Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2013
In 2013, Cardinal Financial Company, Li of Charlotte, NC reported 7,157 mortgage applications totaling $1.8 billion, up 129% from 2012. The average application was for $247,620, and applicants reported an average income of $121,767. 69% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (282), Dallas-Plano-Irving, TX (262) and Washington-Arlington-Alexandria, DC-VA-MD-WV (226) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,157 |
| Total Mortgage Loan Application Amount | $1,772,222,000 |
| Average Mortgage Loan Application Amount | $247,620 |
| Highest Mortgage Loan Application Amount | $1,934,000 |
| Average Applicant Income | $121,767 |
| Highest Applicant Income | $5,035,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 380 | $ 83,178,000 | $ 218,889 | $ 93,000 |
| Montgomery, Pennsylvania | 268 | $ 66,136,000 | $ 246,776 | $ 107,000 |
| Bucks, Pennsylvania | 208 | $ 51,063,000 | $ 245,495 | $ 102,000 |
| Monmouth, New Jersey | 192 | $ 56,286,000 | $ 293,156 | $ 134,000 |
| Bergen, New Jersey | 172 | $ 61,219,000 | $ 355,924 | $ 133,000 |
| Harris, Texas | 158 | $ 35,231,000 | $ 222,981 | $ 134,000 |
| Middlesex, New Jersey | 134 | $ 35,870,000 | $ 267,686 | $ 115,000 |
| Clark, Nevada | 110 | $ 23,299,000 | $ 211,809 | $ 109,000 |
| Collin, Texas | 110 | $ 24,297,000 | $ 220,881 | $ 117,000 |
| Travis, Texas | 96 | $ 21,579,000 | $ 224,781 | $ 117,000 |
| Chester, Pennsylvania | 94 | $ 22,730,000 | $ 241,808 | $ 117,000 |
| Ocean, New Jersey | 89 | $ 23,022,000 | $ 258,674 | $ 109,000 |
| Hudson, New Jersey | 88 | $ 26,014,000 | $ 295,613 | $ 159,000 |
| Dallas, Texas | 88 | $ 21,344,000 | $ 242,545 | $ 190,000 |
| Cook, Illinois | 82 | $ 19,750,000 | $ 240,853 | $ 146,000 |
| King, Washington | 81 | $ 23,725,000 | $ 292,901 | $ 110,000 |
| Delaware, Pennsylvania | 72 | $ 18,471,000 | $ 256,541 | $ 115,000 |
| Lehigh, Pennsylvania | 69 | $ 13,004,000 | $ 188,463 | $ 96,000 |
| Fairfax, Virginia | 69 | $ 22,186,000 | $ 321,536 | $ 143,000 |
| Mecklenburg, North Carolina | 65 | $ 15,408,000 | $ 237,046 | $ 116,000 |
| Somerset, New Jersey | 62 | $ 21,386,000 | $ 344,935 | $ 149,000 |
| Fort Bend, Texas | 60 | $ 14,090,000 | $ 234,833 | $ 140,000 |
| Denton, Texas | 59 | $ 13,442,000 | $ 227,830 | $ 124,000 |
| Wake, North Carolina | 58 | $ 13,528,000 | $ 233,241 | $ 127,000 |
| Oakland, Michigan | 57 | $ 11,808,000 | $ 207,157 | $ 102,000 |
| Union, New Jersey | 56 | $ 19,755,000 | $ 352,767 | $ 163,000 |
| Tarrant, Texas | 53 | $ 10,985,000 | $ 207,264 | $ 117,000 |
| Morris, New Jersey | 50 | $ 16,345,000 | $ 326,900 | $ 124,000 |
| Essex, New Jersey | 44 | $ 14,649,000 | $ 332,931 | $ 158,000 |
| Passaic, New Jersey | 44 | $ 13,808,000 | $ 313,818 | $ 131,000 |
| Williamson, Texas | 44 | $ 8,852,000 | $ 201,181 | $ 110,000 |
| Fulton, Georgia | 43 | $ 10,151,000 | $ 236,069 | $ 106,000 |
| Los Angeles, California | 42 | $ 15,252,000 | $ 363,142 | $ 126,000 |
| Broward, Florida | 42 | $ 9,378,000 | $ 223,285 | $ 119,000 |
| Burlington, New Jersey | 39 | $ 9,089,000 | $ 233,051 | $ 130,000 |
| District of Columbia, District Of Columbia | 38 | $ 12,794,000 | $ 336,684 | $ 152,000 |
| Multnomah, Oregon | 38 | $ 9,486,000 | $ 249,631 | $ 108,000 |
| Palm Beach, Florida | 37 | $ 9,479,000 | $ 256,189 | $ 147,000 |
| Montgomery, Maryland | 37 | $ 10,678,000 | $ 288,594 | $ 140,000 |
| Hunterdon, New Jersey | 37 | $ 12,238,000 | $ 330,756 | $ 129,000 |
| Hillsborough, Florida | 36 | $ 8,493,000 | $ 235,916 | $ 116,000 |
| Orange, Florida | 36 | $ 7,282,000 | $ 202,277 | $ 120,000 |
| Hennepin, Minnesota | 36 | $ 7,860,000 | $ 218,333 | $ 117,000 |
| Bexar, Texas | 36 | $ 7,541,000 | $ 209,472 | $ 110,000 |
| Cobb, Georgia | 35 | $ 7,099,000 | $ 202,828 | $ 107,000 |
| Gwinnett, Georgia | 35 | $ 7,155,000 | $ 204,428 | $ 165,000 |
| Loudoun, Virginia | 35 | $ 12,273,000 | $ 350,657 | $ 145,000 |
| Prince William, Virginia | 33 | $ 9,931,000 | $ 300,939 | $ 128,000 |
| Wayne, Michigan | 32 | $ 6,137,000 | $ 191,781 | $ 250,000 |
| Allegheny, Pennsylvania | 32 | $ 5,789,000 | $ 180,906 | $ 143,000 |
| Montgomery, Texas | 32 | $ 6,343,000 | $ 198,218 | $ 130,000 |
| Miami-Dade, Florida | 31 | $ 7,401,000 | $ 238,741 | $ 137,000 |
| DuPage, Illinois | 29 | $ 6,630,000 | $ 228,620 | $ 106,000 |
| Washington, Oregon | 29 | $ 6,744,000 | $ 232,551 | $ 107,000 |
| Cape May, New Jersey | 28 | $ 7,882,000 | $ 281,500 | $ 176,000 |
