Capital One NA Mortgage Lending & HMDA Data, 2003
In 2003, Capital One NA of Baton Rouge, LA reported 75,664 mortgage applications totaling $8.0 billion. The average application was for $106,187, and applicants reported an average income of $68,098. 53% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New Orleans, LA (14,808), Baton Rouge, LA (7,263) and Shreveport-Bossier City, LA (4,128) (applications in parentheses).
| Mortgage Company & Address | Capital One NA 11130 Industrialplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 75,664 |
| Total Mortgage Loan Application Amount | $8,034,575,000 |
| Average Mortgage Loan Application Amount | $106,187 |
| Highest Mortgage Loan Application Amount | $26,500,000 |
| Average Applicant Income | $68,098 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Orleans, LA | 14,808 | $ 1,423,241,000 | $ 96,112 | $ 58,000 |
| Baton Rouge, LA | 7,263 | $ 630,775,000 | $ 86,847 | $ 53,000 |
| Shreveport-Bossier City, LA | 4,128 | $ 301,733,000 | $ 73,094 | $ 56,000 |
| Houma, LA | 3,962 | $ 303,199,000 | $ 76,526 | $ 58,000 |
| Dallas, TX | 2,095 | $ 400,785,000 | $ 191,305 | $ 91,000 |
| Tulsa, OK | 1,981 | $ 260,270,000 | $ 131,383 | $ 73,000 |
| Lake Charles, LA | 1,831 | $ 112,422,000 | $ 61,399 | $ 56,000 |
| Little Rock-North Little Rock, AR | 1,828 | $ 234,178,000 | $ 128,106 | $ 71,000 |
| Huntsville, AL | 1,530 | $ 209,884,000 | $ 137,179 | $ 82,000 |
| Beaumont-Port Arthur, TX | 1,486 | $ 87,001,000 | $ 58,547 | $ 66,000 |
| Lafayette, LA | 1,473 | $ 106,311,000 | $ 72,173 | $ 73,000 |
| Houston, TX | 1,430 | $ 272,708,000 | $ 190,704 | $ 90,000 |
| Birmingham, AL | 1,354 | $ 222,107,000 | $ 164,037 | $ 75,000 |
| Alexandria, LA | 1,206 | $ 82,550,000 | $ 68,449 | $ 51,000 |
| Fort Worth-Arlington, TX | 906 | $ 144,179,000 | $ 159,137 | $ 78,000 |
| Monroe, LA | 872 | $ 75,556,000 | $ 86,646 | $ 47,000 |
| Texarkana, TX-AR | 751 | $ 47,955,000 | $ 63,854 | $ 65,000 |
| Denver, CO | 714 | $ 144,751,000 | $ 202,732 | $ 79,000 |
| Longview-Marshall, TX | 693 | $ 35,727,000 | $ 51,554 | $ 51,000 |
| Montgomery, AL | 661 | $ 81,653,000 | $ 123,529 | $ 65,000 |
| Tyler, TX | 577 | $ 38,158,000 | $ 66,131 | $ 62,000 |
| Boston, MA-NH | 569 | $ 124,868,000 | $ 219,451 | $ 74,000 |
| Decatur, AL | 545 | $ 70,595,000 | $ 129,532 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR | 508 | $ 61,590,000 | $ 121,240 | $ 67,000 |
| Biloxi-Gulfport-Pascagoula, MS | 487 | $ 59,330,000 | $ 121,827 | $ 69,000 |
| Mobile, AL | 487 | $ 80,438,000 | $ 165,170 | $ 91,000 |
| Davenport-Moline-Rock Island, IA-IL | 467 | $ 58,795,000 | $ 125,899 | $ 61,000 |
| San Antonio, TX | 462 | $ 59,708,000 | $ 129,238 | $ 81,000 |
| Fort Walton Beach, FL | 455 | $ 77,162,000 | $ 169,586 | $ 116,000 |
| Raleigh-Durham-Chapel Hill, NC | 450 | $ 74,497,000 | $ 165,548 | $ 82,000 |
| Austin-San Marcos, TX | 425 | $ 74,504,000 | $ 175,303 | $ 76,000 |
| Kansas City, MO-KS | 355 | $ 52,304,000 | $ 147,335 | $ 63,000 |
| Pensacola, FL | 337 | $ 52,704,000 | $ 156,391 | $ 100,000 |
| Oklahoma City, OK | 329 | $ 41,185,000 | $ 125,182 | $ 78,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 327 | $ 56,859,000 | $ 173,880 | $ 78,000 |
