Ccsf, LLC Mortgage Lending & HMDA Data, 2006

In 2006, Ccsf, LLC of Henderson, NV reported 2,053 mortgage applications totaling $376.0 million, up 73% from 2005. The average application was for $183,150, and applicants reported an average income of $106,317. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Las Vegas-Paradise, NV (1,625), Houston-Sugar Land-Baytown, TX (147) and Albuquerque, NM (101) (applications in parentheses).

Mortgage Company & Address Ccsf, LLC
8925 S. Pecos Rd., Suite 16-A
Henderson, NV 89074
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,053
Total Mortgage Loan Application Amount $376,009,000
Average Mortgage Loan Application Amount $183,150
Highest Mortgage Loan Application Amount $1,528,000
Average Applicant Income $106,317
Highest Applicant Income $600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ccsf, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ccsf, LLC by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 1,625 $ 290,410,000 $ 178,713 $ 101,000
Harris, Texas 136 $ 33,935,000 $ 249,522 $ 210,000
Bernalillo, New Mexico 87 $ 12,840,000 $ 147,586 $ 61,000
Iron, Utah 55 $ 6,923,000 $ 125,872 $ 80,000
Utah, Utah 24 $ 7,426,000 $ 309,416 $ 66,000
Sandoval, New Mexico 13 $ 1,690,000 $ 130,000 $ 44,000
Beaver, Utah 13 $ 1,179,000 $ 90,692 $ 27,000
Nye, Nevada 9 $ 1,239,000 $ 137,666 $ 105,000
Washington, Utah 8 $ 1,579,000 $ 197,375 $ 157,000
Prince George's, Maryland 6 $ 1,031,000 $ 171,833 $ 89,000
Wasatch, Utah 6 $ 1,899,000 $ 316,500 $ 84,000
Loudoun, Virginia 6 $ 3,274,000 $ 545,666 $ 215,000
Montgomery, Texas 5 $ 918,000 $ 183,600 $ 141,000
Salt Lake, Utah 5 $ 594,000 $ 118,800 $ 229,000
District of Columbia, District Of Columbia 4 $ 728,000 $ 182,000 $ 178,000
Brazos, Texas 4 $ 282,000 $ 70,500 $ 66,000
Kane, Utah 4 $ 873,000 $ 218,250 $ 274,000
Fairfax, Virginia 4 $ 1,441,000 $ 360,250 $ 86,000
Maricopa, Arizona 3 $ 623,000 $ 207,666 $ 135,000
Summit, Utah 3 $ 1,729,000 $ 576,333 $ 0
Arlington, Virginia 3 $ 611,000 $ 203,666 $ 342,000
Pinal, Arizona 2 $ 239,000 $ 119,500 $ 92,000
Pueblo, Colorado 2 $ 158,000 $ 79,000 $ 44,000
Brazoria, Texas 2 $ 574,000 $ 287,000 $ 246,000
Fort Bend, Texas 2 $ 225,000 $ 112,500 $ 80,000
Galveston, Texas 2 $ 425,000 $ 212,500 $ 243,000
Davis, Utah 2 $ 560,000 $ 280,000 $ 180,000
Chesterfield, Virginia 2 $ 79,000 $ 39,500 $ 46,000
Mohave, Arizona 1 $ 124,000 $ 124,000 $ 31,000
Eagle, Colorado 1 $ 393,000 $ 393,000 $ 109,000
Larimer, Colorado 1 $ 198,000 $ 198,000 $ 60,000
Mesa, Colorado 1 $ 266,000 $ 266,000 $ 90,000
Park, Colorado 1 $ 295,000 $ 295,000 $ 86,000
Harford, Maryland 1 $ 160,000 $ 160,000 $ 50,000
Montgomery, Maryland 1 $ 22,000 $ 22,000 $ 64,000
Valencia, New Mexico 1 $ 95,000 $ 95,000 $ 25,000
Collin, Texas 1 $ 198,000 $ 198,000 $ 108,000
Weber, Utah 1 $ 81,000 $ 81,000 $ 0

Mortgage Loan Application Detail Totals for Ccsf, LLC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,715 $294,477,000 $171,000 $1,050,000 $105,000 $600,000
Refinancing 338 $81,532,000 $241,000 $1,528,000 $113,000 $600,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,007 $189,664,000 $188,000 $1,125,000 $110,000 $600,000
Hispanic 444 $70,654,000 $159,000 $1,528,000 $74,000 $600,000
Asian 241 $47,714,000 $197,000 $998,000 $131,000 $540,000
Black or African American 188 $36,495,000 $194,000 $974,000 $137,000 $481,000
Not Provided 121 $21,927,000 $181,000 $920,000 $105,000 $443,000
Native Hawaiian or Other Pacific Islander 47 $8,645,000 $183,000 $630,000 $79,000 $300,000
American Indian or Alaskan Native 5 $910,000 $182,000 $268,000 $60,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,036 $373,082,000 $183,000 $1,528,000 $106,000 $600,000
FHA-insured (Federal Housing Administration) 11 $1,519,000 $138,000 $188,000 $44,000 $69,000
VA-guaranteed (Veterans Administration) 6 $1,408,000 $234,000 $247,000 $73,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,654 $295,243,000 $178,000 $1,125,000 $105,000 $600,000
Application Withdrawn By Applicant 155 $30,103,000 $194,000 $952,000 $92,000 $540,000
Application Approved But Not Accepted 141 $30,476,000 $216,000 $1,528,000 $133,000 $600,000
Application Denied By Financial Institution 76 $14,863,000 $195,000 $1,031,000 $100,000 $483,000
File Closed For Incompleteness 27 $5,324,000 $197,000 $490,000 $100,000 $234,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $1,206,000 $201,000 $480,000 $47,000 $113,000
Other 5 $1,143,000 $228,000 $597,000 $52,000 $262,000
Insufficient Cash (Downpayment, Closing Cost) 4 $896,000 $224,000 $460,000 $76,000 $110,000
Employment History 1 $45,000 $45,000 $45,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ccsf, LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ccsf, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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