Capital One, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Capital One, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 37,475 |
| Total Mortgage Loan Application Amount | $7,476,108,000 |
| Average Mortgage Loan Application Amount | $221,666 |
| Highest Mortgage Loan Application Amount | $99,000,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Capital One, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Capital One, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One, National Association's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 3,572 | $ 527,760,000 | $ 147,000 | $ 76,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2,970 | $ 274,262,000 | $ 92,000 | $ 74,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,292 | $ 708,147,000 | $ 276,000 | $ 117,250 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,062 | $ 753,093,000 | $ 364,500 | $ 126,000 |
| NASSAU-SUFFOLK, NY | 1,560 | $ 315,916,000 | $ 202,000 | $ 120,000 |
| BATON ROUGE, LA | 1,435 | $ 126,217,000 | $ 87,000 | $ 77,000 |
| BALTIMORE-TOWSON, MD | 1,077 | $ 213,269,000 | $ 198,000 | $ 87,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,063 | $ 297,603,000 | $ 279,000 | $ 120,000 |
| DALLAS-PLANO-IRVING, TX | 1,060 | $ 144,823,000 | $ 136,000 | $ 81,000 |
| MCALLEN-EDINBURG-MISSION, TX | 891 | $ 38,691,000 | $ 43,000 | $ 53,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 834 | $ 71,317,000 | $ 85,000 | $ 75,000 |
| BROWNSVILLE-HARLINGEN, TX | 820 | $ 39,012,000 | $ 47,000 | $ 50,000 |
| SHREVEPORT-BOSSIER CITY, LA | 662 | $ 46,676,000 | $ 70,000 | $ 60,000 |
| EDISON-NEW BRUNSWICK, NJ | 622 | $ 99,910,000 | $ 160,000 | $ 142,000 |
| LAKE CHARLES, LA | 500 | $ 41,975,000 | $ 83,000 | $ 72,000 |
| BEAUMONT-PORT ARTHUR, TX | 470 | $ 27,932,000 | $ 59,000 | $ 63,000 |
| NEWARK-UNION, NJ-PA | 464 | $ 103,508,000 | $ 186,500 | $ 95,500 |
| FORT WORTH-ARLINGTON, TX | 382 | $ 21,069,000 | $ 55,000 | $ 69,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 359 | $ 210,545,000 | $ 586,000 | $ 189,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 352 | $ 83,409,000 | $ 236,000 | $ 153,000 |
| PHOENIX-MESA-GLENDALE, AZ | 343 | $ 156,438,000 | $ 456,000 | $ 145,000 |
| ALEXANDRIA, LA | 337 | $ 25,389,000 | $ 75,000 | $ 78,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 323 | $ 36,313,000 | $ 112,000 | $ 89,000 |
| PHILADELPHIA, PA | 315 | $ 84,706,000 | $ 268,000 | $ 140,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 312 | $ 55,840,000 | $ 178,000 | $ 70,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 311 | $ 86,987,000 | $ 279,000 | $ 166,000 |
| LAFAYETTE, LA | 292 | $ 27,018,000 | $ 92,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 252 | $ 44,335,000 | $ 168,000 | $ 68,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 215 | $ 50,164,000 | $ 179,000 | $ 139,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 206 | $ 102,067,000 | $ 495,000 | $ 184,000 |
| CORPUS CHRISTI, TX | 199 | $ 3,805,000 | $ 19,000 | $ 43,000 |
| TYLER, TX | 198 | $ 8,211,000 | $ 41,000 | $ 50,000 |
| MONROE, LA | 184 | $ 11,150,000 | $ 60,000 | $ 60,000 |
| DENVER-AURORA-BROOMFIELD, CO | 183 | $ 60,729,000 | $ 331,000 | $ 175,000 |
| TEXARKANA, TX-TEXARKANA, AR | 162 | $ 11,250,000 | $ 71,000 | $ 66,000 |
| RICHMOND, VA | 153 | $ 61,393,000 | $ 401,000 | $ 116,000 |
