Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Cardinal Financial Company, Limited Partnership 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Sacramento, PA 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 99,472 |
| Total Mortgage Loan Application Amount | $24,125,720,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $96,750 |
| Highest Applicant Income | $8,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.
Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 8,239 | $ 1,417,215,000 | $ 186,702 | $ 92,787 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,257 | $ 1,058,575,000 | $ 248,000 | $ 103,000 |
| DALLAS-PLANO-IRVING, TX | 3,828 | $ 896,100,000 | $ 234,000 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,248 | $ 712,380,000 | $ 219,000 | $ 121,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,997 | $ 648,065,000 | $ 216,000 | $ 94,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,963 | $ 786,515,000 | $ 265,000 | $ 101,000 |
| FORT WORTH-ARLINGTON, TX | 2,539 | $ 514,475,000 | $ 202,000 | $ 97,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,242 | $ 544,170,000 | $ 242,000 | $ 90,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,173 | $ 784,515,000 | $ 350,500 | $ 125,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,843 | $ 402,815,000 | $ 226,500 | $ 95,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,786 | $ 397,650,000 | $ 222,000 | $ 89,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,654 | $ 373,500,000 | $ 220,000 | $ 85,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,542 | $ 455,250,000 | $ 293,500 | $ 105,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,295 | $ 567,045,000 | $ 422,000 | $ 139,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,234 | $ 535,890,000 | $ 434,000 | $ 133,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,223 | $ 413,315,000 | $ 337,000 | $ 120,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,155 | $ 258,505,000 | $ 223,000 | $ 95,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,150 | $ 430,670,000 | $ 374,000 | $ 132,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1,110 | $ 226,760,000 | $ 204,000 | $ 80,000 |
| KNOXVILLE, TN | 1,046 | $ 168,820,000 | $ 161,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD, CA | 1,024 | $ 466,040,000 | $ 455,000 | $ 130,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,022 | $ 379,200,000 | $ 371,000 | $ 137,000 |
| NEW YORK-NEWARK, NY | 985 | $ 291,365,000 | $ 285,000 | $ 118,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 981 | $ 286,975,000 | $ 292,000 | $ 99,000 |
| JACKSONVILLE, FL | 928 | $ 193,810,000 | $ 208,000 | $ 90,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 924 | $ 241,750,000 | $ 261,000 | $ 100,000 |
| CHICAGO-NAPERVILLE, IL | 923 | $ 191,635,000 | $ 207,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 895 | $ 223,755,000 | $ 250,000 | $ 111,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 885 | $ 226,595,000 | $ 256,000 | $ 113,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 813 | $ 282,685,000 | $ 347,000 | $ 121,000 |
| COLORADO SPRINGS, CO | 806 | $ 216,030,000 | $ 268,000 | $ 89,000 |
| TACOMA-LAKEWOOD, WA | 791 | $ 226,765,000 | $ 286,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 778 | $ 206,280,000 | $ 265,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 728 | $ 132,790,000 | $ 182,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 708 | $ 152,010,000 | $ 221,000 | $ 78,000 |
| RALEIGH, NC | 682 | $ 166,110,000 | $ 243,000 | $ 112,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 681 | $ 181,925,000 | $ 267,000 | $ 115,000 |
| SALT LAKE CITY, UT | 649 | $ 192,025,000 | $ 295,000 | $ 105,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 627 | $ 301,375,000 | $ 480,000 | $ 139,000 |
| NEWARK, NJ-PA | 588 | $ 179,740,000 | $ 237,000 | $ 103,000 |
