Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Chevron Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,619 |
| Total Mortgage Loan Application Amount | $1,224,755,000 |
| Average Mortgage Loan Application Amount | $311,800 |
| Highest Mortgage Loan Application Amount | $2,855,000 |
| Average Applicant Income | $186,000 |
| Highest Applicant Income | $3,513,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 581 | $ 177,575,000 | $ 305,000 | $ 208,000 |
| Contra Costa County California | 546 | $ 259,170,000 | $ 474,000 | $ 220,000 |
| Fort Bend County Texas | 207 | $ 54,345,000 | $ 262,000 | $ 199,000 |
| Los Angeles County California | 196 | $ 79,880,000 | $ 407,000 | $ 147,000 |
| Alameda County California | 177 | $ 83,055,000 | $ 469,000 | $ 206,000 |
| Kern County California | 119 | $ 30,445,000 | $ 255,000 | $ 152,000 |
| Solano County California | 104 | $ 30,530,000 | $ 293,000 | $ 143,000 |
| Montgomery County Texas | 104 | $ 29,680,000 | $ 285,000 | $ 189,000 |
| Jackson County Mississippi | 67 | $ 11,915,000 | $ 177,000 | $ 136,000 |
| Midland County Texas | 64 | $ 18,670,000 | $ 291,000 | $ 178,000 |
| St. Tammany County Louisiana | 61 | $ 18,335,000 | $ 300,000 | $ 206,000 |
| Orange County California | 49 | $ 22,605,000 | $ 461,000 | $ 191,000 |
| Mobile County Alabama | 48 | $ 8,020,000 | $ 167,000 | $ 146,000 |
| San Francisco County California | 41 | $ 23,395,000 | $ 570,000 | $ 225,000 |
| Riverside County California | 34 | $ 9,820,000 | $ 288,000 | $ 137,000 |
| San Diego County California | 34 | $ 11,790,000 | $ 346,000 | $ 198,000 |
| Santa Clara County California | 33 | $ 19,155,000 | $ 580,000 | $ 241,000 |
| Maricopa County Arizona | 29 | $ 8,335,000 | $ 287,000 | $ 194,000 |
| San Mateo County California | 29 | $ 15,435,000 | $ 532,000 | $ 227,000 |
| San Joaquin County California | 28 | $ 7,220,000 | $ 257,000 | $ 152,000 |
| Marin County California | 26 | $ 11,760,000 | $ 452,000 | $ 203,000 |
| Sacramento County California | 26 | $ 9,060,000 | $ 348,000 | $ 156,000 |
| Davis County Utah | 25 | $ 7,835,000 | $ 313,000 | $ 169,000 |
| El Paso County Texas | 23 | $ 2,195,000 | $ 95,000 | $ 100,000 |
| Brazoria County Texas | 21 | $ 6,095,000 | $ 290,000 | $ 176,000 |
| Salt Lake County Utah | 20 | $ 5,550,000 | $ 277,000 | $ 128,000 |
| Placer County California | 19 | $ 5,695,000 | $ 299,000 | $ 201,000 |
| Galveston County Texas | 17 | $ 4,185,000 | $ 246,000 | $ 185,000 |
| San Luis Obispo County California | 15 | $ 7,515,000 | $ 501,000 | $ 257,000 |
| San Bernardino County California | 14 | $ 4,670,000 | $ 333,000 | $ 165,000 |
| Chambers County Texas | 14 | $ 3,040,000 | $ 217,000 | $ 173,000 |
| Travis County Texas | 14 | $ 3,800,000 | $ 271,000 | $ 202,000 |
| Washoe County Nevada | 12 | $ 6,220,000 | $ 518,000 | $ 243,000 |
| Tarrant County Texas | 12 | $ 3,140,000 | $ 261,000 | $ 146,000 |
| King County Washington | 11 | $ 5,805,000 | $ 527,000 | $ 206,000 |
| Spokane County Washington | 11 | $ 2,055,000 | $ 186,000 | $ 102,000 |
| Baldwin County Alabama | 10 | $ 1,510,000 | $ 151,000 | $ 158,000 |
| Fresno County California | 10 | $ 2,560,000 | $ 256,000 | $ 234,000 |
| Ventura County California | 10 | $ 3,320,000 | $ 332,000 | $ 161,000 |
| Douglas County Colorado | 10 | $ 3,010,000 | $ 301,000 | $ 202,000 |
| Comal County Texas | 10 | $ 3,040,000 | $ 304,000 | $ 185,000 |
| El Dorado County California | 9 | $ 2,635,000 | $ 292,000 | $ 199,000 |
| Jefferson County Louisiana | 9 | $ 1,365,000 | $ 151,000 | $ 121,000 |
| Frederick County Maryland | 9 | $ 2,125,000 | $ 236,000 | $ 125,000 |
| Napa County California | 8 | $ 2,220,000 | $ 277,000 | $ 176,000 |
| Palm Beach County Florida | 8 | $ 2,160,000 | $ 270,000 | $ 203,000 |
| Clark County Nevada | 8 | $ 2,360,000 | $ 295,000 | $ 175,000 |
| Knox County Tennessee | 8 | $ 3,290,000 | $ 411,000 | $ 165,000 |
| Fairfax County Virginia | 8 | $ 3,890,000 | $ 486,000 | $ 261,000 |
| Nevada County California | 7 | $ 2,165,000 | $ 309,000 | $ 219,000 |
| Stanislaus County California | 7 | $ 2,105,000 | $ 300,000 | $ 125,000 |
| Orleans County Louisiana | 7 | $ 2,145,000 | $ 306,000 | $ 146,000 |
