Centennial Lending Group, LLC Mortgage Lending & HMDA Data, 2016
In 2016, Centennial Lending Group, LLC of Maple Glen, PA reported 895 mortgage applications totaling $199.4 million, down 10% from 2015. The average application was for $222,743, and applicants reported an average income of $93,653. 70% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Montgomery County-Bucks County-Chester County, PA (434), Philadelphia, PA (191) and Camden, NJ (51) (applications in parentheses).
| Mortgage Company & Address | Centennial Lending Group, LLC 1126 Horsham Road Maple Glen, PA 19002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 895 |
| Total Mortgage Loan Application Amount | $199,355,000 |
| Average Mortgage Loan Application Amount | $222,743 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $93,653 |
| Highest Applicant Income | $762,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centennial Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bucks, Pennsylvania | 268 | $ 68,554,000 | $ 255,798 | $ 101,000 |
| Philadelphia, Pennsylvania | 157 | $ 27,697,000 | $ 176,414 | $ 79,000 |
| Montgomery, Pennsylvania | 152 | $ 36,662,000 | $ 241,197 | $ 91,000 |
| Delaware, Pennsylvania | 34 | $ 8,529,000 | $ 250,852 | $ 115,000 |
| Lehigh, Pennsylvania | 24 | $ 4,668,000 | $ 194,500 | $ 81,000 |
| Gloucester, New Jersey | 23 | $ 4,301,000 | $ 187,000 | $ 97,000 |
| Camden, New Jersey | 18 | $ 2,325,000 | $ 129,166 | $ 103,000 |
| Summit, Ohio | 18 | $ 2,178,000 | $ 121,000 | $ 55,000 |
| Berks, Pennsylvania | 15 | $ 2,901,000 | $ 193,400 | $ 86,000 |
| New Castle, Delaware | 14 | $ 3,784,000 | $ 270,285 | $ 114,000 |
| Chester, Pennsylvania | 14 | $ 3,273,000 | $ 233,785 | $ 72,000 |
| Northampton, Pennsylvania | 14 | $ 2,796,000 | $ 199,714 | $ 73,000 |
| Burlington, New Jersey | 10 | $ 1,449,000 | $ 144,900 | $ 59,000 |
| Stark, Ohio | 8 | $ 837,000 | $ 104,625 | $ 52,000 |
| Walton, Florida | 7 | $ 606,000 | $ 86,571 | $ 42,000 |
| Okaloosa, Florida | 6 | $ 728,000 | $ 121,333 | $ 54,000 |
| Palm Beach, Florida | 6 | $ 1,171,000 | $ 195,166 | $ 122,000 |
| Broward, Florida | 5 | $ 1,201,000 | $ 240,200 | $ 81,000 |
| Atlantic, New Jersey | 5 | $ 926,000 | $ 185,200 | $ 80,000 |
| Cape May, New Jersey | 5 | $ 1,702,000 | $ 340,400 | $ 267,000 |
| Mercer, New Jersey | 5 | $ 798,000 | $ 159,600 | $ 86,000 |
| Ocean, New Jersey | 5 | $ 2,061,000 | $ 412,200 | $ 193,000 |
| Cuyahoga, Ohio | 5 | $ 622,000 | $ 124,400 | $ 56,000 |
| Portage, Ohio | 5 | $ 672,000 | $ 134,400 | $ 55,000 |
| Hunterdon, New Jersey | 4 | $ 1,146,000 | $ 286,500 | $ 129,000 |
| Middlesex, New Jersey | 4 | $ 1,173,000 | $ 293,250 | $ 129,000 |
| Somerset, New Jersey | 4 | $ 1,079,000 | $ 269,750 | $ 94,000 |
| Kent, Delaware | 3 | $ 729,000 | $ 243,000 | $ 59,000 |
| Montgomery, Maryland | 3 | $ 849,000 | $ 283,000 | $ 291,000 |
| Union, New Jersey | 3 | $ 662,000 | $ 220,666 | $ 55,000 |
| Champaign, Ohio | 3 | $ 342,000 | $ 114,000 | $ 43,000 |
| Cumberland, Pennsylvania | 3 | $ 921,000 | $ 307,000 | $ 111,000 |
| Sussex, Delaware | 2 | $ 381,000 | $ 190,500 | $ 216,000 |
| Holmes, Florida | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Santa Rosa, Florida | 2 | $ 169,000 | $ 84,500 | $ 49,000 |
| Volusia, Florida | 2 | $ 192,000 | $ 96,000 | $ 27,000 |
| Baltimore City, Maryland | 2 | $ 2,520,000 | $ 1,260,000 | $ 504,000 |
| Howard, Maryland | 2 | $ 918,000 | $ 459,000 | $ 79,000 |
| Medina, Ohio | 2 | $ 379,000 | $ 189,500 | $ 94,000 |
| Carbon, Pennsylvania | 2 | $ 297,000 | $ 148,500 | $ 219,000 |
| Lancaster, Pennsylvania | 2 | $ 518,000 | $ 259,000 | $ 99,000 |
| Loudoun, Virginia | 2 | $ 876,000 | $ 438,000 | $ 114,000 |
| Los Angeles, California | 1 | $ 1,250,000 | $ 1,250,000 | $ 383,000 |
| Pasco, Florida | 1 | $ 381,000 | $ 381,000 | $ 140,000 |
| Anne Arundel, Maryland | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 181,000 | $ 181,000 | $ 47,000 |
| Wayne, Michigan | 1 | $ 94,000 | $ 94,000 | $ 103,000 |
