carolina 3 $ 935,000 $ 311,666 $ 98,000
Onslow, North Carolina 3 $ 855,000 $ 285,000 $ 95,000
Wayne, North Carolina 3 $ 1,045,000 $ 348,333 $ 194,000
Delaware, Ohio 3 $ 745,000 $ 248,333 $ 202,000
Anderson, South Carolina 3 $ 645,000 $ 215,000 $ 204,000
Beaufort, South Carolina 3 $ 1,535,000 $ 511,666 $ 144,000
Lexington, South Carolina 3 $ 905,000 $ 301,666 $ 80,000
Alexandria, Virginia 3 $ 1,615,000 $ 538,333 $ 236,000
Buena Vista, Virginia 3 $ 465,000 $ 155,000 $ 167,000
Mecklenburg, Virginia 3 $ 775,000 $ 258,333 $ 143,000
Orange, Virginia 3 $ 945,000 $ 315,000 $ 130,000
Richmond, Virginia 3 $ 1,235,000 $ 411,666 $ 118,000
Rockbridge, Virginia 3 $ 695,000 $ 231,666 $ 60,000
Sussex, Virginia 3 $ 495,000 $ 165,000 $ 98,000
Washington, Virginia 3 $ 955,000 $ 318,333 $ 126,000
Waynesboro, Virginia 3 $ 695,000 $ 231,666 $ 75,000
Citrus, Florida 2 $ 800,000 $ 400,000 $ 150,000
Duval, Florida 2 $ 660,000 $ 330,000 $ 125,000
Hernando, Florida 2 $ 700,000 $ 350,000 $ 95,000
Pasco, Florida 2 $ 1,160,000 $ 580,000 $ 258,000
Cherokee, Georgia 2 $ 940,000 $ 470,000 $ 166,000
Cobb, Georgia 2 $ 600,000 $ 300,000 $ 115,000
Fulton, Georgia 2 $ 770,000 $ 385,000 $ 166,000
Henry, Georgia 2 $ 540,000 $ 270,000 $ 86,000
Houston, Georgia 2 $ 610,000 $ 305,000 $ 287,000
Newton, Georgia 2 $ 610,000 $ 305,000 $ 160,000
Calvert, Maryland 2 $ 950,000 $ 475,000 $ 198,000
Chowan, North Carolina 2 $ 730,000 $ 365,000 $ 120,000
Franklin, North Carolina 2 $ 670,000 $ 335,000 $ 80,000
Gaston, North Carolina 2 $ 760,000 $ 380,000 $ 58,000
Gates, North Carolina 2 $ 500,000 $ 250,000 $ 115,000
Hertford, North Carolina 2 $ 370,000 $ 185,000 $ 98,000
Randolph, North Carolina 2 $ 410,000 $ 205,000 $ 64,000
Rockingham, North Carolina 2 $ 290,000 $ 145,000 $ 77,000
Rutherford, North Carolina 2 $ 220,000 $ 110,000 $ 57,000
Sampson, North Carolina 2 $ 490,000 $ 245,000 $ 125,000
Warren, North Carolina 2 $ 1,310,000 $ 655,000 $ 384,000
Wilkes, North Carolina 2 $ 750,000 $ 375,000 $ 149,000
Cuyahoga, Ohio 2 $ 340,000 $ 170,000 $ 199,000
Summit, Ohio 2 $ 590,000 $ 295,000 $ 177,000
Lancaster, Pennsylvania 2 $ 690,000 $ 345,000 $ 147,000
Montgomery, Pennsylvania 2 $ 780,000 $ 390,000 $ 319,000
Berkeley, South Carolina 2 $ 750,000 $ 375,000 $ 186,000
Georgetown, South Carolina 2 $ 680,000 $ 340,000 $ 127,000
Laurens, South Carolina 2 $ 580,000 $ 290,000 $ 97,000
Oconee, South Carolina 2 $ 650,000 $ 325,000 $ 108,000
Accomack, Virginia 2 $ 630,000 $ 315,000 $ 128,000
Appomattox, Virginia 2 $ 770,000 $ 385,000 $ 424,000
Brunswick, Virginia 2 $ 400,000 $ 200,000 $ 53,000
Campbell, Virginia 2 $ 420,000 $ 210,000 $ 132,000
Clarke, Virginia 2 $ 1,460,000 $ 730,000 $ 305,000
Emporia, Virginia 2 $ 370,000 $ 185,000 $ 91,000
Franklin City, Virginia 2 $ 470,000 $ 235,000 $ 87,000
Greensville, Virginia 2 $ 310,000 $ 155,000 $ 42,000
Halifax, Virginia 2 $ 680,000 $ 340,000 $ 118,000
Warren, Virginia 2 $ 500,000 $ 250,000 $ 200,000
Westmoreland, Virginia 2 $ 480,000 $ 240,000 $ 190,000
Escambia, Florida 1 $ 215,000 $ 215,000 $ 0
Highlands, Florida 1 $ 375,000 $ 375,000 $ 150,000
Lake, Florida 1 $ 335,000 $ 335,000 $ 109,000
Osceola, Florida 1 $ 255,000 $ 255,000 $ 150,000
Santa Rosa, Florida 1 $ 255,000 $ 255,000 $ 163,000
Sarasota, Florida 1 $ 195,000 $ 195,000 $ 203,000