| Plaquemines County Louisiana | 7 | $ 1,585,000 | $ 226,000 | $ 188,000 |
| Denton County Texas | 7 | $ 2,385,000 | $ 340,000 | $ 173,000 |
| Ector County Texas | 7 | $ 1,645,000 | $ 235,000 | $ 105,000 |
| Sonoma County California | 6 | $ 2,360,000 | $ 393,000 | $ 171,000 |
| Arapahoe County Colorado | 6 | $ 920,000 | $ 153,000 | $ 200,000 |
| El Paso County Colorado | 6 | $ 970,000 | $ 161,000 | $ 156,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,510,000 | $ 251,000 | $ 204,000 |
| Cook County Illinois | 6 | $ 1,610,000 | $ 268,000 | $ 199,000 |
| Lafourche County Louisiana | 6 | $ 900,000 | $ 150,000 | $ 96,000 |
| Douglas County Nevada | 6 | $ 1,350,000 | $ 225,000 | $ 92,000 |
| Bexar County Texas | 6 | $ 1,160,000 | $ 193,000 | $ 158,000 |
| Collin County Texas | 6 | $ 1,910,000 | $ 318,000 | $ 190,000 |
| Polk County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 189,000 |
| Pima County Arizona | 5 | $ 1,405,000 | $ 281,000 | $ 224,000 |
| Lake County California | 5 | $ 745,000 | $ 149,000 | $ 315,000 |
| Monterey County California | 5 | $ 4,015,000 | $ 803,000 | $ 224,000 |
| Santa Cruz County California | 5 | $ 3,225,000 | $ 645,000 | $ 398,000 |
| Larimer County Colorado | 5 | $ 1,935,000 | $ 387,000 | $ 195,000 |
| Mesa County Colorado | 5 | $ 1,735,000 | $ 347,000 | $ 186,000 |
| Broward County Florida | 5 | $ 1,425,000 | $ 285,000 | $ 179,000 |
| Hillsborough County Florida | 5 | $ 1,715,000 | $ 343,000 | $ 156,000 |
| Lafayette County Louisiana | 5 | $ 1,465,000 | $ 293,000 | $ 284,000 |
| George County Mississippi | 5 | $ 895,000 | $ 179,000 | $ 146,000 |
| Taos County New Mexico | 5 | $ 595,000 | $ 119,000 | $ 183,000 |
| Multnomah County Oregon | 5 | $ 2,625,000 | $ 525,000 | $ 163,000 |
| Williamson County Tennessee | 5 | $ 2,145,000 | $ 429,000 | $ 178,000 |
| Dallas County Texas | 5 | $ 935,000 | $ 187,000 | $ 123,000 |
| Waller County Texas | 5 | $ 1,445,000 | $ 289,000 | $ 186,000 |
| Williamson County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 219,000 |
| Loudoun County Virginia | 5 | $ 2,035,000 | $ 407,000 | $ 211,000 |
| Mohave County Arizona | 4 | $ 1,230,000 | $ 307,000 | $ 131,000 |
| Madera County California | 4 | $ 940,000 | $ 235,000 | $ 101,000 |
| Yolo County California | 4 | $ 1,980,000 | $ 495,000 | $ 137,000 |
| Denver County Colorado | 4 | $ 1,270,000 | $ 317,000 | $ 217,000 |
| La Plata County Colorado | 4 | $ 2,350,000 | $ 587,000 | $ 216,000 |
| Ada County Idaho | 4 | $ 910,000 | $ 227,000 | $ 162,000 |
| Jefferson County Kentucky | 4 | $ 1,060,000 | $ 265,000 | $ 140,000 |
| Ascension County Louisiana | 4 | $ 730,000 | $ 182,000 | $ 166,000 |
| East Baton Rouge County Louisiana | 4 | $ 960,000 | $ 240,000 | $ 195,000 |
| Montgomery County Maryland | 4 | $ 1,710,000 | $ 427,000 | $ 171,000 |
| Hennepin County Minnesota | 4 | $ 1,030,000 | $ 257,000 | $ 110,000 |
| Harrison County Mississippi | 4 | $ 990,000 | $ 247,000 | $ 157,000 |
| Bernalillo County New Mexico | 4 | $ 840,000 | $ 210,000 | $ 71,000 |
| Eddy County New Mexico | 4 | $ 930,000 | $ 232,000 | $ 133,000 |
| Suffolk County New York | 4 | $ 1,080,000 | $ 270,000 | $ 164,000 |
| Allegheny County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 237,000 |
| Montgomery County Pennsylvania | 4 | $ 1,580,000 | $ 395,000 | $ 189,000 |
| Jefferson County Texas | 4 | $ 510,000 | $ 127,000 | $ 112,000 |
| Trinity County Texas | 4 | $ 2,540,000 | $ 635,000 | $ 988,000 |
| Skagit County Washington | 4 | $ 1,020,000 | $ 255,000 | $ 184,000 |
| Pinal County Arizona | 3 | $ 345,000 | $ 115,000 | $ 139,000 |
| Amador County California | 3 | $ 465,000 | $ 155,000 | $ 97,000 |
| Kings County California | 3 | $ 695,000 | $ 231,000 | $ 155,000 |
| San Benito County California | 3 | $ 705,000 | $ 235,000 | $ 382,000 |
| Manatee County Florida | 3 | $ 485,000 | $ 161,000 | $ 112,000 |
| Miami-Dade County Florida | 3 | $ 555,000 | $ 185,000 | $ 194,000 |
| Seminole County Florida | 3 | $ 995,000 | $ 331,000 | $ 376,000 |
| Columbia County Georgia | 3 | $ 365,000 | $ 121,000 | $ 106,000 |
| Gwinnett County Georgia | 3 | $ 685,000 | $ 228,000 | $ 156,000 |
