Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2019
In 2019, Cardinal Financial Company, Li of Charlotte, NC reported 99,472 mortgage applications totaling $24.1 billion, up 79% from 2018. The average application was for $242,537, and applicants reported an average income of $99,011. 38% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (4,257), Dallas-Plano-Irving, TX (3,828) and Houston-The Woodlands-Sugar Land, TX (3,248) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 99,472 |
| Total Mortgage Loan Application Amount | $24,125,720,000 |
| Average Mortgage Loan Application Amount | $242,537 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $99,011 |
| Highest Applicant Income | $8,160,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 3,772 | $ 965,270,000 | $ 255,904 | $ 106,000 |
| Clark, Nevada | 2,963 | $ 786,515,000 | $ 265,445 | $ 101,000 |
| Harris, Texas | 2,068 | $ 461,760,000 | $ 223,288 | $ 121,000 |
| Tarrant, Texas | 2,057 | $ 414,735,000 | $ 201,621 | $ 97,000 |
| Dallas, Texas | 1,480 | $ 300,510,000 | $ 203,047 | $ 102,000 |
| Los Angeles, California | 1,234 | $ 535,890,000 | $ 434,270 | $ 133,000 |
| Spokane, Washington | 1,063 | $ 217,815,000 | $ 204,905 | $ 80,000 |
| San Diego, California | 1,024 | $ 466,040,000 | $ 455,117 | $ 130,000 |
| Broward, Florida | 895 | $ 223,755,000 | $ 250,005 | $ 111,000 |
| Palm Beach, Florida | 885 | $ 226,595,000 | $ 256,039 | $ 113,000 |
| Denton, Texas | 857 | $ 224,485,000 | $ 261,942 | $ 120,000 |
| Collin, Texas | 818 | $ 236,940,000 | $ 289,657 | $ 145,000 |
| Suffolk, New York | 808 | $ 288,360,000 | $ 356,881 | $ 128,000 |
| Davidson, Tennessee | 791 | $ 190,855,000 | $ 241,283 | $ 88,000 |
| Pierce, Washington | 791 | $ 226,765,000 | $ 286,681 | $ 95,000 |
| El Paso, Colorado | 782 | $ 209,600,000 | $ 268,030 | $ 89,000 |
| Mecklenburg, North Carolina | 754 | $ 168,630,000 | $ 223,647 | $ 95,000 |
| Hillsborough, Florida | 736 | $ 176,660,000 | $ 240,027 | $ 94,000 |
| King, Washington | 730 | $ 276,760,000 | $ 379,123 | $ 143,000 |
| Miami-Dade, Florida | 681 | $ 181,925,000 | $ 267,143 | $ 115,000 |
| Knox, Tennessee | 656 | $ 108,070,000 | $ 164,740 | $ 76,000 |
| Clark, Washington | 627 | $ 178,755,000 | $ 285,095 | $ 97,000 |
| Pinellas, Florida | 607 | $ 134,555,000 | $ 221,672 | $ 93,000 |
| Salt Lake, Utah | 594 | $ 178,500,000 | $ 300,505 | $ 107,000 |
| Cook, Illinois | 585 | $ 119,415,000 | $ 204,128 | $ 102,000 |
| Riverside, California | 566 | $ 174,060,000 | $ 307,526 | $ 105,000 |
| Duval, Florida | 566 | $ 108,040,000 | $ 190,883 | $ 80,000 |
| Fulton, Georgia | 556 | $ 152,210,000 | $ 273,758 | $ 120,000 |
| Wake, North Carolina | 538 | $ 140,970,000 | $ 262,026 | $ 123,000 |
| Prince George's, Maryland | 529 | $ 161,185,000 | $ 304,697 | $ 97,000 |
| Bexar, Texas | 527 | $ 87,535,000 | $ 166,100 | $ 80,000 |
| Orange, Florida | 518 | $ 121,810,000 | $ 235,154 | $ 103,000 |
| Pima, Arizona | 491 | $ 95,725,000 | $ 194,959 | $ 88,000 |
| Pinal, Arizona | 485 | $ 93,305,000 | $ 192,381 | $ 84,000 |
| Sacramento, California | 464 | $ 144,870,000 | $ 312,219 | $ 110,000 |
| Honolulu, Hawaii | 453 | $ 246,345,000 | $ 543,807 | $ 94,000 |
| Fairfax, Virginia | 451 | $ 190,175,000 | $ 421,674 | $ 157,000 |
| Lee, Florida | 446 | $ 92,470,000 | $ 207,331 | $ 85,000 |
| Gwinnett, Georgia | 443 | $ 93,835,000 | $ 211,817 | $ 93,000 |
| Hennepin, Minnesota | 429 | $ 105,485,000 | $ 245,885 | $ 108,000 |
| Fort Bend, Texas | 429 | $ 96,865,000 | $ 225,792 | $ 123,000 |
| Wilson, Tennessee | 418 | $ 110,580,000 | $ 264,545 | $ 91,000 |
| San Bernardino, California | 415 | $ 112,915,000 | $ 272,084 | $ 90,000 |
| Montgomery, Maryland | 407 | $ 154,795,000 | $ 380,331 | $ 120,000 |
| Middlesex, New Jersey | 400 | $ 121,240,000 | $ 303,100 | $ 147,000 |
| Travis, Texas | 395 | $ 119,645,000 | $ 302,898 | $ 154,000 |
| Cobb, Georgia | 376 | $ 88,810,000 | $ 236,196 | $ 104,000 |
| Orange, California | 375 | $ 170,925,000 | $ 455,800 | $ 152,000 |
| Washoe, Nevada | 375 | $ 127,215,000 | $ 339,240 | $ 136,000 |
| Hamilton, Tennessee | 364 | $ 69,010,000 | $ 189,587 | $ 89,000 |
| Nassau, New York | 342 | $ 142,310,000 | $ 416,111 | $ 141,000 |
| DeKalb, Georgia | 340 | $ 67,070,000 | $ 197,264 | $ 82,000 |
| Volusia, Florida | 339 | $ 63,745,000 | $ 188,038 | $ 76,000 |
| Sullivan, Tennessee | 333 | $ 39,085,000 | $ 117,372 | $ 55,000 |
| Contra Costa, California | 330 | $ 154,240,000 | $ 467,393 | $ 138,000 |
| Brevard, Florida | 326 | $ 64,790,000 | $ 198,742 | $ 77,000 |
| Lubbock, Texas | 325 | $ 56,745,000 | $ 174,600 | $ 97,000 |
| Merced, California | 324 | $ 79,690,000 | $ 245,956 | $ 88,000 |