| WILMINGTON, DE-MD-NJ | 150 | $ 67,120,000 | $ 270,666 | $ 90,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 144 | $ 86,390,000 | $ 599,000 | $ 182,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 142 | $ 34,604,000 | $ 243,000 | $ 134,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 139 | $ 25,899,000 | $ 186,000 | $ 124,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 132 | $ 76,095,000 | $ 576,000 | $ 208,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 130 | $ 57,502,000 | $ 442,000 | $ 196,000 |
| LONGVIEW, TX | 127 | $ 4,836,000 | $ 38,000 | $ 50,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 127 | $ 57,630,000 | $ 453,000 | $ 202,000 |
| LAS VEGAS-PARADISE, NV | 118 | $ 41,699,000 | $ 353,000 | $ 113,000 |
| VICTORIA, TX | 115 | $ 5,436,000 | $ 47,000 | $ 59,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 114 | $ 48,214,000 | $ 306,500 | $ 118,000 |
| TRENTON-EWING, NJ | 114 | $ 22,742,000 | $ 199,000 | $ 188,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 111 | $ 30,111,000 | $ 271,000 | $ 146,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 107 | $ 16,578,000 | $ 154,000 | $ 189,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 103 | $ 41,301,000 | $ 400,000 | $ 236,000 |
| NEW HAVEN-MILFORD, CT | 102 | $ 15,484,000 | $ 151,000 | $ 79,000 |
| CAMDEN, NJ | 98 | $ 17,759,000 | $ 181,000 | $ 117,000 |
| RALEIGH-CARY, NC | 98 | $ 70,860,000 | $ 723,000 | $ 125,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 97 | $ 32,156,000 | $ 331,000 | $ 227,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 95 | $ 31,226,000 | $ 328,000 | $ 138,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 94 | $ 28,432,000 | $ 302,000 | $ 126,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 94 | $ 53,082,000 | $ 564,000 | $ 206,000 |
| BOSTON-QUINCY, MA | 91 | $ 47,335,000 | $ 520,000 | $ 165,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 90 | $ 23,154,000 | $ 257,000 | $ 160,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 82 | $ 27,761,000 | $ 338,000 | $ 161,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 80 | $ 55,257,000 | $ 510,000 | $ 147,500 |
| KINGSTON, NY | 79 | $ 14,643,000 | $ 185,000 | $ 284,000 |
| ST. LOUIS, MO-IL | 78 | $ 15,053,000 | $ 157,000 | $ 96,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 75 | $ 26,694,000 | $ 272,000 | $ 151,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 67 | $ 13,931,000 | $ 207,000 | $ 146,000 |
| PITTSBURGH, PA | 67 | $ 8,446,000 | $ 126,000 | $ 97,000 |
| KANSAS CITY, MO-KS | 66 | $ 9,890,000 | $ 158,000 | $ 108,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 60 | $ 9,501,000 | $ 158,000 | $ 104,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 55 | $ 6,614,000 | $ 120,000 | $ 86,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 54 | $ 9,121,000 | $ 168,000 | $ 87,000 |
| TUCSON, AZ | 54 | $ 18,037,000 | $ 334,000 | $ 176,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 51 | $ 5,930,000 | $ 117,000 | $ 88,000 |
| INDIANAPOLIS-CARMEL, IN | 51 | $ 8,104,000 | $ 158,000 | $ 98,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 50 | $ 99,140,000 | $ 1,982,000 | $ 170,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 49 | $ 21,489,000 | $ 438,000 | $ 160,000 |
| PEABODY, MA | 45 | $ 14,497,000 | $ 322,000 | $ 223,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 44 | $ 29,554,000 | $ 671,000 | $ 103,000 |
| ALBUQUERQUE, NM | 43 | $ 10,072,000 | $ 234,000 | $ 134,000 |
| BIRMINGHAM-HOOVER, AL | 43 | $ 9,198,000 | $ 213,000 | $ 134,000 |
| COLUMBIA, SC | 41 | $ 102,517,000 | $ 2,500,000 | $ 89,000 |
| COLUMBUS, OH | 40 | $ 7,090,000 | $ 177,000 | $ 118,000 |
| CAPE CORAL-FORT MYERS, FL | 38 | $ 7,985,000 | $ 210,000 | $ 155,000 |
| JACKSONVILLE, FL | 36 | $ 6,460,000 | $ 179,000 | $ 105,000 |
