Capital One, National Association Mortgage Lending & HMDA Data, 2013
In 2013, Capital One, National Association of Plano, TX reported 37,475 mortgage applications totaling $7.5 billion. The average application was for $199,495, and applicants reported an average income of $101,423. 33% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (3,572), New Orleans-Metairie-Kenner, LA (2,970) and Washington-Arlington-Alexandria, DC-VA-MD-WV (2,292) (applications in parentheses).
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 37,475 |
| Total Mortgage Loan Application Amount | $7,476,108,000 |
| Average Mortgage Loan Application Amount | $199,495 |
| Highest Mortgage Loan Application Amount | $99,000,000 |
| Average Applicant Income | $101,423 |
| Highest Applicant Income | $9,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 3,572 | $ 527,760,000 | $ 147,749 | $ 76,000 |
| New Orleans-Metairie-Kenner, LA | 2,970 | $ 274,262,000 | $ 92,344 | $ 74,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,292 | $ 708,147,000 | $ 308,964 | $ 127,792 |
| New York-White Plains-Wayne, NY-NJ | 2,062 | $ 753,093,000 | $ 365,224 | $ 120,238 |
| Nassau-Suffolk, NY | 1,560 | $ 315,916,000 | $ 202,510 | $ 120,000 |
| Baton Rouge, LA | 1,435 | $ 126,217,000 | $ 87,956 | $ 77,000 |
| Baltimore-Towson, MD | 1,077 | $ 213,269,000 | $ 198,021 | $ 87,000 |
| Bethesda-Rockville-Frederick, MD | 1,063 | $ 297,603,000 | $ 279,965 | $ 120,000 |
| Dallas-Plano-Irving, TX | 1,060 | $ 144,823,000 | $ 136,625 | $ 81,000 |
| McAllen-Edinburg-Mission, TX | 891 | $ 38,691,000 | $ 43,424 | $ 53,000 |
| Houma-Bayou Cane-Thibodaux, LA | 834 | $ 71,317,000 | $ 85,511 | $ 75,000 |
| Brownsville-Harlingen, TX | 820 | $ 39,012,000 | $ 47,575 | $ 50,000 |
| Shreveport-Bossier City, LA | 662 | $ 46,676,000 | $ 70,507 | $ 60,000 |
| Edison-New Brunswick, NJ | 622 | $ 99,910,000 | $ 160,627 | $ 142,000 |
| Lake Charles, LA | 500 | $ 41,975,000 | $ 83,950 | $ 72,000 |
| Beaumont-Port Arthur, TX | 470 | $ 27,932,000 | $ 59,429 | $ 63,000 |
| Newark-Union, NJ-PA | 464 | $ 103,508,000 | $ 223,077 | $ 103,780 |
| Fort Worth-Arlington, TX | 382 | $ 21,069,000 | $ 55,154 | $ 69,000 |
| Los Angeles-Long Beach-Glendale, CA | 359 | $ 210,545,000 | $ 586,476 | $ 189,000 |
| Atlanta-Sandy Springs-Marietta, GA | 352 | $ 83,409,000 | $ 236,957 | $ 153,000 |
| Phoenix-Mesa-Glendale, AZ | 343 | $ 156,438,000 | $ 456,087 | $ 145,000 |
| Alexandria, LA | 337 | $ 25,389,000 | $ 75,338 | $ 78,000 |
| Austin-Round Rock-San Marcos, TX | 323 | $ 36,313,000 | $ 112,424 | $ 89,000 |
| Philadelphia, PA | 315 | $ 84,706,000 | $ 268,907 | $ 140,000 |
| San Antonio-New Braunfels, TX | 312 | $ 55,840,000 | $ 178,974 | $ 70,000 |
| Chicago-Joliet-Naperville, IL | 311 | $ 86,987,000 | $ 279,700 | $ 166,000 |
| Lafayette, LA | 292 | $ 27,018,000 | $ 92,527 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 252 | $ 44,335,000 | $ 175,932 | $ 96,769 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 215 | $ 50,164,000 | $ 233,320 | $ 145,758 |
| Oakland-Fremont-Hayward, CA | 206 | $ 102,067,000 | $ 495,470 | $ 184,000 |
| Corpus Christi, TX | 199 | $ 3,805,000 | $ 19,120 | $ 43,000 |
| Tyler, TX | 198 | $ 8,211,000 | $ 41,469 | $ 50,000 |
| Monroe, LA | 184 | $ 11,150,000 | $ 60,597 | $ 60,000 |
| Denver-Aurora-Broomfield, CO | 183 | $ 60,729,000 | $ 331,852 | $ 175,000 |
| Texarkana, Tx-Texarkana, AR | 162 | $ 11,250,000 | $ 69,444 | $ 67,283 |
| Richmond, VA | 153 | $ 61,393,000 | $ 401,261 | $ 116,000 |
