Castle Point Mortgage, Inc. Mortgage Lending & HMDA Data, 2008
In 2008, Castle Point Mortgage, Inc. of Parsippany, NJ reported 3,487 mortgage applications totaling $496.0 million, down 70% from 2007. The average application was for $142,246, and applicants reported an average income of $60,186. 32% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Baltimore-Towson, MD (126), Washington-Arlington-Alexandria, DC-VA-MD-WV (111) and New York-White Plains-Wayne, NY-NJ (110) (applications in parentheses).
| Mortgage Company & Address | Castle Point Mortgage, Inc. 7 Entin Road, Ste. 102 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,487 |
| Total Mortgage Loan Application Amount | $496,015,000 |
| Average Mortgage Loan Application Amount | $142,246 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $60,186 |
| Highest Applicant Income | $720,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Castle Point Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore-Towson, MD | 126 | $ 22,835,000 | $ 181,230 | $ 64,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 111 | $ 24,695,000 | $ 222,477 | $ 72,891 |
| New York-White Plains-Wayne, NY-NJ | 110 | $ 29,550,000 | $ 268,636 | $ 88,236 |
| Philadelphia, PA | 102 | $ 11,136,000 | $ 109,176 | $ 56,000 |
| Atlanta-Sandy Springs-Marietta, GA | 90 | $ 11,401,000 | $ 126,677 | $ 60,000 |
| Chicago-Naperville-Joliet, IL | 90 | $ 15,191,000 | $ 168,788 | $ 66,000 |
| Edison-New Brunswick, NJ | 75 | $ 16,355,000 | $ 218,066 | $ 84,000 |
| Camden, NJ | 59 | $ 9,619,000 | $ 163,033 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 59 | $ 7,404,000 | $ 125,491 | $ 58,000 |
| Nassau-Suffolk, NY | 56 | $ 13,282,000 | $ 237,178 | $ 77,000 |
| Pittsburgh, PA | 54 | $ 4,060,000 | $ 75,185 | $ 45,000 |
| Newark-Union, NJ-PA | 47 | $ 11,209,000 | $ 238,489 | $ 91,212 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 44 | $ 6,474,000 | $ 147,136 | $ 56,227 |
| Orlando-Kissimmee, FL | 41 | $ 6,110,000 | $ 149,024 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 39 | $ 5,290,000 | $ 135,641 | $ 59,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 38 | $ 7,115,000 | $ 187,236 | $ 67,000 |
| Detroit-Livonia-Dearborn, MI | 37 | $ 2,641,000 | $ 71,378 | $ 60,000 |
| St. Louis, MO-IL | 37 | $ 3,513,000 | $ 94,945 | $ 54,378 |
| Los Angeles-Long Beach-Glendale, CA | 36 | $ 9,723,000 | $ 270,083 | $ 78,000 |
| Miami-Miami Beach-Kendall, FL | 36 | $ 5,173,000 | $ 143,694 | $ 63,000 |
| Richmond, VA | 36 | $ 5,855,000 | $ 162,638 | $ 64,000 |
| Charlotte-Gastonia-Concord, NC-SC | 35 | $ 4,625,000 | $ 132,142 | $ 53,571 |
| Indianapolis-Carmel, IN | 32 | $ 3,104,000 | $ 97,000 | $ 46,000 |
| Buffalo-Niagara Falls, NY | 31 | $ 2,502,000 | $ 80,709 | $ 45,000 |
| Jacksonville, FL | 31 | $ 3,298,000 | $ 106,387 | $ 51,000 |
| Providence-New Bedford-Fall River, RI-MA | 27 | $ 5,954,000 | $ 220,518 | $ 74,814 |
| Rochester, NY | 27 | $ 2,061,000 | $ 76,333 | $ 39,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 6,302,000 | $ 233,407 | $ 75,000 |
| Albany-Schenectady-Troy, NY | 26 | $ 3,098,000 | $ 119,153 | $ 58,000 |
