Ccsf, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Ccsf, LLC of Henderson, NV reported 1,246 mortgage applications totaling $286.8 million, down 39% from 2006. The average application was for $230,195, and applicants reported an average income of $88,964. 67% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Las Vegas-Paradise, NV (703), Albuquerque, NM (55) and Reno-Sparks, NV (38) (applications in parentheses).

Mortgage Company & Address Ccsf, LLC
8925 S. Pecos Rd., Suite 16-A
Henderson, NV 89074
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,246
Total Mortgage Loan Application Amount $286,823,000
Average Mortgage Loan Application Amount $230,195
Highest Mortgage Loan Application Amount $2,240,000
Average Applicant Income $88,964
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ccsf, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ccsf, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 703 $ 158,830,000 $ 225,931 $ 92,000
Iron, Utah 86 $ 16,114,000 $ 187,372 $ 61,000
Bernalillo, New Mexico 45 $ 8,176,000 $ 181,688 $ 60,000
Washoe, Nevada 38 $ 9,196,000 $ 242,000 $ 93,000
Los Angeles, California 31 $ 10,248,000 $ 330,580 $ 81,000
Washington, Utah 30 $ 7,548,000 $ 251,600 $ 79,000
Riverside, California 27 $ 7,455,000 $ 276,111 $ 72,000
Sevier, Utah 22 $ 3,090,000 $ 140,454 $ 50,000
San Diego, California 21 $ 6,553,000 $ 312,047 $ 71,000
Salt Lake, Utah 10 $ 1,770,000 $ 177,000 $ 121,000
San Bernardino, California 9 $ 2,608,000 $ 289,777 $ 56,000
Sandoval, New Mexico 9 $ 2,141,000 $ 237,888 $ 290,000
Beaver, Utah 9 $ 1,469,000 $ 163,222 $ 53,000
Wasatch, Utah 9 $ 2,794,000 $ 310,444 $ 165,000
Prince George's, Maryland 8 $ 1,799,000 $ 224,875 $ 145,000
Maricopa, Arizona 7 $ 1,163,000 $ 166,142 $ 105,000
Harris, Texas 7 $ 1,880,000 $ 268,571 $ 288,000
Utah, Utah 7 $ 1,108,000 $ 158,285 $ 79,000
Nevada, California 6 $ 1,728,000 $ 288,000 $ 103,000
Orange, California 6 $ 2,288,000 $ 381,333 $ 91,000
Fairfax, Virginia 6 $ 1,605,000 $ 267,500 $ 202,000
Contra Costa, California 5 $ 1,675,000 $ 335,000 $ 133,000
Sacramento, California 5 $ 1,765,000 $ 353,000 $ 99,000
Lyon, Nevada 5 $ 830,000 $ 166,000 $ 39,000
Alameda, California 4 $ 947,000 $ 236,750 $ 57,000
Tulare, California 4 $ 911,000 $ 227,750 $ 79,000
Broward, Florida 4 $ 992,000 $ 248,000 $ 183,000
Miami-Dade, Florida 4 $ 840,000 $ 210,000 $ 55,000
Nye, Nevada 4 $ 181,000 $ 45,250 $ 52,000
Mohave, Arizona 3 $ 855,000 $ 285,000 $ 112,000
Fresno, California 3 $ 432,000 $ 144,000 $ 49,000
San Joaquin, California 3 $ 1,142,000 $ 380,666 $ 72,000
Santa Barbara, California 3 $ 746,000 $ 248,666 $ 100,000
Prince William, Virginia 3 $ 1,052,000 $ 350,666 $ 99,000
King, Washington 3 $ 816,000 $ 272,000 $ 31,000
Pima, Arizona 2 $ 405,000 $ 202,500 $ 45,000
Pinal, Arizona 2 $ 471,000 $ 235,500 $ 113,000
El Dorado, California 2 $ 682,000 $ 341,000 $ 112,000
Arapahoe, Colorado 2 $ 452,000 $ 226,000 $ 82,000
Denver, Colorado 2 $ 310,000 $ 155,000 $ 42,000
Palm Beach, Florida 2 $ 463,000 $ 231,500 $ 33,000
Santa Fe, New Mexico 2 $ 372,000 $ 186,000 $ 47,000
Dallas, Texas 2 $ 119,000 $ 59,500 $ 153,000
Hood, Texas 2 $ 122,000 $ 61,000 $ 96,000
Davis, Utah 2 $ 249,000 $ 124,500 $ 23,000
Garfield, Utah 2 $ 315,000 $ 157,500 $ 61,000
Millard, Utah 2 $ 242,000 $ 121,000 $ 54,000
Piute, Utah 2 $ 215,000 $ 107,500 $ 35,000
Tooele, Utah 2 $ 482,000 $ 241,000 $ 78,000
Loudoun, Virginia 2 $ 492,000 $ 246,000 $ 218,000
Imperial, California 1 $ 100,000 $ 100,000 $ 0
Kern, California 1 $ 132,000 $ 132,000 $ 35,000
Marin, California 1 $ 260,000 $ 260,000 $ 0
Merced, California 1 $ 330,000 $ 330,000 $ 74,000
Placer, California 1 $ 185,000 $ 185,000 $ 60,000
San Luis Obispo, California 1 $ 1,750,000 $ 1,750,000 $ 552,000
Sierra, California 1 $ 278,000 $ 278,000 $ 72,000
Tehama, California 1 $ 274,000 $ 274,000 $ 145,000
