Centier Bank Mortgage Lending & HMDA Data, 2024

In 2024, Centier Bank of Merrillville, IN reported 3,777 mortgage applications totaling $724.7 million, down 36% from 2023. The average application was for $191,881, and applicants reported an average income of $113,247. 53% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Lake County-Porter County-Jasper County, IN (1,639), Indianapolis-Carmel-Anderson, IN (387) and Lafayette-West Lafayette, IN (173) (applications in parentheses).

Mortgage Company & Address Centier Bank
600 E 84th Avenue
Merrillville, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,777
Total Mortgage Loan Application Amount $724,735,000
Average Mortgage Loan Application Amount $191,881
Highest Mortgage Loan Application Amount $46,175,000
Average Applicant Income $113,247
Highest Applicant Income $5,424,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centier Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Indiana 1,018 $ 163,520,000 $ 160,628 $ 104,000
Porter, Indiana 569 $ 80,555,000 $ 141,572 $ 122,000
Marion, Indiana 164 $ 37,870,000 $ 230,914 $ 141,000
LaPorte, Indiana 148 $ 22,370,000 $ 151,148 $ 109,000
Tippecanoe, Indiana 148 $ 23,600,000 $ 159,459 $ 112,000
St. Joseph, Indiana 138 $ 17,120,000 $ 124,057 $ 96,000
Elkhart, Indiana 115 $ 13,445,000 $ 116,913 $ 93,000
Hamilton, Indiana 99 $ 138,305,000 $ 1,397,020 $ 243,000
White, Indiana 40 $ 6,420,000 $ 160,500 $ 91,000
Jasper, Indiana 34 $ 3,750,000 $ 110,294 $ 94,000
Boone, Indiana 32 $ 17,310,000 $ 540,937 $ 262,000
Ottawa, Michigan 30 $ 2,120,000 $ 70,666 $ 69,000
Marshall, Indiana 28 $ 3,140,000 $ 112,142 $ 93,000
Hendricks, Indiana 24 $ 3,580,000 $ 149,166 $ 114,000
Starke, Indiana 23 $ 2,705,000 $ 117,608 $ 75,000
Johnson, Indiana 19 $ 3,615,000 $ 190,263 $ 92,000
Cook, Illinois 18 $ 8,930,000 $ 496,111 $ 372,000
Newton, Indiana 18 $ 1,460,000 $ 81,111 $ 84,000
Carroll, Indiana 17 $ 7,705,000 $ 453,235 $ 84,000
Kent, Michigan 16 $ 1,350,000 $ 84,375 $ 68,000
Washtenaw, Michigan 16 $ 1,160,000 $ 72,500 $ 80,000
Hancock, Indiana 15 $ 4,825,000 $ 321,666 $ 234,000
Madison, Indiana 15 $ 2,675,000 $ 178,333 $ 120,000
Livingston, Michigan 14 $ 1,030,000 $ 73,571 $ 73,000
Allen, Indiana 13 $ 3,415,000 $ 262,692 $ 125,000
Macomb, Michigan 13 $ 695,000 $ 53,461 $ 72,000
Montgomery, Indiana 12 $ 2,510,000 $ 209,166 $ 109,000
Clinton, Indiana 11 $ 2,095,000 $ 190,454 $ 158,000
Wayne, Michigan 11 $ 5,165,000 $ 469,545 $ 79,000
Weld, Colorado 10 $ 970,000 $ 97,000 $ 100,000
Berrien, Michigan 9 $ 1,855,000 $ 206,111 $ 213,000
Saratoga, New York 9 $ 1,035,000 $ 115,000 $ 87,000
Howard, Indiana 8 $ 4,470,000 $ 558,750 $ 126,000
Morgan, Indiana 8 $ 2,170,000 $ 271,250 $ 174,000
Barry, Michigan 8 $ 430,000 $ 53,750 $ 58,000
Berks, Pennsylvania 8 $ 620,000 $ 77,500 $ 58,000
Ada, Idaho 7 $ 555,000 $ 79,285 $ 53,000
Cass, Michigan 7 $ 835,000 $ 119,285 $ 100,000
Oakland, Michigan 7 $ 405,000 $ 57,857 $ 57,000
Chester, Pennsylvania 7 $ 605,000 $ 86,428 $ 79,000
Cass, Indiana 6 $ 1,210,000 $ 201,666 $ 45,000
Kosciusko, Indiana 6 $ 1,040,000 $ 173,333 $ 76,000
Pulaski, Indiana 6 $ 1,990,000 $ 331,666 $ 120,000
Polk, Iowa 6 $ 470,000 $ 78,333 $ 90,000
Ramsey, Minnesota 6 $ 390,000 $ 65,000 $ 62,000
Bucks, Pennsylvania 6 $ 750,000 $ 125,000 $ 81,000
Lancaster, Pennsylvania 6 $ 540,000 $ 90,000 $ 68,000
Montgomery, Texas 6 $ 750,000 $ 125,000 $ 0
Travis, Texas 6 $ 660,000 $ 110,000 $ 129,000