| Wilmington, DE-MD-NJ | 150 | $ 67,120,000 | $ 447,466 | $ 100,413 |
| Santa Ana-Anaheim-Irvine, CA | 144 | $ 86,390,000 | $ 599,930 | $ 182,000 |
| Riverside-San Bernardino-Ontario, CA | 142 | $ 34,604,000 | $ 243,690 | $ 134,000 |
| Warren-Troy-Farmington Hills, MI | 139 | $ 25,899,000 | $ 186,323 | $ 124,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 132 | $ 76,095,000 | $ 576,477 | $ 208,000 |
| Seattle-Bellevue-Everett, WA | 130 | $ 57,502,000 | $ 442,323 | $ 196,000 |
| Longview, TX | 127 | $ 4,836,000 | $ 38,078 | $ 50,000 |
| San Diego-Carlsbad-San Marcos, CA | 127 | $ 57,630,000 | $ 453,779 | $ 202,000 |
| Las Vegas-Paradise, NV | 118 | $ 41,699,000 | $ 353,381 | $ 113,000 |
| Victoria, TX | 115 | $ 5,436,000 | $ 47,269 | $ 59,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 114 | $ 48,214,000 | $ 422,929 | $ 146,736 |
| Trenton-Ewing, NJ | 114 | $ 22,742,000 | $ 199,491 | $ 188,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 111 | $ 30,111,000 | $ 271,270 | $ 146,000 |
| Tampa-St. Petersburg-Clearwater, FL | 107 | $ 16,578,000 | $ 154,934 | $ 189,000 |
| Bridgeport-Stamford-Norwalk, CT | 103 | $ 41,301,000 | $ 400,980 | $ 236,000 |
| New Haven-Milford, CT | 102 | $ 15,484,000 | $ 151,803 | $ 79,000 |
| Camden, NJ | 98 | $ 17,759,000 | $ 181,214 | $ 117,000 |
| Raleigh-Cary, NC | 98 | $ 70,860,000 | $ 723,061 | $ 125,000 |
| Miami-Miami Beach-Kendall, FL | 97 | $ 32,156,000 | $ 331,505 | $ 227,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 95 | $ 31,226,000 | $ 328,694 | $ 138,000 |
| Orlando-Kissimmee-Sanford, FL | 94 | $ 28,432,000 | $ 302,468 | $ 126,000 |
| San Francisco-San Mateo-Redwood City, CA | 94 | $ 53,082,000 | $ 564,702 | $ 206,000 |
| Boston-Quincy, MA | 91 | $ 47,335,000 | $ 520,164 | $ 165,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 90 | $ 23,154,000 | $ 257,266 | $ 160,000 |
| Cambridge-Newton-Framingham, MA | 82 | $ 27,761,000 | $ 338,548 | $ 161,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 80 | $ 55,257,000 | $ 690,712 | $ 167,375 |
| Kingston, NY | 79 | $ 14,643,000 | $ 185,354 | $ 284,000 |
| St. Louis, MO-IL | 78 | $ 15,053,000 | $ 192,987 | $ 109,217 |
| Allentown-Bethlehem-Easton, PA-NJ | 75 | $ 26,694,000 | $ 355,920 | $ 201,280 |
| Hartford-West Hartford-East Hartford, CT | 67 | $ 13,931,000 | $ 207,925 | $ 146,000 |
| Pittsburgh, PA | 67 | $ 8,446,000 | $ 126,059 | $ 97,000 |
| Kansas City, MO-KS | 66 | $ 9,890,000 | $ 149,848 | $ 101,000 |
| Cleveland-Elyria-Mentor, OH | 60 | $ 9,501,000 | $ 158,350 | $ 104,000 |
| Detroit-Livonia-Dearborn, MI | 55 | $ 6,614,000 | $ 120,254 | $ 86,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 54 | $ 9,121,000 | $ 168,907 | $ 87,000 |
| Tucson, AZ | 54 | $ 18,037,000 | $ 334,018 | $ 176,000 |
| Hagerstown-Martinsburg, MD-WV | 51 | $ 5,930,000 | $ 116,274 | $ 83,941 |
| Indianapolis-Carmel, IN | 51 | $ 8,104,000 | $ 158,901 | $ 98,000 |
| North Port-Bradenton-Sarasota, FL | 50 | $ 99,140,000 | $ 1,982,800 | $ 170,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 49 | $ 21,489,000 | $ 438,551 | $ 160,000 |
| Peabody, MA | 45 | $ 14,497,000 | $ 322,155 | $ 223,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 44 | $ 29,554,000 | $ 671,681 | $ 103,000 |
| Albuquerque, NM | 43 | $ 10,072,000 | $ 234,232 | $ 134,000 |
| Birmingham-Hoover, AL | 43 | $ 9,198,000 | $ 213,906 | $ 134,000 |
| Columbia, SC | 41 | $ 102,517,000 | $ 2,500,414 | $ 89,000 |
| Columbus, OH | 40 | $ 7,090,000 | $ 177,250 | $ 118,000 |
| Cape Coral-Fort Myers, FL | 38 | $ 7,985,000 | $ 210,131 | $ 155,000 |
