Capital One, National Association Mortgage Lending & HMDA Data, 2013

In 2013, Capital One, National Association of Plano, TX reported 37,475 mortgage applications totaling $7.5 billion. The average application was for $199,495, and applicants reported an average income of $101,423. 33% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (3,572), New Orleans-Metairie-Kenner, LA (2,970) and Washington-Arlington-Alexandria, DC-VA-MD-WV (2,292) (applications in parentheses).

Mortgage Company & Address Capital One, National Association
7933 Preston Road
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 37,475
Total Mortgage Loan Application Amount $7,476,108,000
Average Mortgage Loan Application Amount $199,495
Highest Mortgage Loan Application Amount $99,000,000
Average Applicant Income $101,423
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One, National Association by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,552 $ 306,135,000 $ 119,958 $ 73,000
Orleans, Louisiana 1,091 $ 100,803,000 $ 92,395 $ 71,000
Jefferson, Louisiana 990 $ 87,344,000 $ 88,226 $ 74,000
Montgomery, Maryland 943 $ 278,469,000 $ 295,301 $ 122,000
East Baton Rouge, Louisiana 922 $ 75,311,000 $ 81,682 $ 78,000
Suffolk, New York 915 $ 179,166,000 $ 195,809 $ 108,000
Hidalgo, Texas 891 $ 38,691,000 $ 43,424 $ 53,000
Cameron, Texas 820 $ 39,012,000 $ 47,575 $ 50,000
Dallas, Texas 691 $ 76,393,000 $ 110,554 $ 67,000
Nassau, New York 645 $ 136,750,000 $ 212,015 $ 136,000
Queens, New York 568 $ 109,134,000 $ 192,137 $ 95,000
Fairfax, Virginia 556 $ 273,953,000 $ 492,721 $ 159,000
Fort Bend, Texas 531 $ 74,942,000 $ 141,133 $ 89,000
St. Tammany, Louisiana 497 $ 55,510,000 $ 111,690 $ 87,000
Calcasieu, Louisiana 493 $ 40,618,000 $ 82,389 $ 70,000
Prince George's, Maryland 458 $ 72,768,000 $ 158,882 $ 93,000
Baltimore City, Maryland 450 $ 19,122,000 $ 42,493 $ 59,000
Caddo, Louisiana 434 $ 28,938,000 $ 66,677 $ 58,000
Lafourche, Louisiana 434 $ 38,108,000 $ 87,806 $ 77,000
Kings, New York 424 $ 113,865,000 $ 268,549 $ 83,000
Terrebonne, Louisiana 400 $ 33,209,000 $ 83,022 $ 73,000
Tarrant, Texas 371 $ 20,066,000 $ 54,086 $ 69,000
Los Angeles, California 359 $ 210,545,000 $ 586,476 $ 189,000
District of Columbia, District Of Columbia 350 $ 157,946,000 $ 451,274 $ 131,000
Jefferson, Texas 342 $ 18,964,000 $ 55,450 $ 63,000
Maricopa, Arizona 331 $ 155,257,000 $ 469,054 $ 148,000
Rapides, Louisiana 289 $ 21,409,000 $ 74,079 $ 81,000
Bexar, Texas 275 $ 51,325,000 $ 186,636 $ 69,000
Loudoun, Virginia 270 $ 66,511,000 $ 246,337 $ 127,000
Lafayette, Louisiana 265 $ 24,473,000 $ 92,350 $ 79,000
Baltimore, Maryland 254 $ 25,758,000 $ 101,409 $ 87,000
Montgomery, Texas 252 $ 112,196,000 $ 445,222 $ 83,000
Middlesex, New Jersey 249 $ 36,234,000 $ 145,518 $ 140,000
Prince William, Virginia 241 $ 43,755,000 $ 181,556 $ 109,000
Livingston, Louisiana 235 $ 21,880,000 $ 93,106 $ 66,000
Collin, Texas 209 $ 29,158,000 $ 139,511 $ 111,000
Travis, Texas 199 $ 23,454,000 $ 117,859 $ 89,000
Smith, Texas 198 $ 8,211,000 $ 41,469 $ 50,000
Cook, Illinois 195 $ 59,918,000 $ 307,271 $ 174,000
Ascension, Louisiana 194 $ 21,460,000 $ 110,618 $ 88,000
Nueces, Texas 194 $ 3,404,000 $ 17,546 $ 43,000
Hudson, New Jersey 189 $ 98,763,000 $ 522,555 $ 89,000
Anne Arundel, Maryland 187 $ 104,380,000 $ 558,181 $ 113,000
Essex, New Jersey 187 $ 28,071,000 $ 150,112 $ 104,000
Ouachita, Louisiana 178 $ 10,580,000 $ 59,438 $ 61,000
Westchester, New York 178 $ 50,964,000 $ 286,314 $ 172,000
Bergen, New Jersey 177 $ 49,519,000 $ 279,768 $ 183,000
Tangipahoa, Louisiana 163 $ 15,122,000 $ 92,773 $ 64,000
Monmouth, New Jersey 154 $ 30,340,000 $ 197,012 $ 194,000
Galveston, Texas 153 $ 26,594,000 $ 173,816 $ 75,000
St. Bernard, Louisiana 152 $ 9,987,000 $ 65,703 $ 59,000
