Capital One NA Mortgage Lending & HMDA Data, 2003

In 2003, Capital One NA of Baton Rouge, LA reported 75,664 mortgage applications totaling $8.0 billion. The average application was for $106,187, and applicants reported an average income of $68,098. 53% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New Orleans, LA (14,808), Baton Rouge, LA (7,263) and Shreveport-Bossier City, LA (4,128) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industrialplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 75,664
Total Mortgage Loan Application Amount $8,034,575,000
Average Mortgage Loan Application Amount $106,187
Highest Mortgage Loan Application Amount $26,500,000
Average Applicant Income $68,098
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Louisiana 4,564 $ 414,206,000 $ 90,755 $ 55,000
East Baton Rouge, Louisiana 4,364 $ 404,582,000 $ 92,708 $ 57,000
Orleans, Louisiana 3,931 $ 422,962,000 $ 107,596 $ 67,000
St. Tammany, Louisiana 3,765 $ 405,332,000 $ 107,657 $ 62,000
Caddo, Louisiana 2,874 $ 208,677,000 $ 72,608 $ 55,000
Lafourche, Louisiana 2,066 $ 157,452,000 $ 76,211 $ 58,000
Terrebonne, Louisiana 1,896 $ 145,747,000 $ 76,870 $ 58,000
Calcasieu, Louisiana 1,831 $ 112,422,000 $ 61,399 $ 56,000
Tulsa, Oklahoma 1,582 $ 211,325,000 $ 133,580 $ 67,000
Ascension, Louisiana 1,387 $ 122,389,000 $ 88,240 $ 53,000
Livingston, Louisiana 1,369 $ 93,184,000 $ 68,067 $ 48,000
Madison, Alabama 1,256 $ 173,759,000 $ 138,343 $ 88,000
Rapides, Louisiana 1,206 $ 82,550,000 $ 68,449 $ 51,000
Bossier, Louisiana 1,027 $ 80,809,000 $ 78,684 $ 52,000
Lafayette, Louisiana 1,026 $ 82,096,000 $ 80,015 $ 85,000
Harris, Texas 995 $ 204,751,000 $ 205,779 $ 84,000
Pulaski, Arkansas 979 $ 136,498,000 $ 139,425 $ 72,000
St. Charles, Louisiana 874 $ 75,171,000 $ 86,008 $ 56,000
Ouachita, Louisiana 872 $ 75,556,000 $ 86,646 $ 47,000
Jefferson, Alabama 870 $ 147,698,000 $ 169,767 $ 81,000
Jefferson, Texas 842 $ 56,584,000 $ 67,201 $ 74,000
St. Bernard, Louisiana 822 $ 49,374,000 $ 60,065 $ 44,000
Dallas, Texas 820 $ 187,018,000 $ 228,070 $ 86,000
Bowie, Texas 751 $ 47,955,000 $ 63,854 $ 65,000
Tarrant, Texas 678 $ 112,740,000 $ 166,283 $ 75,000
Tangipahoa, Louisiana 648 $ 50,589,000 $ 78,069 $ 52,000
Collin, Texas 627 $ 109,416,000 $ 174,507 $ 97,000
St. John the Baptist, Louisiana 609 $ 40,029,000 $ 65,729 $ 55,000
Smith, Texas 577 $ 38,158,000 $ 66,131 $ 62,000
Orange, Texas 524 $ 22,711,000 $ 43,341 $ 50,000
Denton, Texas 513 $ 89,725,000 $ 174,902 $ 97,000
Morgan, Alabama 498 $ 65,078,000 $ 130,678 $ 65,000
Scott, Iowa 467 $ 58,795,000 $ 125,899 $ 61,000
Faulkner, Arkansas 458 $ 52,119,000 $ 113,796 $ 83,000
Okaloosa, Florida 455 $ 77,162,000 $ 169,586 $ 116,000
Avoyelles, Louisiana 447 $ 20,483,000 $ 45,823 $ 45,000
Assumption, Louisiana 445 $ 23,848,000 $ 53,591 $ 48,000
Washington, Louisiana 436 $ 22,025,000 $ 50,516 $ 75,000
Bexar, Texas 410 $ 52,555,000 $ 128,182 $ 82,000
Shelby, Alabama 403 $ 64,672,000 $ 160,476 $ 73,000
Johnson, Kansas 397 $ 69,172,000 $ 174,236 $ 90,000
Montgomery, Alabama 396 $ 50,780,000 $ 128,232 $ 67,000
Morehouse, Louisiana 365 $ 22,925,000 $ 62,808 $ 47,000
Harrison, Texas 356 $ 17,526,000 $ 49,230 $ 42,000
De Soto, Louisiana 355 $ 19,155,000 $ 53,957 $ 40,000
Travis, Texas 287 $ 46,273,000 $ 161,229 $ 79,000
Mobile, Alabama 286 $ 33,983,000 $ 118,821 $ 56,000
White, Arkansas 286 $ 28,015,000 $ 97,954 $ 63,000
Vermilion, Louisiana 277 $ 13,753,000 $ 49,649 $ 47,000
Limestone, Alabama 274 $ 36,125,000 $ 131,843 $ 69,000
Weld, Colorado 272 $ 42,468,000 $ 156,132 $ 92,000
Allen, Louisiana 272 $ 13,679,000 $ 50,290 $ 45,000
Lee, Alabama 271 $ 33,210,000 $ 122,546 $ 83,000