Sumter, Florida 1 $ 245,000 $ 245,000 $ 101,000
Bartow, Georgia 1 $ 395,000 $ 395,000 $ 402,000
Bibb, Georgia 1 $ 205,000 $ 205,000 $ 85,000
Bryan, Georgia 1 $ 405,000 $ 405,000 $ 120,000
Catoosa, Georgia 1 $ 185,000 $ 185,000 $ 39,000
Clarke, Georgia 1 $ 335,000 $ 335,000 $ 470,000
Coweta, Georgia 1 $ 255,000 $ 255,000 $ 135,000
Crawford, Georgia 1 $ 105,000 $ 105,000 $ 151,000
Decatur, Georgia 1 $ 255,000 $ 255,000 $ 30,000
DeKalb, Georgia 1 $ 245,000 $ 245,000 $ 78,000
Fayette, Georgia 1 $ 415,000 $ 415,000 $ 152,000
Floyd, Georgia 1 $ 445,000 $ 445,000 $ 219,000
Glynn, Georgia 1 $ 135,000 $ 135,000 $ 174,000
Habersham, Georgia 1 $ 355,000 $ 355,000 $ 107,000
Hall, Georgia 1 $ 175,000 $ 175,000 $ 100,000
Haralson, Georgia 1 $ 445,000 $ 445,000 $ 300,000
Lumpkin, Georgia 1 $ 305,000 $ 305,000 $ 230,000
Meriwether, Georgia 1 $ 135,000 $ 135,000 $ 68,000
Polk, Georgia 1 $ 225,000 $ 225,000 $ 91,000
Union, Georgia 1 $ 375,000 $ 375,000 $ 224,000
Allegany, Maryland 1 $ 255,000 $ 255,000 $ 153,000
Carroll, Maryland 1 $ 455,000 $ 455,000 $ 296,000
Charles, Maryland 1 $ 605,000 $ 605,000 $ 170,000
Harford, Maryland 1 $ 265,000 $ 265,000 $ 80,000
Washington, Maryland 1 $ 315,000 $ 315,000 $ 158,000
Alleghany, North Carolina 1 $ 165,000 $ 165,000 $ 34,000
Avery, North Carolina 1 $ 485,000 $ 485,000 $ 205,000
Carteret, North Carolina 1 $ 265,000 $ 265,000 $ 156,000
Cherokee, North Carolina 1 $ 245,000 $ 245,000 $ 118,000
Cleveland, North Carolina 1 $ 195,000 $ 195,000 $ 51,000
Craven, North Carolina 1 $ 375,000 $ 375,000 $ 168,000
Lee, North Carolina 1 $ 235,000 $ 235,000 $ 67,000
Lincoln, North Carolina 1 $ 385,000 $ 385,000 $ 116,000
McDowell, North Carolina 1 $ 145,000 $ 145,000 $ 109,000
Moore, North Carolina 1 $ 205,000 $ 205,000 $ 220,000
Orange, North Carolina 1 $ 405,000 $ 405,000 $ 92,000
Perquimans, North Carolina 1 $ 65,000 $ 65,000 $ 50,000
Stanly, North Carolina 1 $ 165,000 $ 165,000 $ 60,000
Stokes, North Carolina 1 $ 425,000 $ 425,000 $ 0
Surry, North Carolina 1 $ 305,000 $ 305,000 $ 194,000
Swain, North Carolina 1 $ 165,000 $ 165,000 $ 58,000
Tyrrell, North Carolina 1 $ 315,000 $ 315,000 $ 678,000
Watauga, North Carolina 1 $ 235,000 $ 235,000 $ 167,000
Yadkin, North Carolina 1 $ 55,000 $ 55,000 $ 32,000
Butler, Ohio 1 $ 295,000 $ 295,000 $ 0
Erie, Ohio 1 $ 315,000 $ 315,000 $ 105,000
Fairfield, Ohio 1 $ 245,000 $ 245,000 $ 175,000
Highland, Ohio 1 $ 265,000 $ 265,000 $ 172,000
Lake, Ohio 1 $ 275,000 $ 275,000 $ 120,000
Miami, Ohio 1 $ 575,000 $ 575,000 $ 169,000
Stark, Ohio 1 $ 125,000 $ 125,000 $ 33,000
Trumbull, Ohio 1 $ 245,000 $ 245,000 $ 150,000
Warren, Ohio 1 $ 315,000 $ 315,000 $ 104,000
Cumberland, Pennsylvania 1 $ 505,000 $ 505,000 $ 159,000
Delaware, Pennsylvania 1 $ 265,000 $ 265,000 $ 151,000
Philadelphia, Pennsylvania 1 $ 475,000 $ 475,000 $ 145,000
Potter, Pennsylvania 1 $ 235,000 $ 235,000 $ 103,000
Tioga, Pennsylvania 1 $ 375,000 $ 375,000 $ 72,000
York, Pennsylvania 1 $ 555,000 $ 555,000 $ 248,000
Aiken, South Carolina 1 $ 455,000 $ 455,000 $ 235,000
Calhoun, South Carolina 1 $ 105,000 $ 105,000 $ 46,000
Chester, South Carolina 1 $ 115,000 $ 115,000 $ 57,000
Clarendon, South Carolina 1 $ 245,000 $ 245,000 $ 53,000
Jasper, South Carolina 1 $ 205,000 $ 205,000 $ 94,000
Orangeburg, South Carolina 1 $ 355,000 $ 355,000 $ 93,000