Benton, Indiana 5 $ 465,000 $ 93,000 $ 69,000
Henry, Indiana 5 $ 1,555,000 $ 311,000 $ 140,000
Shelby, Indiana 5 $ 975,000 $ 195,000 $ 109,000
Wright, Minnesota 5 $ 375,000 $ 75,000 $ 55,000
Lewis and Clark, Montana 5 $ 565,000 $ 113,000 $ 78,000
Wood, Ohio 5 $ 315,000 $ 63,000 $ 63,000
Lebanon, Pennsylvania 5 $ 385,000 $ 77,000 $ 62,000
Westmoreland, Pennsylvania 5 $ 445,000 $ 89,000 $ 67,000
York, Pennsylvania 5 $ 395,000 $ 79,000 $ 63,000
Brazoria, Texas 5 $ 755,000 $ 151,000 $ 0
Hunt, Texas 5 $ 575,000 $ 115,000 $ 0
Sangamon, Illinois 4 $ 250,000 $ 62,500 $ 66,000
Will, Illinois 4 $ 280,000 $ 70,000 $ 80,000
Brown, Indiana 4 $ 990,000 $ 247,500 $ 79,000
Fountain, Indiana 4 $ 510,000 $ 127,500 $ 92,000
Fulton, Indiana 4 $ 350,000 $ 87,500 $ 44,000
Anne Arundel, Maryland 4 $ 490,000 $ 122,500 $ 127,000
Allegan, Michigan 4 $ 290,000 $ 72,500 $ 71,000
Ionia, Michigan 4 $ 240,000 $ 60,000 $ 53,000
Kalamazoo, Michigan 4 $ 280,000 $ 70,000 $ 59,000
Monroe, Michigan 4 $ 220,000 $ 55,000 $ 55,000
Muskegon, Michigan 4 $ 290,000 $ 72,500 $ 60,000
Greene, Missouri 4 $ 330,000 $ 82,500 $ 68,000
Ontario, New York 4 $ 390,000 $ 97,500 $ 68,000
Stark, Ohio 4 $ 320,000 $ 80,000 $ 81,000
Beaver, Pennsylvania 4 $ 420,000 $ 105,000 $ 70,000
Aiken, South Carolina 4 $ 500,000 $ 125,000 $ 124,000
Johnson, Texas 4 $ 560,000 $ 140,000 $ 0
Kanawha, West Virginia 4 $ 460,000 $ 115,000 $ 111,000
Kenosha, Wisconsin 4 $ 320,000 $ 80,000 $ 82,000
Chilton, Alabama 3 $ 375,000 $ 125,000 $ 0
Morgan, Alabama 3 $ 225,000 $ 75,000 $ 0
Union, Arkansas 3 $ 295,000 $ 98,333 $ 0
El Paso, Colorado 3 $ 315,000 $ 105,000 $ 125,000
Larimer, Colorado 3 $ 175,000 $ 58,333 $ 121,000
Naugatuck Valley Planning Region, Connecticut 3 $ 365,000 $ 121,666 $ 70,000
Effingham, Georgia 3 $ 285,000 $ 95,000 $ 0
Kootenai, Idaho 3 $ 305,000 $ 101,666 $ 78,000
Kankakee, Illinois 3 $ 175,000 $ 58,333 $ 115,000
Lake, Illinois 3 $ 725,000 $ 241,666 $ 77,000
Delaware, Indiana 3 $ 245,000 $ 81,666 $ 65,000
Parke, Indiana 3 $ 485,000 $ 161,666 $ 290,000
Putnam, Indiana 3 $ 435,000 $ 145,000 $ 90,000
Vigo, Indiana 3 $ 305,000 $ 101,666 $ 63,000
Warren, Indiana 3 $ 885,000 $ 295,000 $ 143,000
Franklin, Louisiana 3 $ 285,000 $ 95,000 $ 0
Ouachita, Louisiana 3 $ 1,695,000 $ 565,000 $ 0
St. Clair, Michigan 3 $ 265,000 $ 88,333 $ 87,000
Anoka, Minnesota 3 $ 225,000 $ 75,000 $ 55,000
Washington, Minnesota 3 $ 245,000 $ 81,666 $ 73,000
Panola, Mississippi 3 $ 285,000 $ 95,000 $ 0
Gallatin, Montana 3 $ 555,000 $ 185,000 $ 100,000
Atlantic, New Jersey 3 $ 205,000 $ 68,333 $ 68,000
Burlington, New Jersey 3 $ 215,000 $ 71,666 $ 71,000
Middlesex, New Jersey 3 $ 455,000 $ 151,666 $ 106,000
Valencia, New Mexico 3 $ 475,000 $ 158,333 $ 0
Sullivan, New York 3 $ 245,000 $ 81,666 $ 104,000
Robeson, North Carolina 3 $ 435,000 $ 145,000 $ 0
Clermont, Ohio 3 $ 255,000 $ 85,000 $ 120,000
Licking, Ohio 3 $ 265,000 $ 88,333 $ 50,000
Montgomery, Ohio 3 $ 165,000 $ 55,000 $ 98,000
Carter, Oklahoma 3 $ 585,000 $ 195,000 $ 73,000
Adams, Pennsylvania 3 $ 175,000 $ 58,333 $ 83,000
Allegheny, Pennsylvania 3 $ 195,000 $ 65,000 $ 77,000
Montgomery, Pennsylvania 3 $ 305,000 $ 101,666 $ 75,000
Austin, Texas 3 $ 265,000 $ 88,333 $ 0
Bexar, Texas 3 $ 205,000 $ 68,333 $ 131,000
Burnet, Texas 3 $ 475,000 $ 158,333 $ 0
Kaufman, Texas 3 $ 425,000 $ 141,666 $ 0
Liberty, Texas 3 $ 555,000 $ 185,000 $ 0
Medina, Texas 3 $ 405,000 $ 135,000 $ 0
Milam, Texas 3 $ 515,000 $ 171,666 $ 0
