Coastal Community Bank Mortgage Lending & HMDA Data, 2024
In 2024, Coastal Community Bank of Everett, WA reported 64,233 mortgage applications totaling $4.5 billion, up 115% from 2023. The average application was for $70,082, and applicants reported an average income of $152,426. 24% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,958), Riverside-San Bernardino-Ontario, CA (2,200) and Phoenix-Mesa-Scottsdale, AZ (2,064) (applications in parentheses).
| Mortgage Company & Address | Coastal Community Bank Po Box 12220 Everett, WA 98203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 64,233 |
| Total Mortgage Loan Application Amount | $4,501,605,000 |
| Average Mortgage Loan Application Amount | $70,082 |
| Highest Mortgage Loan Application Amount | $6,585,000 |
| Average Applicant Income | $152,426 |
| Highest Applicant Income | $9,804,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Coastal Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 6,553 | $ 325,725,000 | $ 49,706 | $ 112,772 |
| Los Angeles-Long Beach-Glendale, CA | 2,958 | $ 319,830,000 | $ 108,123 | $ 213,000 |
| Riverside-San Bernardino-Ontario, CA | 2,200 | $ 179,270,000 | $ 81,486 | $ 164,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,064 | $ 163,100,000 | $ 79,021 | $ 159,000 |
| Chicago-Naperville, IL | 1,867 | $ 121,725,000 | $ 65,198 | $ 147,000 |
| Miami-Miami Beach-Kendall, FL | 1,350 | $ 115,610,000 | $ 85,637 | $ 179,000 |
| Orlando-Kissimmee-Sanford, FL | 1,281 | $ 84,635,000 | $ 66,069 | $ 149,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,072 | $ 83,010,000 | $ 77,434 | $ 165,000 |
| Tampa, FL | 1,028 | $ 69,850,000 | $ 67,947 | $ 151,000 |
| Lakewood-New Brunswick, NJ | 1,025 | $ 91,035,000 | $ 88,814 | $ 176,000 |
| San Diego-Carlsbad, CA | 1,013 | $ 101,115,000 | $ 99,817 | $ 203,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 992 | $ 81,150,000 | $ 81,804 | $ 175,000 |
| Anaheim-Santa Ana-Irvine, CA | 989 | $ 113,635,000 | $ 114,898 | $ 215,000 |
| Oakland-Hayward-Berkeley, CA | 929 | $ 96,455,000 | $ 103,826 | $ 216,000 |
| Denver-Aurora-Lakewood, CO | 915 | $ 70,165,000 | $ 76,683 | $ 167,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 904 | $ 52,160,000 | $ 57,699 | $ 143,508 |
| Arlington-Alexandria-Reston, VA-WV | 902 | $ 71,360,000 | $ 79,113 | $ 194,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 869 | $ 67,835,000 | $ 78,060 | $ 172,000 |
| Charlotte-Concord-Gastonia, NC-SC | 849 | $ 66,365,000 | $ 78,168 | $ 159,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 748 | $ 51,420,000 | $ 68,743 | $ 151,000 |
| Warren-Troy-Farmington Hills, MI | 723 | $ 43,545,000 | $ 60,228 | $ 134,000 |
| Newark, NJ-PA | 702 | $ 64,850,000 | $ 92,378 | $ 212,000 |
| Cleveland, OH | 694 | $ 35,900,000 | $ 51,729 | $ 120,000 |
| Cincinnati, OH-KY-IN | 681 | $ 39,125,000 | $ 57,452 | $ 137,419 |
| Columbus, OH | 653 | $ 38,095,000 | $ 58,338 | $ 132,000 |
