Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2019
In 2019, Cardinal Financial Company, Li of Charlotte, NC reported 99,472 mortgage applications totaling $24.1 billion, up 79% from 2018. The average application was for $242,537, and applicants reported an average income of $99,011. 38% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (4,257), Dallas-Plano-Irving, TX (3,828) and Houston-The Woodlands-Sugar Land, TX (3,248) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 99,472 |
| Total Mortgage Loan Application Amount | $24,125,720,000 |
| Average Mortgage Loan Application Amount | $242,537 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $99,011 |
| Highest Applicant Income | $8,160,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 8,239 | $ 1,417,215,000 | $ 172,012 | $ 79,205 |
| Phoenix-Mesa-Scottsdale, AZ | 4,257 | $ 1,058,575,000 | $ 248,666 | $ 103,000 |
| Dallas-Plano-Irving, TX | 3,828 | $ 896,100,000 | $ 234,090 | $ 113,000 |
| Houston-The Woodlands-Sugar Land, TX | 3,248 | $ 712,380,000 | $ 219,328 | $ 121,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,997 | $ 648,065,000 | $ 216,237 | $ 94,000 |
| Las Vegas-Henderson-Paradise, NV | 2,963 | $ 786,515,000 | $ 265,445 | $ 101,000 |
| Fort Worth-Arlington, TX | 2,539 | $ 514,475,000 | $ 202,628 | $ 97,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,242 | $ 544,170,000 | $ 242,716 | $ 90,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,173 | $ 784,515,000 | $ 361,028 | $ 122,549 |
| Charlotte-Concord-Gastonia, NC-SC | 1,843 | $ 402,815,000 | $ 218,564 | $ 92,416 |
| Tampa-St. Petersburg-Clearwater, FL | 1,786 | $ 397,650,000 | $ 222,648 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,654 | $ 373,500,000 | $ 225,816 | $ 89,836 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,542 | $ 455,250,000 | $ 295,233 | $ 107,076 |
| New York-Jersey City-White Plains, NY-NJ | 1,295 | $ 567,045,000 | $ 437,872 | $ 139,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,234 | $ 535,890,000 | $ 434,270 | $ 133,000 |
| Denver-Aurora-Lakewood, CO | 1,223 | $ 413,315,000 | $ 337,951 | $ 120,000 |
| Orlando-Kissimmee-Sanford, FL | 1,155 | $ 258,505,000 | $ 223,813 | $ 95,000 |
| Nassau County-Suffolk County, NY | 1,150 | $ 430,670,000 | $ 374,495 | $ 132,000 |
| Spokane-Spokane Valley, WA | 1,110 | $ 226,760,000 | $ 204,288 | $ 80,000 |
| Knoxville, TN | 1,046 | $ 168,820,000 | $ 161,395 | $ 71,000 |
| San Diego-Carlsbad, CA | 1,024 | $ 466,040,000 | $ 455,117 | $ 130,000 |
| Seattle-Bellevue-Everett, WA | 1,022 | $ 379,200,000 | $ 371,037 | $ 137,000 |
| New York-Newark, NY | 985 | $ 291,365,000 | $ 295,802 | $ 132,979 |
| Riverside-San Bernardino-Ontario, CA | 981 | $ 286,975,000 | $ 292,533 | $ 99,000 |
| Jacksonville, FL | 928 | $ 193,810,000 | $ 208,846 | $ 90,000 |
| Baltimore-Columbia-Towson, MD | 924 | $ 241,750,000 | $ 261,634 | $ 100,000 |
| Chicago-Naperville, IL | 923 | $ 191,635,000 | $ 207,621 | $ 100,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 895 | $ 223,755,000 | $ 250,005 | $ 111,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 885 | $ 226,595,000 | $ 256,039 | $ 113,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 813 | $ 282,685,000 | $ 347,706 | $ 121,000 |
| Colorado Springs, CO | 806 | $ 216,030,000 | $ 268,027 | $ 89,000 |
| Tacoma-Lakewood, WA | 791 | $ 226,765,000 | $ 286,681 | $ 95,000 |
| Austin-Round Rock, TX | 778 | $ 206,280,000 | $ 265,141 | $ 130,000 |
| San Antonio-New Braunfels, TX | 728 | $ 132,790,000 | $ 182,403 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 708 | $ 152,010,000 | $ 214,703 | $ 77,076 |
| Raleigh, NC | 682 | $ 166,110,000 | $ 243,563 | $ 112,000 |
| Miami-Miami Beach-Kendall, FL | 681 | $ 181,925,000 | $ 267,143 | $ 115,000 |
| Salt Lake City, UT | 649 | $ 192,025,000 | $ 295,878 | $ 105,000 |