| Bethesda-Frederick-Gaithersburg, MD | 25 | $ 5,640,000 | $ 225,600 | $ 74,000 |
| Kansas City, MO-KS | 25 | $ 2,289,000 | $ 91,560 | $ 49,000 |
| Wilmington, DE-MD-NJ | 25 | $ 4,019,000 | $ 160,760 | $ 57,760 |
| Lakeland-Winter Haven, FL | 23 | $ 2,610,000 | $ 113,478 | $ 71,000 |
| Denver-Aurora, CO | 21 | $ 3,446,000 | $ 164,095 | $ 54,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 21 | $ 4,337,000 | $ 206,523 | $ 83,000 |
| Raleigh-Cary, NC | 21 | $ 2,788,000 | $ 132,761 | $ 62,000 |
| Riverside-San Bernardino-Ontario, CA | 20 | $ 3,134,000 | $ 156,700 | $ 52,000 |
| Columbia, SC | 19 | $ 1,683,000 | $ 88,578 | $ 48,000 |
| Columbus, OH | 19 | $ 2,361,000 | $ 124,263 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 18 | $ 2,476,000 | $ 137,555 | $ 61,166 |
| Atlantic City-Hammonton, NJ | 18 | $ 3,108,000 | $ 172,666 | $ 68,000 |
| Boston-Quincy, MA | 18 | $ 4,680,000 | $ 260,000 | $ 82,000 |
| Cincinnati-Middletown, OH-KY-IN | 18 | $ 1,836,000 | $ 102,000 | $ 61,000 |
| Scranton--Wilkes-Barre, PA | 18 | $ 1,634,000 | $ 90,777 | $ 44,000 |
| Syracuse, NY | 18 | $ 1,170,000 | $ 65,000 | $ 59,000 |
| Cleveland-Elyria-Mentor, OH | 17 | $ 1,876,000 | $ 110,352 | $ 45,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 17 | $ 2,248,000 | $ 132,235 | $ 53,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 2,915,000 | $ 182,187 | $ 73,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 2,355,000 | $ 147,187 | $ 83,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 3,027,000 | $ 201,800 | $ 85,000 |
| Utica-Rome, NY | 15 | $ 1,152,000 | $ 76,800 | $ 48,000 |
| Wilmington, NC | 15 | $ 2,278,000 | $ 151,866 | $ 59,000 |
| Fayetteville, NC | 14 | $ 1,260,000 | $ 90,000 | $ 59,000 |
| New Haven-Milford, CT | 14 | $ 2,055,000 | $ 146,785 | $ 52,000 |
| Worcester, MA | 14 | $ 2,012,000 | $ 143,714 | $ 59,000 |
| Charleston-North Charleston-Summerville, SC | 13 | $ 1,930,000 | $ 148,461 | $ 55,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 1,010,000 | $ 77,692 | $ 40,000 |
| Portland-South Portland-Biddeford, ME | 13 | $ 1,874,000 | $ 144,153 | $ 112,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 847,000 | $ 70,583 | $ 44,333 |
| Bradenton-Sarasota-Venice, FL | 12 | $ 2,868,000 | $ 239,000 | $ 110,000 |
| Lancaster, PA | 12 | $ 1,373,000 | $ 114,416 | $ 55,000 |
| Ocala, FL | 12 | $ 1,381,000 | $ 115,083 | $ 47,000 |
| Spokane, WA | 12 | $ 1,888,000 | $ 157,333 | $ 59,000 |
| Gary, IN | 11 | $ 918,000 | $ 83,454 | $ 56,000 |
| Hartford-West Hartford-East Hartford, CT | 11 | $ 1,797,000 | $ 163,363 | $ 74,000 |
| Kingston, NY | 11 | $ 1,585,000 | $ 144,090 | $ 61,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 11 | $ 1,537,000 | $ 139,727 | $ 45,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 1,264,000 | $ 114,909 | $ 56,000 |
| Peoria, IL | 11 | $ 686,000 | $ 62,363 | $ 46,000 |
| Savannah, GA | 11 | $ 1,208,000 | $ 109,818 | $ 51,000 |
| Trenton-Ewing, NJ | 11 | $ 1,528,000 | $ 138,909 | $ 53,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 2,124,000 | $ 212,400 | $ 55,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 1,178,000 | $ 117,800 | $ 36,000 |
