Community Mortgage Group Inc Mortgage Lending & HMDA Data, 2004

In 2004, Community Mortgage Group Inc of Highlands Ranch, CO reported 2,397 mortgage applications totaling $332.6 million, down 47% from 2003. The average application was for $138,770, and applicants reported an average income of $51,636. 72% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Denver-Aurora, CO (758), Kansas City, MO-KS (411) and Tucson, AZ (198) (applications in parentheses).

Mortgage Company & Address Community Mortgage Group Inc
1745 Shea Center Drive, #270
Highlands Ranch, CO 80129
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 2,397
Total Mortgage Loan Application Amount $332,634,000
Average Mortgage Loan Application Amount $138,770
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $51,636
Highest Applicant Income $606,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community Mortgage Group Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Community Mortgage Group Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Denver, Colorado 241 $ 39,110,000 $ 162,282 $ 59,000
Jackson, Missouri 227 $ 23,640,000 $ 104,140 $ 39,000
Pima, Arizona 198 $ 24,478,000 $ 123,626 $ 38,000
Adams, Colorado 189 $ 31,046,000 $ 164,264 $ 44,000
Johnson, Kansas 158 $ 24,954,000 $ 157,936 $ 70,000
Arapahoe, Colorado 149 $ 26,606,000 $ 178,563 $ 58,000
Jefferson, Colorado 107 $ 19,831,000 $ 185,336 $ 48,000
Boone, Missouri 92 $ 9,864,000 $ 107,217 $ 40,000
Clay, Missouri 65 $ 8,014,000 $ 123,292 $ 48,000
Wyandotte, Kansas 60 $ 5,751,000 $ 95,850 $ 44,000
Douglas, Colorado 52 $ 12,855,000 $ 247,211 $ 73,000
Buchanan, Missouri 48 $ 3,913,000 $ 81,520 $ 41,000
Cass, Missouri 48 $ 5,704,000 $ 118,833 $ 57,000
El Paso, Colorado 47 $ 8,279,000 $ 176,148 $ 50,000
Maricopa, Arizona 29 $ 4,161,000 $ 143,482 $ 62,000
Oklahoma, Oklahoma 27 $ 2,860,000 $ 105,925 $ 55,000
Greene, Missouri 26 $ 2,553,000 $ 98,192 $ 31,000
Linn, Iowa 23 $ 2,191,000 $ 95,260 $ 31,000
Clinton, Missouri 22 $ 2,211,000 $ 100,500 $ 36,000
Platte, Missouri 22 $ 3,343,000 $ 151,954 $ 51,000
Weld, Colorado 21 $ 3,475,000 $ 165,476 $ 45,000
Black Hawk, Iowa 17 $ 1,454,000 $ 85,529 $ 53,000
Sedgwick, Kansas 17 $ 1,555,000 $ 91,470 $ 72,000
Andrew, Missouri 16 $ 1,621,000 $ 101,312 $ 30,000
Boulder, Colorado 15 $ 3,232,000 $ 215,466 $ 146,000
Leavenworth, Kansas 15 $ 2,033,000 $ 135,533 $ 47,000
Larimer, Colorado 14 $ 2,625,000 $ 187,500 $ 75,000
Ray, Missouri 14 $ 1,492,000 $ 106,571 $ 42,000
Clark, Nevada 13 $ 3,636,000 $ 279,692 $ 125,000
Shawnee, Kansas 12 $ 1,345,000 $ 112,083 $ 74,000
Callaway, Missouri 11 $ 980,000 $ 89,090 $ 28,000
Elbert, Colorado 10 $ 2,133,000 $ 213,300 $ 69,000
