Community West Bank, A California Banking Corporation Mortgage Lending & HMDA Data, 2011
In 2011, Community West Bank, A California Banking Corporation of Fresno, CA reported 52 mortgage applications totaling $11.2 million, down 5% from 2010. The average application was for $214,961, and applicants reported an average income of $102,500. 2% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Fresno, CA (32), Madera-Chowchilla, CA (7) and Stockton, CA (4) (applications in parentheses).
| Mortgage Company & Address | Community West Bank, A California Banking Corporation 7100 N Financial Drive Suite 101 Fresno, CA 93720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 52 |
| Total Mortgage Loan Application Amount | $11,178,000 |
| Average Mortgage Loan Application Amount | $214,961 |
| Highest Mortgage Loan Application Amount | $898,000 |
| Average Applicant Income | $102,500 |
| Highest Applicant Income | $371,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community West Bank, A California Banking Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno, California | 32 | $ 7,212,000 | $ 225,375 | $ 103,000 |
| Madera, California | 7 | $ 1,180,000 | $ 168,571 | $ 117,000 |
| San Joaquin, California | 4 | $ 1,126,000 | $ 281,500 | $ 72,000 |
| Merced, California | 2 | $ 290,000 | $ 145,000 | $ 23,000 |
| Stanislaus, California | 2 | $ 388,000 | $ 194,000 | $ 207,000 |
| Calaveras, California | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Kings, California | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| San Luis Obispo, California | 1 | $ 270,000 | $ 270,000 | $ 160,000 |
| Tulare, California | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Community West Bank, A California Banking Corporation in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 43 | $9,366,000 | $217,000 | $898,000 | $107,000 | $371,000 |
| Home Purchase | 9 | $1,812,000 | $201,000 | $400,000 | $81,000 | $161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38 | $6,892,000 | $181,000 | $415,000 | $98,000 | $371,000 |
| Not Provided | 7 | $2,763,000 | $394,000 | $898,000 | $140,000 | $300,000 |
| Hispanic | 4 | $901,000 | $225,000 | $330,000 | $117,000 | $180,000 |
| Asian | 2 | $367,000 | $183,000 | $220,000 | $42,000 | $84,000 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $72,000 | $72,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42 | $9,197,000 | $218,000 | $898,000 | $114,000 | $371,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,333,000 | $166,000 | $224,000 | $45,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $648,000 | $324,000 | $400,000 | $98,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 30 | $5,647,000 | $188,000 | $635,000 | $91,000 | $300,000 |
| Application Withdrawn By Applicant | 15 | $3,111,000 | $207,000 | $415,000 | $119,000 | $371,000 |
| Application Approved But Not Accepted | 5 | $1,981,000 | $396,000 | $898,000 | $136,000 | $233,000 |
| Preapproval Denied by Financial Institution | 1 | $219,000 | $219,000 | $219,000 | $130,000 | $130,000 |
| Loan Originated | 1 | $220,000 | $220,000 | $220,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community West Bank, A California Banking Corporation's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community West Bank, A California Banking Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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