Ocean, New Jersey 145 $ 14,561,000 $ 100,420 $ 89,000
Orange, California 144 $ 86,390,000 $ 599,930 $ 182,000
Washington, Louisiana 139 $ 7,298,000 $ 52,503 $ 48,000
Bossier, Louisiana 138 $ 11,544,000 $ 83,652 $ 64,000
Avoyelles, Louisiana 136 $ 8,509,000 $ 62,566 $ 54,000
Denton, Texas 135 $ 36,668,000 $ 271,614 $ 109,000
Howard, Maryland 133 $ 52,258,000 $ 392,917 $ 139,000
Bowie, Texas 133 $ 9,083,000 $ 68,293 $ 68,000
Santa Clara, California 132 $ 76,095,000 $ 576,477 $ 208,000
Bronx, New York 132 $ 46,878,000 $ 355,136 $ 78,000
Richmond, New York 130 $ 25,055,000 $ 192,730 $ 101,000
San Diego, California 127 $ 57,630,000 $ 453,779 $ 202,000
New Castle, Delaware 127 $ 63,026,000 $ 496,267 $ 102,000
Morris, New Jersey 123 $ 47,579,000 $ 386,821 $ 111,000
Frederick, Maryland 120 $ 19,134,000 $ 159,450 $ 105,000
Clark, Nevada 118 $ 41,699,000 $ 353,381 $ 113,000
Orange, Texas 118 $ 7,744,000 $ 65,627 $ 62,000
St. Charles, Louisiana 116 $ 10,919,000 $ 94,129 $ 78,000
Mercer, New Jersey 114 $ 22,742,000 $ 199,491 $ 188,000
St. John the Baptist, Louisiana 113 $ 7,962,000 $ 70,460 $ 63,000
New York, New York 112 $ 231,132,000 $ 2,063,678 $ 275,000
King, Washington 112 $ 51,494,000 $ 459,767 $ 208,000
Broward, Florida 111 $ 30,111,000 $ 271,270 $ 146,000
Gregg, Texas 109 $ 3,550,000 $ 32,568 $ 50,000
Iberia, Louisiana 107 $ 9,642,000 $ 90,112 $ 62,000
Alameda, California 106 $ 48,355,000 $ 456,179 $ 183,000
Fairfield, Connecticut 103 $ 41,301,000 $ 400,980 $ 236,000
New Haven, Connecticut 102 $ 15,484,000 $ 151,803 $ 79,000
Vermilion, Louisiana 102 $ 6,565,000 $ 64,362 $ 73,000
Contra Costa, California 100 $ 53,712,000 $ 537,120 $ 185,000
Williamson, Texas 99 $ 10,877,000 $ 109,868 $ 88,000
Union, New Jersey 98 $ 17,486,000 $ 178,428 $ 91,000
Miami-Dade, Florida 97 $ 32,156,000 $ 331,505 $ 227,000
Hennepin, Minnesota 94 $ 27,948,000 $ 297,319 $ 194,000
Wake, North Carolina 92 $ 69,993,000 $ 760,793 $ 129,000
Philadelphia, Pennsylvania 91 $ 24,657,000 $ 270,956 $ 101,000
Palm Beach, Florida 90 $ 23,154,000 $ 257,266 $ 160,000
De Soto, Louisiana 90 $ 6,194,000 $ 68,822 $ 62,000
Jefferson Davis, Louisiana 90 $ 6,659,000 $ 73,988 $ 85,000
Arlington, Virginia 90 $ 30,421,000 $ 338,011 $ 152,000
Oakland, Michigan 84 $ 18,923,000 $ 225,273 $ 151,000
Morehouse, Louisiana 83 $ 4,073,000 $ 49,072 $ 45,000
Harrison, Texas 83 $ 4,911,000 $ 59,168 $ 72,000
Middlesex, Massachusetts 82 $ 27,761,000 $ 338,548 $ 161,000
Victoria, Texas 80 $ 3,473,000 $ 43,412 $ 56,000
Ulster, New York 79 $ 14,643,000 $ 185,354 $ 284,000
Sussex, Delaware 76 $ 17,932,000 $ 235,947 $ 118,000
Fulton, Georgia 75 $ 27,796,000 $ 370,613 $ 245,000
Riverside, California 74 $ 20,982,000 $ 283,540 $ 156,000
Somerset, New Jersey 74 $ 18,775,000 $ 253,716 $ 142,000
Mecklenburg, North Carolina 74 $ 39,547,000 $ 534,418 $ 161,000
Rockland, New York 73 $ 14,523,000 $ 198,945 $ 171,000
Anderson, Texas 73 $ 4,803,000 $ 65,794 $ 82,000
Assumption, Louisiana 72 $ 5,609,000 $ 77,902 $ 60,000
Wharton, Texas 72 $ 5,143,000 $ 71,430 $ 67,000
Passaic, New Jersey 71 $ 10,842,000 $ 152,704 $ 149,000
San Bernardino, California 68 $ 13,622,000 $ 200,323 $ 111,000
Montgomery, Pennsylvania 67 $ 20,204,000 $ 301,552 $ 179,000
DeKalb, Georgia 63 $ 13,657,000 $ 216,777 $ 140,000
Chester, Pennsylvania 63 $ 17,061,000 $ 270,809 $ 156,000
Hampton, Virginia 62 $ 7,475,000 $ 120,564 $ 84,000
Henrico, Virginia 62 $ 24,836,000 $ 400,580 $ 138,000
Gwinnett, Georgia 59 $ 11,283,000 $ 191,237 $ 109,000
Orange, Florida 58 $ 22,639,000 $ 390,327 $ 132,000
Allen, Louisiana 57 $ 4,082,000 $ 71,614 $ 87,000
St. Mary, Louisiana 56 $ 3,236,000 $ 57,785 $ 66,000
Angelina, Texas 56 $ 2,585,000 $ 46,160 $ 57,000
Newport News, Virginia 56 $ 8,783,000 $ 156,839 $ 88,000
Wayne, Michigan 55 $ 6,614,000 $ 120,254 $ 86,000
