Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2016
In 2016, Charles Schwab Bank, SSB of Lone Tree, CO reported 5,282 mortgage applications totaling $3.6 billion, up 41% from 2015. The average application was for $677,571, and applicants reported an average income of $293,196. 78% of its applications resulted in an originated loan and 8% were denied. Its largest markets were San Francisco-Redwood City-South San Francisco, CA (398), Oakland-Hayward-Berkeley, CA (349) and San Jose-Sunnyvale-Santa Clara, CA (344) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,282 |
| Total Mortgage Loan Application Amount | $3,578,934,000 |
| Average Mortgage Loan Application Amount | $677,571 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $293,196 |
| Highest Applicant Income | $6,003,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 343 | $ 323,600,000 | $ 943,440 | $ 350,000 |
| Santa Clara, California | 341 | $ 277,666,000 | $ 814,269 | $ 265,000 |
| Orange, California | 234 | $ 195,460,000 | $ 835,299 | $ 292,000 |
| San Mateo, California | 227 | $ 205,210,000 | $ 904,008 | $ 341,000 |
| San Diego, California | 204 | $ 160,250,000 | $ 785,539 | $ 314,000 |
| Contra Costa, California | 195 | $ 137,369,000 | $ 704,456 | $ 267,000 |
| San Francisco, California | 171 | $ 148,154,000 | $ 866,397 | $ 335,000 |
| Alameda, California | 154 | $ 107,845,000 | $ 700,292 | $ 257,000 |
| King, Washington | 141 | $ 102,557,000 | $ 727,354 | $ 259,000 |
| Marin, California | 131 | $ 113,330,000 | $ 865,114 | $ 335,000 |
| Maricopa, Arizona | 125 | $ 69,022,000 | $ 552,176 | $ 209,000 |
| Cook, Illinois | 112 | $ 71,842,000 | $ 641,446 | $ 320,000 |
| Fulton, Georgia | 71 | $ 43,456,000 | $ 612,056 | $ 316,000 |
| Sonoma, California | 59 | $ 45,976,000 | $ 779,254 | $ 233,000 |
| Fairfield, Connecticut | 58 | $ 48,501,000 | $ 836,224 | $ 384,000 |
| Riverside, California | 57 | $ 28,470,000 | $ 499,473 | $ 258,000 |
| Denver, Colorado | 56 | $ 32,060,000 | $ 572,500 | $ 239,000 |
| Douglas, Colorado | 54 | $ 25,613,000 | $ 474,314 | $ 215,000 |
| Santa Barbara, California | 52 | $ 48,149,000 | $ 925,942 | $ 279,000 |
| Clark, Nevada | 52 | $ 23,441,000 | $ 450,788 | $ 194,000 |
| New York, New York | 47 | $ 43,421,000 | $ 923,851 | $ 467,000 |
| Palm Beach, Florida | 45 | $ 31,113,000 | $ 691,400 | $ 286,000 |
| Harris, Texas | 44 | $ 28,632,000 | $ 650,727 | $ 300,000 |
| Fairfax, Virginia | 40 | $ 27,585,000 | $ 689,625 | $ 311,000 |
| Middlesex, Massachusetts | 39 | $ 30,240,000 | $ 775,384 | $ 308,000 |
| Washoe, Nevada | 39 | $ 16,973,000 | $ 435,205 | $ 222,000 |
| Placer, California | 38 | $ 25,392,000 | $ 668,210 | $ 369,000 |
| Ventura, California | 31 | $ 19,919,000 | $ 642,548 | $ 277,000 |
| Dallas, Texas | 29 | $ 21,154,000 | $ 729,448 | $ 517,000 |
| DuPage, Illinois | 28 | $ 14,626,000 | $ 522,357 | $ 465,000 |
| Travis, Texas | 28 | $ 17,907,000 | $ 639,535 | $ 269,000 |
| Arapahoe, Colorado | 27 | $ 15,634,000 | $ 579,037 | $ 197,000 |
| Boulder, Colorado | 27 | $ 13,160,000 | $ 487,407 | $ 171,000 |
| Monterey, California | 26 | $ 23,846,000 | $ 917,153 | $ 481,000 |
| Miami-Dade, Florida | 26 | $ 21,142,000 | $ 813,153 | $ 382,000 |
| Montgomery, Maryland | 26 | $ 14,756,000 | $ 567,538 | $ 268,000 |
| Charleston, South Carolina | 25 | $ 15,339,000 | $ 613,560 | $ 307,000 |
| Santa Cruz, California | 24 | $ 18,109,000 | $ 754,541 | $ 280,000 |
| Lee, Florida | 22 | $ 10,706,000 | $ 486,636 | $ 247,000 |
| Lake, Illinois | 22 | $ 14,081,000 | $ 640,045 | $ 375,000 |
| Suffolk, Massachusetts | 22 | $ 21,159,000 | $ 961,772 | $ 596,000 |
| San Luis Obispo, California | 21 | $ 12,481,000 | $ 594,333 | $ 297,000 |
| Collier, Florida | 20 | $ 12,245,000 | $ 612,250 | $ 260,000 |
| Mecklenburg, North Carolina | 20 | $ 11,140,000 | $ 557,000 | $ 307,000 |
| Monmouth, New Jersey | 19 | $ 13,022,000 | $ 685,368 | $ 263,000 |
| Suffolk, New York | 19 | $ 14,216,000 | $ 748,210 | $ 418,000 |
| Clackamas, Oregon | 19 | $ 12,403,000 | $ 652,789 | $ 281,000 |
| Pima, Arizona | 18 | $ 7,813,000 | $ 434,055 | $ 170,000 |
| District of Columbia, District Of Columbia | 18 | $ 12,736,000 | $ 707,555 | $ 282,000 |
| Honolulu, Hawaii | 18 | $ 12,380,000 | $ 687,777 | $ 211,000 |
| Oakland, Michigan | 18 | $ 10,148,000 | $ 563,777 | $ 331,000 |