| Jacksonville, FL | 281 | $ 41,463,000 | $ 147,555 | $ 84,000 |
| Greeley, CO | 272 | $ 42,468,000 | $ 156,132 | $ 92,000 |
| Auburn-Opelika, AL | 271 | $ 33,210,000 | $ 122,546 | $ 83,000 |
| Jackson, MS | 263 | $ 36,321,000 | $ 138,102 | $ 75,000 |
| Panama City, FL | 233 | $ 32,629,000 | $ 140,038 | $ 162,000 |
| Minneapolis-St. Paul, MN-WI | 196 | $ 41,833,000 | $ 213,433 | $ 90,000 |
| Fort Smith, AR-OK | 189 | $ 21,395,000 | $ 113,201 | $ 83,000 |
| Hattiesburg, MS | 178 | $ 22,353,000 | $ 125,578 | $ 69,000 |
| Louisville, KY-IN | 176 | $ 24,280,000 | $ 137,954 | $ 60,000 |
| Wichita, KS | 171 | $ 19,786,000 | $ 115,707 | $ 77,000 |
| Orlando, FL | 167 | $ 23,505,000 | $ 140,748 | $ 69,000 |
| Barnstable-Yarmouth, MA | 165 | $ 32,114,000 | $ 194,630 | $ 210,000 |
| Fort Collins-Loveland, CO | 162 | $ 28,810,000 | $ 177,839 | $ 100,000 |
| Salt Lake City-Ogden, UT | 162 | $ 26,539,000 | $ 163,820 | $ 74,000 |
| Lexington, KY | 159 | $ 19,881,000 | $ 125,037 | $ 67,000 |
| Des Moines, IA | 154 | $ 24,303,000 | $ 157,811 | $ 91,000 |
| Phoenix-Mesa, AZ | 141 | $ 20,103,000 | $ 142,574 | $ 79,000 |
| Omaha, NE-IA | 126 | $ 18,619,000 | $ 147,769 | $ 115,000 |
| Jonesboro, AR | 113 | $ 13,465,000 | $ 119,159 | $ 64,000 |
| Gadsden, AL | 99 | $ 11,550,000 | $ 116,666 | $ 107,000 |
| Provo-Orem, UT | 99 | $ 15,145,000 | $ 152,979 | $ 64,000 |
| Galveston-Texas City, TX | 94 | $ 15,090,000 | $ 160,531 | $ 150,000 |
| Roanoke, VA | 88 | $ 10,966,000 | $ 124,613 | $ 76,000 |
| Florence, AL | 86 | $ 9,431,000 | $ 109,662 | $ 64,000 |
| Naples, FL | 81 | $ 13,846,000 | $ 170,938 | $ 77,000 |
| Tallahassee, FL | 77 | $ 10,864,000 | $ 141,090 | $ 103,000 |
| Nashville, TN | 69 | $ 10,934,000 | $ 158,463 | $ 81,000 |
| Brazoria, TX | 67 | $ 9,519,000 | $ 142,074 | $ 100,000 |
| Boulder-Longmont, CO | 64 | $ 13,391,000 | $ 209,234 | $ 73,000 |
| West Palm Beach-Boca Raton, FL | 63 | $ 8,647,000 | $ 137,253 | $ 115,000 |
| Albuquerque, NM | 59 | $ 8,939,000 | $ 151,508 | $ 86,000 |
| Indianapolis, IN | 59 | $ 8,112,000 | $ 137,491 | $ 71,000 |
| Bryan-College Station, TX | 54 | $ 7,171,000 | $ 132,796 | $ 103,000 |
| Tuscaloosa, AL | 46 | $ 5,959,000 | $ 129,543 | $ 82,000 |
| Pine Bluff, AR | 44 | $ 4,228,000 | $ 96,090 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 44 | $ 9,460,000 | $ 215,000 | $ 95,000 |
| Waco, TX | 44 | $ 6,029,000 | $ 137,022 | $ 66,000 |
| Daytona Beach, FL | 36 | $ 4,700,000 | $ 130,555 | $ 38,000 |
| Lawrence, MA-NH | 36 | $ 7,987,000 | $ 221,861 | $ 44,000 |
| Tampa-St. Petersburg-Clearwater, FL | 35 | $ 5,092,000 | $ 145,485 | $ 97,000 |
| Tucson, AZ | 34 | $ 3,797,000 | $ 111,676 | $ 70,000 |
| Atlanta, GA | 30 | $ 6,782,000 | $ 226,066 | $ 94,000 |
| Colorado Springs, CO | 27 | $ 4,148,000 | $ 153,629 | $ 86,000 |
| Brockton, MA | 25 | $ 4,771,000 | $ 190,840 | $ 62,000 |
| Sherman-Denison, TX | 24 | $ 3,350,000 | $ 139,583 | $ 64,000 |
| Milwaukee-Waukesha, WI | 21 | $ 3,536,000 | $ 168,380 | $ 64,000 |
| Baltimore, MD | 19 | $ 3,822,000 | $ 201,157 | $ 77,000 |
| Las Vegas, NV-AZ | 19 | $ 2,613,000 | $ 137,526 | $ 98,000 |
