Charles Schwab Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Charles Schwab Bank, Ssb 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Charles Schwab Bank, Ssb
2360 Corporate Circle
Westlake, TX 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,282
Total Mortgage Loan Application Amount $3,578,934,000
Average Mortgage Loan Application Amount $585,333
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $260,666
Highest Applicant Income $6,003,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Charles Schwab Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Charles Schwab Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank, Ssb serves its applicants.

Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank, Ssb's mortgage activity for 2016.

Mortgage Loan Application Totals for Charles Schwab Bank, Ssb by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 343 $ 323,600,000 $ 943,000 $ 350,000
Santa Clara County California 341 $ 277,666,000 $ 814,000 $ 265,000
Orange County California 234 $ 195,460,000 $ 835,000 $ 292,000
San Mateo County California 227 $ 205,210,000 $ 904,000 $ 341,000
San Diego County California 204 $ 160,250,000 $ 785,000 $ 314,000
Contra Costa County California 195 $ 137,369,000 $ 704,000 $ 267,000
San Francisco County California 171 $ 148,154,000 $ 866,000 $ 335,000
Alameda County California 154 $ 107,845,000 $ 700,000 $ 257,000
King County Washington 141 $ 102,557,000 $ 727,000 $ 259,000
Marin County California 131 $ 113,330,000 $ 865,000 $ 335,000
Maricopa County Arizona 125 $ 69,022,000 $ 552,000 $ 209,000
Cook County Illinois 112 $ 71,842,000 $ 641,000 $ 320,000
Fulton County Georgia 71 $ 43,456,000 $ 612,000 $ 316,000
Sonoma County California 59 $ 45,976,000 $ 779,000 $ 233,000
Fairfield County Connecticut 58 $ 48,501,000 $ 836,000 $ 384,000
Riverside County California 57 $ 28,470,000 $ 499,000 $ 258,000
Denver County Colorado 56 $ 32,060,000 $ 572,000 $ 239,000
Douglas County Colorado 54 $ 25,613,000 $ 474,000 $ 215,000
Santa Barbara County California 52 $ 48,149,000 $ 925,000 $ 279,000
Clark County Nevada 52 $ 23,441,000 $ 450,000 $ 194,000
New York County New York 47 $ 43,421,000 $ 923,000 $ 467,000
Palm Beach County Florida 45 $ 31,113,000 $ 691,000 $ 286,000
Harris County Texas 44 $ 28,632,000 $ 650,000 $ 300,000
Fairfax County Virginia 40 $ 27,585,000 $ 689,000 $ 311,000
Middlesex County Massachusetts 39 $ 30,240,000 $ 775,000 $ 308,000
Washoe County Nevada 39 $ 16,973,000 $ 435,000 $ 222,000
Placer County California 38 $ 25,392,000 $ 668,000 $ 369,000
Ventura County California 31 $ 19,919,000 $ 642,000 $ 277,000
Dallas County Texas 29 $ 21,154,000 $ 729,000 $ 517,000
DuPage County Illinois 28 $ 14,626,000 $ 522,000 $ 465,000
Travis County Texas 28 $ 17,907,000 $ 639,000 $ 269,000
Arapahoe County Colorado 27 $ 15,634,000 $ 579,000 $ 197,000
Boulder County Colorado 27 $ 13,160,000 $ 487,000 $ 171,000
Monterey County California 26 $ 23,846,000 $ 917,000 $ 481,000
Miami-Dade County Florida 26 $ 21,142,000 $ 813,000 $ 382,000
Montgomery County Maryland 26 $ 14,756,000 $ 567,000 $ 268,000
Charleston County South Carolina 25 $ 15,339,000 $ 613,000 $ 307,000
Santa Cruz County California 24 $ 18,109,000 $ 754,000 $ 280,000
Lee County Florida 22 $ 10,706,000 $ 486,000 $ 247,000
Lake County Illinois 22 $ 14,081,000 $ 640,000 $ 375,000
Suffolk County Massachusetts 22 $ 21,159,000 $ 961,000 $ 596,000
San Luis Obispo County California 21 $ 12,481,000 $ 594,000 $ 297,000
Collier County Florida 20 $ 12,245,000 $ 612,000 $ 260,000
Mecklenburg County North Carolina 20 $ 11,140,000 $ 557,000 $ 307,000
Monmouth County New Jersey 19 $ 13,022,000 $ 685,000 $ 263,000
Suffolk County New York 19 $ 14,216,000 $ 748,000 $ 418,000
Clackamas County Oregon 19 $ 12,403,000 $ 652,000 $ 281,000
Pima County Arizona 18 $ 7,813,000 $ 434,000 $ 170,000
District of Columbia County District Of Columbia 18 $ 12,736,000 $ 707,000 $ 282,000