| Multnomah, Oregon | 322 | $ 96,260,000 | $ 298,944 | $ 112,000 |
| Ellis, Texas | 320 | $ 64,870,000 | $ 202,718 | $ 91,000 |
| Pasco, Florida | 315 | $ 64,775,000 | $ 205,634 | $ 80,000 |
| Montgomery, Texas | 310 | $ 66,370,000 | $ 214,096 | $ 120,000 |
| St. Lucie, Florida | 304 | $ 57,250,000 | $ 188,322 | $ 64,000 |
| Polk, Florida | 303 | $ 51,185,000 | $ 168,927 | $ 72,000 |
| Washington, Tennessee | 298 | $ 45,990,000 | $ 154,328 | $ 65,000 |
| Alameda, California | 297 | $ 147,135,000 | $ 495,404 | $ 139,000 |
| Snohomish, Washington | 292 | $ 102,440,000 | $ 350,821 | $ 122,000 |
| Philadelphia, Pennsylvania | 291 | $ 49,745,000 | $ 170,945 | $ 77,000 |
| Milwaukee, Wisconsin | 284 | $ 44,020,000 | $ 155,000 | $ 75,000 |
| Rutherford, Tennessee | 283 | $ 59,045,000 | $ 208,639 | $ 68,000 |
| Baltimore, Maryland | 276 | $ 62,680,000 | $ 227,101 | $ 96,000 |
| Sarasota, Florida | 270 | $ 60,100,000 | $ 222,592 | $ 97,000 |
| Prince William, Virginia | 270 | $ 90,510,000 | $ 335,222 | $ 105,000 |
| Arapahoe, Colorado | 259 | $ 86,465,000 | $ 333,841 | $ 118,000 |
| Denver, Colorado | 255 | $ 86,345,000 | $ 338,607 | $ 116,000 |
| Washington, Oregon | 249 | $ 77,155,000 | $ 309,859 | $ 131,000 |
| East Baton Rouge, Louisiana | 247 | $ 43,615,000 | $ 176,578 | $ 86,000 |
| Jefferson, Colorado | 245 | $ 80,545,000 | $ 328,755 | $ 110,000 |
| Dakota, Minnesota | 245 | $ 54,705,000 | $ 223,285 | $ 90,000 |
| Forsyth, North Carolina | 242 | $ 36,690,000 | $ 151,611 | $ 67,000 |
| Hidalgo, Texas | 242 | $ 37,110,000 | $ 153,347 | $ 70,000 |
| Williamson, Texas | 242 | $ 56,330,000 | $ 232,768 | $ 117,000 |
| Bernalillo, New Mexico | 241 | $ 55,235,000 | $ 229,190 | $ 99,000 |
| Loudoun, Virginia | 241 | $ 105,285,000 | $ 436,867 | $ 143,000 |
| Johnson, Texas | 238 | $ 46,280,000 | $ 194,453 | $ 87,000 |
| Wayne, Michigan | 237 | $ 33,735,000 | $ 142,341 | $ 75,000 |
| Oakland, Michigan | 232 | $ 50,140,000 | $ 216,120 | $ 153,000 |
| York, South Carolina | 231 | $ 55,575,000 | $ 240,584 | $ 98,000 |
| Placer, California | 230 | $ 89,350,000 | $ 388,478 | $ 132,000 |
| Ramsey, Minnesota | 230 | $ 45,200,000 | $ 196,521 | $ 72,000 |
| Queens, New York | 230 | $ 116,310,000 | $ 505,695 | $ 135,000 |
| Clackamas, Oregon | 230 | $ 72,440,000 | $ 314,956 | $ 117,000 |
| Adams, Colorado | 225 | $ 63,875,000 | $ 283,888 | $ 85,000 |
| Osceola, Florida | 225 | $ 47,445,000 | $ 210,866 | $ 100,000 |
| Anne Arundel, Maryland | 225 | $ 69,835,000 | $ 310,377 | $ 97,000 |
| Solano, California | 224 | $ 85,560,000 | $ 381,964 | $ 121,000 |
| Seminole, Florida | 223 | $ 50,115,000 | $ 224,730 | $ 96,000 |
| Utah, Utah | 217 | $ 59,705,000 | $ 275,138 | $ 100,000 |
| Bergen, New Jersey | 215 | $ 84,595,000 | $ 393,465 | $ 132,000 |
| Sumner, Tennessee | 215 | $ 49,965,000 | $ 232,395 | $ 94,000 |
| Montgomery, Pennsylvania | 212 | $ 53,100,000 | $ 250,471 | $ 126,000 |
| Yavapai, Arizona | 206 | $ 43,460,000 | $ 210,970 | $ 69,000 |
| Ocean, New Jersey | 206 | $ 50,520,000 | $ 245,242 | $ 117,000 |
| District of Columbia, District Of Columbia | 202 | $ 84,740,000 | $ 419,504 | $ 136,000 |
| Union, North Carolina | 200 | $ 53,700,000 | $ 268,500 | $ 118,000 |
| Greenville, South Carolina | 199 | $ 37,535,000 | $ 188,618 | $ 66,000 |
| New Castle, Delaware | 198 | $ 57,330,000 | $ 289,545 | $ 103,000 |
| Anoka, Minnesota | 198 | $ 43,420,000 | $ 219,292 | $ 74,000 |
| Essex, New Jersey | 196 | $ 60,520,000 | $ 308,775 | $ 126,000 |
| Monmouth, New Jersey | 191 | $ 63,955,000 | $ 334,842 | $ 140,000 |
| Lake, Florida | 189 | $ 39,135,000 | $ 207,063 | $ 69,000 |
| Santa Clara, California | 188 | $ 105,040,000 | $ 558,723 | $ 168,000 |
| Shelby, Tennessee | 187 | $ 34,455,000 | $ 184,251 | $ 75,000 |
| Douglas, Colorado | 185 | $ 78,635,000 | $ 425,054 | $ 182,000 |
| El Paso, Texas | 185 | $ 24,805,000 | $ 134,081 | $ 90,000 |
| Virginia Beach, Virginia | 185 | $ 44,335,000 | $ 239,648 | $ 80,000 |
| St. Johns, Florida | 184 | $ 51,850,000 | $ 281,793 | $ 131,000 |
| Williamson, Tennessee | 184 | $ 70,930,000 | $ 385,489 | $ 165,000 |
| Galveston, Texas | 184 | $ 37,540,000 | $ 204,021 | $ 134,000 |
| Gaston, North Carolina | 180 | $ 31,060,000 | $ 172,555 | $ 82,000 |
| Charlotte, Florida | 178 | $ 29,650,000 | $ 166,573 | $ 71,000 |
| Horry, South Carolina | 177 | $ 33,915,000 | $ 191,610 | $ 80,000 |
| Allegheny, Pennsylvania | 175 | $ 26,935,000 | $ 153,914 | $ 88,000 |
| Parker, Texas | 175 | $ 40,565,000 | $ 231,800 | $ 100,000 |
| Manatee, Florida | 172 | $ 41,970,000 | $ 244,011 | $ 95,000 |
| Cabarrus, North Carolina | 172 | $ 33,530,000 | $ 194,941 | $ 76,000 |