| CINCINNATI, OH-KY-IN | 585 | $ 96,335,000 | $ 157,333 | $ 77,666 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 538 | $ 138,470,000 | $ 257,000 | $ 117,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 528 | $ 192,490,000 | $ 364,000 | $ 115,000 |
| TUCSON, AZ | 491 | $ 95,725,000 | $ 194,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 488 | $ 87,260,000 | $ 167,500 | $ 75,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 480 | $ 92,530,000 | $ 192,000 | $ 116,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 471 | $ 88,905,000 | $ 188,000 | $ 87,000 |
| URBAN HONOLULU, HI | 453 | $ 246,345,000 | $ 543,000 | $ 94,000 |
| CAPE CORAL-FORT MYERS, FL | 446 | $ 92,470,000 | $ 207,000 | $ 85,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 445 | $ 53,295,000 | $ 120,000 | $ 53,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 442 | $ 102,070,000 | $ 230,000 | $ 96,000 |
| PHILADELPHIA, PA | 438 | $ 86,740,000 | $ 198,000 | $ 90,000 |
| JOHNSON CITY, TN | 435 | $ 61,885,000 | $ 142,000 | $ 61,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 407 | $ 76,685,000 | $ 188,000 | $ 77,000 |
| BATON ROUGE, LA | 406 | $ 70,230,000 | $ 172,000 | $ 84,000 |
| WINSTON-SALEM, NC | 405 | $ 59,985,000 | $ 148,000 | $ 64,000 |
| RICHMOND, VA | 396 | $ 84,680,000 | $ 213,000 | $ 94,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 386 | $ 88,570,000 | $ 229,000 | $ 80,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 382 | $ 66,810,000 | $ 174,000 | $ 65,000 |
| RENO, NV | 378 | $ 127,960,000 | $ 338,000 | $ 136,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 375 | $ 170,925,000 | $ 455,000 | $ 152,000 |
| PORT ST. LUCIE, FL | 375 | $ 73,145,000 | $ 195,000 | $ 69,000 |
| PITTSBURGH, PA | 358 | $ 55,090,000 | $ 153,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 357 | $ 62,525,000 | $ 175,000 | $ 86,000 |
| ALBUQUERQUE, NM | 347 | $ 78,195,000 | $ 225,000 | $ 95,000 |
| ST. LOUIS, MO-IL | 341 | $ 61,975,000 | $ 170,000 | $ 85,500 |
| LUBBOCK, TX | 337 | $ 58,755,000 | $ 174,000 | $ 97,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 326 | $ 64,790,000 | $ 198,000 | $ 77,000 |
| MERCED, CA | 324 | $ 79,690,000 | $ 245,000 | $ 88,000 |
| LAKELAND-WINTER HAVEN, FL | 303 | $ 51,185,000 | $ 168,000 | $ 72,000 |
| OGDEN-CLEARFIELD, UT | 280 | $ 72,450,000 | $ 258,000 | $ 98,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 251 | $ 48,685,000 | $ 195,000 | $ 103,000 |
| HICKORY-LENOIR-MORGANTON, NC | 249 | $ 40,745,000 | $ 163,000 | $ 77,000 |
| MCALLEN-EDINBURG-MISSION, TX | 242 | $ 37,110,000 | $ 153,000 | $ 70,000 |
| COLUMBUS, OH | 241 | $ 48,695,000 | $ 202,000 | $ 101,000 |
| BEAUMONT-PORT ARTHUR, TX | 240 | $ 38,390,000 | $ 159,000 | $ 89,000 |
| ASHEVILLE, NC | 237 | $ 47,945,000 | $ 202,000 | $ 75,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 237 | $ 33,735,000 | $ 142,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 231 | $ 40,875,000 | $ 131,666 | $ 53,666 |
| WILMINGTON, DE-MD-NJ | 230 | $ 62,500,000 | $ 202,666 | $ 87,666 |
| GREENSBORO-HIGH POINT, NC | 229 | $ 36,625,000 | $ 159,000 | $ 73,000 |
| DURHAM-CHAPEL HILL, NC | 228 | $ 50,210,000 | $ 220,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 224 | $ 85,560,000 | $ 381,000 | $ 121,000 |
| PROVO-OREM, UT | 220 | $ 60,360,000 | $ 274,000 | $ 99,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 219 | $ 42,295,000 | $ 205,000 | $ 85,000 |
| CAMDEN, NJ | 219 | $ 44,715,000 | $ 204,000 | $ 95,000 |
| COLUMBIA, SC | 212 | $ 38,910,000 | $ 183,000 | $ 77,000 |
| KANSAS CITY, MO-KS | 210 | $ 38,860,000 | $ 207,500 | $ 118,000 |
| BIRMINGHAM-HOOVER, AL | 209 | $ 39,825,000 | $ 190,000 | $ 90,000 |
| NEW ORLEANS-METAIRIE, LA | 209 | $ 35,965,000 | $ 172,000 | $ 87,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 206 | $ 43,460,000 | $ 210,000 | $ 69,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 206 | $ 112,930,000 | $ 548,000 | $ 162,000 |