| Snohomish, Washington | 28 | $ 7,640,000 | $ 272,857 | $ 95,000 |
| Arapahoe, Colorado | 27 | $ 6,731,000 | $ 249,296 | $ 109,000 |
| Denver, Colorado | 27 | $ 7,934,000 | $ 293,851 | $ 143,000 |
| El Paso, Colorado | 25 | $ 5,954,000 | $ 238,160 | $ 100,000 |
| Will, Illinois | 25 | $ 5,558,000 | $ 222,320 | $ 125,000 |
| Anne Arundel, Maryland | 25 | $ 7,517,000 | $ 300,680 | $ 111,000 |
| Hartford, Connecticut | 24 | $ 6,004,000 | $ 250,166 | $ 128,000 |
| Lee, Florida | 24 | $ 5,223,000 | $ 217,625 | $ 152,000 |
| Clackamas, Oregon | 24 | $ 6,186,000 | $ 257,750 | $ 105,000 |
| Virginia Beach, Virginia | 24 | $ 6,483,000 | $ 270,125 | $ 63,000 |
| San Diego, California | 23 | $ 7,222,000 | $ 314,000 | $ 145,000 |
| Douglas, Colorado | 23 | $ 6,507,000 | $ 282,913 | $ 129,000 |
| Fairfield, Connecticut | 23 | $ 6,334,000 | $ 275,391 | $ 150,000 |
| Pinellas, Florida | 23 | $ 5,712,000 | $ 248,347 | $ 161,000 |
| Forsyth, Georgia | 23 | $ 5,703,000 | $ 247,956 | $ 116,000 |
| Lake, Illinois | 23 | $ 6,303,000 | $ 274,043 | $ 144,000 |
| Baltimore, Maryland | 22 | $ 5,758,000 | $ 261,727 | $ 134,000 |
| Orange, California | 21 | $ 8,406,000 | $ 400,285 | $ 183,000 |
| Charleston, South Carolina | 21 | $ 4,844,000 | $ 230,666 | $ 141,000 |
| Macomb, Michigan | 20 | $ 3,385,000 | $ 169,250 | $ 90,000 |
| DeKalb, Georgia | 19 | $ 4,425,000 | $ 232,894 | $ 118,000 |
| Howard, Maryland | 19 | $ 6,278,000 | $ 330,421 | $ 131,000 |
| Atlantic, New Jersey | 19 | $ 4,575,000 | $ 240,789 | $ 180,000 |
| Gloucester, New Jersey | 19 | $ 4,568,000 | $ 240,421 | $ 109,000 |
| York, South Carolina | 19 | $ 5,598,000 | $ 294,631 | $ 147,000 |
| Adams, Colorado | 18 | $ 3,781,000 | $ 210,055 | $ 98,000 |
| Brevard, Florida | 18 | $ 2,942,000 | $ 163,444 | $ 108,000 |
| Kane, Illinois | 18 | $ 5,159,000 | $ 286,611 | $ 140,000 |
| Camden, New Jersey | 18 | $ 3,492,000 | $ 194,000 | $ 137,000 |
| Cumberland, Pennsylvania | 18 | $ 3,417,000 | $ 189,833 | $ 107,000 |
| Sacramento, California | 17 | $ 3,679,000 | $ 216,411 | $ 90,000 |
| Jefferson, Colorado | 17 | $ 3,834,000 | $ 225,529 | $ 109,000 |
| Hamilton, Indiana | 17 | $ 3,869,000 | $ 227,588 | $ 112,000 |
| Washtenaw, Michigan | 17 | $ 3,395,000 | $ 199,705 | $ 112,000 |
| Northampton, Pennsylvania | 17 | $ 3,477,000 | $ 204,529 | $ 144,000 |
| Galveston, Texas | 17 | $ 3,826,000 | $ 225,058 | $ 223,000 |
| Volusia, Florida | 16 | $ 3,083,000 | $ 192,687 | $ 85,000 |
| Franklin, Ohio | 16 | $ 2,957,000 | $ 184,812 | $ 99,000 |
| York, Pennsylvania | 16 | $ 3,574,000 | $ 223,375 | $ 108,000 |
| Greenville, South Carolina | 16 | $ 3,590,000 | $ 224,375 | $ 126,000 |
| Brazoria, Texas | 16 | $ 2,828,000 | $ 176,750 | $ 137,000 |
| Clark, Washington | 16 | $ 3,825,000 | $ 239,062 | $ 99,000 |
| Duval, Florida | 15 | $ 3,009,000 | $ 200,600 | $ 88,000 |
| Livingston, Michigan | 15 | $ 3,336,000 | $ 222,400 | $ 91,000 |
| El Paso, Texas | 15 | $ 3,038,000 | $ 202,533 | $ 116,000 |
| Riverside, California | 14 | $ 3,351,000 | $ 239,357 | $ 91,000 |
| New Haven, Connecticut | 14 | $ 3,573,000 | $ 255,214 | $ 126,000 |
| New Castle, Delaware | 14 | $ 3,168,000 | $ 226,285 | $ 81,000 |
| Collier, Florida | 14 | $ 3,288,000 | $ 234,857 | $ 153,000 |
| Marion, Indiana | 14 | $ 2,051,000 | $ 146,500 | $ 78,000 |
| Guilford, North Carolina | 14 | $ 2,806,000 | $ 200,428 | $ 107,000 |
| Union, North Carolina | 14 | $ 3,972,000 | $ 283,714 | $ 147,000 |
| Berks, Pennsylvania | 14 | $ 2,808,000 | $ 200,571 | $ 127,000 |
| Arlington, Virginia | 14 | $ 4,021,000 | $ 287,214 | $ 140,000 |
| Santa Clara, California | 13 | $ 4,487,000 | $ 345,153 | $ 132,000 |
| Cherokee, Georgia | 13 | $ 2,835,000 | $ 218,076 | $ 95,000 |
| Kent, Michigan | 13 | $ 2,587,000 | $ 199,000 | $ 204,000 |
| Sussex, New Jersey | 13 | $ 3,842,000 | $ 295,538 | $ 125,000 |
| Buncombe, North Carolina | 13 | $ 3,276,000 | $ 252,000 | $ 91,000 |
| Durham, North Carolina | 13 | $ 2,552,000 | $ 196,307 | $ 120,000 |
| Utah, Utah | 13 | $ 2,562,000 | $ 197,076 | $ 93,000 |
| San Bernardino, California | 12 | $ 3,043,000 | $ 253,583 | $ 94,000 |
| Prince George's, Maryland | 12 | $ 3,239,000 | $ 269,916 | $ 94,000 |
| Washoe, Nevada | 12 | $ 2,916,000 | $ 243,000 | $ 108,000 |
| Summit, Ohio | 12 | $ 2,407,000 | $ 200,583 | $ 120,000 |
| Pierce, Washington | 12 | $ 2,613,000 | $ 217,750 | $ 95,000 |
| Leon, Florida | 11 | $ 2,766,000 | $ 251,454 | $ 127,000 |
| Sarasota, Florida | 11 | $ 2,223,000 | $ 202,090 | $ 79,000 |