| Vineland-Millville-Bridgeton, NJ | 10 | $ 1,040,000 | $ 104,000 | $ 46,000 |
| Asheville, NC | 9 | $ 1,612,000 | $ 179,111 | $ 71,000 |
| Barnstable Town, MA | 9 | $ 1,870,000 | $ 207,777 | $ 96,000 |
| Chattanooga, TN-GA | 9 | $ 938,000 | $ 104,222 | $ 41,333 |
| Flint, MI | 9 | $ 412,000 | $ 45,777 | $ 35,000 |
| Norwich-New London, CT | 9 | $ 2,032,000 | $ 225,777 | $ 96,000 |
| Reading, PA | 9 | $ 1,366,000 | $ 151,777 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 750,000 | $ 83,333 | $ 56,444 |
| York-Hanover, PA | 9 | $ 951,000 | $ 105,666 | $ 51,000 |
| Durham, NC | 8 | $ 723,000 | $ 90,375 | $ 51,000 |
| Greenville-Mauldin-Easley, SC | 8 | $ 704,000 | $ 88,000 | $ 45,000 |
| Harrisburg-Carlisle, PA | 8 | $ 496,000 | $ 62,000 | $ 37,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,857,000 | $ 232,125 | $ 110,250 |
| Macon, GA | 8 | $ 621,000 | $ 77,625 | $ 62,000 |
| Manchester-Nashua, NH | 8 | $ 1,327,000 | $ 165,875 | $ 75,000 |
| Spartanburg, SC | 8 | $ 719,000 | $ 89,875 | $ 36,000 |
| Tacoma, WA | 8 | $ 1,386,000 | $ 173,250 | $ 67,000 |
| Tallahassee, FL | 8 | $ 871,000 | $ 108,875 | $ 76,000 |
| Winston-Salem, NC | 8 | $ 833,000 | $ 104,125 | $ 57,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 621,000 | $ 77,625 | $ 51,000 |
| Akron, OH | 7 | $ 863,000 | $ 123,285 | $ 55,000 |
| Dayton, OH | 7 | $ 584,000 | $ 83,428 | $ 55,000 |
| Duluth, MN-WI | 7 | $ 813,000 | $ 116,142 | $ 46,000 |
| Fort Wayne, IN | 7 | $ 487,000 | $ 69,571 | $ 57,000 |
| Greensboro-High Point, NC | 7 | $ 671,000 | $ 95,857 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,266,000 | $ 180,857 | $ 62,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 633,000 | $ 90,428 | $ 39,000 |
| Knoxville, TN | 7 | $ 1,025,000 | $ 146,428 | $ 50,000 |
| Memphis, TN-MS-AR | 7 | $ 519,000 | $ 74,142 | $ 55,000 |
| Naples-Marco Island, FL | 7 | $ 1,054,000 | $ 150,571 | $ 45,000 |
| Punta Gorda, FL | 7 | $ 865,000 | $ 123,571 | $ 58,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 7 | $ 1,086,000 | $ 155,142 | $ 43,000 |
| Santa Ana-Anaheim-Irvine, CA | 7 | $ 1,559,000 | $ 222,714 | $ 77,000 |
| Altoona, PA | 6 | $ 354,000 | $ 59,000 | $ 34,000 |
| Bloomington, IN | 6 | $ 367,000 | $ 61,166 | $ 44,000 |
| Charlottesville, VA | 6 | $ 909,000 | $ 151,500 | $ 42,000 |
| Columbus, GA-AL | 6 | $ 380,000 | $ 63,333 | $ 42,000 |
| Florence, SC | 6 | $ 565,000 | $ 94,166 | $ 40,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 637,000 | $ 106,166 | $ 60,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 639,000 | $ 106,500 | $ 55,166 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 807,000 | $ 134,500 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 417,000 | $ 69,500 | $ 35,000 |
| Rocky Mount, NC | 6 | $ 651,000 | $ 108,500 | $ 54,000 |
| Saginaw-Saginaw Township North, MI | 6 | $ 445,000 | $ 74,166 | $ 28,000 |
| Anderson, SC | 5 | $ 336,000 | $ 67,200 | $ 39,000 |
| Bakersfield, CA | 5 | $ 554,000 | $ 110,800 | $ 24,000 |
| Lewiston-Auburn, ME | 5 | $ 545,000 | $ 109,000 | $ 48,000 |
