Cimarron Mortgage Company Mortgage Lending & HMDA Data, 2011

In 2011, Cimarron Mortgage Company of Jackson, MS reported 1,614 mortgage applications totaling $233.5 million. The average application was for $144,690, and applicants reported an average income of $84,107. 54% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Lafayette, LA (130), Jackson, MS (83) and Monroe, LA (74) (applications in parentheses).

Mortgage Company & Address Cimarron Mortgage Company
6311 Ridgewood Rd Ste 400w
Jackson, MS 39211
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  
Total Number of Mortgage Applications 1,614
Total Mortgage Loan Application Amount $233,530,000
Average Mortgage Loan Application Amount $144,690
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $84,107
Highest Applicant Income $1,798,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cimarron Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cimarron Mortgage Company by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lafayette, Louisiana 119 $ 21,786,000 $ 183,075 $ 105,000
Putnam, Tennessee 76 $ 12,002,000 $ 157,921 $ 85,000
Ouachita, Louisiana 62 $ 12,105,000 $ 195,241 $ 103,000
Cumberland, Tennessee 59 $ 8,439,000 $ 143,033 $ 101,000
Neshoba, Mississippi 58 $ 6,834,000 $ 117,827 $ 78,000
Lauderdale, Mississippi 53 $ 7,832,000 $ 147,773 $ 69,000
Warren, Mississippi 48 $ 7,787,000 $ 162,229 $ 95,000
Alcorn, Mississippi 44 $ 4,615,000 $ 104,886 $ 56,000
Lincoln, Louisiana 43 $ 7,018,000 $ 163,209 $ 109,000
Washington, Mississippi 43 $ 5,203,000 $ 121,000 $ 77,000
Overton, Tennessee 42 $ 5,409,000 $ 128,785 $ 71,000
White, Tennessee 38 $ 4,853,000 $ 127,710 $ 61,000
Wayne, Georgia 37 $ 3,805,000 $ 102,837 $ 59,000
Bolivar, Mississippi 34 $ 4,843,000 $ 142,441 $ 81,000
Madison, Mississippi 34 $ 6,569,000 $ 193,205 $ 94,000
Pierce, Georgia 32 $ 4,309,000 $ 134,656 $ 72,000
Ware, Georgia 32 $ 3,574,000 $ 111,687 $ 57,000
Tift, Georgia 29 $ 3,174,000 $ 109,448 $ 110,000
Mobile, Alabama 28 $ 4,221,000 $ 150,750 $ 75,000
Tangipahoa, Louisiana 28 $ 4,551,000 $ 162,535 $ 66,000
Rankin, Mississippi 27 $ 3,977,000 $ 147,296 $ 90,000
Union, Mississippi 27 $ 2,843,000 $ 105,296 $ 67,000
Newton, Mississippi 26 $ 3,240,000 $ 124,615 $ 73,000
Prentiss, Mississippi 24 $ 2,767,000 $ 115,291 $ 55,000
Hinds, Mississippi 20 $ 3,140,000 $ 157,000 $ 97,000
Lafayette, Mississippi 19 $ 2,825,000 $ 148,684 $ 174,000
Rhea, Tennessee 19 $ 2,487,000 $ 130,894 $ 89,000
St. Tammany, Louisiana 17 $ 3,717,000 $ 218,647 $ 106,000
East Baton Rouge, Louisiana 16 $ 3,119,000 $ 194,937 $ 83,000
Roane, Tennessee 16 $ 2,109,000 $ 131,812 $ 104,000
DeSoto, Mississippi 15 $ 2,019,000 $ 134,600 $ 70,000
Lee, Mississippi 15 $ 1,916,000 $ 127,733 $ 71,000
Jefferson, Louisiana 13 $ 3,117,000 $ 239,769 $ 151,000
Union, Louisiana 12 $ 1,426,000 $ 118,833 $ 90,000
Oktibbeha, Mississippi 12 $ 1,601,000 $ 133,416 $ 68,000
Tate, Mississippi 12 $ 1,229,000 $ 102,416 $ 63,000
St. Martin, Louisiana 11 $ 1,637,000 $ 148,818 $ 91,000
Ascension, Louisiana 10 $ 1,710,000 $ 171,000 $ 85,000
Orleans, Louisiana 10 $ 2,562,000 $ 256,200 $ 181,000