Essex, Massachusetts 269 $ 57,342,000 $ 213,167 $ 51,000
Gregg, Texas 269 $ 14,728,000 $ 54,750 $ 60,000
Benton, Arkansas 260 $ 28,715,000 $ 110,442 $ 70,000
Washington, Arkansas 248 $ 32,875,000 $ 132,560 $ 65,000
Iberia, Louisiana 234 $ 15,080,000 $ 64,444 $ 48,000
Bay, Florida 233 $ 32,629,000 $ 140,038 $ 162,000
Jefferson Davis, Louisiana 232 $ 9,736,000 $ 41,965 $ 39,000
Wake, North Carolina 229 $ 39,578,000 $ 172,829 $ 74,000
Webster, Louisiana 227 $ 12,247,000 $ 53,951 $ 65,000
Payne, Oklahoma 225 $ 23,553,000 $ 104,680 $ 67,000
Oklahoma, Oklahoma 221 $ 28,357,000 $ 128,312 $ 101,000
Fort Bend, Texas 219 $ 34,726,000 $ 158,566 $ 100,000
Anderson, Texas 218 $ 12,358,000 $ 56,688 $ 52,000
Walton, Florida 216 $ 45,728,000 $ 211,703 $ 242,000
Harrison, Mississippi 213 $ 29,625,000 $ 139,084 $ 64,000
Lonoke, Arkansas 212 $ 24,385,000 $ 115,023 $ 54,000
Arapahoe, Colorado 210 $ 41,207,000 $ 196,223 $ 71,000
Mecklenburg, North Carolina 207 $ 35,098,000 $ 169,555 $ 75,000
Lamar, Texas 205 $ 13,816,000 $ 67,395 $ 81,000
Miller, Arkansas 204 $ 12,113,000 $ 59,377 $ 48,000
Baldwin, Alabama 201 $ 46,455,000 $ 231,119 $ 132,000
Escambia, Florida 196 $ 31,264,000 $ 159,510 $ 99,000
Barnstable, Massachusetts 195 $ 38,041,000 $ 195,082 $ 170,000
Duval, Florida 194 $ 28,723,000 $ 148,056 $ 80,000
Hancock, Mississippi 192 $ 20,171,000 $ 105,057 $ 82,000
Jackson, Missouri 190 $ 27,591,000 $ 145,215 $ 59,000
Montgomery, Texas 187 $ 30,567,000 $ 163,459 $ 98,000
Saline, Arkansas 179 $ 21,176,000 $ 118,301 $ 67,000
St. Mary, Louisiana 178 $ 7,453,000 $ 41,870 $ 46,000
Denver, Colorado 170 $ 33,520,000 $ 197,176 $ 83,000
Durham, North Carolina 168 $ 25,244,000 $ 150,261 $ 82,000
Cass, Texas 167 $ 7,638,000 $ 45,736 $ 49,000
Larimer, Colorado 162 $ 28,810,000 $ 177,839 $ 100,000
St. Landry, Louisiana 162 $ 8,795,000 $ 54,290 $ 55,000
Elmore, Alabama 160 $ 18,757,000 $ 117,231 $ 70,000
Acadia, Louisiana 158 $ 8,119,000 $ 51,386 $ 51,000
Sedgwick, Kansas 157 $ 18,349,000 $ 116,872 $ 80,000
Polk, Iowa 151 $ 23,674,000 $ 156,781 $ 72,000
Jefferson, Kentucky 151 $ 20,273,000 $ 134,258 $ 52,000
Hood, Texas 150 $ 18,746,000 $ 124,973 $ 84,000
Madison, Louisiana 148 $ 6,645,000 $ 44,898 $ 44,000
Grant, Louisiana 146 $ 9,024,000 $ 61,808 $ 47,000
Iberville, Louisiana 145 $ 10,812,000 $ 74,565 $ 53,000
Jefferson, Colorado 144 $ 28,179,000 $ 195,687 $ 89,000
West Baton Rouge, Louisiana 143 $ 10,620,000 $ 74,265 $ 51,000
Angelina, Texas 143 $ 8,354,000 $ 58,419 $ 57,000
Santa Rosa, Florida 141 $ 21,440,000 $ 152,056 $ 101,000
Independence, Arkansas 138 $ 12,432,000 $ 90,086 $ 53,000
Beauregard, Louisiana 137 $ 6,955,000 $ 50,766 $ 47,000
Plymouth, Massachusetts 137 $ 28,904,000 $ 210,978 $ 80,000
Cherokee, Texas 137 $ 7,590,000 $ 55,401 $ 47,000
Wood, Texas 137 $ 7,110,000 $ 51,897 $ 50,000
Pope, Arkansas 136 $ 15,781,000 $ 116,036 $ 74,000
Douglas, Colorado 134 $ 32,516,000 $ 242,656 $ 96,000
Lamar, Mississippi 133 $ 17,495,000 $ 131,541 $ 93,000
Maricopa, Arizona 132 $ 19,271,000 $ 145,992 $ 84,000
Cameron, Louisiana 130 $ 7,002,000 $ 53,861 $ 64,000
St. James, Louisiana 128 $ 8,296,000 $ 64,812 $ 58,000
Rogers, Oklahoma 128 $ 15,441,000 $ 120,632 $ 69,000
St. Martin, Louisiana 127 $ 7,301,000 $ 57,488 $ 80,000
Montgomery, Maryland 127 $ 29,209,000 $ 229,992 $ 72,000
Norfolk, Massachusetts 126 $ 28,616,000 $ 227,111 $ 90,000
Wagoner, Oklahoma 124 $ 15,727,000 $ 126,830 $ 78,000
Pointe Coupee, Louisiana 123 $ 8,886,000 $ 72,243 $ 63,000
Fayette, Kentucky 121 $ 15,078,000 $ 124,611 $ 74,000
West Carroll, Louisiana 121 $ 5,358,000 $ 44,280 $ 54,000
Hardin, Texas 120 $ 7,706,000 $ 64,216 $ 67,000
Marshall, Alabama 119 $ 14,902,000 $ 125,226 $ 70,000
