Castle Point Mortgage, Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Castle Point Mortgage, Inc. of Parsippany, NJ reported 3,487 mortgage applications totaling $496.0 million, down 70% from 2007. The average application was for $142,246, and applicants reported an average income of $60,186. 32% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Baltimore-Towson, MD (126), Washington-Arlington-Alexandria, DC-VA-MD-WV (111) and New York-White Plains-Wayne, NY-NJ (110) (applications in parentheses).

Mortgage Company & Address Castle Point Mortgage, Inc.
7 Entin Road, Ste. 102
Parsippany, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 3,487
Total Mortgage Loan Application Amount $496,015,000
Average Mortgage Loan Application Amount $142,246
Highest Mortgage Loan Application Amount $1,495,000
Average Applicant Income $60,186
Highest Applicant Income $720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Castle Point Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Castle Point Mortgage, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 60 $ 9,832,000 $ 163,866 $ 66,000
Philadelphia, Pennsylvania 59 $ 4,667,000 $ 79,101 $ 50,000
Broward, Florida 38 $ 7,115,000 $ 187,236 $ 67,000
Baltimore City, Maryland 38 $ 4,757,000 $ 125,184 $ 53,000
Wayne, Michigan 37 $ 2,641,000 $ 71,378 $ 60,000
Los Angeles, California 36 $ 9,723,000 $ 270,083 $ 78,000
Miami-Dade, Florida 36 $ 5,173,000 $ 143,694 $ 63,000
Suffolk, New York 35 $ 8,597,000 $ 245,628 $ 80,000
Middlesex, New Jersey 34 $ 7,096,000 $ 208,705 $ 86,000
Anne Arundel, Maryland 31 $ 6,026,000 $ 194,387 $ 69,000
Baltimore, Maryland 30 $ 5,794,000 $ 193,133 $ 58,000
Hillsborough, Florida 28 $ 4,114,000 $ 146,928 $ 72,000
Erie, New York 28 $ 2,153,000 $ 76,892 $ 45,000
Prince George's, Maryland 27 $ 5,154,000 $ 190,888 $ 63,000
District of Columbia, District Of Columbia 26 $ 6,082,000 $ 233,923 $ 72,000
Burlington, New Jersey 24 $ 4,014,000 $ 167,250 $ 70,000
Polk, Florida 23 $ 2,610,000 $ 113,478 $ 71,000
Camden, New Jersey 22 $ 3,255,000 $ 147,954 $ 71,000
Allegheny, Pennsylvania 22 $ 1,447,000 $ 65,772 $ 45,000
Duval, Florida 21 $ 2,060,000 $ 98,095 $ 47,000
Oakland, Michigan 21 $ 3,168,000 $ 150,857 $ 66,000
Nassau, New York 21 $ 4,685,000 $ 223,095 $ 73,000
Orange, Florida 20 $ 2,860,000 $ 143,000 $ 55,000
Montgomery, Maryland 20 $ 5,028,000 $ 251,400 $ 78,000
Fairfax, Virginia 19 $ 5,262,000 $ 276,947 $ 89,000
Pinellas, Florida 18 $ 1,983,000 $ 110,166 $ 46,000
Atlantic, New Jersey 18 $ 3,108,000 $ 172,666 $ 68,000
Ocean, New Jersey 18 $ 4,155,000 $ 230,833 $ 78,000
Passaic, New Jersey 18 $ 4,272,000 $ 237,333 $ 76,000
Palm Beach, Florida 17 $ 2,248,000 $ 132,235 $ 53,000
Monmouth, New Jersey 17 $ 4,015,000 $ 236,176 $ 90,000
Mecklenburg, North Carolina 17 $ 2,736,000 $ 160,941 $ 59,000
Chesterfield, Virginia 17 $ 2,847,000 $ 167,470 $ 72,000
New Castle, Delaware 16 $ 2,349,000 $ 146,812 $ 48,000
Fulton, Georgia 16 $ 2,405,000 $ 150,312 $ 80,000
Marion, Indiana 16 $ 1,005,000 $ 62,812 $ 43,000
Middlesex, Massachusetts 16 $ 2,915,000 $ 182,187 $ 73,000
Jackson, Missouri 16 $ 1,527,000 $ 95,437 $ 52,000
Kings, New York 16 $ 4,718,000 $ 294,875 $ 83,000
Monroe, New York 16 $ 1,359,000 $ 84,937 $ 39,000
Lee, Florida 15 $ 3,027,000 $ 201,800 $ 85,000
Richmond, New York 15 $ 4,011,000 $ 267,400 $ 82,000
Delaware, Pennsylvania 15 $ 1,703,000 $ 113,533 $ 68,000
Monroe, Pennsylvania 15 $ 2,032,000 $ 135,466 $ 55,000
New Haven, Connecticut 14 $ 2,055,000 $ 146,785 $ 52,000
Worcester, Massachusetts 14 $ 2,012,000 $ 143,714 $ 59,000