Polk, Iowa 10 $ 869,000 $ 86,900 $ 38,000
Miami, Kansas 10 $ 1,504,000 $ 150,400 $ 37,000
Johnson, Missouri 10 $ 1,131,000 $ 113,100 $ 69,000
San Bernardino, California 9 $ 1,450,000 $ 161,111 $ 55,000
Cole, Missouri 9 $ 977,000 $ 108,555 $ 44,000
Lafayette, Missouri 9 $ 968,000 $ 107,555 $ 64,000
Pontotoc, Oklahoma 8 $ 604,000 $ 75,500 $ 57,000
Brazoria, Texas 8 $ 821,000 $ 102,625 $ 45,000
Pueblo, Colorado 7 $ 869,000 $ 124,142 $ 23,000
Douglas, Kansas 6 $ 879,000 $ 146,500 $ 49,000
Madison, Nebraska 6 $ 685,000 $ 114,166 $ 104,000
Canadian, Oklahoma 6 $ 550,000 $ 91,666 $ 33,000
Franklin, Kansas 5 $ 525,000 $ 105,000 $ 44,000
Morgan, Missouri 5 $ 436,000 $ 87,200 $ 79,000
St. Louis, Missouri 5 $ 388,000 $ 77,600 $ 21,000
Broomfield, Colorado 4 $ 728,000 $ 182,000 $ 43,000
Garfield, Colorado 4 $ 779,000 $ 194,750 $ 50,000
Des Moines, Iowa 4 $ 212,000 $ 53,000 $ 32,000
Greene, Iowa 4 $ 341,000 $ 85,250 $ 28,000
Johnson, Iowa 4 $ 559,000 $ 139,750 $ 75,000
Crawford, Kansas 4 $ 254,000 $ 63,500 $ 40,000
Christian, Missouri 4 $ 534,000 $ 133,500 $ 46,000
Cooper, Missouri 4 $ 368,000 $ 92,000 $ 45,000
DeKalb, Missouri 4 $ 324,000 $ 81,000 $ 34,000
Howard, Missouri 4 $ 356,000 $ 89,000 $ 31,000
Taney, Missouri 4 $ 419,000 $ 104,750 $ 71,000
Douglas, Nebraska 4 $ 512,000 $ 128,000 $ 46,000
Orange, California 3 $ 1,792,000 $ 597,333 $ 125,000
Clear Creek, Colorado 3 $ 770,000 $ 256,666 $ 62,000
Eagle, Colorado 3 $ 626,000 $ 208,666 $ 127,000
Gunnison, Colorado 3 $ 405,000 $ 135,000 $ 44,000
Park, Colorado 3 $ 496,000 $ 165,333 $ 26,000
Teller, Colorado 3 $ 585,000 $ 195,000 $ 37,000
Broward, Florida 3 $ 1,472,000 $ 490,666 $ 268,000
Boone, Iowa 3 $ 237,000 $ 79,000 $ 45,000
Jefferson, Kansas 3 $ 311,000 $ 103,666 $ 54,000
Montgomery, Kansas 3 $ 243,000 $ 81,000 $ 31,000
Reno, Kansas 3 $ 249,000 $ 83,000 $ 56,000
Bates, Missouri 3 $ 450,000 $ 150,000 $ 75,000
Franklin, Missouri 3 $ 244,000 $ 81,333 $ 50,000
Henry, Missouri 3 $ 230,000 $ 76,666 $ 30,000
Nodaway, Missouri 3 $ 205,000 $ 68,333 $ 34,000
Polk, Missouri 3 $ 275,000 $ 91,666 $ 47,000
Randolph, Missouri 3 $ 134,000 $ 44,666 $ 31,000
Saline, Missouri 3 $ 155,000 $ 51,666 $ 39,000
Stone, Missouri 3 $ 301,000 $ 100,333 $ 45,000
Hall, Nebraska 3 $ 179,000 $ 59,666 $ 38,000
Bernalillo, New Mexico 3 $ 387,000 $ 129,000 $ 0
Cleveland, Oklahoma 3 $ 293,000 $ 97,666 $ 40,000
Hughes, Oklahoma 3 $ 225,000 $ 75,000 $ 34,000
Harris, Texas 3 $ 234,000 $ 78,000 $ 20,000
Pulaski, Arkansas 2 $ 227,000 $ 113,500 $ 21,000
Sacramento, California 2 $ 232,000 $ 116,000 $ 61,000
Mesa, Colorado 2 $ 235,000 $ 117,500 $ 36,000
Morgan, Colorado 2 $ 150,000 $ 75,000 $ 22,000