| Jacksonville, FL | 629 | $ 42,935,000 | $ 68,259 | $ 166,000 |
| New York-Jersey City-White Plains, NY-NJ | 623 | $ 57,095,000 | $ 91,645 | $ 197,000 |
| Montgomery County-Bucks County-Chester County, PA | 562 | $ 44,850,000 | $ 79,804 | $ 178,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 545 | $ 66,055,000 | $ 121,201 | $ 233,000 |
| Pittsburgh, PA | 532 | $ 26,300,000 | $ 49,436 | $ 129,000 |
| Camden, NJ | 529 | $ 35,525,000 | $ 67,155 | $ 147,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 487 | $ 36,965,000 | $ 75,903 | $ 160,000 |
| Detroit-Dearborn-Livonia, MI | 471 | $ 26,625,000 | $ 56,528 | $ 124,000 |
| Richmond, VA | 470 | $ 27,740,000 | $ 59,021 | $ 164,000 |
| Raleigh, NC | 428 | $ 33,000,000 | $ 77,102 | $ 159,000 |
| Fresno, CA | 415 | $ 30,385,000 | $ 73,216 | $ 166,000 |
| St. Petersburg-Clearwater-Largo, FL | 408 | $ 26,290,000 | $ 64,436 | $ 144,000 |
| North Port-Sarasota-Bradenton, FL | 403 | $ 28,145,000 | $ 69,838 | $ 154,000 |
| Stockton-Lodi, CA | 402 | $ 31,830,000 | $ 79,179 | $ 161,000 |
| Memphis, TN-MS-AR | 394 | $ 21,400,000 | $ 54,314 | $ 127,360 |
| Lakeland-Winter Haven, FL | 389 | $ 20,515,000 | $ 52,737 | $ 115,000 |
| Philadelphia, PA | 382 | $ 23,690,000 | $ 62,015 | $ 147,000 |
| Cape Coral-Fort Myers, FL | 379 | $ 26,545,000 | $ 70,039 | $ 137,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 365 | $ 21,575,000 | $ 59,109 | $ 162,602 |
| Deltona-Daytona Beach-Ormond Beach, FL | 357 | $ 19,275,000 | $ 53,991 | $ 120,000 |
| Oklahoma City, OK | 353 | $ 16,165,000 | $ 45,793 | $ 136,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 348 | $ 21,340,000 | $ 61,321 | $ 142,063 |
| Bakersfield, CA | 342 | $ 23,080,000 | $ 67,485 | $ 152,000 |
| Birmingham-Hoover, AL | 342 | $ 19,190,000 | $ 56,111 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 329 | $ 17,245,000 | $ 52,416 | $ 142,000 |
| Louisville/Jefferson County, KY-IN | 326 | $ 18,200,000 | $ 55,828 | $ 125,000 |
| Port St. Lucie, FL | 322 | $ 20,220,000 | $ 62,795 | $ 169,000 |
| Tucson, AZ | 321 | $ 21,365,000 | $ 66,557 | $ 133,000 |
| Salt Lake City, UT | 294 | $ 24,740,000 | $ 84,149 | $ 156,000 |
| Elgin, IL | 290 | $ 20,320,000 | $ 70,068 | $ 156,000 |
| Knoxville, TN | 267 | $ 17,275,000 | $ 64,700 | $ 180,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 258 | $ 24,870,000 | $ 96,395 | $ 181,000 |
| Omaha-Council Bluffs, NE-IA | 254 | $ 15,130,000 | $ 59,566 | $ 162,543 |
| Akron, OH | 242 | $ 11,080,000 | $ 45,785 | $ 112,000 |
| Albuquerque, NM | 241 | $ 14,635,000 | $ 60,726 | $ 142,000 |
| Palm Bay-Melbourne-Titusville, FL | 240 | $ 13,930,000 | $ 58,041 | $ 141,000 |
| Tulsa, OK | 238 | $ 11,070,000 | $ 46,512 | $ 125,000 |
| Lake County-Kenosha County, IL-WI | 235 | $ 17,105,000 | $ 72,787 | $ 183,000 |
| Grand Rapids-Wyoming, MI | 230 | $ 14,240,000 | $ 61,913 | $ 128,000 |
| Provo-Orem, UT | 230 | $ 19,950,000 | $ 86,739 | $ 162,000 |
