4 mortgage lenders are based in Chambersburg, PA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Franklin County, PA in 2025.
In 2025, 228 lenders made 3,891 home loans worth $789.3 million in Franklin County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Franklin County, which includes Chambersburg.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Patriot FCU Chambersburg, PA | 417 | $47.6M | $114,000 | 10.7% |
| 2 | Farmers and Merchants Trust Company of Chambersburg Chambersburg, PA | 295 | $56.5M | $192,000 | 7.6% |
| 3 | M&T Bank Buffalo, NY | 234 | $31.2M | $134,000 | 6.0% |
| 4 | Orrstown Bank Harrisburg, PA | 185 | $30.5M | $165,000 | 4.8% |
| 5 | Guild Mortgage Company San Diego, CA | 140 | $27.8M | $199,000 | 3.6% |
| 6 | Integrity Home Mortgage Corporation Winchester, VA | 124 | $27.6M | $223,000 | 3.2% |
| 7 | United Wholesale Mortgage Plymouth, MI | 119 | $33.2M | $279,000 | 3.1% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 109 | $28.5M | $262,000 | 2.8% |
| 9 | Members 1st FCU Enola, PA | 108 | $13.9M | $128,000 | 2.8% |
| 10 | New American Funding, Llc. Tustin, CA | 103 | $23.7M | $230,000 | 2.6% |
See every lender in Franklin County and its 2025 mortgage data · top lenders in Pennsylvania · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| 1st Ed Credit Union
1156 KENNEBEC DRIVE CHAMBERSBURG, PA 17201 |
* | 136 | $11,610,000 |
| 1st Ed Credit Union
1156 KENNEBEC DRIVE CHAMBERSBURG, PA 17201 |
* | 326 | $30,072,000 |
| Farmers and Merchants Trust Company of Chambersburg
20 SOUTH MAIN STREET CHAMBERSBURG, PA 17201 |
* | 17,334 | $2,597,585,000 |
| Patriot FCU
PO BOX 778 CHAMBERSBURG, PA 17201 |
* | 17,287 | $1,523,821,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About