Honolulu County Hawaii 18 $ 12,380,000 $ 687,000 $ 211,000
Oakland County Michigan 18 $ 10,148,000 $ 563,000 $ 331,000
Bergen County New Jersey 18 $ 9,786,000 $ 543,000 $ 430,000
Essex County New Jersey 18 $ 11,230,000 $ 623,000 $ 330,000
Nassau County New York 18 $ 12,642,000 $ 702,000 $ 340,000
Williamson County Tennessee 18 $ 10,426,000 $ 579,000 $ 330,000
Broward County Florida 17 $ 8,665,000 $ 509,000 $ 301,000
Hennepin County Minnesota 17 $ 7,550,000 $ 444,000 $ 212,000
Morris County New Jersey 17 $ 13,822,000 $ 813,000 $ 380,000
Beaufort County South Carolina 17 $ 9,039,000 $ 531,000 $ 304,000
Napa County California 16 $ 10,791,000 $ 674,000 $ 381,000
Eagle County Colorado 16 $ 12,441,000 $ 777,000 $ 300,000
Jefferson County Colorado 16 $ 8,855,000 $ 553,000 $ 535,000
Pinellas County Florida 16 $ 6,441,000 $ 402,000 $ 168,000
Sarasota County Florida 16 $ 10,874,000 $ 679,000 $ 316,000
St. Louis County Missouri 16 $ 8,977,000 $ 561,000 $ 279,000
Multnomah County Oregon 16 $ 8,002,000 $ 500,000 $ 180,000
Sacramento County California 15 $ 7,022,000 $ 468,000 $ 214,000
San Bernardino County California 15 $ 7,234,000 $ 482,000 $ 204,000
Norfolk County Massachusetts 15 $ 12,400,000 $ 826,000 $ 454,000
Summit County Colorado 14 $ 9,086,000 $ 649,000 $ 341,000
St. Johns County Florida 14 $ 8,102,000 $ 578,000 $ 273,000
Barnstable County Massachusetts 14 $ 9,991,000 $ 713,000 $ 549,000
Wake County North Carolina 14 $ 5,729,000 $ 409,000 $ 194,000
Arlington County Virginia 14 $ 10,737,000 $ 766,000 $ 480,000
Blaine County Idaho 13 $ 7,443,000 $ 572,000 $ 179,000
Anne Arundel County Maryland 13 $ 9,146,000 $ 703,000 $ 417,000
Ocean County New Jersey 13 $ 5,681,000 $ 437,000 $ 263,000
El Dorado County California 12 $ 6,753,000 $ 562,000 $ 200,000
Cobb County Georgia 12 $ 4,666,000 $ 388,000 $ 194,000
DeKalb County Georgia 12 $ 6,337,000 $ 528,000 $ 198,000
Essex County Massachusetts 12 $ 7,978,000 $ 664,000 $ 478,000
Westchester County New York 12 $ 8,145,000 $ 678,000 $ 435,000
Montgomery County Pennsylvania 12 $ 6,357,000 $ 529,000 $ 371,000
Summit County Utah 12 $ 10,465,000 $ 872,000 $ 782,000
Orange County Florida 11 $ 5,619,000 $ 510,000 $ 194,000
Chester County Pennsylvania 11 $ 5,858,000 $ 532,000 $ 255,000
Collin County Texas 11 $ 6,352,000 $ 577,000 $ 252,000
Montgomery County Texas 11 $ 4,312,000 $ 392,000 $ 286,000
Williamson County Texas 11 $ 5,223,000 $ 474,000 $ 237,000
Salt Lake County Utah 11 $ 3,407,000 $ 309,000 $ 206,000
Santa Fe County New Mexico 10 $ 5,076,000 $ 507,000 $ 181,000
Bexar County Texas 10 $ 3,358,000 $ 335,000 $ 191,000
Denton County Texas 10 $ 4,179,000 $ 417,000 $ 273,000
Kitsap County Washington 10 $ 6,516,000 $ 651,000 $ 272,000
Nevada County California 9 $ 4,194,000 $ 466,000 $ 399,000
Routt County Colorado 9 $ 6,893,000 $ 765,000 $ 515,000
Hillsborough County Florida 9 $ 4,261,000 $ 473,000 $ 505,000
Indian River County Florida 9 $ 4,486,000 $ 498,000 $ 323,000
Hamilton County Indiana 9 $ 4,592,000 $ 510,000 $ 329,000
Marion County Indiana 9 $ 3,352,000 $ 372,000 $ 184,000
Kings County New York 9 $ 9,412,000 $ 1,045,000 $ 618,000
Buncombe County North Carolina 9 $ 3,901,000 $ 433,000 $ 155,000
Deschutes County Oregon 9 $ 4,152,000 $ 461,000 $ 135,000
Bucks County Pennsylvania 9 $ 3,620,000 $ 402,000 $ 204,000
Tarrant County Texas 9 $ 5,304,000 $ 589,000 $ 384,000
Waukesha County Wisconsin 9 $ 4,356,000 $ 484,000 $ 150,000
Teton County Wyoming 9 $ 10,541,000 $ 1,171,000 $ 327,000
Coconino County Arizona 8 $ 3,262,000 $ 407,000 $ 122,000
Yavapai County Arizona 8 $ 4,399,000 $ 549,000 $ 185,000
San Joaquin County California 8 $ 2,989,000 $ 373,000 $ 212,000
Yolo County California 8 $ 3,984,000 $ 498,000 $ 220,000
Larimer County Colorado 8 $ 2,932,000 $ 366,000 $ 142,000
Plymouth County Massachusetts 8 $ 5,516,000 $ 689,000 $ 282,000