| San Francisco-Redwood City-South San Francisco, CA | 223 | $ 23,855,000 | $ 106,973 | $ 247,000 |
| Kansas City, MO-KS | 222 | $ 13,500,000 | $ 60,810 | $ 158,000 |
| Dayton-Springfield-Kettering, OH | 220 | $ 10,940,000 | $ 49,727 | $ 121,000 |
| Colorado Springs, CO | 219 | $ 15,045,000 | $ 68,698 | $ 186,000 |
| Greensboro-High Point, NC | 217 | $ 12,145,000 | $ 55,967 | $ 107,000 |
| Little Rock-North Little Rock-Conway, AR | 210 | $ 9,150,000 | $ 43,571 | $ 118,000 |
| Vallejo-Fairfield, CA | 210 | $ 16,500,000 | $ 78,571 | $ 167,000 |
| Baton Rouge, LA | 205 | $ 10,165,000 | $ 49,585 | $ 131,000 |
| Winston-Salem, NC | 200 | $ 11,080,000 | $ 55,400 | $ 146,000 |
| Baltimore-Columbia-Towson, MD | 189 | $ 12,945,000 | $ 68,492 | $ 174,000 |
| Des Moines-West Des Moines, IA | 180 | $ 10,050,000 | $ 55,833 | $ 128,000 |
| Ocala, FL | 176 | $ 9,430,000 | $ 53,579 | $ 134,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 173 | $ 10,455,000 | $ 60,433 | $ 144,000 |
| Naples-Immokalee-Marco Island, FL | 173 | $ 14,425,000 | $ 83,381 | $ 175,000 |
| Anchorage, AK | 172 | $ 12,910,000 | $ 75,058 | $ 159,000 |
| New Orleans-Metairie, LA | 171 | $ 10,295,000 | $ 60,204 | $ 139,000 |
| Ogden-Clearfield, UT | 168 | $ 11,540,000 | $ 68,690 | $ 132,000 |
| St. Louis, MO-IL | 168 | $ 7,910,000 | $ 47,083 | $ 115,000 |
| Atlantic City-Hammonton, NJ | 165 | $ 10,915,000 | $ 66,151 | $ 133,000 |
| Pensacola-Ferry Pass-Brent, FL | 160 | $ 8,870,000 | $ 55,437 | $ 129,000 |
| Portland-South Portland, ME | 160 | $ 11,410,000 | $ 71,312 | $ 122,000 |
| Lancaster, PA | 158 | $ 8,710,000 | $ 55,126 | $ 173,000 |
| Modesto, CA | 158 | $ 10,020,000 | $ 63,417 | $ 149,000 |
| Salem, OR | 158 | $ 10,590,000 | $ 67,025 | $ 120,000 |
| Manchester-Nashua, NH | 156 | $ 12,890,000 | $ 82,628 | $ 152,000 |
| Canton-Massillon, OH | 150 | $ 6,890,000 | $ 45,933 | $ 108,000 |
| Toledo, OH | 150 | $ 6,800,000 | $ 45,333 | $ 116,000 |
| Jackson, MS | 145 | $ 7,505,000 | $ 51,758 | $ 120,000 |
| Huntsville, AL | 144 | $ 7,600,000 | $ 52,777 | $ 135,000 |
| Harrisburg-Carlisle, PA | 138 | $ 6,680,000 | $ 48,405 | $ 117,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 137 | $ 6,295,000 | $ 45,948 | $ 95,000 |
| York-Hanover, PA | 136 | $ 6,230,000 | $ 45,808 | $ 121,000 |
| Wichita, KS | 135 | $ 5,975,000 | $ 44,259 | $ 111,000 |
| Youngstown-Warren-Boardman, OH-PA | 134 | $ 5,310,000 | $ 39,626 | $ 110,000 |
| Greeley, CO | 131 | $ 9,075,000 | $ 69,274 | $ 149,000 |
| Durham-Chapel Hill, NC | 130 | $ 10,070,000 | $ 77,461 | $ 172,000 |
| Visalia-Porterville, CA | 130 | $ 7,980,000 | $ 61,384 | $ 133,000 |
| Trenton, NJ | 129 | $ 10,445,000 | $ 80,968 | $ 165,000 |
| Lexington-Fayette, KY | 128 | $ 6,850,000 | $ 53,515 | $ 135,000 |
| Reading, PA | 126 | $ 6,680,000 | $ 53,015 | $ 112,000 |
| Chattanooga, TN-GA | 122 | $ 6,860,000 | $ 56,229 | $ 139,000 |
| Roanoke, VA | 112 | $ 6,010,000 | $ 53,660 | $ 146,000 |