Attala, Mississippi 10 $ 813,000 $ 81,300 $ 45,000
Caddo, Louisiana 9 $ 1,868,000 $ 207,555 $ 103,000
Sunflower, Mississippi 9 $ 791,000 $ 87,888 $ 56,000
Acadia, Louisiana 8 $ 1,136,000 $ 142,000 $ 89,000
Adams, Mississippi 8 $ 848,000 $ 106,000 $ 39,000
Marion, Mississippi 8 $ 945,000 $ 118,125 $ 48,000
Pearl River, Mississippi 8 $ 1,266,000 $ 158,250 $ 66,000
Winston, Mississippi 8 $ 763,000 $ 95,375 $ 62,000
Washington, Alabama 7 $ 1,096,000 $ 156,571 $ 88,000
Glynn, Georgia 7 $ 1,075,000 $ 153,571 $ 109,000
Pickens, Georgia 7 $ 979,000 $ 139,857 $ 94,000
St. Landry, Louisiana 7 $ 962,000 $ 137,428 $ 81,000
Itawamba, Mississippi 7 $ 674,000 $ 96,285 $ 62,000
Bossier, Louisiana 6 $ 1,247,000 $ 207,833 $ 87,000
Natchitoches, Louisiana 6 $ 968,000 $ 161,333 $ 71,000
Leake, Mississippi 6 $ 645,000 $ 107,500 $ 66,000
Tishomingo, Mississippi 6 $ 708,000 $ 118,000 $ 70,000
Colquitt, Georgia 5 $ 483,000 $ 96,600 $ 51,000
Logan, Kentucky 5 $ 484,000 $ 96,800 $ 58,000
Concordia, Louisiana 5 $ 470,000 $ 94,000 $ 44,000
Jackson, Louisiana 5 $ 696,000 $ 139,200 $ 96,000
Lamar, Mississippi 5 $ 788,000 $ 157,600 $ 59,000
Pontotoc, Mississippi 5 $ 428,000 $ 85,600 $ 38,000
Hamilton, Tennessee 5 $ 903,000 $ 180,600 $ 99,000
Baldwin, Alabama 4 $ 970,000 $ 242,500 $ 144,000
Clarke, Alabama 4 $ 760,000 $ 190,000 $ 144,000
Berrien, Georgia 4 $ 760,000 $ 190,000 $ 188,000
Pulaski, Kentucky 4 $ 386,000 $ 96,500 $ 95,000
Clarke, Mississippi 4 $ 746,000 $ 186,500 $ 58,000
Forrest, Mississippi 4 $ 454,000 $ 113,500 $ 36,000
Clay, Tennessee 4 $ 451,000 $ 112,750 $ 77,000
Pickett, Tennessee 4 $ 706,000 $ 176,500 $ 89,000
Smith, Tennessee 4 $ 583,000 $ 145,750 $ 112,000
Bacon, Georgia 3 $ 367,000 $ 122,333 $ 55,000
Turner, Georgia 3 $ 258,000 $ 86,000 $ 79,000
Fayette, Kentucky 3 $ 293,000 $ 97,666 $ 104,000
Warren, Kentucky 3 $ 432,000 $ 144,000 $ 64,000
Wayne, Kentucky 3 $ 342,000 $ 114,000 $ 59,000
Livingston, Louisiana 3 $ 391,000 $ 130,333 $ 50,000
Kemper, Mississippi 3 $ 186,000 $ 62,000 $ 28,000
Leflore, Mississippi 3 $ 455,000 $ 151,666 $ 66,000
Blount, Tennessee 3 $ 572,000 $ 190,666 $ 66,000
Jackson, Tennessee 3 $ 450,000 $ 150,000 $ 101,000
McNairy, Tennessee 3 $ 288,000 $ 96,000 $ 48,000
Wayne, Tennessee 3 $ 737,000 $ 245,666 $ 72,000
Camden, Georgia 2 $ 595,000 $ 297,500 $ 147,000
Coffee, Georgia 2 $ 192,000 $ 96,000 $ 59,000
Worth, Georgia 2 $ 270,000 $ 135,000 $ 78,000
Jessamine, Kentucky 2 $ 304,000 $ 152,000 $ 77,000
Madison, Kentucky 2 $ 200,000 $ 100,000 $ 56,000
East Carroll, Louisiana 2 $ 417,000 $ 208,500 $ 122,000
Grant, Louisiana 2 $ 300,000 $ 150,000 $ 179,000
Iberia, Louisiana 2 $ 248,000 $ 124,000 $ 108,000
Morehouse, Louisiana 2 $ 230,000 $ 115,000 $ 53,000
Rapides, Louisiana 2 $ 250,000 $ 125,000 $ 78,000
Vermilion, Louisiana 2 $ 129,000 $ 64,500 $ 94,000
Washington, Louisiana 2 $ 252,000 $ 126,000 $ 60,000
Choctaw, Mississippi 2 $ 161,000 $ 80,500 $ 40,000
Jackson, Mississippi 2 $ 229,000 $ 114,500 $ 56,000
Jasper, Mississippi 2 $ 247,000 $ 123,500 $ 66,000
Jones, Mississippi 2 $ 132,000 $ 66,000 $ 37,000
Lowndes, Mississippi 2 $ 173,000 $ 86,500 $ 70,000