| OKLAHOMA CITY, OK | 35 | $ 107,529,000 | $ 3,072,000 | $ 107,000 |
| BOULDER, CO | 34 | $ 14,445,000 | $ 424,000 | $ 163,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 34 | $ 7,964,000 | $ 234,000 | $ 134,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 34 | $ 12,113,000 | $ 227,000 | $ 134,000 |
| DES MOINES-WEST DES MOINES, IA | 33 | $ 33,309,000 | $ 1,009,000 | $ 108,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 33 | $ 17,265,000 | $ 383,000 | $ 71,000 |
| MEMPHIS, TN-MS-AR | 33 | $ 4,223,000 | $ 102,333 | $ 55,666 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 33 | $ 6,406,000 | $ 194,000 | $ 117,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 32 | $ 6,780,000 | $ 188,666 | $ 112,000 |
| SALT LAKE CITY, UT | 32 | $ 13,044,000 | $ 407,000 | $ 185,000 |
| WORCESTER, MA | 32 | $ 6,588,000 | $ 205,000 | $ 115,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 30 | $ 6,841,000 | $ 222,500 | $ 150,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 29 | $ 8,064,000 | $ 278,000 | $ 150,000 |
| CHARLOTTESVILLE, VA | 29 | $ 22,158,000 | $ 764,000 | $ 102,000 |
| GARY, IN | 29 | $ 3,298,000 | $ 113,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 29 | $ 7,477,000 | $ 257,000 | $ 150,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 5,583,000 | $ 206,000 | $ 97,000 |
| BOISE CITY-NAMPA, ID | 26 | $ 4,549,000 | $ 174,000 | $ 86,000 |
| BUFFALO-NIAGARA FALLS, NY | 26 | $ 2,230,000 | $ 85,000 | $ 62,000 |
| SANTA ROSA-PETALUMA, CA | 26 | $ 9,677,000 | $ 372,000 | $ 137,000 |
| BAKERSFIELD-DELANO, CA | 25 | $ 3,435,000 | $ 137,000 | $ 101,000 |
| COLORADO SPRINGS, CO | 25 | $ 5,113,000 | $ 204,000 | $ 123,000 |
| TULSA, OK | 25 | $ 4,036,000 | $ 161,000 | $ 95,000 |
| ALBANY-SCHENECTADY-TROY, NY | 24 | $ 4,092,000 | $ 170,000 | $ 102,000 |
| ASHEVILLE, NC | 24 | $ 3,637,000 | $ 151,000 | $ 99,000 |
| DURHAM-CHAPEL HILL, NC | 24 | $ 5,283,000 | $ 220,000 | $ 136,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 24 | $ 3,311,000 | $ 118,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 24 | $ 3,308,000 | $ 137,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 24 | $ 3,879,000 | $ 161,000 | $ 101,000 |
| WICHITA, KS | 24 | $ 2,997,000 | $ 124,000 | $ 89,000 |
| ANN ARBOR, MI | 23 | $ 4,838,000 | $ 210,000 | $ 145,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 23 | $ 4,838,000 | $ 210,000 | $ 170,000 |
| KNOXVILLE, TN | 23 | $ 4,382,000 | $ 190,000 | $ 131,000 |
| RENO-SPARKS, NV | 22 | $ 8,027,000 | $ 364,000 | $ 197,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 21 | $ 4,198,000 | $ 220,000 | $ 146,000 |
| DOVER, DE | 21 | $ 3,370,000 | $ 160,000 | $ 90,000 |
| CHATTANOOGA, TN-GA | 20 | $ 2,491,000 | $ 117,000 | $ 71,000 |
| FRESNO, CA | 20 | $ 3,827,000 | $ 191,000 | $ 134,000 |
| HONOLULU, HI | 20 | $ 8,468,000 | $ 423,000 | $ 158,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 20 | $ 3,680,000 | $ 184,000 | $ 115,000 |
| ST. CLOUD, MN | 20 | $ 2,397,000 | $ 119,000 | $ 92,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 19 | $ 4,013,000 | $ 211,000 | $ 141,000 |
| FORT COLLINS-LOVELAND, CO | 19 | $ 4,105,000 | $ 216,000 | $ 76,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 3,641,000 | $ 191,000 | $ 104,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 19 | $ 2,466,000 | $ 129,000 | $ 76,000 |
| NAPLES-MARCO ISLAND, FL | 19 | $ 5,326,000 | $ 280,000 | $ 233,000 |
| DAYTON, OH | 18 | $ 2,312,000 | $ 128,000 | $ 84,000 |
| GRAND RAPIDS-WYOMING, MI | 18 | $ 1,979,000 | $ 109,000 | $ 65,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 18 | $ 2,957,000 | $ 164,000 | $ 99,000 |