Delaware, Pennsylvania 55 $ 10,883,000 $ 197,872 $ 116,000
Pima, Arizona 54 $ 18,037,000 $ 334,018 $ 176,000
DuPage, Illinois 54 $ 14,311,000 $ 265,018 $ 166,000
Cobb, Georgia 53 $ 12,593,000 $ 237,603 $ 164,000
Sacramento, California 50 $ 13,846,000 $ 276,920 $ 114,000
Norfolk, Massachusetts 50 $ 21,046,000 $ 420,920 $ 185,000
Cass, Texas 50 $ 3,583,000 $ 71,660 $ 73,000
Alexandria, Virginia 50 $ 15,454,000 $ 309,080 $ 211,000
Ventura, California 49 $ 21,489,000 $ 438,551 $ 160,000
Denver, Colorado 49 $ 18,081,000 $ 369,000 $ 230,000
Grant, Louisiana 48 $ 3,980,000 $ 82,916 $ 63,000
Lehigh, Pennsylvania 48 $ 22,500,000 $ 468,750 $ 247,000
Cherokee, Texas 47 $ 2,551,000 $ 54,276 $ 50,000
Hartford, Connecticut 46 $ 9,764,000 $ 212,260 $ 165,000
Colorado, Texas 46 $ 3,892,000 $ 84,608 $ 56,000
San Mateo, California 45 $ 26,317,000 $ 584,822 $ 209,000
Charles, Maryland 45 $ 6,301,000 $ 140,022 $ 117,000
Essex, Massachusetts 45 $ 14,497,000 $ 322,155 $ 223,000
St. Louis, Missouri 43 $ 10,730,000 $ 249,534 $ 132,000
Fauquier, Virginia 43 $ 8,336,000 $ 193,860 $ 102,000
Wood, Texas 42 $ 2,608,000 $ 62,095 $ 58,000
Macomb, Michigan 41 $ 5,207,000 $ 127,000 $ 79,000
Arapahoe, Colorado 40 $ 14,371,000 $ 359,275 $ 191,000
Pinellas, Florida 39 $ 6,453,000 $ 165,461 $ 322,000
Bucks, Pennsylvania 39 $ 11,901,000 $ 305,153 $ 171,000
Lee, Florida 38 $ 7,985,000 $ 210,131 $ 155,000
Cuyahoga, Ohio 38 $ 6,115,000 $ 160,921 $ 108,000
Allegheny, Pennsylvania 38 $ 4,818,000 $ 126,789 $ 114,000
Spotsylvania, Virginia 38 $ 5,629,000 $ 148,131 $ 96,000
York, Virginia 38 $ 8,457,000 $ 222,552 $ 106,000
Washington, Maryland 37 $ 4,245,000 $ 114,729 $ 79,000
Austin, Texas 37 $ 2,987,000 $ 80,729 $ 67,000
Jefferson, Colorado 36 $ 9,646,000 $ 267,944 $ 122,000
St. Landry, Louisiana 36 $ 2,761,000 $ 76,694 $ 92,000
Douglas, Colorado 35 $ 12,502,000 $ 357,200 $ 175,000
Camden, New Jersey 35 $ 5,186,000 $ 148,171 $ 97,000
Stafford, Virginia 35 $ 6,572,000 $ 187,771 $ 139,000
Boulder, Colorado 34 $ 14,445,000 $ 424,852 $ 163,000
Hillsborough, Florida 34 $ 6,199,000 $ 182,323 $ 142,000
Calvert, Maryland 34 $ 5,009,000 $ 147,323 $ 121,000
Greenville, South Carolina 34 $ 7,964,000 $ 234,235 $ 134,000
Brevard, Florida 33 $ 6,406,000 $ 194,121 $ 117,000
Lake, Illinois 33 $ 12,023,000 $ 364,333 $ 242,000
Carroll, Maryland 33 $ 6,150,000 $ 186,363 $ 93,000
Gloucester, New Jersey 33 $ 5,251,000 $ 159,121 $ 107,000
Calhoun, Texas 33 $ 1,809,000 $ 54,818 $ 64,000
Webster, Louisiana 32 $ 2,393,000 $ 74,781 $ 69,000
Worcester, Massachusetts 32 $ 6,588,000 $ 205,875 $ 115,000
Bernalillo, New Mexico 32 $ 8,063,000 $ 251,968 $ 154,000
Lamar, Texas 32 $ 1,963,000 $ 61,343 $ 69,000
San Francisco, California 31 $ 15,568,000 $ 502,193 $ 186,000
Orange, New York 31 $ 27,628,000 $ 891,225 $ 96,000
Acadia, Louisiana 30 $ 2,141,000 $ 71,366 $ 104,000
Madison, Louisiana 30 $ 1,233,000 $ 41,100 $ 57,000
Burlington, New Jersey 30 $ 7,322,000 $ 244,066 $ 152,000
Miller, Arkansas 29 $ 2,167,000 $ 74,724 $ 64,000
Sussex, New Jersey 29 $ 5,110,000 $ 176,206 $ 112,000
Jefferson, Alabama 28 $ 5,311,000 $ 189,678 $ 132,000
Franklin, Ohio 28 $ 4,670,000 $ 166,785 $ 110,000
Multnomah, Oregon 28 $ 11,898,000 $ 424,928 $ 168,000
Sarasota, Florida 27 $ 92,340,000 $ 3,420,000 $ 172,000
Will, Illinois 27 $ 3,932,000 $ 145,629 $ 100,000
Polk, Iowa 27 $ 32,129,000 $ 1,189,962 $ 103,000
St. Martin, Louisiana 27 $ 2,545,000 $ 94,259 $ 77,000
Brazoria, Texas 27 $ 3,124,000 $ 115,703 $ 71,000
Chesterfield, Virginia 27 $ 21,132,000 $ 782,666 $ 82,000
Sonoma, California 26 $ 9,677,000 $ 372,192 $ 137,000
Forsyth, Georgia 26 $ 6,162,000 $ 237,000 $ 120,000
Lake, Indiana 26 $ 2,866,000 $ 110,230 $ 77,000
Marion, Indiana 26 $ 3,572,000 $ 137,384 $ 88,000
Iberville, Louisiana 26 $ 2,146,000 $ 82,538 $ 84,000