Ventura, California 1 $ 570,000 $ 570,000 $ 0
Yolo, California 1 $ 242,000 $ 242,000 $ 79,000
Pueblo, Colorado 1 $ 111,000 $ 111,000 $ 83,000
Alachua, Florida 1 $ 148,000 $ 148,000 $ 126,000
Collier, Florida 1 $ 180,000 $ 180,000 $ 34,000
Duval, Florida 1 $ 90,000 $ 90,000 $ 0
Hillsborough, Florida 1 $ 262,000 $ 262,000 $ 134,000
Lee, Florida 1 $ 283,000 $ 283,000 $ 108,000
Osceola, Florida 1 $ 240,000 $ 240,000 $ 80,000
Pasco, Florida 1 $ 112,000 $ 112,000 $ 156,000
Pinellas, Florida 1 $ 200,000 $ 200,000 $ 60,000
Hawaii, Hawaii 1 $ 362,000 $ 362,000 $ 95,000
Maui, Hawaii 1 $ 299,000 $ 299,000 $ 252,000
Bonneville, Idaho 1 $ 112,000 $ 112,000 $ 76,000
Jefferson, Idaho 1 $ 123,000 $ 123,000 $ 65,000
Baltimore City, Maryland 1 $ 142,000 $ 142,000 $ 52,000
Frederick, Maryland 1 $ 417,000 $ 417,000 $ 99,000
Talbot, Maryland 1 $ 150,000 $ 150,000 $ 62,000
Douglas, Nevada 1 $ 192,000 $ 192,000 $ 77,000
San Juan, New Mexico 1 $ 217,000 $ 217,000 $ 89,000
Valencia, New Mexico 1 $ 83,000 $ 83,000 $ 25,000
Benton, Oregon 1 $ 360,000 $ 360,000 $ 0
Deschutes, Oregon 1 $ 244,000 $ 244,000 $ 0
Klamath, Oregon 1 $ 146,000 $ 146,000 $ 0
Marion, Oregon 1 $ 356,000 $ 356,000 $ 0
Multnomah, Oregon 1 $ 257,000 $ 257,000 $ 0
Wasco, Oregon 1 $ 263,000 $ 263,000 $ 0
El Paso, Texas 1 $ 220,000 $ 220,000 $ 82,000
Galveston, Texas 1 $ 435,000 $ 435,000 $ 0
McLennan, Texas 1 $ 189,000 $ 189,000 $ 96,000
Nueces, Texas 1 $ 225,000 $ 225,000 $ 268,000
Alexandria, Virginia 1 $ 240,000 $ 240,000 $ 51,000
Arlington, Virginia 1 $ 460,000 $ 460,000 $ 425,000
Snohomish, Washington 1 $ 404,000 $ 404,000 $ 126,000

Mortgage Loan Application Detail Totals for Ccsf, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 866 $188,739,000 $217,000 $2,240,000 $85,000 $600,000
Refinancing 380 $98,084,000 $258,000 $1,750,000 $98,000 $1,500,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 674 $157,820,000 $234,000 $2,240,000 $100,000 $1,500,000
Hispanic 291 $61,002,000 $209,000 $630,000 $62,000 $264,000
Asian 105 $25,187,000 $239,000 $750,000 $81,000 $445,000
Not Provided 70 $19,653,000 $280,000 $985,000 $90,000 $348,000
Black or African American 69 $14,380,000 $208,000 $468,000 $104,000 $360,000
Native Hawaiian or Other Pacific Islander 32 $7,769,000 $242,000 $960,000 $105,000 $420,000
American Indian or Alaskan Native 5 $1,012,000 $202,000 $405,000 $86,000 $125,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,175 $274,570,000 $233,000 $2,240,000 $91,000 $1,500,000
FHA-insured (Federal Housing Administration) 35 $6,243,000 $178,000 $301,000 $57,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $5,711,000 $163,000 $266,000 $49,000 $81,000
VA-guaranteed (Veterans Administration) 1 $299,000 $299,000 $299,000 $102,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 840 $188,970,000 $224,000 $750,000 $83,000 $720,000
Application Withdrawn By Applicant 174 $39,404,000 $226,000 $2,240,000 $113,000 $1,500,000
Application Approved But Not Accepted 127 $25,656,000 $202,000 $1,750,000 $80,000 $552,000
Application Denied By Financial Institution 67 $19,820,000 $295,000 $1,000,000 $117,000 $540,000
File Closed For Incompleteness 38 $12,973,000 $341,000 $1,238,000 $106,000 $384,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 14 $3,259,000 $232,000 $326,000 $67,000 $192,000
Credit History 8 $2,528,000 $316,000 $630,000 $77,000 $162,000
Unverifiable Information 6 $1,396,000 $232,000 $375,000 $159,000 $222,000
Collateral 5 $2,010,000 $402,000 $985,000 $147,000 $360,000
Employment History 3 $1,812,000 $604,000 $960,000 $260,000 $316,000
Other 2 $1,135,000 $567,000 $800,000 $143,000 $218,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ccsf, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ccsf, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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