Panola, Mississippi 2 $ 277,000 $ 138,500 $ 95,000
Pike, Mississippi 2 $ 458,000 $ 229,000 $ 103,000
Sharkey, Mississippi 2 $ 221,000 $ 110,500 $ 105,000
Smith, Mississippi 2 $ 83,000 $ 41,500 $ 31,000
Tippah, Mississippi 2 $ 215,000 $ 107,500 $ 45,000
Walthall, Mississippi 2 $ 315,000 $ 157,500 $ 103,000
Wayne, Mississippi 2 $ 176,000 $ 88,000 $ 44,000
Wilkinson, Mississippi 2 $ 110,000 $ 55,000 $ 51,000
Yazoo, Mississippi 2 $ 323,000 $ 161,500 $ 67,000
Bledsoe, Tennessee 2 $ 170,000 $ 85,000 $ 62,000
Lewis, Tennessee 2 $ 230,000 $ 115,000 $ 54,000
Loudon, Tennessee 2 $ 218,000 $ 109,000 $ 47,000
Jefferson, Alabama 1 $ 78,000 $ 78,000 $ 14,000
Shelby, Alabama 1 $ 160,000 $ 160,000 $ 109,000
Tuscaloosa, Alabama 1 $ 122,000 $ 122,000 $ 33,000
Craighead, Arkansas 1 $ 129,000 $ 129,000 $ 41,000
Pulaski, Arkansas 1 $ 80,000 $ 80,000 $ 174,000
Escambia, Florida 1 $ 417,000 $ 417,000 $ 367,000
Atkinson, Georgia 1 $ 84,000 $ 84,000 $ 30,000
Ben Hill, Georgia 1 $ 107,000 $ 107,000 $ 50,000
Brantley, Georgia 1 $ 50,000 $ 50,000 $ 23,000
Chatham, Georgia 1 $ 294,000 $ 294,000 $ 225,000
Cherokee, Georgia 1 $ 104,000 $ 104,000 $ 48,000
Cook, Georgia 1 $ 141,000 $ 141,000 $ 43,000
Crisp, Georgia 1 $ 160,000 $ 160,000 $ 144,000
Decatur, Georgia 1 $ 50,000 $ 50,000 $ 22,000
Floyd, Georgia 1 $ 154,000 $ 154,000 $ 62,000
Fulton, Georgia 1 $ 218,000 $ 218,000 $ 828,000
Long, Georgia 1 $ 156,000 $ 156,000 $ 42,000
McIntosh, Georgia 1 $ 74,000 $ 74,000 $ 40,000
Putnam, Georgia 1 $ 77,000 $ 77,000 $ 24,000
Walker, Georgia 1 $ 125,000 $ 125,000 $ 55,000
Ballard, Kentucky 1 $ 238,000 $ 238,000 $ 85,000
Calcasieu, Louisiana 1 $ 95,000 $ 95,000 $ 137,000
Caldwell, Louisiana 1 $ 263,000 $ 263,000 $ 234,000
Iberville, Louisiana 1 $ 109,000 $ 109,000 $ 35,000
Richland, Louisiana 1 $ 73,000 $ 73,000 $ 18,000
St. James, Louisiana 1 $ 100,000 $ 100,000 $ 103,000
St. John the Baptist, Louisiana 1 $ 251,000 $ 251,000 $ 73,000
St. Mary, Louisiana 1 $ 79,000 $ 79,000 $ 128,000
West Feliciana, Louisiana 1 $ 95,000 $ 95,000 $ 38,000
Winn, Louisiana 1 $ 243,000 $ 243,000 $ 67,000
Amite, Mississippi 1 $ 88,000 $ 88,000 $ 23,000
Claiborne, Mississippi 1 $ 69,000 $ 69,000 $ 79,000
Coahoma, Mississippi 1 $ 140,000 $ 140,000 $ 120,000
Copiah, Mississippi 1 $ 150,000 $ 150,000 $ 101,000
Covington, Mississippi 1 $ 70,000 $ 70,000 $ 35,000
George, Mississippi 1 $ 141,000 $ 141,000 $ 52,000
Greene, Mississippi 1 $ 44,000 $ 44,000 $ 59,000
Grenada, Mississippi 1 $ 67,000 $ 67,000 $ 38,000
Hancock, Mississippi 1 $ 124,000 $ 124,000 $ 53,000
Harrison, Mississippi 1 $ 291,000 $ 291,000 $ 81,000
Humphreys, Mississippi 1 $ 118,000 $ 118,000 $ 42,000
Jefferson, Mississippi 1 $ 107,000 $ 107,000 $ 64,000
Lincoln, Mississippi 1 $ 104,000 $ 104,000 $ 56,000
Monroe, Mississippi 1 $ 115,000 $ 115,000 $ 52,000
Montgomery, Mississippi 1 $ 82,000 $ 82,000 $ 88,000
Scott, Mississippi 1 $ 60,000 $ 60,000 $ 106,000
Simpson, Mississippi 1 $ 52,000 $ 52,000 $ 26,000
Stone, Mississippi 1 $ 111,000 $ 111,000 $ 86,000
Bradley, Tennessee 1 $ 338,000 $ 338,000 $ 184,000
Davidson, Tennessee 1 $ 121,000 $ 121,000 $ 51,000
