Community National Bank & Trust Mortgage Lending & HMDA Data, 2017
In 2017, Community National Bank & Trust of Chanute, KS reported 1,063 mortgage applications totaling $107.6 million, up 7% from 2016. The average application was for $101,216, and applicants reported an average income of $63,376. 75% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Wichita, KS (220), Kansas City, MO-KS (8) and Joplin, MO (4) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust 14 N Lincoln Chanute, KS 66720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,063 |
| Total Mortgage Loan Application Amount | $107,593,000 |
| Average Mortgage Loan Application Amount | $101,216 |
| Highest Mortgage Loan Application Amount | $2,149,000 |
| Average Applicant Income | $63,376 |
| Highest Applicant Income | $1,182,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery, Kansas | 188 | $ 13,394,000 | $ 71,244 | $ 64,000 |
| Cowley, Kansas | 155 | $ 16,454,000 | $ 106,154 | $ 46,000 |
| Butler, Kansas | 135 | $ 13,575,000 | $ 100,555 | $ 56,000 |
| Crawford, Kansas | 124 | $ 12,478,000 | $ 100,629 | $ 63,000 |
| Sedgwick, Kansas | 69 | $ 14,768,000 | $ 214,028 | $ 65,000 |
| Lyon, Kansas | 57 | $ 3,834,000 | $ 67,263 | $ 57,000 |
| Neosho, Kansas | 50 | $ 3,186,000 | $ 63,720 | $ 47,000 |
| Allen, Kansas | 48 | $ 2,948,000 | $ 61,416 | $ 46,000 |
| Labette, Kansas | 46 | $ 4,273,000 | $ 92,891 | $ 58,000 |
| Wilson, Kansas | 46 | $ 2,887,000 | $ 62,760 | $ 67,000 |
| Greenwood, Kansas | 24 | $ 2,456,000 | $ 102,333 | $ 62,000 |
| Chautauqua, Kansas | 13 | $ 832,000 | $ 64,000 | $ 103,000 |
| Harvey, Kansas | 12 | $ 1,706,000 | $ 142,166 | $ 77,000 |
| Nowata, Oklahoma | 8 | $ 1,035,000 | $ 129,375 | $ 67,000 |
| Marion, Kansas | 6 | $ 944,000 | $ 157,333 | $ 117,000 |
| Kay, Oklahoma | 5 | $ 318,000 | $ 63,600 | $ 43,000 |
| Cherokee, Kansas | 4 | $ 323,000 | $ 80,750 | $ 102,000 |
| Sumner, Kansas | 4 | $ 348,000 | $ 87,000 | $ 62,000 |
| Washington, Oklahoma | 4 | $ 688,000 | $ 172,000 | $ 115,000 |
| Coffey, Kansas | 3 | $ 498,000 | $ 166,000 | $ 28,000 |
| Johnson, Kansas | 3 | $ 876,000 | $ 292,000 | $ 840,000 |
| Kiowa, Kansas | 3 | $ 618,000 | $ 206,000 | $ 50,000 |
| Barton, Missouri | 3 | $ 114,000 | $ 38,000 | $ 98,000 |
| Jackson, Missouri | 3 | $ 546,000 | $ 182,000 | $ 143,000 |
| Jasper, Missouri | 3 | $ 214,000 | $ 71,333 | $ 60,000 |
| Barton, Kansas | 2 | $ 586,000 | $ 293,000 | $ 128,000 |
| Elk, Kansas | 2 | $ 158,000 | $ 79,000 | $ 47,000 |
| Reno, Kansas | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Shawnee, Kansas | 2 | $ 168,000 | $ 84,000 | $ 53,000 |
| Woodson, Kansas | 2 | $ 384,000 | $ 192,000 | $ 56,000 |
| Delaware, Oklahoma | 2 | $ 822,000 | $ 411,000 | $ 577,000 |
| Oklahoma, Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Tulsa, Oklahoma | 2 | $ 275,000 | $ 137,500 | $ 67,000 |
| Cheatham, Tennessee | 2 | $ 189,000 | $ 94,500 | $ 47,000 |
| Maricopa, Arizona | 1 | $ 12,000 | $ 12,000 | $ 119,000 |
| Benton, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Huerfano, Colorado | 1 | $ 39,000 | $ 39,000 | $ 45,000 |
| Monroe, Florida | 1 | $ 152,000 | $ 152,000 | $ 370,000 |
| Palm Beach, Florida | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Anderson, Kansas | 1 | $ 20,000 | $ 20,000 | $ 97,000 |
| Bourbon, Kansas | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Douglas, Kansas | 1 | $ 166,000 | $ 166,000 | $ 106,000 |