| Lynchburg, VA | 5 | $ 351,000 | $ 70,200 | $ 51,000 |
| Michigan City-La Porte, IN | 5 | $ 817,000 | $ 163,400 | $ 56,000 |
| Oakland-Fremont-Hayward, CA | 5 | $ 1,532,000 | $ 306,400 | $ 62,000 |
| Peabody, MA | 5 | $ 1,288,000 | $ 257,600 | $ 74,000 |
| Port St. Lucie, FL | 5 | $ 648,000 | $ 129,600 | $ 51,000 |
| Roanoke, VA | 5 | $ 569,000 | $ 113,800 | $ 50,000 |
| Springfield, MA | 5 | $ 839,000 | $ 167,800 | $ 30,000 |
| Springfield, MO | 5 | $ 594,000 | $ 118,800 | $ 33,000 |
| Visalia-Porterville, CA | 5 | $ 811,000 | $ 162,200 | $ 37,000 |
| Warner Robins, GA | 5 | $ 524,000 | $ 104,800 | $ 49,000 |
| Battle Creek, MI | 4 | $ 299,000 | $ 74,750 | $ 36,000 |
| Binghamton, NY | 4 | $ 211,000 | $ 52,750 | $ 43,000 |
| Canton-Massillon, OH | 4 | $ 310,000 | $ 77,500 | $ 49,000 |
| Clarksville, TN-KY | 4 | $ 365,000 | $ 91,250 | $ 60,000 |
| Danville, IL | 4 | $ 303,000 | $ 75,750 | $ 39,000 |
| El Centro, CA | 4 | $ 599,000 | $ 149,750 | $ 45,000 |
| Elmira, NY | 4 | $ 210,000 | $ 52,500 | $ 39,000 |
| Evansville, IN-KY | 4 | $ 224,000 | $ 56,000 | $ 47,000 |
| Goldsboro, NC | 4 | $ 248,000 | $ 62,000 | $ 50,000 |
| Morristown, TN | 4 | $ 487,000 | $ 121,750 | $ 46,000 |
| Rockingham County-Strafford County, NH | 4 | $ 712,000 | $ 178,000 | $ 81,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 842,000 | $ 210,500 | $ 44,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,413,000 | $ 353,250 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,142,000 | $ 285,500 | $ 54,000 |
| Springfield, IL | 4 | $ 241,000 | $ 60,250 | $ 31,000 |
| Toledo, OH | 4 | $ 274,000 | $ 68,500 | $ 73,000 |
| Albany, GA | 3 | $ 183,000 | $ 61,000 | $ 66,000 |
| Athens-Clarke County, GA | 3 | $ 194,000 | $ 64,666 | $ 33,000 |
| Brunswick, GA | 3 | $ 257,000 | $ 85,666 | $ 61,000 |
| Dalton, GA | 3 | $ 417,000 | $ 139,000 | $ 99,000 |
| Fresno, CA | 3 | $ 353,000 | $ 117,666 | $ 37,000 |
| Glens Falls, NY | 3 | $ 413,000 | $ 137,666 | $ 54,000 |
| Jackson, MI | 3 | $ 189,000 | $ 63,000 | $ 48,000 |
| Jacksonville, NC | 3 | $ 272,000 | $ 90,666 | $ 34,000 |
| Janesville, WI | 3 | $ 359,000 | $ 119,666 | $ 41,000 |
| Kalamazoo-Portage, MI | 3 | $ 563,000 | $ 187,666 | $ 27,000 |
| Kankakee-Bradley, IL | 3 | $ 245,000 | $ 81,666 | $ 34,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 502,000 | $ 167,333 | $ 54,000 |
| Muskegon-Norton Shores, MI | 3 | $ 169,000 | $ 56,333 | $ 42,000 |
| Redding, CA | 3 | $ 330,000 | $ 110,000 | $ 24,000 |
| Sumter, SC | 3 | $ 342,000 | $ 114,000 | $ 40,000 |
| Williamsport, PA | 3 | $ 341,000 | $ 113,666 | $ 42,000 |
| Bellingham, WA | 2 | $ 449,000 | $ 224,500 | $ 52,000 |
| Bloomington-Normal, IL | 2 | $ 312,000 | $ 156,000 | $ 71,000 |
| Boulder, CO | 2 | $ 354,000 | $ 177,000 | $ 75,000 |
| Bremerton-Silverdale, WA | 2 | $ 286,000 | $ 143,000 | $ 48,000 |
| Burlington, NC | 2 | $ 223,000 | $ 111,500 | $ 47,000 |
| Champaign-Urbana, IL | 2 | $ 167,000 | $ 83,500 | $ 40,000 |
| Chico, CA | 2 | $ 297,000 | $ 148,500 | $ 32,000 |
| Colorado Springs, CO | 2 | $ 307,000 | $ 153,500 | $ 77,000 |
| Cumberland, MD-WV | 2 | $ 194,000 | $ 97,000 | $ 41,000 |
