Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2025
In 2025, Charles Schwab Bank, SSB of Lone Tree, CO reported 8,126 mortgage applications totaling $7.4 billion, up 41% from 2024. The average application was for $915,698, and applicants reported an average income of $477,391. 75% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (340), San Jose-Sunnyvale-Santa Clara, CA (284) and Oakland-Hayward-Berkeley, CA (277) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,126 |
| Total Mortgage Loan Application Amount | $7,440,970,000 |
| Average Mortgage Loan Application Amount | $915,698 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $477,391 |
| Highest Applicant Income | $9,961,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 340 | $ 450,390,000 | $ 1,324,676 | $ 591,000 |
| Santa Clara, California | 284 | $ 434,490,000 | $ 1,529,894 | $ 750,000 |
| Maricopa, Arizona | 230 | $ 201,700,000 | $ 876,956 | $ 478,000 |
| San Diego, California | 230 | $ 247,340,000 | $ 1,075,391 | $ 523,000 |
| Orange, California | 212 | $ 281,700,000 | $ 1,328,773 | $ 689,000 |
| King, Washington | 203 | $ 245,165,000 | $ 1,207,709 | $ 503,000 |
| Cook, Illinois | 169 | $ 134,465,000 | $ 795,650 | $ 451,000 |
| Alameda, California | 153 | $ 170,115,000 | $ 1,111,862 | $ 487,000 |
| San Francisco, California | 140 | $ 198,030,000 | $ 1,414,500 | $ 680,000 |
| San Mateo, California | 136 | $ 178,040,000 | $ 1,309,117 | $ 706,000 |
| Contra Costa, California | 124 | $ 116,340,000 | $ 938,225 | $ 448,000 |
| New York, New York | 93 | $ 107,205,000 | $ 1,152,741 | $ 800,000 |
| Palm Beach, Florida | 88 | $ 104,940,000 | $ 1,192,500 | $ 646,000 |
| Clark, Nevada | 87 | $ 70,595,000 | $ 811,436 | $ 518,000 |
| Marin, California | 81 | $ 89,185,000 | $ 1,101,049 | $ 547,000 |
| Denver, Colorado | 76 | $ 62,330,000 | $ 820,131 | $ 370,000 |
| Harris, Texas | 76 | $ 72,690,000 | $ 956,447 | $ 477,000 |
| Riverside, California | 75 | $ 73,345,000 | $ 977,933 | $ 557,000 |
| Middlesex, Massachusetts | 73 | $ 72,385,000 | $ 991,575 | $ 462,000 |
| Dallas, Texas | 69 | $ 61,045,000 | $ 884,710 | $ 415,000 |
| Travis, Texas | 68 | $ 62,710,000 | $ 922,205 | $ 437,000 |
| Western Connecticut Planning Region, Connecticut | 66 | $ 73,910,000 | $ 1,119,848 | $ 706,000 |
| Fulton, Georgia | 63 | $ 47,055,000 | $ 746,904 | $ 381,000 |
| Montgomery, Maryland | 61 | $ 46,615,000 | $ 764,180 | $ 332,000 |
| Fairfax, Virginia | 61 | $ 52,745,000 | $ 864,672 | $ 516,000 |
| Collier, Florida | 60 | $ 74,870,000 | $ 1,247,833 | $ 552,000 |
| Sonoma, California | 54 | $ 47,040,000 | $ 871,111 | $ 378,000 |
| Miami-Dade, Florida | 54 | $ 63,870,000 | $ 1,182,777 | $ 573,000 |
| Mecklenburg, North Carolina | 54 | $ 45,610,000 | $ 844,629 | $ 372,000 |
| Tarrant, Texas | 51 | $ 40,925,000 | $ 802,450 | $ 498,000 |
| Douglas, Colorado | 50 | $ 40,550,000 | $ 811,000 | $ 472,000 |
| Boulder, Colorado | 47 | $ 46,275,000 | $ 984,574 | $ 437,000 |
| Broward, Florida | 47 | $ 50,005,000 | $ 1,063,936 | $ 716,000 |
| Deschutes, Oregon | 47 | $ 32,535,000 | $ 692,234 | $ 366,000 |
| Lake, Illinois | 46 | $ 24,700,000 | $ 536,956 | $ 322,000 |
| Ventura, California | 45 | $ 49,645,000 | $ 1,103,222 | $ 462,000 |
| Jefferson, Colorado | 45 | $ 35,025,000 | $ 778,333 | $ 356,000 |
| Charleston, South Carolina | 45 | $ 50,595,000 | $ 1,124,333 | $ 496,000 |
| Williamson, Tennessee | 45 | $ 51,365,000 | $ 1,141,444 | $ 472,000 |
| Arapahoe, Colorado | 43 | $ 40,985,000 | $ 953,139 | $ 642,000 |
| Washoe, Nevada | 43 | $ 39,315,000 | $ 914,302 | $ 458,000 |
| Hennepin, Minnesota | 42 | $ 28,050,000 | $ 667,857 | $ 331,000 |
| Santa Barbara, California | 41 | $ 55,295,000 | $ 1,348,658 | $ 652,000 |
| Placer, California | 39 | $ 45,355,000 | $ 1,162,948 | $ 667,000 |
| Wake, North Carolina | 39 | $ 24,295,000 | $ 622,948 | $ 342,000 |
| Denton, Texas | 38 | $ 24,080,000 | $ 633,684 | $ 461,000 |
| Beaufort, South Carolina | 37 | $ 27,465,000 | $ 742,297 | $ 387,000 |
| Monterey, California | 36 | $ 57,860,000 | $ 1,607,222 | $ 738,000 |
| District of Columbia, District Of Columbia | 36 | $ 35,290,000 | $ 980,277 | $ 376,000 |
| Sarasota, Florida | 36 | $ 25,300,000 | $ 702,777 | $ 422,000 |
| Essex, New Jersey | 36 | $ 35,200,000 | $ 977,777 | $ 449,000 |
| Westchester, New York | 36 | $ 43,120,000 | $ 1,197,777 | $ 591,000 |
| DuPage, Illinois | 35 | $ 24,545,000 | $ 701,285 | $ 364,000 |
| Barnstable, Massachusetts | 34 | $ 27,640,000 | $ 812,941 | $ 463,000 |
| Pima, Arizona | 32 | $ 19,190,000 | $ 599,687 | $ 331,000 |