| Oakland-Hayward-Berkeley, CA | 627 | $ 301,375,000 | $ 480,661 | $ 139,000 |
| Newark, NJ-PA | 588 | $ 179,740,000 | $ 305,680 | $ 125,959 |
| Cincinnati, OH-KY-IN | 585 | $ 96,335,000 | $ 164,675 | $ 84,912 |
| Montgomery County-Bucks County-Chester County, PA | 538 | $ 138,470,000 | $ 257,379 | $ 117,000 |
| Washington-Baltimore-Arlington, DC | 528 | $ 192,490,000 | $ 364,564 | $ 115,000 |
| Tucson, AZ | 491 | $ 95,725,000 | $ 194,959 | $ 88,000 |
| Chattanooga, TN-GA | 488 | $ 87,260,000 | $ 178,811 | $ 81,909 |
| Warren-Troy-Farmington Hills, MI | 480 | $ 92,530,000 | $ 192,770 | $ 116,000 |
| Milwaukee-Waukesha-West Allis, WI | 471 | $ 88,905,000 | $ 188,757 | $ 87,000 |
| Urban Honolulu, HI | 453 | $ 246,345,000 | $ 543,807 | $ 94,000 |
| Cape Coral-Fort Myers, FL | 446 | $ 92,470,000 | $ 207,331 | $ 85,000 |
| Kingsport-Bristol-Bristol, TN-VA | 445 | $ 53,295,000 | $ 119,764 | $ 54,496 |
| North Port-Sarasota-Bradenton, FL | 442 | $ 102,070,000 | $ 230,927 | $ 96,000 |
| Philadelphia, PA | 438 | $ 86,740,000 | $ 198,036 | $ 90,000 |
| Johnson City, TN | 435 | $ 61,885,000 | $ 142,264 | $ 61,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 407 | $ 76,685,000 | $ 188,415 | $ 77,000 |
| Baton Rouge, LA | 406 | $ 70,230,000 | $ 172,980 | $ 84,000 |
| Winston-Salem, NC | 405 | $ 59,985,000 | $ 148,111 | $ 64,000 |
| Richmond, VA | 396 | $ 84,680,000 | $ 213,838 | $ 94,000 |
| Charleston-North Charleston, SC | 386 | $ 88,570,000 | $ 229,455 | $ 80,000 |
| Greenville-Anderson-Mauldin, SC | 382 | $ 66,810,000 | $ 174,895 | $ 65,000 |
| Reno, NV | 378 | $ 127,960,000 | $ 338,518 | $ 136,000 |
| Anaheim-Santa Ana-Irvine, CA | 375 | $ 170,925,000 | $ 455,800 | $ 152,000 |
| Port St. Lucie, FL | 375 | $ 73,145,000 | $ 195,053 | $ 69,000 |
| Pittsburgh, PA | 358 | $ 55,090,000 | $ 153,882 | $ 80,000 |
| Indianapolis-Carmel-Anderson, IN | 357 | $ 62,525,000 | $ 175,140 | $ 86,000 |
| Albuquerque, NM | 347 | $ 78,195,000 | $ 225,345 | $ 95,000 |
| St. Louis, MO-IL | 341 | $ 61,975,000 | $ 181,744 | $ 92,134 |
| Lubbock, TX | 337 | $ 58,755,000 | $ 174,347 | $ 97,000 |
| Palm Bay-Melbourne-Titusville, FL | 326 | $ 64,790,000 | $ 198,742 | $ 77,000 |
| Merced, CA | 324 | $ 79,690,000 | $ 245,956 | $ 88,000 |
| Lakeland-Winter Haven, FL | 303 | $ 51,185,000 | $ 168,927 | $ 72,000 |
| Ogden-Clearfield, UT | 280 | $ 72,450,000 | $ 258,750 | $ 98,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 251 | $ 48,685,000 | $ 193,964 | $ 93,561 |
| Hickory-Lenoir-Morganton, NC | 249 | $ 40,745,000 | $ 163,634 | $ 77,000 |
| McAllen-Edinburg-Mission, TX | 242 | $ 37,110,000 | $ 153,347 | $ 70,000 |
| Columbus, OH | 241 | $ 48,695,000 | $ 202,053 | $ 101,000 |
| Beaumont-Port Arthur, TX | 240 | $ 38,390,000 | $ 159,958 | $ 89,000 |
| Asheville, NC | 237 | $ 47,945,000 | $ 202,299 | $ 75,000 |
| Detroit-Dearborn-Livonia, MI | 237 | $ 33,735,000 | $ 142,341 | $ 75,000 |
| Memphis, TN-MS-AR | 231 | $ 40,875,000 | $ 176,948 | $ 71,138 |
| Wilmington, DE-MD-NJ | 230 | $ 62,500,000 | $ 271,739 | $ 99,382 |
| Greensboro-High Point, NC | 229 | $ 36,625,000 | $ 159,934 | $ 73,000 |
| Durham-Chapel Hill, NC | 228 | $ 50,210,000 | $ 220,219 | $ 94,000 |
| Vallejo-Fairfield, CA | 224 | $ 85,560,000 | $ 381,964 | $ 121,000 |
| Provo-Orem, UT | 220 | $ 60,360,000 | $ 274,363 | $ 99,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 219 | $ 42,295,000 | $ 193,127 | $ 79,726 |
| Camden, NJ | 219 | $ 44,715,000 | $ 204,178 | $ 95,000 |
| Columbia, SC | 212 | $ 38,910,000 | $ 183,537 | $ 77,000 |
| Kansas City, MO-KS | 210 | $ 38,860,000 | $ 185,047 | $ 97,142 |
| Birmingham-Hoover, AL | 209 | $ 39,825,000 | $ 190,550 | $ 90,000 |
| New Orleans-Metairie, LA | 209 | $ 35,965,000 | $ 172,081 | $ 87,000 |
| Prescott Valley-Prescott, AZ | 206 | $ 43,460,000 | $ 210,970 | $ 69,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 206 | $ 112,930,000 | $ 548,203 | $ 162,000 |