| Mercer, New Jersey | 11 | $ 2,946,000 | $ 267,818 | $ 168,000 |
| Cuyahoga, Ohio | 11 | $ 2,546,000 | $ 231,454 | $ 139,000 |
| Deschutes, Oregon | 11 | $ 2,685,000 | $ 244,090 | $ 89,000 |
| Lane, Oregon | 11 | $ 3,167,000 | $ 287,909 | $ 116,000 |
| Lancaster, Pennsylvania | 11 | $ 2,356,000 | $ 214,181 | $ 87,000 |
| Berkeley, South Carolina | 11 | $ 2,308,000 | $ 209,818 | $ 76,000 |
| Chesapeake, Virginia | 11 | $ 2,843,000 | $ 258,454 | $ 56,000 |
| Chesterfield, Virginia | 11 | $ 2,724,000 | $ 247,636 | $ 111,000 |
| Henrico, Virginia | 11 | $ 3,387,000 | $ 307,909 | $ 122,000 |
| Stafford, Virginia | 11 | $ 3,309,000 | $ 300,818 | $ 135,000 |
| Kitsap, Washington | 11 | $ 2,714,000 | $ 246,727 | $ 107,000 |
| San Mateo, California | 10 | $ 4,115,000 | $ 411,500 | $ 322,000 |
| New London, Connecticut | 10 | $ 2,530,000 | $ 253,000 | $ 109,000 |
| Genesee, Michigan | 10 | $ 1,737,000 | $ 173,700 | $ 89,000 |
| Anoka, Minnesota | 10 | $ 1,923,000 | $ 192,300 | $ 109,000 |
| Orange, North Carolina | 10 | $ 2,556,000 | $ 255,600 | $ 101,000 |
| Horry, South Carolina | 10 | $ 1,893,000 | $ 189,300 | $ 109,000 |
| Lancaster, South Carolina | 10 | $ 2,164,000 | $ 216,400 | $ 92,000 |
| Alameda, California | 9 | $ 3,287,000 | $ 365,222 | $ 109,000 |
| St. Johns, Florida | 9 | $ 2,403,000 | $ 267,000 | $ 134,000 |
| Tippecanoe, Indiana | 9 | $ 1,444,000 | $ 160,444 | $ 90,000 |
| Baltimore City, Maryland | 9 | $ 2,284,000 | $ 253,777 | $ 182,000 |
| Frederick, Maryland | 9 | $ 2,003,000 | $ 222,555 | $ 101,000 |
| Ramsey, Minnesota | 9 | $ 2,127,000 | $ 236,333 | $ 91,000 |
| Warren, New Jersey | 9 | $ 1,541,000 | $ 171,222 | $ 81,000 |
| Iredell, North Carolina | 9 | $ 2,638,000 | $ 293,111 | $ 120,000 |
| Hamilton, Ohio | 9 | $ 2,115,000 | $ 235,000 | $ 129,000 |
| Dauphin, Pennsylvania | 9 | $ 1,960,000 | $ 217,777 | $ 122,000 |
| McLennan, Texas | 9 | $ 2,066,000 | $ 229,555 | $ 305,000 |
| Ventura, California | 8 | $ 2,925,000 | $ 365,625 | $ 108,000 |
| Boulder, Colorado | 8 | $ 1,654,000 | $ 206,750 | $ 72,000 |
| Pasco, Florida | 8 | $ 1,449,000 | $ 181,125 | $ 90,000 |
| Seminole, Florida | 8 | $ 1,614,000 | $ 201,750 | $ 70,000 |
| Lake, Indiana | 8 | $ 1,549,000 | $ 193,625 | $ 88,000 |
| New York, New York | 8 | $ 3,280,000 | $ 410,000 | $ 163,000 |
| Luzerne, Pennsylvania | 8 | $ 1,669,000 | $ 208,625 | $ 83,000 |
| Beaufort, South Carolina | 8 | $ 2,348,000 | $ 293,500 | $ 228,000 |
| Hays, Texas | 8 | $ 1,592,000 | $ 199,000 | $ 98,000 |
| Alexandria, Virginia | 8 | $ 2,539,000 | $ 317,375 | $ 121,000 |
| Spotsylvania, Virginia | 8 | $ 2,186,000 | $ 273,250 | $ 106,000 |
| Middlesex, Connecticut | 7 | $ 1,509,000 | $ 215,571 | $ 107,000 |
| Coweta, Georgia | 7 | $ 1,561,000 | $ 223,000 | $ 89,000 |
| Ottawa, Michigan | 7 | $ 1,327,000 | $ 189,571 | $ 92,000 |
| Nassau, New York | 7 | $ 3,895,000 | $ 556,428 | $ 310,000 |
| Suffolk, New York | 7 | $ 4,172,000 | $ 596,000 | $ 235,000 |
| Cabarrus, North Carolina | 7 | $ 1,457,000 | $ 208,142 | $ 99,000 |
| Cumberland, North Carolina | 7 | $ 1,275,000 | $ 182,142 | $ 64,000 |
| Johnston, North Carolina | 7 | $ 1,477,000 | $ 211,000 | $ 67,000 |
| Butler, Ohio | 7 | $ 1,852,000 | $ 264,571 | $ 138,000 |
| Lucas, Ohio | 7 | $ 1,061,000 | $ 151,571 | $ 81,000 |
| Warren, Ohio | 7 | $ 1,245,000 | $ 177,857 | $ 109,000 |
| Dorchester, South Carolina | 7 | $ 1,251,000 | $ 178,714 | $ 90,000 |
| Lexington, South Carolina | 7 | $ 1,523,000 | $ 217,571 | $ 90,000 |
| Richland, South Carolina | 7 | $ 1,523,000 | $ 217,571 | $ 107,000 |
| Lubbock, Texas | 7 | $ 1,489,000 | $ 212,714 | $ 101,000 |
| Spokane, Washington | 7 | $ 1,860,000 | $ 265,714 | $ 103,000 |
| Larimer, Colorado | 6 | $ 1,011,000 | $ 168,500 | $ 85,000 |
| Weld, Colorado | 6 | $ 1,326,000 | $ 221,000 | $ 76,000 |
| Alachua, Florida | 6 | $ 1,546,000 | $ 257,666 | $ 100,000 |
| Bay, Florida | 6 | $ 1,226,000 | $ 204,333 | $ 176,000 |
| Clay, Florida | 6 | $ 1,508,000 | $ 251,333 | $ 133,000 |
| Lake, Florida | 6 | $ 1,308,000 | $ 218,000 | $ 84,000 |
| Chatham, Georgia | 6 | $ 1,474,000 | $ 245,666 | $ 107,000 |
| Fayette, Georgia | 6 | $ 1,174,000 | $ 195,666 | $ 119,000 |
| Hall, Georgia | 6 | $ 1,087,000 | $ 181,166 | $ 103,000 |
| Newton, Georgia | 6 | $ 966,000 | $ 161,000 | $ 117,000 |
| Porter, Indiana | 6 | $ 1,266,000 | $ 211,000 | $ 108,000 |
| Calvert, Maryland | 6 | $ 1,789,000 | $ 298,166 | $ 104,000 |
| Kalamazoo, Michigan | 6 | $ 1,540,000 | $ 256,666 | $ 125,000 |