| DuPage County Illinois | 3 | $ 1,025,000 | $ 341,000 | $ 178,000 |
| Calcasieu County Louisiana | 3 | $ 625,000 | $ 208,000 | $ 99,000 |
| St. Landry County Louisiana | 3 | $ 595,000 | $ 198,000 | $ 77,000 |
| Vermilion County Louisiana | 3 | $ 235,000 | $ 78,000 | $ 42,000 |
| Forrest County Mississippi | 3 | $ 275,000 | $ 91,000 | $ 91,000 |
| Madison County Mississippi | 3 | $ 1,745,000 | $ 581,000 | $ 367,000 |
| Pearl River County Mississippi | 3 | $ 485,000 | $ 161,000 | $ 153,000 |
| Flathead County Montana | 3 | $ 1,265,000 | $ 421,000 | $ 151,000 |
| Bergen County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 142,000 |
| Lea County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 101,000 |
| Santa Fe County New Mexico | 3 | $ 805,000 | $ 268,000 | $ 151,000 |
| Tulsa County Oklahoma | 3 | $ 925,000 | $ 308,000 | $ 149,000 |
| Clackamas County Oregon | 3 | $ 1,415,000 | $ 471,000 | $ 249,000 |
| Washington County Oregon | 3 | $ 915,000 | $ 305,000 | $ 249,000 |
| Brazos County Texas | 3 | $ 555,000 | $ 185,000 | $ 376,000 |
| Hays County Texas | 3 | $ 915,000 | $ 305,000 | $ 199,000 |
| Liberty County Texas | 3 | $ 515,000 | $ 171,000 | $ 117,000 |
| Washington County Texas | 3 | $ 1,245,000 | $ 415,000 | $ 145,000 |
| Washington County Utah | 3 | $ 725,000 | $ 241,000 | $ 240,000 |
| Prince William County Virginia | 3 | $ 435,000 | $ 145,000 | $ 142,000 |
| Island County Washington | 3 | $ 395,000 | $ 131,000 | $ 104,000 |
| Pierce County Washington | 3 | $ 915,000 | $ 305,000 | $ 140,000 |
| Jefferson County West Virginia | 3 | $ 305,000 | $ 101,000 | $ 126,000 |
| Jefferson County Alabama | 2 | $ 420,000 | $ 210,000 | $ 138,000 |
| Madison County Alabama | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Butte County California | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Calaveras County California | 2 | $ 500,000 | $ 250,000 | $ 262,000 |
| Mendocino County California | 2 | $ 900,000 | $ 450,000 | $ 283,000 |
| Merced County California | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Tehama County California | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Trinity County California | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Tuolumne County California | 2 | $ 430,000 | $ 215,000 | $ 177,000 |
| Clear Creek County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 285,000 |
| New Haven County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Escambia County Florida | 2 | $ 230,000 | $ 115,000 | $ 113,000 |
| Orange County Florida | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Pasco County Florida | 2 | $ 280,000 | $ 140,000 | $ 112,000 |
| Pinellas County Florida | 2 | $ 840,000 | $ 420,000 | $ 269,000 |
| Volusia County Florida | 2 | $ 430,000 | $ 215,000 | $ 178,000 |
| Walton County Florida | 2 | $ 690,000 | $ 345,000 | $ 188,000 |
| Cobb County Georgia | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| Fulton County Georgia | 2 | $ 330,000 | $ 165,000 | $ 240,000 |
| Hawaii County Hawaii | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Honolulu County Hawaii | 2 | $ 1,040,000 | $ 520,000 | $ 133,000 |
| Canyon County Idaho | 2 | $ 150,000 | $ 75,000 | $ 150,000 |
| Valley County Idaho | 2 | $ 1,010,000 | $ 505,000 | $ 851,000 |
| Will County Illinois | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Sedgwick County Kansas | 2 | $ 140,000 | $ 70,000 | $ 208,000 |
| Boone County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Winn County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 143,000 |
| Anne Arundel County Maryland | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Garrett County Maryland | 2 | $ 310,000 | $ 155,000 | $ 263,000 |
| Howard County Maryland | 2 | $ 780,000 | $ 390,000 | $ 155,000 |
| Washington County Maryland | 2 | $ 260,000 | $ 130,000 | $ 186,000 |
| Middlesex County Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 272,000 |
| Cape Girardeau County Missouri | 2 | $ 310,000 | $ 155,000 | $ 477,000 |
| Oregon County Missouri | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Douglas County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 130,000 |