| Summit, Utah | 32 | $ 55,770,000 | $ 1,742,812 | $ 869,000 |
| Hillsborough, Florida | 31 | $ 25,465,000 | $ 821,451 | $ 495,000 |
| Monmouth, New Jersey | 31 | $ 21,625,000 | $ 697,580 | $ 395,000 |
| Lee, Florida | 30 | $ 17,810,000 | $ 593,666 | $ 421,000 |
| Norfolk, Massachusetts | 30 | $ 39,430,000 | $ 1,314,333 | $ 500,000 |
| Bergen, New Jersey | 30 | $ 29,640,000 | $ 988,000 | $ 462,000 |
| Nassau, New York | 30 | $ 26,160,000 | $ 872,000 | $ 444,000 |
| Collin, Texas | 29 | $ 19,615,000 | $ 676,379 | $ 346,000 |
| Suffolk, Massachusetts | 28 | $ 40,550,000 | $ 1,448,214 | $ 607,000 |
| Morris, New Jersey | 28 | $ 22,830,000 | $ 815,357 | $ 377,000 |
| Multnomah, Oregon | 28 | $ 18,580,000 | $ 663,571 | $ 313,000 |
| Snohomish, Washington | 28 | $ 24,230,000 | $ 865,357 | $ 356,000 |
| Ada, Idaho | 27 | $ 17,915,000 | $ 663,518 | $ 456,000 |
| Pinellas, Florida | 26 | $ 16,570,000 | $ 637,307 | $ 394,000 |
| Davidson, Tennessee | 26 | $ 21,320,000 | $ 820,000 | $ 352,000 |
| Ocean, New Jersey | 25 | $ 22,155,000 | $ 886,200 | $ 476,000 |
| Suffolk, New York | 25 | $ 31,705,000 | $ 1,268,200 | $ 646,000 |
| Walton, Florida | 24 | $ 35,480,000 | $ 1,478,333 | $ 980,000 |
| Hamilton, Indiana | 24 | $ 13,700,000 | $ 570,833 | $ 516,000 |
| Oakland, Michigan | 24 | $ 19,500,000 | $ 812,500 | $ 376,000 |
| Montgomery, Texas | 24 | $ 16,660,000 | $ 694,166 | $ 354,000 |
| Yavapai, Arizona | 23 | $ 12,425,000 | $ 540,217 | $ 272,000 |
| Santa Cruz, California | 23 | $ 19,795,000 | $ 860,652 | $ 601,000 |
| Summit, Colorado | 23 | $ 24,585,000 | $ 1,068,913 | $ 540,000 |
| Sacramento, California | 22 | $ 14,220,000 | $ 646,363 | $ 438,000 |
| Manatee, Florida | 22 | $ 17,100,000 | $ 777,272 | $ 420,000 |
| Hudson, New Jersey | 22 | $ 18,570,000 | $ 844,090 | $ 413,000 |
| DeKalb, Georgia | 21 | $ 13,185,000 | $ 627,857 | $ 236,000 |
| St. Louis, Missouri | 21 | $ 12,315,000 | $ 586,428 | $ 345,000 |
| Salt Lake, Utah | 21 | $ 20,895,000 | $ 995,000 | $ 386,000 |
| Napa, California | 20 | $ 27,340,000 | $ 1,367,000 | $ 772,000 |
| San Luis Obispo, California | 20 | $ 15,740,000 | $ 787,000 | $ 860,000 |
| Clark, Washington | 20 | $ 14,990,000 | $ 749,500 | $ 368,000 |
| Kings, New York | 19 | $ 16,715,000 | $ 879,736 | $ 398,000 |
| Franklin, Ohio | 19 | $ 17,305,000 | $ 910,789 | $ 406,000 |
| Nevada, California | 18 | $ 15,940,000 | $ 885,555 | $ 393,000 |
| San Bernardino, California | 18 | $ 13,100,000 | $ 727,777 | $ 349,000 |
| Essex, Massachusetts | 18 | $ 13,200,000 | $ 733,333 | $ 388,000 |
| Cape May, New Jersey | 18 | $ 18,860,000 | $ 1,047,777 | $ 610,000 |
| Chester, Pennsylvania | 18 | $ 13,990,000 | $ 777,222 | $ 405,000 |
| Montgomery, Pennsylvania | 18 | $ 15,410,000 | $ 856,111 | $ 368,000 |
| Orange, Florida | 17 | $ 18,945,000 | $ 1,114,411 | $ 516,000 |
| Sumter, Florida | 17 | $ 8,265,000 | $ 486,176 | $ 258,000 |
| Cobb, Georgia | 17 | $ 11,895,000 | $ 699,705 | $ 261,000 |
| Anne Arundel, Maryland | 17 | $ 15,695,000 | $ 923,235 | $ 421,000 |
| Philadelphia, Pennsylvania | 17 | $ 11,255,000 | $ 662,058 | $ 403,000 |
| El Dorado, California | 16 | $ 10,450,000 | $ 653,125 | $ 379,000 |
| Eagle, Colorado | 16 | $ 20,090,000 | $ 1,255,625 | $ 586,000 |
| Sussex, Delaware | 16 | $ 14,180,000 | $ 886,250 | $ 464,000 |
| Mercer, New Jersey | 16 | $ 7,300,000 | $ 456,250 | $ 279,000 |
| Buncombe, North Carolina | 16 | $ 11,420,000 | $ 713,750 | $ 354,000 |
| Washington, Oregon | 16 | $ 7,390,000 | $ 461,875 | $ 337,000 |
| El Paso, Colorado | 15 | $ 7,285,000 | $ 485,666 | $ 212,000 |
| Larimer, Colorado | 15 | $ 9,375,000 | $ 625,000 | $ 334,000 |
| Duval, Florida | 15 | $ 11,495,000 | $ 766,333 | $ 435,000 |
| Hamilton, Ohio | 15 | $ 7,985,000 | $ 532,333 | $ 374,000 |
| Greenville, South Carolina | 15 | $ 10,405,000 | $ 693,666 | $ 302,000 |
| Alexandria, Virginia | 15 | $ 10,215,000 | $ 681,000 | $ 265,000 |
| Arlington, Virginia | 15 | $ 13,245,000 | $ 883,000 | $ 442,000 |
| Greater Bridgeport Planning Region, Connecticut | 14 | $ 12,060,000 | $ 861,428 | $ 805,000 |
| Volusia, Florida | 14 | $ 7,770,000 | $ 555,000 | $ 370,000 |
| Durham, North Carolina | 14 | $ 7,040,000 | $ 502,857 | $ 346,000 |
| Utah, Utah | 14 | $ 10,020,000 | $ 715,714 | $ 333,000 |
| Baldwin, Alabama | 13 | $ 8,815,000 | $ 678,076 | $ 296,000 |
| Benton, Arkansas | 13 | $ 10,315,000 | $ 793,461 | $ 386,000 |
| Cumberland, Maine | 13 | $ 10,275,000 | $ 790,384 | $ 380,000 |
| Gallatin, Montana | 13 | $ 14,705,000 | $ 1,131,153 | $ 390,000 |
| New Hanover, North Carolina | 13 | $ 6,675,000 | $ 513,461 | $ 402,000 |