| Douglas, Nevada | 6 | $ 1,592,000 | $ 265,333 | $ 126,000 |
| Westchester, New York | 6 | $ 2,789,000 | $ 464,833 | $ 199,000 |
| Marion, Oregon | 6 | $ 1,108,000 | $ 184,666 | $ 61,000 |
| Adams, Pennsylvania | 6 | $ 1,621,000 | $ 270,166 | $ 96,000 |
| Butler, Pennsylvania | 6 | $ 1,398,000 | $ 233,000 | $ 161,000 |
| Centre, Pennsylvania | 6 | $ 1,343,000 | $ 223,833 | $ 100,000 |
| Anderson, South Carolina | 6 | $ 977,000 | $ 162,833 | $ 94,000 |
| Nueces, Texas | 6 | $ 1,067,000 | $ 177,833 | $ 108,000 |
| Contra Costa, California | 5 | $ 1,899,000 | $ 379,800 | $ 145,000 |
| El Dorado, California | 5 | $ 1,443,000 | $ 288,600 | $ 112,000 |
| Broomfield, Colorado | 5 | $ 972,000 | $ 194,400 | $ 98,000 |
| Tolland, Connecticut | 5 | $ 1,059,000 | $ 211,800 | $ 174,000 |
| Okaloosa, Florida | 5 | $ 1,301,000 | $ 260,200 | $ 81,000 |
| Paulding, Georgia | 5 | $ 759,000 | $ 151,800 | $ 115,000 |
| Hendricks, Indiana | 5 | $ 755,000 | $ 151,000 | $ 90,000 |
| St. Joseph, Indiana | 5 | $ 739,000 | $ 147,800 | $ 65,000 |
| Carroll, Maryland | 5 | $ 1,219,000 | $ 243,800 | $ 119,000 |
| Charles, Maryland | 5 | $ 1,446,000 | $ 289,200 | $ 71,000 |
| Dakota, Minnesota | 5 | $ 802,000 | $ 160,400 | $ 112,000 |
| Scott, Minnesota | 5 | $ 1,015,000 | $ 203,000 | $ 106,000 |
| Washington, Minnesota | 5 | $ 1,123,000 | $ 224,600 | $ 80,000 |
| Rockland, New York | 5 | $ 1,719,000 | $ 343,800 | $ 118,000 |
| Davidson, North Carolina | 5 | $ 1,117,000 | $ 223,400 | $ 100,000 |
| Moore, North Carolina | 5 | $ 1,239,000 | $ 247,800 | $ 99,000 |
| New Hanover, North Carolina | 5 | $ 1,083,000 | $ 216,600 | $ 120,000 |
| Carbon, Pennsylvania | 5 | $ 771,000 | $ 154,200 | $ 118,000 |
| Aiken, South Carolina | 5 | $ 850,000 | $ 170,000 | $ 62,000 |
| Comal, Texas | 5 | $ 1,252,000 | $ 250,400 | $ 88,000 |
| Jefferson, Texas | 5 | $ 727,000 | $ 145,400 | $ 64,000 |
| Salt Lake, Utah | 5 | $ 883,000 | $ 176,600 | $ 133,000 |
| Fauquier, Virginia | 5 | $ 1,625,000 | $ 325,000 | $ 153,000 |
| Lewis, Washington | 5 | $ 802,000 | $ 160,400 | $ 120,000 |
| Thurston, Washington | 5 | $ 1,485,000 | $ 297,000 | $ 135,000 |
| Kern, California | 4 | $ 945,000 | $ 236,250 | $ 95,000 |
| Placer, California | 4 | $ 1,170,000 | $ 292,500 | $ 196,000 |
| San Francisco, California | 4 | $ 1,463,000 | $ 365,750 | $ 153,000 |
| San Joaquin, California | 4 | $ 746,000 | $ 186,500 | $ 104,000 |
| Solano, California | 4 | $ 1,055,000 | $ 263,750 | $ 77,000 |
| Sonoma, California | 4 | $ 1,343,000 | $ 335,750 | $ 239,000 |
| Litchfield, Connecticut | 4 | $ 1,044,000 | $ 261,000 | $ 223,000 |
| Sussex, Delaware | 4 | $ 1,123,000 | $ 280,750 | $ 91,000 |
| Manatee, Florida | 4 | $ 1,206,000 | $ 301,500 | $ 101,000 |
| Martin, Florida | 4 | $ 1,145,000 | $ 286,250 | $ 381,000 |
| Santa Rosa, Florida | 4 | $ 811,000 | $ 202,750 | $ 100,000 |
| St. Lucie, Florida | 4 | $ 743,000 | $ 185,750 | $ 89,000 |
| McHenry, Illinois | 4 | $ 681,000 | $ 170,250 | $ 141,000 |
| McLean, Illinois | 4 | $ 732,000 | $ 183,000 | $ 114,000 |
| Bartholomew, Indiana | 4 | $ 769,000 | $ 192,250 | $ 94,000 |
| Johnson, Indiana | 4 | $ 723,000 | $ 180,750 | $ 92,000 |
| Harford, Maryland | 4 | $ 966,000 | $ 241,500 | $ 174,000 |
| Carver, Minnesota | 4 | $ 737,000 | $ 184,250 | $ 59,000 |
| Dutchess, New York | 4 | $ 759,000 | $ 189,750 | $ 206,000 |
| Orange, New York | 4 | $ 879,000 | $ 219,750 | $ 68,000 |
| Queens, New York | 4 | $ 1,181,000 | $ 295,250 | $ 99,000 |
| Richmond, New York | 4 | $ 993,000 | $ 248,250 | $ 105,000 |
| Brunswick, North Carolina | 4 | $ 886,000 | $ 221,500 | $ 144,000 |
| Carteret, North Carolina | 4 | $ 906,000 | $ 226,500 | $ 133,000 |
| Craven, North Carolina | 4 | $ 1,078,000 | $ 269,500 | $ 87,000 |
| Gaston, North Carolina | 4 | $ 734,000 | $ 183,500 | $ 122,000 |
| Henderson, North Carolina | 4 | $ 640,000 | $ 160,000 | $ 66,000 |
| Pender, North Carolina | 4 | $ 621,000 | $ 155,250 | $ 131,000 |
| Clermont, Ohio | 4 | $ 645,000 | $ 161,250 | $ 78,000 |
| Delaware, Ohio | 4 | $ 698,000 | $ 174,500 | $ 120,000 |
| Lorain, Ohio | 4 | $ 959,000 | $ 239,750 | $ 160,000 |
| Montgomery, Ohio | 4 | $ 651,000 | $ 162,750 | $ 82,000 |
| Yamhill, Oregon | 4 | $ 1,072,000 | $ 268,000 | $ 98,000 |
| Erie, Pennsylvania | 4 | $ 718,000 | $ 179,500 | $ 134,000 |
| Lebanon, Pennsylvania | 4 | $ 843,000 | $ 210,750 | $ 130,000 |
| Monroe, Pennsylvania | 4 | $ 506,000 | $ 126,500 | $ 103,000 |