| Hudson County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 385,000 |
| Colfax County New Mexico | 2 | $ 430,000 | $ 215,000 | $ 137,000 |
| New York County New York | 2 | $ 1,230,000 | $ 615,000 | $ 245,000 |
| Durham County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 142,000 |
| Cleveland County Oklahoma | 2 | $ 740,000 | $ 370,000 | $ 95,000 |
| Douglas County Oregon | 2 | $ 260,000 | $ 130,000 | $ 143,000 |
| Jackson County Oregon | 2 | $ 500,000 | $ 250,000 | $ 52,000 |
| Josephine County Oregon | 2 | $ 570,000 | $ 285,000 | $ 148,000 |
| Lane County Oregon | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Yamhill County Oregon | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| Chester County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 180,000 |
| Sumner County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 273,000 |
| Aransas County Texas | 2 | $ 450,000 | $ 225,000 | $ 149,000 |
| Burnet County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 236,000 |
| Edwards County Texas | 2 | $ 300,000 | $ 150,000 | $ 123,000 |
| Guadalupe County Texas | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Henderson County Texas | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Kendall County Texas | 2 | $ 620,000 | $ 310,000 | $ 140,000 |
| Leon County Texas | 2 | $ 550,000 | $ 275,000 | $ 178,000 |
| Matagorda County Texas | 2 | $ 250,000 | $ 125,000 | $ 170,000 |
| McLennan County Texas | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Nueces County Texas | 2 | $ 300,000 | $ 150,000 | $ 111,000 |
| Orange County Texas | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Taylor County Texas | 2 | $ 140,000 | $ 70,000 | $ 257,000 |
| Walker County Texas | 2 | $ 620,000 | $ 310,000 | $ 296,000 |
| Morgan County Utah | 2 | $ 700,000 | $ 350,000 | $ 118,000 |
| Tooele County Utah | 2 | $ 700,000 | $ 350,000 | $ 110,000 |
| Utah County Utah | 2 | $ 810,000 | $ 405,000 | $ 137,000 |
| Alexandria County Virginia | 2 | $ 680,000 | $ 340,000 | $ 144,000 |
| Benton County Washington | 2 | $ 230,000 | $ 115,000 | $ 131,000 |
| Clark County Washington | 2 | $ 830,000 | $ 415,000 | $ 159,000 |
| Jefferson County Washington | 2 | $ 930,000 | $ 465,000 | $ 383,000 |
| Snohomish County Washington | 2 | $ 870,000 | $ 435,000 | $ 187,000 |
| Jefferson County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Autauga County Alabama | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Marshall County Alabama | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Shelby County Alabama | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Fairbanks North Star County Alaska | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Kenai Peninsula County Alaska | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Gila County Arizona | 1 | $ 485,000 | $ 485,000 | $ 121,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 184,000 |
| Yavapai County Arizona | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Humboldt County California | 1 | $ 485,000 | $ 485,000 | $ 440,000 |
| Imperial County California | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Lassen County California | 1 | $ 275,000 | $ 275,000 | $ 280,000 |
| Plumas County California | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Santa Barbara County California | 1 | $ 585,000 | $ 585,000 | $ 82,000 |
| Siskiyou County California | 1 | $ 325,000 | $ 325,000 | $ 222,000 |
| Sutter County California | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Boulder County Colorado | 1 | $ 585,000 | $ 585,000 | $ 645,000 |
| Broomfield County Colorado | 1 | $ 545,000 | $ 545,000 | $ 215,000 |
| Eagle County Colorado | 1 | $ 245,000 | $ 245,000 | $ 217,000 |
| Elbert County Colorado | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Jefferson County Colorado | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Rio Blanco County Colorado | 1 | $ 955,000 | $ 955,000 | $ 324,000 |
| Summit County Colorado | 1 | $ 515,000 | $ 515,000 | $ 202,000 |
| Weld County Colorado | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Fairfield County Connecticut | 1 | $ 1,015,000 | $ 1,015,000 | $ 338,000 |