| Jacksonville, FL | 36 | $ 6,460,000 | $ 179,444 | $ 105,000 |
| Oklahoma City, OK | 35 | $ 107,529,000 | $ 3,072,257 | $ 107,000 |
| Boulder, CO | 34 | $ 14,445,000 | $ 424,852 | $ 163,000 |
| Greenville-Mauldin-Easley, SC | 34 | $ 7,964,000 | $ 234,235 | $ 134,000 |
| Lake County-Kenosha County, IL-WI | 34 | $ 12,113,000 | $ 356,264 | $ 235,647 |
| Des Moines-West Des Moines, IA | 33 | $ 33,309,000 | $ 1,009,363 | $ 108,000 |
| Louisville/Jefferson County, KY-IN | 33 | $ 17,265,000 | $ 523,181 | $ 72,909 |
| Memphis, TN-MS-AR | 33 | $ 4,223,000 | $ 127,969 | $ 79,606 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 6,406,000 | $ 194,121 | $ 117,000 |
| Cincinnati-Middletown, OH-KY-IN | 32 | $ 6,780,000 | $ 211,875 | $ 152,937 |
| Salt Lake City, UT | 32 | $ 13,044,000 | $ 407,625 | $ 185,000 |
| Worcester, MA | 32 | $ 6,588,000 | $ 205,875 | $ 115,000 |
| Providence-New Bedford-Fall River, RI-MA | 30 | $ 6,841,000 | $ 228,033 | $ 149,000 |
| Charleston-North Charleston-Summerville, SC | 29 | $ 8,064,000 | $ 278,068 | $ 150,000 |
| Charlottesville, VA | 29 | $ 22,158,000 | $ 764,068 | $ 102,000 |
| Gary, IN | 29 | $ 3,298,000 | $ 113,724 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 29 | $ 7,477,000 | $ 257,827 | $ 150,000 |
| Greensboro-High Point, NC | 27 | $ 5,583,000 | $ 206,777 | $ 97,000 |
| Boise City-Nampa, ID | 26 | $ 4,549,000 | $ 174,961 | $ 86,000 |
| Buffalo-Niagara Falls, NY | 26 | $ 2,230,000 | $ 85,769 | $ 62,000 |
| Santa Rosa-Petaluma, CA | 26 | $ 9,677,000 | $ 372,192 | $ 137,000 |
| Bakersfield-Delano, CA | 25 | $ 3,435,000 | $ 137,400 | $ 101,000 |
| Colorado Springs, CO | 25 | $ 5,113,000 | $ 204,520 | $ 123,000 |
| Tulsa, OK | 25 | $ 4,036,000 | $ 161,440 | $ 95,000 |
| Albany-Schenectady-Troy, NY | 24 | $ 4,092,000 | $ 170,500 | $ 102,000 |
| Asheville, NC | 24 | $ 3,637,000 | $ 151,541 | $ 99,000 |
| Durham-Chapel Hill, NC | 24 | $ 5,283,000 | $ 220,125 | $ 136,000 |
| Omaha-Council Bluffs, NE-IA | 24 | $ 3,311,000 | $ 137,958 | $ 83,333 |
| Port St. Lucie, FL | 24 | $ 3,308,000 | $ 137,833 | $ 91,000 |
| Portland-South Portland-Biddeford, ME | 24 | $ 3,879,000 | $ 161,625 | $ 101,000 |
| Wichita, KS | 24 | $ 2,997,000 | $ 124,875 | $ 89,000 |
| Ann Arbor, MI | 23 | $ 4,838,000 | $ 210,347 | $ 145,000 |
| Atlantic City-Hammonton, NJ | 23 | $ 4,838,000 | $ 210,347 | $ 170,000 |
| Knoxville, TN | 23 | $ 4,382,000 | $ 190,521 | $ 131,000 |
| Reno-Sparks, NV | 22 | $ 8,027,000 | $ 364,863 | $ 197,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 4,198,000 | $ 199,904 | $ 161,190 |
| Dover, DE | 21 | $ 3,370,000 | $ 160,476 | $ 90,000 |
| Chattanooga, TN-GA | 20 | $ 2,491,000 | $ 124,550 | $ 71,000 |
| Fresno, CA | 20 | $ 3,827,000 | $ 191,350 | $ 134,000 |
| Honolulu, HI | 20 | $ 8,468,000 | $ 423,400 | $ 158,000 |
| Rockingham County-Strafford County, NH | 20 | $ 3,680,000 | $ 184,000 | $ 115,000 |
| St. Cloud, MN | 20 | $ 2,397,000 | $ 119,850 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 4,013,000 | $ 211,210 | $ 141,000 |
| Fort Collins-Loveland, CO | 19 | $ 4,105,000 | $ 216,052 | $ 76,000 |
| Lexington-Fayette, KY | 19 | $ 3,641,000 | $ 191,631 | $ 104,000 |
| Little Rock-North Little Rock-Conway, AR | 19 | $ 2,466,000 | $ 129,789 | $ 76,000 |
| Naples-Marco Island, FL | 19 | $ 5,326,000 | $ 280,315 | $ 233,000 |
| Dayton, OH | 18 | $ 2,312,000 | $ 128,444 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 1,979,000 | $ 109,944 | $ 65,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 18 | $ 2,957,000 | $ 164,277 | $ 99,000 |