| Bergen, New Jersey | 18 | $ 9,786,000 | $ 543,666 | $ 430,000 |
| Essex, New Jersey | 18 | $ 11,230,000 | $ 623,888 | $ 330,000 |
| Nassau, New York | 18 | $ 12,642,000 | $ 702,333 | $ 340,000 |
| Williamson, Tennessee | 18 | $ 10,426,000 | $ 579,222 | $ 330,000 |
| Broward, Florida | 17 | $ 8,665,000 | $ 509,705 | $ 301,000 |
| Hennepin, Minnesota | 17 | $ 7,550,000 | $ 444,117 | $ 212,000 |
| Morris, New Jersey | 17 | $ 13,822,000 | $ 813,058 | $ 380,000 |
| Beaufort, South Carolina | 17 | $ 9,039,000 | $ 531,705 | $ 304,000 |
| Napa, California | 16 | $ 10,791,000 | $ 674,437 | $ 381,000 |
| Eagle, Colorado | 16 | $ 12,441,000 | $ 777,562 | $ 300,000 |
| Jefferson, Colorado | 16 | $ 8,855,000 | $ 553,437 | $ 535,000 |
| Pinellas, Florida | 16 | $ 6,441,000 | $ 402,562 | $ 168,000 |
| Sarasota, Florida | 16 | $ 10,874,000 | $ 679,625 | $ 316,000 |
| St. Louis, Missouri | 16 | $ 8,977,000 | $ 561,062 | $ 279,000 |
| Multnomah, Oregon | 16 | $ 8,002,000 | $ 500,125 | $ 180,000 |
| Sacramento, California | 15 | $ 7,022,000 | $ 468,133 | $ 214,000 |
| San Bernardino, California | 15 | $ 7,234,000 | $ 482,266 | $ 204,000 |
| Norfolk, Massachusetts | 15 | $ 12,400,000 | $ 826,666 | $ 454,000 |
| Summit, Colorado | 14 | $ 9,086,000 | $ 649,000 | $ 341,000 |
| St. Johns, Florida | 14 | $ 8,102,000 | $ 578,714 | $ 273,000 |
| Barnstable, Massachusetts | 14 | $ 9,991,000 | $ 713,642 | $ 549,000 |
| Wake, North Carolina | 14 | $ 5,729,000 | $ 409,214 | $ 194,000 |
| Arlington, Virginia | 14 | $ 10,737,000 | $ 766,928 | $ 480,000 |
| Blaine, Idaho | 13 | $ 7,443,000 | $ 572,538 | $ 179,000 |
| Anne Arundel, Maryland | 13 | $ 9,146,000 | $ 703,538 | $ 417,000 |
| Ocean, New Jersey | 13 | $ 5,681,000 | $ 437,000 | $ 263,000 |
| El Dorado, California | 12 | $ 6,753,000 | $ 562,750 | $ 200,000 |
| Cobb, Georgia | 12 | $ 4,666,000 | $ 388,833 | $ 194,000 |
| DeKalb, Georgia | 12 | $ 6,337,000 | $ 528,083 | $ 198,000 |
| Essex, Massachusetts | 12 | $ 7,978,000 | $ 664,833 | $ 478,000 |
| Westchester, New York | 12 | $ 8,145,000 | $ 678,750 | $ 435,000 |
| Montgomery, Pennsylvania | 12 | $ 6,357,000 | $ 529,750 | $ 371,000 |
| Summit, Utah | 12 | $ 10,465,000 | $ 872,083 | $ 782,000 |
| Orange, Florida | 11 | $ 5,619,000 | $ 510,818 | $ 194,000 |
| Chester, Pennsylvania | 11 | $ 5,858,000 | $ 532,545 | $ 255,000 |
| Collin, Texas | 11 | $ 6,352,000 | $ 577,454 | $ 252,000 |
| Montgomery, Texas | 11 | $ 4,312,000 | $ 392,000 | $ 286,000 |
| Williamson, Texas | 11 | $ 5,223,000 | $ 474,818 | $ 237,000 |
| Salt Lake, Utah | 11 | $ 3,407,000 | $ 309,727 | $ 206,000 |
| Santa Fe, New Mexico | 10 | $ 5,076,000 | $ 507,600 | $ 181,000 |
| Bexar, Texas | 10 | $ 3,358,000 | $ 335,800 | $ 191,000 |
| Denton, Texas | 10 | $ 4,179,000 | $ 417,900 | $ 273,000 |
| Kitsap, Washington | 10 | $ 6,516,000 | $ 651,600 | $ 272,000 |
| Nevada, California | 9 | $ 4,194,000 | $ 466,000 | $ 399,000 |
| Routt, Colorado | 9 | $ 6,893,000 | $ 765,888 | $ 515,000 |
| Hillsborough, Florida | 9 | $ 4,261,000 | $ 473,444 | $ 505,000 |
| Indian River, Florida | 9 | $ 4,486,000 | $ 498,444 | $ 323,000 |
| Hamilton, Indiana | 9 | $ 4,592,000 | $ 510,222 | $ 329,000 |
| Marion, Indiana | 9 | $ 3,352,000 | $ 372,444 | $ 184,000 |
| Kings, New York | 9 | $ 9,412,000 | $ 1,045,777 | $ 618,000 |
| Buncombe, North Carolina | 9 | $ 3,901,000 | $ 433,444 | $ 155,000 |
| Deschutes, Oregon | 9 | $ 4,152,000 | $ 461,333 | $ 135,000 |
| Bucks, Pennsylvania | 9 | $ 3,620,000 | $ 402,222 | $ 204,000 |
| Tarrant, Texas | 9 | $ 5,304,000 | $ 589,333 | $ 384,000 |
| Waukesha, Wisconsin | 9 | $ 4,356,000 | $ 484,000 | $ 150,000 |
| Teton, Wyoming | 9 | $ 10,541,000 | $ 1,171,222 | $ 327,000 |
| Coconino, Arizona | 8 | $ 3,262,000 | $ 407,750 | $ 122,000 |
| Yavapai, Arizona | 8 | $ 4,399,000 | $ 549,875 | $ 185,000 |
| San Joaquin, California | 8 | $ 2,989,000 | $ 373,625 | $ 212,000 |
| Yolo, California | 8 | $ 3,984,000 | $ 498,000 | $ 220,000 |
| Larimer, Colorado | 8 | $ 2,932,000 | $ 366,500 | $ 142,000 |
| Plymouth, Massachusetts | 8 | $ 5,516,000 | $ 689,500 | $ 282,000 |
| Union, New Jersey | 8 | $ 5,323,000 | $ 665,375 | $ 390,000 |
| Davidson, Tennessee | 8 | $ 3,768,000 | $ 471,000 | $ 207,000 |
| Clark, Washington | 8 | $ 3,598,000 | $ 449,750 | $ 211,000 |
| Snohomish, Washington | 8 | $ 2,947,000 | $ 368,375 | $ 140,000 |