Smith, Texas 3 $ 275,000 $ 91,666 $ 53,000
Tarrant, Texas 3 $ 455,000 $ 151,666 $ 54,000
Victoria, Texas 3 $ 335,000 $ 111,666 $ 0
Wilson, Texas 3 $ 365,000 $ 121,666 $ 0
Dodge, Wisconsin 3 $ 245,000 $ 81,666 $ 76,000
Fond du Lac, Wisconsin 3 $ 225,000 $ 75,000 $ 86,000
Baldwin, Alabama 2 $ 230,000 $ 115,000 $ 0
Blount, Alabama 2 $ 240,000 $ 120,000 $ 0
Elmore, Alabama 2 $ 170,000 $ 85,000 $ 0
Franklin, Alabama 2 $ 210,000 $ 105,000 $ 0
Lamar, Alabama 2 $ 170,000 $ 85,000 $ 0
Lauderdale, Alabama 2 $ 250,000 $ 125,000 $ 0
Lowndes, Alabama 2 $ 140,000 $ 70,000 $ 0
Russell, Alabama 2 $ 260,000 $ 130,000 $ 0
Columbia, Arkansas 2 $ 140,000 $ 70,000 $ 0
White, Arkansas 2 $ 180,000 $ 90,000 $ 0
Boulder, Colorado 2 $ 170,000 $ 85,000 $ 98,000
Gunnison, Colorado 2 $ 290,000 $ 145,000 $ 123,000
Collier, Florida 2 $ 9,120,000 $ 4,560,000 $ 2,232,000
Lee, Florida 2 $ 440,000 $ 220,000 $ 139,000
Bulloch, Georgia 2 $ 300,000 $ 150,000 $ 0
Bannock, Idaho 2 $ 130,000 $ 65,000 $ 53,000
Payette, Idaho 2 $ 160,000 $ 80,000 $ 83,000
Boone, Illinois 2 $ 70,000 $ 35,000 $ 59,000
Miami, Indiana 2 $ 110,000 $ 55,000 $ 76,000
Monroe, Indiana 2 $ 90,000 $ 45,000 $ 83,000
Tipton, Indiana 2 $ 120,000 $ 60,000 $ 125,000
Cerro Gordo, Iowa 2 $ 90,000 $ 45,000 $ 50,000
Dubuque, Iowa 2 $ 70,000 $ 35,000 $ 52,000
Mahaska, Iowa 2 $ 90,000 $ 45,000 $ 69,000
Pottawattamie, Iowa 2 $ 100,000 $ 50,000 $ 107,000
Woodbury, Iowa 2 $ 90,000 $ 45,000 $ 70,000
Sedgwick, Kansas 2 $ 60,000 $ 30,000 $ 52,000
Wyandotte, Kansas 2 $ 140,000 $ 70,000 $ 72,000
Henderson, Kentucky 2 $ 150,000 $ 75,000 $ 44,000
Sabine, Louisiana 2 $ 190,000 $ 95,000 $ 0
Bay, Michigan 2 $ 60,000 $ 30,000 $ 50,000
Clinton, Michigan 2 $ 140,000 $ 70,000 $ 100,000
Genesee, Michigan 2 $ 70,000 $ 35,000 $ 42,000
Jackson, Michigan 2 $ 170,000 $ 85,000 $ 81,000
Sanilac, Michigan 2 $ 130,000 $ 65,000 $ 85,000
Shiawassee, Michigan 2 $ 200,000 $ 100,000 $ 81,000
St. Joseph, Michigan 2 $ 430,000 $ 215,000 $ 128,000
Van Buren, Michigan 2 $ 150,000 $ 75,000 $ 108,000
Dakota, Minnesota 2 $ 140,000 $ 70,000 $ 86,000
McLeod, Minnesota 2 $ 150,000 $ 75,000 $ 89,000
Pine, Minnesota 2 $ 270,000 $ 135,000 $ 121,000
St. Louis, Minnesota 2 $ 120,000 $ 60,000 $ 73,000
Jefferson Davis, Mississippi 2 $ 260,000 $ 130,000 $ 0
Pontotoc, Mississippi 2 $ 130,000 $ 65,000 $ 0
Stone, Mississippi 2 $ 160,000 $ 80,000 $ 0
Warren, Mississippi 2 $ 150,000 $ 75,000 $ 0
Yazoo, Mississippi 2 $ 180,000 $ 90,000 $ 0
Jefferson, Missouri 2 $ 130,000 $ 65,000 $ 45,000
Lincoln, Missouri 2 $ 80,000 $ 40,000 $ 39,000
Taney, Missouri 2 $ 220,000 $ 110,000 $ 112,000
Flathead, Montana 2 $ 200,000 $ 100,000 $ 74,000
Missoula, Montana 2 $ 210,000 $ 105,000 $ 60,000
Yellowstone, Montana 2 $ 120,000 $ 60,000 $ 56,000
Cape May, New Jersey 2 $ 300,000 $ 150,000 $ 100,000
Cumberland, New Jersey 2 $ 210,000 $ 105,000 $ 125,000
Gloucester, New Jersey 2 $ 180,000 $ 90,000 $ 65,000
Chaves, New Mexico 2 $ 350,000 $ 175,000 $ 0
Genesee, New York 2 $ 80,000 $ 40,000 $ 51,000
Orange, New York 2 $ 260,000 $ 130,000 $ 137,000
Oswego, New York 2 $ 200,000 $ 100,000 $ 69,000
Rensselaer, New York 2 $ 180,000 $ 90,000 $ 111,000
Tioga, New York 2 $ 220,000 $ 110,000 $ 90,000
Ulster, New York 2 $ 240,000 $ 120,000 $ 79,000
Wayne, New York 2 $ 110,000 $ 55,000 $ 65,000
Cumberland, North Carolina 2 $ 380,000 $ 190,000 $ 120,000
Clark, Ohio 2 $ 90,000 $ 45,000 $ 69,000
Clinton, Ohio 2 $ 210,000 $ 105,000 $ 79,000