Lincoln, Louisiana 119 $ 12,853,000 $ 108,008 $ 65,000
Plaquemines, Louisiana 115 $ 7,871,000 $ 68,443 $ 61,000
Douglas, Nebraska 114 $ 16,950,000 $ 148,684 $ 123,000
Craighead, Arkansas 113 $ 13,465,000 $ 119,159 $ 64,000
Creek, Oklahoma 113 $ 13,403,000 $ 118,610 $ 104,000
Johnson, Arkansas 107 $ 9,668,000 $ 90,355 $ 51,000
Autauga, Alabama 105 $ 12,116,000 $ 115,390 $ 55,000
Rankin, Mississippi 101 $ 14,063,000 $ 139,237 $ 71,000
East Feliciana, Louisiana 100 $ 7,409,000 $ 74,090 $ 62,000
Etowah, Alabama 99 $ 11,550,000 $ 116,666 $ 107,000
Utah, Utah 99 $ 15,145,000 $ 152,979 $ 64,000
Sebastian, Arkansas 97 $ 11,670,000 $ 120,309 $ 105,000
Pearl River, Mississippi 97 $ 8,541,000 $ 88,051 $ 57,000
Williamson, Texas 97 $ 14,743,000 $ 151,989 $ 77,000
Claiborne, Louisiana 94 $ 4,108,000 $ 43,702 $ 47,000
Concordia, Louisiana 94 $ 6,634,000 $ 70,574 $ 52,000
Oktibbeha, Mississippi 94 $ 10,878,000 $ 115,723 $ 69,000
Galveston, Texas 94 $ 15,090,000 $ 160,531 $ 150,000
Salt Lake, Utah 94 $ 16,185,000 $ 172,180 $ 82,000
Crawford, Arkansas 92 $ 9,725,000 $ 105,706 $ 59,000
Madison, Mississippi 90 $ 12,986,000 $ 144,288 $ 75,000
Vernon, Louisiana 84 $ 3,563,000 $ 42,416 $ 57,000
Jackson, Mississippi 82 $ 9,534,000 $ 116,268 $ 64,000
Collier, Florida 81 $ 13,846,000 $ 170,938 $ 77,000
Natchitoches, Louisiana 80 $ 7,802,000 $ 97,525 $ 81,000
Hennepin, Minnesota 79 $ 15,822,000 $ 200,278 $ 79,000
Tallapoosa, Alabama 76 $ 10,984,000 $ 144,526 $ 104,000
Clay, Missouri 75 $ 10,515,000 $ 140,200 $ 63,000
East Carroll, Louisiana 73 $ 3,101,000 $ 42,479 $ 40,000
Hinds, Mississippi 72 $ 9,272,000 $ 128,777 $ 77,000
Leon, Florida 71 $ 10,081,000 $ 141,985 $ 103,000
Union, North Carolina 71 $ 14,546,000 $ 204,873 $ 92,000
Middlesex, Massachusetts 70 $ 16,700,000 $ 238,571 $ 77,000
Evangeline, Louisiana 68 $ 3,396,000 $ 49,941 $ 51,000
Upshur, Texas 68 $ 3,473,000 $ 51,073 $ 53,000
Brazoria, Texas 67 $ 9,519,000 $ 142,074 $ 100,000
Erath, Texas 67 $ 6,461,000 $ 96,432 $ 65,000
Jones, Mississippi 66 $ 6,389,000 $ 96,803 $ 68,000
Sabine, Louisiana 65 $ 3,427,000 $ 52,723 $ 57,000
Lincoln, Mississippi 65 $ 8,879,000 $ 136,600 $ 87,000
Boulder, Colorado 64 $ 13,391,000 $ 209,234 $ 73,000
Cleburne, Arkansas 63 $ 8,215,000 $ 130,396 $ 68,000
Palm Beach, Florida 63 $ 8,647,000 $ 137,253 $ 115,000
Osceola, Florida 61 $ 7,197,000 $ 117,983 $ 68,000
St. Clair, Alabama 59 $ 7,165,000 $ 121,440 $ 59,000
Lauderdale, Alabama 58 $ 6,517,000 $ 112,362 $ 68,000
Platte, Missouri 58 $ 9,237,000 $ 159,258 $ 69,000
Adams, Colorado 56 $ 9,329,000 $ 166,589 $ 59,000
West Feliciana, Louisiana 55 $ 6,370,000 $ 115,818 $ 64,000
Brazos, Texas 54 $ 7,171,000 $ 132,796 $ 103,000
Panola, Texas 54 $ 2,650,000 $ 49,074 $ 48,000
Franklin, Arkansas 53 $ 4,525,000 $ 85,377 $ 47,000
Union, Louisiana 53 $ 3,019,000 $ 56,962 $ 59,000
Nacogdoches, Texas 52 $ 1,995,000 $ 38,365 $ 44,000
Garland, Arkansas 51 $ 7,533,000 $ 147,705 $ 148,000
Ross, Ohio 51 $ 4,336,000 $ 85,019 $ 54,000
Lowndes, Mississippi 50 $ 6,057,000 $ 121,140 $ 81,000
Bernalillo, New Mexico 49 $ 7,302,000 $ 149,020 $ 85,000
Camp, Texas 48 $ 3,446,000 $ 71,791 $ 85,000
Parker, Texas 48 $ 8,687,000 $ 180,979 $ 81,000
Lawrence, Alabama 47 $ 5,517,000 $ 117,382 $ 70,000
Lake, Florida 47 $ 6,892,000 $ 146,638 $ 62,000
Dakota, Minnesota 47 $ 9,444,000 $ 200,936 $ 74,000
Tuscaloosa, Alabama 46 $ 5,959,000 $ 129,543 $ 82,000
Wilson, Tennessee 46 $ 7,208,000 $ 156,695 $ 74,000
Henderson, Texas 46 $ 3,701,000 $ 80,456 $ 101,000
Davis, Utah 46 $ 7,170,000 $ 155,869 $ 65,000
Forrest, Mississippi 45 $ 4,858,000 $ 107,955 $ 46,000
Leflore, Mississippi 45 $ 5,324,000 $ 118,311 $ 72,000