| Santa Maria-Santa Barbara, CA | 112 | $ 11,170,000 | $ 99,732 | $ 273,000 |
| Washington, DC-MD | 112 | $ 7,100,000 | $ 63,392 | $ 161,000 |
| Crestview-Fort Walton Beach-Destin, FL | 106 | $ 7,780,000 | $ 73,396 | $ 143,000 |
| Fort Collins, CO | 106 | $ 8,730,000 | $ 82,358 | $ 163,000 |
| Santa Rosa, CA | 105 | $ 10,215,000 | $ 97,285 | $ 171,000 |
| Fayetteville, NC | 104 | $ 5,830,000 | $ 56,057 | $ 116,000 |
| Gulfport-Biloxi-Pascagoula, MS | 104 | $ 5,370,000 | $ 51,634 | $ 117,000 |
| Rockingham County-Strafford County, NH | 103 | $ 7,795,000 | $ 75,679 | $ 182,000 |
| Mobile, AL | 102 | $ 4,060,000 | $ 39,803 | $ 102,000 |
| Montgomery, AL | 102 | $ 4,840,000 | $ 47,450 | $ 121,000 |
| Salinas, CA | 101 | $ 9,915,000 | $ 98,168 | $ 185,000 |
| Rockford, IL | 100 | $ 5,060,000 | $ 50,600 | $ 126,000 |
| Slidell-Mandeville-Covington, LA | 100 | $ 4,990,000 | $ 49,900 | $ 138,000 |
| Daphne-Fairhope-Foley, AL | 98 | $ 5,740,000 | $ 58,571 | $ 123,000 |
| Lake Havasu City-Kingman, AZ | 97 | $ 6,725,000 | $ 69,329 | $ 167,000 |
| Merced, CA | 97 | $ 6,185,000 | $ 63,762 | $ 114,000 |
| Flint, MI | 94 | $ 4,770,000 | $ 50,744 | $ 133,000 |
| Lafayette, LA | 92 | $ 3,930,000 | $ 42,717 | $ 118,000 |
| Tallahassee, FL | 92 | $ 5,480,000 | $ 59,565 | $ 155,000 |
| Clarksville, TN-KY | 89 | $ 4,265,000 | $ 47,921 | $ 122,269 |
| Hickory-Lenoir-Morganton, NC | 88 | $ 4,820,000 | $ 54,772 | $ 132,000 |
| Shreveport-Bossier City, LA | 88 | $ 3,870,000 | $ 43,977 | $ 112,000 |
| Washington-Baltimore-Arlington, DC | 88 | $ 6,660,000 | $ 75,681 | $ 199,000 |
| Yuma, AZ | 88 | $ 4,950,000 | $ 56,250 | $ 114,000 |
| Davenport-Moline-Rock Island, IA-IL | 87 | $ 3,725,000 | $ 42,816 | $ 124,609 |
| Asheville, NC | 86 | $ 7,550,000 | $ 87,790 | $ 147,000 |
| Lansing-East Lansing, MI | 85 | $ 4,665,000 | $ 54,882 | $ 115,000 |
| Sebastian-Vero Beach, FL | 84 | $ 5,400,000 | $ 64,285 | $ 165,000 |
| Peoria, IL | 81 | $ 3,545,000 | $ 43,765 | $ 129,000 |
| Prescott Valley-Prescott, AZ | 81 | $ 5,805,000 | $ 71,666 | $ 183,000 |
| Wilmington, NC | 81 | $ 6,325,000 | $ 78,086 | $ 139,000 |
| Punta Gorda, FL | 80 | $ 5,610,000 | $ 70,125 | $ 113,000 |
| Lynchburg, VA | 76 | $ 3,770,000 | $ 49,605 | $ 114,000 |
| Everett, WA | 74 | $ 26,530,000 | $ 358,513 | $ 322,000 |
| Homosassa Springs, FL | 73 | $ 3,525,000 | $ 48,287 | $ 85,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 73 | $ 7,025,000 | $ 96,232 | $ 173,000 |
| Bend-Redmond, OR | 72 | $ 6,140,000 | $ 85,277 | $ 158,000 |
| Panama City, FL | 71 | $ 4,685,000 | $ 65,985 | $ 145,000 |
| Fort Smith, AR-OK | 70 | $ 2,380,000 | $ 34,000 | $ 86,071 |
| Medford, OR | 70 | $ 3,790,000 | $ 54,142 | $ 135,000 |
| Madison, WI | 68 | $ 3,660,000 | $ 53,823 | $ 138,000 |
| Eugene, OR | 67 | $ 4,615,000 | $ 68,880 | $ 137,000 |
| Sioux Falls, SD | 67 | $ 3,015,000 | $ 45,000 | $ 107,656 |
| Grand Junction, CO | 66 | $ 4,390,000 | $ 66,515 | $ 144,000 |