| Tacoma, WA | 18 | $ 3,641,000 | $ 202,277 | $ 162,000 |
| Manchester-Nashua, NH | 17 | $ 3,374,000 | $ 198,470 | $ 124,000 |
| Ocala, FL | 17 | $ 1,589,000 | $ 93,470 | $ 56,000 |
| Reading, PA | 17 | $ 2,184,000 | $ 128,470 | $ 66,000 |
| Lake Havasu City-Kingman, AZ | 16 | $ 1,511,000 | $ 94,437 | $ 57,000 |
| Lancaster, PA | 16 | $ 2,807,000 | $ 175,437 | $ 105,000 |
| Provo-Orem, UT | 16 | $ 6,252,000 | $ 390,750 | $ 197,000 |
| Scranton--Wilkes-Barre, PA | 16 | $ 1,800,000 | $ 112,500 | $ 101,000 |
| Wilmington, NC | 16 | $ 3,812,000 | $ 238,250 | $ 140,000 |
| Akron, OH | 15 | $ 2,207,000 | $ 147,133 | $ 90,000 |
| Columbus, GA-AL | 15 | $ 2,253,000 | $ 150,200 | $ 87,000 |
| Lakeland-Winter Haven, FL | 15 | $ 2,050,000 | $ 136,666 | $ 83,000 |
| Punta Gorda, FL | 15 | $ 1,935,000 | $ 129,000 | $ 71,000 |
| Rochester, NY | 15 | $ 1,273,000 | $ 84,866 | $ 67,000 |
| Toledo, OH | 15 | $ 2,824,000 | $ 188,266 | $ 157,000 |
| Barnstable Town, MA | 14 | $ 2,289,000 | $ 163,500 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 3,177,000 | $ 226,928 | $ 201,500 |
| Fort Wayne, IN | 14 | $ 2,421,000 | $ 172,928 | $ 128,000 |
| Gulfport-Biloxi, MS | 14 | $ 3,609,000 | $ 257,785 | $ 167,000 |
| Huntsville, AL | 14 | $ 2,815,000 | $ 201,071 | $ 162,000 |
| Mobile, AL | 14 | $ 1,192,000 | $ 85,142 | $ 69,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 14 | $ 6,703,000 | $ 478,785 | $ 169,000 |
| Sebastian-Vero Beach, FL | 14 | $ 2,891,000 | $ 206,500 | $ 190,000 |
| Spokane, WA | 14 | $ 1,657,000 | $ 118,357 | $ 110,000 |
| Stockton, CA | 14 | $ 3,426,000 | $ 244,714 | $ 121,000 |
| Gainesville, GA | 13 | $ 3,493,000 | $ 268,692 | $ 212,000 |
| Harrisburg-Carlisle, PA | 13 | $ 3,020,000 | $ 232,307 | $ 124,000 |
| Lansing-East Lansing, MI | 13 | $ 1,474,000 | $ 113,384 | $ 79,000 |
| Modesto, CA | 13 | $ 2,739,000 | $ 210,692 | $ 106,000 |
| Ocean City, NJ | 13 | $ 3,496,000 | $ 268,923 | $ 334,000 |
| Santa Fe, NM | 13 | $ 5,542,000 | $ 426,307 | $ 658,000 |
| York-Hanover, PA | 13 | $ 1,842,000 | $ 141,692 | $ 79,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 2,949,000 | $ 245,750 | $ 180,000 |
| Roanoke, VA | 12 | $ 2,115,000 | $ 176,250 | $ 99,000 |
| Salem, OR | 12 | $ 2,523,000 | $ 210,250 | $ 73,000 |
| Salisbury, MD | 12 | $ 2,026,000 | $ 168,833 | $ 101,000 |
| San Luis Obispo-Paso Robles, CA | 12 | $ 3,950,000 | $ 329,166 | $ 191,000 |
| St. George, UT | 12 | $ 2,839,000 | $ 236,583 | $ 141,000 |
| Winston-Salem, NC | 12 | $ 2,415,000 | $ 201,250 | $ 181,000 |
| Bend, OR | 11 | $ 2,253,000 | $ 204,818 | $ 118,000 |
| Duluth, MN-WI | 11 | $ 1,756,000 | $ 159,636 | $ 88,090 |
| Fayetteville, NC | 11 | $ 1,474,000 | $ 134,000 | $ 118,000 |
| Flagstaff, AZ | 11 | $ 4,540,000 | $ 412,727 | $ 163,000 |
| Greeley, CO | 11 | $ 2,831,000 | $ 257,363 | $ 95,000 |
| Jackson, MS | 11 | $ 1,606,000 | $ 146,000 | $ 107,000 |
| Winchester, VA-WV | 11 | $ 1,669,000 | $ 151,727 | $ 83,000 |
| Bellingham, WA | 10 | $ 3,585,000 | $ 358,500 | $ 103,000 |
| Charleston, WV | 10 | $ 1,447,000 | $ 144,700 | $ 92,000 |
| Evansville, IN-KY | 10 | $ 1,240,000 | $ 124,000 | $ 78,000 |
| Greenville, NC | 10 | $ 1,406,000 | $ 140,600 | $ 88,000 |
| Madison, WI | 10 | $ 1,909,000 | $ 190,900 | $ 155,000 |
| Palm Coast, FL | 10 | $ 1,388,000 | $ 138,800 | $ 77,000 |
| Salinas, CA | 10 | $ 4,266,000 | $ 426,600 | $ 152,000 |
| Springfield, MO | 10 | $ 1,346,000 | $ 134,600 | $ 110,000 |