Decatur, Tennessee 1 $ 266,000 $ 266,000 $ 193,000
DeKalb, Tennessee 1 $ 148,000 $ 148,000 $ 34,000
Fentress, Tennessee 1 $ 68,000 $ 68,000 $ 40,000
Franklin, Tennessee 1 $ 155,000 $ 155,000 $ 68,000
Hardin, Tennessee 1 $ 31,000 $ 31,000 $ 16,000
Madison, Tennessee 1 $ 375,000 $ 375,000 $ 85,000
McMinn, Tennessee 1 $ 75,000 $ 75,000 $ 50,000
Morgan, Tennessee 1 $ 122,000 $ 122,000 $ 37,000
Robertson, Tennessee 1 $ 68,000 $ 68,000 $ 54,000
Sumner, Tennessee 1 $ 124,000 $ 124,000 $ 83,000
Van Buren, Tennessee 1 $ 90,000 $ 90,000 $ 47,000
Wilson, Tennessee 1 $ 172,000 $ 172,000 $ 186,000

Mortgage Loan Application Detail Totals for Cimarron Mortgage Company in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,016 $153,124,000 $150,000 $417,000 $93,000 $1,798,000
Home Purchase 598 $80,406,000 $134,000 $417,000 $69,000 $1,560,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,498 $217,826,000 $145,000 $417,000 $85,000 $1,798,000
Black or African American 79 $9,804,000 $124,000 $387,000 $66,000 $750,000
Not Provided 19 $3,375,000 $177,000 $417,000 $96,000 $321,000
Asian 10 $1,484,000 $148,000 $200,000 $136,000 $569,000
Hispanic 6 $667,000 $111,000 $305,000 $67,000 $178,000
Native Hawaiian or Other Pacific Islander 1 $204,000 $204,000 $204,000 $99,000 $99,000
American Indian or Alaskan Native 1 $170,000 $170,000 $170,000 $53,000 $53,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,249 $189,431,000 $151,000 $417,000 $93,000 $1,798,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 259 $30,181,000 $116,000 $258,000 $49,000 $1,560,000
FHA-insured (Federal Housing Administration) 105 $13,791,000 $131,000 $261,000 $74,000 $750,000
VA-guaranteed (Veterans Administration) 1 $127,000 $127,000 $127,000 $59,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 877 $115,369,000 $131,000 $417,000 $78,000 $1,560,000
Loan Purchased By The Institution 434 $75,636,000 $174,000 $417,000 $101,000 $818,000
Application Denied By Financial Institution 188 $26,068,000 $138,000 $417,000 $83,000 $1,798,000
Application Withdrawn By Applicant 77 $10,872,000 $141,000 $343,000 $71,000 $233,000
Application Approved But Not Accepted 25 $3,043,000 $121,000 $350,000 $67,000 $186,000
File Closed For Incompleteness 13 $2,542,000 $195,000 $411,000 $97,000 $269,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 65 $9,679,000 $148,000 $417,000 $114,000 $1,798,000
Credit History 48 $5,508,000 $114,000 $417,000 $69,000 $750,000
Debt-To-Income Ratio 41 $5,735,000 $139,000 $291,000 $57,000 $360,000
Other 13 $2,060,000 $158,000 $261,000 $83,000 $176,000
Employment History 8 $933,000 $116,000 $175,000 $51,000 $109,000
Unverifiable Information 7 $1,209,000 $172,000 $344,000 $83,000 $144,000
Credit Application Incomplete 5 $808,000 $161,000 $300,000 $88,000 $150,000
Mortgage Insurance Denied 1 $136,000 $136,000 $136,000 $38,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cimarron Mortgage Company's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cimarron Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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