Columbia Home Loans, Llc. Mortgage Lending & HMDA Data, 2007
In 2007, Columbia Home Loans, Llc. of Toms River, NJ reported 1,876 mortgage applications totaling $520.6 million, down 62% from 2006. The average application was for $277,515, and applicants reported an average income of $143,139. 39% of its applications resulted in an originated loan and 18% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (672), Nassau-Suffolk, NY (408) and Edison, NJ (136) (applications in parentheses).
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,876 |
| Total Mortgage Loan Application Amount | $520,619,000 |
| Average Mortgage Loan Application Amount | $277,515 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $143,139 |
| Highest Applicant Income | $7,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Columbia Home Loans, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 324 | $ 86,049,000 | $ 265,583 | $ 134,000 |
| Queens, New York | 160 | $ 57,693,000 | $ 360,581 | $ 127,000 |
| Westchester, New York | 157 | $ 44,778,000 | $ 285,210 | $ 197,000 |
| Kings, New York | 143 | $ 50,952,000 | $ 356,307 | $ 143,000 |
| Nassau, New York | 84 | $ 26,888,000 | $ 320,095 | $ 141,000 |
| Ocean, New Jersey | 71 | $ 18,461,000 | $ 260,014 | $ 113,000 |
| Bronx, New York | 65 | $ 22,069,000 | $ 339,523 | $ 155,000 |
| Bergen, New Jersey | 40 | $ 16,637,000 | $ 415,925 | $ 181,000 |
| Essex, New Jersey | 38 | $ 9,323,000 | $ 245,342 | $ 111,000 |
| Orange, New York | 38 | $ 7,974,000 | $ 209,842 | $ 100,000 |
| Monmouth, New Jersey | 36 | $ 8,800,000 | $ 244,444 | $ 116,000 |
| Union, New Jersey | 35 | $ 10,573,000 | $ 302,085 | $ 112,000 |
| Dutchess, New York | 25 | $ 5,239,000 | $ 209,560 | $ 110,000 |
| Middlesex, New Jersey | 24 | $ 5,575,000 | $ 232,291 | $ 94,000 |
| New York, New York | 22 | $ 14,424,000 | $ 655,636 | $ 321,000 |
| Rockland, New York | 22 | $ 7,149,000 | $ 324,954 | $ 197,000 |
| Miami-Dade, Florida | 21 | $ 5,740,000 | $ 273,333 | $ 146,000 |
| Ulster, New York | 21 | $ 2,916,000 | $ 138,857 | $ 133,000 |
| Hudson, New Jersey | 18 | $ 6,117,000 | $ 339,833 | $ 138,000 |
| Palm Beach, Florida | 15 | $ 3,545,000 | $ 236,333 | $ 190,000 |
| Passaic, New Jersey | 15 | $ 4,472,000 | $ 298,133 | $ 89,000 |
| Putnam, New York | 15 | $ 5,958,000 | $ 397,200 | $ 168,000 |
| Richmond, New York | 15 | $ 4,453,000 | $ 296,866 | $ 123,000 |
| Fairfield, Connecticut | 14 | $ 4,114,000 | $ 293,857 | $ 143,000 |
| New Haven, Connecticut | 14 | $ 2,047,000 | $ 146,214 | $ 101,000 |
| Morris, New Jersey | 11 | $ 5,186,000 | $ 471,454 | $ 258,000 |
| Monroe, New York | 11 | $ 791,000 | $ 71,909 | $ 127,000 |
| Hartford, Connecticut | 10 | $ 1,469,000 | $ 146,900 | $ 88,000 |
| Hillsborough, Florida | 10 | $ 1,587,000 | $ 158,700 | $ 800,000 |
| Fulton, Georgia | 10 | $ 1,577,000 | $ 157,700 | $ 139,000 |
| Burlington, New Jersey | 10 | $ 2,181,000 | $ 218,100 | $ 64,000 |
| Broward, Florida | 9 | $ 3,016,000 | $ 335,111 | $ 195,000 |
| Prince George's, Maryland | 9 | $ 2,318,000 | $ 257,555 | $ 118,000 |
| Atlantic, New Jersey | 9 | $ 2,465,000 | $ 273,888 | $ 123,000 |
| Albany, New York | 9 | $ 919,000 | $ 102,111 | $ 97,000 |