Meigs, Ohio 2 $ 170,000 $ 85,000 $ 57,000
Pickaway, Ohio 2 $ 140,000 $ 70,000 $ 80,000
Portage, Ohio 2 $ 150,000 $ 75,000 $ 51,000
Canadian, Oklahoma 2 $ 230,000 $ 115,000 $ 0
Grady, Oklahoma 2 $ 190,000 $ 95,000 $ 0
Cumberland, Pennsylvania 2 $ 170,000 $ 85,000 $ 75,000
Franklin, Pennsylvania 2 $ 130,000 $ 65,000 $ 70,000
Lackawanna, Pennsylvania 2 $ 210,000 $ 105,000 $ 51,000
Lawrence, Pennsylvania 2 $ 260,000 $ 130,000 $ 121,000
Hampton, South Carolina 2 $ 260,000 $ 130,000 $ 0
Marlboro, South Carolina 2 $ 280,000 $ 140,000 $ 0
Orangeburg, South Carolina 2 $ 150,000 $ 75,000 $ 0
Pennington, South Dakota 2 $ 180,000 $ 90,000 $ 57,000
Hamilton, Tennessee 2 $ 80,000 $ 40,000 $ 59,000
Anderson, Texas 2 $ 170,000 $ 85,000 $ 0
Bell, Texas 2 $ 250,000 $ 125,000 $ 0
Brazos, Texas 2 $ 180,000 $ 90,000 $ 0
Caldwell, Texas 2 $ 310,000 $ 155,000 $ 0
Collin, Texas 2 $ 230,000 $ 115,000 $ 0
Fort Bend, Texas 2 $ 170,000 $ 85,000 $ 0
Guadalupe, Texas 2 $ 290,000 $ 145,000 $ 0
Hardin, Texas 2 $ 310,000 $ 155,000 $ 0
Hays, Texas 2 $ 200,000 $ 100,000 $ 86,000
Hidalgo, Texas 2 $ 210,000 $ 105,000 $ 0
Jones, Texas 2 $ 270,000 $ 135,000 $ 0
Rains, Texas 2 $ 290,000 $ 145,000 $ 0
Rusk, Texas 2 $ 240,000 $ 120,000 $ 0
San Patricio, Texas 2 $ 200,000 $ 100,000 $ 0
Van Zandt, Texas 2 $ 370,000 $ 185,000 $ 0
Walker, Texas 2 $ 190,000 $ 95,000 $ 0
Williamson, Texas 2 $ 230,000 $ 115,000 $ 53,000
Snohomish, Washington 2 $ 280,000 $ 140,000 $ 113,000
Marion, West Virginia 2 $ 120,000 $ 60,000 $ 87,000
Eau Claire, Wisconsin 2 $ 180,000 $ 90,000 $ 63,000
Marathon, Wisconsin 2 $ 90,000 $ 45,000 $ 49,000
Outagamie, Wisconsin 2 $ 200,000 $ 100,000 $ 59,000
Rock, Wisconsin 2 $ 60,000 $ 30,000 $ 65,000
Natrona, Wyoming 2 $ 50,000 $ 25,000 $ 65,000
Autauga, Alabama 1 $ 115,000 $ 115,000 $ 0
Calhoun, Alabama 1 $ 95,000 $ 95,000 $ 0
Colbert, Alabama 1 $ 85,000 $ 85,000 $ 0
Coosa, Alabama 1 $ 115,000 $ 115,000 $ 0
Cullman, Alabama 1 $ 95,000 $ 95,000 $ 0
Fayette, Alabama 1 $ 135,000 $ 135,000 $ 0
Houston, Alabama 1 $ 85,000 $ 85,000 $ 0
Jefferson, Alabama 1 $ 85,000 $ 85,000 $ 0
Lawrence, Alabama 1 $ 75,000 $ 75,000 $ 0
Limestone, Alabama 1 $ 55,000 $ 55,000 $ 0
Marengo, Alabama 1 $ 115,000 $ 115,000 $ 0
Marion, Alabama 1 $ 65,000 $ 65,000 $ 0
Marshall, Alabama 1 $ 115,000 $ 115,000 $ 0
Montgomery, Alabama 1 $ 285,000 $ 285,000 $ 0
Pike, Alabama 1 $ 325,000 $ 325,000 $ 0
Sumter, Alabama 1 $ 85,000 $ 85,000 $ 0
Tallapoosa, Alabama 1 $ 95,000 $ 95,000 $ 0
Tuscaloosa, Alabama 1 $ 95,000 $ 95,000 $ 0
Winston, Alabama 1 $ 165,000 $ 165,000 $ 0
Maricopa, Arizona 1 $ 115,000 $ 115,000 $ 0
Calhoun, Arkansas 1 $ 85,000 $ 85,000 $ 0
Carroll, Arkansas 1 $ 95,000 $ 95,000 $ 0
Drew, Arkansas 1 $ 65,000 $ 65,000 $ 0
Garland, Arkansas 1 $ 115,000 $ 115,000 $ 0
Logan, Arkansas 1 $ 85,000 $ 85,000 $ 0
Mississippi, Arkansas 1 $ 65,000 $ 65,000 $ 0
Montgomery, Arkansas 1 $ 235,000 $ 235,000 $ 0
Nevada, Arkansas 1 $ 125,000 $ 125,000 $ 0
Polk, Arkansas 1 $ 275,000 $ 275,000 $ 0
Prairie, Arkansas 1 $ 65,000 $ 65,000 $ 0
Pulaski, Arkansas 1 $ 175,000 $ 175,000 $ 0
Saline, Arkansas 1 $ 65,000 $ 65,000 $ 0
Scott, Arkansas 1 $ 155,000 $ 155,000 $ 0
Stone, Arkansas 1 $ 175,000 $ 175,000 $ 0
Adams, Colorado 1 $ 135,000 $ 135,000 $ 82,000
Chaffee, Colorado 1 $ 205,000 $ 205,000 $ 348,000
Fremont, Colorado 1 $ 65,000 $ 65,000 $ 44,000
Garfield, Colorado 1 $ 275,000 $ 275,000 $ 136,000
La Plata, Colorado 1 $ 65,000 $ 65,000 $ 0