Cleveland, Oklahoma 45 $ 5,391,000 $ 119,800 $ 66,000
Roanoke, Virginia 45 $ 5,691,000 $ 126,466 $ 85,000
Boone, Arkansas 44 $ 3,260,000 $ 74,090 $ 64,000
Jefferson, Arkansas 44 $ 4,228,000 $ 96,090 $ 63,000
Richland, Louisiana 44 $ 2,453,000 $ 55,750 $ 55,000
McLennan, Texas 44 $ 6,029,000 $ 137,022 $ 66,000
Summit, Colorado 43 $ 9,850,000 $ 229,069 $ 180,000
Jasper, Texas 43 $ 2,776,000 $ 64,558 $ 74,000
Bienville, Louisiana 41 $ 2,214,000 $ 54,000 $ 45,000
Van Zandt, Texas 41 $ 2,658,000 $ 64,829 $ 56,000
Alcorn, Mississippi 40 $ 4,726,000 $ 118,150 $ 59,000
Clay, Florida 39 $ 4,945,000 $ 126,794 $ 62,000
Canadian, Oklahoma 39 $ 4,592,000 $ 117,743 $ 60,000
Franklin, Louisiana 37 $ 1,816,000 $ 49,081 $ 77,000
Neshoba, Mississippi 37 $ 4,034,000 $ 109,027 $ 68,000
King, Washington 37 $ 8,080,000 $ 218,378 $ 104,000
St. Johns, Florida 36 $ 5,751,000 $ 159,750 $ 80,000
St. Helena, Louisiana 36 $ 2,055,000 $ 57,083 $ 54,000
Rusk, Texas 36 $ 1,962,000 $ 54,500 $ 49,000
Jackson, Louisiana 35 $ 2,453,000 $ 70,085 $ 90,000
Orange, North Carolina 35 $ 6,831,000 $ 195,171 $ 102,000
Pima, Arizona 34 $ 3,797,000 $ 111,676 $ 70,000
Lincoln, Oklahoma 34 $ 2,880,000 $ 84,705 $ 66,000
Osage, Oklahoma 34 $ 4,374,000 $ 128,647 $ 55,000
Hays, Texas 33 $ 12,725,000 $ 385,606 $ 68,000
Orange, Florida 31 $ 4,868,000 $ 157,032 $ 71,000
Comal, Texas 31 $ 4,575,000 $ 147,580 $ 92,000
Marion, Indiana 30 $ 3,410,000 $ 113,666 $ 63,000
Lafayette, Mississippi 30 $ 3,744,000 $ 124,800 $ 116,000
Johnson, Texas 30 $ 4,006,000 $ 133,533 $ 81,000
Colbert, Alabama 28 $ 2,914,000 $ 104,071 $ 54,000
Seminole, Florida 28 $ 4,548,000 $ 162,428 $ 76,000
La Salle, Louisiana 28 $ 1,175,000 $ 41,964 $ 48,000
Suffolk, Massachusetts 28 $ 5,636,000 $ 201,285 $ 70,000
El Paso, Colorado 27 $ 4,148,000 $ 153,629 $ 86,000
Rockwall, Texas 27 $ 4,415,000 $ 163,518 $ 90,000
Fairfax, Virginia 26 $ 6,183,000 $ 237,807 $ 102,000
Roanoke City, Virginia 26 $ 3,094,000 $ 119,000 $ 64,000
Conway, Arkansas 25 $ 2,766,000 $ 110,640 $ 42,000
Kaufman, Texas 25 $ 2,599,000 $ 103,960 $ 64,000
Catahoula, Louisiana 24 $ 1,144,000 $ 47,666 $ 50,000
Winn, Louisiana 24 $ 1,137,000 $ 47,375 $ 54,000
Austin, Texas 24 $ 2,923,000 $ 121,791 $ 78,000
Grayson, Texas 24 $ 3,350,000 $ 139,583 $ 64,000
Little River, Arkansas 23 $ 1,200,000 $ 52,173 $ 50,000
Monroe, Mississippi 23 $ 2,507,000 $ 109,000 $ 66,000
Cabarrus, North Carolina 23 $ 3,464,000 $ 150,608 $ 66,000
Blount, Alabama 22 $ 2,572,000 $ 116,909 $ 66,000
Flagler, Florida 22 $ 2,870,000 $ 130,454 $ 23,000
Scott, Minnesota 22 $ 5,916,000 $ 268,909 $ 101,000
Chambers, Texas 22 $ 2,295,000 $ 104,318 $ 91,000
Weber, Utah 22 $ 3,184,000 $ 144,727 $ 74,000
Prince George's, Maryland 21 $ 3,722,000 $ 177,238 $ 109,000
Panola, Mississippi 21 $ 2,542,000 $ 121,047 $ 80,000
Jackson, Alabama 20 $ 2,697,000 $ 134,850 $ 58,000
Adams, Mississippi 20 $ 1,696,000 $ 84,800 $ 47,000
Delaware, Oklahoma 20 $ 3,473,000 $ 173,650 $ 202,000
Talladega, Alabama 19 $ 1,974,000 $ 103,894 $ 62,000
Sharp, Arkansas 19 $ 1,507,000 $ 79,315 $ 45,000
Hillsborough, Florida 19 $ 2,868,000 $ 150,947 $ 74,000
Caldwell, Louisiana 19 $ 957,000 $ 50,368 $ 52,000
Cass, Missouri 19 $ 3,295,000 $ 173,421 $ 80,000
Clark, Nevada 19 $ 2,613,000 $ 137,526 $ 98,000
Ellis, Texas 19 $ 2,215,000 $ 116,578 $ 83,000
Cullman, Alabama 18 $ 2,473,000 $ 137,388 $ 69,000
Routt, Colorado 18 $ 4,984,000 $ 276,888 $ 153,000
Red River, Louisiana 18 $ 979,000 $ 54,388 $ 48,000
Bolivar, Mississippi 18 $ 1,488,000 $ 82,666 $ 38,000
Shelby, Tennessee 18 $ 3,170,000 $ 176,111 $ 62,000
Hunt, Texas 18 $ 1,696,000 $ 94,222 $ 65,000
Newton, Texas 18 $ 1,051,000 $ 58,388 $ 53,000