| Redding, CA | 66 | $ 4,510,000 | $ 68,333 | $ 119,000 |
| Kenosha, WI | 65 | $ 3,385,000 | $ 52,076 | $ 116,000 |
| Janesville-Beloit, WI | 64 | $ 2,970,000 | $ 46,406 | $ 96,000 |
| Yuba City, CA | 64 | $ 4,870,000 | $ 76,093 | $ 146,000 |
| San Rafael, CA | 63 | $ 8,125,000 | $ 128,968 | $ 242,000 |
| Duluth, MN-WI | 62 | $ 3,290,000 | $ 53,064 | $ 122,032 |
| Gainesville, FL | 62 | $ 3,330,000 | $ 53,709 | $ 130,000 |
| Bangor, ME | 61 | $ 3,525,000 | $ 57,786 | $ 114,000 |
| Lincoln, NE | 61 | $ 3,315,000 | $ 54,344 | $ 199,000 |
| Green Bay, WI | 59 | $ 2,965,000 | $ 50,254 | $ 103,000 |
| Kingsport-Bristol-Bristol, TN-VA | 58 | $ 3,070,000 | $ 52,931 | $ 112,517 |
| Traverse City, MI | 57 | $ 4,385,000 | $ 76,929 | $ 155,000 |
| Muskegon, MI | 56 | $ 3,100,000 | $ 55,357 | $ 115,000 |
| Cedar Rapids, IA | 55 | $ 2,465,000 | $ 44,818 | $ 113,000 |
| Springfield, IL | 55 | $ 2,445,000 | $ 44,454 | $ 118,000 |
| St. George, UT | 55 | $ 4,825,000 | $ 87,727 | $ 142,000 |
| Charlottesville, VA | 54 | $ 3,460,000 | $ 64,074 | $ 119,000 |
| Chico, CA | 54 | $ 3,410,000 | $ 63,148 | $ 183,000 |
| Jackson, TN | 54 | $ 2,530,000 | $ 46,851 | $ 112,000 |
| Vineland-Bridgeton, NJ | 54 | $ 3,040,000 | $ 56,296 | $ 101,000 |
| Ann Arbor, MI | 52 | $ 3,960,000 | $ 76,153 | $ 141,000 |
| Chambersburg-Waynesboro, PA | 51 | $ 2,345,000 | $ 45,980 | $ 115,000 |
| Erie, PA | 51 | $ 2,725,000 | $ 53,431 | $ 111,000 |
| Boulder, CO | 49 | $ 4,545,000 | $ 92,755 | $ 168,000 |
| Greenville, NC | 49 | $ 2,835,000 | $ 57,857 | $ 117,000 |
| Sierra Vista-Douglas, AZ | 49 | $ 2,945,000 | $ 60,102 | $ 109,000 |
| Burlington, NC | 48 | $ 2,610,000 | $ 54,375 | $ 113,000 |
| Fargo, ND-MN | 48 | $ 2,330,000 | $ 48,541 | $ 123,125 |
| Topeka, KS | 48 | $ 1,820,000 | $ 37,916 | $ 114,000 |
| Auburn-Opelika, AL | 46 | $ 2,420,000 | $ 52,608 | $ 129,000 |
| Johnson City, TN | 46 | $ 1,960,000 | $ 42,608 | $ 93,000 |
| Niles-Benton Harbor, MI | 46 | $ 2,640,000 | $ 57,391 | $ 137,000 |
| Dothan, AL | 45 | $ 2,555,000 | $ 56,777 | $ 137,000 |
| Houma-Thibodaux, LA | 45 | $ 2,005,000 | $ 44,555 | $ 111,000 |
| Kalamazoo-Portage, MI | 44 | $ 2,040,000 | $ 46,363 | $ 112,000 |
| Sioux City, IA-NE-SD | 44 | $ 2,010,000 | $ 45,681 | $ 101,727 |
| Appleton, WI | 43 | $ 1,895,000 | $ 44,069 | $ 144,000 |
| Hot Springs, AR | 43 | $ 2,575,000 | $ 59,883 | $ 97,000 |
| Santa Fe, NM | 43 | $ 3,165,000 | $ 73,604 | $ 159,000 |
| Tuscaloosa, AL | 43 | $ 2,105,000 | $ 48,953 | $ 131,000 |
| Racine, WI | 42 | $ 2,010,000 | $ 47,857 | $ 104,000 |
| Saginaw, MI | 42 | $ 1,540,000 | $ 36,666 | $ 88,000 |
| Bowling Green, KY | 41 | $ 1,695,000 | $ 41,341 | $ 92,000 |
| Decatur, AL | 41 | $ 2,905,000 | $ 70,853 | $ 125,000 |
| Jacksonville, NC | 41 | $ 2,435,000 | $ 59,390 | $ 113,000 |
| Las Cruces, NM | 41 | $ 2,165,000 | $ 52,804 | $ 123,000 |
| Pueblo, CO | 41 | $ 2,135,000 | $ 52,073 | $ 106,000 |