Mesa, Colorado 1 $ 135,000 $ 135,000 $ 42,000
Pitkin, Colorado 1 $ 17,605,000 $ 17,605,000 $ 0
Pueblo, Colorado 1 $ 75,000 $ 75,000 $ 161,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 135,000 $ 135,000 $ 99,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 85,000 $ 85,000 $ 48,000
Sussex, Delaware 1 $ 115,000 $ 115,000 $ 259,000
Miami-Dade, Florida 1 $ 765,000 $ 765,000 $ 217,000
Pinellas, Florida 1 $ 2,405,000 $ 2,405,000 $ 5,424,000
Sarasota, Florida 1 $ 905,000 $ 905,000 $ 533,000
St. Johns, Florida 1 $ 455,000 $ 455,000 $ 246,000
Walton, Florida 1 $ 425,000 $ 425,000 $ 183,000
Berrien, Georgia 1 $ 155,000 $ 155,000 $ 0
Bryan, Georgia 1 $ 205,000 $ 205,000 $ 0
Camden, Georgia 1 $ 75,000 $ 75,000 $ 0
Emanuel, Georgia 1 $ 95,000 $ 95,000 $ 0
Gilmer, Georgia 1 $ 125,000 $ 125,000 $ 0
Gwinnett, Georgia 1 $ 55,000 $ 55,000 $ 48,000
Harris, Georgia 1 $ 175,000 $ 175,000 $ 0
Henry, Georgia 1 $ 125,000 $ 125,000 $ 108,000
Meriwether, Georgia 1 $ 215,000 $ 215,000 $ 0
Murray, Georgia 1 $ 155,000 $ 155,000 $ 0
Talbot, Georgia 1 $ 195,000 $ 195,000 $ 0
Treutlen, Georgia 1 $ 75,000 $ 75,000 $ 0
Union, Georgia 1 $ 145,000 $ 145,000 $ 0
Bonner, Idaho 1 $ 175,000 $ 175,000 $ 76,000
Bonneville, Idaho 1 $ 105,000 $ 105,000 $ 66,000
Canyon, Idaho 1 $ 105,000 $ 105,000 $ 38,000
Clearwater, Idaho 1 $ 95,000 $ 95,000 $ 48,000
Latah, Idaho 1 $ 75,000 $ 75,000 $ 80,000
Nez Perce, Idaho 1 $ 85,000 $ 85,000 $ 48,000
Owyhee, Idaho 1 $ 115,000 $ 115,000 $ 71,000
Power, Idaho 1 $ 165,000 $ 165,000 $ 81,000
Adams, Illinois 1 $ 155,000 $ 155,000 $ 171,000
DuPage, Illinois 1 $ 1,005,000 $ 1,005,000 $ 415,000
LaSalle, Illinois 1 $ 145,000 $ 145,000 $ 170,000
Madison, Illinois 1 $ 85,000 $ 85,000 $ 91,000
Ogle, Illinois 1 $ 35,000 $ 35,000 $ 51,000
St. Clair, Illinois 1 $ 65,000 $ 65,000 $ 69,000
Vermilion, Illinois 1 $ 305,000 $ 305,000 $ 150,000
Bartholomew, Indiana 1 $ 195,000 $ 195,000 $ 41,000
DeKalb, Indiana 1 $ 45,000 $ 45,000 $ 70,000
Floyd, Indiana 1 $ 215,000 $ 215,000 $ 60,000
Grant, Indiana 1 $ 25,000 $ 25,000 $ 65,000
Huntington, Indiana 1 $ 125,000 $ 125,000 $ 32,000
Jackson, Indiana 1 $ 135,000 $ 135,000 $ 59,000
Lawrence, Indiana 1 $ 125,000 $ 125,000 $ 49,000
Orange, Indiana 1 $ 265,000 $ 265,000 $ 144,000
Owen, Indiana 1 $ 85,000 $ 85,000 $ 16,000
Wayne, Indiana 1 $ 195,000 $ 195,000 $ 135,000
Wells, Indiana 1 $ 305,000 $ 305,000 $ 0
Whitley, Indiana 1 $ 335,000 $ 335,000 $ 141,000
Black Hawk, Iowa 1 $ 15,000 $ 15,000 $ 34,000
Boone, Iowa 1 $ 45,000 $ 45,000 $ 130,000
Jefferson, Iowa 1 $ 85,000 $ 85,000 $ 0
Jones, Iowa 1 $ 25,000 $ 25,000 $ 56,000
Linn, Iowa 1 $ 75,000 $ 75,000 $ 74,000
Story, Iowa 1 $ 55,000 $ 55,000 $ 65,000
Butler, Kansas 1 $ 35,000 $ 35,000 $ 46,000
Douglas, Kansas 1 $ 25,000 $ 25,000 $ 33,000
Franklin, Kansas 1 $ 35,000 $ 35,000 $ 37,000
Haskell, Kansas 1 $ 105,000 $ 105,000 $ 148,000
Johnson, Kansas 1 $ 35,000 $ 35,000 $ 57,000
Labette, Kansas 1 $ 85,000 $ 85,000 $ 49,000
Bullitt, Kentucky 1 $ 55,000 $ 55,000 $ 48,000
Carter, Kentucky 1 $ 95,000 $ 95,000 $ 105,000
Daviess, Kentucky 1 $ 105,000 $ 105,000 $ 59,000
Greenup, Kentucky 1 $ 185,000 $ 185,000 $ 120,000
Harrison, Kentucky 1 $ 85,000 $ 85,000 $ 87,000
Knox, Kentucky 1 $ 185,000 $ 185,000 $ 82,000
Laurel, Kentucky 1 $ 215,000 $ 215,000 $ 70,000
Lawrence, Kentucky 1 $ 115,000 $ 115,000 $ 124,000
Madison, Kentucky 1 $ 165,000 $ 165,000 $ 106,000
Meade, Kentucky 1 $ 165,000 $ 165,000 $ 90,000
