Catalyst Lending, Inc. Mortgage Lending & HMDA Data, 2011

In 2011, Catalyst Lending, Inc. of Greenwood Village, CO reported 1,410 mortgage applications totaling $350.6 million, up 65% from 2010. The average application was for $248,669, and applicants reported an average income of $108,653. 55% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Denver-Aurora-Broomfield, CO (365), Kansas City, MO-KS (289) and Santa Ana-Anaheim-Irvine, CA (166) (applications in parentheses).

Mortgage Company & Address Catalyst Lending, Inc.
6530 S Yosemite Street, Suite 310
Greenwood Village, CO 80111
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,410
Total Mortgage Loan Application Amount $350,624,000
Average Mortgage Loan Application Amount $248,669
Highest Mortgage Loan Application Amount $1,146,000
Average Applicant Income $108,653
Highest Applicant Income $1,333,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Catalyst Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Catalyst Lending, Inc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, California 166 $ 58,906,000 $ 354,855 $ 134,000
Los Angeles, California 118 $ 42,800,000 $ 362,711 $ 141,000
Johnson, Kansas 116 $ 22,962,000 $ 197,948 $ 97,000
Jackson, Missouri 115 $ 18,581,000 $ 161,573 $ 92,000
Denver, Colorado 102 $ 27,166,000 $ 266,333 $ 145,000
Arapahoe, Colorado 89 $ 19,816,000 $ 222,651 $ 93,000
Douglas, Colorado 76 $ 21,578,000 $ 283,921 $ 129,000
Riverside, California 66 $ 14,784,000 $ 224,000 $ 85,000
Jefferson, Colorado 65 $ 14,348,000 $ 220,738 $ 95,000
San Bernardino, California 58 $ 11,171,000 $ 192,603 $ 83,000
Clark, Nevada 42 $ 6,844,000 $ 162,952 $ 128,000
San Diego, California 40 $ 13,587,000 $ 339,675 $ 116,000
Lincoln, Nebraska 36 $ 4,039,000 $ 112,194 $ 58,000
La Plata, Colorado 31 $ 8,161,000 $ 263,258 $ 90,000
Pueblo, Colorado 21 $ 3,308,000 $ 157,523 $ 49,000
Clay, Missouri 21 $ 3,252,000 $ 154,857 $ 76,000
Adams, Colorado 20 $ 4,054,000 $ 202,700 $ 114,000
El Paso, Colorado 19 $ 3,429,000 $ 180,473 $ 64,000
Cass, Missouri 18 $ 3,545,000 $ 196,944 $ 101,000
Boulder, Colorado 16 $ 4,541,000 $ 283,812 $ 97,000
Santa Clara, California 12 $ 4,698,000 $ 391,500 $ 139,000
Maricopa, Arizona 9 $ 1,433,000 $ 159,222 $ 84,000
Ventura, California 9 $ 3,260,000 $ 362,222 $ 131,000
Stanislaus, California 7 $ 1,665,000 $ 237,857 $ 176,000
Montezuma, Colorado 7 $ 1,141,000 $ 163,000 $ 47,000
Contra Costa, California 6 $ 1,128,000 $ 188,000 $ 44,000
Sacramento, California 6 $ 1,268,000 $ 211,333 $ 89,000
Fresno, California 5 $ 1,062,000 $ 212,400 $ 102,000
San Mateo, California 5 $ 3,153,000 $ 630,600 $ 302,000
Elbert, Colorado 5 $ 1,310,000 $ 262,000 $ 106,000
Larimer, Colorado 5 $ 863,000 $ 172,600 $ 100,000
Marin, California 4 $ 2,049,000 $ 512,250 $ 166,000
Broomfield, Colorado 4 $ 1,298,000 $ 324,500 $ 103,000
Weld, Colorado 4 $ 814,000 $ 203,500 $ 81,000
Clinton, Missouri 4 $ 397,000 $ 99,250 $ 65,000
Solano, California 3 $ 673,000 $ 224,333 $ 60,000
Douglas, Kansas 3 $ 366,000 $ 122,000 $ 77,000
Wyandotte, Kansas 3 $ 420,000 $ 140,000 $ 92,000
Johnson, Missouri 3 $ 306,000 $ 102,000 $ 74,000
Lafayette, Missouri 3 $ 293,000 $ 97,666 $ 55,000
Alameda, California 2 $ 728,000 $ 364,000 $ 647,000
El Dorado, California 2 $ 824,000 $ 412,000 $ 192,000
Placer, California 2 $ 800,000 $ 400,000 $ 116,000
San Joaquin, California 2 $ 716,000 $ 358,000 $ 106,000
Santa Cruz, California 2 $ 730,000 $ 365,000 $ 98,000
Sonoma, California 2 $ 750,000 $ 375,000 $ 164,000
Clear Creek, Colorado 2 $ 714,000 $ 357,000 $ 88,000
Eagle, Colorado 2 $ 494,000 $ 247,000 $ 200,000
Grand, Colorado 2 $ 803,000 $ 401,500 $ 107,000
Park, Colorado 2 $ 412,000 $ 206,000 $ 88,000
Rio Grande, Colorado 2 $ 394,000 $ 197,000 $ 64,000
Summit, Colorado 2 $ 894,000 $ 447,000 $ 79,000
Teller, Colorado 2 $ 325,000 $ 162,500 $ 42,000
Coffey, Kansas 2 $ 328,000 $ 164,000 $ 89,000
Franklin, Kansas 2 $ 395,000 $ 197,500 $ 76,000
Jackson, Kansas 2 $ 416,000 $ 208,000 $ 99,000
Leavenworth, Kansas 2 $ 277,000 $ 138,500 $ 74,000
Miami, Kansas 2 $ 334,000 $ 167,000 $ 45,000
Republic, Kansas 2 $ 333,000 $ 166,500 $ 35,000
Greene, Missouri 2 $ 264,000 $ 132,000 $ 64,000
Platte, Missouri 2 $ 371,000 $ 185,500 $ 75,000
Yavapai, Arizona 1 $ 335,000 $ 335,000 $ 79,000
Kings, California 1 $ 260,000 $ 260,000 $ 142,000
Mono, California 1 $ 360,000 $ 360,000 $ 270,000
Monterey, California 1 $ 230,000 $ 230,000 $ 61,000
San Benito, California 1 $ 195,000 $ 195,000 $ 160,000
San Francisco, California 1 $ 620,000 $ 620,000 $ 235,000
Chaffee, Colorado 1 $ 125,000 $ 125,000 $ 130,000
Delta, Colorado 1 $ 237,000 $ 237,000 $ 76,000
Garfield, Colorado 1 $ 417,000 $ 417,000 $ 94,000
Mesa, Colorado 1 $ 197,000 $ 197,000 $ 54,000
Otero, Colorado 1 $ 161,000 $ 161,000 $ 72,000
Yuma, Colorado 1 $ 191,000 $ 191,000 $ 65,000
Butler, Kansas 1 $ 82,000 $ 82,000 $ 90,000
Osage, Kansas 1 $ 122,000 $ 122,000 $ 42,000
Scott, Kansas 1 $ 91,000 $ 91,000 $ 79,000
Shawnee, Kansas 1 $ 60,000 $ 60,000 $ 48,000
Bates, Missouri 1 $ 93,000 $ 93,000 $ 42,000
Callaway, Missouri 1 $ 68,000 $ 68,000 $ 42,000
Cooper, Missouri 1 $ 73,000 $ 73,000 $ 66,000
Henry, Missouri 1 $ 151,000 $ 151,000 $ 27,000
Dawson, Nebraska 1 $ 72,000 $ 72,000 $ 45,000
Keith, Nebraska 1 $ 148,000 $ 148,000 $ 55,000
Kimball, Nebraska 1 $ 47,000 $ 47,000 $ 104,000
Wayne, Nebraska 1 $ 264,000 $ 264,000 $ 128,000
Nye, Nevada 1 $ 154,000 $ 154,000 $ 139,000
Washoe, Nevada 1 $ 100,000 $ 100,000 $ 84,000