Tyler, Texas 18 $ 753,000 $ 41,833 $ 53,000
Newton, Arkansas 17 $ 1,574,000 $ 92,588 $ 42,000
Stone, Arkansas 17 $ 1,498,000 $ 88,117 $ 55,000
Gaston, North Carolina 17 $ 2,359,000 $ 138,764 $ 76,000
Iredell, North Carolina 17 $ 3,580,000 $ 210,588 $ 90,000
El Paso, Texas 17 $ 1,976,000 $ 116,235 $ 31,000
Lubbock, Texas 17 $ 1,613,000 $ 94,882 $ 74,000
Morris, Texas 17 $ 1,021,000 $ 60,058 $ 46,000
Shelby, Texas 17 $ 1,169,000 $ 68,764 $ 71,000
Eagle, Colorado 16 $ 4,758,000 $ 297,375 $ 128,000
Jessamine, Kentucky 16 $ 1,860,000 $ 116,250 $ 57,000
Grenada, Mississippi 16 $ 1,683,000 $ 105,187 $ 41,000
Rockingham, New Hampshire 16 $ 3,034,000 $ 189,625 $ 77,000
Pawnee, Oklahoma 16 $ 1,569,000 $ 98,062 $ 69,000
Guadalupe, Texas 16 $ 1,981,000 $ 123,812 $ 60,000
Marion, Texas 16 $ 675,000 $ 42,187 $ 56,000
Perry, Arkansas 15 $ 1,293,000 $ 86,200 $ 65,000
Clinton, Iowa 15 $ 1,823,000 $ 121,533 $ 57,000
Logan, Oklahoma 15 $ 1,727,000 $ 115,133 $ 61,000
Mayes, Oklahoma 15 $ 1,701,000 $ 113,400 $ 75,000
Lincoln, Tennessee 15 $ 1,615,000 $ 107,666 $ 61,000
Indian River, Florida 14 $ 1,897,000 $ 135,500 $ 60,000
Volusia, Florida 14 $ 1,830,000 $ 130,714 $ 66,000
Crawford, Kansas 14 $ 1,594,000 $ 113,857 $ 58,000
Tensas, Louisiana 14 $ 583,000 $ 41,642 $ 55,000
Tate, Mississippi 14 $ 1,659,000 $ 118,500 $ 42,000
Hempstead, Arkansas 13 $ 1,699,000 $ 130,692 $ 81,000
Yell, Arkansas 13 $ 1,383,000 $ 106,384 $ 74,000
Grand, Colorado 13 $ 2,173,000 $ 167,153 $ 243,000
Butler, Kansas 13 $ 1,321,000 $ 101,615 $ 65,000
Wyandotte, Kansas 13 $ 1,727,000 $ 132,846 $ 73,000
Oldham, Kentucky 13 $ 2,663,000 $ 204,846 $ 114,000
Warren, Mississippi 13 $ 1,364,000 $ 104,923 $ 128,000
Bell, Texas 13 $ 1,277,000 $ 98,230 $ 71,000
Houston, Texas 13 $ 1,021,000 $ 78,538 $ 49,000
Somervell, Texas 13 $ 1,696,000 $ 130,461 $ 65,000
Wasatch, Utah 13 $ 1,933,000 $ 148,692 $ 88,000
Waukesha, Wisconsin 13 $ 2,266,000 $ 174,307 $ 73,000
Clay, Alabama 12 $ 993,000 $ 82,750 $ 48,000
Covington, Alabama 12 $ 821,000 $ 68,416 $ 75,000
Cochise, Arizona 12 $ 1,775,000 $ 147,916 $ 47,000
Nassau, Florida 12 $ 2,044,000 $ 170,333 $ 132,000
Hamilton, Indiana 12 $ 2,833,000 $ 236,083 $ 91,000
Bullitt, Kentucky 12 $ 1,344,000 $ 112,000 $ 40,000
Granville, North Carolina 12 $ 1,968,000 $ 164,000 $ 73,000
Person, North Carolina 12 $ 1,867,000 $ 155,583 $ 100,000
Noble, Oklahoma 12 $ 1,162,000 $ 96,833 $ 55,000
Okmulgee, Oklahoma 12 $ 1,824,000 $ 152,000 $ 62,000
York, South Carolina 12 $ 2,109,000 $ 175,750 $ 126,000
Giles, Tennessee 12 $ 1,100,000 $ 91,666 $ 54,000
Fannin, Texas 12 $ 622,000 $ 51,833 $ 61,000
Kerr, Texas 12 $ 1,383,000 $ 115,250 $ 77,000
Nueces, Texas 12 $ 1,684,000 $ 140,333 $ 241,000
Red River, Texas 12 $ 577,000 $ 48,083 $ 49,000
Sabine, Texas 12 $ 1,195,000 $ 99,583 $ 96,000
San Augustine, Texas 12 $ 468,000 $ 39,000 $ 49,000
Botetourt, Virginia 12 $ 1,691,000 $ 140,916 $ 114,000
Chambers, Alabama 11 $ 1,143,000 $ 103,909 $ 76,000
DeKalb, Alabama 11 $ 1,007,000 $ 91,545 $ 51,000
Howard, Maryland 11 $ 2,383,000 $ 216,636 $ 94,000
Anoka, Minnesota 11 $ 2,582,000 $ 234,727 $ 101,000
Ramsey, Minnesota 11 $ 2,072,000 $ 188,363 $ 70,000
Pike, Mississippi 11 $ 697,000 $ 63,363 $ 54,000
Sarpy, Nebraska 11 $ 1,561,000 $ 141,909 $ 77,000
Pickaway, Ohio 11 $ 1,047,000 $ 95,181 $ 64,000
Williamson, Tennessee 11 $ 1,965,000 $ 178,636 $ 107,000
Loudoun, Virginia 11 $ 2,949,000 $ 268,090 $ 101,000
Macon, Alabama 10 $ 1,093,000 $ 109,300 $ 63,000
Baxter, Arkansas 10 $ 1,667,000 $ 166,700 $ 157,000
Lee, Florida 10 $ 1,431,000 $ 143,100 $ 201,000
Pinellas, Florida 10 $ 1,445,000 $ 144,500 $ 164,000
Cobb, Georgia 10 $ 2,111,000 $ 211,100 $ 109,000
Miami, Kansas 10 $ 1,714,000 $ 171,400 $ 69,000