| Clackamas, Oregon | 13 | $ 10,245,000 | $ 788,076 | $ 480,000 |
| Allegheny, Pennsylvania | 13 | $ 6,875,000 | $ 528,846 | $ 549,000 |
| Bucks, Pennsylvania | 13 | $ 7,065,000 | $ 543,461 | $ 307,000 |
| Williamson, Texas | 13 | $ 7,145,000 | $ 549,615 | $ 305,000 |
| Wasatch, Utah | 13 | $ 18,945,000 | $ 1,457,307 | $ 937,000 |
| Pierce, Washington | 13 | $ 6,805,000 | $ 523,461 | $ 389,000 |
| Spokane, Washington | 13 | $ 5,645,000 | $ 434,230 | $ 185,000 |
| St. Johns, Florida | 12 | $ 12,220,000 | $ 1,018,333 | $ 500,000 |
| Jefferson, Kentucky | 12 | $ 7,790,000 | $ 649,166 | $ 439,000 |
| Flathead, Montana | 12 | $ 10,640,000 | $ 886,666 | $ 599,000 |
| Union, New Jersey | 12 | $ 11,390,000 | $ 949,166 | $ 467,000 |
| Santa Fe, New Mexico | 12 | $ 9,560,000 | $ 796,666 | $ 377,000 |
| Pinal, Arizona | 11 | $ 4,425,000 | $ 402,272 | $ 173,000 |
| Fresno, California | 11 | $ 6,515,000 | $ 592,272 | $ 316,000 |
| Capitol Planning Region, Connecticut | 11 | $ 6,445,000 | $ 585,909 | $ 531,000 |
| Brevard, Florida | 11 | $ 5,375,000 | $ 488,636 | $ 234,000 |
| Blaine, Idaho | 11 | $ 26,435,000 | $ 2,403,181 | $ 731,000 |
| Kootenai, Idaho | 11 | $ 9,345,000 | $ 849,545 | $ 337,000 |
| Plymouth, Massachusetts | 11 | $ 8,935,000 | $ 812,272 | $ 343,000 |
| Somerset, New Jersey | 11 | $ 5,985,000 | $ 544,090 | $ 290,000 |
| Bexar, Texas | 11 | $ 6,835,000 | $ 621,363 | $ 377,000 |
| Island, Washington | 11 | $ 7,035,000 | $ 639,545 | $ 332,000 |
| Solano, California | 10 | $ 4,180,000 | $ 418,000 | $ 209,000 |
| South Central Connecticut Planning Region, Connecticut | 10 | $ 7,350,000 | $ 735,000 | $ 499,000 |
| Indian River, Florida | 10 | $ 5,360,000 | $ 536,000 | $ 416,000 |
| Martin, Florida | 10 | $ 14,210,000 | $ 1,421,000 | $ 744,000 |
| Honolulu, Hawaii | 10 | $ 12,050,000 | $ 1,205,000 | $ 884,000 |
| Orleans, Louisiana | 10 | $ 7,670,000 | $ 767,000 | $ 716,000 |
| Douglas, Nebraska | 10 | $ 5,960,000 | $ 596,000 | $ 288,000 |
| Douglas, Nevada | 10 | $ 12,380,000 | $ 1,238,000 | $ 375,000 |
| Hillsborough, New Hampshire | 10 | $ 4,530,000 | $ 453,000 | $ 263,000 |
| Cuyahoga, Ohio | 10 | $ 3,260,000 | $ 326,000 | $ 216,000 |
| Oklahoma, Oklahoma | 10 | $ 6,280,000 | $ 628,000 | $ 287,000 |
| Lane, Oregon | 10 | $ 4,290,000 | $ 429,000 | $ 298,000 |
| Delaware, Pennsylvania | 10 | $ 10,980,000 | $ 1,098,000 | $ 374,000 |
| Newport, Rhode Island | 10 | $ 10,090,000 | $ 1,009,000 | $ 524,000 |
| Knox, Tennessee | 10 | $ 5,720,000 | $ 572,000 | $ 428,000 |
| Loudoun, Virginia | 10 | $ 9,180,000 | $ 918,000 | $ 375,000 |
| Jefferson, Alabama | 9 | $ 4,995,000 | $ 555,000 | $ 221,000 |
| Mendocino, California | 9 | $ 6,495,000 | $ 721,666 | $ 429,000 |
| Grand, Colorado | 9 | $ 6,435,000 | $ 715,000 | $ 398,000 |
| Charlotte, Florida | 9 | $ 4,575,000 | $ 508,333 | $ 269,000 |
| Lake, Florida | 9 | $ 5,205,000 | $ 578,333 | $ 292,000 |
| Seminole, Florida | 9 | $ 6,885,000 | $ 765,000 | $ 373,000 |
| St. Lucie, Florida | 9 | $ 3,985,000 | $ 442,777 | $ 244,000 |
| Gwinnett, Georgia | 9 | $ 7,035,000 | $ 781,666 | $ 274,000 |
| Johnson, Kansas | 9 | $ 7,915,000 | $ 879,444 | $ 326,000 |
| Kent, Michigan | 9 | $ 6,775,000 | $ 752,777 | $ 417,000 |
| Missoula, Montana | 9 | $ 5,145,000 | $ 571,666 | $ 281,000 |
| Rockingham, New Hampshire | 9 | $ 7,915,000 | $ 879,444 | $ 662,000 |
| Middlesex, New Jersey | 9 | $ 3,245,000 | $ 360,555 | $ 171,000 |
| Queens, New York | 9 | $ 5,975,000 | $ 663,888 | $ 372,000 |
| Brunswick, North Carolina | 9 | $ 6,775,000 | $ 752,777 | $ 310,000 |
| Transylvania, North Carolina | 9 | $ 7,375,000 | $ 819,444 | $ 606,000 |
| Berkeley, South Carolina | 9 | $ 6,065,000 | $ 673,888 | $ 388,000 |
| Hays, Texas | 9 | $ 7,825,000 | $ 869,444 | $ 319,000 |
| Washington, Utah | 9 | $ 6,165,000 | $ 685,000 | $ 307,000 |
| Richmond City, Virginia | 9 | $ 7,265,000 | $ 807,222 | $ 359,000 |
| Teton, Wyoming | 9 | $ 22,235,000 | $ 2,470,555 | $ 469,000 |
| Chaffee, Colorado | 8 | $ 4,890,000 | $ 611,250 | $ 404,000 |
| Bay, Florida | 8 | $ 3,030,000 | $ 378,750 | $ 219,000 |
| Chatham, Georgia | 8 | $ 4,800,000 | $ 600,000 | $ 268,000 |
| Hawaii, Hawaii | 8 | $ 5,960,000 | $ 745,000 | $ 596,000 |
| Marion, Indiana | 8 | $ 4,820,000 | $ 602,500 | $ 695,000 |
| Baltimore, Maryland | 8 | $ 5,520,000 | $ 690,000 | $ 323,000 |
| Jackson, North Carolina | 8 | $ 9,120,000 | $ 1,140,000 | $ 625,000 |
| Albemarle, Virginia | 8 | $ 4,730,000 | $ 591,250 | $ 352,000 |
| Dane, Wisconsin | 8 | $ 5,140,000 | $ 642,500 | $ 401,000 |
| Waukesha, Wisconsin | 8 | $ 5,960,000 | $ 745,000 | $ 340,000 |
