Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Christensen Financial, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,805 |
| Total Mortgage Loan Application Amount | $322,537,000 |
| Average Mortgage Loan Application Amount | $163,333 |
| Highest Mortgage Loan Application Amount | $1,825,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,799,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 243 | $ 38,787,000 | $ 159,000 | $ 78,000 |
| Orange County Florida | 159 | $ 30,349,000 | $ 190,000 | $ 84,000 |
| Collier County Florida | 139 | $ 31,884,000 | $ 229,000 | $ 146,000 |
| St. Lucie County Florida | 92 | $ 12,875,000 | $ 139,000 | $ 65,000 |
| Lee County Florida | 87 | $ 14,743,000 | $ 169,000 | $ 87,000 |
| Charlotte County Florida | 50 | $ 6,821,000 | $ 136,000 | $ 88,000 |
| Lake County Florida | 46 | $ 7,725,000 | $ 167,000 | $ 77,000 |
| Miami-Dade County Florida | 44 | $ 16,376,000 | $ 372,000 | $ 232,000 |
| Marion County Florida | 42 | $ 4,751,000 | $ 113,000 | $ 79,000 |
| Broward County Florida | 41 | $ 9,715,000 | $ 236,000 | $ 116,000 |
| Seminole County Florida | 41 | $ 7,493,000 | $ 182,000 | $ 87,000 |
| Harris County Texas | 41 | $ 6,231,000 | $ 151,000 | $ 76,000 |
| Osceola County Florida | 30 | $ 4,599,000 | $ 153,000 | $ 70,000 |
| Manatee County Florida | 28 | $ 5,083,000 | $ 181,000 | $ 114,000 |
| Sumner County Tennessee | 28 | $ 4,760,000 | $ 170,000 | $ 64,000 |
| Hillsborough County Florida | 27 | $ 3,945,000 | $ 146,000 | $ 53,000 |
| East Baton Rouge County Louisiana | 26 | $ 2,989,000 | $ 114,000 | $ 53,000 |
| Palm Beach County Florida | 21 | $ 5,758,000 | $ 274,000 | $ 106,000 |
| Cobb County Georgia | 20 | $ 5,430,000 | $ 271,000 | $ 104,000 |
| Santa Rosa County Florida | 18 | $ 3,080,000 | $ 171,000 | $ 106,000 |
| Fulton County Georgia | 18 | $ 3,479,000 | $ 193,000 | $ 83,000 |
| Gwinnett County Georgia | 16 | $ 3,380,000 | $ 211,000 | $ 82,000 |
| Escambia County Florida | 15 | $ 1,986,000 | $ 132,000 | $ 44,000 |
| Pinellas County Florida | 12 | $ 2,067,000 | $ 172,000 | $ 82,000 |
| Polk County Florida | 12 | $ 1,566,000 | $ 130,000 | $ 53,000 |
| Baltimore City County Maryland | 12 | $ 1,401,000 | $ 116,000 | $ 47,000 |
| Robertson County Tennessee | 12 | $ 1,981,000 | $ 165,000 | $ 60,000 |
| Dallas County Texas | 12 | $ 2,229,000 | $ 185,000 | $ 75,000 |
| Brevard County Florida | 10 | $ 1,965,000 | $ 196,000 | $ 88,000 |
| Volusia County Florida | 10 | $ 1,457,000 | $ 145,000 | $ 65,000 |
| Cherokee County Georgia | 10 | $ 1,566,000 | $ 156,000 | $ 57,000 |
| DeKalb County Georgia | 10 | $ 1,620,000 | $ 162,000 | $ 81,000 |
| St. Louis County Missouri | 10 | $ 797,000 | $ 79,000 | $ 56,000 |
| Lehigh County Pennsylvania | 10 | $ 1,189,000 | $ 118,000 | $ 38,000 |
| Shelby County Tennessee | 9 | $ 1,139,000 | $ 126,000 | $ 85,000 |
| Prince George's County Maryland | 8 | $ 2,061,000 | $ 257,000 | $ 100,000 |
| Collin County Texas | 8 | $ 2,077,000 | $ 259,000 | $ 109,000 |
| Shelby County Alabama | 7 | $ 998,000 | $ 142,000 | $ 73,000 |
| Hall County Georgia | 7 | $ 1,125,000 | $ 160,000 | $ 65,000 |
| Hernando County Florida | 6 | $ 491,000 | $ 81,000 | $ 89,000 |
| Williamson County Tennessee | 6 | $ 1,158,000 | $ 193,000 | $ 63,000 |
| Denton County Texas | 6 | $ 1,552,000 | $ 258,000 | $ 120,000 |
| Montgomery County Texas | 6 | $ 993,000 | $ 165,000 | $ 88,000 |
| Jefferson County Alabama | 5 | $ 804,000 | $ 160,000 | $ 37,000 |
| Martin County Florida | 5 | $ 782,000 | $ 156,000 | $ 75,000 |
| Henry County Georgia | 5 | $ 769,000 | $ 153,000 | $ 54,000 |
| Baltimore County Maryland | 5 | $ 851,000 | $ 170,000 | $ 36,000 |
| Richland County South Carolina | 5 | $ 990,000 | $ 198,000 | $ 32,000 |
| Dickson County Tennessee | 5 | $ 664,000 | $ 132,000 | $ 48,000 |
| Fort Bend County Texas | 5 | $ 1,053,000 | $ 210,000 | $ 70,000 |
| Citrus County Florida | 4 | $ 259,000 | $ 64,000 | $ 35,000 |
| Pasco County Florida | 4 | $ 688,000 | $ 172,000 | $ 70,000 |
| Clayton County Georgia | 4 | $ 519,000 | $ 129,000 | $ 29,000 |
