Commerce Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Commerce Bank, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, N.A. 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,502 |
| Total Mortgage Loan Application Amount | $648,469,000 |
| Average Mortgage Loan Application Amount | $83,333 |
| Highest Mortgage Loan Application Amount | $4,575,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $2,022,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Commerce Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Commerce Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, N.A.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 784 | $ 79,086,000 | $ 100,000 | $ 93,000 |
| Jackson County Missouri | 698 | $ 46,177,000 | $ 66,000 | $ 77,000 |
| St. Charles County Missouri | 397 | $ 25,782,000 | $ 64,000 | $ 76,000 |
| Johnson County Kansas | 384 | $ 40,362,000 | $ 105,000 | $ 102,000 |
| Greene County Missouri | 363 | $ 35,552,000 | $ 97,000 | $ 76,000 |
| Buchanan County Missouri | 356 | $ 28,111,000 | $ 78,000 | $ 68,000 |
| Jefferson County Missouri | 311 | $ 14,284,000 | $ 45,000 | $ 67,000 |
| Boone County Missouri | 302 | $ 33,028,000 | $ 109,000 | $ 71,000 |
| St. Louis City County Missouri | 250 | $ 14,483,000 | $ 57,000 | $ 69,000 |
| St. Clair County Illinois | 193 | $ 16,244,000 | $ 84,000 | $ 82,000 |
| St. Francois County Missouri | 148 | $ 6,719,000 | $ 45,000 | $ 47,000 |
| McLean County Illinois | 137 | $ 15,062,000 | $ 109,000 | $ 88,000 |
| Butler County Missouri | 130 | $ 9,605,000 | $ 73,000 | $ 68,000 |
| Cass County Missouri | 127 | $ 9,264,000 | $ 72,000 | $ 74,000 |
| Randolph County Missouri | 123 | $ 7,089,000 | $ 57,000 | $ 53,000 |
| Cape Girardeau County Missouri | 119 | $ 14,672,000 | $ 123,000 | $ 79,000 |
| Clay County Missouri | 116 | $ 6,716,000 | $ 57,000 | $ 71,000 |
| Laclede County Missouri | 115 | $ 9,486,000 | $ 82,000 | $ 57,000 |
| Jasper County Missouri | 106 | $ 9,272,000 | $ 87,000 | $ 84,000 |
| Riley County Kansas | 105 | $ 14,489,000 | $ 137,000 | $ 74,000 |
| Polk County Missouri | 105 | $ 7,284,000 | $ 69,000 | $ 57,000 |
| Peoria County Illinois | 94 | $ 6,143,000 | $ 65,000 | $ 100,000 |
| Crawford County Kansas | 92 | $ 7,028,000 | $ 76,000 | $ 100,000 |
| Douglas County Kansas | 91 | $ 7,903,000 | $ 86,000 | $ 88,000 |
| Moniteau County Missouri | 78 | $ 4,388,000 | $ 56,000 | $ 45,000 |
| Leavenworth County Kansas | 76 | $ 5,674,000 | $ 74,000 | $ 80,000 |
| Christian County Missouri | 76 | $ 7,780,000 | $ 102,000 | $ 79,000 |
| Wyandotte County Kansas | 68 | $ 3,737,000 | $ 54,000 | $ 56,000 |
| Audrain County Missouri | 62 | $ 2,893,000 | $ 46,000 | $ 53,000 |
| Platte County Missouri | 56 | $ 4,652,000 | $ 83,000 | $ 92,000 |
| Montgomery County Kansas | 51 | $ 2,500,000 | $ 49,000 | $ 61,000 |
| Barry County Missouri | 50 | $ 5,098,000 | $ 101,000 | $ 71,000 |
| Marion County Missouri | 46 | $ 2,558,000 | $ 55,000 | $ 50,000 |
| Cherokee County Kansas | 44 | $ 1,960,000 | $ 44,000 | $ 57,000 |
| Camden County Missouri | 37 | $ 6,281,000 | $ 169,000 | $ 156,000 |
| Tazewell County Illinois | 34 | $ 1,562,000 | $ 45,000 | $ 68,000 |
| Andrew County Missouri | 34 | $ 2,227,000 | $ 65,000 | $ 61,000 |
| Newton County Missouri | 34 | $ 8,704,000 | $ 256,000 | $ 117,000 |
| Lincoln County Missouri | 28 | $ 2,347,000 | $ 83,000 | $ 60,000 |
| Madison County Illinois | 26 | $ 1,966,000 | $ 75,000 | $ 66,000 |
| Warren County Missouri | 26 | $ 1,584,000 | $ 60,000 | $ 60,000 |
| Hickory County Missouri | 25 | $ 1,341,000 | $ 53,000 | $ 47,000 |
| Pottawatomie County Kansas | 22 | $ 2,708,000 | $ 123,000 | $ 61,000 |
| Taney County Missouri | 22 | $ 3,046,000 | $ 138,000 | $ 70,000 |