Otero, Colorado 2 $ 145,000 $ 72,500 $ 29,000
Flagler, Florida 2 $ 266,000 $ 133,000 $ 0
Benton, Iowa 2 $ 156,000 $ 78,000 $ 43,000
Dallas, Iowa 2 $ 274,000 $ 137,000 $ 54,000
Fayette, Iowa 2 $ 153,000 $ 76,500 $ 14,000
Iowa, Iowa 2 $ 352,000 $ 176,000 $ 64,000
Lee, Iowa 2 $ 160,000 $ 80,000 $ 48,000
Mitchell, Iowa 2 $ 127,000 $ 63,500 $ 31,000
Grant, Kansas 2 $ 173,000 $ 86,500 $ 28,000
Lyon, Kansas 2 $ 187,000 $ 93,500 $ 36,000
Riley, Kansas 2 $ 146,000 $ 73,000 $ 74,000
Cape Girardeau, Missouri 2 $ 99,000 $ 49,500 $ 32,000
Laclede, Missouri 2 $ 175,000 $ 87,500 $ 101,000
Montgomery, Missouri 2 $ 150,000 $ 75,000 $ 81,000
Newton, Missouri 2 $ 125,000 $ 62,500 $ 23,000
St. Charles, Missouri 2 $ 309,000 $ 154,500 $ 44,000
Colfax, Nebraska 2 $ 120,000 $ 60,000 $ 32,000
Dawson, Nebraska 2 $ 82,000 $ 41,000 $ 23,000
Stanton, Nebraska 2 $ 152,000 $ 76,000 $ 27,000
Cherokee, Oklahoma 2 $ 205,000 $ 102,500 $ 41,000
Comanche, Oklahoma 2 $ 121,000 $ 60,500 $ 31,000
Johnston, Oklahoma 2 $ 137,000 $ 68,500 $ 36,000
Lincoln, Oklahoma 2 $ 223,000 $ 111,500 $ 75,000
McClain, Oklahoma 2 $ 182,000 $ 91,000 $ 27,000
Murray, Oklahoma 2 $ 164,000 $ 82,000 $ 34,000
Payne, Oklahoma 2 $ 138,000 $ 69,000 $ 13,000
Pottawatomie, Oklahoma 2 $ 129,000 $ 64,500 $ 22,000
Seminole, Oklahoma 2 $ 113,000 $ 56,500 $ 11,000
Tulsa, Oklahoma 2 $ 168,000 $ 84,000 $ 48,000
Multnomah, Oregon 2 $ 217,000 $ 108,500 $ 23,000
Cochise, Arizona 1 $ 102,000 $ 102,000 $ 35,000
Pinal, Arizona 1 $ 109,000 $ 109,000 $ 29,000
Yavapai, Arizona 1 $ 131,000 $ 131,000 $ 28,000
Benton, Arkansas 1 $ 99,000 $ 99,000 $ 55,000
Chicot, Arkansas 1 $ 40,000 $ 40,000 $ 48,000
Los Angeles, California 1 $ 124,000 $ 124,000 $ 30,000
Riverside, California 1 $ 557,000 $ 557,000 $ 143,000
Costilla, Colorado 1 $ 64,000 $ 64,000 $ 19,000
Delta, Colorado 1 $ 286,000 $ 286,000 $ 71,000
Fremont, Colorado 1 $ 104,000 $ 104,000 $ 31,000
La Plata, Colorado 1 $ 231,000 $ 231,000 $ 0
Lincoln, Colorado 1 $ 39,000 $ 39,000 $ 19,000
Logan, Colorado 1 $ 75,000 $ 75,000 $ 27,000
Moffat, Colorado 1 $ 40,000 $ 40,000 $ 108,000
Summit, Colorado 1 $ 231,000 $ 231,000 $ 96,000
Lake, Florida 1 $ 78,000 $ 78,000 $ 47,000
McLean, Illinois 1 $ 155,000 $ 155,000 $ 89,000
Mercer, Illinois 1 $ 96,000 $ 96,000 $ 73,000
Allamakee, Iowa 1 $ 40,000 $ 40,000 $ 25,000
Buchanan, Iowa 1 $ 64,000 $ 64,000 $ 40,000
Delaware, Iowa 1 $ 78,000 $ 78,000 $ 38,000
Dubuque, Iowa 1 $ 67,000 $ 67,000 $ 47,000
Grundy, Iowa 1 $ 103,000 $ 103,000 $ 51,000
Hardin, Iowa 1 $ 99,000 $ 99,000 $ 30,000
Henry, Iowa 1 $ 84,000 $ 84,000 $ 41,000
Jones, Iowa 1 $ 62,000 $ 62,000 $ 45,000
Louisa, Iowa 1 $ 59,000 $ 59,000 $ 40,000
Montgomery, Iowa 1 $ 31,000 $ 31,000 $ 33,000