Bristol, Massachusetts 10 $ 2,377,000 $ 237,700 $ 83,000
Newton, Mississippi 10 $ 807,000 $ 80,700 $ 45,000
Scott, Mississippi 10 $ 1,471,000 $ 147,100 $ 56,000
Brunswick, North Carolina 10 $ 1,978,000 $ 197,800 $ 136,000
Chatham, North Carolina 10 $ 1,764,000 $ 176,400 $ 83,000
Washington, Oklahoma 10 $ 1,036,000 $ 103,600 $ 60,000
McNairy, Tennessee 10 $ 1,026,000 $ 102,600 $ 68,000
Cooke, Texas 10 $ 2,078,000 $ 207,800 $ 175,000
Polk, Texas 10 $ 583,000 $ 58,300 $ 84,000
Wise, Texas 10 $ 1,121,000 $ 112,100 $ 69,000
Pierce, Washington 10 $ 1,839,000 $ 183,900 $ 85,000
Calhoun, Alabama 9 $ 874,000 $ 97,111 $ 56,000
Pinal, Arizona 9 $ 832,000 $ 92,444 $ 45,000
Grant, Arkansas 9 $ 741,000 $ 82,333 $ 65,000
Howard, Arkansas 9 $ 537,000 $ 59,666 $ 61,000
Clark, Indiana 9 $ 1,082,000 $ 120,222 $ 79,000
Amite, Mississippi 9 $ 1,027,000 $ 114,111 $ 108,000
New Hanover, North Carolina 9 $ 1,508,000 $ 167,555 $ 49,000
Ottawa, Oklahoma 9 $ 1,289,000 $ 143,222 $ 236,000
DeKalb, Tennessee 9 $ 890,000 $ 98,888 $ 67,000
Smith, Tennessee 9 $ 844,000 $ 93,777 $ 54,000
Bandera, Texas 9 $ 1,114,000 $ 123,777 $ 65,000
Burnet, Texas 9 $ 888,000 $ 98,666 $ 196,000
Izard, Arkansas 8 $ 605,000 $ 75,625 $ 43,000
Logan, Arkansas 8 $ 735,000 $ 91,875 $ 64,000
Marion, Arkansas 8 $ 773,000 $ 96,625 $ 36,000
Sevier, Arkansas 8 $ 580,000 $ 72,500 $ 53,000
Park, Colorado 8 $ 1,252,000 $ 156,500 $ 91,000
Reno, Kansas 8 $ 540,000 $ 67,500 $ 55,000
Washington, Minnesota 8 $ 2,094,000 $ 261,750 $ 136,000
Clay, Mississippi 8 $ 1,033,000 $ 129,125 $ 82,000
Carteret, North Carolina 8 $ 1,530,000 $ 191,250 $ 156,000
Pittsburg, Oklahoma 8 $ 894,000 $ 111,750 $ 78,000
Horry, South Carolina 8 $ 857,000 $ 107,125 $ 124,000
Sevier, Tennessee 8 $ 1,294,000 $ 161,750 $ 72,000
Cameron, Texas 8 $ 1,210,000 $ 151,250 $ 111,000
Hopkins, Texas 8 $ 298,000 $ 37,250 $ 46,000
Leon, Texas 8 $ 151,000 $ 18,875 $ 35,000
Winston, Alabama 7 $ 1,154,000 $ 164,857 $ 121,000
Ashley, Arkansas 7 $ 494,000 $ 70,571 $ 83,000
Chicot, Arkansas 7 $ 452,000 $ 64,571 $ 63,000
Greene, Arkansas 7 $ 495,000 $ 70,714 $ 45,000
Poinsett, Arkansas 7 $ 413,000 $ 59,000 $ 57,000
Randolph, Arkansas 7 $ 894,000 $ 127,714 $ 45,000
Gunnison, Colorado 7 $ 1,314,000 $ 187,714 $ 77,000
Broward, Florida 7 $ 1,600,000 $ 228,571 $ 86,000
Douglas, Kansas 7 $ 788,000 $ 112,571 $ 89,000
Shawnee, Kansas 7 $ 704,000 $ 100,571 $ 47,000
Bourbon, Kentucky 7 $ 1,077,000 $ 153,857 $ 39,000
Frederick, Maryland 7 $ 1,372,000 $ 196,000 $ 72,000
Carroll, Mississippi 7 $ 812,000 $ 116,000 $ 73,000
Copiah, Mississippi 7 $ 906,000 $ 129,428 $ 62,000
Lauderdale, Mississippi 7 $ 803,000 $ 114,714 $ 55,000
Marion, Mississippi 7 $ 666,000 $ 95,142 $ 56,000
Walthall, Mississippi 7 $ 354,000 $ 50,571 $ 81,000
Ray, Missouri 7 $ 762,000 $ 108,857 $ 35,000
Sandoval, New Mexico 7 $ 1,243,000 $ 177,571 $ 60,000
Dare, North Carolina 7 $ 1,106,000 $ 158,000 $ 76,000
Johnston, North Carolina 7 $ 925,000 $ 132,142 $ 76,000
Lincoln, North Carolina 7 $ 1,199,000 $ 171,285 $ 70,000
Watauga, North Carolina 7 $ 1,150,000 $ 164,285 $ 119,000
Muskogee, Oklahoma 7 $ 798,000 $ 114,000 $ 67,000
Davidson, Tennessee 7 $ 1,136,000 $ 162,285 $ 70,000
Delta, Texas 7 $ 484,000 $ 69,142 $ 50,000
Kendall, Texas 7 $ 1,376,000 $ 196,571 $ 93,000
Liberty, Texas 7 $ 369,000 $ 52,714 $ 64,000
Medina, Texas 7 $ 707,000 $ 101,000 $ 65,000
Franklin, Virginia 7 $ 747,000 $ 106,714 $ 53,000
Prince William, Virginia 7 $ 1,179,000 $ 168,428 $ 102,000
Snohomish, Washington 7 $ 1,380,000 $ 197,142 $ 76,000
Monroe, Alabama 6 $ 435,000 $ 72,500 $ 52,000
Desha, Arkansas 6 $ 543,000 $ 90,500 $ 85,000
Jackson, Arkansas 6 $ 452,000 $ 75,333 $ 56,000