| Decatur, IL | 2 | $ 125,000 | $ 62,500 | $ 22,000 |
| Dover, DE | 2 | $ 229,000 | $ 114,500 | $ 27,000 |
| Eau Claire, WI | 2 | $ 545,000 | $ 272,500 | $ 75,000 |
| Erie, PA | 2 | $ 175,000 | $ 87,500 | $ 44,000 |
| Fort Collins-Loveland, CO | 2 | $ 282,000 | $ 141,000 | $ 283,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 369,000 | $ 184,500 | $ 55,000 |
| Gainesville, GA | 2 | $ 592,000 | $ 296,000 | $ 81,000 |
| Green Bay, WI | 2 | $ 191,000 | $ 95,500 | $ 69,000 |
| Greenville, NC | 2 | $ 145,000 | $ 72,500 | $ 40,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 156,000 | $ 78,000 | $ 22,000 |
| Lafayette, IN | 2 | $ 129,000 | $ 64,500 | $ 32,000 |
| Lewiston, ID-WA | 2 | $ 363,000 | $ 181,500 | $ 50,000 |
| Lima, OH | 2 | $ 146,000 | $ 73,000 | $ 58,000 |
| Mansfield, OH | 2 | $ 177,000 | $ 88,500 | $ 45,000 |
| Monroe, MI | 2 | $ 92,000 | $ 46,000 | $ 61,000 |
| Ocean City, NJ | 2 | $ 317,000 | $ 158,500 | $ 47,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 369,000 | $ 184,500 | $ 66,000 |
| Palm Coast, FL | 2 | $ 171,000 | $ 85,500 | $ 45,000 |
| Panama City-Lynn Haven, FL | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2 | $ 311,000 | $ 155,500 | $ 38,000 |
| Salinas, CA | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Salisbury, MD | 2 | $ 235,000 | $ 117,500 | $ 39,000 |
| Sandusky, OH | 2 | $ 97,000 | $ 48,500 | $ 38,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 370,000 | $ 185,000 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 473,000 | $ 236,500 | $ 71,000 |
| Sebastian-Vero Beach, FL | 2 | $ 182,000 | $ 91,000 | $ 47,000 |
| St. Joseph, MO-KS | 2 | $ 74,000 | $ 37,000 | $ 61,000 |
| Wenatchee, WA | 2 | $ 206,000 | $ 103,000 | $ 45,000 |
| Wheeling, WV-OH | 2 | $ 321,000 | $ 160,500 | $ 93,000 |
| Winchester, VA-WV | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Bay City, MI | 1 | $ 32,000 | $ 32,000 | $ 15,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Columbus, IN | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Elkhart-Goshen, IN | 1 | $ 54,000 | $ 54,000 | $ 17,000 |
| Fargo, ND-MN | 1 | $ 83,000 | $ 83,000 | $ 97,000 |
| Gainesville, FL | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Grand Forks, ND-MN | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| Grand Junction, CO | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Greeley, CO | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| Hanford-Corcoran, CA | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Holland-Grand Haven, MI | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Ithaca, NY | 1 | $ 143,000 | $ 143,000 | $ 99,000 |
| Jefferson City, MO | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Johnson City, TN | 1 | $ 192,000 | $ 192,000 | $ 159,000 |
| Johnstown, PA | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Joplin, MO | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Kokomo, IN | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Lebanon, PA | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Longview, WA | 1 | $ 167,000 | $ 167,000 | $ 69,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Modesto, CA | 1 | $ 310,000 | $ 310,000 | $ 119,000 |