Scott, Iowa 1 $ 78,000 $ 78,000 $ 58,000
Anderson, Kansas 1 $ 180,000 $ 180,000 $ 116,000
Bourbon, Kansas 1 $ 100,000 $ 100,000 $ 48,000
Chase, Kansas 1 $ 63,000 $ 63,000 $ 34,000
Cherokee, Kansas 1 $ 109,000 $ 109,000 $ 69,000
Clay, Kansas 1 $ 84,000 $ 84,000 $ 41,000
Finney, Kansas 1 $ 70,000 $ 70,000 $ 62,000
Geary, Kansas 1 $ 100,000 $ 100,000 $ 71,000
Greenwood, Kansas 1 $ 50,000 $ 50,000 $ 50,000
Labette, Kansas 1 $ 64,000 $ 64,000 $ 24,000
Linn, Kansas 1 $ 92,000 $ 92,000 $ 57,000
Marion, Kansas 1 $ 45,000 $ 45,000 $ 28,000
Neosho, Kansas 1 $ 120,000 $ 120,000 $ 42,000
Ness, Kansas 1 $ 77,000 $ 77,000 $ 30,000
Osage, Kansas 1 $ 125,000 $ 125,000 $ 24,000
Ottawa, Kansas 1 $ 34,000 $ 34,000 $ 600,000
Pottawatomie, Kansas 1 $ 93,000 $ 93,000 $ 43,000
Wabaunsee, Kansas 1 $ 62,000 $ 62,000 $ 34,000
Wichita, Kansas 1 $ 54,000 $ 54,000 $ 24,000
Wayne, Michigan 1 $ 60,000 $ 60,000 $ 0
Audrain, Missouri 1 $ 105,000 $ 105,000 $ 40,000
Benton, Missouri 1 $ 75,000 $ 75,000 $ 29,000
Caldwell, Missouri 1 $ 120,000 $ 120,000 $ 50,000
Camden, Missouri 1 $ 161,000 $ 161,000 $ 216,000
Clark, Missouri 1 $ 66,000 $ 66,000 $ 30,000
Crawford, Missouri 1 $ 122,000 $ 122,000 $ 33,000
Douglas, Missouri 1 $ 37,000 $ 37,000 $ 47,000
Gentry, Missouri 1 $ 92,000 $ 92,000 $ 33,000
Hickory, Missouri 1 $ 82,000 $ 82,000 $ 44,000
Livingston, Missouri 1 $ 57,000 $ 57,000 $ 47,000
Miller, Missouri 1 $ 121,000 $ 121,000 $ 54,000
Monroe, Missouri 1 $ 137,000 $ 137,000 $ 33,000
Oregon, Missouri 1 $ 53,000 $ 53,000 $ 20,000
Pettis, Missouri 1 $ 88,000 $ 88,000 $ 60,000
St. Louis City, Missouri 1 $ 107,000 $ 107,000 $ 50,000
Silver Bow, Montana 1 $ 30,000 $ 30,000 $ 21,000
Fillmore, Nebraska 1 $ 30,000 $ 30,000 $ 25,000
Howard, Nebraska 1 $ 65,000 $ 65,000 $ 31,000
Kearney, Nebraska 1 $ 171,000 $ 171,000 $ 0
Lancaster, Nebraska 1 $ 117,000 $ 117,000 $ 62,000
Otoe, Nebraska 1 $ 113,000 $ 113,000 $ 62,000
Platte, Nebraska 1 $ 85,000 $ 85,000 $ 48,000
Sarpy, Nebraska 1 $ 220,000 $ 220,000 $ 65,000
Lincoln, New Mexico 1 $ 1,500,000 $ 1,500,000 $ 0
Atoka, Oklahoma 1 $ 67,000 $ 67,000 $ 18,000
Bryan, Oklahoma 1 $ 60,000 $ 60,000 $ 38,000
Cotton, Oklahoma 1 $ 51,000 $ 51,000 $ 28,000
Delaware, Oklahoma 1 $ 88,000 $ 88,000 $ 55,000
Garvin, Oklahoma 1 $ 63,000 $ 63,000 $ 22,000
Grady, Oklahoma 1 $ 108,000 $ 108,000 $ 38,000
Logan, Oklahoma 1 $ 62,000 $ 62,000 $ 25,000
Muskogee, Oklahoma 1 $ 108,000 $ 108,000 $ 45,000
Okmulgee, Oklahoma 1 $ 66,000 $ 66,000 $ 35,000
Pittsburg, Oklahoma 1 $ 55,000 $ 55,000 $ 18,000
Texas, Oklahoma 1 $ 79,000 $ 79,000 $ 32,000
Woodward, Oklahoma 1 $ 63,000 $ 63,000 $ 49,000
Jackson, Oregon 1 $ 71,000 $ 71,000 $ 56,000
