Partners Bank of Wisconsin Mortgage Lending & HMDA Data, 2007

In 2007, Partners Bank of Wisconsin of Marshfield, WI reported 3,129 mortgage applications totaling $584.6 million, up 5% from 2006. The average application was for $186,843, and applicants reported an average income of $97,444. 83% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Burlington-South Burlington, VT (566), Springfield, MA (270) and Portland-South Portland-Biddeford, ME (194) (applications in parentheses).

Mortgage Company & Address Partners Bank of Wisconsin
907 North Central Ave., Po Box 730
Marshfield, WI 54449
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,129
Total Mortgage Loan Application Amount $584,634,000
Average Mortgage Loan Application Amount $186,843
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $97,444
Highest Applicant Income $4,311,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Partners Bank of Wisconsin filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Partners Bank of Wisconsin by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chittenden, Vermont 419 $ 90,240,000 $ 215,369 $ 97,000
Windham, Vermont 297 $ 44,956,000 $ 151,367 $ 82,000
Rutland, Vermont 197 $ 27,484,000 $ 139,512 $ 68,000
Windsor, Vermont 176 $ 31,820,000 $ 180,795 $ 115,000
Addison, Vermont 166 $ 30,943,000 $ 186,403 $ 85,000
Bennington, Vermont 146 $ 26,192,000 $ 179,397 $ 113,000
Washington, Vermont 134 $ 20,987,000 $ 156,619 $ 83,000
Cheshire, New Hampshire 133 $ 23,047,000 $ 173,285 $ 81,000
Penobscot, Maine 130 $ 21,724,000 $ 167,107 $ 90,000
Hampden, Massachusetts 116 $ 22,583,000 $ 194,681 $ 132,000
Hillsborough, New Hampshire 111 $ 21,725,000 $ 195,720 $ 108,000
Franklin, Vermont 111 $ 16,524,000 $ 148,864 $ 73,000
Franklin, Massachusetts 106 $ 16,541,000 $ 156,047 $ 82,000
Cumberland, Maine 97 $ 21,010,000 $ 216,597 $ 102,000
York, Maine 93 $ 19,542,000 $ 210,129 $ 110,000
Rockingham, New Hampshire 79 $ 19,313,000 $ 244,468 $ 105,000
Lamoille, Vermont 67 $ 15,198,000 $ 226,835 $ 100,000
Strafford, New Hampshire 58 $ 12,588,000 $ 217,034 $ 103,000
Worcester, Massachusetts 55 $ 13,788,000 $ 250,690 $ 145,000
Hampshire, Massachusetts 48 $ 9,381,000 $ 195,437 $ 98,000
Orange, Vermont 41 $ 7,140,000 $ 174,146 $ 77,000
Orleans, Vermont 37 $ 4,574,000 $ 123,621 $ 95,000
Grand Isle, Vermont 36 $ 7,390,000 $ 205,277 $ 90,000
Hancock, Maine 21 $ 5,205,000 $ 247,857 $ 166,000
Kennebec, Maine 20 $ 2,521,000 $ 126,050 $ 54,000
Oxford, Maine 19 $ 2,407,000 $ 126,684 $ 62,000
Middlesex, Massachusetts 13 $ 2,686,000 $ 206,615 $ 101,000
Androscoggin, Maine 11 $ 1,929,000 $ 175,363 $ 98,000
Somerset, Maine 11 $ 1,583,000 $ 143,909 $ 61,000
Merrimack, New Hampshire 11 $ 2,102,000 $ 191,090 $ 99,000
Sullivan, New Hampshire 11 $ 1,667,000 $ 151,545 $ 115,000
Barnstable, Massachusetts 10 $ 4,283,000 $ 428,300 $ 208,000
Clinton, New York 9 $ 1,326,000 $ 147,333 $ 56,000
Grafton, New Hampshire 8 $ 1,898,000 $ 237,250 $ 148,000
Waldo, Maine 7 $ 1,034,000 $ 147,714 $ 97,000
Essex, Massachusetts 7 $ 1,348,000 $ 192,571 $ 73,000
Belknap, New Hampshire 6 $ 2,966,000 $ 494,333 $ 452,000
Hartford, Connecticut 5 $ 1,374,000 $ 274,800 $ 126,000
Lincoln, Maine 5 $ 1,899,000 $ 379,800 $ 173,000
Piscataquis, Maine 5 $ 919,000 $ 183,800 $ 88,000
Berkshire, Massachusetts 5 $ 1,486,000 $ 297,200 $ 378,000
Sagadahoc, Maine 4 $ 1,493,000 $ 373,250 $ 95,000
Suffolk, Massachusetts 4 $ 869,000 $ 217,250 $ 61,000
Caledonia, Vermont 4 $ 362,000 $ 90,500 $ 61,000
New London, Connecticut 3 $ 1,505,000 $ 501,666 $ 216,000
Franklin, Maine 3 $ 487,000 $ 162,333 $ 107,000
Plymouth, Massachusetts 3 $ 610,000 $ 203,333 $ 95,000
Carroll, New Hampshire 3 $ 737,000 $ 245,666 $ 220,000
Coos, New Hampshire 3 $ 516,000 $ 172,000 $ 159,000
Tolland, Connecticut 2 $ 2,559,000 $ 1,279,500 $ 357,000
Aroostook, Maine 2 $ 155,000 $ 77,500 $ 30,000
Bristol, Massachusetts 2 $ 382,000 $ 191,000 $ 77,000
Fairfield, Connecticut 1 $ 220,000 $ 220,000 $ 490,000
Middlesex, Connecticut 1 $ 220,000 $ 220,000 $ 75,000
Windham, Connecticut 1 $ 166,000 $ 166,000 $ 48,000
Broward, Florida 1 $ 500,000 $ 500,000 $ 1,120,000
Collier, Florida 1 $ 500,000 $ 500,000 $ 0
Lake, Florida 1 $ 163,000 $ 163,000 $ 135,000
Lee, Florida 1 $ 70,000 $ 70,000 $ 44,000
Sarasota, Florida 1 $ 150,000 $ 150,000 $ 167,000
Bryan, Georgia 1 $ 441,000 $ 441,000 $ 1,800,000
Orleans, Louisiana 1 $ 220,000 $ 220,000 $ 360,000
Knox, Maine 1 $ 1,000,000 $ 1,000,000 $ 737,000
Washington, Maine 1 $ 32,000 $ 32,000 $ 54,000
Nantucket, Massachusetts 1 $ 465,000 $ 465,000 $ 1,136,000
Ramsey, Minnesota 1 $ 193,000 $ 193,000 $ 57,000
Santa Fe, New Mexico 1 $ 307,000 $ 307,000 $ 92,000
Seneca, New York 1 $ 151,000 $ 151,000 $ 62,000
Providence, Rhode Island 1 $ 195,000 $ 195,000 $ 72,000
Beaufort, South Carolina 1 $ 75,000 $ 75,000 $ 90,000
Charleston, South Carolina 1 $ 785,000 $ 785,000 $ 250,000
Summit, Utah 1 $ 493,000 $ 493,000 $ 152,000
Essex, Vermont 1 $ 80,000 $ 80,000 $ 48,000
Chesapeake, Virginia 1 $ 280,000 $ 280,000 $ 110,000
Clark, Washington 1 $ 130,000 $ 130,000 $ 130,000

