Cms Capital Group, Inc. Mortgage Lending & HMDA Data, 2007
In 2007, Cms Capital Group, Inc. of Chatsworth, CA reported 1,743 mortgage applications totaling $578.7 million. The average application was for $332,031, and applicants reported an average income of $96,835. 16% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (536), Oxnard-Thousand Oaks-Ventura, CA (389) and Riverside-San Bernardino-Ontario, CA (167) (applications in parentheses).
| Mortgage Company & Address | Cms Capital Group, Inc. 9301 Oakdale Ave., Suite 320 Chatsworth, CA 91311 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 1,743 |
| Total Mortgage Loan Application Amount | $578,731,000 |
| Average Mortgage Loan Application Amount | $332,031 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $96,835 |
| Highest Applicant Income | $822,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cms Capital Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 536 | $ 196,794,000 | $ 367,152 | $ 101,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 389 | $ 133,166,000 | $ 342,329 | $ 99,000 |
| Riverside-San Bernardino-Ontario, CA | 167 | $ 50,813,000 | $ 304,269 | $ 85,000 |
| Bakersfield, CA | 145 | $ 28,456,000 | $ 196,248 | $ 65,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 84 | $ 27,996,000 | $ 333,285 | $ 96,000 |
| San Diego-Carlsbad-San Marcos, CA | 75 | $ 29,001,000 | $ 386,680 | $ 127,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 41 | $ 12,222,000 | $ 298,097 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 31 | $ 14,296,000 | $ 461,161 | $ 158,000 |
| El Centro, CA | 21 | $ 4,814,000 | $ 229,238 | $ 61,000 |
| Las Vegas-Paradise, NV | 17 | $ 6,910,000 | $ 406,470 | $ 129,000 |
| Oakland-Fremont-Hayward, CA | 15 | $ 5,687,000 | $ 379,133 | $ 80,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 15 | $ 5,998,000 | $ 399,866 | $ 130,000 |
| San Luis Obispo-Paso Robles, CA | 15 | $ 6,653,000 | $ 443,533 | $ 182,000 |
| Stockton, CA | 14 | $ 3,288,000 | $ 234,857 | $ 76,000 |
| Fresno, CA | 10 | $ 2,755,000 | $ 275,500 | $ 154,000 |
| Modesto, CA | 10 | $ 3,164,000 | $ 316,400 | $ 108,000 |
| Salinas, CA | 9 | $ 3,725,000 | $ 413,888 | $ 152,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 1,347,000 | $ 168,375 | $ 111,000 |
| San Francisco-San Mateo-Redwood City, CA | 7 | $ 2,653,000 | $ 379,000 | $ 72,000 |
| Visalia-Porterville, CA | 7 | $ 1,263,000 | $ 180,428 | $ 82,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,697,000 | $ 282,833 | $ 85,000 |
| Reno-Sparks, NV | 5 | $ 1,148,000 | $ 229,600 | $ 136,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2 | $ 1,003,000 | $ 501,500 | $ 226,000 |
| Chico, CA | 2 | $ 391,000 | $ 195,500 | $ 38,000 |
| Medford, OR | 2 | $ 587,000 | $ 293,500 | $ 100,000 |
| Napa, CA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Grand Junction, CO | 1 | $ 318,000 | $ 318,000 | $ 288,000 |
| Hanford-Corcoran, CA | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Prescott, AZ | 1 | $ 423,000 | $ 423,000 | $ 300,000 |
| Redding, CA | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Tucson, AZ | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Yuba City, CA | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Yuma, AZ | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Cms Capital Group, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 892 | $299,141,000 | $335,000 | $2,000,000 | $90,000 | $804,000 |
| Home Purchase | 851 | $279,590,000 | $328,000 | $1,853,000 | $104,000 | $822,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,032 | $328,943,000 | $318,000 | $1,459,000 | $91,000 | $804,000 |
| White | 313 | $111,994,000 | $357,000 | $2,000,000 | $108,000 | $822,000 |
| Not Provided | 221 | $75,694,000 | $342,000 | $1,560,000 | $114,000 | $600,000 |
| Black or African American | 84 | $27,991,000 | $333,000 | $955,000 | $85,000 | $236,000 |
| Asian | 63 | $24,543,000 | $389,000 | $1,069,000 | $97,000 | $504,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $8,419,000 | $311,000 | $935,000 | $90,000 | $240,000 |
| American Indian or Alaskan Native | 3 | $1,147,000 | $382,000 | $545,000 | $168,000 | $303,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,743 | $578,731,000 | $332,000 | $2,000,000 | $97,000 | $822,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 835 | $294,226,000 | $352,000 | $2,000,000 | $114,000 | $804,000 |
| Application Withdrawn By Applicant | 349 | $122,436,000 | $350,000 | $1,069,000 | $116,000 | $600,000 |
| Application Approved But Not Accepted | 286 | $84,463,000 | $295,000 | $1,853,000 | $116,000 | $822,000 |
| Loan Originated | 272 | $77,007,000 | $283,000 | $932,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $599,000 | $599,000 | $599,000 | $117,000 | $117,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cms Capital Group, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cms Capital Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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