| Calaveras, California | 7 | $ 2,743,000 | $ 391,857 | $ 159,000 |
| Solano, California | 7 | $ 3,609,000 | $ 515,571 | $ 240,000 |
| Sussex, Delaware | 7 | $ 3,592,000 | $ 513,142 | $ 322,000 |
| Walton, Florida | 7 | $ 3,880,000 | $ 554,285 | $ 311,000 |
| Johnson, Kansas | 7 | $ 3,144,000 | $ 449,142 | $ 327,000 |
| Somerset, New Jersey | 7 | $ 5,177,000 | $ 739,571 | $ 307,000 |
| Cuyahoga, Ohio | 7 | $ 3,509,000 | $ 501,285 | $ 451,000 |
| Franklin, Ohio | 7 | $ 3,317,000 | $ 473,857 | $ 235,000 |
| San Juan, Washington | 7 | $ 4,136,000 | $ 590,857 | $ 199,000 |
| Duval, Florida | 6 | $ 3,005,000 | $ 500,833 | $ 592,000 |
| Martin, Florida | 6 | $ 3,160,000 | $ 526,666 | $ 194,000 |
| Sumter, Florida | 6 | $ 2,887,000 | $ 481,166 | $ 141,000 |
| Gwinnett, Georgia | 6 | $ 1,747,000 | $ 291,166 | $ 202,000 |
| Maui, Hawaii | 6 | $ 3,804,000 | $ 634,000 | $ 451,000 |
| Hudson, New Jersey | 6 | $ 4,430,000 | $ 738,333 | $ 445,000 |
| Jackson, North Carolina | 6 | $ 2,685,000 | $ 447,500 | $ 264,000 |
| Philadelphia, Pennsylvania | 6 | $ 2,769,000 | $ 461,500 | $ 283,000 |
| Loudoun, Virginia | 6 | $ 3,509,000 | $ 584,833 | $ 200,000 |
| El Paso, Colorado | 5 | $ 2,013,000 | $ 402,600 | $ 160,000 |
| New Haven, Connecticut | 5 | $ 1,339,000 | $ 267,800 | $ 190,000 |
| Charlotte, Florida | 5 | $ 1,362,000 | $ 272,400 | $ 110,000 |
| Manatee, Florida | 5 | $ 1,852,000 | $ 370,400 | $ 137,000 |
| Monroe, Florida | 5 | $ 3,713,000 | $ 742,600 | $ 416,000 |
| Seminole, Florida | 5 | $ 2,347,000 | $ 469,400 | $ 209,000 |
| Volusia, Florida | 5 | $ 1,290,000 | $ 258,000 | $ 85,000 |
| Hall, Georgia | 5 | $ 1,733,000 | $ 346,600 | $ 119,000 |
| Ada, Idaho | 5 | $ 1,945,000 | $ 389,000 | $ 119,000 |
| Kane, Illinois | 5 | $ 2,204,000 | $ 440,800 | $ 201,000 |
| Will, Illinois | 5 | $ 2,128,000 | $ 425,600 | $ 293,000 |
| Boone, Indiana | 5 | $ 3,443,000 | $ 688,600 | $ 217,000 |
| York, Maine | 5 | $ 2,580,000 | $ 516,000 | $ 342,000 |
| Howard, Maryland | 5 | $ 3,408,000 | $ 681,600 | $ 198,000 |
| Washtenaw, Michigan | 5 | $ 2,086,000 | $ 417,200 | $ 191,000 |
| Ramsey, Minnesota | 5 | $ 987,000 | $ 197,400 | $ 67,000 |
| St. Charles, Missouri | 5 | $ 2,560,000 | $ 512,000 | $ 501,000 |
| Flathead, Montana | 5 | $ 2,520,000 | $ 504,000 | $ 157,000 |
| Rockingham, New Hampshire | 5 | $ 2,831,000 | $ 566,200 | $ 297,000 |
| Mercer, New Jersey | 5 | $ 2,497,000 | $ 499,400 | $ 300,000 |
| Middlesex, New Jersey | 5 | $ 2,165,000 | $ 433,000 | $ 175,000 |
| Bernalillo, New Mexico | 5 | $ 1,939,000 | $ 387,800 | $ 209,000 |
| Queens, New York | 5 | $ 2,968,000 | $ 593,600 | $ 153,000 |
| Brunswick, North Carolina | 5 | $ 1,169,000 | $ 233,800 | $ 119,000 |
| New Hanover, North Carolina | 5 | $ 2,847,000 | $ 569,400 | $ 404,000 |
| Greenville, South Carolina | 5 | $ 1,892,000 | $ 378,400 | $ 162,000 |
| Oconee, South Carolina | 5 | $ 2,114,000 | $ 422,800 | $ 242,000 |
| Shelby, Tennessee | 5 | $ 3,016,000 | $ 603,200 | $ 390,000 |
| Alexandria, Virginia | 5 | $ 3,488,000 | $ 697,600 | $ 263,000 |
| Pierce, Washington | 5 | $ 2,433,000 | $ 486,600 | $ 264,000 |
| Spokane, Washington | 5 | $ 2,249,000 | $ 449,800 | $ 217,000 |
| Whatcom, Washington | 5 | $ 1,814,000 | $ 362,800 | $ 159,000 |
| Baldwin, Alabama | 4 | $ 1,855,000 | $ 463,750 | $ 209,000 |
| Pinal, Arizona | 4 | $ 1,908,000 | $ 477,000 | $ 144,000 |
| Litchfield, Connecticut | 4 | $ 2,608,000 | $ 652,000 | $ 187,000 |
| Cherokee, Georgia | 4 | $ 1,974,000 | $ 493,500 | $ 236,000 |
| Forsyth, Georgia | 4 | $ 1,371,000 | $ 342,750 | $ 161,000 |
| Glynn, Georgia | 4 | $ 1,538,000 | $ 384,500 | $ 134,000 |
| Orleans, Louisiana | 4 | $ 1,822,000 | $ 455,500 | $ 286,000 |
| Baltimore, Maryland | 4 | $ 1,859,000 | $ 464,750 | $ 171,000 |
| Bristol, Massachusetts | 4 | $ 1,378,000 | $ 344,500 | $ 230,000 |
| St. Louis City, Missouri | 4 | $ 1,227,000 | $ 306,750 | $ 122,000 |
| Passaic, New Jersey | 4 | $ 1,308,000 | $ 327,000 | $ 226,000 |
| Dare, North Carolina | 4 | $ 1,949,000 | $ 487,250 | $ 192,000 |
| Summit, Ohio | 4 | $ 1,196,000 | $ 299,000 | $ 164,000 |
| Washington, Oregon | 4 | $ 1,457,000 | $ 364,250 | $ 134,000 |
| Delaware, Pennsylvania | 4 | $ 3,033,000 | $ 758,250 | $ 477,000 |
| Newport, Rhode Island | 4 | $ 4,046,000 | $ 1,011,500 | $ 576,000 |