| Rochester, MN | 41 | $ 2,185,000 | $ 53,292 | $ 174,000 |
| Santa Cruz-Watsonville, CA | 41 | $ 4,855,000 | $ 118,414 | $ 193,000 |
| Albany, OR | 40 | $ 2,330,000 | $ 58,250 | $ 112,000 |
| Mansfield, OH | 40 | $ 2,140,000 | $ 53,500 | $ 138,000 |
| Elizabethtown-Fort Knox, KY | 39 | $ 2,025,000 | $ 51,923 | $ 113,000 |
| Gettysburg, PA | 39 | $ 2,365,000 | $ 60,641 | $ 130,000 |
| Sandusky, OH | 39 | $ 1,315,000 | $ 33,717 | $ 99,000 |
| Bloomington, IL | 38 | $ 1,610,000 | $ 42,368 | $ 138,000 |
| Champaign-Urbana, IL | 38 | $ 1,350,000 | $ 35,526 | $ 115,000 |
| Hattiesburg, MS | 38 | $ 1,650,000 | $ 43,421 | $ 105,000 |
| Jackson, MI | 38 | $ 1,440,000 | $ 37,894 | $ 91,000 |
| Lake Charles, LA | 38 | $ 1,400,000 | $ 36,842 | $ 113,000 |
| Monroe, LA | 38 | $ 1,550,000 | $ 40,789 | $ 125,000 |
| Sebring, FL | 38 | $ 1,290,000 | $ 33,947 | $ 92,000 |
| Florence-Muscle Shoals, AL | 37 | $ 1,815,000 | $ 49,054 | $ 137,000 |
| Wilmington, DE-MD-NJ | 37 | $ 1,965,000 | $ 53,108 | $ 114,081 |
| Harrisonburg, VA | 36 | $ 1,780,000 | $ 49,444 | $ 119,000 |
| Owensboro, KY | 36 | $ 1,580,000 | $ 43,888 | $ 98,000 |
| Lebanon, PA | 35 | $ 1,495,000 | $ 42,714 | $ 108,000 |
| Morristown, TN | 35 | $ 1,985,000 | $ 56,714 | $ 138,000 |
| Springfield, OH | 35 | $ 1,315,000 | $ 37,571 | $ 88,000 |
| Battle Creek, MI | 33 | $ 1,475,000 | $ 44,696 | $ 94,000 |
| Flagstaff, AZ | 33 | $ 3,135,000 | $ 95,000 | $ 164,000 |
| Lewiston-Auburn, ME | 33 | $ 2,285,000 | $ 69,242 | $ 106,000 |
| Monroe, MI | 33 | $ 1,895,000 | $ 57,424 | $ 126,000 |
| Jonesboro, AR | 32 | $ 1,160,000 | $ 36,250 | $ 97,000 |
| Pinehurst-Southern Pines, NC | 32 | $ 2,660,000 | $ 83,125 | $ 140,000 |
| Cheyenne, WY | 31 | $ 1,545,000 | $ 49,838 | $ 136,000 |
| Cleveland, TN | 31 | $ 1,185,000 | $ 38,225 | $ 85,000 |
| Anniston-Oxford-Jacksonville, AL | 30 | $ 1,690,000 | $ 56,333 | $ 103,000 |
| Casper, WY | 29 | $ 1,665,000 | $ 57,413 | $ 130,000 |
| Gadsden, AL | 29 | $ 1,215,000 | $ 41,896 | $ 110,000 |
| Goldsboro, NC | 29 | $ 1,315,000 | $ 45,344 | $ 144,000 |
| Hammond, LA | 29 | $ 1,565,000 | $ 53,965 | $ 102,000 |
| Lima, OH | 29 | $ 1,235,000 | $ 42,586 | $ 93,000 |
| Blacksburg-Christiansburg-Radford, VA | 28 | $ 1,440,000 | $ 51,428 | $ 124,000 |
| Huntington-Ashland, WV-KY-OH | 28 | $ 1,240,000 | $ 44,285 | $ 91,857 |
| Paducah, KY-IL | 28 | $ 1,140,000 | $ 40,714 | $ 127,428 |
| St. Cloud, MN | 28 | $ 1,370,000 | $ 48,928 | $ 109,000 |
| Wildwood-The Villages, FL | 28 | $ 1,110,000 | $ 39,642 | $ 121,000 |
| Logan, UT-ID | 27 | $ 1,775,000 | $ 65,740 | $ 110,000 |
| Napa, CA | 27 | $ 3,095,000 | $ 114,629 | $ 212,000 |
| Oshkosh-Neenah, WI | 27 | $ 1,195,000 | $ 44,259 | $ 130,000 |
| Waterloo-Cedar Falls, IA | 27 | $ 1,515,000 | $ 56,111 | $ 126,000 |
| Weirton-Steubenville, WV-OH | 27 | $ 1,145,000 | $ 42,407 | $ 94,000 |
| Williamsport, PA | 27 | $ 1,195,000 | $ 44,259 | $ 91,000 |