| Washington, Pennsylvania | 4 | $ 618,000 | $ 154,500 | $ 84,000 |
| Westmoreland, Pennsylvania | 4 | $ 665,000 | $ 166,250 | $ 68,000 |
| Brazos, Texas | 4 | $ 846,000 | $ 211,500 | $ 162,000 |
| Ellis, Texas | 4 | $ 866,000 | $ 216,500 | $ 84,000 |
| Gregg, Texas | 4 | $ 749,000 | $ 187,250 | $ 106,000 |
| Hidalgo, Texas | 4 | $ 546,000 | $ 136,500 | $ 68,000 |
| Fluvanna, Virginia | 4 | $ 632,000 | $ 158,000 | $ 101,000 |
| Frederick, Virginia | 4 | $ 789,000 | $ 197,250 | $ 143,000 |
| Hampton, Virginia | 4 | $ 612,000 | $ 153,000 | $ 74,000 |
| Hanover, Virginia | 4 | $ 822,000 | $ 205,500 | $ 110,000 |
| Richmond City, Virginia | 4 | $ 1,005,000 | $ 251,250 | $ 107,000 |
| Fresno, California | 3 | $ 404,000 | $ 134,666 | $ 155,000 |
| San Luis Obispo, California | 3 | $ 975,000 | $ 325,000 | $ 131,000 |
| Eagle, Colorado | 3 | $ 1,170,000 | $ 390,000 | $ 162,000 |
| Gunnison, Colorado | 3 | $ 880,000 | $ 293,333 | $ 82,000 |
| Pueblo, Colorado | 3 | $ 568,000 | $ 189,333 | $ 120,000 |
| Summit, Colorado | 3 | $ 834,000 | $ 278,000 | $ 77,000 |
| Escambia, Florida | 3 | $ 432,000 | $ 144,000 | $ 115,000 |
| Flagler, Florida | 3 | $ 335,000 | $ 111,666 | $ 51,000 |
| Osceola, Florida | 3 | $ 610,000 | $ 203,333 | $ 71,000 |
| Polk, Florida | 3 | $ 715,000 | $ 238,333 | $ 118,000 |
| Henry, Georgia | 3 | $ 619,000 | $ 206,333 | $ 105,000 |
| Rabun, Georgia | 3 | $ 473,000 | $ 157,666 | $ 119,000 |
| St. Clair, Illinois | 3 | $ 694,000 | $ 231,333 | $ 109,000 |
| Allen, Indiana | 3 | $ 421,000 | $ 140,333 | $ 88,000 |
| Boone, Indiana | 3 | $ 752,000 | $ 250,666 | $ 87,000 |
| Monroe, Indiana | 3 | $ 417,000 | $ 139,000 | $ 51,000 |
| Bay, Michigan | 3 | $ 444,000 | $ 148,000 | $ 109,000 |
| Berrien, Michigan | 3 | $ 439,000 | $ 146,333 | $ 118,000 |
| Ingham, Michigan | 3 | $ 568,000 | $ 189,333 | $ 109,000 |
| Monroe, Michigan | 3 | $ 525,000 | $ 175,000 | $ 103,000 |
| Saginaw, Michigan | 3 | $ 415,000 | $ 138,333 | $ 77,000 |
| Wright, Minnesota | 3 | $ 548,000 | $ 182,666 | $ 88,000 |
| Kings, New York | 3 | $ 1,327,000 | $ 442,333 | $ 138,000 |
| Beaufort, North Carolina | 3 | $ 776,000 | $ 258,666 | $ 68,000 |
| Burke, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 87,000 |
| Harnett, North Carolina | 3 | $ 513,000 | $ 171,000 | $ 45,000 |
| Onslow, North Carolina | 3 | $ 538,000 | $ 179,333 | $ 30,000 |
| Watauga, North Carolina | 3 | $ 588,000 | $ 196,000 | $ 129,000 |
| Lake, Ohio | 3 | $ 519,000 | $ 173,000 | $ 121,000 |
| Medina, Ohio | 3 | $ 755,000 | $ 251,666 | $ 137,000 |
| Jackson, Oregon | 3 | $ 642,000 | $ 214,000 | $ 80,000 |
| Linn, Oregon | 3 | $ 831,000 | $ 277,000 | $ 92,000 |
| Polk, Oregon | 3 | $ 413,000 | $ 137,666 | $ 48,000 |
| Franklin, Pennsylvania | 3 | $ 648,000 | $ 216,000 | $ 125,000 |
| Georgetown, South Carolina | 3 | $ 729,000 | $ 243,000 | $ 108,000 |
| Spartanburg, South Carolina | 3 | $ 518,000 | $ 172,666 | $ 71,000 |
| Bell, Texas | 3 | $ 567,000 | $ 189,000 | $ 83,000 |
| Cameron, Texas | 3 | $ 503,000 | $ 167,666 | $ 79,000 |
| Guadalupe, Texas | 3 | $ 453,000 | $ 151,000 | $ 64,000 |
| Rockwall, Texas | 3 | $ 522,000 | $ 174,000 | $ 99,000 |
| Weber, Utah | 3 | $ 902,000 | $ 300,666 | $ 77,000 |
| Albemarle, Virginia | 3 | $ 826,000 | $ 275,333 | $ 98,000 |
| Culpeper, Virginia | 3 | $ 878,000 | $ 292,666 | $ 136,000 |
| Louisa, Virginia | 3 | $ 564,000 | $ 188,000 | $ 119,000 |
| Newport News, Virginia | 3 | $ 751,000 | $ 250,333 | $ 16,000 |
| Warren, Virginia | 3 | $ 577,000 | $ 192,333 | $ 105,000 |
| Chelan, Washington | 3 | $ 740,000 | $ 246,666 | $ 192,000 |
| Grant, Washington | 3 | $ 432,000 | $ 144,000 | $ 83,000 |
| Kittitas, Washington | 3 | $ 669,000 | $ 223,000 | $ 96,000 |
| Whatcom, Washington | 3 | $ 581,000 | $ 193,666 | $ 78,000 |
| Butte, California | 2 | $ 451,000 | $ 225,500 | $ 76,000 |
| Shasta, California | 2 | $ 389,000 | $ 194,500 | $ 46,000 |
| Stanislaus, California | 2 | $ 346,000 | $ 173,000 | $ 100,000 |
| Tulare, California | 2 | $ 396,000 | $ 198,000 | $ 71,000 |
| Tuolumne, California | 2 | $ 478,000 | $ 239,000 | $ 129,000 |
| Charlotte, Florida | 2 | $ 369,000 | $ 184,500 | $ 92,000 |
| Citrus, Florida | 2 | $ 341,000 | $ 170,500 | $ 201,000 |
| Highlands, Florida | 2 | $ 448,000 | $ 224,000 | $ 91,000 |
| Indian River, Florida | 2 | $ 348,000 | $ 174,000 | $ 158,000 |
| Marion, Florida | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Monroe, Florida | 2 | $ 702,000 | $ 351,000 | $ 391,000 |