Queens, New York 14 $ 4,431,000 $ 316,500 $ 68,000
Cumberland, North Carolina 14 $ 1,260,000 $ 90,000 $ 59,000
Montgomery, Pennsylvania 14 $ 2,346,000 $ 167,571 $ 59,000
King, Washington 14 $ 3,763,000 $ 268,785 $ 98,000
San Bernardino, California 13 $ 2,096,000 $ 161,230 $ 51,000
Volusia, Florida 13 $ 1,010,000 $ 77,692 $ 40,000
Essex, New Jersey 13 $ 3,037,000 $ 233,615 $ 92,000
Gloucester, New Jersey 13 $ 2,350,000 $ 180,769 $ 89,000
Hudson, New Jersey 13 $ 2,869,000 $ 220,692 $ 74,000
Wake, North Carolina 13 $ 2,077,000 $ 159,769 $ 70,000
Luzerne, Pennsylvania 13 $ 1,130,000 $ 86,923 $ 37,000
Snohomish, Washington 13 $ 2,539,000 $ 195,307 $ 50,000
Marion, Florida 12 $ 1,381,000 $ 115,083 $ 47,000
DeKalb, Georgia 12 $ 1,539,000 $ 128,250 $ 63,000
St. Louis, Missouri 12 $ 1,137,000 $ 94,750 $ 53,000
Morris, New Jersey 12 $ 3,490,000 $ 290,833 $ 110,000
Orange, New York 12 $ 2,587,000 $ 215,583 $ 96,000
Cuyahoga, Ohio 12 $ 1,310,000 $ 109,166 $ 45,000
Lancaster, Pennsylvania 12 $ 1,373,000 $ 114,416 $ 55,000
Richland, South Carolina 12 $ 1,115,000 $ 92,916 $ 51,000
Spokane, Washington 12 $ 1,888,000 $ 157,333 $ 59,000
Macomb, Michigan 11 $ 1,299,000 $ 118,090 $ 54,000
Mercer, New Jersey 11 $ 1,528,000 $ 138,909 $ 53,000
Onondaga, New York 11 $ 761,000 $ 69,181 $ 61,000
Ulster, New York 11 $ 1,585,000 $ 144,090 $ 61,000
Fayette, Pennsylvania 11 $ 530,000 $ 48,181 $ 43,000
Horry, South Carolina 11 $ 1,537,000 $ 139,727 $ 45,000
Fairfield, Connecticut 10 $ 2,124,000 $ 212,400 $ 55,000
Sussex, Delaware 10 $ 1,376,000 $ 137,600 $ 45,000
Brevard, Florida 10 $ 1,178,000 $ 117,800 $ 36,000
Cumberland, New Jersey 10 $ 1,040,000 $ 104,000 $ 46,000
Oneida, New York 10 $ 798,000 $ 79,800 $ 56,000
New Hanover, North Carolina 10 $ 1,747,000 $ 174,700 $ 69,000
Bucks, Pennsylvania 10 $ 1,574,000 $ 157,400 $ 60,000
Charleston, South Carolina 10 $ 1,567,000 $ 156,700 $ 58,000
Virginia Beach, Virginia 10 $ 1,708,000 $ 170,800 $ 66,000
Hartford, Connecticut 9 $ 1,534,000 $ 170,444 $ 74,000
New London, Connecticut 9 $ 2,032,000 $ 225,777 $ 96,000
Cobb, Georgia 9 $ 992,000 $ 110,222 $ 56,000
Will, Illinois 9 $ 1,182,000 $ 131,333 $ 48,000
Lake, Indiana 9 $ 835,000 $ 92,777 $ 63,000
Cumberland, Maine 9 $ 1,279,000 $ 142,111 $ 138,000
Carroll, Maryland 9 $ 1,967,000 $ 218,555 $ 95,000
Howard, Maryland 9 $ 2,202,000 $ 244,666 $ 78,000
Barnstable, Massachusetts 9 $ 1,870,000 $ 207,777 $ 96,000
Genesee, Michigan 9 $ 412,000 $ 45,777 $ 35,000
Union, New Jersey 9 $ 1,707,000 $ 189,666 $ 68,000
Dutchess, New York 9 $ 1,750,000 $ 194,444 $ 66,000
Sullivan, New York 9 $ 1,268,000 $ 140,888 $ 61,000
Iredell, North Carolina 9 $ 1,509,000 $ 167,666 $ 62,000
Hamilton, Ohio 9 $ 587,000 $ 65,222 $ 46,000
Berks, Pennsylvania 9 $ 1,366,000 $ 151,777 $ 66,000
York, Pennsylvania 9 $ 951,000 $ 105,666 $ 51,000
Providence, Rhode Island 9 $ 2,062,000 $ 229,111 $ 79,000
Prince William, Virginia 9 $ 1,767,000 $ 196,333 $ 71,000
Lake, Florida 8 $ 1,557,000 $ 194,625 $ 69,000
Chatham, Georgia 8 $ 822,000 $ 102,750 $ 45,000
Clayton, Georgia 8 $ 721,000 $ 90,125 $ 37,000
Gwinnett, Georgia 8 $ 873,000 $ 109,125 $ 67,000
St. Joseph, Indiana 8 $ 679,000 $ 84,875 $ 59,000
Bristol, Massachusetts 8 $ 1,812,000 $ 226,500 $ 72,000
Plymouth, Massachusetts 8 $ 1,949,000 $ 243,625 $ 69,000
Hillsborough, New Hampshire 8 $ 1,327,000 $ 165,875 $ 75,000
Saratoga, New York 8 $ 935,000 $ 116,875 $ 58,000
Franklin, Ohio 8 $ 891,000 $ 111,375 $ 52,000
Spartanburg, South Carolina 8 $ 719,000 $ 89,875 $ 36,000
Portsmouth, Virginia 8 $ 1,188,000 $ 148,500 $ 59,000