| Wilmington, NC | 19 | $ 3,486,000 | $ 183,473 | $ 104,000 |
| Memphis, TN-AR-MS | 18 | $ 3,170,000 | $ 176,111 | $ 62,000 |
| Columbus, OH | 17 | $ 1,804,000 | $ 106,117 | $ 69,000 |
| El Paso, TX | 17 | $ 1,976,000 | $ 116,235 | $ 31,000 |
| Lubbock, TX | 17 | $ 1,613,000 | $ 94,882 | $ 74,000 |
| Corpus Christi, TX | 15 | $ 8,901,000 | $ 593,400 | $ 186,000 |
| Killeen-Temple, TX | 15 | $ 1,417,000 | $ 94,466 | $ 66,000 |
| Greensboro--Winston-Salem--High Point, NC | 13 | $ 1,920,000 | $ 147,692 | $ 81,000 |
| Knoxville, TN | 12 | $ 2,116,000 | $ 176,333 | $ 86,000 |
| Fort Myers-Cape Coral, FL | 10 | $ 1,431,000 | $ 143,100 | $ 201,000 |
| Tacoma, WA | 10 | $ 1,839,000 | $ 183,900 | $ 85,000 |
| Anniston, AL | 9 | $ 874,000 | $ 97,111 | $ 56,000 |
| Brownsville-Harlingen-San Benito, TX | 8 | $ 1,210,000 | $ 151,250 | $ 111,000 |
| Myrtle Beach, SC | 8 | $ 857,000 | $ 107,125 | $ 124,000 |
| Charleston-North Charleston, SC | 7 | $ 1,636,000 | $ 233,714 | $ 89,000 |
| Fort Lauderdale, FL | 7 | $ 1,600,000 | $ 228,571 | $ 86,000 |
| Fort Pierce-Port St. Lucie, FL | 7 | $ 1,053,000 | $ 150,428 | $ 96,000 |
| Lawrence, KS | 7 | $ 788,000 | $ 112,571 | $ 89,000 |
| St. Louis, MO-IL | 7 | $ 1,221,000 | $ 174,428 | $ 82,000 |
| Topeka, KS | 7 | $ 704,000 | $ 100,571 | $ 47,000 |
| Lowell, MA-NH | 6 | $ 897,000 | $ 149,500 | $ 76,000 |
| Odessa-Midland, TX | 6 | $ 378,000 | $ 63,000 | $ 61,000 |
| Lynchburg, VA | 5 | $ 635,000 | $ 127,000 | $ 69,000 |
| Melbourne-Titusville-Palm Bay, FL | 5 | $ 852,000 | $ 170,400 | $ 213,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 5 | $ 695,000 | $ 139,000 | $ 85,000 |
| Olympia, WA | 5 | $ 658,000 | $ 131,600 | $ 77,000 |
| Richmond-Petersburg, VA | 5 | $ 903,000 | $ 180,600 | $ 80,000 |
| Abilene, TX | 4 | $ 379,000 | $ 94,750 | $ 56,000 |
| Amarillo, TX | 4 | $ 264,000 | $ 66,000 | $ 38,000 |
| Cincinnati, OH-KY-IN | 4 | $ 1,012,000 | $ 253,000 | $ 114,000 |
| Fayetteville, NC | 4 | $ 330,000 | $ 82,500 | $ 96,000 |
| Greenville, NC | 4 | $ 397,000 | $ 99,250 | $ 64,000 |
| Hickory-Morganton-Lenoir, NC | 4 | $ 637,000 | $ 159,250 | $ 82,000 |
| Madison, WI | 4 | $ 635,000 | $ 158,750 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 364,000 | $ 91,000 | $ 39,000 |
| Philadelphia, PA-NJ | 4 | $ 958,000 | $ 239,500 | $ 164,000 |
| Reno, NV | 4 | $ 1,140,000 | $ 285,000 | $ 169,000 |
| Santa Fe, NM | 4 | $ 928,000 | $ 232,000 | $ 93,000 |
| Dothan, AL | 3 | $ 277,000 | $ 92,333 | $ 101,000 |
| Iowa City, IA | 3 | $ 290,000 | $ 96,666 | $ 44,000 |
| Joplin, MO | 3 | $ 284,000 | $ 94,666 | $ 67,000 |
| Lakeland-Winter Haven, FL | 3 | $ 446,000 | $ 148,666 | $ 81,000 |
| Nashua, NH | 3 | $ 427,000 | $ 142,333 | $ 66,000 |
| Pueblo, CO | 3 | $ 469,000 | $ 156,333 | $ 104,000 |
| San Angelo, TX | 3 | $ 292,000 | $ 97,333 | $ 56,000 |
| Sarasota-Bradenton, FL | 3 | $ 447,000 | $ 149,000 | $ 94,000 |
| Springfield, MO | 3 | $ 283,000 | $ 94,333 | $ 191,000 |
| Victoria, TX | 3 | $ 497,000 | $ 165,666 | $ 78,000 |
| Asheville, NC | 2 | $ 491,000 | $ 245,500 | $ 142,000 |
| Bloomington, IN | 2 | $ 368,000 | $ 184,000 | $ 102,000 |