| Tallahassee, FL | 10 | $ 2,145,000 | $ 214,500 | $ 145,000 |
| Vallejo-Fairfield, CA | 10 | $ 1,956,000 | $ 195,600 | $ 98,000 |
| Visalia-Porterville, CA | 10 | $ 1,373,000 | $ 137,300 | $ 107,000 |
| College Station-Bryan, TX | 9 | $ 1,241,000 | $ 137,888 | $ 133,000 |
| Gainesville, FL | 9 | $ 1,157,000 | $ 128,555 | $ 109,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 1,196,000 | $ 132,888 | $ 68,333 |
| Ogden-Clearfield, UT | 9 | $ 3,524,000 | $ 391,555 | $ 192,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 3,247,000 | $ 360,777 | $ 238,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 912,000 | $ 101,333 | $ 89,333 |
| El Paso, TX | 8 | $ 907,000 | $ 113,375 | $ 63,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 917,000 | $ 114,625 | $ 85,000 |
| Napa, CA | 8 | $ 3,187,000 | $ 398,375 | $ 159,000 |
| Steubenville-Weirton, OH-WV | 8 | $ 380,000 | $ 47,500 | $ 63,875 |
| Binghamton, NY | 7 | $ 641,000 | $ 91,571 | $ 80,000 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 1,101,000 | $ 157,285 | $ 87,000 |
| Burlington-South Burlington, VT | 7 | $ 1,332,000 | $ 190,285 | $ 70,000 |
| Chico, CA | 7 | $ 1,018,000 | $ 145,428 | $ 65,000 |
| Erie, PA | 7 | $ 806,000 | $ 115,142 | $ 75,000 |
| Eugene-Springfield, OR | 7 | $ 1,479,000 | $ 211,285 | $ 108,000 |
| Florence, SC | 7 | $ 949,000 | $ 135,571 | $ 83,000 |
| Harrisonburg, VA | 7 | $ 887,000 | $ 126,714 | $ 74,000 |
| Holland-Grand Haven, MI | 7 | $ 931,000 | $ 133,000 | $ 87,000 |
| Iowa City, IA | 7 | $ 952,000 | $ 136,000 | $ 66,000 |
| Olympia, WA | 7 | $ 1,003,000 | $ 143,285 | $ 89,000 |
| Peoria, IL | 7 | $ 880,000 | $ 125,714 | $ 78,000 |
| Sioux Falls, SD | 7 | $ 1,117,000 | $ 159,571 | $ 75,000 |
| Springfield, MA | 7 | $ 1,045,000 | $ 149,285 | $ 144,000 |
| Topeka, KS | 7 | $ 604,000 | $ 86,285 | $ 111,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 1,350,000 | $ 192,857 | $ 58,000 |
| Yuma, AZ | 7 | $ 703,000 | $ 100,428 | $ 56,000 |
| Athens-Clarke County, GA | 6 | $ 615,000 | $ 102,500 | $ 91,000 |
| Bay City, MI | 6 | $ 356,000 | $ 59,333 | $ 51,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,231,000 | $ 371,833 | $ 133,000 |
| Columbia, MO | 6 | $ 655,000 | $ 109,166 | $ 52,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,554,000 | $ 259,000 | $ 357,000 |
| Fargo, ND-MN | 6 | $ 765,000 | $ 127,500 | $ 80,000 |
| Fort Smith, AR-OK | 6 | $ 505,000 | $ 84,166 | $ 76,666 |
| Kalamazoo-Portage, MI | 6 | $ 808,000 | $ 134,666 | $ 120,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 383,000 | $ 63,833 | $ 41,000 |
| Lincoln, NE | 6 | $ 777,000 | $ 129,500 | $ 68,000 |
| Montgomery, AL | 6 | $ 483,000 | $ 80,500 | $ 47,000 |
| Morgantown, WV | 6 | $ 1,224,000 | $ 204,000 | $ 145,000 |
| Saginaw-Saginaw Township North, MI | 6 | $ 493,000 | $ 82,166 | $ 88,000 |
| Savannah, GA | 6 | $ 1,214,000 | $ 202,333 | $ 137,000 |
| Syracuse, NY | 6 | $ 818,000 | $ 136,333 | $ 88,000 |
| Wheeling, WV-OH | 6 | $ 619,000 | $ 103,166 | $ 86,666 |
| Anchorage, AK | 5 | $ 2,075,000 | $ 415,000 | $ 184,000 |
| Appleton, WI | 5 | $ 625,000 | $ 125,000 | $ 71,000 |
| Bismarck, ND | 5 | $ 721,000 | $ 144,200 | $ 76,000 |
| Canton-Massillon, OH | 5 | $ 529,000 | $ 105,800 | $ 65,000 |
| Champaign-Urbana, IL | 5 | $ 658,000 | $ 131,600 | $ 124,000 |
| Danville, VA | 5 | $ 341,000 | $ 68,200 | $ 38,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 674,000 | $ 134,800 | $ 141,000 |
| Flint, MI | 5 | $ 709,000 | $ 141,800 | $ 119,000 |
| Jonesboro, AR | 5 | $ 593,000 | $ 118,600 | $ 73,000 |