Mortgage Loan Application Detail Totals for Partners Bank of Wisconsin in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,456 $298,921,000 $205,000 $3,000,000 $106,000 $4,311,000
Refinancing 1,338 $244,062,000 $182,000 $1,700,000 $91,000 $1,938,000
Home Improvement 335 $41,651,000 $124,000 $1,520,000 $86,000 $666,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,303 $401,449,000 $174,000 $3,000,000 $91,000 $4,311,000
Not Provided 700 $153,136,000 $218,000 $1,931,000 $134,000 $1,938,000
Not applicable 73 $20,629,000 $282,000 $1,700,000 $0 $0
Asian 23 $4,195,000 $182,000 $320,000 $59,000 $114,000
Hispanic 15 $2,445,000 $163,000 $312,000 $56,000 $110,000
Black or African American 7 $1,466,000 $209,000 $560,000 $106,000 $248,000
American Indian or Alaskan Native 6 $984,000 $164,000 $364,000 $89,000 $168,000
Native Hawaiian or Other Pacific Islander 2 $330,000 $165,000 $310,000 $143,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,084 $577,219,000 $187,000 $3,000,000 $98,000 $4,311,000
FHA-insured (Federal Housing Administration) 29 $4,664,000 $160,000 $310,000 $71,000 $169,000
VA-guaranteed (Veterans Administration) 15 $2,691,000 $179,000 $318,000 $57,000 $100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $60,000 $60,000 $60,000 $85,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,594 $483,186,000 $186,000 $1,931,000 $97,000 $1,800,000
Application Approved But Not Accepted 236 $50,635,000 $214,000 $3,000,000 $139,000 $4,311,000
Application Denied By Financial Institution 196 $32,928,000 $168,000 $1,360,000 $72,000 $666,000
Application Withdrawn By Applicant 64 $12,354,000 $193,000 $566,000 $86,000 $453,000
Preapproval Denied by Financial Institution 36 $4,800,000 $133,000 $252,000 $46,000 $132,000
File Closed For Incompleteness 3 $731,000 $243,000 $276,000 $43,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Partners Bank of Wisconsin's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Partners Bank of Wisconsin's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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