Pierce, Washington 8 $ 1,386,000 $ 173,250 $ 67,000
Milwaukee, Wisconsin 8 $ 1,126,000 $ 140,750 $ 83,000
Orange, California 7 $ 1,559,000 $ 222,714 $ 77,000
Riverside, California 7 $ 1,038,000 $ 148,285 $ 56,000
Denver, Colorado 7 $ 799,000 $ 114,142 $ 37,000
Charlotte, Florida 7 $ 865,000 $ 123,571 $ 58,000
Collier, Florida 7 $ 1,054,000 $ 150,571 $ 45,000
Hernando, Florida 7 $ 541,000 $ 77,285 $ 45,000
Seminole, Florida 7 $ 1,030,000 $ 147,142 $ 49,000
Lake, Illinois 7 $ 1,672,000 $ 238,857 $ 112,000
St. Clair, Illinois 7 $ 609,000 $ 87,000 $ 56,000
Washington, Maryland 7 $ 1,266,000 $ 180,857 $ 62,000
Bergen, New Jersey 7 $ 2,093,000 $ 299,000 $ 117,000
Albany, New York 7 $ 694,000 $ 99,142 $ 52,000
New York, New York 7 $ 2,199,000 $ 314,142 $ 155,000
Oswego, New York 7 $ 409,000 $ 58,428 $ 56,000
Schenectady, New York 7 $ 940,000 $ 134,285 $ 66,000
Westchester, New York 7 $ 1,785,000 $ 255,000 $ 104,000
Cabarrus, North Carolina 7 $ 793,000 $ 113,285 $ 46,000
Forsyth, North Carolina 7 $ 728,000 $ 104,000 $ 60,000
Johnston, North Carolina 7 $ 631,000 $ 90,142 $ 41,000
Lehigh, Pennsylvania 7 $ 790,000 $ 112,857 $ 52,000
Chesapeake, Virginia 7 $ 1,242,000 $ 177,428 $ 59,000
Norfolk, Virginia 7 $ 809,000 $ 115,571 $ 47,000
Citrus, Florida 6 $ 673,000 $ 112,166 $ 39,000
Manatee, Florida 6 $ 2,237,000 $ 372,833 $ 184,000
Osceola, Florida 6 $ 663,000 $ 110,500 $ 57,000
Pasco, Florida 6 $ 766,000 $ 127,666 $ 46,000
Sarasota, Florida 6 $ 631,000 $ 105,166 $ 37,000
Bibb, Georgia 6 $ 336,000 $ 56,000 $ 55,000
Allen, Indiana 6 $ 410,000 $ 68,333 $ 62,000
Charles, Maryland 6 $ 1,297,000 $ 216,166 $ 75,000
Kent, Michigan 6 $ 637,000 $ 106,166 $ 60,000
Saginaw, Michigan 6 $ 445,000 $ 74,166 $ 28,000
Dunklin, Missouri 6 $ 330,000 $ 55,000 $ 41,000
Somerset, New Jersey 6 $ 1,089,000 $ 181,500 $ 77,000
Sussex, New Jersey 6 $ 1,401,000 $ 233,500 $ 85,000
Chautauqua, New York 6 $ 351,000 $ 58,500 $ 43,000
Durham, North Carolina 6 $ 365,000 $ 60,833 $ 41,000
Edgecombe, North Carolina 6 $ 651,000 $ 108,500 $ 54,000
Beaver, Pennsylvania 6 $ 571,000 $ 95,166 $ 46,000
Blair, Pennsylvania 6 $ 354,000 $ 59,000 $ 34,000
Greene, Pennsylvania 6 $ 381,000 $ 63,500 $ 38,000
Schuylkill, Pennsylvania 6 $ 474,000 $ 79,000 $ 54,000
Westmoreland, Pennsylvania 6 $ 762,000 $ 127,000 $ 68,000
Lexington, South Carolina 6 $ 490,000 $ 81,666 $ 45,000
Shelby, Tennessee 6 $ 419,000 $ 69,833 $ 54,000
Stafford, Virginia 6 $ 977,000 $ 162,833 $ 77,000
Kern, California 5 $ 554,000 $ 110,800 $ 24,000
Tulare, California 5 $ 811,000 $ 162,200 $ 37,000
Jefferson, Colorado 5 $ 822,000 $ 164,400 $ 44,000
Nassau, Florida 5 $ 741,000 $ 148,200 $ 56,000
St. Lucie, Florida 5 $ 648,000 $ 129,600 $ 51,000
Houston, Georgia 5 $ 524,000 $ 104,800 $ 49,000
Paulding, Georgia 5 $ 525,000 $ 105,000 $ 43,000
Richmond, Georgia 5 $ 339,000 $ 67,800 $ 45,000
DuPage, Illinois 5 $ 1,340,000 $ 268,000 $ 72,000
Kane, Illinois 5 $ 969,000 $ 193,800 $ 84,000
Madison, Illinois 5 $ 282,000 $ 56,400 $ 53,000
Peoria, Illinois 5 $ 353,000 $ 70,600 $ 51,000
LaPorte, Indiana 5 $ 817,000 $ 163,400 $ 56,000
Starke, Indiana 5 $ 319,000 $ 63,800 $ 30,000
Androscoggin, Maine 5 $ 545,000 $ 109,000 $ 48,000
Dorchester, Maryland 5 $ 938,000 $ 187,600 $ 53,000
Frederick, Maryland 5 $ 612,000 $ 122,400 $ 59,000
Harford, Maryland 5 $ 1,056,000 $ 211,200 $ 70,000
Essex, Massachusetts 5 $ 1,288,000 $ 257,600 $ 74,000
Norfolk, Massachusetts 5 $ 1,475,000 $ 295,000 $ 107,000
Suffolk, Massachusetts 5 $ 1,256,000 $ 251,200 $ 80,000
Belknap, New Hampshire 5 $ 703,000 $ 140,600 $ 75,000