| Ripley County Missouri | 21 | $ 2,461,000 | $ 117,000 | $ 62,000 |
| Stone County Missouri | 20 | $ 2,410,000 | $ 120,000 | $ 118,000 |
| Morgan County Missouri | 19 | $ 2,471,000 | $ 130,000 | $ 109,000 |
| Woodford County Illinois | 18 | $ 1,534,000 | $ 85,000 | $ 106,000 |
| Callaway County Missouri | 16 | $ 1,404,000 | $ 87,000 | $ 108,000 |
| Cole County Missouri | 16 | $ 1,591,000 | $ 99,000 | $ 82,000 |
| Ralls County Missouri | 14 | $ 672,000 | $ 48,000 | $ 71,000 |
| Ste. Genevieve County Missouri | 14 | $ 645,000 | $ 46,000 | $ 59,000 |
| Wayne County Missouri | 14 | $ 1,133,000 | $ 80,000 | $ 53,000 |
| Dallas County Missouri | 13 | $ 977,000 | $ 75,000 | $ 68,000 |
| Franklin County Missouri | 13 | $ 1,384,000 | $ 106,000 | $ 78,000 |
| Johnson County Missouri | 13 | $ 481,000 | $ 37,000 | $ 89,000 |
| Jefferson County Kansas | 11 | $ 1,343,000 | $ 122,000 | $ 77,000 |
| Webster County Missouri | 11 | $ 984,000 | $ 89,000 | $ 41,000 |
| Howard County Missouri | 10 | $ 562,000 | $ 56,000 | $ 47,000 |
| Scott County Missouri | 9 | $ 547,000 | $ 60,000 | $ 34,000 |
| Washington County Missouri | 9 | $ 479,000 | $ 53,000 | $ 44,000 |
| Linn County Kansas | 8 | $ 267,000 | $ 33,000 | $ 38,000 |
| Carter County Missouri | 8 | $ 600,000 | $ 75,000 | $ 49,000 |
| Lawrence County Missouri | 8 | $ 172,000 | $ 21,000 | $ 53,000 |
| Monroe County Missouri | 8 | $ 586,000 | $ 73,000 | $ 59,000 |
| Cook County Illinois | 7 | $ 1,315,000 | $ 187,000 | $ 107,000 |
| Geary County Kansas | 7 | $ 726,000 | $ 103,000 | $ 64,000 |
| DeKalb County Missouri | 7 | $ 581,000 | $ 83,000 | $ 167,000 |
| Pulaski County Missouri | 7 | $ 1,065,000 | $ 152,000 | $ 416,000 |
| Dunklin County Missouri | 6 | $ 274,000 | $ 45,000 | $ 40,000 |
| Franklin County Kansas | 5 | $ 253,000 | $ 50,000 | $ 61,000 |
| Miami County Kansas | 5 | $ 318,000 | $ 63,000 | $ 73,000 |
| Bates County Missouri | 5 | $ 437,000 | $ 87,000 | $ 70,000 |
| Benton County Missouri | 5 | $ 542,000 | $ 108,000 | $ 79,000 |
| Clinton County Missouri | 5 | $ 346,000 | $ 69,000 | $ 109,000 |
| Gentry County Missouri | 5 | $ 275,000 | $ 55,000 | $ 66,000 |
| Iron County Missouri | 5 | $ 102,000 | $ 20,000 | $ 35,000 |
| Miller County Missouri | 5 | $ 615,000 | $ 123,000 | $ 56,000 |
| Pettis County Missouri | 5 | $ 413,000 | $ 82,000 | $ 38,000 |
| Tarrant County Texas | 5 | $ 863,000 | $ 172,000 | $ 266,000 |
| Marshall County Illinois | 4 | $ 466,000 | $ 116,000 | $ 190,000 |
| Monroe County Illinois | 4 | $ 313,000 | $ 78,000 | $ 92,000 |
| Atchison County Kansas | 4 | $ 169,000 | $ 42,000 | $ 55,000 |
| Butler County Kansas | 4 | $ 246,000 | $ 61,000 | $ 66,000 |
| Cooper County Missouri | 4 | $ 381,000 | $ 95,000 | $ 39,000 |
| Lafayette County Missouri | 4 | $ 210,000 | $ 52,000 | $ 58,000 |
| Macon County Missouri | 4 | $ 647,000 | $ 161,000 | $ 61,000 |
| Wright County Missouri | 4 | $ 585,000 | $ 146,000 | $ 165,000 |
| Collier County Florida | 3 | $ 2,999,000 | $ 999,000 | $ 693,000 |
| Lee County Florida | 3 | $ 1,252,000 | $ 417,000 | $ 155,000 |
| Kane County Illinois | 3 | $ 620,000 | $ 206,000 | $ 63,000 |
| Livingston County Illinois | 3 | $ 178,000 | $ 59,000 | $ 69,000 |
| Sedgwick County Kansas | 3 | $ 406,000 | $ 135,000 | $ 93,000 |
| Shawnee County Kansas | 3 | $ 135,000 | $ 45,000 | $ 66,000 |
| Wabaunsee County Kansas | 3 | $ 252,000 | $ 84,000 | $ 42,000 |
| Bollinger County Missouri | 3 | $ 318,000 | $ 106,000 | $ 54,000 |
| Cedar County Missouri | 3 | $ 81,000 | $ 27,000 | $ 54,000 |
| Chariton County Missouri | 3 | $ 141,000 | $ 47,000 | $ 28,000 |
| Dade County Missouri | 3 | $ 132,000 | $ 44,000 | $ 31,000 |