Union County New Jersey 8 $ 5,323,000 $ 665,000 $ 390,000
Davidson County Tennessee 8 $ 3,768,000 $ 471,000 $ 207,000
Clark County Washington 8 $ 3,598,000 $ 449,000 $ 211,000
Snohomish County Washington 8 $ 2,947,000 $ 368,000 $ 140,000
Calaveras County California 7 $ 2,743,000 $ 391,000 $ 159,000
Solano County California 7 $ 3,609,000 $ 515,000 $ 240,000
Sussex County Delaware 7 $ 3,592,000 $ 513,000 $ 322,000
Walton County Florida 7 $ 3,880,000 $ 554,000 $ 311,000
Johnson County Kansas 7 $ 3,144,000 $ 449,000 $ 327,000
Somerset County New Jersey 7 $ 5,177,000 $ 739,000 $ 307,000
Cuyahoga County Ohio 7 $ 3,509,000 $ 501,000 $ 451,000
Franklin County Ohio 7 $ 3,317,000 $ 473,000 $ 235,000
San Juan County Washington 7 $ 4,136,000 $ 590,000 $ 199,000
Duval County Florida 6 $ 3,005,000 $ 500,000 $ 592,000
Martin County Florida 6 $ 3,160,000 $ 526,000 $ 194,000
Sumter County Florida 6 $ 2,887,000 $ 481,000 $ 141,000
Gwinnett County Georgia 6 $ 1,747,000 $ 291,000 $ 202,000
Maui County Hawaii 6 $ 3,804,000 $ 634,000 $ 451,000
Hudson County New Jersey 6 $ 4,430,000 $ 738,000 $ 445,000
Jackson County North Carolina 6 $ 2,685,000 $ 447,000 $ 264,000
Philadelphia County Pennsylvania 6 $ 2,769,000 $ 461,000 $ 283,000
Loudoun County Virginia 6 $ 3,509,000 $ 584,000 $ 200,000
El Paso County Colorado 5 $ 2,013,000 $ 402,000 $ 160,000
New Haven County Connecticut 5 $ 1,339,000 $ 267,000 $ 190,000
Charlotte County Florida 5 $ 1,362,000 $ 272,000 $ 110,000
Manatee County Florida 5 $ 1,852,000 $ 370,000 $ 137,000
Monroe County Florida 5 $ 3,713,000 $ 742,000 $ 416,000
Seminole County Florida 5 $ 2,347,000 $ 469,000 $ 209,000
Volusia County Florida 5 $ 1,290,000 $ 258,000 $ 85,000
Hall County Georgia 5 $ 1,733,000 $ 346,000 $ 119,000
Ada County Idaho 5 $ 1,945,000 $ 389,000 $ 119,000
Kane County Illinois 5 $ 2,204,000 $ 440,000 $ 201,000
Will County Illinois 5 $ 2,128,000 $ 425,000 $ 293,000
Boone County Indiana 5 $ 3,443,000 $ 688,000 $ 217,000
York County Maine 5 $ 2,580,000 $ 516,000 $ 342,000
Howard County Maryland 5 $ 3,408,000 $ 681,000 $ 198,000
Washtenaw County Michigan 5 $ 2,086,000 $ 417,000 $ 191,000
Ramsey County Minnesota 5 $ 987,000 $ 197,000 $ 67,000
St. Charles County Missouri 5 $ 2,560,000 $ 512,000 $ 501,000
Flathead County Montana 5 $ 2,520,000 $ 504,000 $ 157,000
Rockingham County New Hampshire 5 $ 2,831,000 $ 566,000 $ 297,000
Mercer County New Jersey 5 $ 2,497,000 $ 499,000 $ 300,000
Middlesex County New Jersey 5 $ 2,165,000 $ 433,000 $ 175,000
Bernalillo County New Mexico 5 $ 1,939,000 $ 387,000 $ 209,000
Queens County New York 5 $ 2,968,000 $ 593,000 $ 153,000
Brunswick County North Carolina 5 $ 1,169,000 $ 233,000 $ 119,000
New Hanover County North Carolina 5 $ 2,847,000 $ 569,000 $ 404,000
Greenville County South Carolina 5 $ 1,892,000 $ 378,000 $ 162,000
Oconee County South Carolina 5 $ 2,114,000 $ 422,000 $ 242,000
Shelby County Tennessee 5 $ 3,016,000 $ 603,000 $ 390,000
Alexandria County Virginia 5 $ 3,488,000 $ 697,000 $ 263,000
Pierce County Washington 5 $ 2,433,000 $ 486,000 $ 264,000
Spokane County Washington 5 $ 2,249,000 $ 449,000 $ 217,000
Whatcom County Washington 5 $ 1,814,000 $ 362,000 $ 159,000
Baldwin County Alabama 4 $ 1,855,000 $ 463,000 $ 209,000
Pinal County Arizona 4 $ 1,908,000 $ 477,000 $ 144,000
Litchfield County Connecticut 4 $ 2,608,000 $ 652,000 $ 187,000
Cherokee County Georgia 4 $ 1,974,000 $ 493,000 $ 236,000
Forsyth County Georgia 4 $ 1,371,000 $ 342,000 $ 161,000
Glynn County Georgia 4 $ 1,538,000 $ 384,000 $ 134,000
Orleans County Louisiana 4 $ 1,822,000 $ 455,000 $ 286,000
Baltimore County Maryland 4 $ 1,859,000 $ 464,000 $ 171,000
Bristol County Massachusetts 4 $ 1,378,000 $ 344,000 $ 230,000
St. Louis City County Missouri 4 $ 1,227,000 $ 306,000 $ 122,000
Passaic County New Jersey 4 $ 1,308,000 $ 327,000 $ 226,000
Dare County North Carolina 4 $ 1,949,000 $ 487,000 $ 192,000