Salem, New Jersey 5 $ 1,008,000 $ 201,600 $ 68,000
Bronx, New York 5 $ 1,472,000 $ 294,400 $ 110,000
Chenango, New York 5 $ 385,000 $ 77,000 $ 38,000
Essex, New York 5 $ 348,000 $ 69,600 $ 50,000
Fulton, New York 5 $ 426,000 $ 85,200 $ 68,000
Herkimer, New York 5 $ 354,000 $ 70,800 $ 33,000
Orleans, New York 5 $ 290,000 $ 58,000 $ 34,000
Otsego, New York 5 $ 418,000 $ 83,600 $ 40,000
Putnam, New York 5 $ 1,165,000 $ 233,000 $ 90,000
St. Lawrence, New York 5 $ 464,000 $ 92,800 $ 53,000
Buncombe, North Carolina 5 $ 1,066,000 $ 213,200 $ 69,000
Craven, North Carolina 5 $ 760,000 $ 152,000 $ 40,000
Guilford, North Carolina 5 $ 522,000 $ 104,400 $ 59,000
Rutherford, North Carolina 5 $ 582,000 $ 116,400 $ 39,000
Union, North Carolina 5 $ 664,000 $ 132,800 $ 69,000
Columbiana, Ohio 5 $ 362,000 $ 72,400 $ 52,000
Fairfield, Ohio 5 $ 594,000 $ 118,800 $ 67,000
Marion, Ohio 5 $ 512,000 $ 102,400 $ 73,000
Summit, Ohio 5 $ 690,000 $ 138,000 $ 63,000
Dauphin, Pennsylvania 5 $ 398,000 $ 79,600 $ 32,000
Lawrence, Pennsylvania 5 $ 256,000 $ 51,200 $ 34,000
Northampton, Pennsylvania 5 $ 699,000 $ 139,800 $ 59,000
Anderson, South Carolina 5 $ 336,000 $ 67,200 $ 39,000
York, South Carolina 5 $ 375,000 $ 75,000 $ 39,000
Buena Vista, Virginia 5 $ 607,000 $ 121,400 $ 204,000
Hampton, Virginia 5 $ 592,000 $ 118,400 $ 45,000
Henrico, Virginia 5 $ 725,000 $ 145,000 $ 52,000
Contra Costa, California 4 $ 1,196,000 $ 299,000 $ 55,000
Imperial, California 4 $ 599,000 $ 149,750 $ 45,000
Sacramento, California 4 $ 543,000 $ 135,750 $ 49,000
San Diego, California 4 $ 842,000 $ 210,500 $ 44,000
Santa Clara, California 4 $ 1,142,000 $ 285,500 $ 54,000
Douglas, Colorado 4 $ 898,000 $ 224,500 $ 91,000
Windham, Connecticut 4 $ 626,000 $ 156,500 $ 51,000
Leon, Florida 4 $ 680,000 $ 170,000 $ 92,000
St. Johns, Florida 4 $ 374,000 $ 93,500 $ 69,000
Bartow, Georgia 4 $ 528,000 $ 132,000 $ 64,000
Douglas, Georgia 4 $ 550,000 $ 137,500 $ 67,000
Muscogee, Georgia 4 $ 304,000 $ 76,000 $ 51,000
McHenry, Illinois 4 $ 745,000 $ 186,250 $ 71,000
Sangamon, Illinois 4 $ 241,000 $ 60,250 $ 31,000
Vermilion, Illinois 4 $ 303,000 $ 75,750 $ 39,000
Johnson, Indiana 4 $ 989,000 $ 247,250 $ 61,000
Monroe, Indiana 4 $ 303,000 $ 75,750 $ 53,000
York, Maine 4 $ 595,000 $ 148,750 $ 55,000
Calvert, Maryland 4 $ 843,000 $ 210,750 $ 49,000
Cecil, Maryland 4 $ 662,000 $ 165,500 $ 84,000
Queen Anne's, Maryland 4 $ 1,033,000 $ 258,250 $ 61,000
St. Mary's, Maryland 4 $ 953,000 $ 238,250 $ 56,000
Allegan, Michigan 4 $ 362,000 $ 90,500 $ 40,000
Calhoun, Michigan 4 $ 299,000 $ 74,750 $ 36,000
St. Louis, Minnesota 4 $ 499,000 $ 124,750 $ 45,000
Clay, Missouri 4 $ 256,000 $ 64,000 $ 46,000
Hunterdon, New Jersey 4 $ 1,140,000 $ 285,000 $ 115,000
Broome, New York 4 $ 211,000 $ 52,750 $ 43,000
Chemung, New York 4 $ 210,000 $ 52,500 $ 39,000
Delaware, New York 4 $ 292,000 $ 73,000 $ 64,000
Jefferson, New York 4 $ 347,000 $ 86,750 $ 42,000
Brunswick, North Carolina 4 $ 485,000 $ 121,250 $ 41,000
Wayne, North Carolina 4 $ 248,000 $ 62,000 $ 50,000
Butler, Ohio 4 $ 524,000 $ 131,000 $ 95,000
Lucas, Ohio 4 $ 274,000 $ 68,500 $ 73,000
Mahoning, Ohio 4 $ 338,000 $ 84,500 $ 42,000
Stark, Ohio 4 $ 310,000 $ 77,500 $ 49,000
Adams, Pennsylvania 4 $ 511,000 $ 127,750 $ 43,000
Butler, Pennsylvania 4 $ 500,000 $ 125,000 $ 40,000
Chester, Pennsylvania 4 $ 846,000 $ 211,500 $ 71,000
Columbia, Pennsylvania 4 $ 463,000 $ 115,750 $ 35,000
Lackawanna, Pennsylvania 4 $ 334,000 $ 83,500 $ 65,000
Washington, Rhode Island 4 $ 677,000 $ 169,250 $ 75,000
