6 mortgage lenders are based in Carlsbad, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in San Diego County, CA in 2025.
In 2025, 637 lenders made 52,507 home loans worth $33.8 billion in San Diego County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of San Diego County, which includes Carlsbad.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 7,078 | $4.7B | $667,000 | 13.5% |
| 2 | Navy Federal Credit Union Vienna, VA | 2,042 | $533.9M | $261,000 | 3.9% |
| 3 | Mission Federal Credit Union San Diego, CA | 1,940 | $844.9M | $435,000 | 3.7% |
| 4 | US Bank, N.A. Cincinnati, OH | 1,867 | $1.4B | $751,000 | 3.6% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 1,391 | $977.0M | $702,000 | 2.6% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 1,368 | $1.0B | $736,000 | 2.6% |
| 7 | Bank of America NA Westlake Village, CA | 1,246 | $733.9M | $589,000 | 2.4% |
| 8 | JPMorgan Chase Bank, NA Columbus, OH | 1,220 | $1.5B | $1,233,000 | 2.3% |
| 9 | California Coast Credit Union San Diego, CA | 1,172 | $187.8M | $160,000 | 2.2% |
| 10 | Spring Eq, LLC Conshohocken, PA | 790 | $130.4M | $165,000 | 1.5% |
See every lender in San Diego County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Blufi Lending Corp.
1808 ASTON AVE., STE. 190 CARLSBAD, CA 92008 |
* | 7,870 | $2,308,470,000 |
| Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300 CARLSBAD, CA 92010 |
* | 6,608 | $3,081,730,000 |
| North Coast Financial, Inc.
2424 VISTA WAY #202 CARLSBAD, CA 92018 |
* | 370 | $132,050,000 |
| Spectra Funding, Inc.
2766 GATEWAY ROAD CARLSBAD, CA 92009 |
* | 1,040 | $230,452,000 |
| Steward Financial, Inc.
1808 ASTON AVENUE, SUITE 230 CARLSBAD, CA 92008 |
* | 20,716 | $6,386,193,000 |
| Steward Investments, Inc
1808 ASTON AVE. STE 200 CARLSBAD, CA 92008 |
* | 2,279 | $687,571,000 |
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