| Chester, Pennsylvania | 169 | $ 47,005,000 | $ 278,136 | $ 115,000 |
| Kaufman, Texas | 169 | $ 32,515,000 | $ 192,396 | $ 89,000 |
| Guilford, North Carolina | 168 | $ 28,540,000 | $ 169,880 | $ 81,000 |
| Mohave, Arizona | 163 | $ 27,995,000 | $ 171,748 | $ 106,000 |
| Marion, Florida | 163 | $ 27,065,000 | $ 166,042 | $ 68,000 |
| Catawba, North Carolina | 163 | $ 27,585,000 | $ 169,233 | $ 86,000 |
| Richmond, New York | 160 | $ 67,550,000 | $ 422,187 | $ 146,000 |
| Bucks, Pennsylvania | 157 | $ 38,365,000 | $ 244,363 | $ 107,000 |
| Charleston, South Carolina | 157 | $ 39,835,000 | $ 253,726 | $ 97,000 |
| Thurston, Washington | 156 | $ 38,400,000 | $ 246,153 | $ 81,000 |
| Cherokee, Georgia | 155 | $ 34,675,000 | $ 223,709 | $ 113,000 |
| Brazoria, Texas | 154 | $ 30,640,000 | $ 198,961 | $ 120,000 |
| Chesterfield, Virginia | 153 | $ 33,225,000 | $ 217,156 | $ 108,000 |
| Kings, New York | 149 | $ 89,545,000 | $ 600,973 | $ 150,000 |
| Union, New Jersey | 147 | $ 47,905,000 | $ 325,884 | $ 122,000 |
| Delaware, Pennsylvania | 147 | $ 36,995,000 | $ 251,666 | $ 115,000 |
| Davis, Utah | 147 | $ 42,065,000 | $ 286,156 | $ 100,000 |
| Kootenai, Idaho | 146 | $ 34,020,000 | $ 233,013 | $ 94,000 |
| Marion, Indiana | 146 | $ 21,110,000 | $ 144,589 | $ 68,000 |
| Franklin, Ohio | 146 | $ 27,480,000 | $ 188,219 | $ 89,000 |
| Macomb, Michigan | 143 | $ 24,725,000 | $ 172,902 | $ 89,000 |
| Baltimore City, Maryland | 142 | $ 24,580,000 | $ 173,098 | $ 83,000 |
| Fresno, California | 140 | $ 37,950,000 | $ 271,071 | $ 123,000 |
| San Joaquin, California | 140 | $ 42,810,000 | $ 305,785 | $ 102,000 |
| Hudson, New Jersey | 140 | $ 55,490,000 | $ 396,357 | $ 164,000 |
| Weld, Colorado | 139 | $ 37,665,000 | $ 270,971 | $ 95,000 |
| Will, Illinois | 138 | $ 27,900,000 | $ 202,173 | $ 87,000 |
| Collier, Florida | 137 | $ 37,055,000 | $ 270,474 | $ 131,000 |
| Lane, Oregon | 137 | $ 30,775,000 | $ 224,635 | $ 84,000 |
| Howard, Maryland | 135 | $ 45,375,000 | $ 336,111 | $ 143,000 |
| Sevier, Tennessee | 135 | $ 25,125,000 | $ 186,111 | $ 71,000 |
| Forsyth, Georgia | 134 | $ 38,980,000 | $ 290,895 | $ 160,000 |
| Berkeley, South Carolina | 134 | $ 28,600,000 | $ 213,432 | $ 67,000 |
| Morris, New Jersey | 133 | $ 43,225,000 | $ 325,000 | $ 138,000 |
| Hamilton, Ohio | 133 | $ 19,975,000 | $ 150,187 | $ 82,000 |
| Bell, Texas | 133 | $ 19,745,000 | $ 148,458 | $ 98,000 |
| Jefferson, Texas | 132 | $ 20,500,000 | $ 155,303 | $ 92,000 |
| Clayton, Georgia | 131 | $ 18,345,000 | $ 140,038 | $ 63,000 |
| Dickson, Tennessee | 131 | $ 21,255,000 | $ 162,251 | $ 62,000 |
| Cowlitz, Washington | 130 | $ 29,350,000 | $ 225,769 | $ 79,000 |
| Kern, California | 129 | $ 25,995,000 | $ 201,511 | $ 75,000 |
| Marion, Oregon | 129 | $ 29,775,000 | $ 230,813 | $ 87,000 |
| Kitsap, Washington | 129 | $ 40,725,000 | $ 315,697 | $ 96,000 |
| Stanislaus, California | 128 | $ 31,470,000 | $ 245,859 | $ 78,000 |
| Hernando, Florida | 128 | $ 21,660,000 | $ 169,218 | $ 66,000 |
| Ada, Idaho | 127 | $ 29,165,000 | $ 229,645 | $ 86,000 |
| Passaic, New Jersey | 125 | $ 33,995,000 | $ 271,960 | $ 123,000 |
| Buncombe, North Carolina | 125 | $ 28,325,000 | $ 226,600 | $ 89,000 |
| Durham, North Carolina | 124 | $ 24,730,000 | $ 199,435 | $ 91,000 |
| Escambia, Florida | 123 | $ 18,515,000 | $ 150,528 | $ 65,000 |
| Kenton, Kentucky | 123 | $ 18,185,000 | $ 147,845 | $ 69,000 |
| Washington, Minnesota | 123 | $ 31,465,000 | $ 255,813 | $ 98,000 |
| Blount, Tennessee | 123 | $ 23,545,000 | $ 191,422 | $ 71,000 |
| Larimer, Colorado | 122 | $ 37,700,000 | $ 309,016 | $ 111,000 |
| Frederick, Maryland | 121 | $ 37,695,000 | $ 311,528 | $ 98,000 |
| Cuyahoga, Ohio | 121 | $ 18,385,000 | $ 151,942 | $ 92,000 |
| Spartanburg, South Carolina | 120 | $ 19,200,000 | $ 160,000 | $ 67,000 |
| Johnston, North Carolina | 118 | $ 21,220,000 | $ 179,830 | $ 77,000 |
| Jefferson, Alabama | 117 | $ 22,435,000 | $ 191,752 | $ 93,000 |
| Waukesha, Wisconsin | 117 | $ 28,405,000 | $ 242,777 | $ 95,000 |
| Ventura, California | 116 | $ 51,860,000 | $ 447,068 | $ 165,000 |
| Henry, Georgia | 113 | $ 20,165,000 | $ 178,451 | $ 69,000 |
| Paulding, Georgia | 112 | $ 18,630,000 | $ 166,339 | $ 66,000 |
| DuPage, Illinois | 112 | $ 28,300,000 | $ 252,678 | $ 117,000 |
| Nueces, Texas | 112 | $ 18,000,000 | $ 160,714 | $ 97,000 |
| Rockwall, Texas | 112 | $ 26,130,000 | $ 233,303 | $ 105,000 |
| St. Louis, Missouri | 111 | $ 22,495,000 | $ 202,657 | $ 112,000 |
| Westchester, New York | 110 | $ 43,670,000 | $ 397,000 | $ 138,000 |
| Iredell, North Carolina | 110 | $ 24,090,000 | $ 219,000 | $ 82,000 |
| New Hanover, North Carolina | 110 | $ 22,260,000 | $ 202,363 | $ 91,000 |