| Joplin, MO | 5 | $ 457,000 | $ 91,400 | $ 70,000 |
| Kennewick-Pasco-Richland, WA | 5 | $ 850,000 | $ 170,000 | $ 94,000 |
| Lafayette, IN | 5 | $ 894,000 | $ 178,800 | $ 85,000 |
| Lynchburg, VA | 5 | $ 699,000 | $ 139,800 | $ 98,000 |
| Norwich-New London, CT | 5 | $ 761,000 | $ 152,200 | $ 144,000 |
| Oshkosh-Neenah, WI | 5 | $ 642,000 | $ 128,400 | $ 70,000 |
| Prescott, AZ | 5 | $ 1,381,000 | $ 276,200 | $ 94,000 |
| Redding, CA | 5 | $ 789,000 | $ 157,800 | $ 87,000 |
| Rochester, MN | 5 | $ 550,000 | $ 110,000 | $ 109,000 |
| Sherman-Denison, TX | 5 | $ 255,000 | $ 51,000 | $ 61,000 |
| Sioux City, IA-NE-SD | 5 | $ 333,000 | $ 66,600 | $ 47,000 |
| Spartanburg, SC | 5 | $ 1,202,000 | $ 240,400 | $ 98,000 |
| Wenatchee-East Wenatchee, WA | 5 | $ 2,096,000 | $ 419,200 | $ 137,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 327,000 | $ 65,400 | $ 52,000 |
| Ames, IA | 4 | $ 447,000 | $ 111,750 | $ 91,000 |
| Anderson, SC | 4 | $ 443,000 | $ 110,750 | $ 88,000 |
| Auburn-Opelika, AL | 4 | $ 665,000 | $ 166,250 | $ 59,000 |
| Bloomington, IN | 4 | $ 612,000 | $ 153,000 | $ 115,000 |
| Cedar Rapids, IA | 4 | $ 535,000 | $ 133,750 | $ 76,000 |
| Hot Springs, AR | 4 | $ 585,000 | $ 146,250 | $ 64,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 421,000 | $ 105,250 | $ 82,500 |
| Jacksonville, NC | 4 | $ 611,000 | $ 152,750 | $ 114,000 |
| Lewiston-Auburn, ME | 4 | $ 449,000 | $ 112,250 | $ 73,000 |
| Lubbock, TX | 4 | $ 328,000 | $ 82,000 | $ 52,000 |
| Macon, GA | 4 | $ 827,000 | $ 206,750 | $ 61,000 |
| Manhattan, KS | 4 | $ 488,000 | $ 122,000 | $ 50,000 |
| Medford, OR | 4 | $ 1,739,000 | $ 434,750 | $ 130,000 |
| Muskegon-Norton Shores, MI | 4 | $ 299,000 | $ 74,750 | $ 51,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 408,000 | $ 102,000 | $ 45,000 |
| Pascagoula, MS | 4 | $ 627,000 | $ 156,750 | $ 111,000 |
| Pittsfield, MA | 4 | $ 569,000 | $ 142,250 | $ 62,000 |
| Pueblo, CO | 4 | $ 294,000 | $ 73,500 | $ 78,000 |
| Rapid City, SD | 4 | $ 674,000 | $ 168,500 | $ 92,000 |
| Rome, GA | 4 | $ 315,000 | $ 78,750 | $ 70,000 |
| State College, PA | 4 | $ 615,000 | $ 153,750 | $ 82,000 |
| Terre Haute, IN | 4 | $ 433,000 | $ 108,250 | $ 81,000 |
| Warner Robins, GA | 4 | $ 469,000 | $ 117,250 | $ 65,000 |
| Yuba City, CA | 4 | $ 781,000 | $ 195,250 | $ 82,000 |
| Bangor, ME | 3 | $ 564,000 | $ 188,000 | $ 204,000 |
| Billings, MT | 3 | $ 549,000 | $ 183,000 | $ 70,000 |
| Bloomington-Normal, IL | 3 | $ 275,000 | $ 91,666 | $ 107,000 |
| Burlington, NC | 3 | $ 273,000 | $ 91,000 | $ 60,000 |
| Carson City, NV | 3 | $ 891,000 | $ 297,000 | $ 104,000 |
| Clarksville, TN-KY | 3 | $ 296,000 | $ 98,666 | $ 69,000 |
| Corvallis, OR | 3 | $ 361,000 | $ 120,333 | $ 83,000 |
| Cumberland, MD-WV | 3 | $ 331,000 | $ 110,333 | $ 73,000 |
| Decatur, AL | 3 | $ 468,000 | $ 156,000 | $ 90,000 |
| Dothan, AL | 3 | $ 367,000 | $ 122,333 | $ 60,000 |
| Eau Claire, WI | 3 | $ 146,000 | $ 48,666 | $ 80,000 |
| Elkhart-Goshen, IN | 3 | $ 197,000 | $ 65,666 | $ 39,000 |
| Elmira, NY | 3 | $ 364,000 | $ 121,333 | $ 66,000 |
| Florence-Muscle Shoals, AL | 3 | $ 454,000 | $ 151,333 | $ 76,000 |
| Gadsden, AL | 3 | $ 746,000 | $ 248,666 | $ 198,000 |
| Great Falls, MT | 3 | $ 516,000 | $ 172,000 | $ 132,000 |
| Jackson, MI | 3 | $ 290,000 | $ 96,666 | $ 83,000 |
| Johnstown, PA | 3 | $ 188,000 | $ 62,666 | $ 69,000 |
| Laredo, TX | 3 | $ 173,000 | $ 57,666 | $ 104,000 |
| Las Cruces, NM | 3 | $ 305,000 | $ 101,666 | $ 60,000 |