| La Plata, Colorado | 7 | $ 6,195,000 | $ 885,000 | $ 607,000 |
| Routt, Colorado | 7 | $ 8,135,000 | $ 1,162,142 | $ 525,000 |
| New Castle, Delaware | 7 | $ 2,965,000 | $ 423,571 | $ 169,000 |
| Monroe, Florida | 7 | $ 9,565,000 | $ 1,366,428 | $ 357,000 |
| Cherokee, Georgia | 7 | $ 3,865,000 | $ 552,142 | $ 391,000 |
| Hall, Georgia | 7 | $ 3,275,000 | $ 467,857 | $ 266,000 |
| Maui, Hawaii | 7 | $ 7,425,000 | $ 1,060,714 | $ 617,000 |
| Kane, Illinois | 7 | $ 2,135,000 | $ 305,000 | $ 240,000 |
| Bristol, Massachusetts | 7 | $ 3,255,000 | $ 465,000 | $ 510,000 |
| Worcester, Massachusetts | 7 | $ 4,245,000 | $ 606,428 | $ 295,000 |
| Washtenaw, Michigan | 7 | $ 2,525,000 | $ 360,714 | $ 246,000 |
| Wayne, Michigan | 7 | $ 5,535,000 | $ 790,714 | $ 431,000 |
| Carver, Minnesota | 7 | $ 5,005,000 | $ 715,000 | $ 282,000 |
| Washington, Minnesota | 7 | $ 3,415,000 | $ 487,857 | $ 295,000 |
| St. Louis City, Missouri | 7 | $ 2,025,000 | $ 289,285 | $ 292,000 |
| Carroll, New Hampshire | 7 | $ 7,685,000 | $ 1,097,857 | $ 402,000 |
| Atlantic, New Jersey | 7 | $ 3,885,000 | $ 555,000 | $ 297,000 |
| Hunterdon, New Jersey | 7 | $ 2,715,000 | $ 387,857 | $ 337,000 |
| Bernalillo, New Mexico | 7 | $ 2,365,000 | $ 337,857 | $ 162,000 |
| Moore, North Carolina | 7 | $ 3,055,000 | $ 436,428 | $ 241,000 |
| Union, North Carolina | 7 | $ 3,835,000 | $ 547,857 | $ 204,000 |
| Watauga, North Carolina | 7 | $ 5,155,000 | $ 736,428 | $ 516,000 |
| Summit, Ohio | 7 | $ 1,785,000 | $ 255,000 | $ 169,000 |
| Oconee, South Carolina | 7 | $ 5,315,000 | $ 759,285 | $ 368,000 |
| Sevier, Tennessee | 7 | $ 4,425,000 | $ 632,142 | $ 461,000 |
| Galveston, Texas | 7 | $ 3,705,000 | $ 529,285 | $ 327,000 |
| Chesterfield, Virginia | 7 | $ 3,575,000 | $ 510,714 | $ 519,000 |
| Prince William, Virginia | 7 | $ 4,425,000 | $ 632,142 | $ 281,000 |
| Virginia Beach, Virginia | 7 | $ 4,805,000 | $ 686,428 | $ 406,000 |
| Kitsap, Washington | 7 | $ 5,435,000 | $ 776,428 | $ 316,000 |
| Kittitas, Washington | 7 | $ 8,625,000 | $ 1,232,142 | $ 513,000 |
| Whatcom, Washington | 7 | $ 4,895,000 | $ 699,285 | $ 215,000 |
| Mohave, Arizona | 6 | $ 1,920,000 | $ 320,000 | $ 224,000 |
| Navajo, Arizona | 6 | $ 1,960,000 | $ 326,666 | $ 126,000 |
| Tuolumne, California | 6 | $ 1,460,000 | $ 243,333 | $ 198,000 |
| Weld, Colorado | 6 | $ 3,800,000 | $ 633,333 | $ 458,000 |
| Nassau, Florida | 6 | $ 5,150,000 | $ 858,333 | $ 485,000 |
| Fannin, Georgia | 6 | $ 3,060,000 | $ 510,000 | $ 367,000 |
| Forsyth, Georgia | 6 | $ 6,000,000 | $ 1,000,000 | $ 382,000 |
| Glynn, Georgia | 6 | $ 4,500,000 | $ 750,000 | $ 338,000 |
| Greene, Georgia | 6 | $ 9,870,000 | $ 1,645,000 | $ 669,000 |
| Valley, Idaho | 6 | $ 4,820,000 | $ 803,333 | $ 486,000 |
| Boone, Indiana | 6 | $ 3,850,000 | $ 641,666 | $ 485,000 |
| Baltimore City, Maryland | 6 | $ 1,940,000 | $ 323,333 | $ 451,000 |
| Macomb, Michigan | 6 | $ 3,070,000 | $ 511,666 | $ 381,000 |
| Sandoval, New Mexico | 6 | $ 2,780,000 | $ 463,333 | $ 223,000 |
| Chatham, North Carolina | 6 | $ 5,220,000 | $ 870,000 | $ 356,000 |
| Dare, North Carolina | 6 | $ 4,010,000 | $ 668,333 | $ 417,000 |
| Guilford, North Carolina | 6 | $ 1,560,000 | $ 260,000 | $ 148,000 |
| Henderson, North Carolina | 6 | $ 4,300,000 | $ 716,666 | $ 407,000 |
| Jackson, Oregon | 6 | $ 4,240,000 | $ 706,666 | $ 604,000 |
| Lancaster, Pennsylvania | 6 | $ 3,230,000 | $ 538,333 | $ 381,000 |
| Washington, Rhode Island | 6 | $ 3,670,000 | $ 611,666 | $ 305,000 |
| Anderson, South Carolina | 6 | $ 4,020,000 | $ 670,000 | $ 404,000 |
| Horry, South Carolina | 6 | $ 3,490,000 | $ 581,666 | $ 248,000 |
| York, South Carolina | 6 | $ 2,210,000 | $ 368,333 | $ 189,000 |
| Skagit, Washington | 6 | $ 3,210,000 | $ 535,000 | $ 179,000 |
| Milwaukee, Wisconsin | 6 | $ 2,350,000 | $ 391,666 | $ 281,000 |
| Coconino, Arizona | 5 | $ 5,515,000 | $ 1,103,000 | $ 364,000 |
| Gila, Arizona | 5 | $ 3,095,000 | $ 619,000 | $ 495,000 |
| Calaveras, California | 5 | $ 1,545,000 | $ 309,000 | $ 352,000 |
| Mono, California | 5 | $ 4,725,000 | $ 945,000 | $ 1,093,000 |
| Adams, Colorado | 5 | $ 2,455,000 | $ 491,000 | $ 364,000 |
| Garfield, Colorado | 5 | $ 5,105,000 | $ 1,021,000 | $ 615,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 5 | $ 2,915,000 | $ 583,000 | $ 278,000 |
| Escambia, Florida | 5 | $ 2,815,000 | $ 563,000 | $ 451,000 |
| Flagler, Florida | 5 | $ 1,455,000 | $ 291,000 | $ 291,000 |
| Marion, Florida | 5 | $ 865,000 | $ 173,000 | $ 105,000 |
| Okaloosa, Florida | 5 | $ 9,205,000 | $ 1,841,000 | $ 645,000 |