Oklahoma, Oklahoma 26 $ 106,508,000 $ 4,096,461 $ 106,000
Salt Lake, Utah 26 $ 10,014,000 $ 385,153 $ 163,000
Kern, California 25 $ 3,435,000 $ 137,400 $ 101,000
Guilford, North Carolina 25 $ 5,428,000 $ 217,120 $ 102,000
Shelby, Tennessee 25 $ 3,179,000 $ 127,160 $ 75,000
Matagorda, Texas 25 $ 1,090,000 $ 43,600 $ 45,000
Richmond City, Virginia 25 $ 4,778,000 $ 191,120 $ 114,000
El Paso, Colorado 24 $ 5,013,000 $ 208,875 $ 125,000
Washington, Oregon 24 $ 7,130,000 $ 297,083 $ 151,000
Manatee, Florida 23 $ 6,800,000 $ 295,652 $ 168,000
Pasco, Florida 23 $ 2,890,000 $ 125,652 $ 75,000
Washtenaw, Michigan 23 $ 4,838,000 $ 210,347 $ 145,000
Dakota, Minnesota 23 $ 3,731,000 $ 162,217 $ 90,000
Atlantic, New Jersey 23 $ 4,838,000 $ 210,347 $ 170,000
Manassas, Virginia 23 $ 3,349,000 $ 145,608 $ 77,000
Sedgwick, Kansas 22 $ 2,753,000 $ 125,136 $ 88,000
East Carroll, Louisiana 22 $ 913,000 $ 41,500 $ 64,000
West Baton Rouge, Louisiana 22 $ 1,772,000 $ 80,545 $ 88,000
Washoe, Nevada 22 $ 8,027,000 $ 364,863 $ 197,000
Tulsa, Oklahoma 22 $ 3,802,000 $ 172,818 $ 100,000
Richland, South Carolina 22 $ 92,642,000 $ 4,211,000 $ 83,000
Virginia Beach, Virginia 22 $ 4,654,000 $ 211,545 $ 111,000
Kent, Delaware 21 $ 3,370,000 $ 160,476 $ 90,000
Ada, Idaho 21 $ 3,940,000 $ 187,619 $ 91,000
Johnson, Kansas 21 $ 4,476,000 $ 213,142 $ 151,000
Jefferson, Kentucky 21 $ 15,647,000 $ 745,095 $ 72,000
Suffolk, Massachusetts 21 $ 21,475,000 $ 1,022,619 $ 131,000
Washington, Minnesota 21 $ 5,235,000 $ 249,285 $ 133,000
Hunterdon, New Jersey 21 $ 4,363,000 $ 207,761 $ 106,000
Fresno, California 20 $ 3,827,000 $ 191,350 $ 134,000
Placer, California 20 $ 8,279,000 $ 413,950 $ 191,000
Honolulu, Hawaii 20 $ 8,468,000 $ 423,400 $ 158,000
Plymouth, Massachusetts 20 $ 4,814,000 $ 240,700 $ 150,000
Anoka, Minnesota 20 $ 2,963,000 $ 148,150 $ 96,000
Erie, New York 20 $ 1,607,000 $ 80,350 $ 61,000
Washington, Texas 20 $ 1,878,000 $ 93,900 $ 75,000
Larimer, Colorado 19 $ 4,105,000 $ 216,052 $ 76,000
Collier, Florida 19 $ 5,326,000 $ 280,315 $ 233,000
Duval, Florida 19 $ 3,456,000 $ 181,894 $ 128,000
Volusia, Florida 19 $ 4,013,000 $ 211,210 $ 141,000
Claiborne, Louisiana 19 $ 1,059,000 $ 55,736 $ 70,000
West Carroll, Louisiana 19 $ 1,505,000 $ 79,210 $ 122,000
Jackson, Missouri 19 $ 2,453,000 $ 129,105 $ 85,000
Douglas, Nebraska 19 $ 2,834,000 $ 149,157 $ 91,000
Davidson, Tennessee 19 $ 2,956,000 $ 155,578 $ 67,000
Albemarle, Virginia 19 $ 20,122,000 $ 1,059,052 $ 111,000
Marin, California 18 $ 11,197,000 $ 622,055 $ 233,000
Adams, Colorado 18 $ 4,626,000 $ 257,000 $ 107,000
Seminole, Florida 18 $ 3,255,000 $ 180,833 $ 122,000
Ramsey, Minnesota 18 $ 3,285,000 $ 182,500 $ 100,000
Horry, South Carolina 18 $ 2,957,000 $ 164,277 $ 99,000
York, South Carolina 18 $ 2,476,000 $ 137,555 $ 76,000
Guadalupe, Texas 18 $ 1,867,000 $ 103,722 $ 58,000
Nacogdoches, Texas 18 $ 1,078,000 $ 59,888 $ 55,000
Pierce, Washington 18 $ 3,641,000 $ 202,277 $ 162,000
Snohomish, Washington 18 $ 6,008,000 $ 333,777 $ 120,000
Marion, Florida 17 $ 1,589,000 $ 93,470 $ 56,000
St. James, Louisiana 17 $ 1,496,000 $ 88,000 $ 87,000
Cecil, Maryland 17 $ 3,387,000 $ 199,235 $ 100,000
St. Mary's, Maryland 17 $ 2,211,000 $ 130,058 $ 51,000
Hillsborough, New Hampshire 17 $ 3,374,000 $ 198,470 $ 124,000
Rockingham, New Hampshire 17 $ 3,429,000 $ 201,705 $ 124,000
Buncombe, North Carolina 17 $ 2,804,000 $ 164,941 $ 93,000
Berks, Pennsylvania 17 $ 2,184,000 $ 128,470 $ 66,000
Knox, Tennessee 17 $ 3,286,000 $ 193,294 $ 142,000
Hays, Texas 17 $ 1,414,000 $ 83,176 $ 110,000
Mohave, Arizona 16 $ 1,511,000 $ 94,437 $ 57,000
Kent, Michigan 16 $ 1,860,000 $ 116,250 $ 67,000
Stearns, Minnesota 16 $ 1,979,000 $ 123,687 $ 98,000
Clackamas, Oregon 16 $ 33,229,000 $ 2,076,812 $ 231,000
Lancaster, Pennsylvania 16 $ 2,807,000 $ 175,437 $ 105,000