| Lawrence, KS | 3 | $ 318,000 | $ 106,000 | $ 119,000 |
| Lima, OH | 3 | $ 259,000 | $ 86,333 | $ 82,000 |
| Mankato-North Mankato, MN | 3 | $ 304,000 | $ 101,333 | $ 58,000 |
| Merced, CA | 3 | $ 336,000 | $ 112,000 | $ 46,000 |
| Monroe, MI | 3 | $ 286,000 | $ 95,333 | $ 59,000 |
| Morristown, TN | 3 | $ 913,000 | $ 304,333 | $ 120,000 |
| Muncie, IN | 3 | $ 153,000 | $ 51,000 | $ 62,000 |
| Niles-Benton Harbor, MI | 3 | $ 395,000 | $ 131,666 | $ 390,000 |
| Rocky Mount, NC | 3 | $ 426,000 | $ 142,000 | $ 117,000 |
| St. Joseph, MO-KS | 3 | $ 403,000 | $ 134,333 | $ 123,000 |
| Tuscaloosa, AL | 3 | $ 594,000 | $ 198,000 | $ 99,000 |
| Valdosta, GA | 3 | $ 104,000 | $ 34,666 | $ 43,000 |
| Waco, TX | 3 | $ 290,000 | $ 96,666 | $ 28,000 |
| Yakima, WA | 3 | $ 324,000 | $ 108,000 | $ 75,000 |
| Amarillo, TX | 2 | $ 149,000 | $ 74,500 | $ 57,000 |
| Anderson, IN | 2 | $ 313,000 | $ 156,500 | $ 103,000 |
| Anniston-Oxford, AL | 2 | $ 157,000 | $ 78,500 | $ 47,000 |
| Brunswick, GA | 2 | $ 424,000 | $ 212,000 | $ 516,000 |
| Cleveland, TN | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Coeur D'Alene, ID | 2 | $ 221,000 | $ 110,500 | $ 62,000 |
| Dalton, GA | 2 | $ 133,000 | $ 66,500 | $ 42,000 |
| Dubuque, IA | 2 | $ 86,000 | $ 43,000 | $ 54,000 |
| El Centro, CA | 2 | $ 224,000 | $ 112,000 | $ 64,000 |
| Fairbanks, AK | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| Farmington, NM | 2 | $ 1,690,000 | $ 845,000 | $ 723,000 |
| Glens Falls, NY | 2 | $ 394,000 | $ 197,000 | $ 257,000 |
| Grand Junction, CO | 2 | $ 451,000 | $ 225,500 | $ 237,000 |
| Green Bay, WI | 2 | $ 68,000 | $ 34,000 | $ 42,000 |
| Hattiesburg, MS | 2 | $ 1,080,000 | $ 540,000 | $ 277,000 |
| Janesville, WI | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Johnson City, TN | 2 | $ 129,000 | $ 64,500 | $ 54,000 |
| Kankakee-Bradley, IL | 2 | $ 117,000 | $ 58,500 | $ 40,000 |
| Kokomo, IN | 2 | $ 454,000 | $ 227,000 | $ 184,000 |
| Lawton, OK | 2 | $ 196,000 | $ 98,000 | $ 99,000 |
| Lewiston, ID-WA | 2 | $ 243,000 | $ 121,500 | $ 43,500 |
| Logan, UT-ID | 2 | $ 424,000 | $ 212,000 | $ 114,000 |
| Michigan City-La Porte, IN | 2 | $ 213,000 | $ 106,500 | $ 73,000 |
| Midland, TX | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Missoula, MT | 2 | $ 443,000 | $ 221,500 | $ 93,000 |
| Racine, WI | 2 | $ 306,000 | $ 153,000 | $ 102,000 |
| Rockford, IL | 2 | $ 335,000 | $ 167,500 | $ 115,000 |
| Springfield, IL | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Sumter, SC | 2 | $ 128,000 | $ 64,000 | $ 61,000 |
| Utica-Rome, NY | 2 | $ 75,000 | $ 37,500 | $ 96,000 |
| Albany, GA | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Altoona, PA | 1 | $ 11,500,000 | $ 11,500,000 | $ 0 |
| Battle Creek, MI | 1 | $ 91,000 | $ 91,000 | $ 90,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Casper, WY | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Cheyenne, WY | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Columbus, IN | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Elizabethtown, KY | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Goldsboro, NC | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Grand Forks, ND-MN | 1 | $ 436,000 | $ 436,000 | $ 213,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Idaho Falls, ID | 1 | $ 86,000 | $ 86,000 | $ 92,000 |
| Ithaca, NY | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Jefferson City, MO | 1 | $ 215,000 | $ 215,000 | $ 190,000 |
| La Crosse, WI-MN | 1 | $ 46,000 | $ 46,000 | $ 70,000 |