| Providence, Rhode Island | 4 | $ 949,000 | $ 237,250 | $ 104,000 |
| Lamoille, Vermont | 4 | $ 1,825,000 | $ 456,250 | $ 277,000 |
| Milwaukee, Wisconsin | 4 | $ 1,750,000 | $ 437,500 | $ 282,000 |
| Fresno, California | 3 | $ 1,027,000 | $ 342,333 | $ 53,000 |
| Kern, California | 3 | $ 1,009,000 | $ 336,333 | $ 188,000 |
| San Benito, California | 3 | $ 1,512,000 | $ 504,000 | $ 146,000 |
| Stanislaus, California | 3 | $ 1,919,000 | $ 639,666 | $ 306,000 |
| Adams, Colorado | 3 | $ 1,228,000 | $ 409,333 | $ 285,000 |
| Hartford, Connecticut | 3 | $ 926,000 | $ 308,666 | $ 165,000 |
| New London, Connecticut | 3 | $ 1,080,000 | $ 360,000 | $ 497,000 |
| Brevard, Florida | 3 | $ 1,085,000 | $ 361,666 | $ 159,000 |
| Flagler, Florida | 3 | $ 1,824,000 | $ 608,000 | $ 276,000 |
| Nassau, Florida | 3 | $ 990,000 | $ 330,000 | $ 256,000 |
| Chatham, Georgia | 3 | $ 940,000 | $ 313,333 | $ 126,000 |
| Greene, Georgia | 3 | $ 2,691,000 | $ 897,000 | $ 307,000 |
| Hawaii, Hawaii | 3 | $ 2,314,000 | $ 771,333 | $ 188,000 |
| Kauai, Hawaii | 3 | $ 2,019,000 | $ 673,000 | $ 264,000 |
| Bonner, Idaho | 3 | $ 1,232,000 | $ 410,666 | $ 197,000 |
| Kootenai, Idaho | 3 | $ 1,672,000 | $ 557,333 | $ 259,000 |
| Jefferson, Kentucky | 3 | $ 615,000 | $ 205,000 | $ 95,000 |
| St. Tammany, Louisiana | 3 | $ 985,000 | $ 328,333 | $ 137,000 |
| Frederick, Maryland | 3 | $ 904,000 | $ 301,333 | $ 117,000 |
| Kent, Michigan | 3 | $ 863,000 | $ 287,666 | $ 215,000 |
| Macomb, Michigan | 3 | $ 479,000 | $ 159,666 | $ 88,000 |
| Wayne, Michigan | 3 | $ 1,372,000 | $ 457,333 | $ 403,000 |
| Carver, Minnesota | 3 | $ 1,609,000 | $ 536,333 | $ 342,000 |
| Otter Tail, Minnesota | 3 | $ 1,002,000 | $ 334,000 | $ 185,000 |
| Hillsborough, New Hampshire | 3 | $ 739,000 | $ 246,333 | $ 124,000 |
| Burlington, New Jersey | 3 | $ 1,041,000 | $ 347,000 | $ 215,000 |
| Camden, New Jersey | 3 | $ 1,023,000 | $ 341,000 | $ 210,000 |
| Columbia, New York | 3 | $ 2,274,000 | $ 758,000 | $ 800,000 |
| Chatham, North Carolina | 3 | $ 985,000 | $ 328,333 | $ 85,000 |
| Washington, Rhode Island | 3 | $ 1,812,000 | $ 604,000 | $ 224,000 |
| Horry, South Carolina | 3 | $ 432,000 | $ 144,000 | $ 107,000 |
| Richland, South Carolina | 3 | $ 947,000 | $ 315,666 | $ 186,000 |
| Cumberland, Tennessee | 3 | $ 153,000 | $ 51,000 | $ 108,000 |
| Brazos, Texas | 3 | $ 557,000 | $ 185,666 | $ 97,000 |
| Fort Bend, Texas | 3 | $ 1,039,000 | $ 346,333 | $ 256,000 |
| Utah, Utah | 3 | $ 863,000 | $ 287,666 | $ 82,000 |
| Chittenden, Vermont | 3 | $ 1,571,000 | $ 523,666 | $ 219,000 |
| Chesterfield, Virginia | 3 | $ 1,327,000 | $ 442,333 | $ 151,000 |
| James City, Virginia | 3 | $ 1,413,000 | $ 471,000 | $ 132,000 |
| New Kent, Virginia | 3 | $ 1,543,000 | $ 514,333 | $ 106,000 |
| Chelan, Washington | 3 | $ 622,000 | $ 207,333 | $ 146,000 |
| Dane, Wisconsin | 3 | $ 1,209,000 | $ 403,000 | $ 189,000 |
| Walworth, Wisconsin | 3 | $ 2,016,000 | $ 672,000 | $ 452,000 |
| Shelby, Alabama | 2 | $ 719,000 | $ 359,500 | $ 129,000 |
| Tallapoosa, Alabama | 2 | $ 1,018,000 | $ 509,000 | $ 322,000 |
| Benton, Arkansas | 2 | $ 794,000 | $ 397,000 | $ 210,000 |
| Alpine, California | 2 | $ 673,000 | $ 336,500 | $ 342,000 |
| Archuleta, Colorado | 2 | $ 1,110,000 | $ 555,000 | $ 93,000 |
| Broomfield, Colorado | 2 | $ 2,280,000 | $ 1,140,000 | $ 206,000 |
| Grand, Colorado | 2 | $ 740,000 | $ 370,000 | $ 132,000 |
| La Plata, Colorado | 2 | $ 1,182,000 | $ 591,000 | $ 239,000 |
| Park, Colorado | 2 | $ 558,000 | $ 279,000 | $ 89,000 |
| San Miguel, Colorado | 2 | $ 1,843,000 | $ 921,500 | $ 349,000 |
| Weld, Colorado | 2 | $ 548,000 | $ 274,000 | $ 193,000 |
| New Castle, Delaware | 2 | $ 617,000 | $ 308,500 | $ 91,000 |
| Alachua, Florida | 2 | $ 311,000 | $ 155,500 | $ 99,000 |
| Putnam, Georgia | 2 | $ 804,000 | $ 402,000 | $ 125,000 |
| Hendricks, Indiana | 2 | $ 281,000 | $ 140,500 | $ 117,000 |
| Polk, Iowa | 2 | $ 479,000 | $ 239,500 | $ 253,000 |
| Fayette, Kentucky | 2 | $ 425,000 | $ 212,500 | $ 268,000 |
| Oldham, Kentucky | 2 | $ 809,000 | $ 404,500 | $ 167,000 |
| Jefferson, Louisiana | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Cumberland, Maine | 2 | $ 868,000 | $ 434,000 | $ 804,000 |
| Hancock, Maine | 2 | $ 1,005,000 | $ 502,500 | $ 862,000 |
| Carroll, Maryland | 2 | $ 813,000 | $ 406,500 | $ 1,081,000 |