Summit County Ohio 4 $ 1,196,000 $ 299,000 $ 164,000
Washington County Oregon 4 $ 1,457,000 $ 364,000 $ 134,000
Delaware County Pennsylvania 4 $ 3,033,000 $ 758,000 $ 477,000
Newport County Rhode Island 4 $ 4,046,000 $ 1,011,000 $ 576,000
Providence County Rhode Island 4 $ 949,000 $ 237,000 $ 104,000
Lamoille County Vermont 4 $ 1,825,000 $ 456,000 $ 277,000
Milwaukee County Wisconsin 4 $ 1,750,000 $ 437,000 $ 282,000
Fresno County California 3 $ 1,027,000 $ 342,000 $ 53,000
Kern County California 3 $ 1,009,000 $ 336,000 $ 188,000
San Benito County California 3 $ 1,512,000 $ 504,000 $ 146,000
Stanislaus County California 3 $ 1,919,000 $ 639,000 $ 306,000
Adams County Colorado 3 $ 1,228,000 $ 409,000 $ 285,000
Hartford County Connecticut 3 $ 926,000 $ 308,000 $ 165,000
New London County Connecticut 3 $ 1,080,000 $ 360,000 $ 497,000
Brevard County Florida 3 $ 1,085,000 $ 361,000 $ 159,000
Flagler County Florida 3 $ 1,824,000 $ 608,000 $ 276,000
Nassau County Florida 3 $ 990,000 $ 330,000 $ 256,000
Chatham County Georgia 3 $ 940,000 $ 313,000 $ 126,000
Greene County Georgia 3 $ 2,691,000 $ 897,000 $ 307,000
Hawaii County Hawaii 3 $ 2,314,000 $ 771,000 $ 188,000
Kauai County Hawaii 3 $ 2,019,000 $ 673,000 $ 264,000
Bonner County Idaho 3 $ 1,232,000 $ 410,000 $ 197,000
Kootenai County Idaho 3 $ 1,672,000 $ 557,000 $ 259,000
Jefferson County Kentucky 3 $ 615,000 $ 205,000 $ 95,000
St. Tammany County Louisiana 3 $ 985,000 $ 328,000 $ 137,000
Frederick County Maryland 3 $ 904,000 $ 301,000 $ 117,000
Kent County Michigan 3 $ 863,000 $ 287,000 $ 215,000
Macomb County Michigan 3 $ 479,000 $ 159,000 $ 88,000
Wayne County Michigan 3 $ 1,372,000 $ 457,000 $ 403,000
Carver County Minnesota 3 $ 1,609,000 $ 536,000 $ 342,000
Otter Tail County Minnesota 3 $ 1,002,000 $ 334,000 $ 185,000
Hillsborough County New Hampshire 3 $ 739,000 $ 246,000 $ 124,000
Burlington County New Jersey 3 $ 1,041,000 $ 347,000 $ 215,000
Camden County New Jersey 3 $ 1,023,000 $ 341,000 $ 210,000
Columbia County New York 3 $ 2,274,000 $ 758,000 $ 800,000
Chatham County North Carolina 3 $ 985,000 $ 328,000 $ 85,000
Washington County Rhode Island 3 $ 1,812,000 $ 604,000 $ 224,000
Horry County South Carolina 3 $ 432,000 $ 144,000 $ 107,000
Richland County South Carolina 3 $ 947,000 $ 315,000 $ 186,000
Cumberland County Tennessee 3 $ 153,000 $ 51,000 $ 108,000
Brazos County Texas 3 $ 557,000 $ 185,000 $ 97,000
Fort Bend County Texas 3 $ 1,039,000 $ 346,000 $ 256,000
Utah County Utah 3 $ 863,000 $ 287,000 $ 82,000
Chittenden County Vermont 3 $ 1,571,000 $ 523,000 $ 219,000
Chesterfield County Virginia 3 $ 1,327,000 $ 442,000 $ 151,000
James City County Virginia 3 $ 1,413,000 $ 471,000 $ 132,000
New Kent County Virginia 3 $ 1,543,000 $ 514,000 $ 106,000
Chelan County Washington 3 $ 622,000 $ 207,000 $ 146,000
Dane County Wisconsin 3 $ 1,209,000 $ 403,000 $ 189,000
Walworth County Wisconsin 3 $ 2,016,000 $ 672,000 $ 452,000
Shelby County Alabama 2 $ 719,000 $ 359,000 $ 129,000
Tallapoosa County Alabama 2 $ 1,018,000 $ 509,000 $ 322,000
Benton County Arkansas 2 $ 794,000 $ 397,000 $ 210,000
Alpine County California 2 $ 673,000 $ 336,000 $ 342,000
Archuleta County Colorado 2 $ 1,110,000 $ 555,000 $ 93,000
Broomfield County Colorado 2 $ 2,280,000 $ 1,140,000 $ 206,000
Grand County Colorado 2 $ 740,000 $ 370,000 $ 132,000
La Plata County Colorado 2 $ 1,182,000 $ 591,000 $ 239,000
Park County Colorado 2 $ 558,000 $ 279,000 $ 89,000
San Miguel County Colorado 2 $ 1,843,000 $ 921,000 $ 349,000
Weld County Colorado 2 $ 548,000 $ 274,000 $ 193,000
New Castle County Delaware 2 $ 617,000 $ 308,000 $ 91,000
Alachua County Florida 2 $ 311,000 $ 155,000 $ 99,000
Putnam County Georgia 2 $ 804,000 $ 402,000 $ 125,000
Hendricks County Indiana 2 $ 281,000 $ 140,000 $ 117,000
Polk County Iowa 2 $ 479,000 $ 239,000 $ 253,000
Fayette County Kentucky 2 $ 425,000 $ 212,000 $ 268,000