| Hartford County Connecticut | 1 | $ 1,055,000 | $ 1,055,000 | $ 344,000 |
| Sussex County Delaware | 1 | $ 905,000 | $ 905,000 | $ 136,000 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 261,000 |
| Brevard County Florida | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| Citrus County Florida | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Collier County Florida | 1 | $ 315,000 | $ 315,000 | $ 280,000 |
| Hernando County Florida | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Lee County Florida | 1 | $ 385,000 | $ 385,000 | $ 67,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 119,000 |
| Martin County Florida | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Santa Rosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 203,000 |
| St. Johns County Florida | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| St. Lucie County Florida | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Fannin County Georgia | 1 | $ 505,000 | $ 505,000 | $ 208,000 |
| Forsyth County Georgia | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Maui County Hawaii | 1 | $ 585,000 | $ 585,000 | $ 134,000 |
| Bannock County Idaho | 1 | $ 315,000 | $ 315,000 | $ 159,000 |
| Bonner County Idaho | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Kootenai County Idaho | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Lake County Illinois | 1 | $ 155,000 | $ 155,000 | $ 362,000 |
| Tippecanoe County Indiana | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Mitchell County Kansas | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| Shelby County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Allen County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Livingston County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| St. Bernard County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| St. Charles County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Tangipahoa County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Terrebonne County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| West Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Androscoggin County Maine | 1 | $ 125,000 | $ 125,000 | $ 610,000 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Baltimore City County Maryland | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Prince George's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Norfolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 201,000 |
| Suffolk County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 281,000 |
| Allegan County Michigan | 1 | $ 305,000 | $ 305,000 | $ 207,000 |
| Genesee County Michigan | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Gratiot County Michigan | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Ingham County Michigan | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Livingston County Michigan | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Marquette County Michigan | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Oakland County Michigan | 1 | $ 765,000 | $ 765,000 | $ 191,000 |
| Anoka County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| DeSoto County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Greene County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Lamar County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 272,000 |
| Marion County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 113,000 |
| Yazoo County Mississippi | 1 | $ 465,000 | $ 465,000 | $ 162,000 |
| Shannon County Missouri | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| Stone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Gallatin County Montana | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Park County Montana | 1 | $ 475,000 | $ 475,000 | $ 158,000 |
| Carroll County New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Hillsborough County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Gloucester County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Ocean County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 327,000 |
| Sussex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Chaves County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 241,000 |