| Nantucket, Massachusetts | 2 | $ 3,560,000 | $ 1,780,000 | $ 1,215,000 |
| Worcester, Massachusetts | 2 | $ 1,110,000 | $ 555,000 | $ 351,000 |
| Berrien, Michigan | 2 | $ 1,363,000 | $ 681,500 | $ 387,000 |
| Dakota, Minnesota | 2 | $ 580,000 | $ 290,000 | $ 199,000 |
| Lake, Minnesota | 2 | $ 1,350,000 | $ 675,000 | $ 427,000 |
| Boone, Missouri | 2 | $ 643,000 | $ 321,500 | $ 172,000 |
| Gallatin, Montana | 2 | $ 767,000 | $ 383,500 | $ 107,000 |
| Park, Montana | 2 | $ 688,000 | $ 344,000 | $ 188,000 |
| Douglas, Nebraska | 2 | $ 870,000 | $ 435,000 | $ 171,000 |
| Merrimack, New Hampshire | 2 | $ 348,000 | $ 174,000 | $ 149,000 |
| Atlantic, New Jersey | 2 | $ 784,000 | $ 392,000 | $ 297,000 |
| Cape May, New Jersey | 2 | $ 2,093,000 | $ 1,046,500 | $ 396,000 |
| Hunterdon, New Jersey | 2 | $ 983,000 | $ 491,500 | $ 241,000 |
| Sandoval, New Mexico | 2 | $ 876,000 | $ 438,000 | $ 115,000 |
| Ulster, New York | 2 | $ 292,000 | $ 146,000 | $ 162,000 |
| Durham, North Carolina | 2 | $ 936,000 | $ 468,000 | $ 147,000 |
| Forsyth, North Carolina | 2 | $ 450,000 | $ 225,000 | $ 311,000 |
| Haywood, North Carolina | 2 | $ 583,000 | $ 291,500 | $ 179,000 |
| Henderson, North Carolina | 2 | $ 914,000 | $ 457,000 | $ 191,000 |
| Iredell, North Carolina | 2 | $ 1,323,000 | $ 661,500 | $ 183,000 |
| Lincoln, North Carolina | 2 | $ 702,000 | $ 351,000 | $ 149,000 |
| McDowell, North Carolina | 2 | $ 559,000 | $ 279,500 | $ 166,000 |
| Moore, North Carolina | 2 | $ 505,000 | $ 252,500 | $ 61,000 |
| Orange, North Carolina | 2 | $ 864,000 | $ 432,000 | $ 110,000 |
| Union, North Carolina | 2 | $ 662,000 | $ 331,000 | $ 162,000 |
| Oklahoma, Oklahoma | 2 | $ 1,209,000 | $ 604,500 | $ 446,000 |
| Tulsa, Oklahoma | 2 | $ 1,449,000 | $ 724,500 | $ 293,000 |
| Benton, Oregon | 2 | $ 582,000 | $ 291,000 | $ 174,000 |
| Curry, Oregon | 2 | $ 1,349,000 | $ 674,500 | $ 630,000 |
| Lane, Oregon | 2 | $ 494,000 | $ 247,000 | $ 175,000 |
| Allegheny, Pennsylvania | 2 | $ 1,004,000 | $ 502,000 | $ 284,000 |
| Butler, Pennsylvania | 2 | $ 1,204,000 | $ 602,000 | $ 306,000 |
| Dauphin, Pennsylvania | 2 | $ 589,000 | $ 294,500 | $ 152,000 |
| Georgetown, South Carolina | 2 | $ 944,000 | $ 472,000 | $ 194,000 |
| Knox, Tennessee | 2 | $ 720,000 | $ 360,000 | $ 158,000 |
| Maury, Tennessee | 2 | $ 1,157,000 | $ 578,500 | $ 290,000 |
| El Paso, Texas | 2 | $ 279,000 | $ 139,500 | $ 89,000 |
| Hays, Texas | 2 | $ 726,000 | $ 363,000 | $ 308,000 |
| Parker, Texas | 2 | $ 1,439,000 | $ 719,500 | $ 53,000 |
| Smith, Texas | 2 | $ 940,000 | $ 470,000 | $ 172,000 |
| Washington, Utah | 2 | $ 519,000 | $ 259,500 | $ 125,000 |
| Weber, Utah | 2 | $ 603,000 | $ 301,500 | $ 126,000 |
| Bedford, Virginia | 2 | $ 922,000 | $ 461,000 | $ 216,000 |
| Hanover, Virginia | 2 | $ 663,000 | $ 331,500 | $ 108,000 |
| Island, Washington | 2 | $ 695,000 | $ 347,500 | $ 129,000 |
| Jefferson, West Virginia | 2 | $ 610,000 | $ 305,000 | $ 97,000 |
| Putnam, West Virginia | 2 | $ 392,000 | $ 196,000 | $ 70,000 |
| Sawyer, Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 312,000 |
| Sheboygan, Wisconsin | 2 | $ 1,102,000 | $ 551,000 | $ 362,000 |
| Washington, Wisconsin | 2 | $ 691,000 | $ 345,500 | $ 134,000 |
| Jackson, Alabama | 1 | $ 332,000 | $ 332,000 | $ 177,000 |
| Jefferson, Alabama | 1 | $ 571,000 | $ 571,000 | $ 433,000 |
| Anchorage, Alaska | 1 | $ 715,000 | $ 715,000 | $ 1,632,000 |
| Kenai Peninsula, Alaska | 1 | $ 440,000 | $ 440,000 | $ 143,000 |
| Mohave, Arizona | 1 | $ 515,000 | $ 515,000 | $ 119,000 |
| Navajo, Arizona | 1 | $ 257,000 | $ 257,000 | $ 85,000 |
| Saline, Arkansas | 1 | $ 270,000 | $ 270,000 | $ 93,000 |
| Washington, Arkansas | 1 | $ 459,000 | $ 459,000 | $ 366,000 |
| Amador, California | 1 | $ 227,000 | $ 227,000 | $ 213,000 |
| Mendocino, California | 1 | $ 273,000 | $ 273,000 | $ 39,000 |
| Mono, California | 1 | $ 601,000 | $ 601,000 | $ 235,000 |
| Shasta, California | 1 | $ 524,000 | $ 524,000 | $ 180,000 |
| Tulare, California | 1 | $ 357,000 | $ 357,000 | $ 172,000 |
| Chaffee, Colorado | 1 | $ 474,000 | $ 474,000 | $ 131,000 |
| Clear Creek, Colorado | 1 | $ 910,000 | $ 910,000 | $ 410,000 |
| Mesa, Colorado | 1 | $ 163,000 | $ 163,000 | $ 90,000 |
| Montezuma, Colorado | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| Rio Blanco, Colorado | 1 | $ 630,000 | $ 630,000 | $ 355,000 |