| Lehigh, Pennsylvania | 109 | $ 21,565,000 | $ 197,844 | $ 82,000 |
| Weber, Utah | 109 | $ 24,685,000 | $ 226,467 | $ 96,000 |
| Sonoma, California | 108 | $ 51,370,000 | $ 475,648 | $ 132,000 |
| Jefferson, Wisconsin | 108 | $ 18,900,000 | $ 175,000 | $ 63,000 |
| Clay, Florida | 106 | $ 20,140,000 | $ 190,000 | $ 66,000 |
| Carter, Tennessee | 106 | $ 12,180,000 | $ 114,905 | $ 52,000 |
| Chesapeake, Virginia | 106 | $ 25,740,000 | $ 242,830 | $ 93,000 |
| Mercer, New Jersey | 104 | $ 28,340,000 | $ 272,500 | $ 125,000 |
| Douglas, Georgia | 103 | $ 16,815,000 | $ 163,252 | $ 69,000 |
| Somerset, New Jersey | 103 | $ 32,385,000 | $ 314,417 | $ 127,000 |
| Bronx, New York | 101 | $ 46,465,000 | $ 460,049 | $ 108,000 |
| Fairfield, Connecticut | 100 | $ 33,780,000 | $ 337,800 | $ 117,000 |
| Burlington, New Jersey | 99 | $ 22,845,000 | $ 230,757 | $ 103,000 |
| Norfolk, Virginia | 99 | $ 19,345,000 | $ 195,404 | $ 70,000 |
| Boone, Kentucky | 97 | $ 17,575,000 | $ 181,185 | $ 74,000 |
| Chatham, Georgia | 96 | $ 17,560,000 | $ 182,916 | $ 95,000 |
| Lake, Illinois | 95 | $ 26,675,000 | $ 280,789 | $ 123,000 |
| Jackson, Oregon | 95 | $ 22,335,000 | $ 235,105 | $ 77,000 |
| Dorchester, South Carolina | 95 | $ 20,135,000 | $ 211,947 | $ 72,000 |
| Hays, Texas | 94 | $ 22,470,000 | $ 239,042 | $ 96,000 |
| Jackson, Missouri | 93 | $ 15,765,000 | $ 169,516 | $ 92,000 |
| Deschutes, Oregon | 93 | $ 26,025,000 | $ 279,838 | $ 132,000 |
| Anderson, South Carolina | 93 | $ 15,155,000 | $ 162,956 | $ 74,000 |
| Lexington, South Carolina | 93 | $ 18,065,000 | $ 194,247 | $ 82,000 |
| San Mateo, California | 92 | $ 56,630,000 | $ 615,543 | $ 160,000 |
| Henrico, Virginia | 92 | $ 21,040,000 | $ 228,695 | $ 83,000 |
| Jefferson, Kentucky | 91 | $ 18,575,000 | $ 204,120 | $ 94,000 |
| Richland, South Carolina | 91 | $ 15,995,000 | $ 175,769 | $ 74,000 |
| Benton, Washington | 90 | $ 19,550,000 | $ 217,222 | $ 75,000 |
| El Dorado, California | 88 | $ 36,510,000 | $ 414,886 | $ 145,000 |
| Greene, Tennessee | 88 | $ 11,050,000 | $ 125,568 | $ 55,000 |
| Kane, Illinois | 86 | $ 17,080,000 | $ 198,604 | $ 96,000 |
| Cumberland, North Carolina | 86 | $ 13,320,000 | $ 154,883 | $ 79,000 |
| Loudon, Tennessee | 85 | $ 14,285,000 | $ 168,058 | $ 68,000 |
| Jackson, Michigan | 84 | $ 10,960,000 | $ 130,476 | $ 53,000 |
| Montgomery, Tennessee | 84 | $ 12,320,000 | $ 146,666 | $ 60,000 |
| Brown, Wisconsin | 84 | $ 13,240,000 | $ 157,619 | $ 73,000 |
| Citrus, Florida | 82 | $ 12,140,000 | $ 148,048 | $ 65,000 |
| Indian River, Florida | 82 | $ 14,170,000 | $ 172,804 | $ 106,000 |
| Mobile, Alabama | 81 | $ 11,255,000 | $ 138,950 | $ 71,000 |
| Charles, Maryland | 81 | $ 24,035,000 | $ 296,728 | $ 111,000 |
| Harford, Maryland | 81 | $ 20,615,000 | $ 254,506 | $ 93,000 |
| Berks, Pennsylvania | 81 | $ 14,385,000 | $ 177,592 | $ 71,000 |
| McLennan, Texas | 81 | $ 12,475,000 | $ 154,012 | $ 90,000 |
| McHenry, Illinois | 80 | $ 14,780,000 | $ 184,750 | $ 89,000 |
| Cameron, Texas | 79 | $ 10,595,000 | $ 134,113 | $ 86,000 |
| Okaloosa, Florida | 77 | $ 18,125,000 | $ 235,389 | $ 120,000 |
| Kent, Michigan | 77 | $ 12,825,000 | $ 166,558 | $ 71,000 |
| Wright, Minnesota | 77 | $ 17,105,000 | $ 222,142 | $ 109,000 |
| Lewis, Washington | 77 | $ 14,675,000 | $ 190,584 | $ 75,000 |
| Yamhill, Oregon | 76 | $ 21,070,000 | $ 277,236 | $ 88,000 |
| Anderson, Tennessee | 76 | $ 9,450,000 | $ 124,342 | $ 55,000 |
| Madison, Alabama | 75 | $ 14,135,000 | $ 188,466 | $ 90,000 |
| Douglas, Nebraska | 75 | $ 12,555,000 | $ 167,400 | $ 114,000 |
| Dauphin, Pennsylvania | 75 | $ 13,125,000 | $ 175,000 | $ 71,000 |
| Yakima, Washington | 75 | $ 15,325,000 | $ 204,333 | $ 86,000 |
| Muscatine, Iowa | 74 | $ 9,530,000 | $ 128,783 | $ 57,000 |
| Brunswick, North Carolina | 74 | $ 14,770,000 | $ 199,594 | $ 126,000 |
| Bradley, Tennessee | 74 | $ 11,070,000 | $ 149,594 | $ 69,000 |
| Grayson, Texas | 74 | $ 12,580,000 | $ 170,000 | $ 80,000 |
| Midland, Texas | 74 | $ 17,900,000 | $ 241,891 | $ 135,000 |
| Sherburne, Minnesota | 73 | $ 15,625,000 | $ 214,041 | $ 92,000 |
| Alachua, Florida | 72 | $ 12,390,000 | $ 172,083 | $ 80,000 |
| Lake, Indiana | 72 | $ 10,690,000 | $ 148,472 | $ 67,000 |
| Mille Lacs, Minnesota | 72 | $ 13,210,000 | $ 183,472 | $ 62,000 |
| Hunt, Texas | 72 | $ 10,650,000 | $ 147,916 | $ 77,000 |
| Martin, Florida | 71 | $ 15,895,000 | $ 223,873 | $ 87,000 |
| Lincoln, North Carolina | 71 | $ 12,355,000 | $ 174,014 | $ 59,000 |
| Monroe, Pennsylvania | 71 | $ 11,935,000 | $ 168,098 | $ 83,000 |
| Hall, Georgia | 70 | $ 15,480,000 | $ 221,142 | $ 84,000 |
| Richmond, Georgia | 70 | $ 8,340,000 | $ 119,142 | $ 82,000 |
