Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Community Trust Bank, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,598 |
| Total Mortgage Loan Application Amount | $284,970,000 |
| Average Mortgage Loan Application Amount | $66,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $55,666 |
| Highest Applicant Income | $1,944,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 562 | $ 34,982,000 | $ 62,000 | $ 57,000 |
| Letcher County Kentucky | 305 | $ 12,835,000 | $ 42,000 | $ 50,000 |
| Floyd County Kentucky | 216 | $ 15,694,000 | $ 72,000 | $ 57,000 |
| Whitley County Kentucky | 156 | $ 9,661,000 | $ 61,000 | $ 48,000 |
| Fayette County Kentucky | 150 | $ 25,578,000 | $ 170,000 | $ 90,000 |
| Pulaski County Kentucky | 134 | $ 12,714,000 | $ 94,000 | $ 57,000 |
| Laurel County Kentucky | 118 | $ 9,927,000 | $ 84,000 | $ 56,000 |
| Perry County Kentucky | 115 | $ 9,404,000 | $ 81,000 | $ 72,000 |
| Bell County Kentucky | 104 | $ 5,753,000 | $ 55,000 | $ 46,000 |
| Fleming County Kentucky | 104 | $ 6,101,000 | $ 58,000 | $ 47,000 |
| Boyd County Kentucky | 103 | $ 8,717,000 | $ 84,000 | $ 59,000 |
| Knott County Kentucky | 101 | $ 5,152,000 | $ 51,000 | $ 50,000 |
| Mingo County West Virginia | 97 | $ 6,069,000 | $ 62,000 | $ 61,000 |
| Taylor County Kentucky | 96 | $ 9,175,000 | $ 95,000 | $ 52,000 |
| Clark County Kentucky | 88 | $ 8,068,000 | $ 91,000 | $ 64,000 |
| Green County Kentucky | 83 | $ 6,528,000 | $ 78,000 | $ 46,000 |
| Montgomery County Kentucky | 79 | $ 5,641,000 | $ 71,000 | $ 55,000 |
| Rockcastle County Kentucky | 74 | $ 4,628,000 | $ 62,000 | $ 43,000 |
| Madison County Kentucky | 68 | $ 6,524,000 | $ 95,000 | $ 68,000 |
| Johnson County Kentucky | 59 | $ 5,151,000 | $ 87,000 | $ 58,000 |
| Marion County Kentucky | 46 | $ 4,547,000 | $ 98,000 | $ 58,000 |
| Adair County Kentucky | 36 | $ 2,498,000 | $ 69,000 | $ 42,000 |
| Woodford County Kentucky | 35 | $ 4,509,000 | $ 128,000 | $ 68,000 |
| Boyle County Kentucky | 32 | $ 4,027,000 | $ 125,000 | $ 65,000 |
| Nicholas County West Virginia | 32 | $ 1,937,000 | $ 60,000 | $ 61,000 |
| Greenup County Kentucky | 29 | $ 2,812,000 | $ 96,000 | $ 57,000 |
| Mercer County Kentucky | 27 | $ 2,308,000 | $ 85,000 | $ 47,000 |
| Russell County Kentucky | 26 | $ 2,326,000 | $ 89,000 | $ 46,000 |
| Claiborne County Tennessee | 24 | $ 2,307,000 | $ 96,000 | $ 65,000 |
| Lincoln County West Virginia | 22 | $ 1,138,000 | $ 51,000 | $ 39,000 |
| Lawrence County Kentucky | 21 | $ 1,761,000 | $ 83,000 | $ 62,000 |
| Nicholas County Kentucky | 17 | $ 1,581,000 | $ 93,000 | $ 58,000 |
| Knox County Kentucky | 16 | $ 1,224,000 | $ 76,000 | $ 61,000 |
| Martin County Kentucky | 16 | $ 843,000 | $ 52,000 | $ 58,000 |
| Wayne County West Virginia | 16 | $ 661,000 | $ 41,000 | $ 39,000 |
| Bath County Kentucky | 15 | $ 667,000 | $ 44,000 | $ 44,000 |
| Harlan County Kentucky | 14 | $ 1,435,000 | $ 102,000 | $ 54,000 |
| Jessamine County Kentucky | 14 | $ 2,819,000 | $ 201,000 | $ 106,000 |
| Garrard County Kentucky | 13 | $ 1,393,000 | $ 107,000 | $ 69,000 |
| Lincoln County Kentucky | 13 | $ 1,034,000 | $ 79,000 | $ 45,000 |
| Bourbon County Kentucky | 12 | $ 1,610,000 | $ 134,000 | $ 74,000 |
| Leslie County Kentucky | 12 | $ 992,000 | $ 82,000 | $ 57,000 |
| Magoffin County Kentucky | 12 | $ 501,000 | $ 41,000 | $ 51,000 |
| Menifee County Kentucky | 12 | $ 498,000 | $ 41,000 | $ 44,000 |
| Scott County Kentucky | 12 | $ 1,614,000 | $ 134,000 | $ 108,000 |
| Kanawha County West Virginia | 12 | $ 1,107,000 | $ 92,000 | $ 34,000 |
| Rowan County Kentucky | 11 | $ 848,000 | $ 77,000 | $ 50,000 |
| Casey County Kentucky | 10 | $ 885,000 | $ 88,000 | $ 53,000 |
| Franklin County Kentucky | 10 | $ 1,257,000 | $ 125,000 | $ 90,000 |
| Powell County Kentucky | 10 | $ 525,000 | $ 52,000 | $ 59,000 |
| Lawrence County Ohio | 10 | $ 656,000 | $ 65,000 | $ 48,000 |
| Anderson County Kentucky | 9 | $ 1,028,000 | $ 114,000 | $ 56,000 |
| Breathitt County Kentucky | 9 | $ 927,000 | $ 103,000 | $ 71,000 |
| Harrison County Kentucky | 7 | $ 679,000 | $ 97,000 | $ 60,000 |