| Henry County Missouri | 3 | $ 207,000 | $ 69,000 | $ 33,000 |
| Madison County Missouri | 3 | $ 177,000 | $ 59,000 | $ 39,000 |
| Pike County Missouri | 3 | $ 87,000 | $ 29,000 | $ 67,000 |
| Reynolds County Missouri | 3 | $ 316,000 | $ 105,000 | $ 53,000 |
| Shannon County Missouri | 3 | $ 176,000 | $ 58,000 | $ 35,000 |
| Stoddard County Missouri | 3 | $ 322,000 | $ 107,000 | $ 33,000 |
| Los Angeles County California | 2 | $ 1,953,000 | $ 976,000 | $ 1,024,000 |
| La Plata County Colorado | 2 | $ 1,120,000 | $ 560,000 | $ 62,000 |
| Summit County Colorado | 2 | $ 1,158,000 | $ 579,000 | $ 539,000 |
| District of Columbia County District Of Columbia | 2 | $ 602,000 | $ 301,000 | $ 137,000 |
| Bond County Illinois | 2 | $ 134,000 | $ 67,000 | $ 44,000 |
| Champaign County Illinois | 2 | $ 950,000 | $ 475,000 | $ 276,000 |
| Clinton County Illinois | 2 | $ 81,000 | $ 40,000 | $ 68,000 |
| De Witt County Illinois | 2 | $ 66,000 | $ 33,000 | $ 47,000 |
| Fulton County Illinois | 2 | $ 168,000 | $ 84,000 | $ 67,000 |
| Jackson County Illinois | 2 | $ 76,000 | $ 38,000 | $ 130,000 |
| Jersey County Illinois | 2 | $ 148,000 | $ 74,000 | $ 48,000 |
| Logan County Illinois | 2 | $ 253,000 | $ 126,000 | $ 118,000 |
| Montgomery County Illinois | 2 | $ 85,000 | $ 42,000 | $ 60,000 |
| Randolph County Illinois | 2 | $ 143,000 | $ 71,000 | $ 47,000 |
| Sangamon County Illinois | 2 | $ 744,000 | $ 372,000 | $ 164,000 |
| Washington County Illinois | 2 | $ 154,000 | $ 77,000 | $ 65,000 |
| Black Hawk County Iowa | 2 | $ 407,000 | $ 203,000 | $ 247,000 |
| Anderson County Kansas | 2 | $ 15,000 | $ 7,000 | $ 27,000 |
| Bourbon County Kansas | 2 | $ 63,000 | $ 31,000 | $ 30,000 |
| Doniphan County Kansas | 2 | $ 32,000 | $ 16,000 | $ 51,000 |
| Labette County Kansas | 2 | $ 31,000 | $ 15,000 | $ 17,000 |
| Morris County Kansas | 2 | $ 213,000 | $ 106,000 | $ 58,000 |
| Cook County Minnesota | 2 | $ 486,000 | $ 243,000 | $ 451,000 |
| Daviess County Missouri | 2 | $ 762,000 | $ 381,000 | $ 404,000 |
| Holt County Missouri | 2 | $ 134,000 | $ 67,000 | $ 82,000 |
| Montgomery County Missouri | 2 | $ 185,000 | $ 92,000 | $ 50,000 |
| St. Clair County Missouri | 2 | $ 82,000 | $ 41,000 | $ 30,000 |
| Texas County Missouri | 2 | $ 57,000 | $ 28,000 | $ 80,000 |
| Flathead County Montana | 2 | $ 719,000 | $ 359,000 | $ 276,000 |
| Ocean County New Jersey | 2 | $ 106,000 | $ 53,000 | $ 32,000 |
| New York County New York | 2 | $ 850,000 | $ 425,000 | $ 794,000 |
| Ottawa County Oklahoma | 2 | $ 41,000 | $ 20,000 | $ 99,000 |
| Tulsa County Oklahoma | 2 | $ 608,000 | $ 304,000 | $ 175,000 |
| Travis County Texas | 2 | $ 476,000 | $ 238,000 | $ 72,000 |
| Coconino County Arizona | 1 | $ 267,000 | $ 267,000 | $ 194,000 |
| Maricopa County Arizona | 1 | $ 247,000 | $ 247,000 | $ 183,000 |
| Pima County Arizona | 1 | $ 398,000 | $ 398,000 | $ 288,000 |
| Pinal County Arizona | 1 | $ 190,000 | $ 190,000 | $ 319,000 |
| Baxter County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Benton County Arkansas | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Boone County Arkansas | 1 | $ 254,000 | $ 254,000 | $ 348,000 |
| Clay County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 55,000 |
| Cleburne County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Riverside County California | 1 | $ 1,360,000 | $ 1,360,000 | $ 858,000 |
| San Diego County California | 1 | $ 460,000 | $ 460,000 | $ 161,000 |
| Eagle County Colorado | 1 | $ 800,000 | $ 800,000 | $ 2,022,000 |
| Pitkin County Colorado | 1 | $ 200,000 | $ 200,000 | $ 400,000 |
| Routt County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 220,000 |
| Yuma County Colorado | 1 | $ 53,000 | $ 53,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 464,000 | $ 464,000 | $ 272,000 |
