Capstar Lending, LLC Mortgage Lending & HMDA Data, 2011

In 2011, Capstar Lending, LLC of Austin, TX reported 1,633 mortgage applications totaling $374.4 million, up 18% from 2010. The average application was for $229,275, and applicants reported an average income of $132,018. 88% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Austin-Round Rock-San Marcos, TX (1,404), Dallas-Plano-Irving, TX (64) and Houston-Sugar Land-Baytown, TX (64) (applications in parentheses).

Mortgage Company & Address Capstar Lending, LLC
6836 Austin Center Blvd #110
Austin, TX 78717
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,633
Total Mortgage Loan Application Amount $374,407,000
Average Mortgage Loan Application Amount $229,275
Highest Mortgage Loan Application Amount $1,013,000
Average Applicant Income $132,018
Highest Applicant Income $1,602,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capstar Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capstar Lending, LLC by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Travis, Texas 1,071 $ 258,006,000 $ 240,901 $ 135,000
Williamson, Texas 241 $ 44,486,000 $ 184,589 $ 103,000
Hays, Texas 77 $ 14,984,000 $ 194,597 $ 110,000
Harris, Texas 43 $ 10,390,000 $ 241,627 $ 158,000
Dallas, Texas 38 $ 11,024,000 $ 290,105 $ 161,000
Tarrant, Texas 18 $ 3,852,000 $ 214,000 $ 164,000
Collin, Texas 15 $ 3,372,000 $ 224,800 $ 116,000
Bastrop, Texas 13 $ 2,247,000 $ 172,846 $ 91,000
Fort Bend, Texas 12 $ 2,891,000 $ 240,916 $ 135,000
Denton, Texas 11 $ 2,377,000 $ 216,090 $ 125,000
Parker, Texas 11 $ 2,179,000 $ 198,090 $ 96,000
Bexar, Texas 10 $ 2,687,000 $ 268,700 $ 168,000
Comal, Texas 9 $ 1,658,000 $ 184,222 $ 131,000
Burnet, Texas 7 $ 1,830,000 $ 261,428 $ 346,000
Llano, Texas 7 $ 1,669,000 $ 238,428 $ 256,000
Brazos, Texas 6 $ 851,000 $ 141,833 $ 185,000
Montgomery, Texas 5 $ 3,177,000 $ 635,400 $ 356,000
Nueces, Texas 4 $ 482,000 $ 120,500 $ 204,000
Aransas, Texas 3 $ 666,000 $ 222,000 $ 356,000
Bell, Texas 2 $ 423,000 $ 211,500 $ 54,000
Brazoria, Texas 2 $ 334,000 $ 167,000 $ 61,000
Caldwell, Texas 2 $ 366,000 $ 183,000 $ 60,000
Galveston, Texas 2 $ 227,000 $ 113,500 $ 51,000
Guadalupe, Texas 2 $ 601,000 $ 300,500 $ 120,000
Hidalgo, Texas 2 $ 229,000 $ 114,500 $ 113,000
Lubbock, Texas 2 $ 355,000 $ 177,500 $ 88,000
Milam, Texas 2 $ 344,000 $ 172,000 $ 103,000
Palo Pinto, Texas 2 $ 352,000 $ 176,000 $ 88,000
Smith, Texas 2 $ 310,000 $ 155,000 $ 149,000
Washington, Texas 2 $ 458,000 $ 229,000 $ 124,000
Bowie, Texas 1 $ 185,000 $ 185,000 $ 224,000
Calhoun, Texas 1 $ 117,000 $ 117,000 $ 99,000
El Paso, Texas 1 $ 183,000 $ 183,000 $ 72,000
Fayette, Texas 1 $ 115,000 $ 115,000 $ 313,000
Gillespie, Texas 1 $ 266,000 $ 266,000 $ 122,000
Jack, Texas 1 $ 180,000 $ 180,000 $ 192,000
Jefferson, Texas 1 $ 136,000 $ 136,000 $ 68,000
Lee, Texas 1 $ 64,000 $ 64,000 $ 29,000
Limestone, Texas 1 $ 174,000 $ 174,000 $ 228,000
Medina, Texas 1 $ 160,000 $ 160,000 $ 102,000

Mortgage Loan Application Detail Totals for Capstar Lending, LLC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 818 $197,257,000 $241,000 $1,013,000 $142,000 $1,498,000
Home Purchase 815 $177,150,000 $217,000 $1,000,000 $122,000 $1,602,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,178 $274,255,000 $232,000 $1,013,000 $132,000 $1,079,000
Not Provided 203 $44,976,000 $221,000 $800,000 $137,000 $1,602,000
Asian 158 $36,709,000 $232,000 $820,000 $139,000 $992,000
Hispanic 72 $13,993,000 $194,000 $417,000 $123,000 $542,000
Black or African American 19 $3,749,000 $197,000 $417,000 $98,000 $215,000
American Indian or Alaskan Native 2 $308,000 $154,000 $221,000 $162,000 $281,000
Native Hawaiian or Other Pacific Islander 1 $417,000 $417,000 $417,000 $176,000 $176,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,374 $328,946,000 $239,000 $1,013,000 $142,000 $1,602,000
FHA-insured (Federal Housing Administration) 219 $37,215,000 $169,000 $292,000 $77,000 $496,000
VA-guaranteed (Veterans Administration) 40 $8,246,000 $206,000 $395,000 $86,000 $210,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,437 $330,472,000 $229,000 $1,013,000 $132,000 $1,498,000
Application Withdrawn By Applicant 153 $34,313,000 $224,000 $880,000 $143,000 $1,602,000
Application Denied By Financial Institution 43 $9,622,000 $223,000 $800,000 $107,000 $360,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capstar Lending, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capstar Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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