| Monroe, Pennsylvania | 9 | $ 1,161,000 | $ 129,000 | $ 97,000 |
| Lee, Florida | 8 | $ 1,973,000 | $ 246,625 | $ 89,000 |
| Baltimore, Maryland | 8 | $ 2,395,000 | $ 299,375 | $ 124,000 |
| Camden, New Jersey | 8 | $ 1,664,000 | $ 208,000 | $ 89,000 |
| New London, Connecticut | 7 | $ 1,244,000 | $ 177,714 | $ 72,000 |
| Broome, New York | 7 | $ 447,000 | $ 63,857 | $ 163,000 |
| Philadelphia, Pennsylvania | 7 | $ 640,000 | $ 91,428 | $ 443,000 |
| District of Columbia, District Of Columbia | 6 | $ 1,407,000 | $ 234,500 | $ 67,000 |
| Osceola, Florida | 6 | $ 1,206,000 | $ 201,000 | $ 127,000 |
| Seminole, Florida | 6 | $ 966,000 | $ 161,000 | $ 100,000 |
| Charles, Maryland | 6 | $ 1,868,000 | $ 311,333 | $ 105,000 |
| Mercer, New Jersey | 6 | $ 967,000 | $ 161,166 | $ 217,000 |
| Warren, New Jersey | 6 | $ 1,192,000 | $ 198,666 | $ 78,000 |
| Schenectady, New York | 6 | $ 577,000 | $ 96,166 | $ 37,000 |
| Flagler, Florida | 5 | $ 1,167,000 | $ 233,400 | $ 117,000 |
| Somerset, New Jersey | 5 | $ 1,058,000 | $ 211,600 | $ 244,000 |
| Onondaga, New York | 5 | $ 250,000 | $ 50,000 | $ 11,000 |
| Orange, Florida | 4 | $ 911,000 | $ 227,750 | $ 187,000 |
| Jefferson, New York | 4 | $ 427,000 | $ 106,750 | $ 38,000 |
| Sullivan, New York | 4 | $ 955,000 | $ 238,750 | $ 102,000 |
| Mecklenburg, North Carolina | 4 | $ 458,000 | $ 114,500 | $ 81,000 |
| Wake, North Carolina | 4 | $ 769,000 | $ 192,250 | $ 171,000 |
| Pike, Pennsylvania | 4 | $ 674,000 | $ 168,500 | $ 84,000 |
| Horry, South Carolina | 4 | $ 312,000 | $ 78,000 | $ 95,000 |
| Los Angeles, California | 3 | $ 1,217,000 | $ 405,666 | $ 172,000 |
| Litchfield, Connecticut | 3 | $ 580,000 | $ 193,333 | $ 61,000 |
| Charlotte, Florida | 3 | $ 361,000 | $ 120,333 | $ 66,000 |
| Marion, Florida | 3 | $ 513,000 | $ 171,000 | $ 49,000 |
| Pasco, Florida | 3 | $ 635,000 | $ 211,666 | $ 50,000 |
| Polk, Florida | 3 | $ 466,000 | $ 155,333 | $ 32,000 |
| Montgomery, Maryland | 3 | $ 1,192,000 | $ 397,333 | $ 113,000 |
| Wicomico, Maryland | 3 | $ 1,102,000 | $ 367,333 | $ 210,000 |
| Rankin, Mississippi | 3 | $ 368,000 | $ 122,666 | $ 86,000 |
| Erie, New York | 3 | $ 319,000 | $ 106,333 | $ 300,000 |
| Chester, Pennsylvania | 3 | $ 526,000 | $ 175,333 | $ 85,000 |
| Delaware, Pennsylvania | 3 | $ 504,000 | $ 168,000 | $ 112,000 |
| Montgomery, Pennsylvania | 3 | $ 303,000 | $ 101,000 | $ 84,000 |
| Mohave, Arizona | 2 | $ 323,000 | $ 161,500 | $ 84,000 |
| Pinal, Arizona | 2 | $ 297,000 | $ 148,500 | $ 97,000 |
| Middlesex, Connecticut | 2 | $ 493,000 | $ 246,500 | $ 93,000 |
| New Castle, Delaware | 2 | $ 515,000 | $ 257,500 | $ 132,000 |
| Citrus, Florida | 2 | $ 334,000 | $ 167,000 | $ 133,000 |
| Collier, Florida | 2 | $ 754,000 | $ 377,000 | $ 910,000 |
| Lake, Florida | 2 | $ 505,000 | $ 252,500 | $ 293,000 |
| Pinellas, Florida | 2 | $ 148,000 | $ 74,000 | $ 133,000 |
| St. Lucie, Florida | 2 | $ 210,000 | $ 105,000 | $ 240,000 |
| Volusia, Florida | 2 | $ 404,000 | $ 202,000 | $ 239,000 |
| Clarke, Georgia | 2 | $ 302,000 | $ 151,000 | $ 132,000 |
| Gwinnett, Georgia | 2 | $ 154,000 | $ 77,000 | $ 51,000 |
| Walton, Georgia | 2 | $ 307,000 | $ 153,500 | $ 64,000 |
| Honolulu, Hawaii | 2 | $ 308,000 | $ 154,000 | $ 128,000 |