Clarendon, South Carolina 4 $ 408,000 $ 102,000 $ 47,000
Blount, Tennessee 4 $ 557,000 $ 139,250 $ 41,000
Davidson, Tennessee 4 $ 470,000 $ 117,500 $ 73,000
Montgomery, Tennessee 4 $ 365,000 $ 91,250 $ 60,000
Sevier, Tennessee 4 $ 792,000 $ 198,000 $ 96,000
Sullivan, Tennessee 4 $ 362,000 $ 90,500 $ 66,000
Waukesha, Wisconsin 4 $ 665,000 $ 166,250 $ 111,000
Fresno, California 3 $ 353,000 $ 117,666 $ 37,000
Placer, California 3 $ 543,000 $ 181,000 $ 35,000
Shasta, California 3 $ 330,000 $ 110,000 $ 24,000
Escambia, Florida 3 $ 164,000 $ 54,666 $ 33,000
Highlands, Florida 3 $ 497,000 $ 165,666 $ 61,000
Levy, Florida 3 $ 438,000 $ 146,000 $ 34,000
Santa Rosa, Florida 3 $ 253,000 $ 84,333 $ 38,000
Cherokee, Georgia 3 $ 386,000 $ 128,666 $ 69,000
Clarke, Georgia 3 $ 194,000 $ 64,666 $ 33,000
Columbia, Georgia 3 $ 289,000 $ 96,333 $ 51,000
Effingham, Georgia 3 $ 386,000 $ 128,666 $ 68,000
Forsyth, Georgia 3 $ 721,000 $ 240,333 $ 65,000
Glynn, Georgia 3 $ 257,000 $ 85,666 $ 61,000
Henry, Georgia 3 $ 422,000 $ 140,666 $ 48,000
Jackson, Georgia 3 $ 226,000 $ 75,333 $ 31,000
Pike, Georgia 3 $ 431,000 $ 143,666 $ 32,000
Tift, Georgia 3 $ 192,000 $ 64,000 $ 49,000
Walker, Georgia 3 $ 249,000 $ 83,000 $ 26,000
DeKalb, Illinois 3 $ 516,000 $ 172,000 $ 78,000
Kankakee, Illinois 3 $ 245,000 $ 81,666 $ 34,000
Kendall, Illinois 3 $ 436,000 $ 145,333 $ 73,000
Livingston, Illinois 3 $ 220,000 $ 73,333 $ 69,000
Tazewell, Illinois 3 $ 145,000 $ 48,333 $ 40,000
Grant, Indiana 3 $ 169,000 $ 56,333 $ 40,000
Hamilton, Indiana 3 $ 431,000 $ 143,666 $ 68,000
Hendricks, Indiana 3 $ 199,000 $ 66,333 $ 38,000
Putnam, Indiana 3 $ 187,000 $ 62,333 $ 36,000
Vanderburgh, Indiana 3 $ 186,000 $ 62,000 $ 58,000
Garrett, Maryland 3 $ 313,000 $ 104,333 $ 55,000
Talbot, Maryland 3 $ 567,000 $ 189,000 $ 51,000
Hampden, Massachusetts 3 $ 300,000 $ 100,000 $ 27,000
Gratiot, Michigan 3 $ 202,000 $ 67,333 $ 36,000
Jackson, Michigan 3 $ 189,000 $ 63,000 $ 48,000
Kalamazoo, Michigan 3 $ 563,000 $ 187,666 $ 27,000
Muskegon, Michigan 3 $ 169,000 $ 56,333 $ 42,000
Roscommon, Michigan 3 $ 144,000 $ 48,000 $ 69,000
St. Clair, Michigan 3 $ 255,000 $ 85,000 $ 58,000
Ramsey, Minnesota 3 $ 508,000 $ 169,333 $ 57,000
Jefferson, Missouri 3 $ 430,000 $ 143,333 $ 64,000
Platte, Missouri 3 $ 403,000 $ 134,333 $ 47,000
St. Louis City, Missouri 3 $ 232,000 $ 77,333 $ 55,000
Rockingham, New Hampshire 3 $ 528,000 $ 176,000 $ 64,000
Warren, New Jersey 3 $ 789,000 $ 263,000 $ 107,000
Cattaraugus, New York 3 $ 188,000 $ 62,666 $ 52,000
Clinton, New York 3 $ 183,000 $ 61,000 $ 18,000
Franklin, New York 3 $ 144,000 $ 48,000 $ 50,000
Niagara, New York 3 $ 349,000 $ 116,333 $ 48,000
Rockland, New York 3 $ 535,000 $ 178,333 $ 82,000
Steuben, New York 3 $ 127,000 $ 42,333 $ 41,000
Wayne, New York 3 $ 176,000 $ 58,666 $ 45,000
Beaufort, North Carolina 3 $ 322,000 $ 107,333 $ 53,000
Caldwell, North Carolina 3 $ 193,000 $ 64,333 $ 27,000
Cleveland, North Carolina 3 $ 479,000 $ 159,666 $ 64,000
Gates, North Carolina 3 $ 143,000 $ 47,666 $ 38,000
Martin, North Carolina 3 $ 303,000 $ 101,000 $ 79,000
Onslow, North Carolina 3 $ 272,000 $ 90,666 $ 34,000
Robeson, North Carolina 3 $ 217,000 $ 72,333 $ 47,000
Rowan, North Carolina 3 $ 384,000 $ 128,000 $ 51,000
Delaware, Ohio 3 $ 518,000 $ 172,666 $ 74,000
Huron, Ohio 3 $ 371,000 $ 123,666 $ 52,000
Licking, Ohio 3 $ 358,000 $ 119,333 $ 83,000
Lorain, Ohio 3 $ 301,000 $ 100,333 $ 37,000
Montgomery, Ohio 3 $ 167,000 $ 55,666 $ 48,000
Sandusky, Ohio 3 $ 281,000 $ 93,666 $ 50,000
Warren, Ohio 3 $ 337,000 $ 112,333 $ 52,000
