Ccf - Auburn Hills Branch Mortgage Lending & HMDA Data, 2025
In 2025, Ccf - Auburn Hills Branch of Auburn Hills, MI reported 277 mortgage applications totaling $22.1 million, up 11% from 2024. The average application was for $79,620, and applicants reported an average income of $104,833. 53% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (146), Toledo, OH (74) and Detroit-Dearborn-Livonia, MI (27) (applications in parentheses).
| Mortgage Company & Address | Ccf - Auburn Hills Branch 2955 University Drive Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 277 |
| Total Mortgage Loan Application Amount | $22,055,000 |
| Average Mortgage Loan Application Amount | $79,620 |
| Highest Mortgage Loan Application Amount | $475,000 |
| Average Applicant Income | $104,833 |
| Highest Applicant Income | $396,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ccf - Auburn Hills Branch filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 146 | $ 11,690,000 | $ 80,068 | $ 113,000 |
| Toledo, OH | 74 | $ 5,630,000 | $ 76,081 | $ 92,000 |
| Detroit-Dearborn-Livonia, MI | 27 | $ 2,075,000 | $ 76,851 | $ 100,000 |
| Outside any metro area | 12 | $ 950,000 | $ 79,166 | $ 97,000 |
| Ann Arbor, MI | 6 | $ 720,000 | $ 120,000 | $ 126,000 |
| Sandusky, OH | 5 | $ 315,000 | $ 63,000 | $ 102,000 |
| Monroe, MI | 4 | $ 560,000 | $ 140,000 | $ 109,000 |
| Flint, MI | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Muskegon, MI | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Ccf - Auburn Hills Branch in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 105 | $7,515,000 | $71,000 | $235,000 | $101,000 | $296,000 |
| Home Improvement | 86 | $4,760,000 | $55,000 | $135,000 | $108,000 | $372,000 |
| Refinancing | 53 | $4,725,000 | $89,000 | $305,000 | $113,000 | $340,000 |
| Home Purchase | 23 | $3,905,000 | $169,000 | $475,000 | $101,000 | $396,000 |
| Cash-out Refinancing | 9 | $1,105,000 | $122,000 | $185,000 | $90,000 | $164,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $24,000 | $24,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 200 | $16,110,000 | $80,000 | $475,000 | $104,000 | $396,000 |
| Black or African American | 40 | $2,550,000 | $63,000 | $135,000 | $92,000 | $175,000 |
| Not Provided | 32 | $2,870,000 | $89,000 | $305,000 | $114,000 | $296,000 |
| Not applicable | 2 | $130,000 | $65,000 | $105,000 | $167,000 | $200,000 |
| Asian | 2 | $320,000 | $160,000 | $205,000 | $204,000 | $340,000 |
| Hispanic | 1 | $75,000 | $75,000 | $75,000 | $98,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 277 | $22,055,000 | $79,000 | $475,000 | $105,000 | $396,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 147 | $11,185,000 | $76,000 | $355,000 | $108,000 | $340,000 |
| Application Denied By Financial Institution | 72 | $5,420,000 | $75,000 | $255,000 | $92,000 | $396,000 |
| Application Withdrawn By Applicant | 32 | $3,400,000 | $106,000 | $475,000 | $115,000 | $372,000 |
| File Closed For Incompleteness | 15 | $1,045,000 | $69,000 | $195,000 | $96,000 | $200,000 |
| Application Approved But Not Accepted | 11 | $1,005,000 | $91,000 | $305,000 | $130,000 | $277,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 250 | $17,730,000 | $70,000 | $305,000 | $107,000 | $396,000 |
| Not applicable | 27 | $4,325,000 | $160,000 | $475,000 | $90,000 | $164,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ccf - Auburn Hills Branch's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ccf - Auburn Hills Branch's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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