Lawrence, Arkansas 6 $ 537,000 $ 89,500 $ 66,000
Van Buren, Arkansas 6 $ 872,000 $ 145,333 $ 76,000
Woodruff, Arkansas 6 $ 386,000 $ 64,333 $ 59,000
Gadsden, Florida 6 $ 783,000 $ 130,500 $ 105,000
Holmes, Florida 6 $ 436,000 $ 72,666 $ 92,000
Martin, Florida 6 $ 913,000 $ 152,166 $ 100,000
Pasco, Florida 6 $ 779,000 $ 129,833 $ 48,000
Wakulla, Florida 6 $ 1,043,000 $ 173,833 $ 78,000
Cherokee, Georgia 6 $ 1,678,000 $ 279,666 $ 82,000
Story, Iowa 6 $ 656,000 $ 109,333 $ 46,000
Carver, Minnesota 6 $ 1,722,000 $ 287,000 $ 129,000
Wright, Minnesota 6 $ 954,000 $ 159,000 $ 46,000
Coahoma, Mississippi 6 $ 460,000 $ 76,666 $ 39,000
DeSoto, Mississippi 6 $ 916,000 $ 152,666 $ 90,000
Jasper, Mississippi 6 $ 575,000 $ 95,833 $ 58,000
Guilford, North Carolina 6 $ 904,000 $ 150,666 $ 85,000
McClain, Oklahoma 6 $ 794,000 $ 132,333 $ 44,000
McCurtain, Oklahoma 6 $ 383,000 $ 63,833 $ 66,000
Charleston, South Carolina 6 $ 1,388,000 $ 231,333 $ 111,000
Bastrop, Texas 6 $ 600,000 $ 100,000 $ 65,000
Hill, Texas 6 $ 778,000 $ 129,666 $ 88,000
Dallas, Alabama 5 $ 970,000 $ 194,000 $ 103,000
Franklin, Alabama 5 $ 550,000 $ 110,000 $ 67,000
Lowndes, Alabama 5 $ 611,000 $ 122,200 $ 74,000
Walker, Alabama 5 $ 516,000 $ 103,200 $ 73,000
Lafayette, Arkansas 5 $ 157,000 $ 31,400 $ 25,000
Union, Arkansas 5 $ 418,000 $ 83,600 $ 41,000
Elbert, Colorado 5 $ 885,000 $ 177,000 $ 69,000
Pitkin, Colorado 5 $ 1,741,000 $ 348,200 $ 202,000
San Miguel, Colorado 5 $ 1,011,000 $ 202,200 $ 214,000
Brevard, Florida 5 $ 852,000 $ 170,400 $ 213,000
Hancock, Indiana 5 $ 581,000 $ 116,200 $ 52,000
Hendricks, Indiana 5 $ 607,000 $ 121,400 $ 78,000
Johnson, Indiana 5 $ 525,000 $ 105,000 $ 55,000
Cedar, Iowa 5 $ 364,000 $ 72,800 $ 47,000
Scott, Kentucky 5 $ 763,000 $ 152,600 $ 65,000
Anne Arundel, Maryland 5 $ 909,000 $ 181,800 $ 78,000
Tishomingo, Mississippi 5 $ 347,000 $ 69,400 $ 44,000
Bryan, Oklahoma 5 $ 593,000 $ 118,600 $ 57,000
Sequoyah, Oklahoma 5 $ 429,000 $ 85,800 $ 85,000
Jeff Davis, Texas 5 $ 628,000 $ 125,600 $ 57,000
Midland, Texas 5 $ 300,000 $ 60,000 $ 64,000
San Jacinto, Texas 5 $ 565,000 $ 113,000 $ 136,000
Titus, Texas 5 $ 353,000 $ 70,600 $ 52,000
Wilson, Texas 5 $ 597,000 $ 119,400 $ 90,000
Bedford, Virginia 5 $ 635,000 $ 127,000 $ 69,000
Salem, Virginia 5 $ 490,000 $ 98,000 $ 39,000
Thurston, Washington 5 $ 658,000 $ 131,600 $ 77,000
Ozaukee, Wisconsin 5 $ 858,000 $ 171,600 $ 88,000
Chilton, Alabama 4 $ 434,000 $ 108,500 $ 49,000
Yavapai, Arizona 4 $ 411,000 $ 102,750 $ 31,000
Arkansas, Arkansas 4 $ 501,000 $ 125,250 $ 78,000
Clark, Arkansas 4 $ 314,000 $ 78,500 $ 63,000
Columbia, Arkansas 4 $ 335,000 $ 83,750 $ 92,000
Nevada, Arkansas 4 $ 175,000 $ 43,750 $ 57,000
Garfield, Colorado 4 $ 848,000 $ 212,000 $ 115,000
Morgan, Colorado 4 $ 545,000 $ 136,250 $ 68,000
Calhoun, Florida 4 $ 334,000 $ 83,500 $ 62,000
Floyd, Indiana 4 $ 461,000 $ 115,250 $ 33,000
Muscatine, Iowa 4 $ 545,000 $ 136,250 $ 48,000
Riley, Kansas 4 $ 496,000 $ 124,000 $ 72,000
Shelby, Kentucky 4 $ 801,000 $ 200,250 $ 64,000
Woodford, Kentucky 4 $ 400,000 $ 100,000 $ 78,000
Clarke, Mississippi 4 $ 320,000 $ 80,000 $ 64,000
Stone, Mississippi 4 $ 365,000 $ 91,250 $ 58,000
Sunflower, Mississippi 4 $ 521,000 $ 130,250 $ 69,000
Winston, Mississippi 4 $ 459,000 $ 114,750 $ 61,000
Yalobusha, Mississippi 4 $ 264,000 $ 66,000 $ 42,000
Clinton, Missouri 4 $ 587,000 $ 146,750 $ 39,000
Washoe, Nevada 4 $ 1,140,000 $ 285,000 $ 169,000
Hillsborough, New Hampshire 4 $ 516,000 $ 129,000 $ 60,000
Santa Fe, New Mexico 4 $ 928,000 $ 232,000 $ 93,000
Catawba, North Carolina 4 $ 637,000 $ 159,250 $ 82,000
Cumberland, North Carolina 4 $ 330,000 $ 82,500 $ 96,000