| Boise City, ID | 200 | $ 43,340,000 | $ 216,700 | $ 78,000 |
| Cleveland-Elyria, OH | 199 | $ 32,155,000 | $ 161,582 | $ 100,000 |
| Pensacola-Ferry Pass-Brent, FL | 189 | $ 32,385,000 | $ 171,349 | $ 69,000 |
| El Paso, TX | 185 | $ 24,805,000 | $ 134,081 | $ 90,000 |
| Louisville/Jefferson County, KY-IN | 182 | $ 33,330,000 | $ 183,131 | $ 80,373 |
| Punta Gorda, FL | 178 | $ 29,650,000 | $ 166,573 | $ 71,000 |
| Augusta-Richmond County, GA-SC | 172 | $ 26,190,000 | $ 152,267 | $ 71,976 |
| Killeen-Temple, TX | 169 | $ 25,155,000 | $ 148,846 | $ 96,000 |
| Salem, OR | 166 | $ 38,250,000 | $ 230,421 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 163 | $ 27,995,000 | $ 171,748 | $ 106,000 |
| Ocala, FL | 163 | $ 27,065,000 | $ 166,042 | $ 68,000 |
| Olympia-Tumwater, WA | 156 | $ 38,400,000 | $ 246,153 | $ 81,000 |
| Fayetteville, NC | 147 | $ 22,725,000 | $ 154,591 | $ 72,000 |
| Lynchburg, VA | 147 | $ 24,915,000 | $ 169,489 | $ 73,000 |
| Coeur D'Alene, ID | 146 | $ 34,020,000 | $ 233,013 | $ 94,000 |
| San Francisco-Redwood City-South San Francisco, CA | 142 | $ 93,700,000 | $ 659,859 | $ 178,000 |
| Fresno, CA | 140 | $ 37,950,000 | $ 271,071 | $ 123,000 |
| Stockton-Lodi, CA | 140 | $ 42,810,000 | $ 305,785 | $ 102,000 |
| Greeley, CO | 139 | $ 37,665,000 | $ 270,971 | $ 95,000 |
| Savannah, GA | 139 | $ 25,975,000 | $ 186,870 | $ 103,000 |
| Eugene, OR | 137 | $ 30,775,000 | $ 224,635 | $ 84,000 |
| Naples-Immokalee-Marco Island, FL | 137 | $ 37,055,000 | $ 270,474 | $ 131,000 |
| Wilmington, NC | 136 | $ 26,870,000 | $ 197,573 | $ 87,000 |
| Lake County-Kenosha County, IL-WI | 133 | $ 34,395,000 | $ 258,609 | $ 108,428 |
| Longview, WA | 130 | $ 29,350,000 | $ 225,769 | $ 79,000 |
| Bakersfield, CA | 129 | $ 25,995,000 | $ 201,511 | $ 75,000 |
| Bremerton-Silverdale, WA | 129 | $ 40,725,000 | $ 315,697 | $ 96,000 |
| Corpus Christi, TX | 128 | $ 20,540,000 | $ 160,468 | $ 94,000 |
| Crestview-Fort Walton Beach-Destin, FL | 128 | $ 34,270,000 | $ 267,734 | $ 128,000 |
| Modesto, CA | 128 | $ 31,470,000 | $ 245,859 | $ 78,000 |
| Elgin, IL | 124 | $ 23,960,000 | $ 193,225 | $ 95,000 |
| Grand Rapids-Wyoming, MI | 124 | $ 19,940,000 | $ 160,806 | $ 66,000 |
| Harrisburg-Carlisle, PA | 123 | $ 24,195,000 | $ 196,707 | $ 78,000 |
| Fort Collins, CO | 122 | $ 37,700,000 | $ 309,016 | $ 111,000 |
| Omaha-Council Bluffs, NE-IA | 121 | $ 21,835,000 | $ 180,454 | $ 109,033 |
| Spartanburg, SC | 120 | $ 19,200,000 | $ 160,000 | $ 67,000 |
| Boston, MA | 118 | $ 48,830,000 | $ 413,813 | $ 135,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 116 | $ 51,860,000 | $ 447,068 | $ 165,000 |
| Providence-Warwick, RI-MA | 113 | $ 26,585,000 | $ 235,265 | $ 87,070 |
| Kennewick-Richland, WA | 112 | $ 24,150,000 | $ 215,625 | $ 74,000 |
| Salisbury, MD-DE | 110 | $ 24,360,000 | $ 221,454 | $ 102,136 |
| Santa Rosa, CA | 108 | $ 51,370,000 | $ 475,648 | $ 132,000 |
| Green Bay, WI | 106 | $ 16,350,000 | $ 154,245 | $ 74,000 |
| Davenport-Moline-Rock Island, IA-IL | 104 | $ 14,270,000 | $ 137,211 | $ 63,326 |
| Trenton, NJ | 104 | $ 28,340,000 | $ 272,500 | $ 125,000 |
| Bridgeport-Stamford-Norwalk, CT | 100 | $ 33,780,000 | $ 337,800 | $ 117,000 |
| Morristown, TN | 100 | $ 14,710,000 | $ 147,100 | $ 62,000 |
| Gainesville, FL | 97 | $ 15,445,000 | $ 159,226 | $ 73,000 |
| Gary, IN | 97 | $ 15,115,000 | $ 155,824 | $ 67,000 |
| Lansing-East Lansing, MI | 96 | $ 13,440,000 | $ 140,000 | $ 96,000 |
| Medford, OR | 95 | $ 22,335,000 | $ 235,105 | $ 77,000 |
| Bend-Redmond, OR | 93 | $ 26,025,000 | $ 279,838 | $ 132,000 |
| Cambridge-Newton-Framingham, MA | 92 | $ 36,970,000 | $ 401,847 | $ 134,000 |
| Clarksville, TN-KY | 91 | $ 13,105,000 | $ 144,010 | $ 59,670 |
| Hartford-West Hartford-East Hartford, CT | 89 | $ 18,715,000 | $ 210,280 | $ 88,000 |