| TACOMA, WA | 18 | $ 3,641,000 | $ 202,000 | $ 162,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 3,374,000 | $ 198,000 | $ 124,000 |
| OCALA, FL | 17 | $ 1,589,000 | $ 93,000 | $ 56,000 |
| READING, PA | 17 | $ 2,184,000 | $ 128,000 | $ 66,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 16 | $ 1,511,000 | $ 94,000 | $ 57,000 |
| LANCASTER, PA | 16 | $ 2,807,000 | $ 175,000 | $ 105,000 |
| PROVO-OREM, UT | 16 | $ 6,252,000 | $ 390,000 | $ 197,000 |
| SCRANTON--WILKES-BARRE, PA | 16 | $ 1,800,000 | $ 112,000 | $ 101,000 |
| WILMINGTON, NC | 16 | $ 3,812,000 | $ 238,000 | $ 140,000 |
| AKRON, OH | 15 | $ 2,207,000 | $ 147,000 | $ 90,000 |
| COLUMBUS, GA-AL | 15 | $ 2,253,000 | $ 118,500 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 15 | $ 2,050,000 | $ 136,000 | $ 83,000 |
| PUNTA GORDA, FL | 15 | $ 1,935,000 | $ 129,000 | $ 71,000 |
| ROCHESTER, NY | 15 | $ 1,273,000 | $ 84,000 | $ 67,000 |
| TOLEDO, OH | 15 | $ 2,824,000 | $ 188,000 | $ 157,000 |
| BARNSTABLE TOWN, MA | 14 | $ 2,289,000 | $ 163,000 | $ 125,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 14 | $ 3,177,000 | $ 148,500 | $ 126,500 |
| FORT WAYNE, IN | 14 | $ 2,421,000 | $ 172,000 | $ 128,000 |
| GULFPORT-BILOXI, MS | 14 | $ 3,609,000 | $ 257,000 | $ 167,000 |
| HUNTSVILLE, AL | 14 | $ 2,815,000 | $ 201,000 | $ 162,000 |
| MOBILE, AL | 14 | $ 1,192,000 | $ 85,000 | $ 69,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 14 | $ 6,703,000 | $ 478,000 | $ 169,000 |
| SEBASTIAN-VERO BEACH, FL | 14 | $ 2,891,000 | $ 206,000 | $ 190,000 |
| SPOKANE, WA | 14 | $ 1,657,000 | $ 118,000 | $ 110,000 |
| STOCKTON, CA | 14 | $ 3,426,000 | $ 244,000 | $ 121,000 |
| GAINESVILLE, GA | 13 | $ 3,493,000 | $ 268,000 | $ 212,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 3,020,000 | $ 232,000 | $ 124,000 |
| LANSING-EAST LANSING, MI | 13 | $ 1,474,000 | $ 113,000 | $ 79,000 |
| MODESTO, CA | 13 | $ 2,739,000 | $ 210,000 | $ 106,000 |
| OCEAN CITY, NJ | 13 | $ 3,496,000 | $ 268,000 | $ 334,000 |
| SANTA FE, NM | 13 | $ 5,542,000 | $ 426,000 | $ 658,000 |
| YORK-HANOVER, PA | 13 | $ 1,842,000 | $ 141,000 | $ 79,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 2,949,000 | $ 245,000 | $ 180,000 |
| ROANOKE, VA | 12 | $ 2,115,000 | $ 176,000 | $ 99,000 |
| SALEM, OR | 12 | $ 2,523,000 | $ 210,000 | $ 73,000 |
| SALISBURY, MD | 12 | $ 2,026,000 | $ 168,000 | $ 101,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 12 | $ 3,950,000 | $ 329,000 | $ 191,000 |
| ST. GEORGE, UT | 12 | $ 2,839,000 | $ 236,000 | $ 141,000 |
| WINSTON-SALEM, NC | 12 | $ 2,415,000 | $ 201,000 | $ 181,000 |
| BEND, OR | 11 | $ 2,253,000 | $ 204,000 | $ 118,000 |
| DULUTH, MN-WI | 11 | $ 1,756,000 | $ 132,500 | $ 70,500 |
| FAYETTEVILLE, NC | 11 | $ 1,474,000 | $ 134,000 | $ 118,000 |
| FLAGSTAFF, AZ | 11 | $ 4,540,000 | $ 412,000 | $ 163,000 |
| GREELEY, CO | 11 | $ 2,831,000 | $ 257,000 | $ 95,000 |
| JACKSON, MS | 11 | $ 1,606,000 | $ 146,000 | $ 107,000 |
| WINCHESTER, VA-WV | 11 | $ 1,669,000 | $ 151,000 | $ 83,000 |
| BELLINGHAM, WA | 10 | $ 3,585,000 | $ 358,000 | $ 103,000 |
| CHARLESTON, WV | 10 | $ 1,447,000 | $ 144,000 | $ 92,000 |
| EVANSVILLE, IN-KY | 10 | $ 1,240,000 | $ 124,000 | $ 78,000 |
| GREENVILLE, NC | 10 | $ 1,406,000 | $ 140,000 | $ 88,000 |
| MADISON, WI | 10 | $ 1,909,000 | $ 190,000 | $ 155,000 |
| PALM COAST, FL | 10 | $ 1,388,000 | $ 138,000 | $ 77,000 |
| SALINAS, CA | 10 | $ 4,266,000 | $ 426,000 | $ 152,000 |
| SPRINGFIELD, MO | 10 | $ 1,346,000 | $ 134,000 | $ 110,000 |