Mortgage Loan Application Detail Totals for Catalyst Lending, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 877 $234,425,000 $267,000 $1,146,000 $120,000 $1,333,000
Home Purchase 531 $115,702,000 $217,000 $975,000 $90,000 $425,000
Home Improvement 2 $497,000 $248,000 $252,000 $86,000 $96,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,063 $259,111,000 $243,000 $1,146,000 $109,000 $1,158,000
Hispanic 132 $31,592,000 $239,000 $800,000 $87,000 $345,000
Not Provided 108 $29,343,000 $271,000 $730,000 $124,000 $1,333,000
Asian 76 $23,706,000 $311,000 $819,000 $130,000 $578,000
Black or African American 23 $4,749,000 $206,000 $417,000 $87,000 $267,000
Native Hawaiian or Other Pacific Islander 5 $1,466,000 $293,000 $421,000 $71,000 $104,000
American Indian or Alaskan Native 3 $657,000 $219,000 $314,000 $88,000 $136,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,010 $268,119,000 $265,000 $1,146,000 $125,000 $1,333,000
FHA-insured (Federal Housing Administration) 338 $67,730,000 $200,000 $660,000 $69,000 $328,000
VA-guaranteed (Veterans Administration) 53 $13,169,000 $248,000 $500,000 $73,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,606,000 $178,000 $306,000 $51,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 772 $186,808,000 $241,000 $975,000 $109,000 $1,333,000
File Closed For Incompleteness 367 $93,589,000 $255,000 $1,146,000 $108,000 $1,200,000
Application Withdrawn By Applicant 233 $61,590,000 $264,000 $1,143,000 $114,000 $1,158,000
Application Denied By Financial Institution 27 $6,475,000 $239,000 $800,000 $85,000 $234,000
Application Approved But Not Accepted 11 $2,162,000 $196,000 $485,000 $66,000 $114,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 9 $2,003,000 $222,000 $350,000 $63,000 $94,000
Credit History 7 $1,318,000 $188,000 $280,000 $83,000 $234,000
Other 6 $1,763,000 $293,000 $800,000 $111,000 $214,000
Collateral 2 $373,000 $186,000 $244,000 $75,000 $106,000
Credit Application Incomplete 1 $417,000 $417,000 $417,000 $173,000 $173,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Catalyst Lending, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Catalyst Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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