| Middlesex, Connecticut | 1 | $ 581,000 | $ 581,000 | $ 819,000 |
| Tolland, Connecticut | 1 | $ 1,594,000 | $ 1,594,000 | $ 2,575,000 |
| Bay, Florida | 1 | $ 286,000 | $ 286,000 | $ 387,000 |
| Clay, Florida | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Osceola, Florida | 1 | $ 609,000 | $ 609,000 | $ 1,352,000 |
| Polk, Florida | 1 | $ 229,000 | $ 229,000 | $ 125,000 |
| St. Lucie, Florida | 1 | $ 750,000 | $ 750,000 | $ 265,000 |
| Douglas, Georgia | 1 | $ 277,000 | $ 277,000 | $ 114,000 |
| Fannin, Georgia | 1 | $ 550,000 | $ 550,000 | $ 263,000 |
| Pickens, Georgia | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| Stephens, Georgia | 1 | $ 520,000 | $ 520,000 | $ 200,000 |
| Thomas, Georgia | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| White, Georgia | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Fremont, Idaho | 1 | $ 495,000 | $ 495,000 | $ 125,000 |
| Valley, Idaho | 1 | $ 960,000 | $ 960,000 | $ 264,000 |
| Kankakee, Illinois | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| LaSalle, Illinois | 1 | $ 352,000 | $ 352,000 | $ 282,000 |
| Madison, Illinois | 1 | $ 177,000 | $ 177,000 | $ 156,000 |
| McHenry, Illinois | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Peoria, Illinois | 1 | $ 366,000 | $ 366,000 | $ 271,000 |
| Sangamon, Illinois | 1 | $ 960,000 | $ 960,000 | $ 1,333,000 |
| Brown, Indiana | 1 | $ 220,000 | $ 220,000 | $ 219,000 |
| LaPorte, Indiana | 1 | $ 1,158,000 | $ 1,158,000 | $ 481,000 |
| Monroe, Indiana | 1 | $ 471,000 | $ 471,000 | $ 191,000 |
| Morgan, Indiana | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
| Warrick, Indiana | 1 | $ 630,000 | $ 630,000 | $ 474,000 |
| Cowley, Kansas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Boone, Kentucky | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Pulaski, Kentucky | 1 | $ 174,000 | $ 174,000 | $ 466,000 |
| East Baton Rouge, Louisiana | 1 | $ 334,000 | $ 334,000 | $ 134,000 |
| St. Martin, Louisiana | 1 | $ 89,000 | $ 89,000 | $ 402,000 |
| Lincoln, Maine | 1 | $ 178,000 | $ 178,000 | $ 159,000 |
| Charles, Maryland | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Queen Anne's, Maryland | 1 | $ 252,000 | $ 252,000 | $ 176,000 |
| Talbot, Maryland | 1 | $ 480,000 | $ 480,000 | $ 241,000 |
| Worcester, Maryland | 1 | $ 424,000 | $ 424,000 | $ 207,000 |
| Dukes, Massachusetts | 1 | $ 710,000 | $ 710,000 | $ 197,000 |
| Hampden, Massachusetts | 1 | $ 211,000 | $ 211,000 | $ 335,000 |
| Hampshire, Massachusetts | 1 | $ 154,000 | $ 154,000 | $ 282,000 |
| Allegan, Michigan | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Cass, Michigan | 1 | $ 222,000 | $ 222,000 | $ 180,000 |
| Emmet, Michigan | 1 | $ 552,000 | $ 552,000 | $ 545,000 |
| Grand Traverse, Michigan | 1 | $ 910,000 | $ 910,000 | $ 330,000 |
| Leelanau, Michigan | 1 | $ 396,000 | $ 396,000 | $ 136,000 |
| Lenawee, Michigan | 1 | $ 160,000 | $ 160,000 | $ 369,000 |
| Livingston, Michigan | 1 | $ 156,000 | $ 156,000 | $ 107,000 |
| Otsego, Michigan | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Anoka, Minnesota | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Cass, Minnesota | 1 | $ 843,000 | $ 843,000 | $ 138,000 |
| Crow Wing, Minnesota | 1 | $ 157,000 | $ 157,000 | $ 93,000 |
| Olmsted, Minnesota | 1 | $ 563,000 | $ 563,000 | $ 932,000 |
| Washington, Minnesota | 1 | $ 384,000 | $ 384,000 | $ 239,000 |
| Jackson, Mississippi | 1 | $ 363,000 | $ 363,000 | $ 294,000 |
| Clay, Missouri | 1 | $ 202,000 | $ 202,000 | $ 95,000 |
| Jackson, Missouri | 1 | $ 180,000 | $ 180,000 | $ 222,000 |
| Jefferson, Missouri | 1 | $ 181,000 | $ 181,000 | $ 39,000 |
| Beaverhead, Montana | 1 | $ 188,000 | $ 188,000 | $ 46,000 |
| Lake, Montana | 1 | $ 367,000 | $ 367,000 | $ 312,000 |
| Madison, Montana | 1 | $ 269,000 | $ 269,000 | $ 531,000 |
| Ravalli, Montana | 1 | $ 608,000 | $ 608,000 | $ 163,000 |
| Dodge, Nebraska | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Saunders, Nebraska | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Carson City, Nevada | 1 | $ 449,000 | $ 449,000 | $ 181,000 |
| Douglas, Nevada | 1 | $ 526,000 | $ 526,000 | $ 270,000 |
| Bronx, New York | 1 | $ 798,000 | $ 798,000 | $ 147,000 |
| Erie, New York | 1 | $ 504,000 | $ 504,000 | $ 158,000 |