| TALLAHASSEE, FL | 10 | $ 2,145,000 | $ 214,000 | $ 145,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 1,956,000 | $ 195,000 | $ 98,000 |
| VISALIA-PORTERVILLE, CA | 10 | $ 1,373,000 | $ 137,000 | $ 107,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,241,000 | $ 137,000 | $ 133,000 |
| GAINESVILLE, FL | 9 | $ 1,157,000 | $ 128,000 | $ 109,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 1,196,000 | $ 143,000 | $ 70,500 |
| OGDEN-CLEARFIELD, UT | 9 | $ 3,524,000 | $ 391,000 | $ 192,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 3,247,000 | $ 360,000 | $ 238,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 912,000 | $ 115,000 | $ 91,000 |
| EL PASO, TX | 8 | $ 907,000 | $ 113,000 | $ 63,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 917,000 | $ 114,000 | $ 85,000 |
| NAPA, CA | 8 | $ 3,187,000 | $ 398,000 | $ 159,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 8 | $ 380,000 | $ 45,500 | $ 57,500 |
| BINGHAMTON, NY | 7 | $ 641,000 | $ 91,000 | $ 80,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 1,101,000 | $ 157,000 | $ 87,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,332,000 | $ 190,000 | $ 70,000 |
| CHICO, CA | 7 | $ 1,018,000 | $ 145,000 | $ 65,000 |
| ERIE, PA | 7 | $ 806,000 | $ 115,000 | $ 75,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 1,479,000 | $ 211,000 | $ 108,000 |
| FLORENCE, SC | 7 | $ 949,000 | $ 135,000 | $ 83,000 |
| HARRISONBURG, VA | 7 | $ 887,000 | $ 126,000 | $ 74,000 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 931,000 | $ 133,000 | $ 87,000 |
| IOWA CITY, IA | 7 | $ 952,000 | $ 136,000 | $ 66,000 |
| OLYMPIA, WA | 7 | $ 1,003,000 | $ 143,000 | $ 89,000 |
| PEORIA, IL | 7 | $ 880,000 | $ 125,000 | $ 78,000 |
| SIOUX FALLS, SD | 7 | $ 1,117,000 | $ 159,000 | $ 75,000 |
| SPRINGFIELD, MA | 7 | $ 1,045,000 | $ 149,000 | $ 144,000 |
| TOPEKA, KS | 7 | $ 604,000 | $ 86,000 | $ 111,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 7 | $ 1,350,000 | $ 192,000 | $ 58,000 |
| YUMA, AZ | 7 | $ 703,000 | $ 100,000 | $ 56,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 615,000 | $ 102,000 | $ 91,000 |
| BAY CITY, MI | 6 | $ 356,000 | $ 59,000 | $ 51,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 2,231,000 | $ 371,000 | $ 133,000 |
| COLUMBIA, MO | 6 | $ 655,000 | $ 109,000 | $ 52,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,554,000 | $ 259,000 | $ 357,000 |
| FARGO, ND-MN | 6 | $ 765,000 | $ 125,000 | $ 89,000 |
| FORT SMITH, AR-OK | 6 | $ 505,000 | $ 90,000 | $ 79,000 |
| KALAMAZOO-PORTAGE, MI | 6 | $ 808,000 | $ 134,000 | $ 120,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 6 | $ 383,000 | $ 63,000 | $ 41,000 |
| LINCOLN, NE | 6 | $ 777,000 | $ 129,000 | $ 68,000 |
| MONTGOMERY, AL | 6 | $ 483,000 | $ 80,000 | $ 47,000 |
| MORGANTOWN, WV | 6 | $ 1,224,000 | $ 204,000 | $ 145,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 6 | $ 493,000 | $ 82,000 | $ 88,000 |
| SAVANNAH, GA | 6 | $ 1,214,000 | $ 202,000 | $ 137,000 |
| SYRACUSE, NY | 6 | $ 818,000 | $ 136,000 | $ 88,000 |
| WHEELING, WV-OH | 6 | $ 619,000 | $ 101,500 | $ 152,000 |
| ANCHORAGE, AK | 5 | $ 2,075,000 | $ 415,000 | $ 184,000 |
| APPLETON, WI | 5 | $ 625,000 | $ 125,000 | $ 71,000 |
| BISMARCK, ND | 5 | $ 721,000 | $ 144,000 | $ 76,000 |
| CANTON-MASSILLON, OH | 5 | $ 529,000 | $ 105,000 | $ 65,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 658,000 | $ 131,000 | $ 124,000 |
| DANVILLE, VA | 5 | $ 341,000 | $ 68,000 | $ 38,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 674,000 | $ 122,500 | $ 121,500 |