| Kauai, Hawaii | 5 | $ 4,145,000 | $ 829,000 | $ 431,000 |
| Lake, Indiana | 5 | $ 1,565,000 | $ 313,000 | $ 176,000 |
| Howard, Maryland | 5 | $ 4,065,000 | $ 813,000 | $ 608,000 |
| Talbot, Maryland | 5 | $ 4,175,000 | $ 835,000 | $ 852,000 |
| Dukes, Massachusetts | 5 | $ 8,765,000 | $ 1,753,000 | $ 986,000 |
| Nantucket, Massachusetts | 5 | $ 7,695,000 | $ 1,539,000 | $ 556,000 |
| Grand Traverse, Michigan | 5 | $ 5,155,000 | $ 1,031,000 | $ 482,000 |
| Ingham, Michigan | 5 | $ 1,215,000 | $ 243,000 | $ 245,000 |
| Roscommon, Michigan | 5 | $ 5,365,000 | $ 1,073,000 | $ 416,000 |
| Ramsey, Minnesota | 5 | $ 3,205,000 | $ 641,000 | $ 382,000 |
| Jackson, Missouri | 5 | $ 2,935,000 | $ 587,000 | $ 375,000 |
| St. Charles, Missouri | 5 | $ 2,075,000 | $ 415,000 | $ 346,000 |
| Burlington, New Jersey | 5 | $ 1,935,000 | $ 387,000 | $ 196,000 |
| Onondaga, New York | 5 | $ 3,265,000 | $ 653,000 | $ 400,000 |
| Forsyth, North Carolina | 5 | $ 2,085,000 | $ 417,000 | $ 262,000 |
| Tulsa, Oklahoma | 5 | $ 3,925,000 | $ 785,000 | $ 491,000 |
| Wayne, Pennsylvania | 5 | $ 3,295,000 | $ 659,000 | $ 242,000 |
| Shelby, Tennessee | 5 | $ 2,665,000 | $ 533,000 | $ 479,000 |
| Brazos, Texas | 5 | $ 2,625,000 | $ 525,000 | $ 247,000 |
| Fort Bend, Texas | 5 | $ 2,015,000 | $ 403,000 | $ 459,000 |
| Llano, Texas | 5 | $ 5,315,000 | $ 1,063,000 | $ 408,000 |
| Weber, Utah | 5 | $ 3,455,000 | $ 691,000 | $ 194,000 |
| Chelan, Washington | 5 | $ 2,705,000 | $ 541,000 | $ 182,000 |
| Madison, Alabama | 4 | $ 1,130,000 | $ 282,500 | $ 473,000 |
| San Joaquin, California | 4 | $ 3,380,000 | $ 845,000 | $ 673,000 |
| Broomfield, Colorado | 4 | $ 3,060,000 | $ 765,000 | $ 330,000 |
| Mesa, Colorado | 4 | $ 1,670,000 | $ 417,500 | $ 217,000 |
| Pitkin, Colorado | 4 | $ 7,880,000 | $ 1,970,000 | $ 1,074,000 |
| San Miguel, Colorado | 4 | $ 4,970,000 | $ 1,242,500 | $ 366,000 |
| Northwest Hills Planning Region, Connecticut | 4 | $ 4,070,000 | $ 1,017,500 | $ 447,000 |
| Southeastern Connecticut Planning Region, Connecticut | 4 | $ 2,380,000 | $ 595,000 | $ 283,000 |
| Alachua, Florida | 4 | $ 1,830,000 | $ 457,500 | $ 191,000 |
| Franklin, Florida | 4 | $ 4,840,000 | $ 1,210,000 | $ 570,000 |
| Osceola, Florida | 4 | $ 1,590,000 | $ 397,500 | $ 189,000 |
| Fayette, Georgia | 4 | $ 2,840,000 | $ 710,000 | $ 391,000 |
| Bonner, Idaho | 4 | $ 6,820,000 | $ 1,705,000 | $ 421,000 |
| Tippecanoe, Indiana | 4 | $ 1,040,000 | $ 260,000 | $ 293,000 |
| Hancock, Maine | 4 | $ 3,020,000 | $ 755,000 | $ 595,000 |
| York, Maine | 4 | $ 6,880,000 | $ 1,720,000 | $ 679,000 |
| Frederick, Maryland | 4 | $ 1,140,000 | $ 285,000 | $ 140,000 |
| Worcester, Maryland | 4 | $ 1,940,000 | $ 485,000 | $ 312,000 |
| Berkshire, Massachusetts | 4 | $ 1,190,000 | $ 297,500 | $ 336,000 |
| Antrim, Michigan | 4 | $ 2,650,000 | $ 662,500 | $ 268,000 |
| Crow Wing, Minnesota | 4 | $ 2,360,000 | $ 590,000 | $ 367,000 |
| St. Louis, Minnesota | 4 | $ 1,460,000 | $ 365,000 | $ 228,000 |
| Grafton, New Hampshire | 4 | $ 5,580,000 | $ 1,395,000 | $ 912,000 |
| Merrimack, New Hampshire | 4 | $ 1,800,000 | $ 450,000 | $ 1,041,000 |
| Passaic, New Jersey | 4 | $ 1,510,000 | $ 377,500 | $ 218,000 |
| Greene, New York | 4 | $ 2,340,000 | $ 585,000 | $ 376,000 |
| Ulster, New York | 4 | $ 1,940,000 | $ 485,000 | $ 233,000 |
| Pender, North Carolina | 4 | $ 2,330,000 | $ 582,500 | $ 492,000 |
| Clatsop, Oregon | 4 | $ 4,740,000 | $ 1,185,000 | $ 387,000 |
| Cumberland, Pennsylvania | 4 | $ 1,820,000 | $ 455,000 | $ 482,000 |
| Monroe, Pennsylvania | 4 | $ 1,690,000 | $ 422,500 | $ 241,000 |
| Bristol, Rhode Island | 4 | $ 3,490,000 | $ 872,500 | $ 570,000 |
| Providence, Rhode Island | 4 | $ 2,120,000 | $ 530,000 | $ 564,000 |
| Georgetown, South Carolina | 4 | $ 1,870,000 | $ 467,500 | $ 282,000 |
| Jasper, South Carolina | 4 | $ 580,000 | $ 145,000 | $ 115,000 |
| Richland, South Carolina | 4 | $ 2,060,000 | $ 515,000 | $ 326,000 |
| Cumberland, Tennessee | 4 | $ 1,150,000 | $ 287,500 | $ 122,000 |
| Hamilton, Tennessee | 4 | $ 2,320,000 | $ 580,000 | $ 305,000 |
| Maury, Tennessee | 4 | $ 1,430,000 | $ 357,500 | $ 158,000 |
| Rutherford, Tennessee | 4 | $ 1,820,000 | $ 455,000 | $ 348,000 |
| Wilson, Tennessee | 4 | $ 2,660,000 | $ 665,000 | $ 206,000 |
| Comal, Texas | 4 | $ 2,820,000 | $ 705,000 | $ 343,000 |
| El Paso, Texas | 4 | $ 2,100,000 | $ 525,000 | $ 230,000 |
| Nueces, Texas | 4 | $ 3,150,000 | $ 787,500 | $ 439,000 |
| Parker, Texas | 4 | $ 2,150,000 | $ 537,500 | $ 361,000 |
| Henrico, Virginia | 4 | $ 2,130,000 | $ 532,500 | $ 306,000 |
| James City, Virginia | 4 | $ 3,180,000 | $ 795,000 | $ 397,000 |