| Huntsville, AL | 89 | $ 16,685,000 | $ 187,471 | $ 88,000 |
| Madison, WI | 89 | $ 18,265,000 | $ 205,224 | $ 78,000 |
| Tallahassee, FL | 88 | $ 16,380,000 | $ 186,136 | $ 93,000 |
| Waco, TX | 85 | $ 13,145,000 | $ 154,647 | $ 87,000 |
| Jackson, MI | 84 | $ 10,960,000 | $ 130,476 | $ 53,000 |
| Amarillo, TX | 83 | $ 11,115,000 | $ 133,915 | $ 57,000 |
| Cleveland, TN | 82 | $ 12,190,000 | $ 148,658 | $ 67,000 |
| Homosassa Springs, FL | 82 | $ 12,140,000 | $ 148,048 | $ 65,000 |
| Mobile, AL | 82 | $ 11,370,000 | $ 138,658 | $ 71,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 82 | $ 10,740,000 | $ 130,975 | $ 66,000 |
| Sebastian-Vero Beach, FL | 82 | $ 14,170,000 | $ 172,804 | $ 106,000 |
| Reading, PA | 81 | $ 14,385,000 | $ 177,592 | $ 71,000 |
| Brownsville-Harlingen, TX | 79 | $ 10,595,000 | $ 134,113 | $ 86,000 |
| Florence, SC | 79 | $ 10,575,000 | $ 133,860 | $ 62,000 |
| Oklahoma City, OK | 78 | $ 16,130,000 | $ 206,794 | $ 113,000 |
| Columbus, GA-AL | 77 | $ 12,495,000 | $ 162,272 | $ 73,025 |
| Midland, TX | 76 | $ 18,410,000 | $ 242,236 | $ 135,000 |
| Yakima, WA | 75 | $ 15,325,000 | $ 204,333 | $ 86,000 |
| Dalton, GA | 74 | $ 9,930,000 | $ 134,189 | $ 58,000 |
| Roanoke, VA | 74 | $ 13,440,000 | $ 181,621 | $ 81,000 |
| Sherman-Denison, TX | 74 | $ 12,580,000 | $ 170,000 | $ 80,000 |
| Lexington-Fayette, KY | 73 | $ 13,375,000 | $ 183,219 | $ 96,000 |
| Sioux Falls, SD | 72 | $ 16,000,000 | $ 222,222 | $ 78,000 |
| East Stroudsburg, PA | 71 | $ 11,935,000 | $ 168,098 | $ 83,000 |
| Gainesville, GA | 70 | $ 15,480,000 | $ 221,142 | $ 84,000 |
| Panama City, FL | 69 | $ 13,005,000 | $ 188,478 | $ 112,000 |
| Tyler, TX | 69 | $ 11,935,000 | $ 172,971 | $ 97,000 |
| Elkhart-Goshen, IN | 68 | $ 9,870,000 | $ 145,147 | $ 64,000 |
| Flagstaff, AZ | 68 | $ 17,300,000 | $ 254,411 | $ 120,000 |
| Longview, TX | 68 | $ 9,170,000 | $ 134,852 | $ 103,000 |
| Lancaster, PA | 67 | $ 13,655,000 | $ 203,805 | $ 85,000 |
| Charlottesville, VA | 66 | $ 15,660,000 | $ 237,272 | $ 132,000 |
| Pueblo, CO | 66 | $ 11,490,000 | $ 174,090 | $ 77,000 |
| York-Hanover, PA | 66 | $ 11,140,000 | $ 168,787 | $ 79,000 |
| Dayton-Springfield-Kettering, OH | 65 | $ 10,055,000 | $ 154,692 | $ 73,000 |
| Visalia-Porterville, CA | 65 | $ 11,985,000 | $ 184,384 | $ 71,000 |
| Bellingham, WA | 64 | $ 15,470,000 | $ 241,718 | $ 75,000 |
| Akron, OH | 63 | $ 10,755,000 | $ 170,714 | $ 99,000 |
| Boulder, CO | 63 | $ 24,015,000 | $ 381,190 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 63 | $ 16,585,000 | $ 263,253 | $ 109,000 |
| Hinesville, GA | 62 | $ 9,530,000 | $ 153,709 | $ 67,000 |
| New Haven-Milford, CT | 62 | $ 14,630,000 | $ 235,967 | $ 78,000 |
| Odessa, TX | 62 | $ 11,000,000 | $ 177,419 | $ 203,000 |
| Las Cruces, NM | 61 | $ 10,675,000 | $ 175,000 | $ 67,000 |
| Daphne-Fairhope-Foley, AL | 60 | $ 11,200,000 | $ 186,666 | $ 117,000 |
| Grand Junction, CO | 58 | $ 13,610,000 | $ 234,655 | $ 76,000 |
| Youngstown-Warren-Boardman, OH-PA | 57 | $ 7,635,000 | $ 133,947 | $ 60,421 |
| Athens-Clarke County, GA | 56 | $ 9,970,000 | $ 178,035 | $ 78,000 |
| Wenatchee, WA | 56 | $ 15,600,000 | $ 278,571 | $ 83,000 |
| College Station-Bryan, TX | 55 | $ 8,515,000 | $ 154,818 | $ 84,000 |
| Madera, CA | 55 | $ 12,695,000 | $ 230,818 | $ 85,000 |
| Albany, OR | 54 | $ 10,120,000 | $ 187,407 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 54 | $ 9,270,000 | $ 171,666 | $ 64,000 |
| South Bend-Mishawaka, IN-MI | 54 | $ 7,250,000 | $ 134,259 | $ 65,277 |
| Springfield, MO | 54 | $ 8,530,000 | $ 157,962 | $ 76,000 |
| Flint, MI | 53 | $ 7,915,000 | $ 149,339 | $ 71,000 |
| Sierra Vista-Douglas, AZ | 50 | $ 7,000,000 | $ 140,000 | $ 74,000 |
| Barnstable Town, MA | 49 | $ 16,825,000 | $ 343,367 | $ 133,000 |
| Montgomery, AL | 49 | $ 7,915,000 | $ 161,530 | $ 88,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 49 | $ 19,655,000 | $ 401,122 | $ 121,000 |