Bedford, Pennsylvania 3 $ 228,000 $ 76,000 $ 37,000
Carbon, Pennsylvania 3 $ 198,000 $ 66,000 $ 42,000
Clearfield, Pennsylvania 3 $ 173,000 $ 57,666 $ 21,000
Franklin, Pennsylvania 3 $ 470,000 $ 156,666 $ 49,000
Lycoming, Pennsylvania 3 $ 341,000 $ 113,666 $ 42,000
Northumberland, Pennsylvania 3 $ 265,000 $ 88,333 $ 38,000
Pike, Pennsylvania 3 $ 434,000 $ 144,666 $ 65,000
Tioga, Pennsylvania 3 $ 304,000 $ 101,333 $ 61,000
Washington, Pennsylvania 3 $ 185,000 $ 61,666 $ 26,000
Kent, Rhode Island 3 $ 697,000 $ 232,333 $ 77,000
Aiken, South Carolina 3 $ 185,000 $ 61,666 $ 37,000
Berkeley, South Carolina 3 $ 363,000 $ 121,000 $ 46,000
Darlington, South Carolina 3 $ 106,000 $ 35,333 $ 43,000
Florence, South Carolina 3 $ 459,000 $ 153,000 $ 37,000
Lancaster, South Carolina 3 $ 204,000 $ 68,000 $ 44,000
Laurens, South Carolina 3 $ 246,000 $ 82,000 $ 53,000
Pickens, South Carolina 3 $ 182,000 $ 60,666 $ 38,000
Sumter, South Carolina 3 $ 342,000 $ 114,000 $ 40,000
Albemarle, Virginia 3 $ 430,000 $ 143,333 $ 45,000
Alexandria, Virginia 3 $ 601,000 $ 200,333 $ 71,000
Campbell, Virginia 3 $ 180,000 $ 60,000 $ 43,000
Fauquier, Virginia 3 $ 476,000 $ 158,666 $ 30,000
Spotsylvania, Virginia 3 $ 888,000 $ 296,000 $ 84,000
Suffolk, Virginia 3 $ 295,000 $ 98,333 $ 52,000
Klickitat, Washington 3 $ 273,000 $ 91,000 $ 42,000
Skagit, Washington 3 $ 502,000 $ 167,333 $ 54,000
Rock, Wisconsin 3 $ 359,000 $ 119,666 $ 41,000
Butte, California 2 $ 297,000 $ 148,500 $ 32,000
Monterey, California 2 $ 340,000 $ 170,000 $ 58,000
San Francisco, California 2 $ 751,000 $ 375,500 $ 82,000
San Mateo, California 2 $ 662,000 $ 331,000 $ 77,000
Santa Barbara, California 2 $ 370,000 $ 185,000 $ 87,000
Santa Cruz, California 2 $ 473,000 $ 236,500 $ 71,000
Ventura, California 2 $ 369,000 $ 184,500 $ 66,000
Boulder, Colorado 2 $ 354,000 $ 177,000 $ 75,000
Elbert, Colorado 2 $ 382,000 $ 191,000 $ 82,000
Garfield, Colorado 2 $ 360,000 $ 180,000 $ 56,000
Larimer, Colorado 2 $ 282,000 $ 141,000 $ 283,000
Kent, Delaware 2 $ 229,000 $ 114,500 $ 27,000
Bay, Florida 2 $ 240,000 $ 120,000 $ 29,000
Columbia, Florida 2 $ 260,000 $ 130,000 $ 65,000
Flagler, Florida 2 $ 171,000 $ 85,500 $ 45,000
Gadsden, Florida 2 $ 104,000 $ 52,000 $ 76,000
Glades, Florida 2 $ 236,000 $ 118,000 $ 26,000
Indian River, Florida 2 $ 182,000 $ 91,000 $ 47,000
Jefferson, Florida 2 $ 87,000 $ 43,500 $ 44,000
Okaloosa, Florida 2 $ 369,000 $ 184,500 $ 55,000
Putnam, Florida 2 $ 226,000 $ 113,000 $ 53,000
Camden, Georgia 2 $ 109,000 $ 54,500 $ 26,000
Carroll, Georgia 2 $ 161,000 $ 80,500 $ 48,000
Cook, Georgia 2 $ 124,000 $ 62,000 $ 25,000
Coweta, Georgia 2 $ 286,000 $ 143,000 $ 60,000
Dougherty, Georgia 2 $ 103,000 $ 51,500 $ 75,000
Elbert, Georgia 2 $ 121,000 $ 60,500 $ 25,000
Hall, Georgia 2 $ 592,000 $ 296,000 $ 81,000
Haralson, Georgia 2 $ 172,000 $ 86,000 $ 60,000
Polk, Georgia 2 $ 84,000 $ 42,000 $ 28,000
Washington, Georgia 2 $ 146,000 $ 73,000 $ 19,000
Wayne, Georgia 2 $ 187,000 $ 93,500 $ 39,000
Whitfield, Georgia 2 $ 326,000 $ 163,000 $ 120,000
Wilkinson, Georgia 2 $ 142,000 $ 71,000 $ 43,000
Bureau, Illinois 2 $ 210,000 $ 105,000 $ 70,000
Champaign, Illinois 2 $ 167,000 $ 83,500 $ 40,000
Coles, Illinois 2 $ 505,000 $ 252,500 $ 106,000
LaSalle, Illinois 2 $ 131,000 $ 65,500 $ 40,000
Macon, Illinois 2 $ 125,000 $ 62,500 $ 22,000
Marion, Illinois 2 $ 82,000 $ 41,000 $ 19,000
McLean, Illinois 2 $ 312,000 $ 156,000 $ 71,000
Moultrie, Illinois 2 $ 410,000 $ 205,000 $ 92,000
Washington, Illinois 2 $ 63,000 $ 31,500 $ 39,000
Williamson, Illinois 2 $ 220,000 $ 110,000 $ 79,000