| Fond Du Lac, WI | 25 | $ 995,000 | $ 39,800 | $ 89,000 |
| Lawrence, KS | 25 | $ 1,025,000 | $ 41,000 | $ 108,000 |
| Grants Pass, OR | 24 | $ 1,010,000 | $ 42,083 | $ 92,000 |
| Johnstown, PA | 24 | $ 850,000 | $ 35,416 | $ 96,000 |
| Sheboygan, WI | 24 | $ 1,090,000 | $ 45,416 | $ 81,000 |
| Staunton-Waynesboro, VA | 24 | $ 1,060,000 | $ 44,166 | $ 125,000 |
| Fairbanks, AK | 22 | $ 1,240,000 | $ 56,363 | $ 118,000 |
| Rocky Mount, NC | 22 | $ 920,000 | $ 41,818 | $ 100,000 |
| Altoona, PA | 21 | $ 675,000 | $ 32,142 | $ 97,000 |
| Bay City, MI | 21 | $ 695,000 | $ 33,095 | $ 88,000 |
| Eau Claire, WI | 21 | $ 695,000 | $ 33,095 | $ 106,000 |
| Kankakee, IL | 21 | $ 795,000 | $ 37,857 | $ 102,000 |
| Mankato-North Mankato, MN | 21 | $ 975,000 | $ 46,428 | $ 167,000 |
| Wausau, WI | 21 | $ 1,165,000 | $ 55,476 | $ 110,000 |
| Grand Forks, ND-MN | 20 | $ 1,060,000 | $ 53,000 | $ 118,300 |
| Grand Island, NE | 20 | $ 870,000 | $ 43,500 | $ 88,000 |
| Iowa City, IA | 20 | $ 1,130,000 | $ 56,500 | $ 99,000 |
| La Crosse-Onalaska, WI-MN | 20 | $ 660,000 | $ 33,000 | $ 81,600 |
| Lawton, OK | 20 | $ 500,000 | $ 25,000 | $ 74,000 |
| Wheeling, WV-OH | 17 | $ 575,000 | $ 33,823 | $ 121,000 |
| Ames, IA | 16 | $ 620,000 | $ 38,750 | $ 103,000 |
| Bismarck, ND | 16 | $ 840,000 | $ 52,500 | $ 112,000 |
| Texarkana, TX-AR | 16 | $ 440,000 | $ 27,500 | $ 94,000 |
| Midland, MI | 15 | $ 845,000 | $ 56,333 | $ 131,000 |
| Columbus, GA-AL | 14 | $ 800,000 | $ 57,142 | $ 97,000 |
| Enid, OK | 14 | $ 320,000 | $ 22,857 | $ 94,000 |
| Manhattan, KS | 14 | $ 600,000 | $ 42,857 | $ 113,000 |
| Alexandria, LA | 13 | $ 335,000 | $ 25,769 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 545,000 | $ 41,923 | $ 124,000 |
| Lexington Park, MD | 13 | $ 625,000 | $ 48,076 | $ 163,000 |
| Rapid City, SD | 12 | $ 760,000 | $ 63,333 | $ 141,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 8,850,000 | $ 737,500 | $ 483,000 |
| South Bend-Mishawaka, IN-MI | 11 | $ 715,000 | $ 65,000 | $ 127,000 |
| Corvallis, OR | 10 | $ 690,000 | $ 69,000 | $ 138,000 |
| Decatur, IL | 9 | $ 375,000 | $ 41,666 | $ 121,000 |
| State College, PA | 9 | $ 525,000 | $ 58,333 | $ 103,000 |
| Dubuque, IA | 8 | $ 280,000 | $ 35,000 | $ 103,000 |
| El Centro, CA | 8 | $ 470,000 | $ 58,750 | $ 102,000 |
| Minot, ND | 8 | $ 420,000 | $ 52,500 | $ 131,000 |
| Salisbury, MD-DE | 8 | $ 310,000 | $ 38,750 | $ 99,000 |
| Winchester, VA-WV | 7 | $ 205,000 | $ 29,285 | $ 96,000 |
| Hanford-Corcoran, CA | 5 | $ 285,000 | $ 57,000 | $ 157,000 |
| Joplin, MO | 3 | $ 95,000 | $ 31,666 | $ 76,000 |
| Wenatchee, WA | 3 | $ 1,485,000 | $ 495,000 | $ 270,000 |
| Spokane-Spokane Valley, WA | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| St. Joseph, MO-KS | 2 | $ 90,000 | $ 45,000 | $ 91,000 |
| Tacoma-Lakewood, WA | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
| Bellingham, WA | 1 | $ 1,495,000 | $ 1,495,000 | $ 549,000 |