Camp, Texas 16 $ 1,281,000 $ 80,062 $ 108,000
Utah, Utah 16 $ 6,252,000 $ 390,750 $ 197,000
El Dorado, California 15 $ 6,729,000 $ 448,600 $ 164,000
Charlotte, Florida 15 $ 1,935,000 $ 129,000 $ 71,000
Polk, Florida 15 $ 2,050,000 $ 136,666 $ 83,000
Kane, Illinois 15 $ 3,762,000 $ 250,800 $ 176,000
Hamilton, Indiana 15 $ 3,260,000 $ 217,333 $ 127,000
Fayette, Kentucky 15 $ 2,375,000 $ 158,333 $ 87,000
East Feliciana, Louisiana 15 $ 1,441,000 $ 96,066 $ 65,000
Harford, Maryland 15 $ 3,427,000 $ 228,466 $ 127,000
Charleston, South Carolina 15 $ 5,794,000 $ 386,266 $ 199,000
Culpeper, Virginia 15 $ 1,429,000 $ 95,266 $ 76,000
James City, Virginia 15 $ 3,419,000 $ 227,933 $ 125,000
Mobile, Alabama 14 $ 1,192,000 $ 85,142 $ 69,000
San Joaquin, California 14 $ 3,426,000 $ 244,714 $ 121,000
Santa Barbara, California 14 $ 6,703,000 $ 478,785 $ 169,000
Indian River, Florida 14 $ 2,891,000 $ 206,500 $ 190,000
St. Lucie, Florida 14 $ 1,538,000 $ 109,857 $ 74,000
Evangeline, Louisiana 14 $ 848,000 $ 60,571 $ 73,000
Sabine, Louisiana 14 $ 1,202,000 $ 85,857 $ 70,000
Cumberland, Maine 14 $ 2,788,000 $ 199,142 $ 118,000
Barnstable, Massachusetts 14 $ 2,289,000 $ 163,500 $ 125,000
Lexington, South Carolina 14 $ 9,377,000 $ 669,785 $ 99,000
Chesapeake, Virginia 14 $ 2,873,000 $ 205,214 $ 87,000
Manassas Park, Virginia 14 $ 2,107,000 $ 150,500 $ 74,000
Warren, Virginia 14 $ 2,390,000 $ 170,714 $ 119,000
Spokane, Washington 14 $ 1,657,000 $ 118,357 $ 110,000
Waukesha, Wisconsin 14 $ 5,001,000 $ 357,214 $ 183,000
Stanislaus, California 13 $ 2,739,000 $ 210,692 $ 106,000
Sumter, Florida 13 $ 1,778,000 $ 136,769 $ 74,000
Cherokee, Georgia 13 $ 1,960,000 $ 150,769 $ 88,000
Hall, Georgia 13 $ 3,493,000 $ 268,692 $ 212,000
McHenry, Illinois 13 $ 3,629,000 $ 279,153 $ 197,000
Allen, Indiana 13 $ 2,335,000 $ 179,615 $ 134,000
Worcester, Maryland 13 $ 3,701,000 $ 284,692 $ 212,000
Clay, Missouri 13 $ 1,524,000 $ 117,230 $ 75,000
Cape May, New Jersey 13 $ 3,496,000 $ 268,923 $ 334,000
Santa Fe, New Mexico 13 $ 5,542,000 $ 426,307 $ 658,000
Dutchess, New York 13 $ 1,926,000 $ 148,153 $ 119,000
Summit, Ohio 13 $ 1,753,000 $ 134,846 $ 90,000
Northampton, Pennsylvania 13 $ 2,060,000 $ 158,461 $ 121,000
York, Pennsylvania 13 $ 1,842,000 $ 141,692 $ 79,000
Pinal, Arizona 12 $ 1,181,000 $ 98,416 $ 58,000
San Luis Obispo, California 12 $ 3,950,000 $ 329,166 $ 191,000
Fayette, Georgia 12 $ 2,680,000 $ 223,333 $ 111,000
Wicomico, Maryland 12 $ 2,026,000 $ 168,833 $ 101,000
Bristol, Massachusetts 12 $ 2,368,000 $ 197,333 $ 155,000
St. Charles, Missouri 12 $ 1,681,000 $ 140,083 $ 109,000
Durham, North Carolina 12 $ 1,595,000 $ 132,916 $ 81,000
Rockwall, Texas 12 $ 1,673,000 $ 139,416 $ 84,000
Upshur, Texas 12 $ 977,000 $ 81,416 $ 56,000
Washington, Utah 12 $ 2,839,000 $ 236,583 $ 141,000
Fairfax City, Virginia 12 $ 3,368,000 $ 280,666 $ 130,000
Milwaukee, Wisconsin 12 $ 2,148,000 $ 179,000 $ 135,000
Shelby, Alabama 11 $ 3,494,000 $ 317,636 $ 172,000
Coconino, Arizona 11 $ 4,540,000 $ 412,727 $ 163,000
Weld, Colorado 11 $ 2,831,000 $ 257,363 $ 95,000
Tolland, Connecticut 11 $ 2,159,000 $ 196,272 $ 97,000
Hernando, Florida 11 $ 1,036,000 $ 94,181 $ 100,000
Columbia, Georgia 11 $ 2,179,000 $ 198,090 $ 195,000
Beauregard, Louisiana 11 $ 837,000 $ 76,090 $ 58,000
Plaquemines, Louisiana 11 $ 1,737,000 $ 157,909 $ 106,000
Monroe, New York 11 $ 1,041,000 $ 94,636 $ 76,000
Sullivan, New York 11 $ 1,008,000 $ 91,636 $ 63,000
Forsyth, North Carolina 11 $ 2,198,000 $ 199,818 $ 189,000
Union, North Carolina 11 $ 4,665,000 $ 424,090 $ 235,000
Deschutes, Oregon 11 $ 2,253,000 $ 204,818 $ 118,000
Marion, Oregon 11 $ 2,226,000 $ 202,363 $ 72,000
Beaufort, South Carolina 11 $ 2,496,000 $ 226,909 $ 91,000
Norfolk, Virginia 11 $ 2,524,000 $ 229,454 $ 156,000
Monterey, California 10 $ 4,266,000 $ 426,600 $ 152,000