| Shreveport-Bossier City, LA | 49 | $ 8,345,000 | $ 170,306 | $ 86,000 |
| Yuma, AZ | 49 | $ 7,935,000 | $ 161,938 | $ 63,000 |
| Worcester, MA-CT | 48 | $ 12,190,000 | $ 253,958 | $ 121,166 |
| Dover, DE | 47 | $ 12,955,000 | $ 275,638 | $ 82,000 |
| Jackson, TN | 47 | $ 6,825,000 | $ 145,212 | $ 62,000 |
| Santa Maria-Santa Barbara, CA | 47 | $ 19,045,000 | $ 405,212 | $ 145,000 |
| Greenville, NC | 46 | $ 6,270,000 | $ 136,304 | $ 102,000 |
| Lafayette, LA | 46 | $ 8,140,000 | $ 176,956 | $ 80,000 |
| St. Cloud, MN | 46 | $ 8,020,000 | $ 174,347 | $ 64,000 |
| St. George, UT | 46 | $ 11,320,000 | $ 246,086 | $ 84,000 |
| Racine, WI | 45 | $ 7,555,000 | $ 167,888 | $ 64,000 |
| Santa Fe, NM | 45 | $ 14,415,000 | $ 320,333 | $ 117,000 |
| The Villages, FL | 45 | $ 9,405,000 | $ 209,000 | $ 82,000 |
| Abilene, TX | 43 | $ 6,715,000 | $ 156,162 | $ 74,000 |
| Grants Pass, OR | 43 | $ 8,935,000 | $ 207,790 | $ 53,000 |
| Jacksonville, NC | 43 | $ 6,525,000 | $ 151,744 | $ 66,000 |
| Janesville-Beloit, WI | 43 | $ 6,515,000 | $ 151,511 | $ 55,000 |
| Kalamazoo-Portage, MI | 43 | $ 7,155,000 | $ 166,395 | $ 69,000 |
| San Rafael, CA | 43 | $ 24,965,000 | $ 580,581 | $ 208,000 |
| Macon-Bibb County, GA | 42 | $ 6,040,000 | $ 143,809 | $ 67,000 |
| Ann Arbor, MI | 41 | $ 8,065,000 | $ 196,707 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 41 | $ 7,605,000 | $ 185,487 | $ 88,000 |
| Ocean City, NJ | 41 | $ 18,435,000 | $ 449,634 | $ 219,000 |
| Winchester, VA-WV | 41 | $ 10,025,000 | $ 244,512 | $ 83,000 |
| Brunswick, GA | 40 | $ 6,980,000 | $ 174,500 | $ 66,000 |
| Cedar Rapids, IA | 40 | $ 5,920,000 | $ 148,000 | $ 69,000 |
| Rockford, IL | 40 | $ 4,690,000 | $ 117,250 | $ 70,000 |
| Salinas, CA | 40 | $ 18,820,000 | $ 470,500 | $ 116,000 |
| Sebring, FL | 40 | $ 6,970,000 | $ 174,250 | $ 71,000 |
| Warner Robins, GA | 40 | $ 5,800,000 | $ 145,000 | $ 60,000 |
| Manchester-Nashua, NH | 39 | $ 10,975,000 | $ 281,410 | $ 110,000 |
| New Bern, NC | 39 | $ 6,975,000 | $ 178,846 | $ 66,000 |
| Portland-South Portland, ME | 39 | $ 11,095,000 | $ 284,487 | $ 122,000 |
| Duluth, MN-WI | 38 | $ 6,220,000 | $ 163,684 | $ 81,631 |
| Auburn-Opelika, AL | 37 | $ 6,965,000 | $ 188,243 | $ 91,000 |
| Idaho Falls, ID | 37 | $ 7,385,000 | $ 199,594 | $ 73,000 |
| Santa Cruz-Watsonville, CA | 37 | $ 17,865,000 | $ 482,837 | $ 150,000 |
| Burlington, NC | 36 | $ 5,450,000 | $ 151,388 | $ 64,000 |
| Laredo, TX | 36 | $ 5,370,000 | $ 149,166 | $ 104,000 |
| Rochester, MN | 36 | $ 6,830,000 | $ 189,722 | $ 72,000 |
| Fort Wayne, IN | 35 | $ 5,565,000 | $ 159,000 | $ 95,000 |
| Mount Vernon-Anacortes, WA | 35 | $ 9,125,000 | $ 260,714 | $ 88,000 |
| Tuscaloosa, AL | 35 | $ 5,745,000 | $ 164,142 | $ 67,000 |
| California-Lexington Park, MD | 34 | $ 9,570,000 | $ 281,470 | $ 104,000 |
| Chico, CA | 34 | $ 8,910,000 | $ 262,058 | $ 93,000 |
| Toledo, OH | 34 | $ 5,360,000 | $ 157,647 | $ 96,000 |
| Yuba City, CA | 34 | $ 8,420,000 | $ 247,647 | $ 76,000 |
| Albany-Schenectady-Troy, NY | 33 | $ 6,645,000 | $ 201,363 | $ 76,000 |
| Lincoln, NE | 33 | $ 5,675,000 | $ 171,969 | $ 63,000 |
| Little Rock-North Little Rock-Conway, AR | 33 | $ 5,325,000 | $ 161,363 | $ 66,000 |
| Rockingham County-Strafford County, NH | 33 | $ 10,455,000 | $ 316,818 | $ 116,000 |
| Tulsa, OK | 33 | $ 7,375,000 | $ 223,484 | $ 116,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 32 | $ 8,040,000 | $ 251,250 | $ 106,000 |
| Rocky Mount, NC | 32 | $ 4,140,000 | $ 129,375 | $ 54,000 |
| Billings, MT | 31 | $ 5,865,000 | $ 189,193 | $ 79,000 |
| Blacksburg-Christiansburg-Radford, VA | 31 | $ 4,615,000 | $ 148,870 | $ 51,000 |
| Goldsboro, NC | 31 | $ 5,015,000 | $ 161,774 | $ 59,000 |
| Redding, CA | 31 | $ 6,365,000 | $ 205,322 | $ 73,000 |