| Walton, Florida | 2 | $ 501,000 | $ 250,500 | $ 68,000 |
| Bartow, Georgia | 2 | $ 540,000 | $ 270,000 | $ 96,000 |
| Camden, Georgia | 2 | $ 257,000 | $ 128,500 | $ 36,000 |
| Douglas, Georgia | 2 | $ 381,000 | $ 190,500 | $ 221,000 |
| Harris, Georgia | 2 | $ 365,000 | $ 182,500 | $ 29,000 |
| Liberty, Georgia | 2 | $ 344,000 | $ 172,000 | $ 91,000 |
| Muscogee, Georgia | 2 | $ 503,000 | $ 251,500 | $ 206,000 |
| Rockdale, Georgia | 2 | $ 694,000 | $ 347,000 | $ 310,000 |
| Henry, Illinois | 2 | $ 185,000 | $ 92,500 | $ 46,000 |
| Kendall, Illinois | 2 | $ 503,000 | $ 251,500 | $ 118,000 |
| Peoria, Illinois | 2 | $ 390,000 | $ 195,000 | $ 126,000 |
| Winnebago, Illinois | 2 | $ 243,000 | $ 121,500 | $ 40,000 |
| LaPorte, Indiana | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Morgan, Indiana | 2 | $ 488,000 | $ 244,000 | $ 135,000 |
| Whitley, Indiana | 2 | $ 482,000 | $ 241,000 | $ 151,000 |
| Cecil, Maryland | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Kent, Maryland | 2 | $ 316,000 | $ 158,000 | $ 61,000 |
| Queen Anne's, Maryland | 2 | $ 553,000 | $ 276,500 | $ 98,000 |
| Talbot, Maryland | 2 | $ 617,000 | $ 308,500 | $ 229,000 |
| Washington, Maryland | 2 | $ 293,000 | $ 146,500 | $ 91,000 |
| Worcester, Maryland | 2 | $ 405,000 | $ 202,500 | $ 138,000 |
| Allegan, Michigan | 2 | $ 259,000 | $ 129,500 | $ 60,000 |
| Antrim, Michigan | 2 | $ 707,000 | $ 353,500 | $ 115,000 |
| Cass, Michigan | 2 | $ 344,000 | $ 172,000 | $ 68,000 |
| Grand Traverse, Michigan | 2 | $ 234,000 | $ 117,000 | $ 94,000 |
| Jackson, Michigan | 2 | $ 245,000 | $ 122,500 | $ 40,000 |
| Lenawee, Michigan | 2 | $ 243,000 | $ 121,500 | $ 81,000 |
| Muskegon, Michigan | 2 | $ 192,000 | $ 96,000 | $ 48,000 |
| Otsego, Michigan | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| St. Clair, Michigan | 2 | $ 305,000 | $ 152,500 | $ 75,000 |
| St. Joseph, Michigan | 2 | $ 350,000 | $ 175,000 | $ 162,000 |
| Sandoval, New Mexico | 2 | $ 509,000 | $ 254,500 | $ 176,000 |
| Erie, New York | 2 | $ 409,000 | $ 204,500 | $ 62,000 |
| Catawba, North Carolina | 2 | $ 417,000 | $ 208,500 | $ 76,000 |
| Chatham, North Carolina | 2 | $ 863,000 | $ 431,500 | $ 53,000 |
| Chowan, North Carolina | 2 | $ 613,000 | $ 306,500 | $ 61,000 |
| Dare, North Carolina | 2 | $ 478,000 | $ 239,000 | $ 597,000 |
| Forsyth, North Carolina | 2 | $ 308,000 | $ 154,000 | $ 24,000 |
| Granville, North Carolina | 2 | $ 298,000 | $ 149,000 | $ 31,000 |
| Haywood, North Carolina | 2 | $ 369,000 | $ 184,500 | $ 65,000 |
| Lincoln, North Carolina | 2 | $ 438,000 | $ 219,000 | $ 50,000 |
| Madison, North Carolina | 2 | $ 384,000 | $ 192,000 | $ 116,000 |
| Person, North Carolina | 2 | $ 327,000 | $ 163,500 | $ 123,000 |
| Rockingham, North Carolina | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Rutherford, North Carolina | 2 | $ 576,000 | $ 288,000 | $ 107,000 |
| Ashtabula, Ohio | 2 | $ 328,000 | $ 164,000 | $ 88,000 |
| Columbiana, Ohio | 2 | $ 268,000 | $ 134,000 | $ 58,000 |
| Fairfield, Ohio | 2 | $ 282,000 | $ 141,000 | $ 99,000 |
| Greene, Ohio | 2 | $ 486,000 | $ 243,000 | $ 110,000 |
| Mahoning, Ohio | 2 | $ 319,000 | $ 159,500 | $ 220,000 |
| Miami, Ohio | 2 | $ 368,000 | $ 184,000 | $ 131,000 |
| Muskingum, Ohio | 2 | $ 294,000 | $ 147,000 | $ 142,000 |
| Stark, Ohio | 2 | $ 409,000 | $ 204,500 | $ 132,000 |
| Benton, Oregon | 2 | $ 465,000 | $ 232,500 | $ 82,000 |
| Douglas, Oregon | 2 | $ 475,000 | $ 237,500 | $ 109,000 |
| Josephine, Oregon | 2 | $ 452,000 | $ 226,000 | $ 71,000 |
| Klamath, Oregon | 2 | $ 478,000 | $ 239,000 | $ 138,000 |
| Lincoln, Oregon | 2 | $ 467,000 | $ 233,500 | $ 67,000 |
| Tillamook, Oregon | 2 | $ 392,000 | $ 196,000 | $ 105,000 |
| Lackawanna, Pennsylvania | 2 | $ 283,000 | $ 141,500 | $ 98,000 |
| Lycoming, Pennsylvania | 2 | $ 394,000 | $ 197,000 | $ 75,000 |
| Perry, Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Pike, Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 94,000 |
| Schuylkill, Pennsylvania | 2 | $ 392,000 | $ 196,000 | $ 140,000 |
| Tioga, Pennsylvania | 2 | $ 433,000 | $ 216,500 | $ 72,000 |
| Washington, Rhode Island | 2 | $ 313,000 | $ 156,500 | $ 150,000 |
| Edgefield, South Carolina | 2 | $ 556,000 | $ 278,000 | $ 69,000 |
| Florence, South Carolina | 2 | $ 418,000 | $ 209,000 | $ 194,000 |
| Greenwood, South Carolina | 2 | $ 515,000 | $ 257,500 | $ 108,000 |
| Oconee, South Carolina | 2 | $ 555,000 | $ 277,500 | $ 112,000 |
| Pickens, South Carolina | 2 | $ 555,000 | $ 277,500 | $ 84,000 |