| Cumberland, New Jersey | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Essex, New Jersey | 1 | $ 319,000 | $ 319,000 | $ 121,000 |
| Hudson, New Jersey | 1 | $ 168,000 | $ 168,000 | $ 322,000 |
| Monmouth, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 214,000 |
| Morris, New Jersey | 1 | $ 486,000 | $ 486,000 | $ 189,000 |
| Sussex, New Jersey | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Buncombe, North Carolina | 1 | $ 173,000 | $ 173,000 | $ 178,000 |
| Stokes, North Carolina | 1 | $ 187,000 | $ 187,000 | $ 45,000 |
| Ashtabula, Ohio | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Erie, Ohio | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Lake, Ohio | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Lorain, Ohio | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Mahoning, Ohio | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Wayne, Ohio | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| Wood, Ohio | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Lebanon, Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 101,000 |
| Luzerne, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Monroe, Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Schuylkill, Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Fairfax, Virginia | 1 | $ 158,000 | $ 158,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Centennial Lending Group, LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 642 | $138,127,000 | $215,000 | $1,500,000 | $88,000 | $762,000 |
| Refinancing | 253 | $61,228,000 | $242,000 | $1,250,000 | $108,000 | $660,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 672 | $156,093,000 | $232,000 | $1,500,000 | $99,000 | $762,000 |
| Black or African American | 112 | $19,912,000 | $177,000 | $580,000 | $79,000 | $541,000 |
| Hispanic | 66 | $12,765,000 | $193,000 | $486,000 | $65,000 | $189,000 |
| Asian | 38 | $9,314,000 | $245,000 | $1,250,000 | $99,000 | $383,000 |
| Not Provided | 5 | $801,000 | $160,000 | $184,000 | $112,000 | $178,000 |
| American Indian or Alaskan Native | 1 | $257,000 | $257,000 | $257,000 | $86,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $213,000 | $213,000 | $213,000 | $63,000 | $63,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 443 | $113,038,000 | $255,000 | $1,500,000 | $124,000 | $762,000 |
| FHA-insured (Federal Housing Administration) | 404 | $75,736,000 | $187,000 | $525,000 | $63,000 | $389,000 |
| VA-guaranteed (Veterans Administration) | 34 | $8,440,000 | $248,000 | $439,000 | $91,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,141,000 | $152,000 | $262,000 | $50,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 629 | $139,455,000 | $221,000 | $1,436,000 | $92,000 | $647,000 |
| Application Withdrawn By Applicant | 178 | $41,045,000 | $230,000 | $1,500,000 | $106,000 | $762,000 |
| Application Denied By Financial Institution | 59 | $10,962,000 | $185,000 | $442,000 | $68,000 | $220,000 |
| File Closed For Incompleteness | 28 | $7,777,000 | $277,000 | $1,250,000 | $119,000 | $383,000 |
| Application Approved But Not Accepted | 1 | $116,000 | $116,000 | $116,000 | $135,000 | $135,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $2,400,000 | $160,000 | $340,000 | $55,000 | $174,000 |
| Debt-To-Income Ratio | 15 | $3,925,000 | $261,000 | $442,000 | $74,000 | $199,000 |
| Collateral | 7 | $1,063,000 | $151,000 | $224,000 | $111,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $746,000 | $149,000 | $185,000 | $77,000 | $209,000 |
| Other | 5 | $1,093,000 | $218,000 | $352,000 | $79,000 | $181,000 |
| Employment History | 3 | $687,000 | $229,000 | $280,000 | $63,000 | $115,000 |
| Unverifiable Information | 2 | $307,000 | $153,000 | $182,000 | $52,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending Group, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending Group, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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