| Albany, GA | 30 | $ 4,450,000 | $ 148,333 | $ 68,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 30 | $ 5,810,000 | $ 193,666 | $ 95,000 |
| Lake Charles, LA | 30 | $ 4,220,000 | $ 140,666 | $ 63,000 |
| Wichita Falls, TX | 30 | $ 3,050,000 | $ 101,666 | $ 56,000 |
| Appleton, WI | 29 | $ 5,035,000 | $ 173,620 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 29 | $ 5,325,000 | $ 183,620 | $ 60,000 |
| Lebanon, PA | 29 | $ 5,105,000 | $ 176,034 | $ 70,000 |
| Rapid City, SD | 29 | $ 6,015,000 | $ 207,413 | $ 109,000 |
| Texarkana, TX-AR | 29 | $ 4,305,000 | $ 148,448 | $ 153,827 |
| Houma-Thibodaux, LA | 28 | $ 3,810,000 | $ 136,071 | $ 101,000 |
| Jackson, MS | 27 | $ 4,575,000 | $ 169,444 | $ 100,000 |
| Napa, CA | 27 | $ 13,155,000 | $ 487,222 | $ 139,000 |
| Sumter, SC | 27 | $ 3,755,000 | $ 139,074 | $ 57,000 |
| Hammond, LA | 26 | $ 4,470,000 | $ 171,923 | $ 89,000 |
| Lafayette-West Lafayette, IN | 26 | $ 3,900,000 | $ 150,000 | $ 82,000 |
| Oshkosh-Neenah, WI | 26 | $ 3,320,000 | $ 127,692 | $ 77,000 |
| San Angelo, TX | 26 | $ 3,600,000 | $ 138,461 | $ 71,000 |
| Staunton-Waynesboro, VA | 26 | $ 4,790,000 | $ 184,230 | $ 94,000 |
| Williamsport, PA | 26 | $ 3,670,000 | $ 141,153 | $ 61,000 |
| Fond Du Lac, WI | 25 | $ 3,345,000 | $ 133,800 | $ 62,000 |
| Rochester, NY | 25 | $ 4,915,000 | $ 196,600 | $ 83,000 |
| Decatur, AL | 24 | $ 3,200,000 | $ 133,333 | $ 52,000 |
| El Centro, CA | 24 | $ 4,570,000 | $ 190,416 | $ 88,000 |
| Kahului-Wailuku-Lahaina, HI | 24 | $ 11,380,000 | $ 474,166 | $ 203,000 |
| Missoula, MT | 24 | $ 6,300,000 | $ 262,500 | $ 88,000 |
| Battle Creek, MI | 23 | $ 2,715,000 | $ 118,043 | $ 52,000 |
| Des Moines-West Des Moines, IA | 23 | $ 4,635,000 | $ 201,521 | $ 83,000 |
| Evansville, IN-KY | 23 | $ 2,905,000 | $ 126,304 | $ 55,826 |
| Florence-Muscle Shoals, AL | 23 | $ 3,055,000 | $ 132,826 | $ 52,000 |
| Peoria, IL | 23 | $ 3,135,000 | $ 136,304 | $ 62,000 |
| Erie, PA | 22 | $ 2,870,000 | $ 130,454 | $ 71,000 |
| Hanford-Corcoran, CA | 22 | $ 4,250,000 | $ 193,181 | $ 58,000 |
| Logan, UT-ID | 22 | $ 4,550,000 | $ 206,818 | $ 85,090 |
| Michigan City-La Porte, IN | 22 | $ 3,510,000 | $ 159,545 | $ 62,000 |
| Monroe, MI | 22 | $ 3,980,000 | $ 180,909 | $ 104,000 |
| Niles-Benton Harbor, MI | 22 | $ 3,600,000 | $ 163,636 | $ 57,000 |
| Carson City, NV | 21 | $ 4,895,000 | $ 233,095 | $ 104,000 |
| Dothan, AL | 21 | $ 2,965,000 | $ 141,190 | $ 79,000 |
| Rome, GA | 21 | $ 2,535,000 | $ 120,714 | $ 54,000 |
| Victoria, TX | 21 | $ 3,225,000 | $ 153,571 | $ 91,000 |
| Vineland-Bridgeton, NJ | 21 | $ 3,355,000 | $ 159,761 | $ 73,000 |
| Bloomington, IN | 20 | $ 3,330,000 | $ 166,500 | $ 68,000 |
| Gettysburg, PA | 20 | $ 4,390,000 | $ 219,500 | $ 92,000 |
| State College, PA | 20 | $ 3,970,000 | $ 198,500 | $ 66,000 |
| Walla Walla, WA | 20 | $ 4,600,000 | $ 230,000 | $ 110,000 |
| Canton-Massillon, OH | 19 | $ 2,895,000 | $ 152,368 | $ 60,000 |
| Gulfport-Biloxi-Pascagoula, MS | 19 | $ 2,805,000 | $ 147,631 | $ 66,000 |
| Lewiston, ID-WA | 19 | $ 3,355,000 | $ 176,578 | $ 117,947 |
| Norwich-New London, CT | 19 | $ 3,425,000 | $ 180,263 | $ 64,000 |
| Altoona, PA | 18 | $ 2,150,000 | $ 119,444 | $ 51,000 |
| Corvallis, OR | 18 | $ 4,620,000 | $ 256,666 | $ 133,000 |
| Farmington, NM | 18 | $ 3,430,000 | $ 190,555 | $ 57,000 |
| Gadsden, AL | 18 | $ 2,770,000 | $ 153,888 | $ 45,000 |
| Monroe, LA | 18 | $ 3,670,000 | $ 203,888 | $ 82,000 |
| Muskegon, MI | 18 | $ 2,720,000 | $ 151,111 | $ 63,000 |
| Pocatello, ID | 18 | $ 3,410,000 | $ 189,444 | $ 81,000 |
| Valdosta, GA | 18 | $ 2,070,000 | $ 115,000 | $ 61,000 |
| Wausau, WI | 18 | $ 3,600,000 | $ 200,000 | $ 91,000 |
| Harrisonburg, VA | 17 | $ 3,165,000 | $ 186,176 | $ 249,000 |
| Huntington-Ashland, WV-KY-OH | 17 | $ 1,885,000 | $ 110,882 | $ 94,470 |
| Joplin, MO | 17 | $ 1,935,000 | $ 113,823 | $ 55,000 |
| Anniston-Oxford-Jacksonville, AL | 16 | $ 1,810,000 | $ 113,125 | $ 55,000 |