Oldham County Kentucky 2 $ 809,000 $ 404,000 $ 167,000
Jefferson County Louisiana 2 $ 350,000 $ 175,000 $ 86,000
Cumberland County Maine 2 $ 868,000 $ 434,000 $ 804,000
Hancock County Maine 2 $ 1,005,000 $ 502,000 $ 862,000
Carroll County Maryland 2 $ 813,000 $ 406,000 $ 1,081,000
Nantucket County Massachusetts 2 $ 3,560,000 $ 1,780,000 $ 1,215,000
Worcester County Massachusetts 2 $ 1,110,000 $ 555,000 $ 351,000
Berrien County Michigan 2 $ 1,363,000 $ 681,000 $ 387,000
Dakota County Minnesota 2 $ 580,000 $ 290,000 $ 199,000
Lake County Minnesota 2 $ 1,350,000 $ 675,000 $ 427,000
Boone County Missouri 2 $ 643,000 $ 321,000 $ 172,000
Gallatin County Montana 2 $ 767,000 $ 383,000 $ 107,000
Park County Montana 2 $ 688,000 $ 344,000 $ 188,000
Douglas County Nebraska 2 $ 870,000 $ 435,000 $ 171,000
Merrimack County New Hampshire 2 $ 348,000 $ 174,000 $ 149,000
Atlantic County New Jersey 2 $ 784,000 $ 392,000 $ 297,000
Cape May County New Jersey 2 $ 2,093,000 $ 1,046,000 $ 396,000
Hunterdon County New Jersey 2 $ 983,000 $ 491,000 $ 241,000
Sandoval County New Mexico 2 $ 876,000 $ 438,000 $ 115,000
Ulster County New York 2 $ 292,000 $ 146,000 $ 162,000
Durham County North Carolina 2 $ 936,000 $ 468,000 $ 147,000
Forsyth County North Carolina 2 $ 450,000 $ 225,000 $ 311,000
Haywood County North Carolina 2 $ 583,000 $ 291,000 $ 179,000
Henderson County North Carolina 2 $ 914,000 $ 457,000 $ 191,000
Iredell County North Carolina 2 $ 1,323,000 $ 661,000 $ 183,000
Lincoln County North Carolina 2 $ 702,000 $ 351,000 $ 149,000
McDowell County North Carolina 2 $ 559,000 $ 279,000 $ 166,000
Moore County North Carolina 2 $ 505,000 $ 252,000 $ 61,000
Orange County North Carolina 2 $ 864,000 $ 432,000 $ 110,000
Union County North Carolina 2 $ 662,000 $ 331,000 $ 162,000
Oklahoma County Oklahoma 2 $ 1,209,000 $ 604,000 $ 446,000
Tulsa County Oklahoma 2 $ 1,449,000 $ 724,000 $ 293,000
Benton County Oregon 2 $ 582,000 $ 291,000 $ 174,000
Curry County Oregon 2 $ 1,349,000 $ 674,000 $ 630,000
Lane County Oregon 2 $ 494,000 $ 247,000 $ 175,000
Allegheny County Pennsylvania 2 $ 1,004,000 $ 502,000 $ 284,000
Butler County Pennsylvania 2 $ 1,204,000 $ 602,000 $ 306,000
Dauphin County Pennsylvania 2 $ 589,000 $ 294,000 $ 152,000
Georgetown County South Carolina 2 $ 944,000 $ 472,000 $ 194,000
Knox County Tennessee 2 $ 720,000 $ 360,000 $ 158,000
Maury County Tennessee 2 $ 1,157,000 $ 578,000 $ 290,000
El Paso County Texas 2 $ 279,000 $ 139,000 $ 89,000
Hays County Texas 2 $ 726,000 $ 363,000 $ 308,000
Parker County Texas 2 $ 1,439,000 $ 719,000 $ 53,000
Smith County Texas 2 $ 940,000 $ 470,000 $ 172,000
Washington County Utah 2 $ 519,000 $ 259,000 $ 125,000
Weber County Utah 2 $ 603,000 $ 301,000 $ 126,000
Bedford County Virginia 2 $ 922,000 $ 461,000 $ 216,000
Hanover County Virginia 2 $ 663,000 $ 331,000 $ 108,000
Island County Washington 2 $ 695,000 $ 347,000 $ 129,000
Jefferson County West Virginia 2 $ 610,000 $ 305,000 $ 97,000
Putnam County West Virginia 2 $ 392,000 $ 196,000 $ 70,000
Sawyer County Wisconsin 2 $ 820,000 $ 410,000 $ 312,000
Sheboygan County Wisconsin 2 $ 1,102,000 $ 551,000 $ 362,000
Washington County Wisconsin 2 $ 691,000 $ 345,000 $ 134,000
Jackson County Alabama 1 $ 332,000 $ 332,000 $ 177,000
Jefferson County Alabama 1 $ 571,000 $ 571,000 $ 433,000
Anchorage County Alaska 1 $ 715,000 $ 715,000 $ 1,632,000
Kenai Peninsula County Alaska 1 $ 440,000 $ 440,000 $ 143,000
Mohave County Arizona 1 $ 515,000 $ 515,000 $ 119,000
Navajo County Arizona 1 $ 257,000 $ 257,000 $ 85,000
Saline County Arkansas 1 $ 270,000 $ 270,000 $ 93,000
Washington County Arkansas 1 $ 459,000 $ 459,000 $ 366,000
Amador County California 1 $ 227,000 $ 227,000 $ 213,000
Mendocino County California 1 $ 273,000 $ 273,000 $ 39,000
Mono County California 1 $ 601,000 $ 601,000 $ 235,000
Shasta County California 1 $ 524,000 $ 524,000 $ 180,000
Tulare County California 1 $ 357,000 $ 357,000 $ 172,000