Greene, Indiana 2 $ 64,000 $ 32,000 $ 28,000
Henry, Indiana 2 $ 113,000 $ 56,500 $ 55,000
Jackson, Indiana 2 $ 265,000 $ 132,500 $ 62,000
Randolph, Indiana 2 $ 149,000 $ 74,500 $ 65,000
Shelby, Indiana 2 $ 209,000 $ 104,500 $ 52,000
Oxford, Maine 2 $ 300,000 $ 150,000 $ 34,000
Piscataquis, Maine 2 $ 110,000 $ 55,000 $ 16,000
Allegany, Maryland 2 $ 194,000 $ 97,000 $ 41,000
Worcester, Maryland 2 $ 577,000 $ 288,500 $ 159,000
Franklin, Massachusetts 2 $ 539,000 $ 269,500 $ 36,000
Alpena, Michigan 2 $ 184,000 $ 92,000 $ 53,000
Lapeer, Michigan 2 $ 273,000 $ 136,500 $ 37,000
Livingston, Michigan 2 $ 295,000 $ 147,500 $ 37,000
Mecosta, Michigan 2 $ 262,000 $ 131,000 $ 43,000
Monroe, Michigan 2 $ 92,000 $ 46,000 $ 61,000
Oceana, Michigan 2 $ 116,000 $ 58,000 $ 23,000
Otsego, Michigan 2 $ 100,000 $ 50,000 $ 120,000
St. Joseph, Michigan 2 $ 112,000 $ 56,000 $ 36,000
Beltrami, Minnesota 2 $ 164,000 $ 82,000 $ 32,000
Freeborn, Minnesota 2 $ 192,000 $ 96,000 $ 46,000
Barry, Missouri 2 $ 265,000 $ 132,500 $ 39,000
Buchanan, Missouri 2 $ 74,000 $ 37,000 $ 61,000
Dallas, Missouri 2 $ 140,000 $ 70,000 $ 26,000
Pemiscot, Missouri 2 $ 101,000 $ 50,500 $ 57,000
Pettis, Missouri 2 $ 131,000 $ 65,500 $ 46,000
Pike, Missouri 2 $ 77,000 $ 38,500 $ 15,000
St. Charles, Missouri 2 $ 264,000 $ 132,000 $ 51,000
St. Francois, Missouri 2 $ 117,000 $ 58,500 $ 37,000
Stone, Missouri 2 $ 110,000 $ 55,000 $ 28,000
Grafton, New Hampshire 2 $ 297,000 $ 148,500 $ 65,000
Cape May, New Jersey 2 $ 317,000 $ 158,500 $ 47,000
Cayuga, New York 2 $ 157,000 $ 78,500 $ 30,000
Columbia, New York 2 $ 587,000 $ 293,500 $ 70,000
Cortland, New York 2 $ 151,000 $ 75,500 $ 58,000
Genesee, New York 2 $ 273,000 $ 136,500 $ 79,000
Montgomery, New York 2 $ 228,000 $ 114,000 $ 54,000
Ontario, New York 2 $ 138,000 $ 69,000 $ 44,000
Rensselaer, New York 2 $ 265,000 $ 132,500 $ 57,000
Schoharie, New York 2 $ 264,000 $ 132,000 $ 50,000
Schuyler, New York 2 $ 207,000 $ 103,500 $ 42,000
Warren, New York 2 $ 208,000 $ 104,000 $ 31,000
Wyoming, New York 2 $ 137,000 $ 68,500 $ 32,000
Alamance, North Carolina 2 $ 223,000 $ 111,500 $ 47,000
Ashe, North Carolina 2 $ 144,000 $ 72,000 $ 32,000
Burke, North Carolina 2 $ 152,000 $ 76,000 $ 54,000
Catawba, North Carolina 2 $ 288,000 $ 144,000 $ 42,000
Dare, North Carolina 2 $ 258,000 $ 129,000 $ 58,000
Davidson, North Carolina 2 $ 180,000 $ 90,000 $ 43,000
Haywood, North Carolina 2 $ 404,000 $ 202,000 $ 100,000
Henderson, North Carolina 2 $ 142,000 $ 71,000 $ 46,000
Macon, North Carolina 2 $ 333,000 $ 166,500 $ 52,000
Moore, North Carolina 2 $ 274,000 $ 137,000 $ 102,000
Pitt, North Carolina 2 $ 145,000 $ 72,500 $ 40,000
Rockingham, North Carolina 2 $ 149,000 $ 74,500 $ 53,000
Scotland, North Carolina 2 $ 223,000 $ 111,500 $ 54,000
Vance, North Carolina 2 $ 92,000 $ 46,000 $ 62,000
Allen, Ohio 2 $ 146,000 $ 73,000 $ 58,000
Belmont, Ohio 2 $ 321,000 $ 160,500 $ 93,000
Erie, Ohio 2 $ 97,000 $ 48,500 $ 38,000
Hancock, Ohio 2 $ 142,000 $ 71,000 $ 27,000
Lake, Ohio 2 $ 265,000 $ 132,500 $ 59,000
Portage, Ohio 2 $ 173,000 $ 86,500 $ 37,000
Preble, Ohio 2 $ 207,000 $ 103,500 $ 59,000
Richland, Ohio 2 $ 177,000 $ 88,500 $ 45,000
Scioto, Ohio 2 $ 160,000 $ 80,000 $ 39,000
Trumbull, Ohio 2 $ 191,000 $ 95,500 $ 55,000
Armstrong, Pennsylvania 2 $ 65,000 $ 32,500 $ 17,000
Cumberland, Pennsylvania 2 $ 58,000 $ 29,000 $ 56,000
Erie, Pennsylvania 2 $ 175,000 $ 87,500 $ 44,000
Mercer, Pennsylvania 2 $ 92,000 $ 46,000 $ 66,000
Mifflin, Pennsylvania 2 $ 101,000 $ 50,500 $ 24,000
Warren, Pennsylvania 2 $ 51,000 $ 25,500 $ 24,000