| Columbia, MO | 16 | $ 3,300,000 | $ 206,250 | $ 110,000 |
| Grand Forks, ND-MN | 16 | $ 3,380,000 | $ 211,250 | $ 71,250 |
| Mansfield, OH | 16 | $ 1,780,000 | $ 111,250 | $ 47,000 |
| Eau Claire, WI | 15 | $ 2,435,000 | $ 162,333 | $ 65,000 |
| Springfield, IL | 15 | $ 2,075,000 | $ 138,333 | $ 61,000 |
| Springfield, OH | 15 | $ 2,095,000 | $ 139,666 | $ 59,000 |
| Syracuse, NY | 15 | $ 2,045,000 | $ 136,333 | $ 67,000 |
| Terre Haute, IN | 15 | $ 1,365,000 | $ 91,000 | $ 57,000 |
| Twin Falls, ID | 15 | $ 2,995,000 | $ 199,666 | $ 56,000 |
| Mankato-North Mankato, MN | 14 | $ 2,870,000 | $ 205,000 | $ 86,000 |
| Champaign-Urbana, IL | 13 | $ 2,745,000 | $ 211,153 | $ 96,000 |
| Elizabethtown-Fort Knox, KY | 13 | $ 2,435,000 | $ 187,307 | $ 67,000 |
| Kingston, NY | 13 | $ 2,255,000 | $ 173,461 | $ 50,000 |
| Sheboygan, WI | 13 | $ 1,775,000 | $ 136,538 | $ 75,000 |
| Kankakee, IL | 12 | $ 1,550,000 | $ 129,166 | $ 55,000 |
| Alexandria, LA | 11 | $ 1,595,000 | $ 145,000 | $ 45,000 |
| Bismarck, ND | 11 | $ 2,545,000 | $ 231,363 | $ 91,000 |
| Bloomington, IL | 11 | $ 1,755,000 | $ 159,545 | $ 48,000 |
| Carbondale-Marion, IL | 11 | $ 1,285,000 | $ 116,818 | $ 63,000 |
| Cheyenne, WY | 11 | $ 2,315,000 | $ 210,454 | $ 92,000 |
| Fargo, ND-MN | 11 | $ 2,485,000 | $ 225,909 | $ 105,000 |
| Jefferson City, MO | 11 | $ 1,655,000 | $ 150,454 | $ 46,000 |
| Johnstown, PA | 10 | $ 1,410,000 | $ 141,000 | $ 67,000 |
| Springfield, MA | 10 | $ 1,570,000 | $ 157,000 | $ 57,000 |
| Watertown-Fort Drum, NY | 10 | $ 1,520,000 | $ 152,000 | $ 50,000 |
| Wichita, KS | 10 | $ 1,690,000 | $ 169,000 | $ 85,000 |
| Danville, IL | 9 | $ 735,000 | $ 81,666 | $ 54,000 |
| Decatur, IL | 9 | $ 1,015,000 | $ 112,777 | $ 51,000 |
| Great Falls, MT | 9 | $ 1,295,000 | $ 143,888 | $ 69,000 |
| Lima, OH | 9 | $ 1,985,000 | $ 220,555 | $ 85,000 |
| Muncie, IN | 9 | $ 1,205,000 | $ 133,888 | $ 70,000 |
| Owensboro, KY | 9 | $ 1,395,000 | $ 155,000 | $ 68,000 |
| Saginaw, MI | 9 | $ 845,000 | $ 93,888 | $ 65,000 |
| Bowling Green, KY | 8 | $ 1,040,000 | $ 130,000 | $ 61,000 |
| Glens Falls, NY | 8 | $ 2,930,000 | $ 366,250 | $ 105,000 |
| Hattiesburg, MS | 8 | $ 1,400,000 | $ 175,000 | $ 59,000 |
| Jonesboro, AR | 8 | $ 1,190,000 | $ 148,750 | $ 62,000 |
| Utica-Rome, NY | 8 | $ 2,470,000 | $ 308,750 | $ 139,000 |
| Bloomsburg-Berwick, PA | 7 | $ 985,000 | $ 140,714 | $ 53,000 |
| Casper, WY | 7 | $ 1,675,000 | $ 239,285 | $ 92,000 |
| Columbus, IN | 7 | $ 925,000 | $ 132,142 | $ 77,000 |
| Grand Island, NE | 7 | $ 845,000 | $ 120,714 | $ 74,000 |
| Anchorage, AK | 6 | $ 1,920,000 | $ 320,000 | $ 162,000 |
| Hot Springs, AR | 6 | $ 1,150,000 | $ 191,666 | $ 62,000 |
| Kokomo, IN | 6 | $ 1,380,000 | $ 230,000 | $ 123,000 |
| St. Joseph, MO-KS | 6 | $ 890,000 | $ 148,333 | $ 64,000 |
| Topeka, KS | 6 | $ 890,000 | $ 148,333 | $ 219,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 680,000 | $ 113,333 | $ 62,000 |
| Binghamton, NY | 5 | $ 575,000 | $ 115,000 | $ 77,000 |
| Cape Girardeau, MO-IL | 5 | $ 635,000 | $ 127,000 | $ 47,000 |
| Midland, MI | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| Sioux City, IA-NE-SD | 5 | $ 595,000 | $ 119,000 | $ 48,000 |
| Wheeling, WV-OH | 5 | $ 845,000 | $ 169,000 | $ 105,600 |
| Bay City, MI | 4 | $ 460,000 | $ 115,000 | $ 98,000 |
| Cumberland, MD-WV | 4 | $ 330,000 | $ 82,500 | $ 27,000 |
| Fort Smith, AR-OK | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| Ames, IA | 3 | $ 455,000 | $ 151,666 | $ 53,000 |
| Dubuque, IA | 3 | $ 495,000 | $ 165,000 | $ 60,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 385,000 | $ 128,333 | $ 45,000 |
| Lewiston-Auburn, ME | 3 | $ 475,000 | $ 158,333 | $ 89,000 |
| Manhattan, KS | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| Pine Bluff, AR | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 655,000 | $ 218,333 | $ 95,000 |