| BOISE CITY, ID | 200 | $ 43,340,000 | $ 216,000 | $ 78,000 |
| CLEVELAND-ELYRIA, OH | 199 | $ 32,155,000 | $ 161,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 189 | $ 32,385,000 | $ 171,000 | $ 69,000 |
| EL PASO, TX | 185 | $ 24,805,000 | $ 134,000 | $ 90,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 182 | $ 33,330,000 | $ 172,500 | $ 76,500 |
| PUNTA GORDA, FL | 178 | $ 29,650,000 | $ 166,000 | $ 71,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 172 | $ 26,190,000 | $ 157,500 | $ 71,000 |
| KILLEEN-TEMPLE, TX | 169 | $ 25,155,000 | $ 148,000 | $ 96,000 |
| SALEM, OR | 166 | $ 38,250,000 | $ 230,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 163 | $ 27,995,000 | $ 171,000 | $ 106,000 |
| OCALA, FL | 163 | $ 27,065,000 | $ 166,000 | $ 68,000 |
| OLYMPIA-TUMWATER, WA | 156 | $ 38,400,000 | $ 246,000 | $ 81,000 |
| FAYETTEVILLE, NC | 147 | $ 22,725,000 | $ 154,000 | $ 72,000 |
| LYNCHBURG, VA | 147 | $ 24,915,000 | $ 169,000 | $ 73,000 |
| COEUR D'ALENE, ID | 146 | $ 34,020,000 | $ 233,000 | $ 94,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 142 | $ 93,700,000 | $ 659,000 | $ 178,000 |
| FRESNO, CA | 140 | $ 37,950,000 | $ 271,000 | $ 123,000 |
| STOCKTON-LODI, CA | 140 | $ 42,810,000 | $ 305,000 | $ 102,000 |
| GREELEY, CO | 139 | $ 37,665,000 | $ 270,000 | $ 95,000 |
| SAVANNAH, GA | 139 | $ 25,975,000 | $ 186,000 | $ 103,000 |
| EUGENE, OR | 137 | $ 30,775,000 | $ 224,000 | $ 84,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 137 | $ 37,055,000 | $ 270,000 | $ 131,000 |
| WILMINGTON, NC | 136 | $ 26,870,000 | $ 197,000 | $ 87,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 133 | $ 34,395,000 | $ 241,500 | $ 97,500 |
| LONGVIEW, WA | 130 | $ 29,350,000 | $ 225,000 | $ 79,000 |
| BAKERSFIELD, CA | 129 | $ 25,995,000 | $ 201,000 | $ 75,000 |
| BREMERTON-SILVERDALE, WA | 129 | $ 40,725,000 | $ 315,000 | $ 96,000 |
| CORPUS CHRISTI, TX | 128 | $ 20,540,000 | $ 160,000 | $ 94,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 128 | $ 34,270,000 | $ 267,000 | $ 128,000 |
| MODESTO, CA | 128 | $ 31,470,000 | $ 245,000 | $ 78,000 |
| ELGIN, IL | 124 | $ 23,960,000 | $ 193,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 124 | $ 19,940,000 | $ 160,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 123 | $ 24,195,000 | $ 196,000 | $ 78,000 |
| FORT COLLINS, CO | 122 | $ 37,700,000 | $ 309,000 | $ 111,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 121 | $ 21,835,000 | $ 188,000 | $ 83,000 |
| SPARTANBURG, SC | 120 | $ 19,200,000 | $ 160,000 | $ 67,000 |
| BOSTON, MA | 118 | $ 48,830,000 | $ 413,000 | $ 135,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 116 | $ 51,860,000 | $ 447,000 | $ 165,000 |
| PROVIDENCE-WARWICK, RI-MA | 113 | $ 26,585,000 | $ 244,500 | $ 79,500 |
| KENNEWICK-RICHLAND, WA | 112 | $ 24,150,000 | $ 215,000 | $ 74,000 |
| SALISBURY, MD-DE | 110 | $ 24,360,000 | $ 229,500 | $ 107,500 |
| SANTA ROSA, CA | 108 | $ 51,370,000 | $ 475,000 | $ 132,000 |
| GREEN BAY, WI | 106 | $ 16,350,000 | $ 154,000 | $ 74,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 104 | $ 14,270,000 | $ 129,500 | $ 60,500 |
| TRENTON, NJ | 104 | $ 28,340,000 | $ 272,000 | $ 125,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 100 | $ 33,780,000 | $ 337,000 | $ 117,000 |
| MORRISTOWN, TN | 100 | $ 14,710,000 | $ 147,000 | $ 62,000 |
| GAINESVILLE, FL | 97 | $ 15,445,000 | $ 159,000 | $ 73,000 |
| GARY, IN | 97 | $ 15,115,000 | $ 155,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 96 | $ 13,440,000 | $ 140,000 | $ 96,000 |
| MEDFORD, OR | 95 | $ 22,335,000 | $ 235,000 | $ 77,000 |
| BEND-REDMOND, OR | 93 | $ 26,025,000 | $ 279,000 | $ 132,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 92 | $ 36,970,000 | $ 401,000 | $ 134,000 |
| CLARKSVILLE, TN-KY | 91 | $ 13,105,000 | $ 128,000 | $ 57,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 89 | $ 18,715,000 | $ 210,000 | $ 88,000 |
