Champions Mortgage LLC Mortgage Lending & HMDA Data, 2022

In 2022, Champions Mortgage LLC of Seminole, FL reported 122 mortgage applications totaling $40.8 million, down 77% from 2021. The average application was for $334,262, and applicants reported an average income of $146,459. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (47), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (14) and West Palm Beach-Boca Raton-Delray Beach, FL (8) (applications in parentheses).

Mortgage Company & Address Champions Mortgage LLC
10575 68th Ave C2
Seminole, FL 33772
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  
Total Number of Mortgage Applications 122
Total Mortgage Loan Application Amount $40,780,000
Average Mortgage Loan Application Amount $334,262
Highest Mortgage Loan Application Amount $1,065,000
Average Applicant Income $146,459
Highest Applicant Income $1,750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Champions Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Champions Mortgage LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 30 $ 9,440,000 $ 314,666 $ 89,000
Broward, Florida 14 $ 5,910,000 $ 422,142 $ 274,000
Pasco, Florida 9 $ 2,675,000 $ 297,222 $ 91,000
Hillsborough, Florida 8 $ 2,930,000 $ 366,250 $ 96,000
Palm Beach, Florida 8 $ 2,430,000 $ 303,750 $ 505,000
Marion, Florida 6 $ 1,440,000 $ 240,000 $ 95,000
Brevard, Florida 3 $ 1,545,000 $ 515,000 $ 61,000
Cherokee, Georgia 3 $ 1,295,000 $ 431,666 $ 159,000
Highlands, Florida 2 $ 300,000 $ 150,000 $ 25,000
Lake, Florida 2 $ 530,000 $ 265,000 $ 84,000
Miami-Dade, Florida 2 $ 820,000 $ 410,000 $ 114,000
St. Lucie, Florida 2 $ 500,000 $ 250,000 $ 80,000
Dallas, Texas 2 $ 870,000 $ 435,000 $ 196,000
Rockwall, Texas 2 $ 720,000 $ 360,000 $ 83,000
Archuleta, Colorado 1 $ 545,000 $ 545,000 $ 153,000
Rio Grande, Colorado 1 $ 885,000 $ 885,000 $ 250,000
Hartford, Connecticut 1 $ 275,000 $ 275,000 $ 239,000
Tolland, Connecticut 1 $ 335,000 $ 335,000 $ 147,000
Citrus, Florida 1 $ 215,000 $ 215,000 $ 60,000
Collier, Florida 1 $ 595,000 $ 595,000 $ 214,000
Duval, Florida 1 $ 315,000 $ 315,000 $ 120,000
Hendry, Florida 1 $ 245,000 $ 245,000 $ 80,000
Indian River, Florida 1 $ 205,000 $ 205,000 $ 10,000
Lafayette, Florida 1 $ 155,000 $ 155,000 $ 65,000
Lee, Florida 1 $ 165,000 $ 165,000 $ 147,000
Leon, Florida 1 $ 265,000 $ 265,000 $ 120,000
Manatee, Florida 1 $ 275,000 $ 275,000 $ 76,000
Martin, Florida 1 $ 525,000 $ 525,000 $ 147,000
Okaloosa, Florida 1 $ 205,000 $ 205,000 $ 38,000
Osceola, Florida 1 $ 105,000 $ 105,000 $ 0
Seminole, Florida 1 $ 245,000 $ 245,000 $ 59,000
Chatham, Georgia 1 $ 345,000 $ 345,000 $ 166,000
Laurens, Georgia 1 $ 265,000 $ 265,000 $ 131,000
Putnam, Georgia 1 $ 455,000 $ 455,000 $ 182,000
Oakland, Michigan 1 $ 255,000 $ 255,000 $ 52,000
Swain, North Carolina 1 $ 185,000 $ 185,000 $ 178,000
Wake, North Carolina 1 $ 455,000 $ 455,000 $ 104,000
Watauga, North Carolina 1 $ 475,000 $ 475,000 $ 92,000
Johnson, Tennessee 1 $ 255,000 $ 255,000 $ 96,000
Harris, Texas 1 $ 115,000 $ 115,000 $ 56,000
Medina, Texas 1 $ 445,000 $ 445,000 $ 144,000
San Patricio, Texas 1 $ 155,000 $ 155,000 $ 77,000
Williamson, Texas 1 $ 415,000 $ 415,000 $ 180,000

Mortgage Loan Application Detail Totals for Champions Mortgage LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 90 $31,550,000 $350,000 $1,065,000 $135,000 $1,750,000
Cash-out Refinancing 25 $6,795,000 $271,000 $945,000 $187,000 $860,000
Refinancing 7 $2,435,000 $347,000 $645,000 $149,000 $310,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 72 $24,830,000 $344,000 $1,065,000 $157,000 $1,200,000
Hispanic 28 $8,860,000 $316,000 $565,000 $91,000 $217,000
Not Provided 11 $4,395,000 $399,000 $885,000 $316,000 $1,750,000
Black or African American 9 $2,075,000 $230,000 $285,000 $74,000 $136,000
Asian 2 $620,000 $310,000 $445,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 99 $34,255,000 $346,000 $1,065,000 $159,000 $1,750,000
FHA-insured (Federal Housing Administration) 18 $4,950,000 $275,000 $425,000 $95,000 $180,000
VA-guaranteed (Veterans Administration) 5 $1,575,000 $315,000 $405,000 $69,000 $98,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 122 $40,780,000 $334,000 $1,065,000 $145,000 $1,750,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 122 $40,780,000 $334,000 $1,065,000 $145,000 $1,750,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Champions Mortgage LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Champions Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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