| Forsyth County Georgia | 4 | $ 1,018,000 | $ 254,000 | $ 94,000 |
| Montgomery County Pennsylvania | 4 | $ 777,000 | $ 194,000 | $ 76,000 |
| McMinn County Tennessee | 4 | $ 531,000 | $ 132,000 | $ 69,000 |
| Loudoun County Virginia | 4 | $ 1,290,000 | $ 322,000 | $ 147,000 |
| Mobile County Alabama | 3 | $ 422,000 | $ 140,000 | $ 62,000 |
| St. Clair County Alabama | 3 | $ 538,000 | $ 179,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 3 | $ 376,000 | $ 125,000 | $ 15,000 |
| Okeechobee County Florida | 3 | $ 420,000 | $ 140,000 | $ 63,000 |
| St. Johns County Florida | 3 | $ 543,000 | $ 181,000 | $ 69,000 |
| Walton County Florida | 3 | $ 639,000 | $ 213,000 | $ 104,000 |
| Barrow County Georgia | 3 | $ 402,000 | $ 134,000 | $ 50,000 |
| Houston County Georgia | 3 | $ 520,000 | $ 173,000 | $ 83,000 |
| Jefferson County Louisiana | 3 | $ 245,000 | $ 81,000 | $ 73,000 |
| St. Tammany County Louisiana | 3 | $ 387,000 | $ 129,000 | $ 30,000 |
| Anne Arundel County Maryland | 3 | $ 1,061,000 | $ 353,000 | $ 32,000 |
| St. Charles County Missouri | 3 | $ 353,000 | $ 117,000 | $ 45,000 |
| Berks County Pennsylvania | 3 | $ 394,000 | $ 131,000 | $ 46,000 |
| Greenville County South Carolina | 3 | $ 378,000 | $ 126,000 | $ 56,000 |
| Coffee County Tennessee | 3 | $ 383,000 | $ 127,000 | $ 25,000 |
| Brazoria County Texas | 3 | $ 578,000 | $ 192,000 | $ 89,000 |
| Nueces County Texas | 3 | $ 388,000 | $ 129,000 | $ 51,000 |
| Houston County Alabama | 2 | $ 341,000 | $ 170,000 | $ 98,000 |
| Lee County Alabama | 2 | $ 286,000 | $ 143,000 | $ 44,000 |
| Montgomery County Alabama | 2 | $ 233,000 | $ 116,000 | $ 62,000 |
| Eagle County Colorado | 2 | $ 666,000 | $ 333,000 | $ 106,000 |
| Summit County Colorado | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Bay County Florida | 2 | $ 454,000 | $ 227,000 | $ 93,000 |
| Indian River County Florida | 2 | $ 318,000 | $ 159,000 | $ 77,000 |
| Leon County Florida | 2 | $ 191,000 | $ 95,000 | $ 32,000 |
| Levy County Florida | 2 | $ 267,000 | $ 133,000 | $ 76,000 |
| Okaloosa County Florida | 2 | $ 329,000 | $ 164,000 | $ 96,000 |
| Sumter County Florida | 2 | $ 348,000 | $ 174,000 | $ 67,000 |
| Bartow County Georgia | 2 | $ 346,000 | $ 173,000 | $ 68,000 |
| Douglas County Georgia | 2 | $ 413,000 | $ 206,000 | $ 80,000 |
| Paulding County Georgia | 2 | $ 398,000 | $ 199,000 | $ 101,000 |
| Richmond County Georgia | 2 | $ 371,000 | $ 185,000 | $ 43,000 |
| Towns County Georgia | 2 | $ 273,000 | $ 136,000 | $ 104,000 |
| Ascension County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 41,000 |
| Orleans County Louisiana | 2 | $ 465,000 | $ 232,000 | $ 104,000 |
| Montgomery County Maryland | 2 | $ 231,000 | $ 115,000 | $ 102,000 |
| Jackson County Missouri | 2 | $ 295,000 | $ 147,000 | $ 68,000 |
| Lincoln County Missouri | 2 | $ 232,000 | $ 116,000 | $ 80,000 |
| Charleston County South Carolina | 2 | $ 289,000 | $ 144,000 | $ 43,000 |
| Dorchester County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 68,000 |
| Spartanburg County South Carolina | 2 | $ 381,000 | $ 190,000 | $ 85,000 |
| Cheatham County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 68,000 |
| Davidson County Tennessee | 2 | $ 345,000 | $ 172,000 | $ 14,000 |
| Fayette County Tennessee | 2 | $ 449,000 | $ 224,000 | $ 82,000 |
| Hamilton County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Hickman County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 61,000 |
| Knox County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 32,000 |
| Rutherford County Tennessee | 2 | $ 392,000 | $ 196,000 | $ 42,000 |
| Wilson County Tennessee | 2 | $ 245,000 | $ 122,000 | $ 55,000 |
| Bexar County Texas | 2 | $ 339,000 | $ 169,000 | $ 63,000 |
| Tarrant County Texas | 2 | $ 287,000 | $ 143,000 | $ 70,000 |
| Chesterfield County Virginia | 2 | $ 469,000 | $ 234,000 | $ 49,000 |
| Fairfax County Virginia | 2 | $ 678,000 | $ 339,000 | $ 85,000 |