| FLINT, MI | 5 | $ 709,000 | $ 141,000 | $ 119,000 |
| JONESBORO, AR | 5 | $ 593,000 | $ 118,000 | $ 73,000 |
| JOPLIN, MO | 5 | $ 457,000 | $ 91,000 | $ 70,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 5 | $ 850,000 | $ 170,000 | $ 94,000 |
| LAFAYETTE, IN | 5 | $ 894,000 | $ 178,000 | $ 85,000 |
| LYNCHBURG, VA | 5 | $ 699,000 | $ 139,000 | $ 98,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 761,000 | $ 152,000 | $ 144,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 642,000 | $ 128,000 | $ 70,000 |
| PRESCOTT, AZ | 5 | $ 1,381,000 | $ 276,000 | $ 94,000 |
| REDDING, CA | 5 | $ 789,000 | $ 157,000 | $ 87,000 |
| ROCHESTER, MN | 5 | $ 550,000 | $ 110,000 | $ 109,000 |
| SHERMAN-DENISON, TX | 5 | $ 255,000 | $ 51,000 | $ 61,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 333,000 | $ 57,000 | $ 38,000 |
| SPARTANBURG, SC | 5 | $ 1,202,000 | $ 240,000 | $ 98,000 |
| WENATCHEE-EAST WENATCHEE, WA | 5 | $ 2,096,000 | $ 419,000 | $ 137,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 327,000 | $ 65,000 | $ 52,000 |
| AMES, IA | 4 | $ 447,000 | $ 111,000 | $ 91,000 |
| ANDERSON, SC | 4 | $ 443,000 | $ 110,000 | $ 88,000 |
| AUBURN-OPELIKA, AL | 4 | $ 665,000 | $ 166,000 | $ 59,000 |
| BLOOMINGTON, IN | 4 | $ 612,000 | $ 153,000 | $ 115,000 |
| CEDAR RAPIDS, IA | 4 | $ 535,000 | $ 133,000 | $ 76,000 |
| HOT SPRINGS, AR | 4 | $ 585,000 | $ 146,000 | $ 64,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 421,000 | $ 105,000 | $ 82,500 |
| JACKSONVILLE, NC | 4 | $ 611,000 | $ 152,000 | $ 114,000 |
| LEWISTON-AUBURN, ME | 4 | $ 449,000 | $ 112,000 | $ 73,000 |
| LUBBOCK, TX | 4 | $ 328,000 | $ 82,000 | $ 52,000 |
| MACON, GA | 4 | $ 827,000 | $ 206,000 | $ 61,000 |
| MANHATTAN, KS | 4 | $ 488,000 | $ 122,000 | $ 50,000 |
| MEDFORD, OR | 4 | $ 1,739,000 | $ 434,000 | $ 130,000 |
| MUSKEGON-NORTON SHORES, MI | 4 | $ 299,000 | $ 74,000 | $ 51,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 4 | $ 408,000 | $ 91,000 | $ 43,000 |
| PASCAGOULA, MS | 4 | $ 627,000 | $ 156,000 | $ 111,000 |
| PITTSFIELD, MA | 4 | $ 569,000 | $ 142,000 | $ 62,000 |
| PUEBLO, CO | 4 | $ 294,000 | $ 73,000 | $ 78,000 |
| RAPID CITY, SD | 4 | $ 674,000 | $ 168,000 | $ 92,000 |
| ROME, GA | 4 | $ 315,000 | $ 78,000 | $ 70,000 |
| STATE COLLEGE, PA | 4 | $ 615,000 | $ 153,000 | $ 82,000 |
| TERRE HAUTE, IN | 4 | $ 433,000 | $ 108,000 | $ 81,000 |
| WARNER ROBINS, GA | 4 | $ 469,000 | $ 117,000 | $ 65,000 |
| YUBA CITY, CA | 4 | $ 781,000 | $ 195,000 | $ 82,000 |
| BANGOR, ME | 3 | $ 564,000 | $ 188,000 | $ 204,000 |
| BILLINGS, MT | 3 | $ 549,000 | $ 183,000 | $ 70,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 275,000 | $ 91,000 | $ 107,000 |
| BURLINGTON, NC | 3 | $ 273,000 | $ 91,000 | $ 60,000 |
| CARSON CITY, NV | 3 | $ 891,000 | $ 297,000 | $ 104,000 |
| CLARKSVILLE, TN-KY | 3 | $ 296,000 | $ 111,500 | $ 73,500 |
| CORVALLIS, OR | 3 | $ 361,000 | $ 120,000 | $ 83,000 |
| CUMBERLAND, MD-WV | 3 | $ 331,000 | $ 110,000 | $ 73,000 |
| DECATUR, AL | 3 | $ 468,000 | $ 156,000 | $ 90,000 |
| DOTHAN, AL | 3 | $ 367,000 | $ 122,000 | $ 60,000 |
| EAU CLAIRE, WI | 3 | $ 146,000 | $ 48,000 | $ 80,000 |
| ELKHART-GOSHEN, IN | 3 | $ 197,000 | $ 65,000 | $ 39,000 |
| ELMIRA, NY | 3 | $ 364,000 | $ 121,000 | $ 66,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 454,000 | $ 151,000 | $ 76,000 |
| GADSDEN, AL | 3 | $ 746,000 | $ 248,000 | $ 198,000 |
| GREAT FALLS, MT | 3 | $ 516,000 | $ 172,000 | $ 132,000 |
| JACKSON, MI | 3 | $ 290,000 | $ 96,000 | $ 83,000 |
| JOHNSTOWN, PA | 3 | $ 188,000 | $ 62,000 | $ 69,000 |