| Jefferson County Kentucky | 7 | $ 1,808,000 | $ 258,000 | $ 136,000 |
| Hardin County Kentucky | 6 | $ 739,000 | $ 123,000 | $ 53,000 |
| Lewis County Kentucky | 6 | $ 310,000 | $ 51,000 | $ 29,000 |
| Mason County Kentucky | 6 | $ 463,000 | $ 77,000 | $ 46,000 |
| McCreary County Kentucky | 6 | $ 634,000 | $ 105,000 | $ 72,000 |
| Campbell County Tennessee | 6 | $ 410,000 | $ 68,000 | $ 52,000 |
| Lee County Virginia | 6 | $ 390,000 | $ 65,000 | $ 59,000 |
| Washington County Kentucky | 5 | $ 304,000 | $ 60,000 | $ 81,000 |
| Buchanan County Virginia | 5 | $ 727,000 | $ 145,000 | $ 76,000 |
| Cabell County West Virginia | 5 | $ 257,000 | $ 51,000 | $ 46,000 |
| Clinton County Kentucky | 4 | $ 470,000 | $ 117,000 | $ 48,000 |
| Nelson County Kentucky | 4 | $ 329,000 | $ 82,000 | $ 59,000 |
| Wolfe County Kentucky | 4 | $ 649,000 | $ 162,000 | $ 111,000 |
| Grainger County Tennessee | 4 | $ 338,000 | $ 84,000 | $ 131,000 |
| Wise County Virginia | 4 | $ 308,000 | $ 77,000 | $ 76,000 |
| Jackson County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 42,000 |
| Scioto County Ohio | 3 | $ 226,000 | $ 75,000 | $ 50,000 |
| Jefferson County Tennessee | 3 | $ 366,000 | $ 122,000 | $ 60,000 |
| Sevier County Tennessee | 3 | $ 1,645,000 | $ 548,000 | $ 162,000 |
| Union County Tennessee | 3 | $ 700,000 | $ 233,000 | $ 132,000 |
| Walton County Florida | 2 | $ 203,000 | $ 101,000 | $ 120,000 |
| Decatur County Indiana | 2 | $ 116,000 | $ 58,000 | $ 66,000 |
| Bracken County Kentucky | 2 | $ 91,000 | $ 45,000 | $ 65,000 |
| Carter County Kentucky | 2 | $ 35,000 | $ 17,000 | $ 22,000 |
| Cumberland County Kentucky | 2 | $ 218,000 | $ 109,000 | $ 37,000 |
| Estill County Kentucky | 2 | $ 81,000 | $ 40,000 | $ 27,000 |
| Grant County Kentucky | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Kenton County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 83,000 |
| Larue County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 48,000 |
| Metcalfe County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 49,000 |
| Wayne County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Brown County Ohio | 2 | $ 85,000 | $ 42,000 | $ 72,000 |
| Hamilton County Ohio | 2 | $ 452,000 | $ 226,000 | $ 96,000 |
| Hawkins County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 77,000 |
| Logan County West Virginia | 2 | $ 64,000 | $ 32,000 | $ 49,000 |
| Benton County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Los Angeles County California | 1 | $ 500,000 | $ 500,000 | $ 51,000 |
| Citrus County Florida | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Orange County Florida | 1 | $ 312,000 | $ 312,000 | $ 347,000 |
| Pinellas County Florida | 1 | $ 139,000 | $ 139,000 | $ 255,000 |
| St. Lucie County Florida | 1 | $ 356,000 | $ 356,000 | $ 73,000 |
| Gwinnett County Georgia | 1 | $ 272,000 | $ 272,000 | $ 112,000 |
| Johnson County Indiana | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Barren County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 111,000 |
| Boone County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 67,000 |
| Bullitt County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 12,000 |
| Clay County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Daviess County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Hart County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Henry County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Morgan County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Oldham County Kentucky | 1 | $ 241,000 | $ 241,000 | $ 60,000 |
| Robertson County Kentucky | 1 | $ 227,000 | $ 227,000 | $ 86,000 |
| Shelby County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| Warren County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Washtenaw County Michigan | 1 | $ 23,000 | $ 23,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 396,000 | $ 396,000 | $ 272,000 |
| Union County New Jersey | 1 | $ 348,000 | $ 348,000 | $ 45,000 |
| Chatham County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 56,000 |