| Maui, Hawaii | 2 | $ 160,000 | $ 80,000 | $ 180,000 |
| Ada, Idaho | 2 | $ 953,000 | $ 476,500 | $ 742,000 |
| Cook, Illinois | 2 | $ 404,000 | $ 202,000 | $ 66,000 |
| Grundy, Illinois | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Ascension, Louisiana | 2 | $ 294,000 | $ 147,000 | $ 126,000 |
| York, Maine | 2 | $ 422,000 | $ 211,000 | $ 59,000 |
| Anne Arundel, Maryland | 2 | $ 622,000 | $ 311,000 | $ 197,000 |
| Baltimore City, Maryland | 2 | $ 498,000 | $ 249,000 | $ 80,000 |
| Cecil, Maryland | 2 | $ 564,000 | $ 282,000 | $ 124,000 |
| Frederick, Maryland | 2 | $ 591,000 | $ 295,500 | $ 76,000 |
| Suffolk, Massachusetts | 2 | $ 517,000 | $ 258,500 | $ 131,000 |
| Oakland, Michigan | 2 | $ 745,000 | $ 372,500 | $ 42,000 |
| St. Joseph, Michigan | 2 | $ 145,000 | $ 72,500 | $ 35,000 |
| Wayne, Michigan | 2 | $ 260,000 | $ 130,000 | $ 82,000 |
| Merrimack, New Hampshire | 2 | $ 434,000 | $ 217,000 | $ 116,000 |
| Cumberland, New Jersey | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Gloucester, New Jersey | 2 | $ 110,000 | $ 55,000 | $ 104,000 |
| Sussex, New Jersey | 2 | $ 447,000 | $ 223,500 | $ 147,000 |
| Clinton, New York | 2 | $ 135,000 | $ 67,500 | $ 29,000 |
| Lewis, New York | 2 | $ 177,000 | $ 88,500 | $ 51,000 |
| Madison, New York | 2 | $ 199,000 | $ 99,500 | $ 49,000 |
| Oswego, New York | 2 | $ 278,000 | $ 139,000 | $ 18,000 |
| Saratoga, New York | 2 | $ 383,000 | $ 191,500 | $ 83,000 |
| Cabarrus, North Carolina | 2 | $ 209,000 | $ 104,500 | $ 79,000 |
| Carteret, North Carolina | 2 | $ 389,000 | $ 194,500 | $ 87,000 |
| Forsyth, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 122,000 |
| Union, North Carolina | 2 | $ 304,000 | $ 152,000 | $ 129,000 |
| Lackawanna, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 105,000 |
| Northampton, Pennsylvania | 2 | $ 443,000 | $ 221,500 | $ 169,000 |
| Berkeley, South Carolina | 2 | $ 309,000 | $ 154,500 | $ 101,000 |
| Stafford, Virginia | 2 | $ 385,000 | $ 192,500 | $ 100,000 |
| Pierce, Washington | 2 | $ 426,000 | $ 213,000 | $ 60,000 |
| Anchorage, Alaska | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Nome, Alaska | 1 | $ 291,000 | $ 291,000 | $ 132,000 |
| Skagway-Hoonah-Angoon, Alaska | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Maricopa, Arizona | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Navajo, Arizona | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Pima, Arizona | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Alameda, California | 1 | $ 549,000 | $ 549,000 | $ 92,000 |
| Butte, California | 1 | $ 191,000 | $ 191,000 | $ 150,000 |
| Kern, California | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Marin, California | 1 | $ 700,000 | $ 700,000 | $ 328,000 |
| Santa Clara, California | 1 | $ 420,000 | $ 420,000 | $ 146,000 |
| Sonoma, California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Tolland, Connecticut | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Kent, Delaware | 1 | $ 349,000 | $ 349,000 | $ 75,000 |
| Alachua, Florida | 1 | $ 301,000 | $ 301,000 | $ 79,000 |
| Bay, Florida | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Brevard, Florida | 1 | $ 227,000 | $ 227,000 | $ 119,000 |