| Dona Ana County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Otero County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 154,000 |
| Sandoval County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Kings County New York | 1 | $ 515,000 | $ 515,000 | $ 220,000 |
| Madison County New York | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Monroe County New York | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Rockland County New York | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Sullivan County New York | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Westchester County New York | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Buncombe County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Johnston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Surry County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 166,000 |
| Wake County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 477,000 |
| Wood County Ohio | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Carter County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Harper County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Okmulgee County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Washington County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Coos County Oregon | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Klamath County Oregon | 1 | $ 445,000 | $ 445,000 | $ 227,000 |
| Marion County Oregon | 1 | $ 155,000 | $ 155,000 | $ 320,000 |
| Beaver County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Berks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Butler County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 184,000 |
| Cambria County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
| Northampton County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Washington County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Aiken County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Berkeley County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Madison County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| Andrews County Texas | 1 | $ 245,000 | $ 245,000 | $ 231,000 |
| Angelina County Texas | 1 | $ 65,000 | $ 65,000 | $ 255,000 |
| Bastrop County Texas | 1 | $ 455,000 | $ 455,000 | $ 296,000 |
| Blanco County Texas | 1 | $ 275,000 | $ 275,000 | $ 230,000 |
| Cameron County Texas | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Colorado County Texas | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Cooke County Texas | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Dawson County Texas | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Fayette County Texas | 1 | $ 485,000 | $ 485,000 | $ 256,000 |
| Grayson County Texas | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Hardin County Texas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Hidalgo County Texas | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| Hill County Texas | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Hood County Texas | 1 | $ 415,000 | $ 415,000 | $ 441,000 |
| Houston County Texas | 1 | $ 225,000 | $ 225,000 | $ 223,000 |
| Lubbock County Texas | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Lynn County Texas | 1 | $ 375,000 | $ 375,000 | $ 132,000 |
| Nacogdoches County Texas | 1 | $ 665,000 | $ 665,000 | $ 230,000 |
| Navarro County Texas | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Newton County Texas | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Potter County Texas | 1 | $ 275,000 | $ 275,000 | $ 195,000 |
| Randall County Texas | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Robertson County Texas | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Rockwall County Texas | 1 | $ 395,000 | $ 395,000 | $ 94,000 |
| San Patricio County Texas | 1 | $ 265,000 | $ 265,000 | $ 246,000 |