| Louisa, Virginia | 4 | $ 4,250,000 | $ 1,062,500 | $ 357,000 |
| Clallam, Washington | 4 | $ 2,260,000 | $ 565,000 | $ 221,000 |
| Thurston, Washington | 4 | $ 3,000,000 | $ 750,000 | $ 362,000 |
| Ozaukee, Wisconsin | 4 | $ 2,150,000 | $ 537,500 | $ 246,000 |
| Shelby, Alabama | 3 | $ 1,805,000 | $ 601,666 | $ 339,000 |
| Yolo, California | 3 | $ 3,105,000 | $ 1,035,000 | $ 478,000 |
| Ouray, Colorado | 3 | $ 2,885,000 | $ 961,666 | $ 291,000 |
| Leon, Florida | 3 | $ 885,000 | $ 295,000 | $ 241,000 |
| Pasco, Florida | 3 | $ 1,165,000 | $ 388,333 | $ 226,000 |
| Santa Rosa, Florida | 3 | $ 1,535,000 | $ 511,666 | $ 280,000 |
| Columbia, Georgia | 3 | $ 2,325,000 | $ 775,000 | $ 418,000 |
| Floyd, Georgia | 3 | $ 695,000 | $ 231,666 | $ 201,000 |
| Gilmer, Georgia | 3 | $ 1,205,000 | $ 401,666 | $ 172,000 |
| Pickens, Georgia | 3 | $ 1,255,000 | $ 418,333 | $ 431,000 |
| Canyon, Idaho | 3 | $ 1,285,000 | $ 428,333 | $ 444,000 |
| Will, Illinois | 3 | $ 1,265,000 | $ 421,666 | $ 261,000 |
| Hancock, Indiana | 3 | $ 795,000 | $ 265,000 | $ 108,000 |
| LaPorte, Indiana | 3 | $ 3,225,000 | $ 1,075,000 | $ 499,000 |
| Newton, Indiana | 3 | $ 615,000 | $ 205,000 | $ 134,000 |
| Porter, Indiana | 3 | $ 745,000 | $ 248,333 | $ 232,000 |
| Dallas, Iowa | 3 | $ 2,965,000 | $ 988,333 | $ 699,000 |
| Sedgwick, Kansas | 3 | $ 575,000 | $ 191,666 | $ 155,000 |
| Fayette, Kentucky | 3 | $ 1,635,000 | $ 545,000 | $ 454,000 |
| Lincoln, Maine | 3 | $ 3,275,000 | $ 1,091,666 | $ 1,459,000 |
| Calvert, Maryland | 3 | $ 2,225,000 | $ 741,666 | $ 283,000 |
| Garrett, Maryland | 3 | $ 2,425,000 | $ 808,333 | $ 492,000 |
| Kent, Maryland | 3 | $ 3,235,000 | $ 1,078,333 | $ 527,000 |
| Queen Anne's, Maryland | 3 | $ 3,005,000 | $ 1,001,666 | $ 562,000 |
| Allegan, Michigan | 3 | $ 1,325,000 | $ 441,666 | $ 399,000 |
| Dakota, Minnesota | 3 | $ 575,000 | $ 191,666 | $ 84,000 |
| Wright, Minnesota | 3 | $ 1,095,000 | $ 365,000 | $ 238,000 |
| Harrison, Mississippi | 3 | $ 985,000 | $ 328,333 | $ 185,000 |
| Rankin, Mississippi | 3 | $ 1,415,000 | $ 471,666 | $ 207,000 |
| Platte, Missouri | 3 | $ 3,915,000 | $ 1,305,000 | $ 572,000 |
| Lancaster, Nebraska | 3 | $ 1,465,000 | $ 488,333 | $ 537,000 |
| Sarpy, Nebraska | 3 | $ 1,225,000 | $ 408,333 | $ 190,000 |
| Belknap, New Hampshire | 3 | $ 3,495,000 | $ 1,165,000 | $ 873,000 |
| Strafford, New Hampshire | 3 | $ 1,265,000 | $ 421,666 | $ 311,000 |
| Camden, New Jersey | 3 | $ 865,000 | $ 288,333 | $ 378,000 |
| Dona Ana, New Mexico | 3 | $ 395,000 | $ 131,666 | $ 74,000 |
| Taos, New Mexico | 3 | $ 725,000 | $ 241,666 | $ 153,000 |
| Dutchess, New York | 3 | $ 6,285,000 | $ 2,095,000 | $ 1,614,000 |
| Erie, New York | 3 | $ 875,000 | $ 291,666 | $ 147,000 |
| Monroe, New York | 3 | $ 1,085,000 | $ 361,666 | $ 120,000 |
| Cabarrus, North Carolina | 3 | $ 2,105,000 | $ 701,666 | $ 294,000 |
| Currituck, North Carolina | 3 | $ 1,915,000 | $ 638,333 | $ 389,000 |
| Iredell, North Carolina | 3 | $ 2,905,000 | $ 968,333 | $ 438,000 |
| Onslow, North Carolina | 3 | $ 1,435,000 | $ 478,333 | $ 166,000 |
| Orange, North Carolina | 3 | $ 1,645,000 | $ 548,333 | $ 348,000 |
| Butler, Ohio | 3 | $ 1,535,000 | $ 511,666 | $ 1,117,000 |
| Delaware, Ohio | 3 | $ 1,085,000 | $ 361,666 | $ 200,000 |
| Greene, Ohio | 3 | $ 715,000 | $ 238,333 | $ 163,000 |
| Lake, Ohio | 3 | $ 395,000 | $ 131,666 | $ 118,000 |
| Lorain, Ohio | 3 | $ 1,035,000 | $ 345,000 | $ 370,000 |
| Lucas, Ohio | 3 | $ 965,000 | $ 321,666 | $ 380,000 |
| Medina, Ohio | 3 | $ 1,195,000 | $ 398,333 | $ 124,000 |
| Benton, Oregon | 3 | $ 1,225,000 | $ 408,333 | $ 183,000 |
| Yamhill, Oregon | 3 | $ 2,025,000 | $ 675,000 | $ 283,000 |
| Berks, Pennsylvania | 3 | $ 755,000 | $ 251,666 | $ 136,000 |
| Centre, Pennsylvania | 3 | $ 1,745,000 | $ 581,666 | $ 369,000 |
| Pike, Pennsylvania | 3 | $ 1,045,000 | $ 348,333 | $ 396,000 |
| York, Pennsylvania | 3 | $ 535,000 | $ 178,333 | $ 286,000 |
| Lancaster, South Carolina | 3 | $ 985,000 | $ 328,333 | $ 190,000 |
| Blount, Tennessee | 3 | $ 3,035,000 | $ 1,011,666 | $ 476,000 |
| Loudon, Tennessee | 3 | $ 2,245,000 | $ 748,333 | $ 413,000 |
| Bell, Texas | 3 | $ 1,295,000 | $ 431,666 | $ 275,000 |
| Gillespie, Texas | 3 | $ 3,165,000 | $ 1,055,000 | $ 449,000 |
| Henderson, Texas | 3 | $ 2,305,000 | $ 768,333 | $ 541,000 |
| Hood, Texas | 3 | $ 1,355,000 | $ 451,666 | $ 254,000 |
| Kendall, Texas | 3 | $ 2,085,000 | $ 695,000 | $ 328,000 |
| Rockwall, Texas | 3 | $ 1,215,000 | $ 405,000 | $ 197,000 |
| Smith, Texas | 3 | $ 835,000 | $ 278,333 | $ 245,000 |