| Columbia, Florida | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| Duval, Florida | 1 | $ 280,000 | $ 280,000 | $ 240,000 |
| Franklin, Florida | 1 | $ 327,000 | $ 327,000 | $ 222,000 |
| Indian River, Florida | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Martin, Florida | 1 | $ 174,000 | $ 174,000 | $ 77,000 |
| Okaloosa, Florida | 1 | $ 290,000 | $ 290,000 | $ 58,000 |
| Okeechobee, Florida | 1 | $ 221,000 | $ 221,000 | $ 116,000 |
| Sarasota, Florida | 1 | $ 43,000 | $ 43,000 | $ 150,000 |
| DeKalb, Georgia | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Winnebago, Illinois | 1 | $ 116,000 | $ 116,000 | $ 336,000 |
| Marion, Indiana | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Howard, Iowa | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| Muscatine, Iowa | 1 | $ 252,000 | $ 252,000 | $ 1,102,000 |
| Butler, Kentucky | 1 | $ 26,000 | $ 26,000 | $ 18,000 |
| Sagadahoc, Maine | 1 | $ 130,000 | $ 130,000 | $ 119,000 |
| Calvert, Maryland | 1 | $ 290,000 | $ 290,000 | $ 64,000 |
| Harford, Maryland | 1 | $ 405,000 | $ 405,000 | $ 129,000 |
| St. Mary's, Maryland | 1 | $ 421,000 | $ 421,000 | $ 89,000 |
| Talbot, Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 465,000 |
| Bristol, Massachusetts | 1 | $ 311,000 | $ 311,000 | $ 59,000 |
| Worcester, Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 194,000 |
| Harrison, Mississippi | 1 | $ 161,000 | $ 161,000 | $ 146,000 |
| Jackson, Missouri | 1 | $ 148,000 | $ 148,000 | $ 159,000 |
| Ralls, Missouri | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| Gallatin, Montana | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Otoe, Nebraska | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Clark, Nevada | 1 | $ 400,000 | $ 400,000 | $ 95,000 |
| Cape May, New Jersey | 1 | $ 299,000 | $ 299,000 | $ 121,000 |
| Cattaraugus, New York | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Columbia, New York | 1 | $ 280,000 | $ 280,000 | $ 265,000 |
| Delaware, New York | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Essex, New York | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Franklin, New York | 1 | $ 600,000 | $ 600,000 | $ 655,000 |
| Fulton, New York | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Herkimer, New York | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| St. Lawrence, New York | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Steuben, New York | 1 | $ 203,000 | $ 203,000 | $ 132,000 |
| Warren, New York | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Wyoming, New York | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Yates, New York | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| McDowell, North Carolina | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Orange, North Carolina | 1 | $ 250,000 | $ 250,000 | $ 216,000 |
| Rowan, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Stanly, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Jackson, Oregon | 1 | $ 312,000 | $ 312,000 | $ 84,000 |
| Washington, Oregon | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Adams, Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| Wayne, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Darlington, South Carolina | 1 | $ 91,000 | $ 91,000 | $ 70,000 |