| LAREDO, TX | 3 | $ 173,000 | $ 57,000 | $ 104,000 |
| LAS CRUCES, NM | 3 | $ 305,000 | $ 101,000 | $ 60,000 |
| LAWRENCE, KS | 3 | $ 318,000 | $ 106,000 | $ 119,000 |
| LIMA, OH | 3 | $ 259,000 | $ 86,000 | $ 82,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 304,000 | $ 101,000 | $ 58,000 |
| MERCED, CA | 3 | $ 336,000 | $ 112,000 | $ 46,000 |
| MONROE, MI | 3 | $ 286,000 | $ 95,000 | $ 59,000 |
| MORRISTOWN, TN | 3 | $ 913,000 | $ 304,000 | $ 120,000 |
| MUNCIE, IN | 3 | $ 153,000 | $ 51,000 | $ 62,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 395,000 | $ 131,000 | $ 390,000 |
| ROCKY MOUNT, NC | 3 | $ 426,000 | $ 142,000 | $ 117,000 |
| ST. JOSEPH, MO-KS | 3 | $ 403,000 | $ 134,000 | $ 123,000 |
| TUSCALOOSA, AL | 3 | $ 594,000 | $ 198,000 | $ 99,000 |
| VALDOSTA, GA | 3 | $ 104,000 | $ 34,000 | $ 43,000 |
| WACO, TX | 3 | $ 290,000 | $ 96,000 | $ 28,000 |
| YAKIMA, WA | 3 | $ 324,000 | $ 108,000 | $ 75,000 |
| AMARILLO, TX | 2 | $ 149,000 | $ 74,000 | $ 57,000 |
| ANDERSON, IN | 2 | $ 313,000 | $ 156,000 | $ 103,000 |
| ANNISTON-OXFORD, AL | 2 | $ 157,000 | $ 78,000 | $ 47,000 |
| BRUNSWICK, GA | 2 | $ 424,000 | $ 212,000 | $ 516,000 |
| CLEVELAND, TN | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| COEUR D'ALENE, ID | 2 | $ 221,000 | $ 110,000 | $ 62,000 |
| DALTON, GA | 2 | $ 133,000 | $ 66,000 | $ 42,000 |
| DUBUQUE, IA | 2 | $ 86,000 | $ 43,000 | $ 54,000 |
| EL CENTRO, CA | 2 | $ 224,000 | $ 112,000 | $ 64,000 |
| FAIRBANKS, AK | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| FARMINGTON, NM | 2 | $ 1,690,000 | $ 845,000 | $ 723,000 |
| GLENS FALLS, NY | 2 | $ 394,000 | $ 197,000 | $ 257,000 |
| GRAND JUNCTION, CO | 2 | $ 451,000 | $ 225,000 | $ 237,000 |
| GREEN BAY, WI | 2 | $ 68,000 | $ 34,000 | $ 42,000 |
| HATTIESBURG, MS | 2 | $ 1,080,000 | $ 540,000 | $ 277,000 |
| JANESVILLE, WI | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| JOHNSON CITY, TN | 2 | $ 129,000 | $ 64,000 | $ 54,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 117,000 | $ 58,000 | $ 40,000 |
| KOKOMO, IN | 2 | $ 454,000 | $ 227,000 | $ 184,000 |
| LAWTON, OK | 2 | $ 196,000 | $ 98,000 | $ 99,000 |
| LEWISTON, ID-WA | 2 | $ 243,000 | $ 121,500 | $ 43,500 |
| LOGAN, UT-ID | 2 | $ 424,000 | $ 212,000 | $ 114,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 213,000 | $ 106,000 | $ 73,000 |
| MIDLAND, TX | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| MISSOULA, MT | 2 | $ 443,000 | $ 221,000 | $ 93,000 |
| RACINE, WI | 2 | $ 306,000 | $ 153,000 | $ 102,000 |
| ROCKFORD, IL | 2 | $ 335,000 | $ 167,000 | $ 115,000 |
| SPRINGFIELD, IL | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| SUMTER, SC | 2 | $ 128,000 | $ 64,000 | $ 61,000 |
| UTICA-ROME, NY | 2 | $ 75,000 | $ 37,000 | $ 96,000 |
| ALBANY, GA | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| ALTOONA, PA | 1 | $ 11,500,000 | $ 11,500,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 91,000 | $ 91,000 | $ 90,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| CASPER, WY | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| CHEYENNE, WY | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| COLUMBUS, IN | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| ELIZABETHTOWN, KY | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| GOLDSBORO, NC | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| GRAND FORKS, ND-MN | 1 | $ 436,000 | $ 436,000 | $ 213,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| IDAHO FALLS, ID | 1 | $ 86,000 | $ 86,000 | $ 92,000 |
| ITHACA, NY | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| JEFFERSON CITY, MO | 1 | $ 215,000 | $ 215,000 | $ 190,000 |