| Sumter, South Carolina | 2 | $ 514,000 | $ 257,000 | $ 69,000 |
| Union, South Carolina | 2 | $ 370,000 | $ 185,000 | $ 158,000 |
| Burnet, Texas | 2 | $ 341,000 | $ 170,500 | $ 100,000 |
| Chambers, Texas | 2 | $ 375,000 | $ 187,500 | $ 112,000 |
| Eastland, Texas | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Harrison, Texas | 2 | $ 429,000 | $ 214,500 | $ 108,000 |
| Hood, Texas | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Medina, Texas | 2 | $ 353,000 | $ 176,500 | $ 55,000 |
| Midland, Texas | 2 | $ 559,000 | $ 279,500 | $ 62,000 |
| Navarro, Texas | 2 | $ 460,000 | $ 230,000 | $ 127,000 |
| San Patricio, Texas | 2 | $ 327,000 | $ 163,500 | $ 93,000 |
| Smith, Texas | 2 | $ 351,000 | $ 175,500 | $ 150,000 |
| Webb, Texas | 2 | $ 254,000 | $ 127,000 | $ 54,000 |
| Bedford, Virginia | 2 | $ 295,000 | $ 147,500 | $ 56,000 |
| Campbell, Virginia | 2 | $ 264,000 | $ 132,000 | $ 105,000 |
| Charlottesville, Virginia | 2 | $ 363,000 | $ 181,500 | $ 85,000 |
| Goochland, Virginia | 2 | $ 361,000 | $ 180,500 | $ 91,000 |
| Greene, Virginia | 2 | $ 658,000 | $ 329,000 | $ 147,000 |
| King William, Virginia | 2 | $ 649,000 | $ 324,500 | $ 412,000 |
| Manassas, Virginia | 2 | $ 495,000 | $ 247,500 | $ 64,000 |
| Montgomery, Virginia | 2 | $ 307,000 | $ 153,500 | $ 60,000 |
| Norfolk, Virginia | 2 | $ 372,000 | $ 186,000 | $ 20,000 |
| Portsmouth, Virginia | 2 | $ 98,000 | $ 49,000 | $ 102,000 |
| Roanoke City, Virginia | 2 | $ 412,000 | $ 206,000 | $ 39,000 |
| Suffolk, Virginia | 2 | $ 482,000 | $ 241,000 | $ 82,000 |
| Washington, Virginia | 2 | $ 834,000 | $ 417,000 | $ 367,000 |
| York, Virginia | 2 | $ 612,000 | $ 306,000 | $ 58,000 |
| Mason, Washington | 2 | $ 364,000 | $ 182,000 | $ 61,000 |
| Yakima, Washington | 2 | $ 345,000 | $ 172,500 | $ 67,000 |
| Calaveras, California | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Humboldt, California | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Inyo, California | 1 | $ 226,000 | $ 226,000 | $ 70,000 |
| Madera, California | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Marin, California | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| Mono, California | 1 | $ 184,000 | $ 184,000 | $ 67,000 |
| Monterey, California | 1 | $ 414,000 | $ 414,000 | $ 230,000 |
| Napa, California | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Nevada, California | 1 | $ 271,000 | $ 271,000 | $ 218,000 |
| Santa Barbara, California | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Alamosa, Colorado | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Archuleta, Colorado | 1 | $ 311,000 | $ 311,000 | $ 137,000 |
| Delta, Colorado | 1 | $ 221,000 | $ 221,000 | $ 125,000 |
| Elbert, Colorado | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
| Fremont, Colorado | 1 | $ 187,000 | $ 187,000 | $ 87,000 |
| Garfield, Colorado | 1 | $ 238,000 | $ 238,000 | $ 49,000 |
| Gilpin, Colorado | 1 | $ 313,000 | $ 313,000 | $ 70,000 |
| Montezuma, Colorado | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Park, Colorado | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Pitkin, Colorado | 1 | $ 329,000 | $ 329,000 | $ 100,000 |
| Routt, Colorado | 1 | $ 84,000 | $ 84,000 | $ 102,000 |
| Windham, Connecticut | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Bradford, Florida | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Columbia, Florida | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Hernando, Florida | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Madison, Florida | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Nassau, Florida | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Sumter, Florida | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Wakulla, Florida | 1 | $ 160,000 | $ 160,000 | $ 138,000 |
| Brooks, Georgia | 1 | $ 158,000 | $ 158,000 | $ 170,000 |
| Bulloch, Georgia | 1 | $ 227,000 | $ 227,000 | $ 136,000 |
| Butts, Georgia | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Clarke, Georgia | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Colquitt, Georgia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Effingham, Georgia | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Elbert, Georgia | 1 | $ 174,000 | $ 174,000 | $ 105,000 |
| Fannin, Georgia | 1 | $ 231,000 | $ 231,000 | $ 231,000 |
| Floyd, Georgia | 1 | $ 107,000 | $ 107,000 | $ 81,000 |
| Gilmer, Georgia | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| Glynn, Georgia | 1 | $ 283,000 | $ 283,000 | $ 137,000 |