Solano, California 10 $ 1,956,000 $ 195,600 $ 98,000
Tulare, California 10 $ 1,373,000 $ 137,300 $ 107,000
Yolo, California 10 $ 2,372,000 $ 237,200 $ 107,000
Litchfield, Connecticut 10 $ 1,826,000 $ 182,600 $ 114,000
Middlesex, Connecticut 10 $ 2,008,000 $ 200,800 $ 111,000
Flagler, Florida 10 $ 1,388,000 $ 138,800 $ 77,000
Leon, Florida 10 $ 2,145,000 $ 214,500 $ 145,000
Martin, Florida 10 $ 1,770,000 $ 177,000 $ 116,000
Osceola, Florida 10 $ 1,574,000 $ 157,400 $ 149,000
St. Johns, Florida 10 $ 1,777,000 $ 177,700 $ 81,000
Vernon, Louisiana 10 $ 1,645,000 $ 164,500 $ 93,000
Talbot, Maryland 10 $ 2,667,000 $ 266,700 $ 155,000
Scott, Minnesota 10 $ 1,671,000 $ 167,100 $ 134,000
Harrison, Mississippi 10 $ 3,189,000 $ 318,900 $ 204,000
Sandoval, New Mexico 10 $ 1,869,000 $ 186,900 $ 82,000
Dare, North Carolina 10 $ 5,403,000 $ 540,300 $ 1,065,000
Pitt, North Carolina 10 $ 1,406,000 $ 140,600 $ 88,000
Hamilton, Tennessee 10 $ 1,673,000 $ 167,300 $ 86,000
Rutherford, Tennessee 10 $ 1,253,000 $ 125,300 $ 92,000
Hardin, Texas 10 $ 1,224,000 $ 122,400 $ 95,000
Waller, Texas 10 $ 970,000 $ 97,000 $ 59,000
Orange, Virginia 10 $ 2,800,000 $ 280,000 $ 177,000
Clark, Washington 10 $ 2,701,000 $ 270,100 $ 121,000
Whatcom, Washington 10 $ 3,585,000 $ 358,500 $ 103,000
Berkeley, West Virginia 10 $ 1,231,000 $ 123,100 $ 70,000
Baldwin, Alabama 9 $ 1,887,000 $ 209,666 $ 202,000
Pulaski, Arkansas 9 $ 1,549,000 $ 172,111 $ 81,000
Santa Cruz, California 9 $ 3,247,000 $ 360,777 $ 238,000
Alachua, Florida 9 $ 1,157,000 $ 128,555 $ 109,000
Citrus, Florida 9 $ 802,000 $ 89,111 $ 52,000
West Feliciana, Louisiana 9 $ 1,344,000 $ 149,333 $ 101,000
Livingston, Michigan 9 $ 1,414,000 $ 157,111 $ 123,000
Wright, Minnesota 9 $ 1,349,000 $ 149,888 $ 96,000
Pearl River, Mississippi 9 $ 880,000 $ 97,777 $ 65,000
Belknap, New Hampshire 9 $ 2,154,000 $ 239,333 $ 164,000
Warren, New Jersey 9 $ 1,458,000 $ 162,000 $ 86,000
New Hanover, North Carolina 9 $ 1,973,000 $ 219,222 $ 138,000
Lucas, Ohio 9 $ 2,001,000 $ 222,333 $ 181,000
Washington, Pennsylvania 9 $ 1,299,000 $ 144,333 $ 79,000
Williamson, Tennessee 9 $ 2,462,000 $ 273,555 $ 129,000
Comal, Texas 9 $ 1,616,000 $ 179,555 $ 102,000
Jasper, Texas 9 $ 567,000 $ 63,000 $ 82,000
Marion, Texas 9 $ 464,000 $ 51,555 $ 97,000
Panola, Texas 9 $ 862,000 $ 95,777 $ 59,000
Jefferson, West Virginia 9 $ 1,490,000 $ 165,555 $ 102,000
Dane, Wisconsin 9 $ 1,698,000 $ 188,666 $ 161,000
Madison, Alabama 8 $ 1,447,000 $ 180,875 $ 121,000
Napa, California 8 $ 3,187,000 $ 398,375 $ 159,000
Escambia, Florida 8 $ 2,050,000 $ 256,250 $ 216,000
Lake, Florida 8 $ 964,000 $ 120,500 $ 71,000
Clayton, Georgia 8 $ 986,000 $ 123,250 $ 81,000
Henry, Georgia 8 $ 1,555,000 $ 194,375 $ 291,000
Muscogee, Georgia 8 $ 1,178,000 $ 147,250 $ 88,000
Boone, Kentucky 8 $ 1,704,000 $ 213,000 $ 117,000
Carver, Minnesota 8 $ 2,436,000 $ 304,500 $ 148,000
Greene, Missouri 8 $ 926,000 $ 115,750 $ 65,000
Jefferson, Missouri 8 $ 923,000 $ 115,375 $ 60,000
Putnam, New York 8 $ 2,418,000 $ 302,250 $ 145,000
Saratoga, New York 8 $ 1,486,000 $ 185,750 $ 91,000
Cumberland, North Carolina 8 $ 690,000 $ 86,250 $ 54,000
Orange, North Carolina 8 $ 2,838,000 $ 354,750 $ 211,000
Geauga, Ohio 8 $ 2,012,000 $ 251,500 $ 165,000
Montgomery, Ohio 8 $ 821,000 $ 102,625 $ 57,000
Dauphin, Pennsylvania 8 $ 1,448,000 $ 181,000 $ 116,000
Lackawanna, Pennsylvania 8 $ 1,015,000 $ 126,875 $ 109,000
Luzerne, Pennsylvania 8 $ 785,000 $ 98,125 $ 93,000
Bastrop, Texas 8 $ 568,000 $ 71,000 $ 58,000
El Paso, Texas 8 $ 907,000 $ 113,375 $ 63,000
Henderson, Texas 8 $ 403,000 $ 50,375 $ 55,000
Navajo, Arizona 7 $ 1,218,000 $ 174,000 $ 132,000
Yuma, Arizona 7 $ 703,000 $ 100,428 $ 56,000
Butte, California 7 $ 1,018,000 $ 145,428 $ 65,000
Summit, Colorado 7 $ 3,202,000 $ 457,428 $ 276,000