| HUNTSVILLE, AL | 89 | $ 16,685,000 | $ 187,000 | $ 88,000 |
| MADISON, WI | 89 | $ 18,265,000 | $ 205,000 | $ 78,000 |
| TALLAHASSEE, FL | 88 | $ 16,380,000 | $ 186,000 | $ 93,000 |
| WACO, TX | 85 | $ 13,145,000 | $ 154,000 | $ 87,000 |
| JACKSON, MI | 84 | $ 10,960,000 | $ 130,000 | $ 53,000 |
| AMARILLO, TX | 83 | $ 11,115,000 | $ 133,000 | $ 57,000 |
| CLEVELAND, TN | 82 | $ 12,190,000 | $ 148,000 | $ 67,000 |
| HOMOSASSA SPRINGS, FL | 82 | $ 12,140,000 | $ 148,000 | $ 65,000 |
| MOBILE, AL | 82 | $ 11,370,000 | $ 138,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 82 | $ 10,740,000 | $ 130,000 | $ 66,000 |
| SEBASTIAN-VERO BEACH, FL | 82 | $ 14,170,000 | $ 172,000 | $ 106,000 |
| READING, PA | 81 | $ 14,385,000 | $ 177,000 | $ 71,000 |
| BROWNSVILLE-HARLINGEN, TX | 79 | $ 10,595,000 | $ 134,000 | $ 86,000 |
| FLORENCE, SC | 79 | $ 10,575,000 | $ 133,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 78 | $ 16,130,000 | $ 206,000 | $ 113,000 |
| COLUMBUS, GA-AL | 77 | $ 12,495,000 | $ 146,000 | $ 65,500 |
| MIDLAND, TX | 76 | $ 18,410,000 | $ 242,000 | $ 135,000 |
| YAKIMA, WA | 75 | $ 15,325,000 | $ 204,000 | $ 86,000 |
| DALTON, GA | 74 | $ 9,930,000 | $ 134,000 | $ 58,000 |
| ROANOKE, VA | 74 | $ 13,440,000 | $ 181,000 | $ 81,000 |
| SHERMAN-DENISON, TX | 74 | $ 12,580,000 | $ 170,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 73 | $ 13,375,000 | $ 183,000 | $ 96,000 |
| SIOUX FALLS, SD | 72 | $ 16,000,000 | $ 222,000 | $ 78,000 |
| EAST STROUDSBURG, PA | 71 | $ 11,935,000 | $ 168,000 | $ 83,000 |
| GAINESVILLE, GA | 70 | $ 15,480,000 | $ 221,000 | $ 84,000 |
| PANAMA CITY, FL | 69 | $ 13,005,000 | $ 188,000 | $ 112,000 |
| TYLER, TX | 69 | $ 11,935,000 | $ 172,000 | $ 97,000 |
| ELKHART-GOSHEN, IN | 68 | $ 9,870,000 | $ 145,000 | $ 64,000 |
| FLAGSTAFF, AZ | 68 | $ 17,300,000 | $ 254,000 | $ 120,000 |
| LONGVIEW, TX | 68 | $ 9,170,000 | $ 134,000 | $ 103,000 |
| LANCASTER, PA | 67 | $ 13,655,000 | $ 203,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 66 | $ 15,660,000 | $ 237,000 | $ 132,000 |
| PUEBLO, CO | 66 | $ 11,490,000 | $ 174,000 | $ 77,000 |
| YORK-HANOVER, PA | 66 | $ 11,140,000 | $ 168,000 | $ 79,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 65 | $ 10,055,000 | $ 154,000 | $ 73,000 |
| VISALIA-PORTERVILLE, CA | 65 | $ 11,985,000 | $ 184,000 | $ 71,000 |
| BELLINGHAM, WA | 64 | $ 15,470,000 | $ 241,000 | $ 75,000 |
| AKRON, OH | 63 | $ 10,755,000 | $ 170,000 | $ 99,000 |
| BOULDER, CO | 63 | $ 24,015,000 | $ 381,000 | $ 115,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 63 | $ 16,585,000 | $ 263,000 | $ 109,000 |
| HINESVILLE, GA | 62 | $ 9,530,000 | $ 153,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 62 | $ 14,630,000 | $ 235,000 | $ 78,000 |
| ODESSA, TX | 62 | $ 11,000,000 | $ 177,000 | $ 203,000 |
| LAS CRUCES, NM | 61 | $ 10,675,000 | $ 175,000 | $ 67,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 60 | $ 11,200,000 | $ 186,000 | $ 117,000 |
| GRAND JUNCTION, CO | 58 | $ 13,610,000 | $ 234,000 | $ 76,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 57 | $ 7,635,000 | $ 136,500 | $ 61,000 |
| ATHENS-CLARKE COUNTY, GA | 56 | $ 9,970,000 | $ 178,000 | $ 78,000 |
| WENATCHEE, WA | 56 | $ 15,600,000 | $ 278,000 | $ 83,000 |
| COLLEGE STATION-BRYAN, TX | 55 | $ 8,515,000 | $ 154,000 | $ 84,000 |
| MADERA, CA | 55 | $ 12,695,000 | $ 230,000 | $ 85,000 |
| ALBANY, OR | 54 | $ 10,120,000 | $ 187,000 | $ 67,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 54 | $ 9,270,000 | $ 172,000 | $ 68,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 54 | $ 7,250,000 | $ 135,000 | $ 57,500 |
| SPRINGFIELD, MO | 54 | $ 8,530,000 | $ 157,000 | $ 76,000 |
| FLINT, MI | 53 | $ 7,915,000 | $ 149,000 | $ 71,000 |
| SIERRA VISTA-DOUGLAS, AZ | 50 | $ 7,000,000 | $ 140,000 | $ 74,000 |
| BARNSTABLE TOWN, MA | 49 | $ 16,825,000 | $ 343,000 | $ 133,000 |