| Hart, Georgia | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Houston, Georgia | 1 | $ 233,000 | $ 233,000 | $ 144,000 |
| Jackson, Georgia | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Jefferson, Georgia | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Laurens, Georgia | 1 | $ 222,000 | $ 222,000 | $ 140,000 |
| Lee, Georgia | 1 | $ 83,000 | $ 83,000 | $ 101,000 |
| Lumpkin, Georgia | 1 | $ 143,000 | $ 143,000 | $ 129,000 |
| Oconee, Georgia | 1 | $ 412,000 | $ 412,000 | $ 134,000 |
| Oglethorpe, Georgia | 1 | $ 276,000 | $ 276,000 | $ 90,000 |
| Peach, Georgia | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Pierce, Georgia | 1 | $ 210,000 | $ 210,000 | $ 99,000 |
| Pike, Georgia | 1 | $ 214,000 | $ 214,000 | $ 73,000 |
| Polk, Georgia | 1 | $ 109,000 | $ 109,000 | $ 131,000 |
| Spalding, Georgia | 1 | $ 159,000 | $ 159,000 | $ 140,000 |
| Toombs, Georgia | 1 | $ 168,000 | $ 168,000 | $ 97,000 |
| Troup, Georgia | 1 | $ 161,000 | $ 161,000 | $ 142,000 |
| Union, Georgia | 1 | $ 138,000 | $ 138,000 | $ 112,000 |
| Whitfield, Georgia | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Champaign, Illinois | 1 | $ 200,000 | $ 200,000 | $ 26,000 |
| Grundy, Illinois | 1 | $ 270,000 | $ 270,000 | $ 121,000 |
| Jo Daviess, Illinois | 1 | $ 147,000 | $ 147,000 | $ 201,000 |
| Kankakee, Illinois | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| LaSalle, Illinois | 1 | $ 321,000 | $ 321,000 | $ 240,000 |
| Macoupin, Illinois | 1 | $ 167,000 | $ 167,000 | $ 95,000 |
| Madison, Illinois | 1 | $ 154,000 | $ 154,000 | $ 114,000 |
| Piatt, Illinois | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Rock Island, Illinois | 1 | $ 203,000 | $ 203,000 | $ 163,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,226 | $1,013,574,000 | $239,000 | $1,934,000 | $123,000 | $5,034,000 |
| Home Purchase | 2,925 | $757,084,000 | $258,000 | $1,172,000 | $120,000 | $5,035,000 |
| Home Improvement | 6 | $1,564,000 | $260,000 | $388,000 | $115,000 | $189,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,878 | $1,219,221,000 | $249,000 | $1,934,000 | $122,000 | $5,035,000 |
| Not Provided | 1,092 | $259,866,000 | $237,000 | $1,172,000 | $123,000 | $1,677,000 |
| Asian | 616 | $161,832,000 | $262,000 | $1,300,000 | $134,000 | $950,000 |
| Hispanic | 295 | $67,531,000 | $228,000 | $846,000 | $106,000 | $584,000 |
| Black or African American | 226 | $51,493,000 | $227,000 | $840,000 | $103,000 | $512,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $6,776,000 | $271,000 | $664,000 | $93,000 | $162,000 |
| American Indian or Alaskan Native | 25 | $5,503,000 | $220,000 | $417,000 | $89,000 | $237,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,151 | $1,521,456,000 | $247,000 | $1,934,000 | $129,000 | $5,035,000 |
| FHA-insured (Federal Housing Administration) | 524 | $121,303,000 | $231,000 | $743,000 | $80,000 | $1,081,000 |
| VA-guaranteed (Veterans Administration) | 473 | $128,055,000 | $270,000 | $846,000 | $75,000 | $399,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,408,000 | $156,000 | $209,000 | $58,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,930 | $1,217,349,000 | $246,000 | $1,934,000 | $121,000 | $5,035,000 |
| Application Withdrawn By Applicant | 1,978 | $487,138,000 | $246,000 | $970,000 | $124,000 | $1,800,000 |
| Application Approved But Not Accepted | 111 | $30,565,000 | $275,000 | $625,000 | $127,000 | $449,000 |
| Application Denied By Financial Institution | 101 | $26,707,000 | $264,000 | $740,000 | $116,000 | $560,000 |
| File Closed For Incompleteness | 37 | $10,463,000 | $282,000 | $850,000 | $121,000 | $371,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 38 | $11,122,000 | $292,000 | $600,000 | $111,000 | $560,000 |
| Collateral | 28 | $7,276,000 | $259,000 | $433,000 | $142,000 | $529,000 |
| Credit History | 16 | $3,603,000 | $225,000 | $410,000 | $74,000 | $142,000 |
| Other | 8 | $1,822,000 | $227,000 | $338,000 | $108,000 | $294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,394,000 | $348,000 | $740,000 | $181,000 | $350,000 |
| Unverifiable Information | 3 | $810,000 | $270,000 | $407,000 | $121,000 | $177,000 |
| Employment History | 2 | $327,000 | $163,000 | $183,000 | $74,000 | $83,000 |
| Credit Application Incomplete | 1 | $190,000 | $190,000 | $190,000 | $200,000 | $200,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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