| Boise City, ID | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Chattanooga, TN-GA | 2 | $ 254,000 | $ 127,000 | $ 59,000 |
| Cleveland-Lorain-Elyria, OH | 2 | $ 274,000 | $ 137,000 | $ 92,000 |
| Duluth-Superior, MN-WI | 2 | $ 223,000 | $ 111,500 | $ 64,000 |
| Gary, IN | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| Laredo, TX | 2 | $ 295,000 | $ 147,500 | $ 91,000 |
| Lincoln, NE | 2 | $ 248,000 | $ 124,000 | $ 71,000 |
| Portland, ME | 2 | $ 283,000 | $ 141,500 | $ 66,000 |
| Portsmouth-Rochester, NH-ME | 2 | $ 482,000 | $ 241,000 | $ 140,000 |
| Providence-Fall River-Warwick, RI-MA | 2 | $ 268,000 | $ 134,000 | $ 84,000 |
| Richland-Kennewick-Pasco, WA | 2 | $ 333,000 | $ 166,500 | $ 91,000 |
| Sioux Falls, SD | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Springfield, MA | 2 | $ 198,000 | $ 99,000 | $ 117,000 |
| Wichita Falls, TX | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Appleton-Oshkosh-Neenah, WI | 1 | $ 309,000 | $ 309,000 | $ 278,000 |
| Bellingham, WA | 1 | $ 226,000 | $ 226,000 | $ 105,000 |
| Bergen-Passaic, NJ | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Bremerton, WA | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Burlington, VT | 1 | $ 450,000 | $ 450,000 | $ 205,000 |
| Cedar Rapids, IA | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Cheyenne, WY | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Clarksville-Hopkinsville, TN-KY | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Columbia, MO | 1 | $ 248,000 | $ 248,000 | $ 100,000 |
| Columbia, SC | 1 | $ 404,000 | $ 404,000 | $ 114,000 |
| Columbus, GA-AL | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Dayton-Springfield, OH | 1 | $ 123,000 | $ 123,000 | $ 75,000 |
| Detroit, MI | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Eau Claire, WI | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Enid, OK | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| Flagstaff, AZ-UT | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Fort Wayne, IN | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Gainesville, FL | 1 | $ 125,000 | $ 125,000 | $ 308,000 |
| Goldsboro, NC | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Grand Junction, CO | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Greenville-Spartanburg-Anderson, SC | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Jacksonville, NC | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Janesville-Beloit, WI | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 1 | $ 99,000 | $ 99,000 | $ 39,000 |
| Lansing-East Lansing, MI | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Lawton, OK | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Los Angeles-Long Beach, CA | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Macon, GA | 1 | $ 183,000 | $ 183,000 | $ 173,000 |
| Manchester, NH | 1 | $ 89,000 | $ 89,000 | $ 50,000 |
| Miami, FL | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Ocala, FL | 1 | $ 70,000 | $ 70,000 | $ 16,000 |
| South Bend, IN | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Wausau, WI | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 400,000 | $ 400,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital One NA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 47,219 | $5,454,124,000 | $151,179 | $2,100,000 | $96,666 | $9,999,000 |