| Madison, New York | 1 | $ 179,000 | $ 179,000 | $ 405,000 |
| Otsego, New York | 1 | $ 999,000 | $ 999,000 | $ 1,715,000 |
| Saratoga, New York | 1 | $ 590,000 | $ 590,000 | $ 174,000 |
| Sullivan, New York | 1 | $ 295,000 | $ 295,000 | $ 337,000 |
| Tompkins, New York | 1 | $ 208,000 | $ 208,000 | $ 62,000 |
| Warren, New York | 1 | $ 800,000 | $ 800,000 | $ 812,000 |
| Caldwell, North Carolina | 1 | $ 418,000 | $ 418,000 | $ 258,000 |
| Carteret, North Carolina | 1 | $ 250,000 | $ 250,000 | $ 84,000 |
| Chowan, North Carolina | 1 | $ 182,000 | $ 182,000 | $ 92,000 |
| Currituck, North Carolina | 1 | $ 630,000 | $ 630,000 | $ 326,000 |
| Macon, North Carolina | 1 | $ 515,000 | $ 515,000 | $ 277,000 |
| Madison, North Carolina | 1 | $ 327,000 | $ 327,000 | $ 73,000 |
| Pender, North Carolina | 1 | $ 591,000 | $ 591,000 | $ 129,000 |
| Stokes, North Carolina | 1 | $ 774,000 | $ 774,000 | $ 389,000 |
| Transylvania, North Carolina | 1 | $ 362,000 | $ 362,000 | $ 134,000 |
| Watauga, North Carolina | 1 | $ 580,000 | $ 580,000 | $ 195,000 |
| Clermont, Ohio | 1 | $ 544,000 | $ 544,000 | $ 235,000 |
| Delaware, Ohio | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Erie, Ohio | 1 | $ 207,000 | $ 207,000 | $ 114,000 |
| Geauga, Ohio | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Lorain, Ohio | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Muskingum, Ohio | 1 | $ 92,000 | $ 92,000 | $ 196,000 |
| Ross, Ohio | 1 | $ 222,000 | $ 222,000 | $ 96,000 |
| Stark, Ohio | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Warren, Ohio | 1 | $ 210,000 | $ 210,000 | $ 345,000 |
| Crook, Oregon | 1 | $ 550,000 | $ 550,000 | $ 334,000 |
| Hood River, Oregon | 1 | $ 509,000 | $ 509,000 | $ 227,000 |
| Jackson, Oregon | 1 | $ 273,000 | $ 273,000 | $ 92,000 |
| Marion, Oregon | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Tillamook, Oregon | 1 | $ 769,000 | $ 769,000 | $ 237,000 |
| Wasco, Oregon | 1 | $ 468,000 | $ 468,000 | $ 108,000 |
| Centre, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 87,000 |
| Northampton, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 196,000 |
| Pike, Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 399,000 |
| Snyder, Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 114,000 |
| Kent, Rhode Island | 1 | $ 536,000 | $ 536,000 | $ 362,000 |
| Berkeley, South Carolina | 1 | $ 821,000 | $ 821,000 | $ 185,000 |
| Clarendon, South Carolina | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Jasper, South Carolina | 1 | $ 351,000 | $ 351,000 | $ 180,000 |
| Lancaster, South Carolina | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Lexington, South Carolina | 1 | $ 548,000 | $ 548,000 | $ 445,000 |
| York, South Carolina | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Lawrence, South Dakota | 1 | $ 669,000 | $ 669,000 | $ 408,000 |
| Anderson, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 216,000 |
| Cocke, Tennessee | 1 | $ 800,000 | $ 800,000 | $ 405,000 |
| Franklin, Tennessee | 1 | $ 254,000 | $ 254,000 | $ 135,000 |
| Hamilton, Tennessee | 1 | $ 264,000 | $ 264,000 | $ 422,000 |
| Loudon, Tennessee | 1 | $ 635,000 | $ 635,000 | $ 185,000 |
| Rutherford, Tennessee | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Sullivan, Tennessee | 1 | $ 150,000 | $ 150,000 | $ 154,000 |
| Bastrop, Texas | 1 | $ 152,000 | $ 152,000 | $ 224,000 |
| Brazoria, Texas | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Burnet, Texas | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Comal, Texas | 1 | $ 303,000 | $ 303,000 | $ 86,000 |
| Franklin, Texas | 1 | $ 229,000 | $ 229,000 | $ 322,000 |
| Galveston, Texas | 1 | $ 1,140,000 | $ 1,140,000 | $ 782,000 |
| Gregg, Texas | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Henderson, Texas | 1 | $ 272,000 | $ 272,000 | $ 77,000 |
| Hood, Texas | 1 | $ 600,000 | $ 600,000 | $ 214,000 |
| Kaufman, Texas | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Kerr, Texas | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Llano, Texas | 1 | $ 975,000 | $ 975,000 | $ 400,000 |
| McLennan, Texas | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Midland, Texas | 1 | $ 182,000 | $ 182,000 | $ 110,000 |
| Nueces, Texas | 1 | $ 270,000 | $ 270,000 | $ 205,000 |
| Rains, Texas | 1 | $ 266,000 | $ 266,000 | $ 229,000 |