| Westmoreland, Pennsylvania | 70 | $ 9,520,000 | $ 136,000 | $ 71,000 |
| Hardin, Texas | 70 | $ 12,870,000 | $ 183,857 | $ 91,000 |
| Bay, Florida | 69 | $ 13,005,000 | $ 188,478 | $ 112,000 |
| Leon, Florida | 69 | $ 13,435,000 | $ 194,710 | $ 98,000 |
| Robertson, Tennessee | 69 | $ 13,725,000 | $ 198,913 | $ 91,000 |
| Smith, Texas | 69 | $ 11,935,000 | $ 172,971 | $ 97,000 |
| Wise, Texas | 69 | $ 12,895,000 | $ 186,884 | $ 144,000 |
| Coconino, Arizona | 68 | $ 17,300,000 | $ 254,411 | $ 120,000 |
| Flagler, Florida | 68 | $ 12,940,000 | $ 190,294 | $ 84,000 |
| Elkhart, Indiana | 68 | $ 9,870,000 | $ 145,147 | $ 64,000 |
| Sandoval, New Mexico | 68 | $ 16,760,000 | $ 246,470 | $ 94,000 |
| Pickens, South Carolina | 68 | $ 11,250,000 | $ 165,441 | $ 58,000 |
| Stafford, Virginia | 68 | $ 22,710,000 | $ 333,970 | $ 125,000 |
| Lancaster, Pennsylvania | 67 | $ 13,655,000 | $ 203,805 | $ 85,000 |
| Pueblo, Colorado | 66 | $ 11,490,000 | $ 174,090 | $ 77,000 |
| Santa Rosa, Florida | 66 | $ 13,870,000 | $ 210,151 | $ 78,000 |
| Scott, Iowa | 66 | $ 10,290,000 | $ 155,909 | $ 71,000 |
| York, Pennsylvania | 66 | $ 11,140,000 | $ 168,787 | $ 79,000 |
| Tulare, California | 65 | $ 11,985,000 | $ 184,384 | $ 71,000 |
| Nassau, Florida | 65 | $ 12,695,000 | $ 195,307 | $ 106,000 |
| Orleans, Louisiana | 65 | $ 12,275,000 | $ 188,846 | $ 97,000 |
| Spotsylvania, Virginia | 65 | $ 18,555,000 | $ 285,461 | $ 102,000 |
| Davidson, North Carolina | 64 | $ 9,110,000 | $ 142,343 | $ 60,000 |
| Northampton, Pennsylvania | 64 | $ 12,040,000 | $ 188,125 | $ 75,000 |
| Whatcom, Washington | 64 | $ 15,470,000 | $ 241,718 | $ 75,000 |
| Boulder, Colorado | 63 | $ 24,015,000 | $ 381,190 | $ 115,000 |
| Comal, Texas | 63 | $ 17,345,000 | $ 275,317 | $ 153,000 |
| New Haven, Connecticut | 62 | $ 14,630,000 | $ 235,967 | $ 78,000 |
| Livingston, Louisiana | 62 | $ 9,180,000 | $ 148,064 | $ 74,000 |
| Camden, New Jersey | 62 | $ 10,580,000 | $ 170,645 | $ 88,000 |
| Maury, Tennessee | 62 | $ 12,160,000 | $ 196,129 | $ 70,000 |
| Ector, Texas | 62 | $ 11,000,000 | $ 177,419 | $ 203,000 |
| Hampton, Virginia | 62 | $ 11,350,000 | $ 183,064 | $ 68,000 |
| Coweta, Georgia | 61 | $ 13,075,000 | $ 214,344 | $ 78,000 |
| Ascension, Louisiana | 61 | $ 12,465,000 | $ 204,344 | $ 80,000 |
| St. Charles, Missouri | 61 | $ 13,585,000 | $ 222,704 | $ 111,000 |
| Nye, Nevada | 61 | $ 10,745,000 | $ 176,147 | $ 70,000 |
| Dona Ana, New Mexico | 61 | $ 10,675,000 | $ 175,000 | $ 67,000 |
| Beaufort, South Carolina | 61 | $ 16,255,000 | $ 266,475 | $ 111,000 |
| Guadalupe, Texas | 61 | $ 9,885,000 | $ 162,049 | $ 73,000 |
| Portsmouth, Virginia | 61 | $ 8,925,000 | $ 146,311 | $ 66,000 |
| Baldwin, Alabama | 60 | $ 11,200,000 | $ 186,666 | $ 117,000 |
| Canyon, Idaho | 60 | $ 11,560,000 | $ 192,666 | $ 60,000 |
| Rowan, North Carolina | 60 | $ 9,250,000 | $ 154,166 | $ 72,000 |
| Orange, New York | 59 | $ 16,255,000 | $ 275,508 | $ 107,000 |
| Henderson, North Carolina | 59 | $ 10,825,000 | $ 183,474 | $ 59,000 |
| Mesa, Colorado | 58 | $ 13,610,000 | $ 234,655 | $ 76,000 |
| Carroll, Georgia | 58 | $ 9,250,000 | $ 159,482 | $ 60,000 |
| Scott, Minnesota | 58 | $ 15,130,000 | $ 260,862 | $ 88,000 |
| Gloucester, New Jersey | 58 | $ 11,290,000 | $ 194,655 | $ 89,000 |
| Hartford, Connecticut | 57 | $ 11,475,000 | $ 201,315 | $ 87,000 |
| Hamilton, Indiana | 57 | $ 13,495,000 | $ 236,754 | $ 113,000 |
| Henderson, Texas | 57 | $ 10,105,000 | $ 177,280 | $ 97,000 |
| Grays Harbor, Washington | 57 | $ 10,225,000 | $ 179,385 | $ 87,000 |
| Bartow, Georgia | 56 | $ 10,090,000 | $ 180,178 | $ 82,000 |
| Jackson, Georgia | 56 | $ 12,410,000 | $ 221,607 | $ 81,000 |
| McDowell, North Carolina | 56 | $ 7,030,000 | $ 125,535 | $ 112,000 |
| Hawkins, Tennessee | 56 | $ 7,420,000 | $ 132,500 | $ 55,000 |
| Newport News, Virginia | 56 | $ 9,930,000 | $ 177,321 | $ 71,000 |
| Madera, California | 55 | $ 12,695,000 | $ 230,818 | $ 85,000 |
| Catoosa, Georgia | 55 | $ 8,395,000 | $ 152,636 | $ 73,000 |
| Newton, Georgia | 55 | $ 8,935,000 | $ 162,454 | $ 77,000 |
| Rockdale, Georgia | 55 | $ 10,195,000 | $ 185,363 | $ 77,000 |
| Whitfield, Georgia | 55 | $ 7,195,000 | $ 130,818 | $ 60,000 |
| Carroll, Maryland | 55 | $ 15,665,000 | $ 284,818 | $ 88,000 |
| Clermont, Ohio | 55 | $ 9,995,000 | $ 181,727 | $ 70,000 |
| Florence, South Carolina | 55 | $ 7,505,000 | $ 136,454 | $ 75,000 |
| Tooele, Utah | 55 | $ 13,525,000 | $ 245,909 | $ 85,000 |
| Washington, Wisconsin | 55 | $ 12,505,000 | $ 227,363 | $ 118,000 |
| Jefferson, Louisiana | 54 | $ 8,970,000 | $ 166,111 | $ 102,000 |
| Linn, Oregon | 54 | $ 10,120,000 | $ 187,407 | $ 67,000 |
