Partners Bank of Wisconsin Mortgage Lending & HMDA Data, 2007

In 2007, Partners Bank of Wisconsin of Marshfield, WI reported 3,129 mortgage applications totaling $584.6 million, up 5% from 2006. The average application was for $186,843, and applicants reported an average income of $97,444. 83% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Burlington-South Burlington, VT (566), Springfield, MA (270) and Portland-South Portland-Biddeford, ME (194) (applications in parentheses).

Mortgage Company & Address Partners Bank of Wisconsin
907 North Central Ave., Po Box 730
Marshfield, WI 54449
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,129
Total Mortgage Loan Application Amount $584,634,000
Average Mortgage Loan Application Amount $186,843
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $97,444
Highest Applicant Income $4,311,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Partners Bank of Wisconsin filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Partners Bank of Wisconsin by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Burlington-South Burlington, VT 566 $ 114,154,000 $ 201,685 $ 91,000
Springfield, MA 270 $ 48,505,000 $ 179,648 $ 106,000
Portland-South Portland-Biddeford, ME 194 $ 42,045,000 $ 216,726 $ 106,000
Rockingham County-Strafford County, NH 137 $ 31,901,000 $ 232,854 $ 105,000
Bangor, ME 130 $ 21,724,000 $ 167,107 $ 90,000
Manchester-Nashua, NH 111 $ 21,725,000 $ 195,720 $ 108,000
Worcester, MA 55 $ 13,788,000 $ 250,690 $ 145,000
Cambridge-Newton-Framingham, MA 13 $ 2,686,000 $ 206,615 $ 101,000
Lewiston-Auburn, ME 11 $ 1,929,000 $ 175,363 $ 98,000
Barnstable Town, MA 10 $ 4,283,000 $ 428,300 $ 208,000
Hartford-West Hartford-East Hartford, CT 8 $ 4,153,000 $ 519,125 $ 177,000
Boston-Quincy, MA 7 $ 1,479,000 $ 211,285 $ 76,000
Peabody, MA 7 $ 1,348,000 $ 192,571 $ 73,000
Pittsfield, MA 5 $ 1,486,000 $ 297,200 $ 378,000
Norwich-New London, CT 3 $ 1,505,000 $ 501,666 $ 216,000
Providence-New Bedford-Fall River, RI-MA 3 $ 577,000 $ 192,333 $ 75,333
Bridgeport-Stamford-Norwalk, CT 1 $ 220,000 $ 220,000 $ 490,000
Cape Coral-Fort Myers, FL 1 $ 70,000 $ 70,000 $ 44,000
Charleston-North Charleston, SC 1 $ 785,000 $ 785,000 $ 250,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 500,000 $ 500,000 $ 1,120,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 193,000 $ 193,000 $ 57,000
Naples-Marco Island, FL 1 $ 500,000 $ 500,000 $ 0
New Orleans-Metairie-Kenner, LA 1 $ 220,000 $ 220,000 $ 360,000
Orlando-Kissimmee, FL 1 $ 163,000 $ 163,000 $ 135,000
Portland-Vancouver-Beaverton, OR-WA 1 $ 130,000 $ 130,000 $ 130,000
Salt Lake City, UT 1 $ 493,000 $ 493,000 $ 152,000
Santa Fe, NM 1 $ 307,000 $ 307,000 $ 92,000
Sarasota-Bradenton-Venice, FL 1 $ 150,000 $ 150,000 $ 167,000
Savannah, GA 1 $ 441,000 $ 441,000 $ 1,800,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 280,000 $ 280,000 $ 110,000

Mortgage Loan Application Detail Totals for Partners Bank of Wisconsin in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,456 $298,921,000 $205,000 $3,000,000 $106,000 $4,311,000
Refinancing 1,338 $244,062,000 $182,000 $1,700,000 $91,000 $1,938,000
Home Improvement 335 $41,651,000 $124,000 $1,520,000 $86,000 $666,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,303 $401,449,000 $174,000 $3,000,000 $91,000 $4,311,000
Not Provided 700 $153,136,000 $218,000 $1,931,000 $134,000 $1,938,000
Not applicable 73 $20,629,000 $282,000 $1,700,000 $0 $0
Asian 23 $4,195,000 $182,000 $320,000 $59,000 $114,000
Hispanic 15 $2,445,000 $163,000 $312,000 $56,000 $110,000
Black or African American 7 $1,466,000 $209,000 $560,000 $106,000 $248,000
American Indian or Alaskan Native 6 $984,000 $164,000 $364,000 $89,000 $168,000
Native Hawaiian or Other Pacific Islander 2 $330,000 $165,000 $310,000 $143,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,084 $577,219,000 $187,000 $3,000,000 $98,000 $4,311,000
FHA-insured (Federal Housing Administration) 29 $4,664,000 $160,000 $310,000 $71,000 $169,000
VA-guaranteed (Veterans Administration) 15 $2,691,000 $179,000 $318,000 $57,000 $100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $60,000 $60,000 $60,000 $85,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,594 $483,186,000 $186,000 $1,931,000 $97,000 $1,800,000
Application Approved But Not Accepted 236 $50,635,000 $214,000 $3,000,000 $139,000 $4,311,000
Application Denied By Financial Institution 196 $32,928,000 $168,000 $1,360,000 $72,000 $666,000
Application Withdrawn By Applicant 64 $12,354,000 $193,000 $566,000 $86,000 $453,000
Preapproval Denied by Financial Institution 36 $4,800,000 $133,000 $252,000 $46,000 $132,000
File Closed For Incompleteness 3 $731,000 $243,000 $276,000 $43,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Partners Bank of Wisconsin's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Partners Bank of Wisconsin's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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