| Rockwall, Texas | 1 | $ 233,000 | $ 233,000 | $ 74,000 |
| San Patricio, Texas | 1 | $ 289,000 | $ 289,000 | $ 78,000 |
| Wharton, Texas | 1 | $ 420,000 | $ 420,000 | $ 168,000 |
| Davis, Utah | 1 | $ 268,000 | $ 268,000 | $ 178,000 |
| Wasatch, Utah | 1 | $ 540,000 | $ 540,000 | $ 123,000 |
| Windsor, Vermont | 1 | $ 668,000 | $ 668,000 | $ 369,000 |
| Albemarle, Virginia | 1 | $ 1,309,000 | $ 1,309,000 | $ 2,109,000 |
| Charlottesville, Virginia | 1 | $ 546,000 | $ 546,000 | $ 192,000 |
| Greene, Virginia | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| King George, Virginia | 1 | $ 612,000 | $ 612,000 | $ 435,000 |
| Lancaster, Virginia | 1 | $ 692,000 | $ 692,000 | $ 776,000 |
| Montgomery, Virginia | 1 | $ 310,000 | $ 310,000 | $ 131,000 |
| Prince William, Virginia | 1 | $ 247,000 | $ 247,000 | $ 134,000 |
| Roanoke, Virginia | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Roanoke City, Virginia | 1 | $ 122,000 | $ 122,000 | $ 116,000 |
| Spotsylvania, Virginia | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Williamsburg, Virginia | 1 | $ 497,000 | $ 497,000 | $ 189,000 |
| Benton, Washington | 1 | $ 467,000 | $ 467,000 | $ 116,000 |
| Clallam, Washington | 1 | $ 360,000 | $ 360,000 | $ 118,000 |
| Cowlitz, Washington | 1 | $ 354,000 | $ 354,000 | $ 299,000 |
| Jefferson, Washington | 1 | $ 378,000 | $ 378,000 | $ 190,000 |
| Kittitas, Washington | 1 | $ 197,000 | $ 197,000 | $ 163,000 |
| Skagit, Washington | 1 | $ 240,000 | $ 240,000 | $ 214,000 |
| Thurston, Washington | 1 | $ 500,000 | $ 500,000 | $ 127,000 |
| Yakima, Washington | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Brown, Wisconsin | 1 | $ 950,000 | $ 950,000 | $ 463,000 |
| Burnett, Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 154,000 |
| Columbia, Wisconsin | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,342,000 |
| Outagamie, Wisconsin | 1 | $ 397,000 | $ 397,000 | $ 217,000 |
| Ozaukee, Wisconsin | 1 | $ 440,000 | $ 440,000 | $ 203,000 |
| St. Croix, Wisconsin | 1 | $ 284,000 | $ 284,000 | $ 284,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,932 | $2,782,650,000 | $707,000 | $5,000,000 | $292,000 | $6,003,000 |
| Home Purchase | 1,321 | $783,007,000 | $592,000 | $4,000,000 | $299,000 | $4,253,000 |
| Home Improvement | 29 | $13,277,000 | $457,000 | $1,100,000 | $191,000 | $507,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,368 | $2,244,588,000 | $666,000 | $4,008,000 | $289,000 | $4,253,000 |
| Not Provided | 1,471 | $1,036,406,000 | $704,000 | $5,000,000 | $315,000 | $6,003,000 |
| Asian | 340 | $239,826,000 | $705,000 | $2,511,000 | $264,000 | $1,130,000 |
| Hispanic | 76 | $45,116,000 | $593,000 | $1,730,000 | $233,000 | $1,800,000 |
| Black or African American | 13 | $4,927,000 | $379,000 | $910,000 | $141,000 | $323,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $3,285,000 | $469,000 | $648,000 | $177,000 | $354,000 |
| American Indian or Alaskan Native | 7 | $4,786,000 | $683,000 | $1,073,000 | $174,000 | $371,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,282 | $3,578,934,000 | $677,000 | $5,000,000 | $293,000 | $6,003,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,146 | $3,051,523,000 | $736,000 | $5,000,000 | $320,000 | $6,003,000 |
| Loan Purchased By The Institution | 717 | $202,703,000 | $282,000 | $2,760,000 | $159,000 | $2,109,000 |
| Application Denied By Financial Institution | 410 | $318,155,000 | $775,000 | $4,000,000 | $264,000 | $4,176,000 |
| Application Approved But Not Accepted | 9 | $6,553,000 | $728,000 | $1,400,000 | $291,000 | $489,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 183 | $153,118,000 | $836,000 | $3,900,000 | $163,000 | $2,153,000 |
| Collateral | 108 | $67,695,000 | $626,000 | $4,000,000 | $334,000 | $2,000,000 |
| Other | 44 | $46,737,000 | $1,062,000 | $2,730,000 | $505,000 | $4,176,000 |
| Unverifiable Information | 38 | $29,169,000 | $767,000 | $2,600,000 | $268,000 | $1,258,000 |
| Credit History | 25 | $12,602,000 | $504,000 | $1,600,000 | $277,000 | $1,724,000 |
| Credit Application Incomplete | 10 | $5,678,000 | $567,000 | $1,480,000 | $224,000 | $725,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $3,156,000 | $1,578,000 | $2,738,000 | $353,000 | $670,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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