| Shelby, Alabama | 53 | $ 10,955,000 | $ 206,698 | $ 103,000 |
| Genesee, Michigan | 53 | $ 7,915,000 | $ 149,339 | $ 71,000 |
| McMinn, Tennessee | 53 | $ 5,665,000 | $ 106,886 | $ 51,000 |
| Alexandria, Virginia | 53 | $ 20,205,000 | $ 381,226 | $ 127,000 |
| Fayette, Georgia | 52 | $ 12,500,000 | $ 240,384 | $ 74,000 |
| Sussex, New Jersey | 52 | $ 13,150,000 | $ 252,884 | $ 99,000 |
| Lancaster, South Carolina | 52 | $ 13,060,000 | $ 251,153 | $ 103,000 |
| Arlington, Virginia | 52 | $ 20,940,000 | $ 402,692 | $ 145,000 |
| Dane, Wisconsin | 52 | $ 12,420,000 | $ 238,846 | $ 94,000 |
| Walton, Florida | 51 | $ 16,145,000 | $ 316,568 | $ 140,000 |
| Muscogee, Georgia | 51 | $ 7,895,000 | $ 154,803 | $ 75,000 |
| Hockley, Texas | 51 | $ 8,285,000 | $ 162,450 | $ 78,000 |
| Cochise, Arizona | 50 | $ 7,000,000 | $ 140,000 | $ 74,000 |
| San Francisco, California | 50 | $ 37,070,000 | $ 741,400 | $ 211,000 |
| Summit, Ohio | 50 | $ 8,460,000 | $ 169,200 | $ 94,000 |
| Douglas, Oregon | 50 | $ 9,510,000 | $ 190,200 | $ 76,000 |
| Monroe, Tennessee | 50 | $ 6,090,000 | $ 121,800 | $ 54,000 |
| Mason, Washington | 50 | $ 10,100,000 | $ 202,000 | $ 67,000 |
| Yuma, Arizona | 49 | $ 7,935,000 | $ 161,938 | $ 63,000 |
| San Luis Obispo, California | 49 | $ 19,655,000 | $ 401,122 | $ 121,000 |
| Barnstable, Massachusetts | 49 | $ 16,825,000 | $ 343,367 | $ 133,000 |
| Ingham, Michigan | 49 | $ 6,485,000 | $ 132,346 | $ 115,000 |
| Davie, North Carolina | 49 | $ 7,825,000 | $ 159,693 | $ 68,000 |
| Providence, Rhode Island | 49 | $ 10,205,000 | $ 208,265 | $ 92,000 |
| Walker, Georgia | 48 | $ 7,050,000 | $ 146,875 | $ 54,000 |
| Jefferson, Tennessee | 48 | $ 7,140,000 | $ 148,750 | $ 72,000 |
| Roane, Tennessee | 48 | $ 6,750,000 | $ 140,625 | $ 59,000 |
| Santa Barbara, California | 47 | $ 19,045,000 | $ 405,212 | $ 145,000 |
| Kent, Delaware | 47 | $ 12,955,000 | $ 275,638 | $ 82,000 |
| Middlesex, Massachusetts | 47 | $ 17,525,000 | $ 372,872 | $ 125,000 |
| Stevens, Washington | 47 | $ 8,945,000 | $ 190,319 | $ 77,000 |
| Walton, Georgia | 46 | $ 9,370,000 | $ 203,695 | $ 79,000 |
| Norfolk, Massachusetts | 46 | $ 18,640,000 | $ 405,217 | $ 150,000 |
| Pitt, North Carolina | 46 | $ 6,270,000 | $ 136,304 | $ 102,000 |
| Butler, Ohio | 46 | $ 7,770,000 | $ 168,913 | $ 131,000 |
| Montgomery, Ohio | 46 | $ 6,350,000 | $ 138,043 | $ 67,000 |
| Warren, Ohio | 46 | $ 10,250,000 | $ 222,826 | $ 126,000 |
| Liberty, Texas | 46 | $ 7,020,000 | $ 152,608 | $ 87,000 |
| Washington, Utah | 46 | $ 11,320,000 | $ 246,086 | $ 84,000 |
| Sussex, Delaware | 45 | $ 12,395,000 | $ 275,444 | $ 137,000 |
| Sumter, Florida | 45 | $ 9,405,000 | $ 209,000 | $ 82,000 |
| Hendricks, Indiana | 45 | $ 8,835,000 | $ 196,333 | $ 79,000 |
| Washington, Maryland | 45 | $ 7,705,000 | $ 171,222 | $ 62,000 |
| Essex, Massachusetts | 45 | $ 19,445,000 | $ 432,111 | $ 144,000 |
| Santa Fe, New Mexico | 45 | $ 14,415,000 | $ 320,333 | $ 117,000 |
| Racine, Wisconsin | 45 | $ 7,555,000 | $ 167,888 | $ 64,000 |
| Columbia, Georgia | 44 | $ 8,960,000 | $ 203,636 | $ 67,000 |
| Haywood, North Carolina | 44 | $ 6,930,000 | $ 157,500 | $ 59,000 |
| Luzerne, Pennsylvania | 44 | $ 5,840,000 | $ 132,727 | $ 64,000 |
| Marin, California | 43 | $ 24,965,000 | $ 580,581 | $ 208,000 |
| Hawaii, Hawaii | 43 | $ 13,355,000 | $ 310,581 | $ 97,000 |
| Fayette, Kentucky | 43 | $ 8,315,000 | $ 193,372 | $ 99,000 |
| St. Tammany, Louisiana | 43 | $ 7,975,000 | $ 185,465 | $ 81,000 |
| Kalamazoo, Michigan | 43 | $ 7,155,000 | $ 166,395 | $ 69,000 |
| Columbus, North Carolina | 43 | $ 4,665,000 | $ 108,488 | $ 48,000 |
| Onslow, North Carolina | 43 | $ 6,525,000 | $ 151,744 | $ 66,000 |
| Orange, North Carolina | 43 | $ 11,565,000 | $ 268,953 | $ 107,000 |
| Josephine, Oregon | 43 | $ 8,935,000 | $ 207,790 | $ 53,000 |
| Randall, Texas | 43 | $ 5,755,000 | $ 133,837 | $ 59,000 |
| Campbell, Virginia | 43 | $ 7,065,000 | $ 164,302 | $ 89,000 |
| Rock, Wisconsin | 43 | $ 6,515,000 | $ 151,511 | $ 55,000 |
| Navajo, Arizona | 42 | $ 8,070,000 | $ 192,142 | $ 119,000 |
| Oklahoma, Oklahoma | 42 | $ 8,400,000 | $ 200,000 | $ 140,000 |
| Brazos, Texas | 42 | $ 6,950,000 | $ 165,476 | $ 90,000 |
| Chelan, Washington | 42 | $ 11,850,000 | $ 282,142 | $ 84,000 |
| Suffolk, Massachusetts | 41 | $ 19,685,000 | $ 480,121 | $ 148,000 |
| Washtenaw, Michigan | 41 | $ 8,065,000 | $ 196,707 | $ 75,000 |
| Atlantic, New Jersey | 41 | $ 7,605,000 | $ 185,487 | $ 88,000 |
| Cape May, New Jersey | 41 | $ 18,435,000 | $ 449,634 | $ 219,000 |
| Harnett, North Carolina | 41 | $ 6,025,000 | $ 146,951 | $ 67,000 |