| MONTGOMERY, AL | 49 | $ 7,915,000 | $ 161,000 | $ 88,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 49 | $ 19,655,000 | $ 401,000 | $ 121,000 |
| SHREVEPORT-BOSSIER CITY, LA | 49 | $ 8,345,000 | $ 170,000 | $ 86,000 |
| YUMA, AZ | 49 | $ 7,935,000 | $ 161,000 | $ 63,000 |
| WORCESTER, MA-CT | 48 | $ 12,190,000 | $ 228,000 | $ 97,500 |
| DOVER, DE | 47 | $ 12,955,000 | $ 275,000 | $ 82,000 |
| JACKSON, TN | 47 | $ 6,825,000 | $ 145,000 | $ 62,000 |
| SANTA MARIA-SANTA BARBARA, CA | 47 | $ 19,045,000 | $ 405,000 | $ 145,000 |
| GREENVILLE, NC | 46 | $ 6,270,000 | $ 136,000 | $ 102,000 |
| LAFAYETTE, LA | 46 | $ 8,140,000 | $ 176,000 | $ 80,000 |
| ST. CLOUD, MN | 46 | $ 8,020,000 | $ 174,000 | $ 64,000 |
| ST. GEORGE, UT | 46 | $ 11,320,000 | $ 246,000 | $ 84,000 |
| RACINE, WI | 45 | $ 7,555,000 | $ 167,000 | $ 64,000 |
| SANTA FE, NM | 45 | $ 14,415,000 | $ 320,000 | $ 117,000 |
| THE VILLAGES, FL | 45 | $ 9,405,000 | $ 209,000 | $ 82,000 |
| ABILENE, TX | 43 | $ 6,715,000 | $ 156,000 | $ 74,000 |
| GRANTS PASS, OR | 43 | $ 8,935,000 | $ 207,000 | $ 53,000 |
| JACKSONVILLE, NC | 43 | $ 6,525,000 | $ 151,000 | $ 66,000 |
| JANESVILLE-BELOIT, WI | 43 | $ 6,515,000 | $ 151,000 | $ 55,000 |
| KALAMAZOO-PORTAGE, MI | 43 | $ 7,155,000 | $ 166,000 | $ 69,000 |
| SAN RAFAEL, CA | 43 | $ 24,965,000 | $ 580,000 | $ 208,000 |
| MACON-BIBB COUNTY, GA | 42 | $ 6,040,000 | $ 143,000 | $ 67,000 |
| ANN ARBOR, MI | 41 | $ 8,065,000 | $ 196,000 | $ 75,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 41 | $ 7,605,000 | $ 185,000 | $ 88,000 |
| OCEAN CITY, NJ | 41 | $ 18,435,000 | $ 449,000 | $ 219,000 |
| WINCHESTER, VA-WV | 41 | $ 10,025,000 | $ 244,000 | $ 83,000 |
| BRUNSWICK, GA | 40 | $ 6,980,000 | $ 174,000 | $ 66,000 |
| CEDAR RAPIDS, IA | 40 | $ 5,920,000 | $ 148,000 | $ 69,000 |
| ROCKFORD, IL | 40 | $ 4,690,000 | $ 117,000 | $ 70,000 |
| SALINAS, CA | 40 | $ 18,820,000 | $ 470,000 | $ 116,000 |
| SEBRING, FL | 40 | $ 6,970,000 | $ 174,000 | $ 71,000 |
| WARNER ROBINS, GA | 40 | $ 5,800,000 | $ 145,000 | $ 60,000 |
| MANCHESTER-NASHUA, NH | 39 | $ 10,975,000 | $ 281,000 | $ 110,000 |
| NEW BERN, NC | 39 | $ 6,975,000 | $ 178,000 | $ 66,000 |
| PORTLAND-SOUTH PORTLAND, ME | 39 | $ 11,095,000 | $ 284,000 | $ 122,000 |
| DULUTH, MN-WI | 38 | $ 6,220,000 | $ 141,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 37 | $ 6,965,000 | $ 188,000 | $ 91,000 |
| IDAHO FALLS, ID | 37 | $ 7,385,000 | $ 199,000 | $ 73,000 |
| SANTA CRUZ-WATSONVILLE, CA | 37 | $ 17,865,000 | $ 482,000 | $ 150,000 |
| BURLINGTON, NC | 36 | $ 5,450,000 | $ 151,000 | $ 64,000 |
| LAREDO, TX | 36 | $ 5,370,000 | $ 149,000 | $ 104,000 |
| ROCHESTER, MN | 36 | $ 6,830,000 | $ 189,000 | $ 72,000 |
| FORT WAYNE, IN | 35 | $ 5,565,000 | $ 159,000 | $ 95,000 |
| MOUNT VERNON-ANACORTES, WA | 35 | $ 9,125,000 | $ 260,000 | $ 88,000 |
| TUSCALOOSA, AL | 35 | $ 5,745,000 | $ 164,000 | $ 67,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 34 | $ 9,570,000 | $ 281,000 | $ 104,000 |
| CHICO, CA | 34 | $ 8,910,000 | $ 262,000 | $ 93,000 |
| TOLEDO, OH | 34 | $ 5,360,000 | $ 157,000 | $ 96,000 |
| YUBA CITY, CA | 34 | $ 8,420,000 | $ 247,000 | $ 76,000 |
| ALBANY-SCHENECTADY-TROY, NY | 33 | $ 6,645,000 | $ 201,000 | $ 76,000 |
| LINCOLN, NE | 33 | $ 5,675,000 | $ 171,000 | $ 63,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 5,325,000 | $ 161,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 33 | $ 10,455,000 | $ 316,000 | $ 116,000 |
| TULSA, OK | 33 | $ 7,375,000 | $ 223,000 | $ 116,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 32 | $ 8,040,000 | $ 251,000 | $ 106,000 |
| ROCKY MOUNT, NC | 32 | $ 4,140,000 | $ 129,000 | $ 54,000 |
| BILLINGS, MT | 31 | $ 5,865,000 | $ 189,000 | $ 79,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 31 | $ 4,615,000 | $ 148,000 | $ 51,000 |
| GOLDSBORO, NC | 31 | $ 5,015,000 | $ 161,000 | $ 59,000 |