Bexar, Texas 1 $ 86,000 $ 86,000 $ 0
Dallas, Texas 1 $ 97,000 $ 97,000 $ 74,000
Salt Lake, Utah 1 $ 162,000 $ 162,000 $ 100,000
Natrona, Wyoming 1 $ 101,000 $ 101,000 $ 35,000
Park, Wyoming 1 $ 108,000 $ 108,000 $ 26,000
Teton, Wyoming 1 $ 1,000,000 $ 1,000,000 $ 425,000

Mortgage Loan Application Detail Totals for Community Mortgage Group Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,381 $190,886,000 $145,142 $900,000 $65,214 $600,000
Refinancing 1,016 $141,748,000 $196,052 $1,500,000 $71,210 $606,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,620 $222,255,000 $184,277 $1,500,000 $63,000 $606,000
Hispanic 553 $80,897,000 $158,357 $900,000 $56,142 $431,000
Black or African American 120 $16,978,000 $127,500 $648,000 $50,400 $244,000
Not Provided 69 $7,859,000 $99,875 $286,000 $37,750 $150,000
Asian 23 $3,506,000 $125,833 $472,000 $48,500 $150,000
American Indian or Alaskan Native 8 $572,000 $77,250 $135,000 $30,000 $75,000
Native Hawaiian or Other Pacific Islander 3 $442,000 $147,333 $220,000 $52,666 $65,000
Not applicable 1 $125,000 $125,000 $125,000 $46,000 $46,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,143 $152,347,000 $109,153 $410,000 $29,769 $408,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,075 $154,043,000 $248,777 $1,500,000 $77,666 $606,000
VA-guaranteed (Veterans Administration) 179 $26,244,000 $134,888 $301,000 $38,111 $374,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,724 $240,674,000 $157,777 $1,000,000 $60,833 $606,000
Application Denied By Financial Institution 216 $28,530,000 $121,769 $710,000 $49,769 $600,000
Application Approved But Not Accepted 198 $27,709,000 $134,928 $900,000 $59,714 $438,000
File Closed For Incompleteness 142 $19,286,000 $284,300 $1,500,000 $45,800 $171,000
Application Withdrawn By Applicant 117 $16,435,000 $207,400 $750,000 $57,000 $550,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 88 $10,320,000 $98,888 $596,000 $41,333 $384,000
Debt-To-Income Ratio 59 $8,073,000 $114,888 $299,000 $41,333 $120,000
Other 23 $3,587,000 $176,333 $576,000 $135,500 $600,000
Unverifiable Information 18 $2,639,000 $122,800 $260,000 $32,600 $127,000
Collateral 13 $2,161,000 $252,800 $710,000 $162,800 $570,000
Employment History 8 $1,007,000 $108,000 $247,000 $26,250 $67,000
Insufficient Cash (Downpayment, Closing Cost) 3 $247,000 $82,333 $136,000 $31,333 $40,000
Credit Application Incomplete 1 $131,000 $131,000 $131,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Mortgage Group Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Community Mortgage Group Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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