| Blount County Alabama | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Calhoun County Alabama | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Chilton County Alabama | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Coffee County Alabama | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Elmore County Alabama | 1 | $ 226,000 | $ 226,000 | $ 97,000 |
| Escambia County Alabama | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Limestone County Alabama | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Morgan County Alabama | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Talladega County Alabama | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| DeSoto County Florida | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Flagler County Florida | 1 | $ 85,000 | $ 85,000 | $ 14,000 |
| Monroe County Florida | 1 | $ 373,000 | $ 373,000 | $ 106,000 |
| Nassau County Florida | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Suwannee County Florida | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Wakulla County Florida | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Bibb County Georgia | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Carroll County Georgia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Glynn County Georgia | 1 | $ 132,000 | $ 132,000 | $ 37,000 |
| Harris County Georgia | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Lumpkin County Georgia | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Monroe County Georgia | 1 | $ 227,000 | $ 227,000 | $ 44,000 |
| Muscogee County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Newton County Georgia | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Rockdale County Georgia | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Caddo County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Livingston County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Ouachita County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Tangipahoa County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Terrebonne County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Union County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Webster County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Frederick County Maryland | 1 | $ 268,000 | $ 268,000 | $ 84,000 |
| Barry County Missouri | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| St. Louis City County Missouri | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Canadian County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Delaware County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Northampton County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Beaufort County South Carolina | 1 | $ 422,000 | $ 422,000 | $ 100,000 |
| Cherokee County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Edgefield County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Florence County South Carolina | 1 | $ 262,000 | $ 262,000 | $ 54,000 |
| Horry County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Oconee County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 28,000 |
| Sumter County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Cannon County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Maury County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 82,000 |
| Monroe County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 83,000 |
| Montgomery County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Smith County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 83,000 |
| Sullivan County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 64,000 |
| Brown County Texas | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| DeWitt County Texas | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Ellis County Texas | 1 | $ 111,000 | $ 111,000 | $ 82,000 |
| Galveston County Texas | 1 | $ 188,000 | $ 188,000 | $ 126,000 |
| Guadalupe County Texas | 1 | $ 144,000 | $ 144,000 | $ 69,000 |
| Hale County Texas | 1 | $ 147,000 | $ 147,000 | $ 57,000 |
| Hardin County Texas | 1 | $ 94,000 | $ 94,000 | $ 73,000 |
| Harrison County Texas | 1 | $ 157,000 | $ 157,000 | $ 36,000 |