| Shelby County Texas | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Smith County Texas | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Tom Green County Texas | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Tyler County Texas | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Cache County Utah | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Duchesne County Utah | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Wasatch County Utah | 1 | $ 1,005,000 | $ 1,005,000 | $ 395,000 |
| Arlington County Virginia | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Chesterfield County Virginia | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Manassas Park County Virginia | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Stafford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Cowlitz County Washington | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Grays Harbor County Washington | 1 | $ 575,000 | $ 575,000 | $ 157,000 |
| Kitsap County Washington | 1 | $ 965,000 | $ 965,000 | $ 179,000 |
| Pacific County Washington | 1 | $ 445,000 | $ 445,000 | $ 151,000 |
| Thurston County Washington | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Walla Walla County Washington | 1 | $ 455,000 | $ 455,000 | $ 98,000 |
| Kanawha County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Lafayette County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 148,000 |
| Shawano County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
| Winnebago County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Lincoln County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Uinta County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 988 | $390,670,000 | $395,000 | $2,005,000 | $194,000 | $887,000 |
| Refinancing | 957 | $340,735,000 | $356,000 | $2,855,000 | $195,000 | $3,513,000 |
| Cash-out Refinancing | 704 | $272,560,000 | $387,000 | $2,005,000 | $179,000 | $3,315,000 |
| Other Purpose | 599 | $168,825,000 | $281,000 | $1,215,000 | $187,000 | $1,125,000 |
| Home Improvement | 371 | $51,965,000 | $140,000 | $1,015,000 | $175,000 | $2,016,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,820 | $632,410,000 | $347,000 | $2,855,000 | $193,000 | $3,315,000 |
| Not Provided | 685 | $223,075,000 | $325,000 | $1,795,000 | $190,000 | $3,513,000 |
| Hispanic | 413 | $119,395,000 | $289,000 | $1,985,000 | $170,000 | $851,000 |
| Asian | 369 | $145,785,000 | $395,000 | $1,685,000 | $194,000 | $810,000 |
| Black or African American | 256 | $77,030,000 | $300,000 | $1,485,000 | $175,000 | $695,000 |
| American Indian or Alaskan Native | 24 | $6,500,000 | $270,000 | $695,000 | $140,000 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,295,000 | $390,000 | $1,225,000 | $126,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,619 | $1,224,755,000 | $338,000 | $2,855,000 | $188,000 | $3,513,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,903 | $673,365,000 | $353,000 | $2,855,000 | $186,000 | $864,000 |
| Application Denied By Financial Institution | 1,568 | $502,000,000 | $320,000 | $2,005,000 | $191,000 | $3,513,000 |
| Application Approved But Not Accepted | 133 | $43,425,000 | $326,000 | $1,215,000 | $190,000 | $518,000 |
| Application Withdrawn By Applicant | 12 | $4,790,000 | $399,000 | $885,000 | $263,000 | $779,000 |
| File Closed For Incompleteness | 2 | $680,000 | $340,000 | $655,000 | $184,000 | $210,000 |
| Preapproval Denied by Financial Institution | 1 | $495,000 | $495,000 | $495,000 | $198,000 | $198,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,050 | $722,260,000 | $352,000 | $2,855,000 | $186,000 | $864,000 |
| Credit Application Incomplete | 1,109 | $372,315,000 | $335,000 | $2,005,000 | $209,000 | $3,513,000 |
| Debt-To-Income Ratio | 219 | $64,265,000 | $293,000 | $1,285,000 | $108,000 | $887,000 |
| Credit History | 80 | $19,420,000 | $242,000 | $1,105,000 | $160,000 | $700,000 |
| Other | 66 | $20,580,000 | $311,000 | $1,105,000 | $191,000 | $573,000 |
| Collateral | 64 | $16,140,000 | $252,000 | $1,085,000 | $176,000 | $600,000 |
| Unverifiable Information | 25 | $6,925,000 | $277,000 | $825,000 | $229,000 | $2,016,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,240,000 | $560,000 | $905,000 | $285,000 | $350,000 |
| Employment History | 2 | $610,000 | $305,000 | $395,000 | $119,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.