| Walton County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Cobb County Georgia | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Fulton County Georgia | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 658,000 |
| Adams County Illinois | 1 | $ 60,000 | $ 60,000 | $ 325,000 |
| Ford County Illinois | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Henry County Illinois | 1 | $ 182,000 | $ 182,000 | $ 205,000 |
| Jo Daviess County Illinois | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| Johnson County Illinois | 1 | $ 132,000 | $ 132,000 | $ 143,000 |
| Kendall County Illinois | 1 | $ 212,000 | $ 212,000 | $ 143,000 |
| Knox County Illinois | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Macoupin County Illinois | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Mason County Illinois | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Union County Illinois | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| Williamson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Brown County Kansas | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Chautauqua County Kansas | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Cowley County Kansas | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Marshall County Kansas | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Neosho County Kansas | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Osage County Kansas | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Sumner County Kansas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Washington County Kansas | 1 | $ 46,000 | $ 46,000 | $ 52,000 |
| Lincoln County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 142,000 |
| Baltimore County Maryland | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Bristol County Massachusetts | 1 | $ 1,142,000 | $ 1,142,000 | $ 238,000 |
| Adair County Missouri | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Barton County Missouri | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Caldwell County Missouri | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Carroll County Missouri | 1 | $ 47,000 | $ 47,000 | $ 34,000 |
| Crawford County Missouri | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Dent County Missouri | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Gasconade County Missouri | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Harrison County Missouri | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Howell County Missouri | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Linn County Missouri | 1 | $ 181,000 | $ 181,000 | $ 62,000 |
| Nodaway County Missouri | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Ozark County Missouri | 1 | $ 97,000 | $ 97,000 | $ 108,000 |
| Perry County Missouri | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Ray County Missouri | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Scotland County Missouri | 1 | $ 141,000 | $ 141,000 | $ 101,000 |
| Shelby County Missouri | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Richardson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 146,000 |
| Clark County Nevada | 1 | $ 417,000 | $ 417,000 | $ 159,000 |
| Kings County New York | 1 | $ 6,000 | $ 6,000 | $ 18,000 |
| Queens County New York | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Ulster County New York | 1 | $ 326,000 | $ 326,000 | $ 142,000 |
| Caldwell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 2,100,000 | $ 2,100,000 | $ 728,000 |
| Dare County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 796,000 |
| Transylvania County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 276,000 |