Union, South Carolina 1 $ 195,000 $ 195,000 $ 81,000
Buckingham, Virginia 1 $ 105,000 $ 105,000 $ 66,000
Craig, Virginia 1 $ 185,000 $ 185,000 $ 50,000
Floyd, Virginia 1 $ 135,000 $ 135,000 $ 134,000
Fredericksburg, Virginia 1 $ 545,000 $ 545,000 $ 231,000
Giles, Virginia 1 $ 55,000 $ 55,000 $ 40,000
Harrisonburg, Virginia 1 $ 365,000 $ 365,000 $ 111,000
Henry, Virginia 1 $ 255,000 $ 255,000 $ 98,000
King George, Virginia 1 $ 345,000 $ 345,000 $ 111,000
Lunenburg, Virginia 1 $ 125,000 $ 125,000 $ 55,000
Page, Virginia 1 $ 225,000 $ 225,000 $ 200,000
Radford, Virginia 1 $ 185,000 $ 185,000 $ 127,000
Salem, Virginia 1 $ 175,000 $ 175,000 $ 77,000
Surry, Virginia 1 $ 195,000 $ 195,000 $ 289,000
Wythe, Virginia 1 $ 165,000 $ 165,000 $ 86,000
Hardy, West Virginia 1 $ 405,000 $ 405,000 $ 162,000

Mortgage Loan Application Detail Totals for Capital Center LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,279 $476,965,000 $372,000 $1,665,000 $160,000 $887,000
Refinancing 1,146 $442,710,000 $386,000 $1,975,000 $168,000 $1,090,000
Cash-out Refinancing 608 $177,490,000 $291,000 $1,115,000 $134,000 $1,022,000
Other Purpose 136 $14,430,000 $106,000 $275,000 $127,000 $428,000
Home Improvement 49 $4,455,000 $90,000 $205,000 $137,000 $448,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,044 $693,630,000 $339,000 $1,975,000 $152,000 $1,022,000
Not Provided 564 $197,290,000 $349,000 $1,245,000 $165,000 $1,090,000
Asian 313 $130,345,000 $416,000 $1,155,000 $181,000 $730,000
Black or African American 162 $48,220,000 $297,000 $795,000 $127,000 $506,000
Hispanic 119 $41,715,000 $350,000 $805,000 $156,000 $887,000
American Indian or Alaskan Native 16 $4,850,000 $303,000 $545,000 $117,000 $347,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,788 $959,710,000 $344,000 $1,665,000 $163,000 $1,090,000
FHA-insured (Federal Housing Administration) 271 $89,295,000 $329,000 $935,000 $105,000 $402,000
VA-guaranteed (Veterans Administration) 159 $67,045,000 $421,000 $1,975,000 $116,000 $338,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,029 $717,555,000 $353,000 $1,975,000 $160,000 $1,090,000
Application Withdrawn By Applicant 758 $276,520,000 $364,000 $1,605,000 $161,000 $887,000
Application Denied By Financial Institution 413 $115,155,000 $278,000 $1,615,000 $126,000 $630,000
File Closed For Incompleteness 16 $5,900,000 $368,000 $755,000 $174,000 $441,000
Application Approved But Not Accepted 2 $920,000 $460,000 $585,000 $138,000 $189,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,805 $1,000,895,000 $356,000 $1,975,000 $161,000 $1,090,000
Debt-To-Income Ratio 123 $31,665,000 $257,000 $895,000 $82,000 $560,000
Credit History 88 $20,630,000 $234,000 $885,000 $113,000 $500,000
Collateral 67 $17,925,000 $267,000 $1,505,000 $154,000 $583,000
Other 56 $20,620,000 $368,000 $1,615,000 $189,000 $570,000
Credit Application Incomplete 38 $12,130,000 $319,000 $675,000 $137,000 $299,000
Insufficient Cash (Downpayment, Closing Cost) 23 $6,135,000 $266,000 $625,000 $105,000 $187,000
Employment History 14 $4,210,000 $300,000 $715,000 $187,000 $630,000
Unverifiable Information 4 $1,840,000 $460,000 $805,000 $219,000 $500,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Center LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List