Pulaski, Kentucky 1 $ 95,000 $ 95,000 $ 435,000
Rockcastle, Kentucky 1 $ 155,000 $ 155,000 $ 58,000
Acadia, Louisiana 1 $ 115,000 $ 115,000 $ 0
Evangeline, Louisiana 1 $ 105,000 $ 105,000 $ 0
Iberville, Louisiana 1 $ 95,000 $ 95,000 $ 0
Jefferson Davis, Louisiana 1 $ 105,000 $ 105,000 $ 0
Lafourche, Louisiana 1 $ 65,000 $ 65,000 $ 0
St. Landry, Louisiana 1 $ 115,000 $ 115,000 $ 0
Vernon, Louisiana 1 $ 115,000 $ 115,000 $ 0
Webster, Louisiana 1 $ 85,000 $ 85,000 $ 0
West Baton Rouge, Louisiana 1 $ 105,000 $ 105,000 $ 0
Baltimore City, Maryland 1 $ 65,000 $ 65,000 $ 60,000
Cecil, Maryland 1 $ 55,000 $ 55,000 $ 141,000
Plymouth, Massachusetts 1 $ 185,000 $ 185,000 $ 120,000
Antrim, Michigan 1 $ 75,000 $ 75,000 $ 300,000
Gogebic, Michigan 1 $ 95,000 $ 95,000 $ 141,000
Grand Traverse, Michigan 1 $ 195,000 $ 195,000 $ 82,000
Hillsdale, Michigan 1 $ 65,000 $ 65,000 $ 42,000
Lapeer, Michigan 1 $ 15,000 $ 15,000 $ 45,000
Lenawee, Michigan 1 $ 45,000 $ 45,000 $ 103,000
Newaygo, Michigan 1 $ 35,000 $ 35,000 $ 51,000
Ogemaw, Michigan 1 $ 75,000 $ 75,000 $ 117,000
Benton, Minnesota 1 $ 45,000 $ 45,000 $ 47,000
Blue Earth, Minnesota 1 $ 85,000 $ 85,000 $ 80,000
Chisago, Minnesota 1 $ 35,000 $ 35,000 $ 39,000
Goodhue, Minnesota 1 $ 115,000 $ 115,000 $ 60,000
Winona, Minnesota 1 $ 15,000 $ 15,000 $ 21,000
Yellow Medicine, Minnesota 1 $ 105,000 $ 105,000 $ 92,000
Adams, Mississippi 1 $ 95,000 $ 95,000 $ 0
Amite, Mississippi 1 $ 65,000 $ 65,000 $ 0
Attala, Mississippi 1 $ 65,000 $ 65,000 $ 0
Benton, Mississippi 1 $ 75,000 $ 75,000 $ 0
Bolivar, Mississippi 1 $ 125,000 $ 125,000 $ 0
Carroll, Mississippi 1 $ 85,000 $ 85,000 $ 0
Clay, Mississippi 1 $ 65,000 $ 65,000 $ 0
Coahoma, Mississippi 1 $ 65,000 $ 65,000 $ 0
DeSoto, Mississippi 1 $ 105,000 $ 105,000 $ 0
Greene, Mississippi 1 $ 175,000 $ 175,000 $ 0
Hancock, Mississippi 1 $ 105,000 $ 105,000 $ 0
Itawamba, Mississippi 1 $ 85,000 $ 85,000 $ 0
Jasper, Mississippi 1 $ 85,000 $ 85,000 $ 0
Jefferson, Mississippi 1 $ 95,000 $ 95,000 $ 0
Leake, Mississippi 1 $ 75,000 $ 75,000 $ 0
Lincoln, Mississippi 1 $ 155,000 $ 155,000 $ 0
Madison, Mississippi 1 $ 85,000 $ 85,000 $ 0
Monroe, Mississippi 1 $ 135,000 $ 135,000 $ 0
Neshoba, Mississippi 1 $ 115,000 $ 115,000 $ 0
Pike, Mississippi 1 $ 45,000 $ 45,000 $ 0
Rankin, Mississippi 1 $ 85,000 $ 85,000 $ 0
Simpson, Mississippi 1 $ 65,000 $ 65,000 $ 0
Tallahatchie, Mississippi 1 $ 85,000 $ 85,000 $ 0
Winston, Mississippi 1 $ 65,000 $ 65,000 $ 0
Boone, Missouri 1 $ 35,000 $ 35,000 $ 0
Buchanan, Missouri 1 $ 25,000 $ 25,000 $ 30,000
Dent, Missouri 1 $ 185,000 $ 185,000 $ 114,000
Jackson, Missouri 1 $ 145,000 $ 145,000 $ 93,000
Jasper, Missouri 1 $ 165,000 $ 165,000 $ 139,000
McDonald, Missouri 1 $ 45,000 $ 45,000 $ 38,000
Mercer, Missouri 1 $ 135,000 $ 135,000 $ 84,000
Pulaski, Missouri 1 $ 95,000 $ 95,000 $ 48,000
Ray, Missouri 1 $ 145,000 $ 145,000 $ 49,000
Scott, Missouri 1 $ 45,000 $ 45,000 $ 47,000
St. Charles, Missouri 1 $ 35,000 $ 35,000 $ 88,000
Ste. Genevieve, Missouri 1 $ 105,000 $ 105,000 $ 86,000
Stoddard, Missouri 1 $ 85,000 $ 85,000 $ 52,000
Warren, Missouri 1 $ 85,000 $ 85,000 $ 0
Deer Lodge, Montana 1 $ 25,000 $ 25,000 $ 27,000
Glacier, Montana 1 $ 115,000 $ 115,000 $ 76,000
Richland, Montana 1 $ 95,000 $ 95,000 $ 48,000
Silver Bow, Montana 1 $ 105,000 $ 105,000 $ 60,000
Dodge, Nebraska 1 $ 105,000 $ 105,000 $ 41,000
Harlan, Nebraska 1 $ 165,000 $ 165,000 $ 75,000