| Cumberland, Pennsylvania | 41 | $ 9,675,000 | $ 235,975 | $ 95,000 |
| Aiken, South Carolina | 41 | $ 7,085,000 | $ 172,804 | $ 70,000 |
| Minnehaha, South Dakota | 41 | $ 8,295,000 | $ 202,317 | $ 73,000 |
| Monterey, California | 40 | $ 18,820,000 | $ 470,500 | $ 116,000 |
| Highlands, Florida | 40 | $ 6,970,000 | $ 174,250 | $ 71,000 |
| Worcester, Massachusetts | 40 | $ 10,670,000 | $ 266,750 | $ 133,000 |
| Liberty, Georgia | 39 | $ 5,465,000 | $ 140,128 | $ 58,000 |
| St. Joseph, Indiana | 39 | $ 5,195,000 | $ 133,205 | $ 75,000 |
| Livingston, Michigan | 39 | $ 8,035,000 | $ 206,025 | $ 88,000 |
| Chisago, Minnesota | 39 | $ 7,985,000 | $ 204,743 | $ 71,000 |
| Isanti, Minnesota | 39 | $ 7,345,000 | $ 188,333 | $ 75,000 |
| Hillsborough, New Hampshire | 39 | $ 10,975,000 | $ 281,410 | $ 110,000 |
| Moore, North Carolina | 39 | $ 7,385,000 | $ 189,358 | $ 70,000 |
| Williams, North Dakota | 39 | $ 9,845,000 | $ 252,435 | $ 83,000 |
| Coffee, Tennessee | 39 | $ 6,165,000 | $ 158,076 | $ 59,000 |
| Hood, Texas | 39 | $ 8,265,000 | $ 211,923 | $ 107,000 |
| Navarro, Texas | 39 | $ 4,585,000 | $ 117,564 | $ 103,000 |
| Richmond City, Virginia | 39 | $ 7,695,000 | $ 197,307 | $ 103,000 |
| Suffolk, Virginia | 39 | $ 7,945,000 | $ 203,717 | $ 74,000 |
| Barrow, Georgia | 38 | $ 5,620,000 | $ 147,894 | $ 56,000 |
| Houston, Georgia | 38 | $ 5,570,000 | $ 146,578 | $ 62,000 |
| St. Clair, Illinois | 38 | $ 5,510,000 | $ 145,000 | $ 74,000 |
| Charlevoix, Michigan | 38 | $ 5,510,000 | $ 145,000 | $ 60,000 |
| Klamath, Oregon | 38 | $ 6,350,000 | $ 167,105 | $ 55,000 |
| Hamblen, Tennessee | 38 | $ 4,960,000 | $ 130,526 | $ 46,000 |
| Orange, Texas | 38 | $ 5,020,000 | $ 132,105 | $ 76,000 |
| Whitman, Washington | 38 | $ 7,570,000 | $ 199,210 | $ 83,000 |
| Kenosha, Wisconsin | 38 | $ 7,720,000 | $ 203,157 | $ 72,000 |
| Lee, Alabama | 37 | $ 6,965,000 | $ 188,243 | $ 91,000 |
| Gila, Arizona | 37 | $ 7,275,000 | $ 196,621 | $ 94,000 |
| Santa Cruz, California | 37 | $ 17,865,000 | $ 482,837 | $ 150,000 |
| Calvert, Maryland | 37 | $ 11,185,000 | $ 302,297 | $ 107,000 |
| Columbia, Oregon | 37 | $ 9,175,000 | $ 247,972 | $ 62,000 |
| Polk, Oregon | 37 | $ 8,475,000 | $ 229,054 | $ 77,000 |
| Potter, Texas | 37 | $ 5,025,000 | $ 135,810 | $ 55,000 |
| Taylor, Texas | 37 | $ 6,065,000 | $ 163,918 | $ 79,000 |
| Montgomery, Alabama | 36 | $ 5,660,000 | $ 157,222 | $ 98,000 |
| Stearns, Minnesota | 36 | $ 6,700,000 | $ 186,111 | $ 68,000 |
| Hunterdon, New Jersey | 36 | $ 11,010,000 | $ 305,833 | $ 173,000 |
| Alamance, North Carolina | 36 | $ 5,450,000 | $ 151,388 | $ 64,000 |
| Washington, Pennsylvania | 36 | $ 7,450,000 | $ 206,944 | $ 89,000 |
| Bastrop, Texas | 36 | $ 6,030,000 | $ 167,500 | $ 75,000 |
| Webb, Texas | 36 | $ 5,370,000 | $ 149,166 | $ 104,000 |
| Iron, Utah | 36 | $ 7,000,000 | $ 194,444 | $ 67,000 |
| Frederick, Virginia | 36 | $ 9,140,000 | $ 253,888 | $ 76,000 |
| Walworth, Wisconsin | 36 | $ 6,140,000 | $ 170,555 | $ 105,000 |
| Campbell, Kentucky | 35 | $ 5,205,000 | $ 148,714 | $ 63,000 |
| Valencia, New Mexico | 35 | $ 5,755,000 | $ 164,428 | $ 75,000 |
| Rockland, New York | 35 | $ 13,405,000 | $ 383,000 | $ 120,000 |
| Carteret, North Carolina | 35 | $ 9,045,000 | $ 258,428 | $ 106,000 |
| Lincoln, Oregon | 35 | $ 8,575,000 | $ 245,000 | $ 91,000 |
| Skagit, Washington | 35 | $ 9,125,000 | $ 260,714 | $ 88,000 |
| Tuscaloosa, Alabama | 34 | $ 5,490,000 | $ 161,470 | $ 67,000 |
| Butte, California | 34 | $ 8,910,000 | $ 262,058 | $ 93,000 |
| Linn, Iowa | 34 | $ 4,990,000 | $ 146,764 | $ 67,000 |
| St. Mary's, Maryland | 34 | $ 9,570,000 | $ 281,470 | $ 104,000 |
| St. Clair, Michigan | 34 | $ 4,830,000 | $ 142,058 | $ 65,000 |
| Gallatin, Montana | 34 | $ 11,150,000 | $ 327,941 | $ 134,000 |
| Douglas, Nevada | 34 | $ 16,220,000 | $ 477,058 | $ 158,000 |
| Cleveland, North Carolina | 34 | $ 3,790,000 | $ 111,470 | $ 60,000 |
| McKenzie, North Dakota | 34 | $ 9,120,000 | $ 268,235 | $ 96,000 |
| Humphreys, Tennessee | 34 | $ 4,410,000 | $ 129,705 | $ 54,000 |
| Albemarle, Virginia | 34 | $ 9,180,000 | $ 270,000 | $ 181,000 |
| Fauquier, Virginia | 34 | $ 11,490,000 | $ 337,941 | $ 99,000 |
| Glynn, Georgia | 33 | $ 6,295,000 | $ 190,757 | $ 72,000 |
| Caldwell, North Carolina | 33 | $ 5,325,000 | $ 161,363 | $ 61,000 |
| Beaver, Pennsylvania | 33 | $ 4,505,000 | $ 136,515 | $ 69,000 |
| Lackawanna, Pennsylvania | 33 | $ 4,175,000 | $ 126,515 | $ 66,000 |
| Orangeburg, South Carolina | 33 | $ 3,775,000 | $ 114,393 | $ 54,000 |
| Delta, Colorado | 32 | $ 6,700,000 | $ 209,375 | $ 67,000 |
| Rock Island, Illinois | 32 | $ 3,510,000 | $ 109,687 | $ 50,000 |
| Wicomico, Maryland | 32 | $ 5,660,000 | $ 176,875 | $ 66,000 |