| REDDING, CA | 31 | $ 6,365,000 | $ 205,000 | $ 73,000 |
| ALBANY, GA | 30 | $ 4,450,000 | $ 148,000 | $ 68,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 30 | $ 5,810,000 | $ 193,000 | $ 95,000 |
| LAKE CHARLES, LA | 30 | $ 4,220,000 | $ 140,000 | $ 63,000 |
| WICHITA FALLS, TX | 30 | $ 3,050,000 | $ 101,000 | $ 56,000 |
| APPLETON, WI | 29 | $ 5,035,000 | $ 173,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 29 | $ 5,325,000 | $ 183,000 | $ 60,000 |
| LEBANON, PA | 29 | $ 5,105,000 | $ 176,000 | $ 70,000 |
| RAPID CITY, SD | 29 | $ 6,015,000 | $ 207,000 | $ 109,000 |
| TEXARKANA, TX-AR | 29 | $ 4,305,000 | $ 138,000 | $ 111,000 |
| HOUMA-THIBODAUX, LA | 28 | $ 3,810,000 | $ 136,000 | $ 101,000 |
| JACKSON, MS | 27 | $ 4,575,000 | $ 169,000 | $ 100,000 |
| NAPA, CA | 27 | $ 13,155,000 | $ 487,000 | $ 139,000 |
| SUMTER, SC | 27 | $ 3,755,000 | $ 139,000 | $ 57,000 |
| HAMMOND, LA | 26 | $ 4,470,000 | $ 171,000 | $ 89,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 26 | $ 3,900,000 | $ 150,000 | $ 82,000 |
| OSHKOSH-NEENAH, WI | 26 | $ 3,320,000 | $ 127,000 | $ 77,000 |
| SAN ANGELO, TX | 26 | $ 3,600,000 | $ 138,000 | $ 71,000 |
| STAUNTON-WAYNESBORO, VA | 26 | $ 4,790,000 | $ 184,000 | $ 94,000 |
| WILLIAMSPORT, PA | 26 | $ 3,670,000 | $ 141,000 | $ 61,000 |
| FOND DU LAC, WI | 25 | $ 3,345,000 | $ 133,000 | $ 62,000 |
| ROCHESTER, NY | 25 | $ 4,915,000 | $ 196,000 | $ 83,000 |
| DECATUR, AL | 24 | $ 3,200,000 | $ 133,000 | $ 52,000 |
| EL CENTRO, CA | 24 | $ 4,570,000 | $ 190,000 | $ 88,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 24 | $ 11,380,000 | $ 474,000 | $ 203,000 |
| MISSOULA, MT | 24 | $ 6,300,000 | $ 262,000 | $ 88,000 |
| BATTLE CREEK, MI | 23 | $ 2,715,000 | $ 118,000 | $ 52,000 |
| DES MOINES-WEST DES MOINES, IA | 23 | $ 4,635,000 | $ 201,000 | $ 83,000 |
| EVANSVILLE, IN-KY | 23 | $ 2,905,000 | $ 111,500 | $ 48,000 |
| FLORENCE-MUSCLE SHOALS, AL | 23 | $ 3,055,000 | $ 132,000 | $ 52,000 |
| PEORIA, IL | 23 | $ 3,135,000 | $ 136,000 | $ 62,000 |
| ERIE, PA | 22 | $ 2,870,000 | $ 130,000 | $ 71,000 |
| HANFORD-CORCORAN, CA | 22 | $ 4,250,000 | $ 193,000 | $ 58,000 |
| LOGAN, UT-ID | 22 | $ 4,550,000 | $ 242,000 | $ 90,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 3,510,000 | $ 159,000 | $ 62,000 |
| MONROE, MI | 22 | $ 3,980,000 | $ 180,000 | $ 104,000 |
| NILES-BENTON HARBOR, MI | 22 | $ 3,600,000 | $ 163,000 | $ 57,000 |
| CARSON CITY, NV | 21 | $ 4,895,000 | $ 233,000 | $ 104,000 |
| DOTHAN, AL | 21 | $ 2,965,000 | $ 141,000 | $ 79,000 |
| ROME, GA | 21 | $ 2,535,000 | $ 120,000 | $ 54,000 |
| VICTORIA, TX | 21 | $ 3,225,000 | $ 153,000 | $ 91,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 3,355,000 | $ 159,000 | $ 73,000 |
| BLOOMINGTON, IN | 20 | $ 3,330,000 | $ 166,000 | $ 68,000 |
| GETTYSBURG, PA | 20 | $ 4,390,000 | $ 219,000 | $ 92,000 |
| STATE COLLEGE, PA | 20 | $ 3,970,000 | $ 198,000 | $ 66,000 |
| WALLA WALLA, WA | 20 | $ 4,600,000 | $ 230,000 | $ 110,000 |
| CANTON-MASSILLON, OH | 19 | $ 2,895,000 | $ 152,000 | $ 60,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 19 | $ 2,805,000 | $ 147,000 | $ 66,000 |
| LEWISTON, ID-WA | 19 | $ 3,355,000 | $ 175,000 | $ 119,500 |
| NORWICH-NEW LONDON, CT | 19 | $ 3,425,000 | $ 180,000 | $ 64,000 |
| ALTOONA, PA | 18 | $ 2,150,000 | $ 119,000 | $ 51,000 |
| CORVALLIS, OR | 18 | $ 4,620,000 | $ 256,000 | $ 133,000 |
| FARMINGTON, NM | 18 | $ 3,430,000 | $ 190,000 | $ 57,000 |
| GADSDEN, AL | 18 | $ 2,770,000 | $ 153,000 | $ 45,000 |
| MONROE, LA | 18 | $ 3,670,000 | $ 203,000 | $ 82,000 |
| MUSKEGON, MI | 18 | $ 2,720,000 | $ 151,000 | $ 63,000 |
| POCATELLO, ID | 18 | $ 3,410,000 | $ 189,000 | $ 81,000 |
| VALDOSTA, GA | 18 | $ 2,070,000 | $ 115,000 | $ 61,000 |
| WAUSAU, WI | 18 | $ 3,600,000 | $ 200,000 | $ 91,000 |
| HARRISONBURG, VA | 17 | $ 3,165,000 | $ 186,000 | $ 249,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 1,885,000 | $ 97,666 | $ 69,666 |