Chaffee County Colorado 1 $ 474,000 $ 474,000 $ 131,000
Clear Creek County Colorado 1 $ 910,000 $ 910,000 $ 410,000
Mesa County Colorado 1 $ 163,000 $ 163,000 $ 90,000
Montezuma County Colorado 1 $ 158,000 $ 158,000 $ 156,000
Rio Blanco County Colorado 1 $ 630,000 $ 630,000 $ 355,000
Middlesex County Connecticut 1 $ 581,000 $ 581,000 $ 819,000
Tolland County Connecticut 1 $ 1,594,000 $ 1,594,000 $ 2,575,000
Bay County Florida 1 $ 286,000 $ 286,000 $ 387,000
Clay County Florida 1 $ 120,000 $ 120,000 $ 49,000
Osceola County Florida 1 $ 609,000 $ 609,000 $ 1,352,000
Polk County Florida 1 $ 229,000 $ 229,000 $ 125,000
St. Lucie County Florida 1 $ 750,000 $ 750,000 $ 265,000
Douglas County Georgia 1 $ 277,000 $ 277,000 $ 114,000
Fannin County Georgia 1 $ 550,000 $ 550,000 $ 263,000
Pickens County Georgia 1 $ 250,000 $ 250,000 $ 73,000
Stephens County Georgia 1 $ 520,000 $ 520,000 $ 200,000
Thomas County Georgia 1 $ 137,000 $ 137,000 $ 52,000
White County Georgia 1 $ 154,000 $ 154,000 $ 58,000
Fremont County Idaho 1 $ 495,000 $ 495,000 $ 125,000
Valley County Idaho 1 $ 960,000 $ 960,000 $ 264,000
Kankakee County Illinois 1 $ 94,000 $ 94,000 $ 49,000
LaSalle County Illinois 1 $ 352,000 $ 352,000 $ 282,000
Madison County Illinois 1 $ 177,000 $ 177,000 $ 156,000
McHenry County Illinois 1 $ 136,000 $ 136,000 $ 84,000
Peoria County Illinois 1 $ 366,000 $ 366,000 $ 271,000
Sangamon County Illinois 1 $ 960,000 $ 960,000 $ 1,333,000
Brown County Indiana 1 $ 220,000 $ 220,000 $ 219,000
LaPorte County Indiana 1 $ 1,158,000 $ 1,158,000 $ 481,000
Monroe County Indiana 1 $ 471,000 $ 471,000 $ 191,000
Morgan County Indiana 1 $ 99,000 $ 99,000 $ 70,000
Warrick County Indiana 1 $ 630,000 $ 630,000 $ 474,000
Cowley County Kansas 1 $ 75,000 $ 75,000 $ 43,000
Boone County Kentucky 1 $ 184,000 $ 184,000 $ 101,000
Pulaski County Kentucky 1 $ 174,000 $ 174,000 $ 466,000
East Baton Rouge County Louisiana 1 $ 334,000 $ 334,000 $ 134,000
St. Martin County Louisiana 1 $ 89,000 $ 89,000 $ 402,000
Lincoln County Maine 1 $ 178,000 $ 178,000 $ 159,000
Charles County Maryland 1 $ 148,000 $ 148,000 $ 46,000
Queen Anne's County Maryland 1 $ 252,000 $ 252,000 $ 176,000
Talbot County Maryland 1 $ 480,000 $ 480,000 $ 241,000
Worcester County Maryland 1 $ 424,000 $ 424,000 $ 207,000
Dukes County Massachusetts 1 $ 710,000 $ 710,000 $ 197,000
Hampden County Massachusetts 1 $ 211,000 $ 211,000 $ 335,000
Hampshire County Massachusetts 1 $ 154,000 $ 154,000 $ 282,000
Allegan County Michigan 1 $ 200,000 $ 200,000 $ 160,000
Cass County Michigan 1 $ 222,000 $ 222,000 $ 180,000
Emmet County Michigan 1 $ 552,000 $ 552,000 $ 545,000
Grand Traverse County Michigan 1 $ 910,000 $ 910,000 $ 330,000
Leelanau County Michigan 1 $ 396,000 $ 396,000 $ 136,000
Lenawee County Michigan 1 $ 160,000 $ 160,000 $ 369,000
Livingston County Michigan 1 $ 156,000 $ 156,000 $ 107,000
Otsego County Michigan 1 $ 80,000 $ 80,000 $ 63,000
Anoka County Minnesota 1 $ 180,000 $ 180,000 $ 37,000
Cass County Minnesota 1 $ 843,000 $ 843,000 $ 138,000
Crow Wing County Minnesota 1 $ 157,000 $ 157,000 $ 93,000
Olmsted County Minnesota 1 $ 563,000 $ 563,000 $ 932,000
Washington County Minnesota 1 $ 384,000 $ 384,000 $ 239,000
Jackson County Mississippi 1 $ 363,000 $ 363,000 $ 294,000
Clay County Missouri 1 $ 202,000 $ 202,000 $ 95,000
Jackson County Missouri 1 $ 180,000 $ 180,000 $ 222,000
Jefferson County Missouri 1 $ 181,000 $ 181,000 $ 39,000
Beaverhead County Montana 1 $ 188,000 $ 188,000 $ 46,000
Lake County Montana 1 $ 367,000 $ 367,000 $ 312,000
Madison County Montana 1 $ 269,000 $ 269,000 $ 531,000
Ravalli County Montana 1 $ 608,000 $ 608,000 $ 163,000
Dodge County Nebraska 1 $ 133,000 $ 133,000 $ 81,000
Saunders County Nebraska 1 $ 100,000 $ 100,000 $ 57,000
Carson City County Nevada 1 $ 449,000 $ 449,000 $ 181,000
Douglas County Nevada 1 $ 526,000 $ 526,000 $ 270,000