| Lapeer, Michigan | 32 | $ 4,800,000 | $ 150,000 | $ 57,000 |
| Lancaster, Nebraska | 32 | $ 5,560,000 | $ 173,750 | $ 63,000 |
| Randolph, North Carolina | 32 | $ 4,640,000 | $ 145,000 | $ 58,000 |
| Delaware, Ohio | 32 | $ 9,740,000 | $ 304,375 | $ 176,000 |
| Shasta, California | 31 | $ 6,365,000 | $ 205,322 | $ 73,000 |
| Yolo, California | 31 | $ 11,955,000 | $ 385,645 | $ 136,000 |
| Winnebago, Illinois | 31 | $ 3,585,000 | $ 115,645 | $ 75,000 |
| Allen, Indiana | 31 | $ 4,465,000 | $ 144,032 | $ 94,000 |
| Plymouth, Massachusetts | 31 | $ 10,505,000 | $ 338,870 | $ 96,000 |
| Clay, Missouri | 31 | $ 5,545,000 | $ 178,870 | $ 86,000 |
| Lyon, Nevada | 31 | $ 6,305,000 | $ 203,387 | $ 78,000 |
| Wayne, North Carolina | 31 | $ 5,015,000 | $ 161,774 | $ 59,000 |
| Unicoi, Tennessee | 31 | $ 3,715,000 | $ 119,838 | $ 57,000 |
| Bedford, Virginia | 31 | $ 5,955,000 | $ 192,096 | $ 69,000 |
| Nevada, California | 30 | $ 10,590,000 | $ 353,000 | $ 196,000 |
| Bibb, Georgia | 30 | $ 4,210,000 | $ 140,333 | $ 62,000 |
| Madison, Illinois | 30 | $ 4,750,000 | $ 158,333 | $ 69,000 |
| Calcasieu, Louisiana | 30 | $ 4,220,000 | $ 140,666 | $ 63,000 |
| Sarpy, Nebraska | 30 | $ 6,050,000 | $ 201,666 | $ 118,000 |
| Craven, North Carolina | 30 | $ 5,050,000 | $ 168,333 | $ 74,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35,634 | $8,688,070,000 | $243,000 | $3,995,000 | $103,000 | $8,160,000 |
| Cash-out Refinancing | 30,483 | $6,724,625,000 | $220,000 | $2,755,000 | $92,000 | $5,864,000 |
| Refinancing | 25,281 | $7,027,905,000 | $277,000 | $6,505,000 | $106,000 | $6,092,000 |
| Home Improvement | 8,074 | $1,685,120,000 | $208,000 | $2,705,000 | $86,000 | $4,750,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,399 | $12,967,965,000 | $242,000 | $6,505,000 | $102,000 | $6,000,000 |
| Not Provided | 21,777 | $5,139,325,000 | $235,000 | $5,005,000 | $95,000 | $8,160,000 |
| Hispanic | 9,918 | $2,372,490,000 | $239,000 | $2,045,000 | $89,000 | $6,092,000 |
| Black or African American | 8,412 | $1,783,820,000 | $212,000 | $1,705,000 | $79,000 | $2,526,000 |
| Asian | 4,260 | $1,346,210,000 | $316,000 | $2,505,000 | $131,000 | $4,500,000 |
| American Indian or Alaskan Native | 416 | $91,030,000 | $218,000 | $825,000 | $80,000 | $1,752,000 |
| Native Hawaiian or Other Pacific Islander | 258 | $71,940,000 | $278,000 | $1,205,000 | $88,000 | $1,029,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,327 | $15,416,735,000 | $255,000 | $6,505,000 | $119,000 | $8,160,000 |
| FHA-insured (Federal Housing Administration) | 29,246 | $6,024,370,000 | $205,000 | $2,135,000 | $67,000 | $3,009,000 |
| VA-guaranteed (Veterans Administration) | 8,856 | $2,510,320,000 | $283,000 | $2,435,000 | $72,000 | $2,388,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,043 | $174,295,000 | $167,000 | $585,000 | $56,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 44,985 | $10,671,835,000 | $237,000 | $5,005,000 | $105,000 | $8,160,000 |
| Loan Originated | 37,926 | $9,702,460,000 | $255,000 | $6,505,000 | $100,000 | $3,340,000 |
| Application Denied By Financial Institution | 8,660 | $1,783,110,000 | $205,000 | $2,285,000 | $67,000 | $2,772,000 |
| Application Approved But Not Accepted | 6,623 | $1,714,045,000 | $258,000 | $2,975,000 | $96,000 | $2,400,000 |
| File Closed For Incompleteness | 1,179 | $232,445,000 | $197,000 | $1,725,000 | $105,000 | $2,556,000 |
| Preapproval Approved but not Accepted | 55 | $12,275,000 | $223,000 | $705,000 | $71,000 | $324,000 |
| Preapproval Denied by Financial Institution | 44 | $9,550,000 | $217,000 | $1,085,000 | $55,000 | $256,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 90,768 | $22,333,060,000 | $246,000 | $6,505,000 | $102,000 | $8,160,000 |
| Debt-To-Income Ratio | 4,108 | $931,060,000 | $226,000 | $2,285,000 | $52,000 | $1,864,000 |
| Credit History | 3,449 | $619,685,000 | $179,000 | $1,505,000 | $78,000 | $2,772,000 |
| Collateral | 441 | $90,025,000 | $204,000 | $1,055,000 | $90,000 | $1,812,000 |
| Other | 306 | $63,220,000 | $206,000 | $1,745,000 | $84,000 | $1,766,000 |
| Credit Application Incomplete | 123 | $26,185,000 | $212,000 | $985,000 | $74,000 | $300,000 |
| Employment History | 94 | $20,420,000 | $217,000 | $695,000 | $79,000 | $1,324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $17,180,000 | $186,000 | $945,000 | $67,000 | $352,000 |
| Unverifiable Information | 90 | $24,320,000 | $270,000 | $1,265,000 | $88,000 | $382,000 |
| Mortgage Insurance Denied | 1 | $565,000 | $565,000 | $565,000 | $101,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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