City First Bank, National Association Mortgage Lending & HMDA Data, 2023
In 2023, City First Bank, National Association of Washington, DC reported 90 mortgage applications totaling $177.3 million, down 38% from 2022. The average application was for $1,970,222, and applicants reported an average income of $0. 79% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (76), Washington-Arlington-Alexandria, DC-VA-MD-WV (7) and Anaheim-Santa Ana-Irvine, CA (3) (applications in parentheses).
| Mortgage Company & Address | City First Bank, National Association 1432 U St Nw Washington, DC 20009 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 90 |
| Total Mortgage Loan Application Amount | $177,320,000 |
| Average Mortgage Loan Application Amount | $1,970,222 |
| Highest Mortgage Loan Application Amount | $23,495,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City First Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 76 | $ 115,970,000 | $ 1,525,921 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 44,215,000 | $ 6,316,428 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 11,345,000 | $ 3,781,666 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 3,585,000 | $ 1,195,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
Mortgage Loan Application Detail Totals for City First Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 58 | $93,260,000 | $1,607,000 | $9,605,000 | $0 | $0 |
| Home Purchase | 26 | $74,260,000 | $2,856,000 | $23,495,000 | $0 | $0 |
| Refinancing | 6 | $9,800,000 | $1,633,000 | $5,425,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 81 | $164,875,000 | $2,035,000 | $23,495,000 | $0 | $0 |
| Not Provided | 5 | $9,655,000 | $1,931,000 | $5,425,000 | $0 | $0 |
| White | 3 | $2,135,000 | $711,000 | $725,000 | $0 | $0 |
| Hispanic | 1 | $655,000 | $655,000 | $655,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 90 | $177,320,000 | $1,970,000 | $23,495,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 71 | $135,695,000 | $1,911,000 | $23,495,000 | $0 | $0 |
| Application Denied By Financial Institution | 18 | $40,630,000 | $2,257,000 | $9,605,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1 | $995,000 | $995,000 | $995,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 72 | $136,690,000 | $1,898,000 | $23,495,000 | $0 | $0 |
| Debt-To-Income Ratio | 7 | $15,025,000 | $2,146,000 | $5,425,000 | $0 | $0 |
| Other | 6 | $7,150,000 | $1,191,000 | $3,325,000 | $0 | $0 |
| Collateral | 2 | $10,260,000 | $5,130,000 | $9,605,000 | $0 | $0 |
| Credit History | 2 | $5,720,000 | $2,860,000 | $3,395,000 | $0 | $0 |
| Unverifiable Information | 1 | $2,475,000 | $2,475,000 | $2,475,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City First Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City First Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.
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