| JOPLIN, MO | 17 | $ 1,935,000 | $ 113,000 | $ 55,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 16 | $ 1,810,000 | $ 113,000 | $ 55,000 |
| COLUMBIA, MO | 16 | $ 3,300,000 | $ 206,000 | $ 110,000 |
| GRAND FORKS, ND-MN | 16 | $ 3,380,000 | $ 204,000 | $ 73,500 |
| MANSFIELD, OH | 16 | $ 1,780,000 | $ 111,000 | $ 47,000 |
| EAU CLAIRE, WI | 15 | $ 2,435,000 | $ 162,000 | $ 65,000 |
| SPRINGFIELD, IL | 15 | $ 2,075,000 | $ 138,000 | $ 61,000 |
| SPRINGFIELD, OH | 15 | $ 2,095,000 | $ 139,000 | $ 59,000 |
| SYRACUSE, NY | 15 | $ 2,045,000 | $ 136,000 | $ 67,000 |
| TERRE HAUTE, IN | 15 | $ 1,365,000 | $ 91,000 | $ 57,000 |
| TWIN FALLS, ID | 15 | $ 2,995,000 | $ 199,000 | $ 56,000 |
| MANKATO-NORTH MANKATO, MN | 14 | $ 2,870,000 | $ 205,000 | $ 86,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 2,745,000 | $ 211,000 | $ 96,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 2,435,000 | $ 187,000 | $ 67,000 |
| KINGSTON, NY | 13 | $ 2,255,000 | $ 173,000 | $ 50,000 |
| SHEBOYGAN, WI | 13 | $ 1,775,000 | $ 136,000 | $ 75,000 |
| KANKAKEE, IL | 12 | $ 1,550,000 | $ 129,000 | $ 55,000 |
| ALEXANDRIA, LA | 11 | $ 1,595,000 | $ 145,000 | $ 45,000 |
| BISMARCK, ND | 11 | $ 2,545,000 | $ 231,000 | $ 91,000 |
| BLOOMINGTON, IL | 11 | $ 1,755,000 | $ 159,000 | $ 48,000 |
| CARBONDALE-MARION, IL | 11 | $ 1,285,000 | $ 116,000 | $ 63,000 |
| CHEYENNE, WY | 11 | $ 2,315,000 | $ 210,000 | $ 92,000 |
| FARGO, ND-MN | 11 | $ 2,485,000 | $ 214,000 | $ 97,500 |
| JEFFERSON CITY, MO | 11 | $ 1,655,000 | $ 150,000 | $ 46,000 |
| JOHNSTOWN, PA | 10 | $ 1,410,000 | $ 141,000 | $ 67,000 |
| SPRINGFIELD, MA | 10 | $ 1,570,000 | $ 157,000 | $ 57,000 |
| WATERTOWN-FORT DRUM, NY | 10 | $ 1,520,000 | $ 152,000 | $ 50,000 |
| WICHITA, KS | 10 | $ 1,690,000 | $ 169,000 | $ 85,000 |
| DANVILLE, IL | 9 | $ 735,000 | $ 81,000 | $ 54,000 |
| DECATUR, IL | 9 | $ 1,015,000 | $ 112,000 | $ 51,000 |
| GREAT FALLS, MT | 9 | $ 1,295,000 | $ 143,000 | $ 69,000 |
| LIMA, OH | 9 | $ 1,985,000 | $ 220,000 | $ 85,000 |
| MUNCIE, IN | 9 | $ 1,205,000 | $ 133,000 | $ 70,000 |
| OWENSBORO, KY | 9 | $ 1,395,000 | $ 155,000 | $ 68,000 |
| SAGINAW, MI | 9 | $ 845,000 | $ 93,000 | $ 65,000 |
| BOWLING GREEN, KY | 8 | $ 1,040,000 | $ 130,000 | $ 61,000 |
| GLENS FALLS, NY | 8 | $ 2,930,000 | $ 366,000 | $ 105,000 |
| HATTIESBURG, MS | 8 | $ 1,400,000 | $ 175,000 | $ 59,000 |
| JONESBORO, AR | 8 | $ 1,190,000 | $ 148,000 | $ 62,000 |
| UTICA-ROME, NY | 8 | $ 2,470,000 | $ 308,000 | $ 139,000 |
| BLOOMSBURG-BERWICK, PA | 7 | $ 985,000 | $ 140,000 | $ 53,000 |
| CASPER, WY | 7 | $ 1,675,000 | $ 239,000 | $ 92,000 |
| COLUMBUS, IN | 7 | $ 925,000 | $ 132,000 | $ 77,000 |
| GRAND ISLAND, NE | 7 | $ 845,000 | $ 120,000 | $ 74,000 |
| ANCHORAGE, AK | 6 | $ 1,920,000 | $ 320,000 | $ 162,000 |
| HOT SPRINGS, AR | 6 | $ 1,150,000 | $ 191,000 | $ 62,000 |
| KOKOMO, IN | 6 | $ 1,380,000 | $ 230,000 | $ 123,000 |
| ST. JOSEPH, MO-KS | 6 | $ 890,000 | $ 148,000 | $ 64,000 |
| TOPEKA, KS | 6 | $ 890,000 | $ 148,000 | $ 219,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 680,000 | $ 113,000 | $ 62,000 |
| BINGHAMTON, NY | 5 | $ 575,000 | $ 115,000 | $ 77,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 635,000 | $ 127,000 | $ 47,000 |
| MIDLAND, MI | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 595,000 | $ 119,000 | $ 48,000 |
| WHEELING, WV-OH | 5 | $ 845,000 | $ 163,500 | $ 85,500 |
| BAY CITY, MI | 4 | $ 460,000 | $ 115,000 | $ 98,000 |
| CUMBERLAND, MD-WV | 4 | $ 330,000 | $ 82,000 | $ 27,000 |
| FORT SMITH, AR-OK | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| AMES, IA | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| DUBUQUE, IA | 3 | $ 495,000 | $ 165,000 | $ 60,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 385,000 | $ 128,000 | $ 45,000 |