Coweta, Georgia 7 $ 1,454,000 $ 207,714 $ 156,000
St. Joseph, Indiana 7 $ 629,000 $ 89,857 $ 88,000
Cameron, Louisiana 7 $ 1,357,000 $ 193,857 $ 173,000
St. Helena, Louisiana 7 $ 541,000 $ 77,285 $ 42,000
Kennebec, Maine 7 $ 1,016,000 $ 145,142 $ 63,000
Ottawa, Michigan 7 $ 931,000 $ 133,000 $ 87,000
St. Louis, Minnesota 7 $ 1,466,000 $ 209,428 $ 100,000
Hinds, Mississippi 7 $ 1,019,000 $ 145,571 $ 107,000
St. Louis City, Missouri 7 $ 725,000 $ 103,571 $ 57,000
Cheshire, New Hampshire 7 $ 1,083,000 $ 154,714 $ 75,000
Cumberland, New Jersey 7 $ 1,350,000 $ 192,857 $ 58,000
Albany, New York 7 $ 1,604,000 $ 229,142 $ 149,000
Schenectady, New York 7 $ 783,000 $ 111,857 $ 77,000
Cabarrus, North Carolina 7 $ 1,239,000 $ 177,000 $ 85,000
Hamilton, Ohio 7 $ 2,345,000 $ 335,000 $ 240,000
Lane, Oregon 7 $ 1,479,000 $ 211,285 $ 108,000
Beaver, Pennsylvania 7 $ 670,000 $ 95,714 $ 58,000
Erie, Pennsylvania 7 $ 806,000 $ 115,142 $ 75,000
Monroe, Pennsylvania 7 $ 740,000 $ 105,714 $ 67,000
Washington, Rhode Island 7 $ 1,245,000 $ 177,857 $ 156,000
Berkeley, South Carolina 7 $ 1,367,000 $ 195,285 $ 86,000
Dorchester, South Carolina 7 $ 903,000 $ 129,000 $ 110,000
Sumner, Tennessee 7 $ 1,073,000 $ 153,285 $ 72,000
Brazos, Texas 7 $ 1,118,000 $ 159,714 $ 132,000
Lee, Texas 7 $ 414,000 $ 59,142 $ 179,000
Parker, Texas 7 $ 695,000 $ 99,285 $ 72,000
Gloucester, Virginia 7 $ 1,132,000 $ 161,714 $ 85,000
Goochland, Virginia 7 $ 1,421,000 $ 203,000 $ 120,000
Hanover, Virginia 7 $ 1,819,000 $ 259,857 $ 124,000
Thurston, Washington 7 $ 1,003,000 $ 143,285 $ 89,000
Putnam, West Virginia 7 $ 1,287,000 $ 183,857 $ 109,000
Limestone, Alabama 6 $ 1,368,000 $ 228,000 $ 217,000
Washington, Arkansas 6 $ 1,621,000 $ 270,166 $ 122,000
Highlands, Florida 6 $ 720,000 $ 120,000 $ 84,000
Okaloosa, Florida 6 $ 1,554,000 $ 259,000 $ 357,000
Douglas, Georgia 6 $ 608,000 $ 101,333 $ 90,000
Union, Georgia 6 $ 778,000 $ 129,666 $ 77,000
White, Georgia 6 $ 513,000 $ 85,500 $ 72,000
Hawaii, Hawaii 6 $ 889,000 $ 148,166 $ 86,000
Maui, Hawaii 6 $ 1,086,000 $ 181,000 $ 51,000
Johnson, Iowa 6 $ 852,000 $ 142,000 $ 66,000
Bienville, Louisiana 6 $ 272,000 $ 45,333 $ 51,000
Lincoln, Louisiana 6 $ 560,000 $ 93,333 $ 73,000
Union, Louisiana 6 $ 570,000 $ 95,000 $ 50,000
York, Maine 6 $ 731,000 $ 121,833 $ 71,000
Bay, Michigan 6 $ 356,000 $ 59,333 $ 51,000
Ingham, Michigan 6 $ 826,000 $ 137,666 $ 109,000
Saginaw, Michigan 6 $ 493,000 $ 82,166 $ 88,000
Boone, Missouri 6 $ 655,000 $ 109,166 $ 52,000
Lancaster, Nebraska 6 $ 777,000 $ 129,500 $ 68,000
Salem, New Jersey 6 $ 707,000 $ 117,833 $ 68,000
Broome, New York 6 $ 583,000 $ 97,166 $ 72,000
Greene, New York 6 $ 560,000 $ 93,333 $ 54,000
Niagara, New York 6 $ 623,000 $ 103,833 $ 65,000
Otsego, New York 6 $ 552,000 $ 92,000 $ 88,000
Henderson, North Carolina 6 $ 783,000 $ 130,500 $ 126,000
Delaware, Ohio 6 $ 1,855,000 $ 309,166 $ 175,000
Greene, Ohio 6 $ 924,000 $ 154,000 $ 111,000
Cleveland, Oklahoma 6 $ 693,000 $ 115,500 $ 119,000
Pike, Pennsylvania 6 $ 899,000 $ 149,833 $ 87,000
Providence, Rhode Island 6 $ 1,159,000 $ 193,166 $ 140,000
Fayette, Texas 6 $ 618,000 $ 103,000 $ 54,000
Polk, Texas 6 $ 635,000 $ 105,833 $ 75,000
Rusk, Texas 6 $ 309,000 $ 51,500 $ 51,000
Starr, Texas 6 $ 479,000 $ 79,833 $ 84,000
Van Zandt, Texas 6 $ 552,000 $ 92,000 $ 74,000
Falls Church, Virginia 6 $ 1,807,000 $ 301,166 $ 177,000
Frederick, Virginia 6 $ 903,000 $ 150,500 $ 92,000
Isle of Wight, Virginia 6 $ 1,063,000 $ 177,166 $ 71,000
Louisa, Virginia 6 $ 990,000 $ 165,000 $ 126,000
Roanoke City, Virginia 6 $ 872,000 $ 145,333 $ 105,000
Suffolk, Virginia 6 $ 1,166,000 $ 194,333 $ 89,000
Kitsap, Washington 6 $ 2,231,000 $ 371,833 $ 133,000
Monongalia, West Virginia 6 $ 1,224,000 $ 204,000 $ 145,000
Anchorage, Alaska 5 $ 2,075,000 $ 415,000 $ 184,000