| Craven County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 125,000 |
| Mecklenburg County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Clermont County Ohio | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Montgomery County Ohio | 1 | $ 100,000 | $ 100,000 | $ 180,000 |
| Cleveland County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 37,000 |
| Allegheny County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 553,000 |
| Mercer County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 92,000 |
| Providence County Rhode Island | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Beaufort County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Horry County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 123,000 |
| Carter County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Cocke County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Cumberland County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| Hamblen County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 131,000 |
| Hancock County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Scott County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Shelby County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Sullivan County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 55,000 |
| Unicoi County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| Washington County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| Dickenson County Virginia | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Boone County West Virginia | 1 | $ 133,000 | $ 133,000 | $ 87,000 |
| Clay County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Mercer County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Monongalia County West Virginia | 1 | $ 172,000 | $ 172,000 | $ 98,000 |
| Putnam County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Upshur County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,633 | $157,148,000 | $96,000 | $1,350,000 | $58,000 | $448,000 |
| Home Purchase | 1,282 | $120,185,000 | $93,000 | $3,000,000 | $64,000 | $1,944,000 |
| Home Improvement | 683 | $7,637,000 | $11,000 | $244,000 | $45,000 | $569,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,359 | $260,530,000 | $77,000 | $3,000,000 | $59,000 | $1,944,000 |
| Not Provided | 94 | $8,317,000 | $88,000 | $257,000 | $61,000 | $504,000 |
| Not applicable | 63 | $7,483,000 | $118,000 | $494,000 | $0 | $0 |
| Black or African American | 46 | $4,082,000 | $88,000 | $417,000 | $60,000 | $241,000 |
| Hispanic | 17 | $1,869,000 | $109,000 | $370,000 | $74,000 | $350,000 |
| Asian | 14 | $2,424,000 | $173,000 | $357,000 | $133,000 | $553,000 |
| American Indian or Alaskan Native | 4 | $200,000 | $50,000 | $150,000 | $38,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $11,000 | $11,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,598 | $284,970,000 | $79,000 | $3,000,000 | $58,000 | $1,944,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,695 | $218,295,000 | $81,000 | $3,000,000 | $60,000 | $1,944,000 |
| Application Denied By Financial Institution | 521 | $33,873,000 | $65,000 | $417,000 | $46,000 | $504,000 |
| Application Approved But Not Accepted | 351 | $31,271,000 | $89,000 | $1,000,000 | $62,000 | $684,000 |
| Application Withdrawn By Applicant | 25 | $978,000 | $39,000 | $157,000 | $42,000 | $117,000 |
| File Closed For Incompleteness | 6 | $553,000 | $92,000 | $195,000 | $53,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 260 | $20,019,000 | $76,000 | $345,000 | $51,000 | $504,000 |
| Collateral | 66 | $5,805,000 | $87,000 | $417,000 | $51,000 | $178,000 |
| Debt-To-Income Ratio | 58 | $5,066,000 | $87,000 | $298,000 | $43,000 | $144,000 |
| Other | 10 | $893,000 | $89,000 | $199,000 | $63,000 | $115,000 |
| Employment History | 3 | $252,000 | $84,000 | $108,000 | $52,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $32,000 | $32,000 | $32,000 | $34,000 | $34,000 |
| Unverifiable Information | 1 | $131,000 | $131,000 | $131,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.