| LEWISTON-AUBURN, ME | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| MANHATTAN, KS | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| PINE BLUFF, AR | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 655,000 | $ 218,000 | $ 95,000 |
| BANGOR, ME | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 940,000 | $ 470,000 | $ 75,000 |
| CHARLESTON, WV | 2 | $ 520,000 | $ 260,000 | $ 145,000 |
| IOWA CITY, IA | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| ITHACA, NY | 2 | $ 650,000 | $ 325,000 | $ 270,000 |
| LAWTON, OK | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| BECKLEY, WV | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| MORGANTOWN, WV | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35,634 | $8,688,070,000 | $243,000 | $3,995,000 | $103,000 | $8,160,000 |
| Cash-out Refinancing | 30,483 | $6,724,625,000 | $220,000 | $2,755,000 | $92,000 | $5,864,000 |
| Refinancing | 25,281 | $7,027,905,000 | $277,000 | $6,505,000 | $106,000 | $6,092,000 |
| Home Improvement | 8,074 | $1,685,120,000 | $208,000 | $2,705,000 | $86,000 | $4,750,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,399 | $12,967,965,000 | $242,000 | $6,505,000 | $102,000 | $6,000,000 |
| Not Provided | 21,777 | $5,139,325,000 | $235,000 | $5,005,000 | $95,000 | $8,160,000 |
| Hispanic | 9,918 | $2,372,490,000 | $239,000 | $2,045,000 | $89,000 | $6,092,000 |
| Black or African American | 8,412 | $1,783,820,000 | $212,000 | $1,705,000 | $79,000 | $2,526,000 |
| Asian | 4,260 | $1,346,210,000 | $316,000 | $2,505,000 | $131,000 | $4,500,000 |
| American Indian or Alaskan Native | 416 | $91,030,000 | $218,000 | $825,000 | $80,000 | $1,752,000 |
| Native Hawaiian or Other Pacific Islander | 258 | $71,940,000 | $278,000 | $1,205,000 | $88,000 | $1,029,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,327 | $15,416,735,000 | $255,000 | $6,505,000 | $119,000 | $8,160,000 |
| FHA-insured (Federal Housing Administration) | 29,246 | $6,024,370,000 | $205,000 | $2,135,000 | $67,000 | $3,009,000 |
| VA-guaranteed (Veterans Administration) | 8,856 | $2,510,320,000 | $283,000 | $2,435,000 | $72,000 | $2,388,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,043 | $174,295,000 | $167,000 | $585,000 | $56,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 44,985 | $10,671,835,000 | $237,000 | $5,005,000 | $105,000 | $8,160,000 |
| Loan Originated | 37,926 | $9,702,460,000 | $255,000 | $6,505,000 | $100,000 | $3,340,000 |
| Application Denied By Financial Institution | 8,660 | $1,783,110,000 | $205,000 | $2,285,000 | $67,000 | $2,772,000 |
| Application Approved But Not Accepted | 6,623 | $1,714,045,000 | $258,000 | $2,975,000 | $96,000 | $2,400,000 |
| File Closed For Incompleteness | 1,179 | $232,445,000 | $197,000 | $1,725,000 | $105,000 | $2,556,000 |
| Preapproval Approved but not Accepted | 55 | $12,275,000 | $223,000 | $705,000 | $71,000 | $324,000 |
| Preapproval Denied by Financial Institution | 44 | $9,550,000 | $217,000 | $1,085,000 | $55,000 | $256,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 90,768 | $22,333,060,000 | $246,000 | $6,505,000 | $102,000 | $8,160,000 |
| Debt-To-Income Ratio | 4,108 | $931,060,000 | $226,000 | $2,285,000 | $52,000 | $1,864,000 |
| Credit History | 3,449 | $619,685,000 | $179,000 | $1,505,000 | $78,000 | $2,772,000 |
| Collateral | 441 | $90,025,000 | $204,000 | $1,055,000 | $90,000 | $1,812,000 |
| Other | 306 | $63,220,000 | $206,000 | $1,745,000 | $84,000 | $1,766,000 |
| Credit Application Incomplete | 123 | $26,185,000 | $212,000 | $985,000 | $74,000 | $300,000 |
| Employment History | 94 | $20,420,000 | $217,000 | $695,000 | $79,000 | $1,324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $17,180,000 | $186,000 | $945,000 | $67,000 | $352,000 |
| Unverifiable Information | 90 | $24,320,000 | $270,000 | $1,265,000 | $88,000 | $382,000 |
| Mortgage Insurance Denied | 1 | $565,000 | $565,000 | $565,000 | $101,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.