Ccf - Auburn Hills Branch Mortgage Lending & HMDA Data, 2017
In 2017, Ccf - Auburn Hills Branch of Auburn Hills, MI reported 299 mortgage applications totaling $13.2 million, up 29% from 2016. The average application was for $44,046, and applicants reported an average income of $81,260. 66% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (185), Toledo, OH (49) and Detroit-Dearborn-Livonia, MI (34) (applications in parentheses).
| Mortgage Company & Address | Ccf - Auburn Hills Branch 2955 University Drive Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 299 |
| Total Mortgage Loan Application Amount | $13,170,000 |
| Average Mortgage Loan Application Amount | $44,046 |
| Highest Mortgage Loan Application Amount | $736,000 |
| Average Applicant Income | $81,260 |
| Highest Applicant Income | $516,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ccf - Auburn Hills Branch filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland, Michigan | 107 | $ 5,830,000 | $ 54,485 | $ 95,000 |
| Macomb, Michigan | 69 | $ 2,427,000 | $ 35,173 | $ 78,000 |
| Wayne, Michigan | 34 | $ 1,196,000 | $ 35,176 | $ 49,000 |
| Lucas, Ohio | 26 | $ 544,000 | $ 20,923 | $ 63,000 |
| Wood, Ohio | 21 | $ 807,000 | $ 38,428 | $ 86,000 |
| Ottawa, Ohio | 5 | $ 298,000 | $ 59,600 | $ 94,000 |
| St. Clair, Michigan | 4 | $ 139,000 | $ 34,750 | $ 81,000 |
| Genesee, Michigan | 3 | $ 181,000 | $ 60,333 | $ 91,000 |
| Lapeer, Michigan | 3 | $ 161,000 | $ 53,666 | $ 93,000 |
| Monroe, Michigan | 3 | $ 291,000 | $ 97,000 | $ 95,000 |
| Livingston, Michigan | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Fulton, Ohio | 2 | $ 29,000 | $ 14,500 | $ 35,000 |
| Hancock, Ohio | 2 | $ 74,000 | $ 37,000 | $ 86,000 |
| Sandusky, Ohio | 2 | $ 19,000 | $ 9,500 | $ 53,000 |
| Blount, Tennessee | 2 | $ 12,000 | $ 6,000 | $ 69,000 |
| Leon, Florida | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Orange, Florida | 1 | $ 736,000 | $ 736,000 | $ 450,000 |
| Cobb, Georgia | 1 | $ 53,000 | $ 53,000 | $ 69,000 |
| Baltimore City, Maryland | 1 | $ 3,000 | $ 3,000 | $ 117,000 |
| Cheboygan, Michigan | 1 | $ 60,000 | $ 60,000 | $ 95,000 |
| Huron, Michigan | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Tuscola, Michigan | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Washtenaw, Michigan | 1 | $ 2,000 | $ 2,000 | $ 41,000 |
| Allen, Ohio | 1 | $ 9,000 | $ 9,000 | $ 43,000 |
| Hardin, Ohio | 1 | $ 37,000 | $ 37,000 | $ 104,000 |
| Van Wert, Ohio | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Hamilton, Tennessee | 1 | $ 4,000 | $ 4,000 | $ 89,000 |
| Bexar, Texas | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Park, Wyoming | 1 | $ 6,000 | $ 6,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Ccf - Auburn Hills Branch in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 223 | $4,241,000 | $19,000 | $160,000 | $76,000 | $516,000 |
| Refinancing | 53 | $5,602,000 | $105,000 | $581,000 | $97,000 | $321,000 |
| Home Purchase | 23 | $3,327,000 | $144,000 | $736,000 | $96,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 218 | $11,183,000 | $51,000 | $736,000 | $87,000 | $450,000 |
| Black or African American | 55 | $1,014,000 | $18,000 | $132,000 | $69,000 | $516,000 |
| Hispanic | 17 | $653,000 | $38,000 | $325,000 | $53,000 | $101,000 |
| Not Provided | 4 | $187,000 | $46,000 | $120,000 | $56,000 | $85,000 |
| Asian | 3 | $74,000 | $24,000 | $34,000 | $122,000 | $253,000 |
| American Indian or Alaskan Native | 2 | $59,000 | $29,000 | $53,000 | $54,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 299 | $13,170,000 | $44,000 | $736,000 | $81,000 | $516,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 198 | $10,451,000 | $52,000 | $736,000 | $86,000 | $450,000 |
| Application Denied By Financial Institution | 83 | $1,806,000 | $21,000 | $174,000 | $68,000 | $516,000 |
| File Closed For Incompleteness | 9 | $362,000 | $40,000 | $100,000 | $110,000 | $253,000 |
| Application Approved But Not Accepted | 6 | $405,000 | $67,000 | $196,000 | $82,000 | $144,000 |
| Application Withdrawn By Applicant | 3 | $146,000 | $48,000 | $70,000 | $69,000 | $90,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ccf - Auburn Hills Branch's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ccf - Auburn Hills Branch's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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