Yavapai, Arizona 5 $ 1,381,000 $ 276,200 $ 94,000
Benton, Arkansas 5 $ 1,319,000 $ 263,800 $ 362,000
Cleburne, Arkansas 5 $ 653,000 $ 130,600 $ 331,000
Mono, California 5 $ 1,363,000 $ 272,600 $ 386,000
Shasta, California 5 $ 789,000 $ 157,800 $ 87,000
Routt, Colorado 5 $ 2,142,000 $ 428,400 $ 108,000
New London, Connecticut 5 $ 761,000 $ 152,200 $ 144,000
Clay, Florida 5 $ 897,000 $ 179,400 $ 78,000
Walton, Florida 5 $ 1,080,000 $ 216,000 $ 378,000
Chatham, Georgia 5 $ 1,104,000 $ 220,800 $ 131,000
Jackson, Georgia 5 $ 943,000 $ 188,600 $ 114,000
Lumpkin, Georgia 5 $ 1,618,000 $ 323,600 $ 105,000
Richmond, Georgia 5 $ 723,000 $ 144,600 $ 130,000
Champaign, Illinois 5 $ 658,000 $ 131,600 $ 124,000
Kendall, Illinois 5 $ 1,200,000 $ 240,000 $ 143,000
Floyd, Indiana 5 $ 777,000 $ 155,400 $ 72,000
Hendricks, Indiana 5 $ 687,000 $ 137,400 $ 81,000
Tippecanoe, Indiana 5 $ 894,000 $ 178,800 $ 85,000
Vanderburgh, Indiana 5 $ 494,000 $ 98,800 $ 58,000
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Mortgage Loan Application Detail Totals for Capital One, National Association in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 20,370 $4,370,301,000 $214,000 $85,000,000 $108,000 $9,000,000
Home Improvement 10,845 $653,677,000 $60,000 $48,000,000 $72,000 $4,523,000
Home Purchase 6,260 $2,452,130,000 $391,000 $99,000,000 $131,000 $6,313,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,225 $3,253,429,000 $178,000 $6,800,000 $114,000 $9,000,000
Black or African American 5,831 $469,107,000 $80,000 $1,765,000 $63,000 $1,547,000
Hispanic 5,607 $463,317,000 $82,000 $1,924,000 $65,000 $3,600,000
Not Provided 4,086 $770,566,000 $188,000 $4,300,000 $146,000 $9,000,000
Asian 2,588 $588,042,000 $227,000 $2,210,000 $125,000 $5,257,000
Not applicable 650 $1,877,077,000 $2,887,000 $99,000,000 $32,000 $365,000
American Indian or Alaskan Native 379 $38,025,000 $100,000 $1,458,000 $76,000 $1,353,000
Native Hawaiian or Other Pacific Islander 109 $16,545,000 $151,000 $840,000 $102,000 $1,055,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 36,443 $7,270,617,000 $199,000 $99,000,000 $102,000 $9,000,000
FHA-insured (Federal Housing Administration) 972 $190,477,000 $195,000 $26,479,000 $63,000 $555,000
VA-guaranteed (Veterans Administration) 60 $15,014,000 $250,000 $802,000 $82,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 17,052 $2,223,978,000 $130,000 $25,000,000 $90,000 $9,000,000
Loan Originated 12,426 $3,325,725,000 $267,000 $85,000,000 $101,000 $9,000,000
File Closed For Incompleteness 3,601 $847,173,000 $235,000 $4,000,000 $154,000 $5,257,000
Application Withdrawn By Applicant 2,500 $814,437,000 $325,000 $99,000,000 $130,000 $4,523,000
Loan Purchased By The Institution 993 $149,293,000 $150,000 $463,000 $62,000 $980,000
Application Approved But Not Accepted 799 $104,294,000 $130,000 $6,800,000 $95,000 $3,063,000
Preapproval Denied by Financial Institution 104 $11,208,000 $107,000 $474,000 $33,000 $98,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8,023 $723,733,000 $90,000 $2,300,000 $93,000 $4,100,000
Debt-To-Income Ratio 4,568 $630,607,000 $138,000 $2,050,000 $53,000 $982,000
Collateral 2,568 $510,858,000 $198,000 $11,250,000 $122,000 $2,208,000
Other 1,148 $210,397,000 $183,000 $25,000,000 $128,000 $9,000,000
Unverifiable Information 344 $48,205,000 $140,000 $749,000 $101,000 $900,000
Credit Application Incomplete 289 $65,569,000 $226,000 $1,405,000 $111,000 $750,000
Employment History 136 $28,868,000 $212,000 $1,040,000 $109,000 $857,000
Insufficient Cash (Downpayment, Closing Cost) 79 $16,862,000 $213,000 $776,000 $90,000 $584,000
Mortgage Insurance Denied 1 $87,000 $87,000 $87,000 $35,000 $35,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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