Lincoln, Nebraska 1 $ 65,000 $ 65,000 $ 103,000
Ocean, New Jersey 1 $ 85,000 $ 85,000 $ 57,000
Warren, New Jersey 1 $ 75,000 $ 75,000 $ 111,000
Guadalupe, New Mexico 1 $ 255,000 $ 255,000 $ 0
Otero, New Mexico 1 $ 85,000 $ 85,000 $ 0
Sandoval, New Mexico 1 $ 165,000 $ 165,000 $ 0
Socorro, New Mexico 1 $ 145,000 $ 145,000 $ 0
Cayuga, New York 1 $ 175,000 $ 175,000 $ 122,000
Chautauqua, New York 1 $ 75,000 $ 75,000 $ 30,000
Delaware, New York 1 $ 165,000 $ 165,000 $ 900,000
Dutchess, New York 1 $ 155,000 $ 155,000 $ 85,000
Fulton, New York 1 $ 95,000 $ 95,000 $ 84,000
Monroe, New York 1 $ 105,000 $ 105,000 $ 79,000
Niagara, New York 1 $ 105,000 $ 105,000 $ 107,000
Onondaga, New York 1 $ 35,000 $ 35,000 $ 48,000
Schenectady, New York 1 $ 45,000 $ 45,000 $ 40,000
Schoharie, New York 1 $ 75,000 $ 75,000 $ 47,000
Steuben, New York 1 $ 135,000 $ 135,000 $ 75,000
Tompkins, New York 1 $ 45,000 $ 45,000 $ 216,000
Wyoming, New York 1 $ 105,000 $ 105,000 $ 52,000
Yates, New York 1 $ 35,000 $ 35,000 $ 95,000
Brunswick, North Carolina 1 $ 65,000 $ 65,000 $ 0
Buncombe, North Carolina 1 $ 355,000 $ 355,000 $ 0
Cabarrus, North Carolina 1 $ 65,000 $ 65,000 $ 46,000
Orange, North Carolina 1 $ 55,000 $ 55,000 $ 42,000
Sampson, North Carolina 1 $ 165,000 $ 165,000 $ 0
Vance, North Carolina 1 $ 95,000 $ 95,000 $ 110,000
Grant, North Dakota 1 $ 255,000 $ 255,000 $ 173,000
Ramsey, North Dakota 1 $ 55,000 $ 55,000 $ 65,000
Renville, North Dakota 1 $ 155,000 $ 155,000 $ 103,000
Williams, North Dakota 1 $ 135,000 $ 135,000 $ 170,000
Ashtabula, Ohio 1 $ 45,000 $ 45,000 $ 52,000
Butler, Ohio 1 $ 65,000 $ 65,000 $ 62,000
Champaign, Ohio 1 $ 95,000 $ 95,000 $ 42,000
Gallia, Ohio 1 $ 75,000 $ 75,000 $ 96,000
Geauga, Ohio 1 $ 115,000 $ 115,000 $ 56,000
Greene, Ohio 1 $ 135,000 $ 135,000 $ 122,000
Highland, Ohio 1 $ 195,000 $ 195,000 $ 225,000
Huron, Ohio 1 $ 15,000 $ 15,000 $ 40,000
Lorain, Ohio 1 $ 35,000 $ 35,000 $ 38,000
Lucas, Ohio 1 $ 35,000 $ 35,000 $ 44,000
Madison, Ohio 1 $ 125,000 $ 125,000 $ 60,000
Paulding, Ohio 1 $ 95,000 $ 95,000 $ 114,000
Ross, Ohio 1 $ 175,000 $ 175,000 $ 93,000
Scioto, Ohio 1 $ 55,000 $ 55,000 $ 52,000
Vinton, Ohio 1 $ 85,000 $ 85,000 $ 52,000
Wayne, Ohio 1 $ 25,000 $ 25,000 $ 40,000
Atoka, Oklahoma 1 $ 255,000 $ 255,000 $ 0
Bryan, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Cotton, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Jackson, Oklahoma 1 $ 195,000 $ 195,000 $ 0
Johnston, Oklahoma 1 $ 195,000 $ 195,000 $ 0
Le Flore, Oklahoma 1 $ 75,000 $ 75,000 $ 0
Lincoln, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Logan, Oklahoma 1 $ 105,000 $ 105,000 $ 0
McCurtain, Oklahoma 1 $ 275,000 $ 275,000 $ 0
McIntosh, Oklahoma 1 $ 75,000 $ 75,000 $ 0
Noble, Oklahoma 1 $ 65,000 $ 65,000 $ 0
Nowata, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Oklahoma, Oklahoma 1 $ 255,000 $ 255,000 $ 0
Ottawa, Oklahoma 1 $ 165,000 $ 165,000 $ 0
Payne, Oklahoma 1 $ 85,000 $ 85,000 $ 0
Pontotoc, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Pottawatomie, Oklahoma 1 $ 245,000 $ 245,000 $ 0
Pushmataha, Oklahoma 1 $ 75,000 $ 75,000 $ 0
Rogers, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Seminole, Oklahoma 1 $ 235,000 $ 235,000 $ 0
Washington, Oklahoma 1 $ 125,000 $ 125,000 $ 0
Armstrong, Pennsylvania 1 $ 125,000 $ 125,000 $ 53,000
Butler, Pennsylvania 1 $ 135,000 $ 135,000 $ 114,000
Carbon, Pennsylvania 1 $ 95,000 $ 95,000 $ 87,000
Clarion, Pennsylvania 1 $ 75,000 $ 75,000 $ 44,000