Newport, Rhode Island 2 $ 506,000 $ 253,000 $ 85,000
Beaufort, South Carolina 2 $ 181,000 $ 90,500 $ 17,000
Chester, South Carolina 2 $ 176,000 $ 88,000 $ 36,000
Georgetown, South Carolina 2 $ 231,000 $ 115,500 $ 34,000
Greenville, South Carolina 2 $ 276,000 $ 138,000 $ 44,000
Greenwood, South Carolina 2 $ 279,000 $ 139,500 $ 88,000
Marlboro, South Carolina 2 $ 116,000 $ 58,000 $ 24,000
Newberry, South Carolina 2 $ 129,000 $ 64,500 $ 71,000
Campbell, Tennessee 2 $ 117,000 $ 58,500 $ 13,000
Carroll, Tennessee 2 $ 108,000 $ 54,000 $ 27,000
Cumberland, Tennessee 2 $ 262,000 $ 131,000 $ 48,000
Hamblen, Tennessee 2 $ 201,000 $ 100,500 $ 42,000
Hamilton, Tennessee 2 $ 213,000 $ 106,500 $ 21,000
Jefferson, Tennessee 2 $ 286,000 $ 143,000 $ 50,000
Knox, Tennessee 2 $ 377,000 $ 188,500 $ 63,000
Rutherford, Tennessee 2 $ 173,000 $ 86,500 $ 32,000
Sequatchie, Tennessee 2 $ 240,000 $ 120,000 $ 47,000
Sumner, Tennessee 2 $ 213,000 $ 106,500 $ 55,000
Accomack, Virginia 2 $ 104,000 $ 52,000 $ 22,000
Augusta, Virginia 2 $ 172,000 $ 86,000 $ 20,000
Caroline, Virginia 2 $ 465,000 $ 232,500 $ 66,000
Covington, Virginia 2 $ 105,000 $ 52,500 $ 40,000
Culpeper, Virginia 2 $ 357,000 $ 178,500 $ 70,000
Loudoun, Virginia 2 $ 775,000 $ 387,500 $ 157,000
New Kent, Virginia 2 $ 385,000 $ 192,500 $ 81,000
Petersburg, Virginia 2 $ 245,000 $ 122,500 $ 52,000
Richmond City, Virginia 2 $ 335,000 $ 167,500 $ 72,000
Roanoke, Virginia 2 $ 226,000 $ 113,000 $ 88,000
Roanoke City, Virginia 2 $ 112,000 $ 56,000 $ 22,000
Warren, Virginia 2 $ 478,000 $ 239,000 $ 60,000
Winchester, Virginia 2 $ 270,000 $ 135,000 $ 40,000
Asotin, Washington 2 $ 363,000 $ 181,500 $ 50,000
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Mortgage Loan Application Detail Totals for Castle Point Mortgage, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,461 $490,985,000 $141,000 $1,495,000 $60,000 $720,000
Home Purchase 26 $5,030,000 $193,000 $520,000 $85,000 $277,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,628 $378,893,000 $144,000 $1,495,000 $61,000 $720,000
White 687 $94,424,000 $137,000 $417,000 $59,000 $480,000
Black or African American 124 $14,341,000 $115,000 $404,000 $52,000 $150,000
Hispanic 38 $6,268,000 $164,000 $405,000 $57,000 $130,000
Asian 7 $1,442,000 $206,000 $326,000 $78,000 $148,000
Native Hawaiian or Other Pacific Islander 2 $372,000 $186,000 $312,000 $50,000 $70,000
American Indian or Alaskan Native 1 $275,000 $275,000 $275,000 $43,000 $43,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,729 $392,422,000 $143,000 $1,495,000 $59,000 $720,000
FHA-insured (Federal Housing Administration) 758 $103,593,000 $136,000 $350,000 $63,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,231 $184,718,000 $150,000 $712,000 $62,000 $528,000
Application Denied By Financial Institution 1,145 $152,041,000 $132,000 $1,495,000 $59,000 $720,000
Loan Originated 1,111 $159,256,000 $143,000 $417,000 $59,000 $480,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 272 $34,117,000 $125,000 $417,000 $57,000 $240,000
Credit History 228 $30,839,000 $135,000 $1,495,000 $58,000 $720,000
Debt-To-Income Ratio 82 $10,874,000 $132,000 $374,000 $50,000 $207,000
Employment History 14 $1,802,000 $128,000 $300,000 $53,000 $104,000
Unverifiable Information 11 $1,547,000 $140,000 $248,000 $58,000 $138,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Castle Point Mortgage, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Castle Point Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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