| LA CROSSE, WI-MN | 1 | $ 46,000 | $ 46,000 | $ 70,000 |
| LEBANON, PA | 1 | $ 103,000 | $ 103,000 | $ 104,000 |
| LONGVIEW, WA | 1 | $ 228,000 | $ 228,000 | $ 500,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 475,000 | $ 475,000 | $ 507,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| PINE BLUFF, AR | 1 | $ 103,000 | $ 103,000 | $ 98,000 |
| SHEBOYGAN, WI | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| SPRINGFIELD, OH | 1 | $ 47,000 | $ 47,000 | $ 13,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,370 | $4,370,301,000 | $214,000 | $85,000,000 | $108,000 | $9,000,000 |
| Home Improvement | 10,845 | $653,677,000 | $60,000 | $48,000,000 | $72,000 | $4,523,000 |
| Home Purchase | 6,260 | $2,452,130,000 | $391,000 | $99,000,000 | $131,000 | $6,313,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,225 | $3,253,429,000 | $178,000 | $6,800,000 | $114,000 | $9,000,000 |
| Black or African American | 5,831 | $469,107,000 | $80,000 | $1,765,000 | $63,000 | $1,547,000 |
| Hispanic | 5,607 | $463,317,000 | $82,000 | $1,924,000 | $65,000 | $3,600,000 |
| Not Provided | 4,086 | $770,566,000 | $188,000 | $4,300,000 | $146,000 | $9,000,000 |
| Asian | 2,588 | $588,042,000 | $227,000 | $2,210,000 | $125,000 | $5,257,000 |
| Not applicable | 650 | $1,877,077,000 | $2,887,000 | $99,000,000 | $32,000 | $365,000 |
| American Indian or Alaskan Native | 379 | $38,025,000 | $100,000 | $1,458,000 | $76,000 | $1,353,000 |
| Native Hawaiian or Other Pacific Islander | 109 | $16,545,000 | $151,000 | $840,000 | $102,000 | $1,055,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,443 | $7,270,617,000 | $199,000 | $99,000,000 | $102,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 972 | $190,477,000 | $195,000 | $26,479,000 | $63,000 | $555,000 |
| VA-guaranteed (Veterans Administration) | 60 | $15,014,000 | $250,000 | $802,000 | $82,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,052 | $2,223,978,000 | $130,000 | $25,000,000 | $90,000 | $9,000,000 |
| Loan Originated | 12,426 | $3,325,725,000 | $267,000 | $85,000,000 | $101,000 | $9,000,000 |
| File Closed For Incompleteness | 3,601 | $847,173,000 | $235,000 | $4,000,000 | $154,000 | $5,257,000 |
| Application Withdrawn By Applicant | 2,500 | $814,437,000 | $325,000 | $99,000,000 | $130,000 | $4,523,000 |
| Loan Purchased By The Institution | 993 | $149,293,000 | $150,000 | $463,000 | $62,000 | $980,000 |
| Application Approved But Not Accepted | 799 | $104,294,000 | $130,000 | $6,800,000 | $95,000 | $3,063,000 |
| Preapproval Denied by Financial Institution | 104 | $11,208,000 | $107,000 | $474,000 | $33,000 | $98,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,023 | $723,733,000 | $90,000 | $2,300,000 | $93,000 | $4,100,000 |
| Debt-To-Income Ratio | 4,568 | $630,607,000 | $138,000 | $2,050,000 | $53,000 | $982,000 |
| Collateral | 2,568 | $510,858,000 | $198,000 | $11,250,000 | $122,000 | $2,208,000 |
| Other | 1,148 | $210,397,000 | $183,000 | $25,000,000 | $128,000 | $9,000,000 |
| Unverifiable Information | 344 | $48,205,000 | $140,000 | $749,000 | $101,000 | $900,000 |
| Credit Application Incomplete | 289 | $65,569,000 | $226,000 | $1,405,000 | $111,000 | $750,000 |
| Employment History | 136 | $28,868,000 | $212,000 | $1,040,000 | $109,000 | $857,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 79 | $16,862,000 | $213,000 | $776,000 | $90,000 | $584,000 |
| Mortgage Insurance Denied | 1 | $87,000 | $87,000 | $87,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.