| Greenville, South Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Richland, South Carolina | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Wood, Texas | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Bennington, Vermont | 1 | $ 144,000 | $ 144,000 | $ 138,000 |
| Windsor, Vermont | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Chesapeake, Virginia | 1 | $ 258,000 | $ 258,000 | $ 124,000 |
| Fairfax, Virginia | 1 | $ 460,000 | $ 460,000 | $ 102,000 |
| Patrick, Virginia | 1 | $ 254,000 | $ 254,000 | $ 103,000 |
| Virginia Beach, Virginia | 1 | $ 247,000 | $ 247,000 | $ 62,000 |
| Berkeley, West Virginia | 1 | $ 308,000 | $ 308,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,027 | $269,459,000 | $262,000 | $2,200,000 | $144,000 | $3,404,000 |
| Refinancing | 847 | $250,563,000 | $295,000 | $1,732,000 | $142,000 | $7,999,000 |
| Home Improvement | 2 | $597,000 | $298,000 | $363,000 | $184,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 822 | $224,005,000 | $272,000 | $2,200,000 | $147,000 | $1,878,000 |
| Not Provided | 438 | $113,074,000 | $258,000 | $1,803,000 | $155,000 | $7,999,000 |
| Black or African American | 298 | $88,868,000 | $298,000 | $975,000 | $120,000 | $537,000 |
| Hispanic | 260 | $76,315,000 | $293,000 | $1,980,000 | $135,000 | $1,887,000 |
| Asian | 30 | $9,657,000 | $321,000 | $855,000 | $130,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $5,433,000 | $301,000 | $594,000 | $165,000 | $257,000 |
| American Indian or Alaskan Native | 10 | $3,267,000 | $326,000 | $704,000 | $192,000 | $540,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,801 | $504,243,000 | $279,000 | $2,200,000 | $145,000 | $7,999,000 |
| FHA-insured (Federal Housing Administration) | 74 | $16,085,000 | $217,000 | $368,000 | $86,000 | $613,000 |
| VA-guaranteed (Veterans Administration) | 1 | $291,000 | $291,000 | $291,000 | $132,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 792 | $221,686,000 | $279,000 | $1,803,000 | $133,000 | $1,887,000 |
| Loan Originated | 733 | $184,875,000 | $252,000 | $2,000,000 | $133,000 | $1,878,000 |
| Application Denied By Financial Institution | 329 | $105,170,000 | $319,000 | $2,200,000 | $186,000 | $7,999,000 |
| File Closed For Incompleteness | 21 | $8,713,000 | $414,000 | $2,079,000 | $161,000 | $1,032,000 |
| Application Approved But Not Accepted | 1 | $175,000 | $175,000 | $175,000 | $382,000 | $382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 93 | $30,079,000 | $323,000 | $900,000 | $213,000 | $7,999,000 |
| Other | 93 | $29,681,000 | $319,000 | $2,200,000 | $222,000 | $3,404,000 |
| Collateral | 72 | $21,806,000 | $302,000 | $1,500,000 | $166,000 | $1,102,000 |
| Unverifiable Information | 36 | $12,640,000 | $351,000 | $868,000 | $125,000 | $352,000 |
| Debt-To-Income Ratio | 26 | $8,073,000 | $310,000 | $707,000 | $112,000 | $286,000 |
| Employment History | 5 | $1,588,000 | $317,000 | $520,000 | $198,000 | $437,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,303,000 | $325,000 | $489,000 | $102,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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