Bronx County New York 1 $ 798,000 $ 798,000 $ 147,000
Erie County New York 1 $ 504,000 $ 504,000 $ 158,000
Madison County New York 1 $ 179,000 $ 179,000 $ 405,000
Otsego County New York 1 $ 999,000 $ 999,000 $ 1,715,000
Saratoga County New York 1 $ 590,000 $ 590,000 $ 174,000
Sullivan County New York 1 $ 295,000 $ 295,000 $ 337,000
Tompkins County New York 1 $ 208,000 $ 208,000 $ 62,000
Warren County New York 1 $ 800,000 $ 800,000 $ 812,000
Caldwell County North Carolina 1 $ 418,000 $ 418,000 $ 258,000
Carteret County North Carolina 1 $ 250,000 $ 250,000 $ 84,000
Chowan County North Carolina 1 $ 182,000 $ 182,000 $ 92,000
Currituck County North Carolina 1 $ 630,000 $ 630,000 $ 326,000
Macon County North Carolina 1 $ 515,000 $ 515,000 $ 277,000
Madison County North Carolina 1 $ 327,000 $ 327,000 $ 73,000
Pender County North Carolina 1 $ 591,000 $ 591,000 $ 129,000
Stokes County North Carolina 1 $ 774,000 $ 774,000 $ 389,000
Transylvania County North Carolina 1 $ 362,000 $ 362,000 $ 134,000
Watauga County North Carolina 1 $ 580,000 $ 580,000 $ 195,000
Clermont County Ohio 1 $ 544,000 $ 544,000 $ 235,000
Delaware County Ohio 1 $ 325,000 $ 325,000 $ 101,000
Erie County Ohio 1 $ 207,000 $ 207,000 $ 114,000
Geauga County Ohio 1 $ 137,000 $ 137,000 $ 38,000
Lorain County Ohio 1 $ 165,000 $ 165,000 $ 48,000
Muskingum County Ohio 1 $ 92,000 $ 92,000 $ 196,000
Ross County Ohio 1 $ 222,000 $ 222,000 $ 96,000
Stark County Ohio 1 $ 225,000 $ 225,000 $ 90,000
Warren County Ohio 1 $ 210,000 $ 210,000 $ 345,000
Crook County Oregon 1 $ 550,000 $ 550,000 $ 334,000
Hood River County Oregon 1 $ 509,000 $ 509,000 $ 227,000
Jackson County Oregon 1 $ 273,000 $ 273,000 $ 92,000
Marion County Oregon 1 $ 150,000 $ 150,000 $ 49,000
Tillamook County Oregon 1 $ 769,000 $ 769,000 $ 237,000
Wasco County Oregon 1 $ 468,000 $ 468,000 $ 108,000
Centre County Pennsylvania 1 $ 138,000 $ 138,000 $ 87,000
Northampton County Pennsylvania 1 $ 245,000 $ 245,000 $ 196,000
Pike County Pennsylvania 1 $ 360,000 $ 360,000 $ 399,000
Snyder County Pennsylvania 1 $ 412,000 $ 412,000 $ 114,000
Kent County Rhode Island 1 $ 536,000 $ 536,000 $ 362,000
Berkeley County South Carolina 1 $ 821,000 $ 821,000 $ 185,000
Clarendon County South Carolina 1 $ 183,000 $ 183,000 $ 100,000
Jasper County South Carolina 1 $ 351,000 $ 351,000 $ 180,000
Lancaster County South Carolina 1 $ 169,000 $ 169,000 $ 57,000
Lexington County South Carolina 1 $ 548,000 $ 548,000 $ 445,000
York County South Carolina 1 $ 168,000 $ 168,000 $ 61,000
Lawrence County South Dakota 1 $ 669,000 $ 669,000 $ 408,000
Anderson County Tennessee 1 $ 225,000 $ 225,000 $ 216,000
Cocke County Tennessee 1 $ 800,000 $ 800,000 $ 405,000
Franklin County Tennessee 1 $ 254,000 $ 254,000 $ 135,000
Hamilton County Tennessee 1 $ 264,000 $ 264,000 $ 422,000
Loudon County Tennessee 1 $ 635,000 $ 635,000 $ 185,000
Rutherford County Tennessee 1 $ 280,000 $ 280,000 $ 144,000
Sullivan County Tennessee 1 $ 150,000 $ 150,000 $ 154,000
Bastrop County Texas 1 $ 152,000 $ 152,000 $ 224,000
Brazoria County Texas 1 $ 411,000 $ 411,000 $ 0
Burnet County Texas 1 $ 192,000 $ 192,000 $ 95,000
Comal County Texas 1 $ 303,000 $ 303,000 $ 86,000
Franklin County Texas 1 $ 229,000 $ 229,000 $ 322,000
Galveston County Texas 1 $ 1,140,000 $ 1,140,000 $ 782,000
Gregg County Texas 1 $ 108,000 $ 108,000 $ 62,000
Henderson County Texas 1 $ 272,000 $ 272,000 $ 77,000
Hood County Texas 1 $ 600,000 $ 600,000 $ 214,000
Kaufman County Texas 1 $ 215,000 $ 215,000 $ 105,000
Kerr County Texas 1 $ 200,000 $ 200,000 $ 75,000
Llano County Texas 1 $ 975,000 $ 975,000 $ 400,000
McLennan County Texas 1 $ 159,000 $ 159,000 $ 62,000
Midland County Texas 1 $ 182,000 $ 182,000 $ 110,000
Nueces County Texas 1 $ 270,000 $ 270,000 $ 205,000
Rains County Texas 1 $ 266,000 $ 266,000 $ 229,000
Rockwall County Texas 1 $ 233,000 $ 233,000 $ 74,000
San Patricio County Texas 1 $ 289,000 $ 289,000 $ 78,000