| Lebanon, PA | 1 | $ 103,000 | $ 103,000 | $ 104,000 |
| Longview, WA | 1 | $ 228,000 | $ 228,000 | $ 500,000 |
| Madera-Chowchilla, CA | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 475,000 | $ 475,000 | $ 507,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Pine Bluff, AR | 1 | $ 103,000 | $ 103,000 | $ 98,000 |
| Sheboygan, WI | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Springfield, OH | 1 | $ 47,000 | $ 47,000 | $ 13,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,370 | $4,370,301,000 | $214,000 | $85,000,000 | $108,000 | $9,000,000 |
| Home Improvement | 10,845 | $653,677,000 | $60,000 | $48,000,000 | $72,000 | $4,523,000 |
| Home Purchase | 6,260 | $2,452,130,000 | $391,000 | $99,000,000 | $131,000 | $6,313,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,225 | $3,253,429,000 | $178,000 | $6,800,000 | $114,000 | $9,000,000 |
| Black or African American | 5,831 | $469,107,000 | $80,000 | $1,765,000 | $63,000 | $1,547,000 |
| Hispanic | 5,607 | $463,317,000 | $82,000 | $1,924,000 | $65,000 | $3,600,000 |
| Not Provided | 4,086 | $770,566,000 | $188,000 | $4,300,000 | $146,000 | $9,000,000 |
| Asian | 2,588 | $588,042,000 | $227,000 | $2,210,000 | $125,000 | $5,257,000 |
| Not applicable | 650 | $1,877,077,000 | $2,887,000 | $99,000,000 | $32,000 | $365,000 |
| American Indian or Alaskan Native | 379 | $38,025,000 | $100,000 | $1,458,000 | $76,000 | $1,353,000 |
| Native Hawaiian or Other Pacific Islander | 109 | $16,545,000 | $151,000 | $840,000 | $102,000 | $1,055,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,443 | $7,270,617,000 | $199,000 | $99,000,000 | $102,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 972 | $190,477,000 | $195,000 | $26,479,000 | $63,000 | $555,000 |
| VA-guaranteed (Veterans Administration) | 60 | $15,014,000 | $250,000 | $802,000 | $82,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,052 | $2,223,978,000 | $130,000 | $25,000,000 | $90,000 | $9,000,000 |
| Loan Originated | 12,426 | $3,325,725,000 | $267,000 | $85,000,000 | $101,000 | $9,000,000 |
| File Closed For Incompleteness | 3,601 | $847,173,000 | $235,000 | $4,000,000 | $154,000 | $5,257,000 |
| Application Withdrawn By Applicant | 2,500 | $814,437,000 | $325,000 | $99,000,000 | $130,000 | $4,523,000 |
| Loan Purchased By The Institution | 993 | $149,293,000 | $150,000 | $463,000 | $62,000 | $980,000 |
| Application Approved But Not Accepted | 799 | $104,294,000 | $130,000 | $6,800,000 | $95,000 | $3,063,000 |
| Preapproval Denied by Financial Institution | 104 | $11,208,000 | $107,000 | $474,000 | $33,000 | $98,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,023 | $723,733,000 | $90,000 | $2,300,000 | $93,000 | $4,100,000 |
| Debt-To-Income Ratio | 4,568 | $630,607,000 | $138,000 | $2,050,000 | $53,000 | $982,000 |
| Collateral | 2,568 | $510,858,000 | $198,000 | $11,250,000 | $122,000 | $2,208,000 |
| Other | 1,148 | $210,397,000 | $183,000 | $25,000,000 | $128,000 | $9,000,000 |
| Unverifiable Information | 344 | $48,205,000 | $140,000 | $749,000 | $101,000 | $900,000 |
| Credit Application Incomplete | 289 | $65,569,000 | $226,000 | $1,405,000 | $111,000 | $750,000 |
| Employment History | 136 | $28,868,000 | $212,000 | $1,040,000 | $109,000 | $857,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 79 | $16,862,000 | $213,000 | $776,000 | $90,000 | $584,000 |
| Mortgage Insurance Denied | 1 | $87,000 | $87,000 | $87,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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