| Windsor, Vermont | 3 | $ 1,625,000 | $ 541,666 | $ 294,000 |
| Bedford, Virginia | 3 | $ 2,285,000 | $ 761,666 | $ 433,000 |
| Charlottesville, Virginia | 3 | $ 1,665,000 | $ 555,000 | $ 206,000 |
| Hanover, Virginia | 3 | $ 1,115,000 | $ 371,666 | $ 139,000 |
| Spotsylvania, Virginia | 3 | $ 2,285,000 | $ 761,666 | $ 322,000 |
| Skamania, Washington | 3 | $ 1,815,000 | $ 605,000 | $ 229,000 |
| Berkeley, West Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 274,000 |
| Walworth, Wisconsin | 3 | $ 1,345,000 | $ 448,333 | $ 378,000 |
| Lincoln, Wyoming | 3 | $ 2,065,000 | $ 688,333 | $ 817,000 |
| Park, Wyoming | 3 | $ 915,000 | $ 305,000 | $ 226,000 |
| Lee, Alabama | 2 | $ 1,060,000 | $ 530,000 | $ 262,000 |
| Mobile, Alabama | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Anchorage, Alaska | 2 | $ 900,000 | $ 450,000 | $ 315,000 |
| Garland, Arkansas | 2 | $ 1,870,000 | $ 935,000 | $ 314,000 |
| Pulaski, Arkansas | 2 | $ 610,000 | $ 305,000 | $ 465,000 |
| Washington, Arkansas | 2 | $ 1,660,000 | $ 830,000 | $ 331,000 |
| Humboldt, California | 2 | $ 540,000 | $ 270,000 | $ 132,000 |
| Kern, California | 2 | $ 740,000 | $ 370,000 | $ 222,000 |
| Siskiyou, California | 2 | $ 330,000 | $ 165,000 | $ 128,000 |
| Tulare, California | 2 | $ 2,320,000 | $ 1,160,000 | $ 404,000 |
| Delta, Colorado | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Gunnison, Colorado | 2 | $ 4,080,000 | $ 2,040,000 | $ 527,000 |
| Montrose, Colorado | 2 | $ 1,340,000 | $ 670,000 | $ 310,000 |
| Park, Colorado | 2 | $ 710,000 | $ 355,000 | $ 145,000 |
| Citrus, Florida | 2 | $ 620,000 | $ 310,000 | $ 169,000 |
| Hernando, Florida | 2 | $ 1,560,000 | $ 780,000 | $ 266,000 |
| Polk, Florida | 2 | $ 520,000 | $ 260,000 | $ 231,000 |
| Carroll, Georgia | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| Clarke, Georgia | 2 | $ 480,000 | $ 240,000 | $ 265,000 |
| Dawson, Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 346,000 |
| Paulding, Georgia | 2 | $ 860,000 | $ 430,000 | $ 242,000 |
| Richmond, Georgia | 2 | $ 660,000 | $ 330,000 | $ 301,000 |
| Towns, Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 399,000 |
| St. Joseph, Indiana | 2 | $ 730,000 | $ 365,000 | $ 306,000 |
| Douglas, Kansas | 2 | $ 460,000 | $ 230,000 | $ 179,000 |
| Boone, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 194,000 |
| Kenton, Kentucky | 2 | $ 560,000 | $ 280,000 | $ 177,000 |
| Oldham, Kentucky | 2 | $ 2,250,000 | $ 1,125,000 | $ 507,000 |
| Shelby, Kentucky | 2 | $ 740,000 | $ 370,000 | $ 159,000 |
| Warren, Kentucky | 2 | $ 1,190,000 | $ 595,000 | $ 348,000 |
| Woodford, Kentucky | 2 | $ 590,000 | $ 295,000 | $ 210,000 |
| East Baton Rouge, Louisiana | 2 | $ 610,000 | $ 305,000 | $ 385,000 |
| Lafayette, Louisiana | 2 | $ 610,000 | $ 305,000 | $ 185,000 |
| Oxford, Maine | 2 | $ 1,330,000 | $ 665,000 | $ 615,000 |
| Sagadahoc, Maine | 2 | $ 1,030,000 | $ 515,000 | $ 386,000 |
| Carroll, Maryland | 2 | $ 810,000 | $ 405,000 | $ 81,000 |
| Prince George's, Maryland | 2 | $ 490,000 | $ 245,000 | $ 508,000 |
| Benzie, Michigan | 2 | $ 570,000 | $ 285,000 | $ 214,000 |
| Berrien, Michigan | 2 | $ 1,740,000 | $ 870,000 | $ 3,183,000 |
| Emmet, Michigan | 2 | $ 3,470,000 | $ 1,735,000 | $ 448,000 |
| Genesee, Michigan | 2 | $ 340,000 | $ 170,000 | $ 152,000 |
| Hillsdale, Michigan | 2 | $ 410,000 | $ 205,000 | $ 223,000 |
| Montmorency, Michigan | 2 | $ 950,000 | $ 475,000 | $ 238,000 |
| Ottawa, Michigan | 2 | $ 830,000 | $ 415,000 | $ 184,000 |
| Aitkin, Minnesota | 2 | $ 1,380,000 | $ 690,000 | $ 313,000 |
| Scott, Minnesota | 2 | $ 950,000 | $ 475,000 | $ 204,000 |
| Madison, Mississippi | 2 | $ 1,120,000 | $ 560,000 | $ 261,000 |
| Franklin, Missouri | 2 | $ 1,500,000 | $ 750,000 | $ 328,000 |
| Stone, Missouri | 2 | $ 530,000 | $ 265,000 | $ 137,000 |
| Warren, Missouri | 2 | $ 1,350,000 | $ 675,000 | $ 335,000 |
| Park, Montana | 2 | $ 1,480,000 | $ 740,000 | $ 443,000 |
| Nye, Nevada | 2 | $ 1,020,000 | $ 510,000 | $ 240,000 |
| Cheshire, New Hampshire | 2 | $ 1,310,000 | $ 655,000 | $ 252,000 |
| Coos, New Hampshire | 2 | $ 510,000 | $ 255,000 | $ 255,000 |
| Cayuga, New York | 2 | $ 430,000 | $ 215,000 | $ 212,000 |
| Columbia, New York | 2 | $ 560,000 | $ 280,000 | $ 217,000 |
| Madison, New York | 2 | $ 450,000 | $ 225,000 | $ 185,000 |
| Oneida, New York | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Oswego, New York | 2 | $ 690,000 | $ 345,000 | $ 187,000 |
| Richmond, New York | 2 | $ 1,150,000 | $ 575,000 | $ 932,000 |
| Warren, New York | 2 | $ 1,070,000 | $ 535,000 | $ 257,000 |