| Bangor, ME | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Burlington-South Burlington, VT | 2 | $ 940,000 | $ 470,000 | $ 75,000 |
| Charleston, WV | 2 | $ 520,000 | $ 260,000 | $ 145,000 |
| Iowa City, IA | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Ithaca, NY | 2 | $ 650,000 | $ 325,000 | $ 270,000 |
| Lawton, OK | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Beckley, WV | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Morgantown, WV | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35,634 | $8,688,070,000 | $243,000 | $3,995,000 | $103,000 | $8,160,000 |
| Cash-out Refinancing | 30,483 | $6,724,625,000 | $220,000 | $2,755,000 | $92,000 | $5,864,000 |
| Refinancing | 25,281 | $7,027,905,000 | $277,000 | $6,505,000 | $106,000 | $6,092,000 |
| Home Improvement | 8,074 | $1,685,120,000 | $208,000 | $2,705,000 | $86,000 | $4,750,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,399 | $12,967,965,000 | $242,000 | $6,505,000 | $102,000 | $6,000,000 |
| Not Provided | 21,777 | $5,139,325,000 | $235,000 | $5,005,000 | $95,000 | $8,160,000 |
| Hispanic | 9,918 | $2,372,490,000 | $239,000 | $2,045,000 | $89,000 | $6,092,000 |
| Black or African American | 8,412 | $1,783,820,000 | $212,000 | $1,705,000 | $79,000 | $2,526,000 |
| Asian | 4,260 | $1,346,210,000 | $316,000 | $2,505,000 | $131,000 | $4,500,000 |
| American Indian or Alaskan Native | 416 | $91,030,000 | $218,000 | $825,000 | $80,000 | $1,752,000 |
| Native Hawaiian or Other Pacific Islander | 258 | $71,940,000 | $278,000 | $1,205,000 | $88,000 | $1,029,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,327 | $15,416,735,000 | $255,000 | $6,505,000 | $119,000 | $8,160,000 |
| FHA-insured (Federal Housing Administration) | 29,246 | $6,024,370,000 | $205,000 | $2,135,000 | $67,000 | $3,009,000 |
| VA-guaranteed (Veterans Administration) | 8,856 | $2,510,320,000 | $283,000 | $2,435,000 | $72,000 | $2,388,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,043 | $174,295,000 | $167,000 | $585,000 | $56,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 44,985 | $10,671,835,000 | $237,000 | $5,005,000 | $105,000 | $8,160,000 |
| Loan Originated | 37,926 | $9,702,460,000 | $255,000 | $6,505,000 | $100,000 | $3,340,000 |
| Application Denied By Financial Institution | 8,660 | $1,783,110,000 | $205,000 | $2,285,000 | $67,000 | $2,772,000 |
| Application Approved But Not Accepted | 6,623 | $1,714,045,000 | $258,000 | $2,975,000 | $96,000 | $2,400,000 |
| File Closed For Incompleteness | 1,179 | $232,445,000 | $197,000 | $1,725,000 | $105,000 | $2,556,000 |
| Preapproval Approved but not Accepted | 55 | $12,275,000 | $223,000 | $705,000 | $71,000 | $324,000 |
| Preapproval Denied by Financial Institution | 44 | $9,550,000 | $217,000 | $1,085,000 | $55,000 | $256,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 90,768 | $22,333,060,000 | $246,000 | $6,505,000 | $102,000 | $8,160,000 |
| Debt-To-Income Ratio | 4,108 | $931,060,000 | $226,000 | $2,285,000 | $52,000 | $1,864,000 |
| Credit History | 3,449 | $619,685,000 | $179,000 | $1,505,000 | $78,000 | $2,772,000 |
| Collateral | 441 | $90,025,000 | $204,000 | $1,055,000 | $90,000 | $1,812,000 |
| Other | 306 | $63,220,000 | $206,000 | $1,745,000 | $84,000 | $1,766,000 |
| Credit Application Incomplete | 123 | $26,185,000 | $212,000 | $985,000 | $74,000 | $300,000 |
| Employment History | 94 | $20,420,000 | $217,000 | $695,000 | $79,000 | $1,324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $17,180,000 | $186,000 | $945,000 | $67,000 | $352,000 |
| Unverifiable Information | 90 | $24,320,000 | $270,000 | $1,265,000 | $88,000 | $382,000 |
| Mortgage Insurance Denied | 1 | $565,000 | $565,000 | $565,000 | $101,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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