| Ford, Kansas | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Franklin, Kansas | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Jackson, Kansas | 1 | $ 157,000 | $ 157,000 | $ 90,000 |
| Jefferson, Kansas | 1 | $ 256,000 | $ 256,000 | $ 373,000 |
| Linn, Kansas | 1 | $ 14,000 | $ 14,000 | $ 55,000 |
| Saline, Kansas | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
| Scott, Kansas | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Wyandotte, Kansas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Cedar, Missouri | 1 | $ 104,000 | $ 104,000 | $ 217,000 |
| Christian, Missouri | 1 | $ 152,000 | $ 152,000 | $ 122,000 |
| Newton, Missouri | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Sheridan, Nebraska | 1 | $ 84,000 | $ 84,000 | $ 135,000 |
| Hamilton, Ohio | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Comanche, Oklahoma | 1 | $ 248,000 | $ 248,000 | $ 200,000 |
| Craig, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Creek, Oklahoma | 1 | $ 224,000 | $ 224,000 | $ 127,000 |
| Ottawa, Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Pittsburg, Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 68,000 |
| Montgomery, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 808,000 | $ 808,000 | $ 0 |
| Fannin, Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community National Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 566 | $58,591,000 | $103,000 | $1,100,000 | $71,000 | $1,182,000 |
| Refinancing | 258 | $35,766,000 | $138,000 | $1,639,000 | $47,000 | $274,000 |
| Home Improvement | 239 | $13,236,000 | $55,000 | $2,149,000 | $63,000 | $370,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 885 | $77,819,000 | $87,000 | $1,136,000 | $70,000 | $1,182,000 |
| Not applicable | 88 | $21,557,000 | $244,000 | $2,149,000 | $0 | $0 |
| Hispanic | 42 | $2,299,000 | $54,000 | $180,000 | $48,000 | $153,000 |
| American Indian or Alaskan Native | 19 | $2,501,000 | $131,000 | $520,000 | $52,000 | $142,000 |
| Not Provided | 19 | $2,712,000 | $142,000 | $380,000 | $95,000 | $275,000 |
| Asian | 5 | $330,000 | $66,000 | $114,000 | $63,000 | $84,000 |
| Black or African American | 5 | $375,000 | $75,000 | $132,000 | $55,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,062 | $107,441,000 | $101,000 | $2,149,000 | $63,000 | $1,182,000 |
| FHA-insured (Federal Housing Administration) | 1 | $152,000 | $152,000 | $152,000 | $17,000 | $17,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 796 | $79,924,000 | $100,000 | $2,149,000 | $61,000 | $1,182,000 |
| Application Denied By Financial Institution | 117 | $9,947,000 | $85,000 | $400,000 | $58,000 | $232,000 |
| Application Withdrawn By Applicant | 100 | $12,264,000 | $122,000 | $425,000 | $80,000 | $275,000 |
| Application Approved But Not Accepted | 50 | $5,458,000 | $109,000 | $800,000 | $89,000 | $1,049,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $5,556,000 | $101,000 | $343,000 | $59,000 | $153,000 |
| Credit History | 44 | $2,916,000 | $66,000 | $238,000 | $56,000 | $180,000 |
| Collateral | 10 | $1,184,000 | $118,000 | $400,000 | $76,000 | $232,000 |
| Other | 4 | $127,000 | $31,000 | $50,000 | $29,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $148,000 | $49,000 | $84,000 | $40,000 | $51,000 |
| Employment History | 1 | $16,000 | $16,000 | $16,000 | $53,000 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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