| Washington, New York | 2 | $ 910,000 | $ 455,000 | $ 213,000 |
| Columbus, North Carolina | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Davie, North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 218,000 |
| Johnston, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 262,000 |
| Lincoln, North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 240,000 |
| Macon, North Carolina | 2 | $ 1,320,000 | $ 660,000 | $ 382,000 |
| Rutherford, North Carolina | 2 | $ 1,370,000 | $ 685,000 | $ 235,000 |
| Clermont, Ohio | 2 | $ 1,010,000 | $ 505,000 | $ 249,000 |
| Madison, Ohio | 2 | $ 900,000 | $ 450,000 | $ 279,000 |
| Montgomery, Ohio | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| Ottawa, Ohio | 2 | $ 840,000 | $ 420,000 | $ 522,000 |
| Portage, Ohio | 2 | $ 1,290,000 | $ 645,000 | $ 255,000 |
| Warren, Ohio | 2 | $ 1,860,000 | $ 930,000 | $ 371,000 |
| Rogers, Oklahoma | 2 | $ 940,000 | $ 470,000 | $ 241,000 |
| Curry, Oregon | 2 | $ 1,470,000 | $ 735,000 | $ 1,151,000 |
| Marion, Oregon | 2 | $ 1,470,000 | $ 735,000 | $ 463,000 |
| Butler, Pennsylvania | 2 | $ 1,080,000 | $ 540,000 | $ 238,000 |
| Lackawanna, Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 178,000 |
| Lehigh, Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 123,000 |
| Washington, Pennsylvania | 2 | $ 930,000 | $ 465,000 | $ 265,000 |
| Aiken, South Carolina | 2 | $ 660,000 | $ 330,000 | $ 219,000 |
| Lexington, South Carolina | 2 | $ 1,730,000 | $ 865,000 | $ 261,000 |
| Pickens, South Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 391,000 |
| Spartanburg, South Carolina | 2 | $ 880,000 | $ 440,000 | $ 173,000 |
| Pennington, South Dakota | 2 | $ 910,000 | $ 455,000 | $ 166,000 |
| Claiborne, Tennessee | 2 | $ 930,000 | $ 465,000 | $ 319,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,257 | $4,773,095,000 | $907,000 | $12,005,000 | $470,000 | $9,961,000 |
| Refinancing | 1,471 | $1,709,305,000 | $1,162,000 | $11,055,000 | $570,000 | $6,694,000 |
| Cash-out Refinancing | 597 | $366,065,000 | $613,000 | $6,005,000 | $416,000 | $4,024,000 |
| Other Purpose | 516 | $476,010,000 | $922,000 | $7,005,000 | $482,000 | $5,077,000 |
| Home Improvement | 285 | $116,495,000 | $408,000 | $3,995,000 | $256,000 | $1,508,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,647 | $4,933,085,000 | $873,000 | $12,005,000 | $453,000 | $9,961,000 |
| Not Provided | 1,223 | $1,206,405,000 | $986,000 | $9,995,000 | $527,000 | $7,915,000 |
| Asian | 944 | $1,053,770,000 | $1,116,000 | $5,935,000 | $577,000 | $6,694,000 |
| Hispanic | 232 | $180,470,000 | $777,000 | $4,905,000 | $421,000 | $2,292,000 |
| Black or African American | 58 | $46,030,000 | $793,000 | $3,205,000 | $430,000 | $4,536,000 |
| American Indian or Alaskan Native | 13 | $9,205,000 | $708,000 | $1,725,000 | $374,000 | $782,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $12,005,000 | $1,333,000 | $2,005,000 | $565,000 | $1,106,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,126 | $7,440,970,000 | $915,000 | $12,005,000 | $477,000 | $9,961,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,065 | $6,197,115,000 | $1,021,000 | $12,005,000 | $527,000 | $9,961,000 |
| Loan Purchased By The Institution | 1,604 | $783,470,000 | $488,000 | $2,005,000 | $297,000 | $6,120,000 |
| Application Denied By Financial Institution | 340 | $345,340,000 | $1,015,000 | $5,005,000 | $405,000 | $2,732,000 |
| Application Approved But Not Accepted | 113 | $108,655,000 | $961,000 | $4,535,000 | $499,000 | $1,632,000 |
| Application Withdrawn By Applicant | 4 | $6,390,000 | $1,597,000 | $2,665,000 | $866,000 | $1,553,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,786 | $7,095,630,000 | $911,000 | $12,005,000 | $481,000 | $9,961,000 |
| Collateral | 135 | $116,275,000 | $861,000 | $3,925,000 | $424,000 | $1,536,000 |
| Debt-To-Income Ratio | 132 | $157,900,000 | $1,196,000 | $4,905,000 | $314,000 | $2,732,000 |
| Unverifiable Information | 26 | $24,750,000 | $951,000 | $4,655,000 | $461,000 | $2,527,000 |
| Other | 25 | $26,495,000 | $1,059,000 | $2,855,000 | $688,000 | $1,791,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $12,680,000 | $1,268,000 | $5,005,000 | $528,000 | $1,729,000 |
| Credit History | 6 | $4,020,000 | $670,000 | $1,475,000 | $407,000 | $1,007,000 |
| Employment History | 3 | $1,425,000 | $475,000 | $905,000 | $174,000 | $323,000 |
| Credit Application Incomplete | 3 | $1,795,000 | $598,000 | $1,085,000 | $316,000 | $439,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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