Wharton County Texas 1 $ 420,000 $ 420,000 $ 168,000
Davis County Utah 1 $ 268,000 $ 268,000 $ 178,000
Wasatch County Utah 1 $ 540,000 $ 540,000 $ 123,000
Windsor County Vermont 1 $ 668,000 $ 668,000 $ 369,000
Albemarle County Virginia 1 $ 1,309,000 $ 1,309,000 $ 2,109,000
Charlottesville County Virginia 1 $ 546,000 $ 546,000 $ 192,000
Greene County Virginia 1 $ 260,000 $ 260,000 $ 83,000
King George County Virginia 1 $ 612,000 $ 612,000 $ 435,000
Lancaster County Virginia 1 $ 692,000 $ 692,000 $ 776,000
Montgomery County Virginia 1 $ 310,000 $ 310,000 $ 131,000
Prince William County Virginia 1 $ 247,000 $ 247,000 $ 134,000
Roanoke County Virginia 1 $ 100,000 $ 100,000 $ 83,000
Roanoke City County Virginia 1 $ 122,000 $ 122,000 $ 116,000
Spotsylvania County Virginia 1 $ 208,000 $ 208,000 $ 120,000
Williamsburg County Virginia 1 $ 497,000 $ 497,000 $ 189,000
Benton County Washington 1 $ 467,000 $ 467,000 $ 116,000
Clallam County Washington 1 $ 360,000 $ 360,000 $ 118,000
Cowlitz County Washington 1 $ 354,000 $ 354,000 $ 299,000
Jefferson County Washington 1 $ 378,000 $ 378,000 $ 190,000
Kittitas County Washington 1 $ 197,000 $ 197,000 $ 163,000
Skagit County Washington 1 $ 240,000 $ 240,000 $ 214,000
Thurston County Washington 1 $ 500,000 $ 500,000 $ 127,000
Yakima County Washington 1 $ 250,000 $ 250,000 $ 78,000
Brown County Wisconsin 1 $ 950,000 $ 950,000 $ 463,000
Burnett County Wisconsin 1 $ 204,000 $ 204,000 $ 154,000
Columbia County Wisconsin 1 $ 1,000,000 $ 1,000,000 $ 2,342,000
Outagamie County Wisconsin 1 $ 397,000 $ 397,000 $ 217,000
Ozaukee County Wisconsin 1 $ 440,000 $ 440,000 $ 203,000
St. Croix County Wisconsin 1 $ 284,000 $ 284,000 $ 284,000

Mortgage Loan Application Detail Totals for Charles Schwab Bank, Ssb in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,932 $2,782,650,000 $707,000 $5,000,000 $292,000 $6,003,000
Home Purchase 1,321 $783,007,000 $592,000 $4,000,000 $299,000 $4,253,000
Home Improvement 29 $13,277,000 $457,000 $1,100,000 $191,000 $507,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,368 $2,244,588,000 $666,000 $4,008,000 $289,000 $4,253,000
Not Provided 1,471 $1,036,406,000 $704,000 $5,000,000 $315,000 $6,003,000
Asian 340 $239,826,000 $705,000 $2,511,000 $264,000 $1,130,000
Hispanic 76 $45,116,000 $593,000 $1,730,000 $233,000 $1,800,000
Black or African American 13 $4,927,000 $379,000 $910,000 $141,000 $323,000
Native Hawaiin or Other Pacific Islander 7 $3,285,000 $469,000 $648,000 $177,000 $354,000
American Indian or Alaskan Native 7 $4,786,000 $683,000 $1,073,000 $174,000 $371,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,282 $3,578,934,000 $677,000 $5,000,000 $293,000 $6,003,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,146 $3,051,523,000 $736,000 $5,000,000 $320,000 $6,003,000
Loan Purchased By The Institution 717 $202,703,000 $282,000 $2,760,000 $159,000 $2,109,000
Application Denied By Financial Institution 410 $318,155,000 $775,000 $4,000,000 $264,000 $4,176,000
Application Approved But Not Accepted 9 $6,553,000 $728,000 $1,400,000 $291,000 $489,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 183 $153,118,000 $836,000 $3,900,000 $163,000 $2,153,000
Collateral 108 $67,695,000 $626,000 $4,000,000 $334,000 $2,000,000
Other 44 $46,737,000 $1,062,000 $2,730,000 $505,000 $4,176,000
Unverifiable Information 38 $29,169,000 $767,000 $2,600,000 $268,000 $1,258,000
Credit History 25 $12,602,000 $504,000 $1,600,000 $277,000 $1,724,000
Credit Application Incomplete 10 $5,678,000 $567,000 $1,480,000 $224,000 $725,000
Insufficient Cash (Downpayment, Closing Cost) 2 $3,156,000 $1,578,000 $2,738,000 $353,000 $670,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, Ssb's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Charles Schwab Bank, Ssb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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