| Bremerton-Silverdale, WA | 1 | $ 255,000 | $ 255,000 | $ 355,000 |
| Cape Girardeau, MO-IL | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Farmington, NM | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Coastal Community Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 38,300 | $2,425,200,000 | $63,000 | $1,305,000 | $147,000 | $9,804,000 |
| Home Improvement | 23,462 | $1,811,200,000 | $77,000 | $805,000 | $159,000 | $9,570,000 |
| Cash-out Refinancing | 2,442 | $245,070,000 | $100,000 | $6,585,000 | $167,000 | $9,495,000 |
| Home Purchase | 25 | $15,995,000 | $639,000 | $2,795,000 | $657,000 | $3,848,000 |
| Refinancing | 4 | $4,140,000 | $1,035,000 | $2,725,000 | $1,505,000 | $4,064,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 26,743 | $2,035,145,000 | $76,000 | $1,545,000 | $155,000 | $9,570,000 |
| White | 24,254 | $1,545,110,000 | $63,000 | $2,795,000 | $150,000 | $9,117,000 |
| Hispanic | 6,366 | $414,530,000 | $65,000 | $505,000 | $143,000 | $6,225,000 |
| Asian | 3,466 | $302,790,000 | $87,000 | $755,000 | $186,000 | $6,600,000 |
| Black or African American | 2,838 | $159,650,000 | $56,000 | $475,000 | $142,000 | $9,804,000 |
| American Indian or Alaskan Native | 378 | $20,790,000 | $55,000 | $305,000 | $144,000 | $3,477,000 |
| Native Hawaiian or Other Pacific Islander | 178 | $14,280,000 | $80,000 | $305,000 | $151,000 | $800,000 |
| Not applicable | 10 | $9,310,000 | $931,000 | $6,585,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 64,233 | $4,501,605,000 | $70,000 | $6,585,000 | $153,000 | $9,804,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 26,066 | $1,633,660,000 | $62,000 | $255,000 | $146,000 | $1,000,000 |
| File Closed For Incompleteness | 18,759 | $1,513,955,000 | $80,000 | $1,545,000 | $159,000 | $9,804,000 |
| Loan Originated | 15,099 | $996,775,000 | $66,000 | $6,585,000 | $154,000 | $4,064,000 |
| Application Withdrawn By Applicant | 3,270 | $276,970,000 | $84,000 | $1,495,000 | $173,000 | $9,570,000 |
| Application Denied By Financial Institution | 1,039 | $80,245,000 | $77,000 | $1,005,000 | $126,000 | $800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 63,194 | $4,421,360,000 | $69,000 | $6,585,000 | $153,000 | $9,804,000 |
| Credit History | 372 | $24,910,000 | $66,000 | $1,005,000 | $147,000 | $617,000 |
| Debt-To-Income Ratio | 264 | $24,820,000 | $94,000 | $755,000 | $62,000 | $345,000 |
| Unverifiable Information | 152 | $9,150,000 | $60,000 | $255,000 | $160,000 | $665,000 |
| Collateral | 140 | $11,640,000 | $83,000 | $475,000 | $134,000 | $600,000 |
| Other | 110 | $9,620,000 | $87,000 | $505,000 | $152,000 | $800,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $100,000 | $100,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastal Community Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coastal Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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