Pitt, North Carolina 4 $ 397,000 $ 99,250 $ 64,000
Carter, Oklahoma 4 $ 392,000 $ 98,000 $ 65,000
Craig, Oklahoma 4 $ 509,000 $ 127,250 $ 213,000
Kay, Oklahoma 4 $ 312,000 $ 78,000 $ 60,000
Le Flore, Oklahoma 4 $ 369,000 $ 92,250 $ 54,000
Hardin, Tennessee 4 $ 390,000 $ 97,500 $ 94,000
Brown, Texas 4 $ 281,000 $ 70,250 $ 103,000
Franklin, Texas 4 $ 434,000 $ 108,500 $ 144,000
Hidalgo, Texas 4 $ 364,000 $ 91,000 $ 39,000
Navarro, Texas 4 $ 562,000 $ 140,500 $ 146,000
Palo Pinto, Texas 4 $ 697,000 $ 174,250 $ 283,000
Rains, Texas 4 $ 418,000 $ 104,500 $ 61,000
Taylor, Texas 4 $ 379,000 $ 94,750 $ 56,000
Washington, Texas 4 $ 724,000 $ 181,000 $ 92,000
Iron, Utah 4 $ 523,000 $ 130,750 $ 57,000
Summit, Utah 4 $ 2,126,000 $ 531,500 $ 528,000
Tooele, Utah 4 $ 468,000 $ 117,000 $ 63,000
Alexandria, Virginia 4 $ 1,059,000 $ 264,750 $ 96,000
Dane, Wisconsin 4 $ 635,000 $ 158,750 $ 74,000
Page:

Mortgage Loan Application Detail Totals for Capital One NA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 47,219 $5,454,124,000 $151,179 $2,100,000 $96,666 $9,999,000
Home Purchase (one-to-four family) 16,620 $2,064,870,000 $170,194 $1,200,000 $85,722 $2,700,000
Home Improvement (one-to-four family) 11,673 $312,269,000 $28,583 $747,000 $86,750 $4,950,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 152 $203,312,000 $3,992,200 $26,500,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 59,349 $6,612,191,000 $151,875 $2,100,000 $92,150 $9,999,000
Black 7,388 $434,268,000 $128,375 $884,000 $66,625 $864,000
Information not provided by applicant in mail or telephone application 4,886 $381,458,000 $151,147 $1,377,000 $100,705 $2,357,000
Hispanic 1,469 $140,582,000 $144,777 $1,000,000 $63,259 $886,000
Asian or Pacific Islander 857 $100,689,000 $154,260 $608,000 $77,347 $1,000,000
Not applicable 806 $278,024,000 $218,727 $26,500,000 $73,863 $1,723,000
Other 531 $63,819,000 $152,956 $647,000 $108,478 $1,308,000
American Indian or Alaskan Native 378 $23,544,000 $105,666 $340,000 $58,933 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 72,708 $7,728,308,000 $158,804 $26,500,000 $98,731 $9,999,000
FHA-insured (Federal Housing Administration) 1,976 $197,236,000 $132,521 $441,000 $44,130 $376,000
VA-guaranteed (Veterans Administration) 813 $99,269,000 $147,130 $240,000 $51,000 $174,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 167 $9,762,000 $88,000 $156,000 $38,142 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 40,272 $4,198,415,000 $159,027 $15,745,000 $114,111 $4,359,000
Loan Purchased By The Institution 18,096 $2,677,703,000 $167,026 $650,000 $92,500 $9,999,000
Application Denied By Financial Institution 9,732 $520,713,000 $139,620 $2,100,000 $57,034 $1,680,000
Application Approved But Not Accepted 7,387 $513,053,000 $134,347 $2,500,000 $74,956 $4,950,000
Application Withdrawn By Applicant 138 $119,073,000 $381,470 $26,500,000 $106,588 $1,140,000
File Closed For Incompleteness 39 $5,618,000 $117,000 $2,500,000 $62,000 $202,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,158 $229,990,000 $120,545 $800,000 $53,090 $1,332,000
Collateral 1,412 $85,414,000 $121,409 $607,000 $44,227 $694,000
Debt-To-Income Ratio 1,085 $94,923,000 $182,052 $2,100,000 $69,631 $1,105,000
Credit Application Incomplete 606 $70,529,000 $147,277 $725,000 $105,000 $1,680,000
Other 389 $30,218,000 $171,437 $1,040,000 $51,812 $576,000
Employment History 52 $5,807,000 $147,571 $500,000 $68,000 $410,000
Insufficient Cash (Downpayment, Closing Cost) 26 $3,222,000 $92,600 $537,000 $57,600 $357,000
Unverifiable Information 4 $610,000 $189,666 $524,000 $21,666 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Louisiana Lender List