19 mortgage lenders are based in ZIP code 29201, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Richland County, SC in 2025.
In 2025, 408 lenders made 10,402 home loans worth $2.9 billion in Richland County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Richland County, which includes ZIP code 29201.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Guild Mortgage Company San Diego, CA | 640 | $150.4M | $235,000 | 6.2% |
| 2 | United Wholesale Mortgage Plymouth, MI | 509 | $145.9M | $287,000 | 4.9% |
| 3 | First Ciitizens Bank and Trust Raleigh, NC | 453 | $90.3M | $199,000 | 4.4% |
| 4 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 321 | $78.7M | $245,000 | 3.1% |
| 5 | Palmetto Citizens Federal Cred Columbia, SC | 310 | $47.3M | $153,000 | 3.0% |
| 6 | Ameris Bank Atlanta, GA | 273 | $64.4M | $236,000 | 2.6% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 259 | $77.6M | $300,000 | 2.5% |
| 8 | Navy Federal Credit Union Vienna, VA | 256 | $48.7M | $190,000 | 2.5% |
| 9 | Mortgage Research Center Columbia, MO | 255 | $75.7M | $297,000 | 2.5% |
| 10 | First Heritage Mortgage, LLC Fairfax, VA | 250 | $75.2M | $301,000 | 2.4% |
See every lender in Richland County and its 2025 mortgage data · top lenders in South Carolina · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Agfirst Farm Credit Bank
1901 MAIN STREET COLUMBIA, SC 29201 |
* | 19,684 | $5,577,757,000 |
| Allsouth Federal Credit Union
730 ELMWOOD AVE COLUMBIA, SC 29201 |
* | 14,415 | $1,683,925,000 |
| Bankmeridian, N.A.
1320 MAIN STREET SUITE 175 COLUMBIA, SC 29201 |
* | 193 | $44,722,000 |
| Carolina National Bank & Trust
1350 MAIN STREET COLUMBIA, SC 29201 |
* | 386 | $45,716,000 |
| Community Resource Bank
1230 MAIN STREET COLUMBIA, SC 29201 |
* | 566 | $90,918,000 |
| Community Resource Bank NA
508 HAMPTON STREET - SUITE 201 COLUMBIA, SC 29201 |
* | 1,339 | $239,314,000 |
| Community Resource Mortgage
508 HAMPTON STREET COLUMBIA, SC 29201 |
* | 13,147 | $1,902,650,000 |
| Eagle Mortgage Company
1500 RICHLAND STREET COLUMBIA, SC 29201 |
* | 702 | $96,343,000 |
| First Citizens Bank
1230 MAIN ST COLUMBIA, SC 29201 |
* | 18,115 | $2,678,977,000 |
| First Citizens Bank & Trust Co
1230 MAIN STREET COLUMBIA, SC 29201 |
* | 73,948 | $9,956,880,000 |
| Georgian Bank (Fcb)
1230 MAIN STREET COLUMBIA, SC 29201 |
* | 20 | $5,176,000 |
| Merchants & Farmers
1230 MAIN STREET COLUMBIA, SC 29201 |
* | 168 | $12,110,000 |
| Midland Mortgage Corporation
1500 RICHLAND STREET COLUMBIA, SC 29201 |
* | 23,148 | $4,472,395,000 |
| Resource Financial Services, Inc.
2717 DEVINE STREET COLUMBIA, SC 29201 |
* | 17,387 | $4,355,954,000 |
| S.C. State Federal Credit Unio
800 HUGER STREET COLUMBIA, SC 29201 |
* | 997 | $156,177,000 |
| Sc B&T of the Piedmont NA
520 GERVAIS STREET COLUMBIA, SC 29201 |
* | 2,779 | $499,032,000 |
| Sc State Credit Union
800 HUGER STREET COLUMBIA, SC 29201 |
* | 13,633 | $1,518,763,000 |
| South Carolina Community Bank
1545 SUMTER STREET COLUMBIA, SC 29201 |
* | 938 | $93,413,000 |
| South State Bank
520 GERVAIS STREET COLUMBIA, SC 29201 |
* | 87,402 | $19,017,592,000 |
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