| Home Purchase (one-to-four family) | 16,620 | $2,064,870,000 | $170,194 | $1,200,000 | $85,722 | $2,700,000 |
| Home Improvement (one-to-four family) | 11,673 | $312,269,000 | $28,583 | $747,000 | $86,750 | $4,950,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 152 | $203,312,000 | $3,992,200 | $26,500,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59,349 | $6,612,191,000 | $151,875 | $2,100,000 | $92,150 | $9,999,000 |
| Black | 7,388 | $434,268,000 | $128,375 | $884,000 | $66,625 | $864,000 |
| Information not provided by applicant in mail or telephone application | 4,886 | $381,458,000 | $151,147 | $1,377,000 | $100,705 | $2,357,000 |
| Hispanic | 1,469 | $140,582,000 | $144,777 | $1,000,000 | $63,259 | $886,000 |
| Asian or Pacific Islander | 857 | $100,689,000 | $154,260 | $608,000 | $77,347 | $1,000,000 |
| Not applicable | 806 | $278,024,000 | $218,727 | $26,500,000 | $73,863 | $1,723,000 |
| Other | 531 | $63,819,000 | $152,956 | $647,000 | $108,478 | $1,308,000 |
| American Indian or Alaskan Native | 378 | $23,544,000 | $105,666 | $340,000 | $58,933 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 72,708 | $7,728,308,000 | $158,804 | $26,500,000 | $98,731 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,976 | $197,236,000 | $132,521 | $441,000 | $44,130 | $376,000 |
| VA-guaranteed (Veterans Administration) | 813 | $99,269,000 | $147,130 | $240,000 | $51,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 167 | $9,762,000 | $88,000 | $156,000 | $38,142 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40,272 | $4,198,415,000 | $159,027 | $15,745,000 | $114,111 | $4,359,000 |
| Loan Purchased By The Institution | 18,096 | $2,677,703,000 | $167,026 | $650,000 | $92,500 | $9,999,000 |
| Application Denied By Financial Institution | 9,732 | $520,713,000 | $139,620 | $2,100,000 | $57,034 | $1,680,000 |
| Application Approved But Not Accepted | 7,387 | $513,053,000 | $134,347 | $2,500,000 | $74,956 | $4,950,000 |
| Application Withdrawn By Applicant | 138 | $119,073,000 | $381,470 | $26,500,000 | $106,588 | $1,140,000 |
| File Closed For Incompleteness | 39 | $5,618,000 | $117,000 | $2,500,000 | $62,000 | $202,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,158 | $229,990,000 | $120,545 | $800,000 | $53,090 | $1,332,000 |
| Collateral | 1,412 | $85,414,000 | $121,409 | $607,000 | $44,227 | $694,000 |
| Debt-To-Income Ratio | 1,085 | $94,923,000 | $182,052 | $2,100,000 | $69,631 | $1,105,000 |
| Credit Application Incomplete | 606 | $70,529,000 | $147,277 | $725,000 | $105,000 | $1,680,000 |
| Other | 389 | $30,218,000 | $171,437 | $1,040,000 | $51,812 | $576,000 |
| Employment History | 52 | $5,807,000 | $147,571 | $500,000 | $68,000 | $410,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $3,222,000 | $92,600 | $537,000 | $57,600 | $357,000 |
| Unverifiable Information | 4 | $610,000 | $189,666 | $524,000 | $21,666 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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