Columbia, Pennsylvania 1 $ 45,000 $ 45,000 $ 30,000
Dauphin, Pennsylvania 1 $ 45,000 $ 45,000 $ 82,000
Greene, Pennsylvania 1 $ 135,000 $ 135,000 $ 68,000
Susquehanna, Pennsylvania 1 $ 115,000 $ 115,000 $ 58,000
Union, Pennsylvania 1 $ 25,000 $ 25,000 $ 58,000
Washington, Pennsylvania 1 $ 45,000 $ 45,000 $ 56,000
Anderson, South Carolina 1 $ 105,000 $ 105,000 $ 0
Greenville, South Carolina 1 $ 175,000 $ 175,000 $ 0
Pickens, South Carolina 1 $ 95,000 $ 95,000 $ 0
Lincoln, South Dakota 1 $ 115,000 $ 115,000 $ 125,000
Minnehaha, South Dakota 1 $ 125,000 $ 125,000 $ 125,000
Fayette, Tennessee 1 $ 95,000 $ 95,000 $ 0
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Mortgage Loan Application Detail Totals for Centier Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,827 $499,435,000 $273,000 $46,175,000 $108,000 $5,424,000
Home Improvement 1,100 $80,180,000 $72,000 $1,015,000 $118,000 $2,225,000
Refinancing 426 $99,560,000 $233,000 $23,705,000 $124,000 $991,000
Other Purpose 340 $21,230,000 $62,000 $495,000 $105,000 $1,255,000
Cash-out Refinancing 84 $24,330,000 $289,000 $3,185,000 $144,000 $2,110,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,195 $330,155,000 $150,000 $3,185,000 $117,000 $5,424,000
Not Provided 649 $62,955,000 $97,000 $1,025,000 $114,000 $1,163,000
Not applicable 375 $259,515,000 $692,000 $46,175,000 $0 $0
Hispanic 314 $38,560,000 $122,000 $3,375,000 $101,000 $1,369,000
Black or African American 194 $21,010,000 $108,000 $1,185,000 $85,000 $533,000
Asian 42 $11,510,000 $274,000 $3,005,000 $190,000 $1,158,000
American Indian or Alaskan Native 5 $345,000 $69,000 $125,000 $139,000 $526,000
Native Hawaiian or Other Pacific Islander 3 $685,000 $228,000 $505,000 $153,000 $199,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,695 $706,195,000 $191,000 $46,175,000 $115,000 $5,424,000
FHA-insured (Federal Housing Administration) 74 $16,310,000 $220,000 $435,000 $81,000 $220,000
VA-guaranteed (Veterans Administration) 5 $1,765,000 $353,000 $445,000 $118,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $465,000 $155,000 $205,000 $57,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,007 $464,025,000 $231,000 $46,175,000 $124,000 $5,424,000
Application Denied By Financial Institution 621 $64,155,000 $103,000 $2,435,000 $90,000 $800,000
Application Approved But Not Accepted 578 $89,750,000 $155,000 $37,005,000 $90,000 $1,149,000
Loan Purchased By The Institution 317 $38,285,000 $120,000 $355,000 $0 $0
Application Withdrawn By Applicant 205 $55,375,000 $270,000 $5,005,000 $137,000 $2,110,000
File Closed For Incompleteness 49 $13,145,000 $268,000 $2,705,000 $192,000 $3,608,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,156 $660,580,000 $209,000 $46,175,000 $119,000 $5,424,000
Credit History 330 $21,250,000 $64,000 $405,000 $90,000 $675,000
Debt-To-Income Ratio 187 $29,685,000 $158,000 $1,805,000 $71,000 $476,000
Collateral 76 $5,550,000 $73,000 $255,000 $125,000 $676,000
Unverifiable Information 15 $2,655,000 $177,000 $755,000 $135,000 $800,000
Insufficient Cash (Downpayment, Closing Cost) 6 $4,020,000 $670,000 $2,435,000 $90,000 $223,000
Other 4 $900,000 $225,000 $385,000 $162,000 $462,000
Employment History 2 $60,000 $30,000 $45,000 $17,000 $35,000
Credit Application Incomplete 1 $35,000 $35,000 $35,000 $100,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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