Community National Bank & Trust Mortgage Lending & HMDA Data, 2010
In 2010, Community National Bank & Trust of Chanute, KS reported 914 mortgage applications totaling $69.3 million, up 8% from 2009. The average application was for $75,866, and applicants reported an average income of $52,891. 74% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Wichita, KS (73), Joplin, MO (8) and Kansas City, MO-KS (4) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust 14 N Lincoln Chanute, KS 66720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 914 |
| Total Mortgage Loan Application Amount | $69,342,000 |
| Average Mortgage Loan Application Amount | $75,866 |
| Highest Mortgage Loan Application Amount | $1,423,000 |
| Average Applicant Income | $52,891 |
| Highest Applicant Income | $778,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Crawford, Kansas | 206 | $ 19,095,000 | $ 92,694 | $ 62,000 |
| Montgomery, Kansas | 175 | $ 10,607,000 | $ 60,611 | $ 50,000 |
| Neosho, Kansas | 96 | $ 5,562,000 | $ 57,937 | $ 43,000 |
| Cowley, Kansas | 80 | $ 6,830,000 | $ 85,375 | $ 54,000 |
| Labette, Kansas | 72 | $ 4,562,000 | $ 63,361 | $ 58,000 |
| Wilson, Kansas | 61 | $ 3,630,000 | $ 59,508 | $ 54,000 |
| Butler, Kansas | 43 | $ 4,663,000 | $ 108,441 | $ 56,000 |
| Allen, Kansas | 41 | $ 2,453,000 | $ 59,829 | $ 37,000 |
| Greenwood, Kansas | 27 | $ 1,199,000 | $ 44,407 | $ 32,000 |
| Sedgwick, Kansas | 18 | $ 1,992,000 | $ 110,666 | $ 66,000 |
| Cherokee, Kansas | 13 | $ 1,176,000 | $ 90,461 | $ 80,000 |
| Sumner, Kansas | 12 | $ 853,000 | $ 71,083 | $ 28,000 |
| Chautauqua, Kansas | 9 | $ 413,000 | $ 45,888 | $ 38,000 |
| Washington, Oklahoma | 9 | $ 544,000 | $ 60,444 | $ 54,000 |
| Nowata, Oklahoma | 8 | $ 604,000 | $ 75,500 | $ 67,000 |
| Barton, Missouri | 7 | $ 524,000 | $ 74,857 | $ 57,000 |
| Jasper, Missouri | 7 | $ 2,172,000 | $ 310,285 | $ 41,000 |
| Delaware, Oklahoma | 4 | $ 388,000 | $ 97,000 | $ 144,000 |
| Chase, Kansas | 2 | $ 62,000 | $ 31,000 | $ 30,000 |
| Elk, Kansas | 2 | $ 193,000 | $ 96,500 | $ 43,000 |
| Harper, Kansas | 2 | $ 303,000 | $ 151,500 | $ 0 |
| Marion, Kansas | 2 | $ 194,000 | $ 97,000 | $ 60,000 |
| Shawnee, Kansas | 2 | $ 159,000 | $ 79,500 | $ 36,000 |
| Woodson, Kansas | 2 | $ 86,000 | $ 43,000 | $ 53,000 |
| Craig, Oklahoma | 2 | $ 88,000 | $ 44,000 | $ 14,000 |
| Anderson, Kansas | 1 | $ 246,000 | $ 246,000 | $ 65,000 |
| Bourbon, Kansas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Douglas, Kansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Franklin, Kansas | 1 | $ 44,000 | $ 44,000 | $ 84,000 |
| Geary, Kansas | 1 | $ 13,000 | $ 13,000 | $ 20,000 |
| Johnson, Kansas | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Lyon, Kansas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Cass, Missouri | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Jackson, Missouri | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Newton, Missouri | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Taney, Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community National Bank & Trust in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 403 | $28,861,000 | $71,000 | $962,000 | $51,000 | $727,000 |
| Refinancing | 357 | $34,564,000 | $96,000 | $1,423,000 | $58,000 | $778,000 |
| Home Improvement | 154 | $5,917,000 | $38,000 | $240,000 | $46,000 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 802 | $58,891,000 | $73,000 | $1,228,000 | $57,000 | $778,000 |
| Not applicable | 76 | $7,973,000 | $104,000 | $1,423,000 | $0 | $0 |
| Hispanic | 13 | $598,000 | $46,000 | $117,000 | $42,000 | $103,000 |
| American Indian or Alaskan Native | 9 | $712,000 | $79,000 | $191,000 | $45,000 | $160,000 |
| Black or African American | 7 | $227,000 | $32,000 | $50,000 | $41,000 | $95,000 |
| Not Provided | 4 | $300,000 | $75,000 | $144,000 | $83,000 | $143,000 |
| Asian | 2 | $500,000 | $250,000 | $300,000 | $452,000 | $452,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $141,000 | $141,000 | $141,000 | $71,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 912 | $69,190,000 | $75,000 | $1,423,000 | $53,000 | $778,000 |
| FHA-insured (Federal Housing Administration) | 1 | $97,000 | $97,000 | $97,000 | $52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $55,000 | $55,000 | $55,000 | $49,000 | $49,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 672 | $50,402,000 | $75,000 | $1,423,000 | $51,000 | $713,000 |
| Application Denied By Financial Institution | 163 | $11,193,000 | $68,000 | $275,000 | $49,000 | $452,000 |
| Application Approved But Not Accepted | 43 | $4,139,000 | $96,000 | $907,000 | $88,000 | $778,000 |
| Application Withdrawn By Applicant | 34 | $3,529,000 | $103,000 | $336,000 | $61,000 | $249,000 |
| File Closed For Incompleteness | 2 | $79,000 | $39,000 | $54,000 | $16,000 | $32,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 84 | $4,523,000 | $53,000 | $205,000 | $47,000 | $166,000 |
| Debt-To-Income Ratio | 48 | $3,532,000 | $73,000 | $275,000 | $41,000 | $132,000 |
| Collateral | 24 | $2,467,000 | $102,000 | $275,000 | $73,000 | $452,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $630,000 | $126,000 | $260,000 | $58,000 | $74,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $36,000 | $36,000 |
| Employment History | 1 | $1,000 | $1,000 | $1,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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