| Wake County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Comanche County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 89,000 |
| Delaware County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Muskogee County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Washington County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 22,000 |
| Lane County Oregon | 1 | $ 197,000 | $ 197,000 | $ 105,000 |
| Multnomah County Oregon | 1 | $ 372,000 | $ 372,000 | $ 90,000 |
| Northampton County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 211,000 |
| Union County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 265,000 |
| Bell County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Bexar County Texas | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Dallas County Texas | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Chesapeake County Virginia | 1 | $ 250,000 | $ 250,000 | $ 674,000 |
| King County Washington | 1 | $ 450,000 | $ 450,000 | $ 1,343,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,189 | $310,630,000 | $97,000 | $4,575,000 | $82,000 | $1,962,000 |
| Home Purchase | 2,201 | $294,149,000 | $133,000 | $2,280,000 | $84,000 | $2,022,000 |
| Home Improvement | 2,112 | $43,690,000 | $20,000 | $650,000 | $66,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,022 | $512,924,000 | $85,000 | $4,575,000 | $78,000 | $1,977,000 |
| Not Provided | 702 | $78,979,000 | $112,000 | $2,100,000 | $106,000 | $2,022,000 |
| Black or African American | 383 | $19,456,000 | $50,000 | $340,000 | $48,000 | $667,000 |
| Hispanic | 185 | $10,367,000 | $56,000 | $457,000 | $60,000 | $579,000 |
| Asian | 90 | $10,357,000 | $115,000 | $600,000 | $80,000 | $400,000 |
| Not applicable | 67 | $13,191,000 | $196,000 | $1,828,000 | $0 | $0 |
| American Indian or Alaskan Native | 45 | $2,155,000 | $47,000 | $220,000 | $50,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,040,000 | $130,000 | $417,000 | $112,000 | $304,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,395 | $636,292,000 | $86,000 | $4,575,000 | $78,000 | $2,022,000 |
| FHA-insured (Federal Housing Administration) | 72 | $7,279,000 | $101,000 | $203,000 | $43,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 35 | $4,898,000 | $139,000 | $358,000 | $51,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,617 | $442,520,000 | $95,000 | $4,575,000 | $86,000 | $2,022,000 |
| Application Denied By Financial Institution | 1,609 | $67,501,000 | $41,000 | $2,280,000 | $59,000 | $1,425,000 |
| Application Approved But Not Accepted | 537 | $47,406,000 | $88,000 | $808,000 | $79,000 | $900,000 |
| Preapproval Denied by Financial Institution | 372 | $38,520,000 | $103,000 | $365,000 | $43,000 | $204,000 |
| Application Withdrawn By Applicant | 313 | $46,295,000 | $147,000 | $1,360,000 | $101,000 | $1,977,000 |
| File Closed For Incompleteness | 54 | $6,227,000 | $115,000 | $312,000 | $55,000 | $159,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,013 | $40,113,000 | $39,000 | $359,000 | $51,000 | $560,000 |
| Debt-To-Income Ratio | 507 | $45,336,000 | $89,000 | $2,280,000 | $46,000 | $1,425,000 |
| Collateral | 158 | $7,024,000 | $44,000 | $350,000 | $71,000 | $579,000 |
| Credit Application Incomplete | 157 | $5,470,000 | $34,000 | $250,000 | $82,000 | $667,000 |
| Other | 97 | $4,096,000 | $42,000 | $245,000 | $91,000 | $722,000 |
| Employment History | 23 | $1,820,000 | $79,000 | $340,000 | $50,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $1,725,000 | $101,000 | $152,000 | $43,000 | $67,000 |
| Unverifiable Information | 9 | $437,000 | $48,000 | $148,000 | $95,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.