| Hays County Texas | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Jim Wells County Texas | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Johnson County Texas | 1 | $ 230,000 | $ 230,000 | $ 127,000 |
| Kaufman County Texas | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Kendall County Texas | 1 | $ 417,000 | $ 417,000 | $ 74,000 |
| Parker County Texas | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Randall County Texas | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Rockwall County Texas | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
| Williamson County Texas | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Albemarle County Virginia | 1 | $ 431,000 | $ 431,000 | $ 69,000 |
| Augusta County Virginia | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Chesapeake County Virginia | 1 | $ 327,000 | $ 327,000 | $ 76,000 |
| Emporia County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hampton County Virginia | 1 | $ 183,000 | $ 183,000 | $ 46,000 |
| Louisa County Virginia | 1 | $ 308,000 | $ 308,000 | $ 131,000 |
| Mathews County Virginia | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Nottoway County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| Rockingham County Virginia | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Spotsylvania County Virginia | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
| Virginia Beach County Virginia | 1 | $ 179,000 | $ 179,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,450 | $255,468,000 | $176,000 | $1,050,000 | $88,000 | $1,799,000 |
| Refinancing | 354 | $66,944,000 | $189,000 | $1,825,000 | $78,000 | $1,218,000 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $26,000 | $26,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,284 | $237,769,000 | $185,000 | $1,825,000 | $95,000 | $1,799,000 |
| Black or African American | 215 | $35,371,000 | $164,000 | $565,000 | $61,000 | $290,000 |
| Hispanic | 198 | $31,033,000 | $156,000 | $417,000 | $60,000 | $598,000 |
| Not Provided | 72 | $11,795,000 | $163,000 | $482,000 | $79,000 | $400,000 |
| Asian | 29 | $5,418,000 | $186,000 | $366,000 | $86,000 | $432,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $873,000 | $174,000 | $260,000 | $60,000 | $135,000 |
| American Indian or Alaskan Native | 2 | $278,000 | $139,000 | $141,000 | $76,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 915 | $182,829,000 | $199,000 | $1,825,000 | $115,000 | $1,799,000 |
| FHA-insured (Federal Housing Administration) | 594 | $89,422,000 | $150,000 | $580,000 | $54,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 215 | $39,042,000 | $181,000 | $431,000 | $65,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $11,244,000 | $138,000 | $335,000 | $49,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,264 | $225,025,000 | $178,000 | $1,560,000 | $88,000 | $1,799,000 |
| Application Withdrawn By Applicant | 349 | $65,639,000 | $188,000 | $1,825,000 | $83,000 | $618,000 |
| Application Denied By Financial Institution | 178 | $29,469,000 | $165,000 | $520,000 | $80,000 | $1,463,000 |
| Application Approved But Not Accepted | 8 | $1,163,000 | $145,000 | $188,000 | $63,000 | $94,000 |
| File Closed For Incompleteness | 6 | $1,241,000 | $206,000 | $318,000 | $63,000 | $102,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $3,663,000 | $140,000 | $270,000 | $50,000 | $166,000 |
| Debt-To-Income Ratio | 24 | $4,584,000 | $191,000 | $417,000 | $52,000 | $166,000 |
| Collateral | 19 | $2,839,000 | $149,000 | $412,000 | $77,000 | $215,000 |
| Credit Application Incomplete | 11 | $2,097,000 | $190,000 | $475,000 | $164,000 | $1,218,000 |
| Unverifiable Information | 8 | $1,433,000 | $179,000 | $520,000 | $61,000 | $150,000 |
| Other | 5 | $700,000 | $140,000 | $329,000 | $71,000 | $136,000 |
| Mortgage Insurance Denied | 2 | $284,000 | $142,000 | $167,000 | $131,000 | $188,000 |
| Employment History | 2 | $182,000 | $91,000 | $103,000 | $31,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $31,000 | $31,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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