| Napa, CA | 1 | $ 240,000 | $ 240,000 | $ 40,000 |
| Niles-Benton Harbor, MI | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Oshkosh-Neenah, WI | 1 | $ 77,000 | $ 77,000 | $ 162,000 |
| Pittsfield, MA | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Pueblo, CO | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Racine, WI | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Rockford, IL | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Rome, GA | 1 | $ 91,000 | $ 91,000 | $ 79,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 278,000 | $ 278,000 | $ 68,000 |
| Springfield, OH | 1 | $ 183,000 | $ 183,000 | $ 211,000 |
| Terre Haute, IN | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Valdosta, GA | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Wausau, WI | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Yakima, WA | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Yuba City, CA | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Castle Point Mortgage, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,461 | $490,985,000 | $141,000 | $1,495,000 | $60,000 | $720,000 |
| Home Purchase | 26 | $5,030,000 | $193,000 | $520,000 | $85,000 | $277,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,628 | $378,893,000 | $144,000 | $1,495,000 | $61,000 | $720,000 |
| White | 687 | $94,424,000 | $137,000 | $417,000 | $59,000 | $480,000 |
| Black or African American | 124 | $14,341,000 | $115,000 | $404,000 | $52,000 | $150,000 |
| Hispanic | 38 | $6,268,000 | $164,000 | $405,000 | $57,000 | $130,000 |
| Asian | 7 | $1,442,000 | $206,000 | $326,000 | $78,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $372,000 | $186,000 | $312,000 | $50,000 | $70,000 |
| American Indian or Alaskan Native | 1 | $275,000 | $275,000 | $275,000 | $43,000 | $43,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,729 | $392,422,000 | $143,000 | $1,495,000 | $59,000 | $720,000 |
| FHA-insured (Federal Housing Administration) | 758 | $103,593,000 | $136,000 | $350,000 | $63,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,231 | $184,718,000 | $150,000 | $712,000 | $62,000 | $528,000 |
| Application Denied By Financial Institution | 1,145 | $152,041,000 | $132,000 | $1,495,000 | $59,000 | $720,000 |
| Loan Originated | 1,111 | $159,256,000 | $143,000 | $417,000 | $59,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 272 | $34,117,000 | $125,000 | $417,000 | $57,000 | $240,000 |
| Credit History | 228 | $30,839,000 | $135,000 | $1,495,000 | $58,000 | $720,000 |
| Debt-To-Income Ratio | 82 | $10,874,000 | $132,000 | $374,000 | $50,000 | $207,000 |
| Employment History | 14 | $1,802,000 | $128,000 | $300,000 | $53,000 | $104,000 |
| Unverifiable Information | 11 | $1,547,000 | $140,000 | $248,000 | $58,000 | $138,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Castle Point Mortgage, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Castle Point Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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